# Compare BILL Spend & Expense vs Circula 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare BILL Spend & Expense and Circula based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/166905-185116/Divvy-vs-Circula

---

# BILL Spend & Expense vs Circula Features and Cost Comparison

Last updated March 25th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

BILL Spend & ExpenseCircula2/4 selected

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (436)](https://www.capterra.com/p/166905/Divvy/reviews/)

[Circula](https://www.capterra.com/p/185116/Circula/)[4.6 (565)](https://www.capterra.com/p/185116/Circula/reviews/)

[## BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.7 (436)](https://www.capterra.com/p/166905/Divvy/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.5

Ease of Use

4.6

Customer Service

4.6

Reviews Sentiment

Based on [436 reviews](#user-reviews)

Positive

413

Neutral

8

Negative

15

[## Circula](https://www.capterra.com/p/185116/Circula/)[4.6 (565)](https://www.capterra.com/p/185116/Circula/reviews/)

Starting Price

€10.00/month

Value-for-Money

4.5

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

Based on [565 reviews](#user-reviews)

Positive

541

Neutral

9

Negative

15

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 8,221 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

64%Fit

Missing features

Feature ratings

Expense Tracking

4.8

Receipt Management

4.8

Expense Claims

4.4

Invoice Management

NA

Timesheet Management

NA

72%Fit

Missing features

Feature ratings

Expense Tracking

4.5

Receipt Management

4.5

Expense Claims

4.5

Invoice Management

4.3

Timesheet Management

NA

User satisfaction

User satisfaction

4.7

User reviews[436](https://www.capterra.com/p/166905/Divvy/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.7

Customer support

4.6

User satisfaction

4.6

User reviews[565](https://www.capterra.com/p/185116/Circula/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.5

Customer support

4.5

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

€10Per User, Per Month

-   Free version
-   Free trial

Best for

Best for

Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches.

Best for

Circula wants to enable medium- and large-sized and internationally oriented companies across Europe to manage their expense management and benefits administration fully paperless and compliant.

## User reviews

Pros & cons

JR

Jennifer R.

Teacher

> "What I like best about BILL Spend & Expense is that it gives real-time control, automation, and organization of spending, making expense..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7150493)

CS

Carmel S.

Media

> "so it makes it impossible not to add them to my subscriptions and as a freelancer I do not have the ability to tolerate subscriptions that..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

LT

Luka T.

Payroll manager

> "I’ve been using Bill Spend & Expense for managing company spending, and it has completely streamlined the way we handle expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7019148)

VR

Verified Reviewer

Manager, Accounts Payable

> "I also find it challenging at times to map and integrate custom fields or make changes to existing fields."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

VR

Verified Reviewer

Manager, Accounts Payable

> "Making this change has made reconciling, making adjustments all if it much easier."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

VR

Verified Reviewer

accounting support

> "There was no way for us as an end user to seethis, and none of the support people were able to see this because -- the BILL Spend & Expense..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

accounting support

> "Uploading and managing receipts is easy; issuing cards and creating "virtual cards" are all wonderful."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

VR

Verified Reviewer

accounting support

> "Someone on your team will be spending a lot of time navigating why something isn't working, only for a tier 2 rep or a manager to tell you to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

HN

Hallye N.

Operations Manager

> "Bill has been great for management in our company with budgeting and tracking."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

BM

Bradyn M.

CEO

> "So in summary - by unclear information and a weird type of LOC - for $38 you can quickly have $20K removed from your bank account to prepay a..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

BM

Bradyn M.

CEO

> "It can allow you to have a "line of credit" for the month to ease cash management."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

CS

Carmel S.

Media

> "Nothing, they are essentially a middle man between my clients and my money and they are just an additional monthly fee that I am forced to pay..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

EG

Emma G.

Head of Implementation

> "It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

RG

Russell G.

CTO

> "We often hit hiccups with budgets not refilling, cards not working, frozen cards that cannot be unfrozen, and so on and so on."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

JJ

Jake J.

Pastor

> "My ability to get a high volume of rewards for spending on business expenses through our non-profit."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

VR

Verified Reviewer

accounting support

> "This was the suggested solution for-- you will not believe this -- our account was set up incorrectly and we were paying double in..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

KT

Krystal T.

Software Solutions Assoc

> "I love the transparency and opportunity to have a real time look into your company's spending and the ability to code and sync directly into..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

HN

Hallye N.

Operations Manager

> "I do not like that we cannot sync photos from Bill to QBO."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6864508)

CC

Chris C.

Manager, Business Development

> "I love how quickly expenses populate in the app/online."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7027956)

RG

Russell G.

CTO

> "The thief took them and spent $1000 on the employee’s personal credit card before it was frozen but spent $36,000 on the company card without..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

AG

Annie G.

Sr. Accountant

> "It seamlessly integrates with ERPS like Netsuite."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6702103)

BM

Bradyn M.

CEO

> "It draws the cash from my bank account like an ACH transaction (so I assumed it was going to work, but like Bill always does, I had to wait..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AF

Adashia F.

Owner

> "USER ACCESS - user friendly, easy to get into"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7074502)

AA

Ashlyn A.

Head Athletic Trainer

> "The app can sometimes have glitches, which delays the time of submittkng receipts and info."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

AM

Angela M.

COO

> "well at first it was easy to use ."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7144660)

VR

Verified Reviewer

Manager, Accounts Payable

> "On occasion I find a feature that I need is not available."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7132154)

KI

Kenneth I.

Window cleaner

> "I am able to get through the month knowing what i've spent and not going over budget"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6569723)

CS

Carmel S.

Media

> "They are charging me money for doing nothing other than holding my money hostage every month."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

ML

Madison L.

Business Development Manager

> "BILL has been so easy to use and makes keeping track of receipts and budget very easy"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6504584)

BM

Bradyn M.

CEO

> "So I now have “prepaid” from my business account almost $20,000 toward cards I CAN’T EVEN USE."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AH

Amy H.

Owner

> "The app is easy to use and it automatically categorizes expenses."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

JJ

Jake J.

Pastor

> "Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

LT

Lauren T.

Legal Affairs

> "As a user, the app features allowing for mobile upload or live photo capture allow the instant completion of the transaction, saving time by..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318424)

JJ

Jake J.

Pastor

> "Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed,..."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

RP

Ronald P.

Owner

> "I like that it can let me track our team's expenses in real time and we can categorize them by type and customer to help with tracking budgets."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357674)

MR

Mark R.

Private Security

> "There was no notice, no option to schedule repayment, and no transparency."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

VR

Verified Reviewer

Executive Director

> "The automatic categorization and receipt tracking saves us so much time, as our organization has three physical locations, multiple..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4133709)

RG

Russell G.

CTO

> "Our overall experience with Bill was defined by one event which was handled so poorly and illegally that we feel like every potential customer..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

NB

Nathan B.

VP of Training and Ops Services

> "Using Divvy has allowed us to organize our brand's budgets in a way that will enable our team to have access to the money they need while at..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315172)

JJ

Jake J.

Pastor

> "Users can't access budgets they clearly have access to from an administrator."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

LH

Laura H.

Chief of Staff

> "One of the biggest things that Divvy has helped us with is bookkeeping and categorization, and as a result we have been able to stick with our..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314747)

EG

Emma G.

Head of Implementation

> "The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

Juan B.

CEO

> "The combination of my credit card and the intuitive software has greatly simplified the entire process."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4903807)

BM

Bradyn M.

CEO

> "It is slow, clunky, bad customer service, unclear how things work before you sign up, and can ruin you."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

HL

Heather L.

Bookkeeper

> "The fact that Divvy syncs overnight to my accounting system makes it so that our expenses can be tracked in "nearly" real time as opposed to..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4358564)

CS

Carmel S.

Media

> "I was essentially forced into purchasing this subscription or I would not be able to get paid."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6849999)

DM

Daniel M.

Director of Finance

> "Free software, plus cash back rewards, and users love the experience of no more expense reports and just instantly coding their transaction..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4319628)

JJ

Jake J.

Pastor

> "It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6679582)

KT

Krystal T.

Software Solutions Assoc

> "Coupled with it's low price of FREE-99, it offers great control over expenses in a real time capacity."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

BM

Bradyn M.

CEO

> "Then my payment “comes in” as a credit card that I didn’t select both times!"

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AA

Ashlyn A.

Head Athletic Trainer

> "As someone who uses a Divvy card frequently it is very user friendly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6473877)

RG

Russell G.

CTO

> "Given that a typical company might have many cards in many places at once, this is particularly problematic."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6611906)

VR

Verified Reviewer

Controller

> "The flexible budgeting controls allows us to issue cards to more staff and process more invoices via credit card. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4314887)

BM

Bradyn M.

CEO

> "Meanwhile my bank account is out the money, and I personally am out $20,000."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

AL

Antonella L.

Accountant

> "I like that it makes accounting easy and offers best features for expense management and reporting"

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6208595)

EG

Emma G.

Head of Implementation

> "I don't completely understand the use of the virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6772799)

ES

Erin S.

Accountant

> "I liked the idea of using the app and making expense re-imbursements easier for the employees."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

MR

Mark R.

Private Security

> "I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

RH

Rebecca H.

Accounting Support Coordinator/Notary Public

> "Staff being able to code and add receipts is a big thing I like about this software; splitting between classes and expense codes by percent is..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357296)

VR

Verified Reviewer

accounting support

> "I'm so baffled that this has been our experience, and really caution anyone considering choosing BILL."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___7010134)

NS

Neal S.

CFO

> "Great free resource that provides spend tracking, budget management, and accounting software integration."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315126)

ES

Erin S.

Accountant

> "So fare it has been so bad, that we are considering going back to paper reimbursement forms and paying our employees on the payables side."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6180763)

EB

Erin B.

Purchasing Coordinator

> "I like that it integrates with our accounting program and users are able to upload receipts and code their own transactions."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357022)

KT

Krystal T.

Software Solutions Assoc

> "The least robust features are reimbursements and account mappings."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6037593)

CN

Cameron N.

Founder/CEO

> "Divvy makes it very easy as a micro company (2-10 employees) to track, organize, and report on internal operational expenses and make better..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4356980)

Ravi B.

CEO

> "its not a credit card and the billing practices prior to bill.com taking over were questionable at best."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020507)

AC

Arie C.

Analyst

> "Easy and free expense management platform for tracking expenses, keeping records, and submitting reimbursement requests."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___3822960)

KH

Kolin H.

Owner

> "I didn't know that your points that you earn are lost at a point in time if you don't use your card as often."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4877399)

WF

Wendy F.

CEO

> "Customer service is responsive and the application makes it very easy to order new cards, suspend cards, and allows for virtual cards."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4318498)

KD

Kristine D.

Controller

> "Managers don't check and can have employee requests languishing there for weeks- Reimbursements don't hit employee accounts for days after the..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

KD

Kristine D.

Controller

> "It's streamlined our expense reporting process, keeps all expense records within a single system and costs us nothing. "

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4361545)

BM

Bradyn M.

CEO

> "Spend and Expense is an absolute nightmare."

[See full review](https://www.capterra.com/p/166905/Divvy/#SoftwareAdvice___6773870)

PE

Preston E.

CFO

> "You have tons of capabilities as an administrator to put controls in place and to monitor all of your company's spending habits at a glance."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4315023)

MR

Mark R.

Private Security

> "It felt predatory and completely negligent."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6811483)

MC

Marc C.

Facility Manager

> "Divvy also is constantly looking for ways to improve the product and make it better, for instance the dashboard of how many transactions need..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357185)

HF

Harrison F.

Controller

> "st round with production implementation specialist was lazy, non-responsive, "Goal of 24 hour response time" was a pathetic goal and was more..."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357061)

TV

Tyler V.

Director of Finance & Operations

> "I can review and approve expenses in real time, with the ability to do it all on my phone."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357006)

IA

Isaiah A.

IT Solutions Specialist

> "Some physical cards were not delivered properly."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___5020113)

KP

Kriste P.

AP Specialist

> "Divvy has been great with holding accountability, to view our spending practices and allow us to set a better budget process in place."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___4357250)

AH

Amy H.

Owner

> "Customer service is not the greatest."

[See full review](https://www.capterra.com/p/166905/Divvy/#Capterra___6529578)

[View Reviews](https://www.capterra.com/p/166905/Divvy/reviews/)

MHB

Muhammad Hussain B.

Network administrator

> "The approval workflows are straightforward and save a lot of time for both employees and finance..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6854643)

LR

Luca R.

Service technician

> "Maybe it would be nice to add an entry for what is this payment for, e.g. I need to buy a cable, but..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___7038737)

AK

Anup K.

Technical Purchasing

> "One of the best things about Circula is its user-friendly interface and seamless experience when..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6809587)

VR

Verified Reviewer

Sales Manager

> "Travel expense reporting used to be a tedious, time consuming task that cost me several hours each..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___7042098)

AL

Antonella L.

Accountant

> "The product is very effective in expenses management and seamlessly integrates with internal systems."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6626139)

CB

Christoph B.

GM

> "Sometimes the OCR recognition for international invoices is off / doesn’t recognize the fields."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6776845)

FW

Fabian W.

Communications Manager

> "Its simplicity, the automatic retrieval of information and the fact that I don't have to worry about..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___7025924)

TR

Tereza R.

Product Owner

> "I don't like for my lunch benefit I can not bulk upload images for different lunches (not just for..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6209935)

VR

Verified Reviewer

Sales Manager

> "With Circula it is easy and straightforward and I can upload receipts on the go."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___7042098)

NA

Nico A.

Compliance Manager

> "The loading time between when I made some changes the money values is not always correct."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6358452)

KK

Kevin K.

Producer

> "I like that you can automatically fill in by taking a picture of the reciept."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6386930)

JQ

Javier Q.

Lead env

> "Sometimes when the tickets is read by the scan It dont work perfectly"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6499707)

VR

Verified Reviewer

Marketing Manager

> "Easy usability, speed, and the ability to add specific details to expenses can make a huge..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6030839)

SB

Sapna B.

IT

> "The least thing i like about Circula that it is Automatically reading the documents"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6617673)

AJ

Alexander J.

Software Engineer

> "I can submit expenses right as they happen, simply by scanning a receipt with the mobile app – it’s..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___4836778)

HH

Himmat H.

Senior service engineer

> "App version and desktop version is inconsistent."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6554100)

BH

Baver H.

Apprentice

> "I like that you can submit expenses from everywhere."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6615129)

OM

Odin M.

Developer

> "Right now, preparing an expense report takes me longer than it used to with our old-school Excel..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___5078243)

BH

Baver H.

Apprentice

> "I like that you can submit expenses from everywhere."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6615129)

MS

Marius S.

Process Engineer

> "Splitting the Journey is Not possible."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6356381)

SB

Sapna B.

IT

> "I used Circula for the third times to submit my expenses and i really liked it."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6617673)

AI

Alexander I.

Key Account Manager

> "I didn't use the mobile app itself but used a web version on my phone and it didn't look like it was..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6111543)

SM

Sharya M.

Senior Investment Manager

> "how easy it is to submit pdf invoice and it automatically extracts all the data"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6662487)

AT

Alexander T.

Controller

> "I am not 100% sure how our accounting is working with Circula and how the integration flows to the..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___5004557)

MD

Marcos D.

Data Manager

> "easy to use"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___7048151)

KC

Kilian C.

Director

> "It is not possible to create a business trip in advance, only when the trip is in the past."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___5030693)

VR

Verified Reviewer

Marketing Manager

> "Nice UI/UX, so the first impression is really good and modern. And its really easy to upload any..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6867232)

ME

Matthias E.

Program Manager

> "The automatic receipt recognition is a bit shaky sometimes."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6140973)

KR

Kamalkumar R.

Process Engineer

> "The app is simple yet effective, record the expenses and bills, that are going to be reimbursed with..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6019279)

LU

Lars U.

Salesforce Developer

> "I am missing a note field for each receipt to comment it."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6161422)

OG

Ori G.

HR Manager

> "Completed in just a few clicks - super easy."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6837794)

ET

Emilio T.

Senior Software Engineer

> "Some inputs I cannot see the full content with large text"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6046199)

SK

Simon K.

Junior Consultant

> "Easy to use interface, extensive documentation only, so that no further training by my employer was..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6653844)

MV

Marc V.

Projectmanager

> "The online thing which is Not clean is the expenses die the Meals."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6211996)

DR

Dominik R.

Tax Auditor

> "Circula makes travel expense reporting quick and easy."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6706654)

MJ

Melanie J.

Senior Accountant

> "integration with Travelperk doesn't work as expected"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6128524)

SM

Stefania M.

Business Development Representative

> "The AI allows the app to be very fast."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6449053)

MJ

Melanie J.

Senior Accountant

> "Workflow options don't meet our company needs"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6128524)

JB

Julia B.

Junior Communication Designer

> "I love the intuitive process of the sending bills, it fills automatically for almost any currency..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___3776512)

KK

Karol K.

Field application engineer

> "The currency conversion does not always work correctly."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6090317)

JW

Judith W.

Consultant markets, policies and Sustainability

> "Through circular it is very easy to hand in travel costs."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6494528)

NM

Nikolay M.

Senior Software Engineer

> "One downside is that I forget the service's name often, maybe because I use it infrequently."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6000487)

LR

Luca R.

Service technician

> "It is easy to use."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___7038737)

DD

Daniel D.

Project Manager

> "Sometimes the automated features (i e calculating distance) give wrong results, so you need to..."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___4372097)

SF

Stephan F.

Senior Solutions Manager Permission Sales and Digital

> "Good scanning functionality."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6489276)

RK

Ravi K.

accountant

> "The thing i least like about is receipt submission process."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6092871)

LA

Leon A.

Associate

> "Easy to understand."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6877080)

DR

Dirk R.

Programm Manager

> "Its a pity, that you have to buy a license for each of those persons."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6201440)

AT

Alexander T.

Controller

> "It is an easy feature for employees to submit their invoices - via a web version or by mobile phone."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___5004557)

AT

Asad T.

Data Analyst

> "The user interface used to be a bit confusing."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6144251)

AL

Adele L.

Print Designer

> "It's super quick and self explanatory!"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6743924)

KM

Katarzyna M.

Analyst

> "I often encounter an error while submitting the benefit."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___4836724)

TH

Tobias H.

Intern

> "This tool checks the box, since claiming an expense only need 5 clicks."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___5062894)

KS

Karyna S.

Hospitality Operations Managerin

> "I would't necessarily recall, that something didn't workout well for me."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___4966304)

JW

Joshua W.

Senior Consultant

> "Simple platform, easy to submit receipts and process expenses"

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___6348943)

Pavel R.

iOS Developer

> "I didn't like that the software didn't have an automatic integration with our accounting system."

[See full review](https://www.capterra.com/p/185116/Circula/#Capterra___4520653)

[View Reviews](https://www.capterra.com/p/185116/Circula/reviews/)

## User interface

[BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)

4.67 (436)

[Circula](https://www.capterra.com/p/185116/Circula/)

4.62 (565)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

BILL Spend & Expense

Top features

35/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/166905/Divvy/#features)

Circula

31/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/185116/Circula/#features)

### Recognition

BILL Spend & Expense is recognized as a top-rated tool in 3 Capterra Shortlist reports

Best Value Spend ManagementSoftware (2022) 

No recognitions have been awarded to Circula

### Deployment & support

BILL Spend & Expense

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Circula

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

BILL Spend & Expense

-   By BILL
-   Located in United States
-   Founded in 2006

Circula

-   By Circula
-   Located in Germany
-   Founded in 2017

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