# Compare BILL Accounts Payable & Receivable vs Melio 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Melio and BILL Accounts Payable & Receivable based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/166559-184673/BILL-vs-Melio --- # Melio vs BILL Accounts Payable & Receivable Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: MelioBILL Accounts Payable & Receivable2/4 selected [Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.1 (561)](https://www.capterra.com/p/166559/BILL/reviews/) [## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $25.00/month Value-for-Money 4.3 Functionality 4.1 Ease of Use 4.3 Customer Service 4 Reviews Sentiment Based on [401 reviews](#user-reviews) Positive 331 Neutral 9 Negative 61 [## BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.1 (561)](https://www.capterra.com/p/166559/BILL/reviews/) Starting Price $49.00/month Value-for-Money 3.9 Functionality 4.1 Ease of Use 4.2 Customer Service 3.8 Reviews Sentiment Based on [561 reviews](#user-reviews) Positive 456 Neutral 40 Negative 65 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 5,444 reviews from accounts payable software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 70%Fit Not enough reviews Feature ratings Accounting 4.0 Financial Management \-- Bank Reconciliation 4.4 Invoice Processing 4.4 Billing & Invoicing 4.4 74%Fit Not enough reviews Feature ratings Accounting 3.7 Financial Management 3.0 Bank Reconciliation 4.0 Invoice Processing 4.2 Billing & Invoicing 4.2 User satisfaction User satisfaction 4.2 User reviews[401](https://www.capterra.com/p/184673/Melio/reviews/) Ease of use 4.3 Functionality 4.1 Value for money 4.3 Customer support 4.0 User satisfaction 4.1 User reviews[561](https://www.capterra.com/p/166559/BILL/reviews/) Ease of use 4.2 Functionality 4.1 Value for money 3.9 Customer support 3.8 Price starts from Price starts from $25Per User, Per Month - Free version - Free trial Price starts from $49Per User, Per Month - Free version - Free trial Best for Best for Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. Best for BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can thrive. ## User reviews Pros & cons LC Lin C. CEO > "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) NN Nick N. Owner > "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) JM Julie M. Owner > "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) LC Lin C. CEO > "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BM Brandon M. Owner > "My only issue is that card payments aren't sent on weekends." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) GI Gabriel I. Founder > "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402) TT Toni T. Owner > "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348) CC Charles C. Director Marketing > "It improved the entire invoicing process by having an accurate order of payments sent and received." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703) JM Julie M. Owner > "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) LC Lin C. CEO > "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I wanted to love this software, but was unfortunately unable to truly experience its benefits." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) NN Nick N. Owner > "The thing I liked about Melio is that it is free of subscription payments and free to register." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) KW Kimb W. Owner > "There is a chance of card payments to result in significant fees if you use the service frequently" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) JR Julian R. Finance and foreign trade > "The data is stored on a secure platform that allows payment tracking for more security" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634) KC Kyle C. CEO > "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) ER Erika R. Real estate investor > "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231) RW Robert W. President > "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582) EL Elizabeth L. professional accountant > "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) VR Verified Reviewer Office Manager - Bookkeeper > "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see..." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) LC Lin C. CEO > "The learning curve was very low, and it provided good value for money for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) KC Kyle C. CEO > "Security flaws are huge." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) SS Saurabh S. Founder > "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148) SK Shawn K. Director > "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258) PW Peter W. Vice President > "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978) KC Kyle C. CEO > "You have to just hope you dont have a disgruntled employee or book-keeper?" [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) AC Ada C. CEO & Founder > "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) VR Verified Reviewer Office Manager - Bookkeeper > "Even with the receipts they request they do not care even telling me that I should have read their policy article before using their service." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) SC Sachin C. Agritech > "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982) DB DrJoy B. Owner > "I would like to have recurring billing to my clients for services and it's not supported at this time." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4776011) JM Julie M. Owner > "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) KC Kyle C. CEO > "I'd stay away from Melio until this fixed." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) AC Ada C. CEO & Founder > "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) RD Rodrigo D. Publisher > "I didn't need to use its customer service yet, but I read it can be a bit hard when you need it." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4778598) KW Kimb W. Owner > "It's the most suitable for business accounting software integration that will make everything smooth and clear" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) Garrett B. Owner > "All I want to do is change my email address because the one on file doesn't work anymore." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544) EL Elizabeth L. professional accountant > "It makes the whole process of paying bills easier and spending hours entering data." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) KB Kathleen B. Founder, Virtual Assistant > "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) CT Christie T. Owner, Lead Bookkeeper > "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) JD Jamie D. Accountant > "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) AH Alton H. owner > "I was able to pay several vendors within minutes without headache or hassle." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526) MM Melissa M. President > "I'm finding that my vendor addresses don't carry over from QBO to Melio, so the first time I pay a vendor in Melio I have to type in the vendor address..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3442313) CM Carisa M. Accounting Manager > "it has given us the ability to work in remote situations and process payments for clients no matter where we are." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311) JM Julie M. Owner > "I found it very confusing and not a smooth process at all." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) AC Ania C. Assistant Manager > "It has been a good experience and has relieved a lot the way credit card payments are processed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245) JS Jeana S. Owner > "That it doesn’t integrate with QuickBooks Desktop and that it’s only B2B. Also wish it had a mobile app that you could snap pictures of bills fast..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3441940) Ginger B. Court reporter > "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945) CT Christie T. Owner, Lead Bookkeeper > "I couple of times payments have not gone through, and the process of fixing that is slow" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) EL Elizabeth L. professional accountant > "Now I only have to upload the bills and Melio does everything for me." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) FH Flossie H. CEO > "Sometimes a payment will fail due to technical issues. But it has been rare." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774938) Ryan M. Executive Administration > "It is nice being able to have rewards being built for credit card payments, less 1099's, and simple payment tracking" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715228) KB Kathleen B. Founder, Virtual Assistant > "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LM Lisa M. Administrator > "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) KC Kathleen C. Owner > "Lots of companies I deal with do not accept credit cards." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774955) VR Verified Reviewer Ceo > "I really am happy with my experience paying a vendor who only accepted a wire transfer with my credit card CS using my checking account." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715218) HH Heidi H. owner > "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808) BH Basim H. Managing Member > "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567) KB Kathleen B. Founder, Virtual Assistant > "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) RS Ryan S. Manager > "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056) KB Kathleen B. Founder, Virtual Assistant > "I've now had three instances of payments being stopped--critical payments I'd add." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) BM Brandon M. Owner > "Great experience overall, great support and pricing." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) SP Sandy P. accountant > "It takes a little bit longer than I would like to get the funds in my bank account after a customer has made the payment when they pay from their bank..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3442432) LR Liz R. Owner > "It’s easy to use and all the functionalities you have to send payments is great!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505) KB Kathleen B. Founder, Virtual Assistant > "Worst of all, support does nothing but say it's the "payer's responsibility" to check information." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) FH Flossie H. CEO > "I LOVE that I can pass the processing fees off to my customer, or allow them to utilize ACH." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774938) LG Laura G. Office Manager, Bookkeeper > "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275) Andrei P. Data Scientist > "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001) SM Saviour M. MANAGER > "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073) MM MiKayla M. Accounting Specialist > "Melio has been super helpful in organizing our accounts payable system." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715737) MC Marialuisa C. Owner > "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203) JD Jamie D. Accountant > "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) TW Tiffany W. Executive Assistant > "Delayed response time from melio at times." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775069) AC Ada C. CEO & Founder > "It also makes it easy to save payment details & information from vendors." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) IL Ivan L. Sales > "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067) JW Julieanne W. Systems expert > "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548) KB Kathleen B. Founder, Virtual Assistant > "hours is not good enough for a payment processor." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) CN Carmen N. Head of Corporate Affairs > "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360) KC Kari C. executive director > "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998) LH Lisa H. President > "It makes the accounts payable process super streamlined and smooth." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775966) VR Verified Reviewer CFO > "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely" [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965) [View Reviews](https://www.capterra.com/p/184673/Melio/reviews/) TQ Tawanda Q. Director of Finance > "What I like most about the Accounts Payable and Receivable is the way it simplifies and refines the processing of vendors payments and the..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6822405) CF Claire F. Lead of Supply Chain > "I dislike that there isn't a way to view PDFs without having to click into a particular invoice. If you could do that, to search for a..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7074450) MM Melissa M. Office manager > "I love that I have access to be able to stop use on any funds if employee is no longer working for us or the ability to check all limits at..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6796772) OD Olga D. Pharmacist > "I didn't like how it displayed too many columns on reports, which made it difficult to see if you need to take screenshots." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7094212) PK Patricia K. VP, Finance and Operations > "Given the time savings alone the small price we pay for processing is a great value and is far less than the cost of time, check stock and..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7118830) VR Verified Reviewer Finance Admin > "You have to manually receive payments because Bill.com does not receive updates from QB. Bill.com reuses invoice numbers which causes lots..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7001978) SJ Sherin J. Senior accounting specialist > "I am using BILL for AP bill processing and payment, ACH and Wire payment methods are simplifying my work and i can track everything under..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6739507) VR Verified Reviewer Accounting Clerk > "We do not understand how or why this happened, and the best way to fix it would be to work with our account manager to terminate some..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7073703) KK Kimberly K. CEO and Founder > "Streamlined billing dramatically, ability to set up profiles for clients to make invoice submission a click of the button, with a lot of..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6630135) VR Verified Reviewer Accounting Clerk > "For example, there was a BILL-side issue that prevented some features (multiple colleagues had the same issue on different computers)." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7073703) PN Petal N. CEO > "Accounting and Bookkeeping, Banking and Transactions, Email Communication, easy to use, Value for Money, can't ever remember needing to..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7049781) SB Syretha B. Firm Administrator > "For some reason the tech team hasn't been able to figure out why I don't get notified every time a bill has been approved for payment." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7051810) PM Philip M. Branch Manager > "I like how I can get my reimbursement in full without any commissions or cuts on my end." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7041309) DC Daia C. Owner > "The customer support was very unhelpful, as well as unresponsive in assisting me with information for understanding why my account was..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7013838) PK Patricia K. VP, Finance and Operations > "Bank transactions have been significantly reduced making reconciliations a breeze. " [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7118830) SM Sean M. Owner > "Being charged nearly the entire payment amount for their own system issue is unacceptable." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7050498) CF Claire F. Lead of Supply Chain > "I also like that you can view bills by vendor." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7074450) NJ Natasha J. Photography > "The app charged me a fee for instant transfer that I never agreed to, and the option to turn it off was broken." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6862175) NG Natalie G. Senior Marketing Manager > "I like that it automatically will (sometimes correctly) recognize and categorize different budget categories. Both the desktop and mobile..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6455973) CB Char B. Account director > "It sometimes doesn’t let you know how many approvals it’s waiting on in this delayed payment sometimes because of it" [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6860703) PK Patricia K. VP, Finance and Operations > "Vendors manage their own accounts, which is amazing in and of itself. " [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7118830) VR Verified Reviewer Finance Admin > "You cannot bundle services in your invoice." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7001978) VR Verified Reviewer Accounts Supervisor > "It also helped in maintenance of cash flow and timely payment of bills" [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6881621) VR Verified Reviewer Finance Admin > "I cannot fathom that a company that has offered this service for more than 5 years has not worked harder at making it a better experience..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7001978) KC Kristen C. CEO > "BILL allows me to easily create, send, manage invoices." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6647530) NJ Natasha J. Photography > "The app was difficult to use, customer service was unhelpful, and overall it caused more stress than it solved." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6862175) PM Philip M. Branch Manager > "This makes using Bill easy for me and gives me a reason to continue using it." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7041309) ED Edgars D. Accounting Manager > "No way to import a payment list - have to enter lot of information manually." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6721974) CS Catheryn S. Cheer mom > "This is a secure, user friendly and fast way to send and receive funds." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7089527) NJ Natasha J. Photography > "I didn’t choose this app —my company used it to pay me. But if I had a choice, I’d avoid it completely." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6862175) WS Warren S. Senior Analyst > "Really great product that was implemented for a client and used for almost 2 years by us (supporting the client with finance and operations..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4801532) VR Verified Reviewer Accounts Manager > "Being an accountant I face a lot of difficulty when I have to ask him about the code he receives on his phone." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6462824) KC Katherine C. Chief Operations and Finance Officer > "Bill is easy to use and the functionality of including different people to review and approve bills is high." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6838182) SM Sean M. Owner > "Terrible support policies." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7050498) Ravi B. CEO > "This product is great for companies that need to pay large swaths of invoices, keep track of them, and cut time spent in quickbooks doing..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5020517) WS Warren S. Senior Analyst > "Some countries are not listed/approved for payments and we had to settle for wire transfers from our banking account to achieve this so..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4801532) WS Warren S. Senior Analyst > "International PaymentsLow feesMultiple users with various roles that can be configured any which way you likeApproval and payer process..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4801532) VR Verified Reviewer Owner and Designer > "I have received multiple phone calls from Bill asking me for more information about my business, and I have declined, as I have no desire to..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4970197) PV Pavan V. Accounting Specialist > "I would recommend BILL to anyone who are looking to simplify their AP and AR process and even if you are looking BILL as a payment method to..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5059146) Adam G. Chief Information Technology > "Something I don't like is that customer service is very slow to answer, when you need immediate attention this can be critical, since it..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4977466) CK Courtney K. Registered Dietitian > "I like the timeliness of the invoices and it comes right to my app on my phone." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6654980) SJ Sherin J. Senior accounting specialist > "International payments are more time consuming" [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6739507) KA Kristina A. Vice President > "Mostly ver smooth and efficient way to process high volumes of payments and insure accuracy in the payment amounts, payee etc." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5059247) WL Whitney L. Owner > "All the options available are kind of pricey." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6481878) Paulette B. Project Manager > "The software has been instrumental in automating financial operations at my company and has had a profound effect on the effectiveness and..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4839501) BF Bernat F. CEO > "Their product is full of bugs." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6550131) Tiffany M. Administrator > "They also matched our current cash-back rewards program!" [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7008774) KJ Kirk J. Estimator > "It was inefficient and many employees would forget." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6567848) DP Dylan P. Lab Operations Associate > "Bill has made it simple to file for reimbursement for personal expenses during work trips." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6564162) VC Victor C. Manager > "Took me at least one hour to get into the problem." [See full review](https://www.capterra.com/p/166559/BILL/#SoftwareAdvice___6757133) Paulette B. Project Manager > "We particularly appreciate the centralized accounting for both payables and receivables and the flexibility to modify approval methods." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4839501) Melanie A. Lead Trainer and Consultant > "While my experience is limited as an end-user, there have been a few times where my payment requests were not received or were duplicated." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4916535) JC Jason C. Controller > "I also like the ability for the software to learn from invoices and apply that learning to coding future invoices." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5094567) CN Colleen N. Owner > "The customer service email disregards everything that you say, they do not allow you to call in with any questions or concerns." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4734390) AH Alton H. owner > "I like that my business has the options of either paying by ach or credit card. " [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6503288) CL Claudia L. Reviewer > "Bill.com lacks the ability to create custom reports and customize the look and feel of invoices and other documents." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4390374) DP Dylan P. Lab Operations Associate > "Bill makes it easy to file for reimbursement and track personal expenses." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6564162) PV Pavan V. Accounting Specialist > "Invoice creation templates are most common and we can't see any design there." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5059146) Melanie A. Lead Trainer and Consultant > "I don’t use to process payments but as an accounts receivable option, it works great for me and allows me to get paid even faster." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4916535) SD Samuel D. Principal > "The Accounts Receivable side of Bill is decent, but it is somewhat glitchy, expecially in the integration with QuickBooks and we also have..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4410140) Tiffany M. Administrator > "It is easy to build and auto codes to the right expense account and class." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7008774) VR Verified Reviewer Manager > "The pricing that is user based and not account based which makes it quite expensive if more than one person has to use it" [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6032506) KT Krystal T. Software Solutions Associate > "Having implemented BILL for over 20 clients, I truly believe it the software's ability to help company's manage their finances in the best..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765) JW Jacquie W. Project Manager > "Our other product, Xero, has ZERO customer service. If I had to decide between these two products mentioned here, I would definitely pick..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6022999) AT Andrea T. Controller > "It's very easy to use, and eliminates paper checks and manual processing of wires and ACH payments. " [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6344079) JK Joshua K. Director, Finance and Operations > "We work with some international vendors and contractors in regions where Bill.com either isn't supported or is only able to send funds in a..." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4314016) Melanie A. Lead Trainer and Consultant > "Entering invoices is a simple process and I like that you are able to view and track your payment requests once submitted." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4916535) KT Krystal T. Software Solutions Associate > "This could cause issues in reporting when integrating with QBO." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765) NG Natalie G. Senior Marketing Manager > "Bill.com makes expense tracking and submitting extremely easy." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6455973) EB Emma B. Accounting Manager > "We could not do Credit card as the reconciliation can be messy." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5004223) JS Jennifer S. Outreach Director > "Overall, I really am happy that we moved to bill for our payments." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6836304) LL Laura L. Advisory Manager > "It does get a bit expensive for smaller businesses that need multiple users." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058716) KT Krystal T. Software Solutions Associate > "Now with their continued integration of the Spend & Expense platform, it is becoming a one-stop-shop for your business financial needs." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765) CN Colleen N. Owner > "The company withheld funds for work we had performed for over 4 weeks without cause." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4734390) KT Krystal T. Software Solutions Associate > "The workflows and automations help make business more efficient and I get to spend more time focusing on the future of the company's I help." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765) TH Thaier H. CEO > "I am extremely disappointed with Bill.com’s service." [See full review](https://www.capterra.com/p/166559/BILL/#SoftwareAdvice___6572028) TH Thaier H. CEO > "The live agent was polite and tried to be helpful despite the frustrating verification process." [See full review](https://www.capterra.com/p/166559/BILL/#SoftwareAdvice___6572028) EK Elam K. owner > "aweful service reps." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6720247) ED Edgars D. Accounting Manager > "I like the vendor and customer management." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6721974) KV Kim V. COO > "If a vendor enters something incorrectly when setting up their account or if they need an address changed, we aren't able to do it for them." [See full review](https://www.capterra.com/p/166559/BILL/#Capterra___3841488) [View Reviews](https://www.capterra.com/p/166559/BILL/reviews/) ## User interface 4.21 (401) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) 4.14 (561) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Melio 28/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/184673/Melio/#features) BILL Accounts Payable & Receivable Top features 43/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/166559/BILL/#features) ### Recognition No recognitions have been awarded to Melio No recognitions have been awarded to BILL Accounts Payable & Receivable ### Deployment & support Melio Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos BILL Accounts Payable & Receivable Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Melio - By Melio - Located in United States - Founded in 2018 BILL Accounts Payable & Receivable - By BILL - Located in United States - Founded in 2006 ## Popular Comparisons [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.1 Features 4.3 4.3 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (561)](https://www.capterra.com/p/166559/BILL/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $49/month Price $38/month 4.1 Features 4.3 4.2 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/166559-190778/BILL-vs-QuickBooks-Online) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $25/month Price $25/month 4.1 Features 4.3 4.3 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (561)](https://www.capterra.com/p/166559/BILL/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,283)](https://www.capterra.com/p/207944/PayPal/reviews/) $49/month Price $0.29 4.1 Features 4.6 4.2 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/166559-207944/BILL-vs-PayPal) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.1 Features 4.4 4.3 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (561)](https://www.capterra.com/p/166559/BILL/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (603)](https://www.capterra.com/p/268623/Abby/reviews/) $49/month Price €0.01/month 4.1 Features 4.6 4.2 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/166559-268623/BILL-vs-Abby) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.7 4.3 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (561)](https://www.capterra.com/p/166559/BILL/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $49/month Price $25/month 4.1 Features 4.3 4.2 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-166559/Xero-vs-BILL) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.1 Features 4.3 4.3 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/184673-212058/Melio-vs-QuickBooks-Desktop-Pro) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (561)](https://www.capterra.com/p/166559/BILL/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $49/month Price $2210/year 4.1 Features 4.4 4.2 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/166559-174984/BILL-vs-QuickBooks-Enterprise) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.2 4.3 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio) [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (561)](https://www.capterra.com/p/166559/BILL/reviews/) vs [Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/) $49/month Price $0/month 4.1 Features 4.6 4.2 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/166559-195165/BILL-vs-Bookipi)