# Compare LendingWise  vs IncomeXpert 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare LendingWise  and IncomeXpert based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/166706-182252/LendingWise-vs-UberWriter

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# LendingWise vs IncomeXpert Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

LendingWise IncomeXpert2/4 selected

[LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/)

[IncomeXpert](https://www.capterra.com/p/182252/UberWriter/)[4.6 (60)](https://www.capterra.com/p/182252/UberWriter/reviews/)

[## LendingWise](https://www.capterra.com/p/166706/LendingWise/)[4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/)

Starting Price

$149.00/month

Value-for-Money

4.5

Functionality

4.4

Ease of Use

4.4

Customer Service

4.5

Reviews Sentiment

HZ

Based on [72 reviews](#user-reviews)

Positive

65

Neutral

5

Negative

2

[## IncomeXpert](https://www.capterra.com/p/182252/UberWriter/)[4.6 (60)](https://www.capterra.com/p/182252/UberWriter/reviews/)

Starting Price

$3.00

Value-for-Money

4.7

Functionality

4.6

Ease of Use

4.5

Customer Service

4.7

Reviews Sentiment

AS

Based on [60 reviews](#user-reviews)

Positive

59

Neutral

0

Negative

1

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## Summary

* * *

Features in Loan Origination Software

Best performer

47 / 50

Only LendingWise

-   Accounting
-   Activity Dashboard
-   Activity Tracking

4 / 50

User satisfaction

User satisfaction

4.6

User reviews[72](https://www.capterra.com/p/166706/LendingWise/reviews/)

Ease of use

4.4

Functionality

4.4

Value for money

4.5

Customer support

4.5

User satisfaction

4.6

User reviews[60](https://www.capterra.com/p/182252/UberWriter/reviews/)

Ease of use

4.5

Functionality

4.6

Value for money

4.7

Customer support

4.7

Price starts from

Price starts from

$149Per User, Per Month

-   Free version
-   Free trial

Price starts from

$3Not provided by vendor

-   Free version
-   Free trial

Best for

Best for

Residential & commercial mortgage lenders for fix & flip, construction, bridge loans, as well as asset backed & non asset backed lending for equipment, SBA loan, unsecured, business funding, etc..

Best for

Mortgage operations teams, specifically processors and underwriters. Additionally we serve the QC and audit teams of large banks and agencies.

## User reviews

Pros & cons

HZ

Henry Z.

Processor

> "The full application webforms make collecting borrower info super quick, and the built-in automation for doc requests keeps everything..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6831648)

AO

Andreas O.

Associate

> "This means I have to wait for the system to reload before repeating the process for each remaining file, which slows things down..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6797978)

AO

Andreas O.

Associate

> "I use it every single day, and the ability to select a loan product and have all the necessary documents automatically generated makes..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6797978)

PB

Peter B.

Tech Consultant

> "There are some bugs and confusion on the UX where some actions shown in the app are actually not available but show as being available."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6795977)

RS

Richard S.

CEO

> "As our experience using LendingWise, we like that the LOS is user friendly, scalable, provides an all in one solution, combining the..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6835318)

Robert J.

Account Executive

> "The dashboard is a little dated as well, and could use an update."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6812348)

BC

Bill C.

Broker

> "Its customization, automation capabilities, and integrated tools make it a good choice for my brokerage."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6821652)

TH

Tracy H.

Director of Operations

> "Reporting is very difficult - reviewing the pipeline for loans about to Mature, loans about to close, showing OUR company profits for..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4091955)

MR

Mannie R.

QA Analyst

> "I have genuinely enjoyed my experience with LendingWise so far as it makes the process of checking loan documents and keep track of..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6848000)

KA

Kip A.

CEO

> "Support is intermittent on getting back to me when I have issues, there is a bit of a problem with some vernacular between operators..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4153575)

TW

Terrance W.

Loan Originator

> "The automated doc collection feature alone has saved me countless hours chasing paperwork."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6837294)

SE

Sheila E.

Operations Manager/Loan Officer

> "All of the automation I set up is mostly turned off at this time in an effort to let development catch up with the glitches. And I..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4097835)

Robert J.

Account Executive

> "The only thing we’d love to see improved is more streamlined communication with the programmers after submitting tickets."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6812348)

JW

Joe W.

Manager

> "I have always needed to call customer service to follow up. Because the firm is a place of business, I don't have time to hound..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4096631)

HZ

Henry Z.

Processor

> "It’s a powerful platform that really helps streamline the entire loan process."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6831648)

TP

Todd P.

President

> "Their repsonse is none existence, their \[sensitive content hidden\] is always out on vacation, and support is none existant If your..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4793302)

AF

Ana F.

Loan Officer

> "What I liked most about LendingWise is its streamlined loan application process."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6803493)

TH

Tracy H.

Director of Operations

> "We cannot access every field to export and as a WebHook - this is very distressing"

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4091955)

DJ

Dante J.

Business Development Representative

> "The document organization is to the point and very fast update after full submission."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6809806)

AC

Alexander C.

President

> "Cosmetically does not look very sleek when you present to a broker or an affiliate."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4151383)

Robert J.

Account Executive

> "Big shoutout to Sid and Oscar—your support is always on point, and we really appreciate the monthly updates that keep making the..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6812348)

DR

Doug R.

CRO

> "Loading time page per page takes longer that I would like"

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4096842)

Emanuel M.

CEO

> "The full and quick app webforms make loan submissions fast and easy."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6814665)

JW

Joe W.

Manager

> "The remaining 10% is very difficult to get customer service to implement. "

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4096631)

DA

Duran A.

Loan Officer

> "i would rate it a 10/10 sid was very helpful with the onboarding process and took the time to make sure we understood before we moved..."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6795397)

JW

Joe W.

Manager

> "Customer service rarely calls me back. "

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4096631)

BC

Bill C.

Broker

> "Highly customizable workflows and forms"

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6821652)

JS

Jonathan S.

Operation Manager

> "Calculation are a little off."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4104412)

AW

Aidan W.

Principal

> "I also love how easy it is to get borrower info using the quick and full app forms."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6802915)

MP

Mary P.

Owner

> "Set up, the set up is monotonous. "

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4130883)

CS

Cameron S.

Account Executive

> "Lending Wise has helped me stay organized in my busy day to day work life."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___6796521)

JW

Joe W.

Manager

> "In short, nothing gets done and I've grown tired of asking."

[See full review](https://www.capterra.com/p/166706/LendingWise/#Capterra___4096631)

[View Reviews](https://www.capterra.com/p/166706/LendingWise/reviews/)

Not enough reviews

## User interface

4.64 (72)

[IncomeXpert](https://www.capterra.com/p/182252/UberWriter/)

4.63 (60)

### Features

LendingWise

Top features

47/50

-   Accounting
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Notifications
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Decisioning/Underwriting
-   Client Management
-   Client Portal
-   Communication Management
-   Compliance Management
-   Configurable Workflow
-   Contact Management
-   Customer Database
-   Customer Management
-   Customizable Branding
-   Customizable Reports
-   Customizable Templates
-   Data Import/Export
-   Digital Signature
-   Document Management
-   Document Storage
-   Document Templates
-   Electronic Payments
-   Electronic Signature
-   Financial Analysis
-   Financial Management
-   Generative AI
-   Lead Management
-   Loan Management
-   Loan Portfolio Management
-   Loan Processing
-   Multi-Company
-   Online Applications
-   Payment Collection
-   Pipeline Management
-   Pricing Management
-   Real-Time Reporting
-   Reminders
-   Reporting & Statistics
-   Rules-Based Workflow
-   Secure Data Storage
-   Self Service Portal
-   Status Tracking
-   Task Management
-   Task Scheduling
-   Template Management
-   Third-Party Integrations

[See all features](https://www.capterra.com/p/166706/LendingWise/#features)

IncomeXpert

4/50

-   Accounting
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Notifications
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Decisioning/Underwriting
-   Client Management
-   Client Portal
-   Communication Management
-   Compliance Management
-   Configurable Workflow
-   Contact Management
-   Customer Database
-   Customer Management
-   Customizable Branding
-   Customizable Reports
-   Customizable Templates
-   Data Import/Export
-   Digital Signature
-   Document Management
-   Document Storage
-   Document Templates
-   Electronic Payments
-   Electronic Signature
-   Financial Analysis
-   Financial Management
-   Generative AI
-   Lead Management
-   Loan Management
-   Loan Portfolio Management
-   Loan Processing
-   Multi-Company
-   Online Applications
-   Payment Collection
-   Pipeline Management
-   Pricing Management
-   Real-Time Reporting
-   Reminders
-   Reporting & Statistics
-   Rules-Based Workflow
-   Secure Data Storage
-   Self Service Portal
-   Status Tracking
-   Task Management
-   Task Scheduling
-   Template Management
-   Third-Party Integrations

[See all features](https://www.capterra.com/p/182252/UberWriter/#features)

### Recognition

No recognitions have been awarded to LendingWise

No recognitions have been awarded to IncomeXpert

### Deployment & support

LendingWise

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

IncomeXpert

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

LendingWise

-   By The LoanPost
-   Located in United States
-   Founded in 2006

IncomeXpert

-   By Blueprint
-   Located in United States
-   Founded in 2013

## Popular Comparisons

[LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.64 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/)

vs

[Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/)[4.92 (116)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/)

$149/month

Price

Contact vendor for pricing

4.4

Features

4.8

4.4

Ease of Use

4.9

[View full comparison](https://www.capterra.com/compare/166706-191761/LendingWise-vs-Mortgage-Automator)

[LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.64 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/)

vs

[Encompass](https://www.capterra.com/p/37038/Encompass360/)[3.98 (42)](https://www.capterra.com/p/37038/Encompass360/reviews/)

$149/month

Price

Contact vendor for pricing

4.4

Features

4.0

4.4

Ease of Use

3.6

[View full comparison](https://www.capterra.com/compare/37038-166706/Encompass360-vs-LendingWise)