# Compare BILL Spend & Expense vs Navan 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare BILL Spend & Expense and Navan based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/166905-169591/Divvy-vs-TripActions

---

# BILL Spend & Expense vs Navan Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

BILL Spend & ExpenseNavan2/4 selected

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.6 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

[## BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.5

Ease of Use

4.6

Customer Service

4.6

Reviews Sentiment

Based on [437 reviews](#user-reviews)

Positive

414

Neutral

8

Negative

15

[## Navan](https://www.capterra.com/p/169591/TripActions/)[4.6 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.2

Functionality

4.4

Ease of Use

4.5

Customer Service

4.4

Reviews Sentiment

Based on [211 reviews](#user-reviews)

Positive

193

Neutral

10

Negative

8

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 5,789 reviews from travel management software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

82%Fit

High performer

Feature ratings

Online Booking

4.5

Expense Tracking

4.8

Booking Management

4.9

Mobile Access

4.5

Approval Workflow

4.4

75%Fit

Feature ratings

Online Booking

4.0

Expense Tracking

4.1

Booking Management

3.8

Mobile Access

4.1

Approval Workflow

3.6

User satisfaction

User satisfaction

4.7

User reviews[437](https://www.capterra.com/p/166905/Divvy/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.7

Customer support

4.6

User satisfaction

4.6

User reviews[211](https://www.capterra.com/p/169591/TripActions/reviews/)

Ease of use

4.5

Functionality

4.4

Value for money

4.2

Customer support

4.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches.

Best for

It caters to businesses of all sizes across sectors such as food, manufacturing, wellness, media & real estate, among others, that want to automate, centralize and track business travel and expenses.

## User reviews

Pros & cons

JR

Jennifer R.

Teacher

> "What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7150493)

CS

Carmel S.

Media

> "so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

LT

Luka T.

Payroll manager

> "I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7019148)

VR

Verified Reviewer

Manager, Accounts Payable

> "I also find it challenging at times to map and integrate custom fields or make changes to existing fields."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

VR

Verified Reviewer

Manager, Accounts Payable

> "Making this change has made reconciling, making adjustments all if it much easier."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

VR

Verified Reviewer

accounting support

> "There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

accounting support

> "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

accounting support

> "Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

HN

Hallye N.

Operations Manager

> "Bill has been great for management in our company with budgeting and tracking."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

BM

Bradyn M.

CEO

> "So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay a..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

BM

Bradyn M.

CEO

> "It can allow you to have a "line of credit" for the month to ease cash management."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

CS

Carmel S.

Media

> "Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to pay..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

EG

Emma G.

Head of Implementation

> "It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

RG

Russell G.

CTO

> "We often hit hiccups with budgets not refilling, cards not working, frozen cards that cannot be unfrozen, and so on and so on."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

JJ

Jake J.

Pastor

> "My ability to get a high volume of rewards for spending on business expenses through our non-profit."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

VR

Verified Reviewer

accounting support

> "This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

KT

Krystal T.

Software Solutions Assoc

> "I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

HN

Hallye N.

Operations Manager

> "I do not like that we cannot sync photos from Bill to QBO."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

CC

Chris C.

Manager, Business Development

> "I love how quickly expenses populate in the app/online."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7027956)

RG

Russell G.

CTO

> "The thief took them and spent $1000 on the employee’s personal credit card before it was frozen but spent $36,000 on the company card without..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

AG

Annie G.

Senior Accountant

> "It seamlessly integrates with ERPS like Netsuite."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103)

BM

Bradyn M.

CEO

> "It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AF

Adashia F.

Owner

> "USER ACCESS - user friendly, easy to get into"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502)

AA

Ashlyn A.

Head Athletic Trainer

> "The app can sometimes have glitches, which delays the time of submittkng receipts and info."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

AM

Angela M.

COO

> "well at first it was easy to use ."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7144660)

VR

Verified Reviewer

Manager, Accounts Payable

> "On occasion I find a feature that I need is not available."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

KI

Kenneth I.

Window cleaner

> "I am able to get through the month knowing what i've spent and not going over budget"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6569723)

CS

Carmel S.

Media

> "They are charging me money for doing nothing other than holding my money hostage every month."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

ML

Madison L.

Business Development Manager

> "BILL has been so easy to use and makes keeping track of receipts and budget very easy"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6504584)

BM

Bradyn M.

CEO

> "So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AH

Amy H.

Owner

> "The app is easy to use and it automatically categorizes expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

JJ

Jake J.

Pastor

> "Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

LT

Lauren T.

Legal Affairs

> "As a user, the app features allowing for mobile upload or live photo capture allow the instant completion of the transaction, saving time by..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318424)

JJ

Jake J.

Pastor

> "Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

RP

Ronald P.

Owner

> "I like that it can let me track our team's expenses in real time and we can categorize them by type and customer to help with tracking budgets."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357674)

MR

Mark R.

Private Security

> "There was no notice, no option to schedule repayment, and no transparency."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

VR

Verified Reviewer

Executive Director

> "The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4133709)

RG

Russell G.

CTO

> "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential customer..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

NB

Nathan B.

VP of Training and Ops Services

> "Using Divvy has allowed us to organize our brand's budgets in a way that will enable our team to have access to the money they need while at..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315172)

JJ

Jake J.

Pastor

> "Users can't access budgets they clearly have access to from an administrator."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

LH

Laura H.

Chief of Staff

> "One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with our..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314747)

EG

Emma G.

Head of Implementation

> "The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

Juan B.

CEO

> "The combination of my credit card and the intuitive software has greatly simplified the entire process."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4903807)

BM

Bradyn M.

CEO

> "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

HL

Heather L.

Bookkeeper

> "The fact that Divvy syncs overnight to my accounting system makes it so that our expenses can be tracked in "nearly" real time as opposed to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358564)

CS

Carmel S.

Media

> "I was essentially forced into purchasing this subscription or I would not be able to get paid."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

DM

Daniel M.

Director of Finance

> "Free software, plus cash back rewards, and users love the experience of no more expense reports and just instantly coding their transaction..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4319628)

JJ

Jake J.

Pastor

> "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

KT

Krystal T.

Software Solutions Assoc

> "Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

BM

Bradyn M.

CEO

> "Then my payment “comes in” as a credit card that I didn’t select both times!"

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AA

Ashlyn A.

Head Athletic Trainer

> "As someone who uses a Divvy card frequently it is very user friendly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

RG

Russell G.

CTO

> "Given that a typical company might have many cards in many places at once, this is particularly problematic."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

VR

Verified Reviewer

Controller

> "The flexible budgeting controls allows us to issue cards to more staff and process more invoices via credit card. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

BM

Bradyn M.

CEO

> "Meanwhile my bank account is out the money, and I personally am out $20,000."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AL

Antonella L.

Accountant

> "I like that it makes accounting easy and offers best features for expense management and reporting"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6208595)

EG

Emma G.

Head of Implementation

> "I don't completely understand the use of the virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

ES

Erin S.

Accountant

> "I liked the idea of using the app and making expense re-imbursements easier for the employees."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

MR

Mark R.

Private Security

> "I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

RH

Rebecca H.

Accounting Support Coordinator/Notary Public

> "Staff being able to code and add receipts is a big thing I like about this software; splitting between classes and expense codes by percent is..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357296)

VR

Verified Reviewer

accounting support

> "I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

NS

Neal S.

CFO

> "Great free resource that provides spend tracking, budget management, and accounting software integration."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315126)

ES

Erin S.

Accountant

> "So fare it has been so bad, that we are considering going back to paper reimbursement forms and paying our employees on the payables side."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

EB

Erin B.

Purchasing Coordinator

> "I like that it integrates with our accounting program and users are able to upload receipts and code their own transactions."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357022)

KT

Krystal T.

Software Solutions Assoc

> "The least robust features are reimbursements and account mappings."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

CN

Cameron N.

Founder/CEO

> "Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make better..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356980)

Ravi B.

CEO

> "its not a credit card and the billing practices prior to bill.com taking over were questionable at best."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020507)

AC

Arie C.

Analyst

> "Easy and free expense management platform for tracking expenses, keeping records, and submitting reimbursement requests."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3822960)

KH

Kolin H.

Owner

> "I didn't know that your points that you earn are lost at a point in time if you don't use your card as often."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4877399)

WF

Wendy F.

CEO

> "Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318498)

KD

Kristine D.

Controller

> "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

KD

Kristine D.

Controller

> "It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

BM

Bradyn M.

CEO

> "Spend and Expense is an absolute nightmare."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

PE

Preston E.

CFO

> "You have tons of capabilities as an administrator to put controls in place and to monitor all of your company's spending habits at a glance."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315023)

MR

Mark R.

Private Security

> "It felt predatory and completely negligent."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

MC

Marc C.

Facility Manager

> "Divvy also is constantly looking for ways to improve the product and make it better, for instance the dashboard of how many transactions need..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357185)

HF

Harrison F.

Controller

> "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061)

TV

Tyler V.

Director of Finance & Operations

> "I can review and approve expenses in real time, with the ability to do it all on my phone."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357006)

IA

Isaiah A.

IT Solutions Specialist

> "Some physical cards were not delivered properly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020113)

KP

Kriste P.

AP Specialist

> "Divvy has been great with holding accountability, to view our spending practices and allow us to set a better budget process in place."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357250)

AH

Amy H.

Owner

> "Customer service is not the greatest."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

[View Reviews](https://www.capterra.com/p/166905/Divvy/reviews/)

CC

Chris C.

Manager, Business Development

> "It allows you to easily see various flights and trips you have upcoming."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___7027949)

Mikey B.

Recruiter

> "The map interface for viewing hotels was frustrating with some notable glitches i.e. the zoom being reset / map resetting after..."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6817969)

RH

Rebecca H.

UX Researcher

> "Much easier than emailing over expenses to then send them over to the Finance team."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___7058913)

VR

Verified Reviewer

Supply Chain Manager

> "You are stuck only with Navan booking options, some areas and destinations can be incredibly expensive for now reason if..."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6386746)

CC

Chris C.

Manager, Business Development

> "I also very much appreciate the notifications on when to check in and any upcoming changes for flights."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___7027949)

RC

Regina C.

Credit Specialist

> "The notifications are too frequent and sometimes irrelevant."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6809134)

DP

Dion P.

Management Accountant

> "Really good way to track my companys expense management as it provides me good details."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___7027219)

KR

Kim R.

Commission and Expense Specialist

> "Have had receipts showing we used a credit, but then got charged for that 'credit' when booking on top of the full price of the..."

[See full review](https://www.capterra.com/p/169591/TripActions/#SoftwareAdvice___4774776)

GT

Gary T.

Learning Architect

> "The various promotions and offers that appear are also a benefit, especially when booking business travel gives you rewards for..."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6717055)

KR

Kim R.

Commission and Expense Specialist

> "Have double charged us on multiple occasions, very difficult to get refunded without going to the credit card company."

[See full review](https://www.capterra.com/p/169591/TripActions/#SoftwareAdvice___4774776)

AG

Annie G.

Senior Accountant

> "Navan makes it really easy for me to book trips for work travel and to submit expense reports associated with that travel."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6578669)

KD

Kate D.

Product Manager

> "Organization of the search results can be somewhat confusing since sometimes 3rd party site results are also added to the..."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___3225997)

RC

Regina C.

Credit Specialist

> "It offers a quick and convenient way to schedule travel and get reimbursed for company related expenses."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6809134)

JS

John S.

Consultant

> "I hate everything about it and would dump these guys in a heartbeat if they weren't tied to my employer."

[See full review](https://www.capterra.com/p/169591/TripActions/#SoftwareAdvice___4550568)

DP

Dion P.

Management Accountant

> "Helps to save lots of money on hotel bookings."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___7027219)

LW

Lee W.

HR

> "The Amazon rewards is a shady program that works but they don't offer verifications of cash out or receipt. "

[See full review](https://www.capterra.com/p/169591/TripActions/#SoftwareAdvice___3174727)

GT

Gary T.

Learning Architect

> "The platform is very easy to use both in a browser or using their app, with an intuitive interface that makes booking flights,..."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6717055)

KD

Kate D.

Product Manager

> "Occasionally the hotel listings are more expensive that what I can find directly from the hotel site itself."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___3225997)

NT

NUICA T.

ACCOUNT PAYABLE

> "Useful, well integrated in our company, i use this product on my daily task and for travel"

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6679216)

SK

Sandy K.

Global Manager, Talent Management

> "We have unfortunately had a case where someone selected the wrong airport (a 4.5 hours' drive away) because it had a similar..."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___2970085)

Jacob W.

Account Executive

> "UI is great, can submit very easily, and even book flights."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___6869164)

VR

Verified Reviewer

Project Manager

> "Also - not really sufficient for global companies - best for the Americas."

[See full review](https://www.capterra.com/p/169591/TripActions/#Capterra___2546393)

[View Reviews](https://www.capterra.com/p/169591/TripActions/reviews/)

## User interface

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)

4.67 (437)

[Navan](https://www.capterra.com/p/169591/TripActions/)

4.56 (211)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

BILL Spend & Expense

41/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Approval Process Control
-   Approval Workflow
-   Billing & Invoicing
-   Booking Management
-   Budget Control
-   Categorization/Grouping
-   Compliance Management
-   Credit Card Management
-   Customizable Reports
-   Dashboard
-   Dashboard Creation
-   Electronic Payments
-   Employee Self Service
-   ERP integration
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mobile Access
-   Multi-Currency
-   Multi-Language
-   Online Booking
-   Policy Management
-   Promotions Management
-   Real-time Alerts
-   Real-Time Analytics
-   Real-Time Data
-   Real-Time Notifications
-   Real-Time Reporting
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting/Analytics
-   Reporting & Statistics
-   Reservations Management
-   Restriction Management
-   Single Sign On
-   Spend Analysis
-   Spend Control
-   Supplier Management
-   Third-Party Integrations
-   Travel Management
-   User Management

[See all features](https://www.capterra.com/p/166905/Divvy/#features)

Navan

Top features

47/50

-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Approval Process Control
-   Approval Workflow
-   Billing & Invoicing
-   Booking Management
-   Budget Control
-   Categorization/Grouping
-   Compliance Management
-   Credit Card Management
-   Customizable Reports
-   Dashboard
-   Dashboard Creation
-   Electronic Payments
-   Employee Self Service
-   ERP integration
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mobile Access
-   Multi-Currency
-   Multi-Language
-   Online Booking
-   Policy Management
-   Promotions Management
-   Real-time Alerts
-   Real-Time Analytics
-   Real-Time Data
-   Real-Time Notifications
-   Real-Time Reporting
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting/Analytics
-   Reporting & Statistics
-   Reservations Management
-   Restriction Management
-   Single Sign On
-   Spend Analysis
-   Spend Control
-   Supplier Management
-   Third-Party Integrations
-   Travel Management
-   User Management

[See all features](https://www.capterra.com/p/169591/TripActions/#features)

### Recognition

BILL Spend & Expense is recognized as a top-rated tool in 3 Capterra Shortlist reports

Best Value Spend ManagementSoftware (2022) 

Navan is recognized as a top-rated tool in 1 Capterra Shortlist reports

### Deployment & support

BILL Spend & Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Navan

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

BILL Spend & Expense

-   By BILL
-   Located in United States
-   Founded in 2006

Navan

-   By Navan
-   Located in United States
-   Founded in 2015

## Popular Comparisons

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$0/month

Price

$38/month

4.5

Features

4.3

4.6

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/166905-190778/Divvy-vs-QuickBooks-Online)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.56 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

vs

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Contact vendor for pricing

Price

€95/month

4.4

Features

4.4

4.5

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/169591-183676/TripActions-vs-Lanes-Planes)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,408)](https://www.capterra.com/p/207944/PayPal/reviews/)

$0/month

Price

$0.29

4.5

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/166905-207944/Divvy-vs-PayPal)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.56 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

vs

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,249)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Contact vendor for pricing

Price

$7/month

4.4

Features

4.2

4.5

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/380-169591/Concur-Expense-vs-TripActions)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/)

$0/month

Price

€0.01/month

4.5

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/166905-268623/Divvy-vs-Abby)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.56 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

vs

[Perk](https://www.capterra.com/p/171040/TravelPerk/)[4.70 (422)](https://www.capterra.com/p/171040/TravelPerk/reviews/)

Contact vendor for pricing

Price

$99/month

4.4

Features

4.6

4.5

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/169591-171040/TripActions-vs-TravelPerk)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/)

$0/month

Price

$25/month

4.5

Features

4.3

4.6

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-166905/Xero-vs-Divvy)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.56 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

vs

[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.4

Features

4.4

4.5

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/140646-169591/webexpenses-vs-TripActions)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$0/month

Price

$2210/year

4.5

Features

4.4

4.6

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/166905-174984/Divvy-vs-QuickBooks-Enterprise)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.56 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

vs

[Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,331)](https://www.capterra.com/p/97594/Expensify/reviews/)

Contact vendor for pricing

Price

$5/month

4.4

Features

4.4

4.5

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/97594-169591/Expensify-vs-TripActions)

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (437)](https://www.capterra.com/p/166905/Divvy/reviews/)

vs

[Bookipi](https://www.capterra.com/p/195165/Bookipi/)[4.76 (176)](https://www.capterra.com/p/195165/Bookipi/reviews/)

$0/month

Price

$0/month

4.5

Features

4.6

4.6

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/166905-195165/Divvy-vs-Bookipi)

[Navan](https://www.capterra.com/p/169591/TripActions/)[4.56 (211)](https://www.capterra.com/p/169591/TripActions/reviews/)

vs

[Circula](https://www.capterra.com/p/185116/Circula/)[4.62 (565)](https://www.capterra.com/p/185116/Circula/reviews/)

Contact vendor for pricing

Price

€10/month

4.4

Features

4.5

4.5

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/169591-185116/TripActions-vs-Circula)