# Compare BILL Accounts Payable & Receivable vs Payoneer 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare BILL Accounts Payable & Receivable and Payoneer based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/166559-187086/BILL-vs-Payoneer

---

# BILL Accounts Payable & Receivable vs Payoneer Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

BILL Accounts Payable & ReceivablePayoneer2/4 selected

[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.1 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

[## BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.1 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

Starting Price

$49.00/month

Value-for-Money

3.9

Functionality

4.1

Ease of Use

4.2

Customer Service

3.8

Reviews Sentiment

Based on [562 reviews](#user-reviews)

Positive

457

Neutral

40

Negative

65

[## Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

Starting Price

Contact vendor

Value-for-Money

4

Functionality

4.2

Ease of Use

4.2

Customer Service

3.8

Reviews Sentiment

Based on [762 reviews](#user-reviews)

Positive

638

Neutral

35

Negative

89

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## Summary

* * *

Key features rated by users

Features selected based on 23,127 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

70%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.5

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.2

Expense Tracking

3.8

\--%Fit

Missing features

Feature ratings

Data Security

4.4

Online Payments

3.7

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.1

User reviews[562](https://www.capterra.com/p/166559/BILL/reviews/)

Ease of use

4.2

Functionality

4.1

Value for money

3.9

Customer support

3.8

User satisfaction

4.2

User reviews[762](https://www.capterra.com/p/187086/Payoneer/reviews/)

Ease of use

4.2

Functionality

4.2

Value for money

4.0

Customer support

3.8

Price starts from

Price starts from

$49Per User, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

BILL (NYSE: BILL) is a leader in financial automation software for small and midsize businesses. We are dedicated to automating the future of finance so businesses can thrive.

Best for

Not provided by vendor

## User reviews

Pros & cons

TQ

Tawanda Q.

Director of Finance

> "What I like most about the Accounts Payable and Receivable is the way it simplifies and refines the processing of vendors payments and the..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6822405)

MR

Matt R.

CFO

> "If you have a high volume of bills, sometimes the payment processing can be annoying for a single vendor if you're selecting multiple bills..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7142340)

PK

Patricia K.

VP, Finance and Operations

> "Given the time savings alone the small price we pay for processing is a great value and is far less than the cost of time, check stock and..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7118830)

CF

Claire F.

Lead of Supply Chain

> "I dislike that there isn't a way to view PDFs without having to click into a particular invoice. If you could do that, to search for a..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7074450)

SJ

Sherin J.

Senior accounting specialist

> "I am using BILL for AP bill processing and payment, ACH and Wire payment methods are simplifying my work and i can track everything under one..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6739507)

OD

Olga D.

Pharmacist

> "I didn't like how it displayed too many columns on reports, which made it difficult to see if you need to take screenshots."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7094212)

KK

Kimberly K.

CEO and Founder

> "Streamlined billing dramatically, ability to set up profiles for clients to make invoice submission a click of the button, with a lot of..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6630135)

VR

Verified Reviewer

Finance Admin

> "You have to manually receive payments because Bill.com does not receive updates from QB. Bill.com reuses invoice numbers which causes lots of..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7001978)

PN

Petal N.

CEO

> "Accounting and Bookkeeping, Banking and Transactions, Email Communication, easy to use, Value for Money, can't ever remember needing to..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7049781)

VR

Verified Reviewer

Accounting Clerk

> "We do not understand how or why this happened, and the best way to fix it would be to work with our account manager to terminate some..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7073703)

PK

Patricia K.

VP, Finance and Operations

> "Bank transactions have been significantly reduced making reconciliations a breeze. "

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7118830)

VR

Verified Reviewer

Accounting Clerk

> "For example, there was a BILL-side issue that prevented some features (multiple colleagues had the same issue on different computers)."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7073703)

MM

Melissa M.

Office manager

> "I love that I have access to be able to stop use on any funds if employee is no longer working for us or the ability to check all limits at..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6796772)

SB

Syretha B.

Firm Administrator

> "For some reason the tech team hasn't been able to figure out why I don't get notified every time a bill has been approved for payment."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7051810)

CF

Claire F.

Lead of Supply Chain

> "I also like that you can view bills by vendor."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7074450)

DC

Daia C.

Owner

> "The customer support was very unhelpful, as well as unresponsive in assisting me with information for understanding why my account was closed..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7013838)

NG

Natalie G.

Senior Marketing Manager

> "I like that it automatically will (sometimes correctly) recognize and categorize different budget categories. Both the desktop and mobile..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6455973)

SM

Sean M.

Owner

> "Being charged nearly the entire payment amount for their own system issue is unacceptable."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7050498)

PK

Patricia K.

VP, Finance and Operations

> "Vendors manage their own accounts, which is amazing in and of itself. "

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7118830)

NJ

Natasha J.

Photography

> "The app charged me a fee for instant transfer that I never agreed to, and the option to turn it off was broken."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6862175)

VR

Verified Reviewer

Accounts Supervisor

> "It also helped in maintenance of cash flow and timely payment of bills"

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6881621)

CB

Char B.

Account director

> "It sometimes doesn’t let you know how many approvals it’s waiting on in this delayed payment sometimes because of it"

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6860703)

KC

Kristen C.

CEO

> "BILL allows me to easily create, send, manage invoices."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6647530)

VR

Verified Reviewer

Finance Admin

> "You cannot bundle services in your invoice."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7001978)

PM

Philip M.

Branch Manager

> "I like how I can get my reimbursement in full without any commissions or cuts on my end."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7041309)

VR

Verified Reviewer

Finance Admin

> "I cannot fathom that a company that has offered this service for more than 5 years has not worked harder at making it a better experience for..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7001978)

CS

Catheryn S.

Cheer mom

> "This is a secure, user friendly and fast way to send and receive funds."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7089527)

NJ

Natasha J.

Photography

> "The app was difficult to use, customer service was unhelpful, and overall it caused more stress than it solved."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6862175)

WS

Warren S.

Senior Analyst

> "Really great product that was implemented for a client and used for almost 2 years by us (supporting the client with finance and operations..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4801532)

ED

Edgars D.

Accounting Manager

> "No way to import a payment list - have to enter lot of information manually."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6721974)

KC

Katherine C.

Chief Operations and Finance Officer

> "Bill is easy to use and the functionality of including different people to review and approve bills is high."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6838182)

NJ

Natasha J.

Photography

> "I didn’t choose this app —my company used it to pay me. But if I had a choice, I’d avoid it completely."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6862175)

Ravi B.

CEO

> "This product is great for companies that need to pay large swaths of invoices, keep track of them, and cut time spent in quickbooks doing..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5020517)

VR

Verified Reviewer

Accounts Manager

> "Being an accountant I face a lot of difficulty when I have to ask him about the code he receives on his phone."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6462824)

WS

Warren S.

Senior Analyst

> "International PaymentsLow feesMultiple users with various roles that can be configured any which way you likeApproval and payer process..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4801532)

SM

Sean M.

Owner

> "Terrible support policies."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7050498)

PV

Pavan V.

Accounting Specialist

> "I would recommend BILL to anyone who are looking to simplify their AP and AR process and even if you are looking BILL as a payment method to..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5059146)

WS

Warren S.

Senior Analyst

> "Some countries are not listed/approved for payments and we had to settle for wire transfers from our banking account to achieve this so there..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4801532)

CK

Courtney K.

Registered Dietitian

> "I like the timeliness of the invoices and it comes right to my app on my phone."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6654980)

VR

Verified Reviewer

Owner and Designer

> "I have received multiple phone calls from Bill asking me for more information about my business, and I have declined, as I have no desire to..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4970197)

KA

Kristina A.

Vice President

> "Mostly ver smooth and efficient way to process high volumes of payments and insure accuracy in the payment amounts, payee etc."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5059247)

Adam G.

Chief Information Technology

> "Something I don't like is that customer service is very slow to answer, when you need immediate attention this can be critical, since it..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4977466)

Paulette B.

Project Manager

> "The software has been instrumental in automating financial operations at my company and has had a profound effect on the effectiveness and..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4839501)

SJ

Sherin J.

Senior accounting specialist

> "International payments are more time consuming"

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6739507)

Tiffany M.

Administrator

> "They also matched our current cash-back rewards program!"

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7008774)

WL

Whitney L.

Owner

> "All the options available are kind of pricey."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6481878)

DP

Dylan P.

Lab Operations Associate

> "Bill has made it simple to file for reimbursement for personal expenses during work trips."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6564162)

BF

Bernat F.

CEO

> "Their product is full of bugs."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6550131)

Paulette B.

Project Manager

> "We particularly appreciate the centralized accounting for both payables and receivables and the flexibility to modify approval methods."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4839501)

KJ

Kirk J.

Estimator

> "It was inefficient and many employees would forget."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6567848)

JC

Jason C.

Controller

> "I also like the ability for the software to learn from invoices and apply that learning to coding future invoices."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5094567)

VC

Victor C.

Manager

> "Took me at least one hour to get into the problem."

[See full review](https://www.capterra.com/p/166559/BILL/#SoftwareAdvice___6757133)

AH

Alton H.

owner

> "I like that my business has the options of either paying by ach or credit card. "

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6503288)

Melanie A.

Lead Trainer and Consultant

> "While my experience is limited as an end-user, there have been a few times where my payment requests were not received or were duplicated."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4916535)

PM

Philip M.

Branch Manager

> "This makes using Bill easy for me and gives me a reason to continue using it."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7041309)

CL

Claudia L.

Reviewer

> "Bill.com lacks the ability to create custom reports and customize the look and feel of invoices and other documents."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4390374)

DP

Dylan P.

Lab Operations Associate

> "Bill makes it easy to file for reimbursement and track personal expenses."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6564162)

PV

Pavan V.

Accounting Specialist

> "Invoice creation templates are most common and we can't see any design there."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5059146)

Melanie A.

Lead Trainer and Consultant

> "I don’t use to process payments but as an accounts receivable option, it works great for me and allows me to get paid even faster."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4916535)

SD

Samuel D.

Principal

> "The Accounts Receivable side of Bill is decent, but it is somewhat glitchy, expecially in the integration with QuickBooks and we also have..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4410140)

Tiffany M.

Administrator

> "It is easy to build and auto codes to the right expense account and class."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___7008774)

VR

Verified Reviewer

Manager

> "The pricing that is user based and not account based which makes it quite expensive if more than one person has to use it"

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6032506)

KT

Krystal T.

Software Solutions Associate

> "Having implemented BILL for over 20 clients, I truly believe it the software's ability to help company's manage their finances in the best of..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765)

JW

Jacquie W.

Project Manager

> "Our other product, Xero, has ZERO customer service. If I had to decide between these two products mentioned here, I would definitely pick..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6022999)

AT

Andrea T.

Controller

> "It's very easy to use, and eliminates paper checks and manual processing of wires and ACH payments. "

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6344079)

JK

Joshua K.

Director, Finance and Operations

> "We work with some international vendors and contractors in regions where Bill.com either isn't supported or is only able to send funds in a..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4314016)

Melanie A.

Lead Trainer and Consultant

> "Entering invoices is a simple process and I like that you are able to view and track your payment requests once submitted."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4916535)

KT

Krystal T.

Software Solutions Associate

> "This could cause issues in reporting when integrating with QBO."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765)

NG

Natalie G.

Senior Marketing Manager

> "Bill.com makes expense tracking and submitting extremely easy."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6455973)

EB

Emma B.

Accounting Manager

> "We could not do Credit card as the reconciliation can be messy."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5004223)

JS

Jennifer S.

Outreach Director

> "Overall, I really am happy that we moved to bill for our payments."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6836304)

LL

Laura L.

Advisory Manager

> "It does get a bit expensive for smaller businesses that need multiple users."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058716)

KT

Krystal T.

Software Solutions Associate

> "Now with their continued integration of the Spend & Expense platform, it is becoming a one-stop-shop for your business financial needs."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765)

TH

Thaier H.

CEO

> "I am extremely disappointed with Bill.com’s service."

[See full review](https://www.capterra.com/p/166559/BILL/#SoftwareAdvice___6572028)

KT

Krystal T.

Software Solutions Associate

> "The workflows and automations help make business more efficient and I get to spend more time focusing on the future of the company's I help."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___5058765)

EK

Elam K.

owner

> "aweful service reps."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6720247)

TH

Thaier H.

CEO

> "The live agent was polite and tried to be helpful despite the frustrating verification process."

[See full review](https://www.capterra.com/p/166559/BILL/#SoftwareAdvice___6572028)

KV

Kim V.

COO

> "If a vendor enters something incorrectly when setting up their account or if they need an address changed, we aren't able to do it for them."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___3841488)

ED

Edgars D.

Accounting Manager

> "I like the vendor and customer management."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___6721974)

Kavindu Githsara K.

System Specialist

> "A potential downside of using Bill.com is that it may require a bit of time and effort to set up the software and customize it to fit our..."

[See full review](https://www.capterra.com/p/166559/BILL/#Capterra___4511878)

[View Reviews](https://www.capterra.com/p/166559/BILL/reviews/)

Vivek K.

Founder

> "Users can transfer funds between Payoneer accounts quickly and securely, enabling efficient financial management across different currencies and..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

AS

Anabelle S.

Owner

> "This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds,..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7058395)

Vivek K.

Founder

> "Payoneer allows users to withdraw funds to their local bank accounts or prepaid Mastercard, providing flexibility and convenience."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

JS

Jocelyn S.

Veterinary Nurse and Client Care Representative

> "I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7085044)

Portia A.

Nurse

> "I like how easy it is to receive payments from different platforms and in different currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Dwight M.

Cloud Solution Architect Manager

> "What I don't like about payoneer is that you can only accept payments from Payoneer partner companies and other user accounts that already have..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

Armando R.

Project Manager

> "This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

Portia A.

Nurse

> "The fees can sometimes feel a bit high, especially when converting currencies or withdrawing to a local bank account."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363)

Elena D.

Global Marketing Manager

> "Payoneer is a virtual online platform that allows quick transactions between different units."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

Dwight M.

Cloud Solution Architect Manager

> "I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272)

Armando R.

Project Manager

> "Their customer support could benefit from spanish speaking providers since i live in LatAm."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560)

DR

David R.

Dive Operation Manager

> "Seasonal workers are impacted by verification processes, and ticket resolution is delayed as bugs intervene in transaction status."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6881504)

JE

Jackie E.

Director of Risk Management

> "Payoneer offers almost all the features available in PayPal."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6870050)

Григорий Р.

chief

> "thats a very rigid illogical system that judges and blocks indefinetely without any real discretion whatsoever, i find it mean and incompetent"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053238)

MQ

Michelle Q.

Medical Records Analyst

> "With the hardwork you have put on everyday, payoneer makes it so much easier for you to get the money you worked hard for."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6323214)

Antonino P.

Freelance translator

> "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

Dionne Joy M.

CEO

> "Payoneer is excellent and trusted global payment platform."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

JC

Jacqueline C.

Brand Designer

> "The fees are quite high, eating into your profits bottom line once you get into anything over $100, which is all our transactions. When we had an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6649688)

JT

Jessica T.

MD

> "It appears easy to use. If working with a reputable party it’s as easy to use as WISE."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

VR

Verified Reviewer

It manager

> "The fees can be a bit high sometimes, especially for currency conversion."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

Phyllis Wanjiku G.

Data Scientist

> "It is also easy to create an account and link to my local bank account if you live in countries other than the US."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6329913)

VR

Verified Reviewer

It manager

> "Also, customer support can be slow to respond when there’s an issue."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

Niel Winston T.

Scale AI annotators

> "I like transfering payoneer to another account it has no charges im very very very satisfied and happy using payoneer"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6334355)

LA

Lukman A.

Manager

> "They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

Dionne Joy M.

CEO

> "Payment was received quickly."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631)

JK

Jeff K.

Controller

> "They lock up your money for weeks at a time with no real explanation."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

JK

Jeff K.

Controller

> "The only positive about them is they have a decent Website."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

Vadim D.

Assistant

> "Payoneer provides inaccurate information on its website, misleading users and it is the user who pays for these mistakes."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

VR

Verified Reviewer

It manager

> "My overall experience with Payoneer has been mostly smooth and reliable."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445)

VR

Verified Reviewer

CTO

> "Also, you are often forced to change your password, but since your account is blocked while changing the password, you have to solve this through..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6361372)

AZ

Ahmed Z.

Online Gaming Account Merchant

> "Customer service for Payoneer is excellent, every customer service agent will offer his best to try and help you out."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6720056)

YM

Yana M.

CG Artist

> "They blocked my account and funds under the guise of an “internal check”."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

DA

David A.

Supervisor

> "What I like must service and the security, Payoneer is so secure and the service is good and amazing"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6318297)

LA

Lukman A.

Manager

> "They have some weird policies and the customer service seems unprofessional and ineffective."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

GCS

Gil C S.

President

> "The fees were an issue, but for international payments it worked very well"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

JT

Jessica T.

MD

> "They will not offer assistance with claim backs."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882)

Souleymane D.

Training assistant

> "Payoneer also integrates with third-party platforms such as Upwork, Airbnb, Amazon, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

VR

Verified Reviewer

CTO

> "The security system is paranoid, they force you to provide a bunch of documents (more than in a regular bank)."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6361372)

TA

Tamer A.

Art director

> "What I like is that it is free, easy to open an account, and also has multiple currencies."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6513830)

JM

Jerry M.

Sales Representative

> "Very Very Bad; have a lot of regrets of Payonner taking over Paypal. If only i had know about their exorbitant fees, I would not have set up an..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

LA

Lukman A.

Manager

> "The platform is robust and easy to use."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348)

MJ

Milomir J.

Customer Support Representative

> "Creating an account was easy but getting a card was very complicated, especially since they asked me to receive my first payment before I could..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6608357)

EO

Elvis O.

Audit Associate

> "The platform is easy to use, the transfers are reliable, and the customer support is helpful"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6644260)

Antonino P.

Freelance translator

> "Payoneer's customer support is absolutely incompetent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944)

ACF

Ana Clara F.

Administrative director

> "The website/app interface is uncomplicated and intuitive, making it easy for a layman like me to use. And payments have a small fee, which makes..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6225183)

LB

Linda B.

Contractor

> "They steal your money and then subject you to AI genersted processes & conversations thst just keep looping around & around"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6676562)

Souleymane D.

Training assistant

> "Payoneer is at your disposal for your international online payments, secure transactions, and more."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383)

Elena D.

Global Marketing Manager

> "the verification process for setting up a Payoneer account is cumbersome or time-consuming."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588)

SB

Sujata B.

Influencer

> "I also like the fact that we can see how much will our money amount to in our own local currency and from there we can plan further."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4916914)

YM

Yana M.

CG Artist

> "So, under the guise of an “internal review” that will last forever, they will simply steal your money, as it happened to me"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445)

Vivek K.

Founder

> "Responsive customer support and extensive knowledge base"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766)

VR

Verified Reviewer

Web Developer

> "Concerned about the safety of my funds, I reached out to Payoneer's client support for information on the return process. Despite my expectations..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6094683)

Md R.

Graphics Designe

> "I'm working on Fiverr and Upwork as a freelancer and I use Payoneer for withdraw money. And I'm happy for Payoneer service."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4835888)

AD

Aamir D.

CEO

> "My payments are on hold and account is appearing as inactive in Walmart Canada."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6754409)

GCS

Gil C S.

President

> "Simple to use and with international reach that makes working with non-U.S. companies quite easy"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532)

JK

Jeff K.

Controller

> "They do not care about their customers. "

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100)

AJ

Alan J.

Analista de Sistemas

> "I have little to complain about this amazing international transaction app."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6763718)

Rajna S.

Architect

> "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6129035)

JT

Jamuna T.

CMO

> "Payoneer is a payment processor that will allow us to receive, hold and send money globally. And best of all, they offer local bank deposits..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3615945)

New melchizedec S.

Director

> "Also they wanted the customers to create a payoneer account to pay, instead of just a credit card to pay. And make it really difficult to cancel..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6190928)

GT

Ganga T.

Owner

> "With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3644143)

LB

Lindsay B.

Social Media Manager

> "The support is absent."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7082870)

Rodrigue N.

Project Manager

> "Payoneer allows its users to obtain accounts in foreign banks with a reliable and secure address. Besides being able to make international..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4469552)

Suzette V.

Educator

> "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036981)

AS

Adeel S.

Software Developer

> "The biggest plus being their global reach."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6599651)

JM

Jerry M.

Sales Representative

> "I would like to warn others of this super high charge by this company."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653)

TP

Teju P.

Chief Marketing Officer

> "Payoneer allows us to receive funds from all over the world and also allows us to easily withdraw to our local bank account in nepal."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3569982)

Patricia M.

Content Creator

> "Not very flexible"

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7069326)

FG

Fikru G.

Project Manager

> "It is perhaps the best payment platform I have utilized as it permits a simple account opening, enables linking different bank accounts to it,..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4699213)

Vadim D.

Assistant

> "Contacted Payoneer support to ask why the company's policy on the website misleads users."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140)

SK

Sagar K.

CMO

> "It helps us to accept payment from different freelance platforms and allows us to transfer to our local bank account with a very low transaction..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3945125)

SG

Stav G.

Owner

> "They will not issue a refund or guarantee that these transactions will not recur."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6660559)

GF

Guadalupe F.

Legal Assistant

> "It has different currencies to use and is easy to understand."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6560955)

Ben L.

.

> "I only got to experience their customer support and that is terrible."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866297)

JS

JOCILENE S.

Administrador

> "Great rates, fast transfers and conversions, payment enters the account well before the deadline."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6147967)

JH

Julian H.

Website Design Freelancer

> "Don't pay the registration fee!I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

YD

Youcef D.

Marketer

> "I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036483)

JH

Julian H.

Website Design Freelancer

> "I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me stating that it did not..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267)

TP

Teju P.

Chief Marketing Officer

> "In that situation, Payoneer gives us the solution to accept payment from our clients and helps us to globalize our eCommerce business."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3569982)

VR

Verified Reviewer

Graphic designer

> "I had to go to the website (initially I was using the app) to lay complaints and that was when I found out I couldn't get access to my bank..."

[See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5028313)

[View Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/)

## User interface

[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)

4.14 (562)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)

4.21 (762)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

BILL Accounts Payable & Receivable

Top features

26/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/166559/BILL/#features)

Payoneer

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/187086/Payoneer/#features)

### Recognition

BILL Accounts Payable & Receivable is recognized as a top-rated tool in 3 Capterra Shortlist reports

Payoneer is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

BILL Accounts Payable & Receivable

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Payoneer

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

BILL Accounts Payable & Receivable

-   By BILL
-   Located in United States
-   Founded in 2006

Payoneer

-   By Payoneer
-   Located in United States
-   Founded in

## Popular Comparisons

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[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

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4.2

Features

4.6

4.2

Ease of Use

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[View full comparison](https://www.capterra.com/compare/187086-222572/Payoneer-vs-Venmo-)

[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

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Features

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[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.21 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

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Features

4.5

4.2

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4.7

[View full comparison](https://www.capterra.com/compare/170278-187086/Square-Payments-Processing-vs-Payoneer)

[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$49/month

Price

$2210/year

4.1

Features

4.4

4.2

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/166559-174984/BILL-vs-QuickBooks-Enterprise)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.21 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

4.2

Features

4.3

4.2

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/187086-190778/Payoneer-vs-QuickBooks-Online)

[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

vs

[Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/)

$49/month

Price

$0/month

4.1

Features

4.6

4.2

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/166559-195165/BILL-vs-Bookipi)

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.21 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.2

Features

4.5

4.2

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/187086-275802/Payoneer-vs-Square-Point-of-Sale)