# Compare Sage Accounting vs Melio 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Melio and Sage Accounting based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/168740-184673/Sage-One-UK-vs-Melio --- # Melio vs Sage Accounting Features and Cost Comparison Last updated March 19th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: MelioSage Accounting2/4 selected [Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) [## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $25.00/month Value-for-Money 4.3 Functionality 4.1 Ease of Use 4.3 Customer Service 4 Reviews Sentiment Based on [401 reviews](#user-reviews) Positive 331 Neutral 9 Negative 61 [## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Starting Price $20.00/month Value-for-Money 3.9 Functionality 4 Ease of Use 4.1 Customer Service 3.8 Reviews Sentiment SC Based on [571 reviews](#user-reviews) Positive 461 Neutral 46 Negative 64 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 5,444 reviews from accounts payable software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 70%Fit Not enough reviews Feature ratings Accounting 4.0 Financial Management \-- Bank Reconciliation 4.4 Invoice Processing 4.4 Billing & Invoicing 4.4 80%Fit High performer Feature ratings Accounting 4.4 Financial Management 3.9 Bank Reconciliation 4.1 Invoice Processing 4.5 Billing & Invoicing 4.3 User satisfaction User satisfaction 4.2 User reviews[401](https://www.capterra.com/p/184673/Melio/reviews/) Ease of use 4.3 Functionality 4.1 Value for money 4.3 Customer support 4.0 User satisfaction 4.1 User reviews[571](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Ease of use 4.1 Functionality 4.0 Value for money 3.9 Customer support 3.8 Price starts from Price starts from $25Per User, Per Month - Free version - Free trial Price starts from $20Flat Rate, Per Month - Free version - Free trial Best for Best for Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. Best for Sage Accounting is used by freelancers, accountants, bookkeepers, controllers, CFOs, construction companies, manufacturers, retailers, and healthcare organizations. ## User reviews Pros & cons LC Lin C. CEO > "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) NN Nick N. Owner > "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) JM Julie M. Owner > "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) LC Lin C. CEO > "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BM Brandon M. Owner > "My only issue is that card payments aren't sent on weekends." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) GI Gabriel I. Founder > "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402) TT Toni T. Owner > "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348) CC Charles C. Director Marketing > "It improved the entire invoicing process by having an accurate order of payments sent and received." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703) JM Julie M. Owner > "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) LC Lin C. CEO > "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I wanted to love this software, but was unfortunately unable to truly experience its benefits." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) NN Nick N. Owner > "The thing I liked about Melio is that it is free of subscription payments and free to register." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) KW Kimb W. Owner > "There is a chance of card payments to result in significant fees if you use the service frequently" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) JR Julian R. Finance and foreign trade > "The data is stored on a secure platform that allows payment tracking for more security" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634) KC Kyle C. CEO > "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) ER Erika R. Real estate investor > "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231) RW Robert W. President > "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582) EL Elizabeth L. professional accountant > "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) VR Verified Reviewer Office Manager - Bookkeeper > "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see..." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) LC Lin C. CEO > "The learning curve was very low, and it provided good value for money for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) KC Kyle C. CEO > "Security flaws are huge." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) SS Saurabh S. Founder > "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148) SK Shawn K. Director > "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258) PW Peter W. Vice President > "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978) KC Kyle C. CEO > "You have to just hope you dont have a disgruntled employee or book-keeper?" [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) AC Ada C. CEO & Founder > "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) VR Verified Reviewer Office Manager - Bookkeeper > "Even with the receipts they request they do not care even telling me that I should have read their policy article before using their service." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) SC Sachin C. Agritech > "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982) DB DrJoy B. Owner > "I would like to have recurring billing to my clients for services and it's not supported at this time." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4776011) JM Julie M. Owner > "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) KC Kyle C. CEO > "I'd stay away from Melio until this fixed." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) AC Ada C. CEO & Founder > "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) RD Rodrigo D. Publisher > "I didn't need to use its customer service yet, but I read it can be a bit hard when you need it." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4778598) KW Kimb W. Owner > "It's the most suitable for business accounting software integration that will make everything smooth and clear" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) Garrett B. Owner > "All I want to do is change my email address because the one on file doesn't work anymore." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544) EL Elizabeth L. professional accountant > "It makes the whole process of paying bills easier and spending hours entering data." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) KB Kathleen B. Founder, Virtual Assistant > "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) CT Christie T. Owner, Lead Bookkeeper > "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) JD Jamie D. Accountant > "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) AH Alton H. owner > "I was able to pay several vendors within minutes without headache or hassle." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526) MM Melissa M. President > "I'm finding that my vendor addresses don't carry over from QBO to Melio, so the first time I pay a vendor in Melio I have to type in the vendor address..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3442313) CM Carisa M. Accounting Manager > "it has given us the ability to work in remote situations and process payments for clients no matter where we are." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311) JM Julie M. Owner > "I found it very confusing and not a smooth process at all." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) AC Ania C. Assistant Manager > "It has been a good experience and has relieved a lot the way credit card payments are processed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245) JS Jeana S. Owner > "That it doesn’t integrate with QuickBooks Desktop and that it’s only B2B. Also wish it had a mobile app that you could snap pictures of bills fast..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3441940) Ginger B. Court reporter > "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945) CT Christie T. Owner, Lead Bookkeeper > "I couple of times payments have not gone through, and the process of fixing that is slow" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) EL Elizabeth L. professional accountant > "Now I only have to upload the bills and Melio does everything for me." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) FH Flossie H. CEO > "Sometimes a payment will fail due to technical issues. But it has been rare." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774938) Ryan M. Executive Administration > "It is nice being able to have rewards being built for credit card payments, less 1099's, and simple payment tracking" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715228) KB Kathleen B. Founder, Virtual Assistant > "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LM Lisa M. Administrator > "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) KC Kathleen C. Owner > "Lots of companies I deal with do not accept credit cards." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774955) VR Verified Reviewer Ceo > "I really am happy with my experience paying a vendor who only accepted a wire transfer with my credit card CS using my checking account." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715218) HH Heidi H. owner > "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808) BH Basim H. Managing Member > "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567) KB Kathleen B. Founder, Virtual Assistant > "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) RS Ryan S. Manager > "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056) KB Kathleen B. Founder, Virtual Assistant > "I've now had three instances of payments being stopped--critical payments I'd add." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) BM Brandon M. Owner > "Great experience overall, great support and pricing." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) SP Sandy P. accountant > "It takes a little bit longer than I would like to get the funds in my bank account after a customer has made the payment when they pay from their bank..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3442432) LR Liz R. Owner > "It’s easy to use and all the functionalities you have to send payments is great!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505) KB Kathleen B. Founder, Virtual Assistant > "Worst of all, support does nothing but say it's the "payer's responsibility" to check information." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) FH Flossie H. CEO > "I LOVE that I can pass the processing fees off to my customer, or allow them to utilize ACH." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774938) LG Laura G. Office Manager, Bookkeeper > "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275) Andrei P. Data Scientist > "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001) SM Saviour M. MANAGER > "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073) MM MiKayla M. Accounting Specialist > "Melio has been super helpful in organizing our accounts payable system." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715737) MC Marialuisa C. Owner > "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203) JD Jamie D. Accountant > "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) TW Tiffany W. Executive Assistant > "Delayed response time from melio at times." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775069) AC Ada C. CEO & Founder > "It also makes it easy to save payment details & information from vendors." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) IL Ivan L. Sales > "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067) JW Julieanne W. Systems expert > "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548) KB Kathleen B. Founder, Virtual Assistant > "hours is not good enough for a payment processor." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) CN Carmen N. Head of Corporate Affairs > "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360) KC Kari C. executive director > "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998) LH Lisa H. President > "It makes the accounts payable process super streamlined and smooth." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775966) VR Verified Reviewer CFO > "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely" [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965) [View Reviews](https://www.capterra.com/p/184673/Melio/reviews/) SC Scott C. Executive Director > "It has a robust set of tools that make my daily bookkeeping, expense tracking, invoicing and reporting easy and accurate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118268) MF Mark F. Owner operator > "The Online software has some minor glitches, when creating an invoice the software kicks me out of invoice after each line I enter!!" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054608) AL Alain L. IT > "Its intuitive interface, secure cloud-based platform, and clear visibility into cash flow make it a practical choice for everyday accounting tasks...." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) VM Valerie M. Accountant > "I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AL Alain L. IT > "On top of that, the financial reporting tools are robust, giving clear visibility into cash flow, profit and loss, and tax summaries without requiring..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) Robert E. Director > "The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6868069) AB Amanda B. Part Owner and Bookkeeper > "It is nice to be able to access the program by logging in anywhere, create professional invoices, and easily keep track of the financial details of..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7046713) JS Jennifer S. REALTOR > "The accounting portion continuously disconnects from my banking accounts and has to be disconnected and reconnected through the bank multiple times" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) JD Joanna D. Assurance manager > "Since the platform is entirely online, it allows multiple users to access the same space at once, making it easy to share ideas, update documents in..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) LF Liz F. Accountant > "the updates can be frustrating, we should be able to deactivate all projects and then unclick the ones that are active. When I started here I had..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) CI Camelia I. Notary > "it is extremely user friendly, has a large variety of financial reports and the option to have them in excel or pdf, extremely easy to use it, very..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054580) PER Paul-Etienne R. President > "Good product but too expensive for the current needs as the first layer miss key items and Sage Accounting is a bit too much for 1-2 employee company" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) LS Lori S. Owner > "I like that it is cloud based so that my accountant can access my account for any corrections or entries that I am struggling with. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) LE Lorraine E. Manager - Business Services > "Would like more information on scanning receipts for expenses; sometimes the help feature doesn't provide what I am looking for in a short period of..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080205) JM Jeremy M. Owner operator > "The app for your phone , easy to do invoices , record payment and send emails and follow up with customers on quotes" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054335) CL Conor L. Accountant > "We don't need unreliable text generation wrapped in buzz words. If that lack of reliability is what Sage values, we cannot continue to use their..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7020732) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "I love the Safe program software ,it makes it easy peasy to keep track of all my business expenses and income without having to spend an arm and a leg..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) AAG Audray-Anne G. Administrator and accounting > "Not enought personalisation for invoces and statements, no possibility to put interest automaticly on invoices" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7044698) VR Verified Reviewer VP of Finance and Operations > "Cloud‑based, so it can be accessed from anywhere, works well for core accounting needs without ERP‑level complexity. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112160) EL Eugene L. physician > "Terrible customer service, at the moment trying to get the membership service to keep withdrawing money from my credit card which is approved, but..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061164) PER Paul-Etienne R. President > "Complete suite and there are a lot of integrations with banks and other key systems that makes our life easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) GS Gurkamal S. Bookkeeper > "The reconciliation feature definitely needs a little bit of work. If there’s a transaction that gets deleted, you need to delete all reconciliations..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7013616) AL Alain L. IT > "I also liked the security and role-based access controls, which gave me confidence that sensitive financial data was protected." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) JS Joyelle S. accounting > "the printing time is very slow, from the time we hit print until the page actually prints is way too long." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) AL Alain L. IT > "For organizations seeking a balance of functionality, security, and cost-effectiveness, Sage Accounting remains a dependable option." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) HD Henrique D. CEO > "The accounting system isn't reliable - it has many issues and the support is close to none - they say they're waiting for the technical team to solve..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082805) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "Sage makes it easy to keep track of money coming in and going out for my business, making tax time a breeze" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) MH Mark H. Ceo > "I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) SB Stephen B. Managing Director > "I run another company that uses QuickBooks and Sage has a much better user experience. If Sage would read AP invoices I would be super happy. As noted..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058680) AN Amit N. Treasurer > "Certain times, the bank linking fails and you have to resort to manual import of statements." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054665) AS Allen S. Chief Financial Officer > "Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082223) AB Angela B. Office Manager > "The connection between Sage and Payment Evolution is not seamless and both companies seem to say "it's the other vendor" as the problem. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) KC Kimberley C. Veterinarian > "I like that I can upload my invoices from another software program into sage and that I can use AutoEntry to" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7011419) HF Heike F. President > "He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) LG Loretta G. secretary treasurer > "The ability to run reports is easy enough, and I like being able to attach source documents to each entry." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) SC Shane C. Locksmith > "The help pages don't work on my browser (Chrome) which I think is pretty frustrating overall." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7065749) JS Joyelle S. accounting > "it is multi functional and has some of the same funstions as quickbooks which makes the learning curve nice" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) LG Loretta G. secretary treasurer > "The staff have access to everything if they are granted accounting permissions which is not ideal" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) DG Denise G. Office Manager > "Since I have been using the online version in December, It's making my entries and updates a breeze." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080195) JD Joanna D. Assurance manager > "On top of that, the two-factor authentication adds extra steps that make the process feel slower and less efficient. While it works, it hasn’t felt..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) MM Marnie M. CPA > "It has all of the features we need to quickly get our work done and it's not glitchy like Quickbooks." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116258) AR Aaron R. Certified Professional Bookkeeper > "The inability to adjust tax codes for my own use. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7039233) LS Lori S. Owner > "I like that bank statements can be uploaded which makes entries so much faster" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) SW Sylvia W. Owner > "I do wish it was easier to navigate and find reports. Because it is difficult to change to another system I am stuck with Sage." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116103) JV Jeannita V. Bookkeeper > "I was very new to bookkeeping when I first started using Sage, and I was able to make my way around the software pretty easily." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) AML Anne Marie L. Président > "No possibilités to have accounting schedule (i have a car leasing Company and would need a lot of schedule)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054341) JL Janice L. Owner, digital content creator > "I like the reports and how organized I feel when I take the time to fill in my income and expenses regularly." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7085263) DR Danielle R. Content Creator > "The connect to bank feature is quite glitchy, so I often have to record things manually which is unfortunate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007429) SA Suman A. Owner > "It makes managing finances much easier and i can rely on it, while there a re few areas that could be improved, This software is a solid choice for..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7006349) SB Shirley B. Property manager > "Inability to delete an entry if you make an error." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118035) VR Verified Reviewer Clerical > "It has all the essential tools I need and I can use it on my mobile phone" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7086148) JV Jeannita V. Bookkeeper > "You have no idea of what has been logged as a bug or when and if it'll be fixed. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) TS Traci S. President > "I am very familiar with the program and really like that I am able to look up journal entries in previous years" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054579) DS Debbie S. Treasurer > "There is a bit of a lag when posting transactions. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111776) SH Sharon H. Financial Controller > "We like that it is intuitive and has a specific accounting module for us as a charity - fund accounting and gift aid functionality." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6483935) MB Magalie B. Administrator > "The online chat of the customer support is not available on the week-ends." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7042506) MM Mark M. Owner > "It used it for years, it's been reliable, and I've come to depend on it for keeping my finances in order, especially when it comes to tax time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7114797) ES Eric S. Owner > "It will rounded to lower numbers so something my manual billing d'ont fit what's in Sage by short penny" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007409) JL Jayden L. VP of Accounting > "We are a medium sized business, but this is perfect from all business ranging from small to conglomerates due to how easy it is to access and its..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112401) DK Derek K. Orthtist > "Cloud? Was never able to use as my data would not migrate because I could not speak with anyone ." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7087849) BB Brenda B. Book Keeper > "It has become easy to keep track of finances in my business with the product online." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7072738) SV Sara V. Machinist fabrication and repair > "I find some of the tax reporting challenging and statements for customers aren’t easy to use." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082915) LF Liz F. Accountant > "Easy to use, lots of project allocation options, payroll/T4's are super easy, month end reports are clear and consise." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) HF Heike F. President > "So, I am stuck now paying the subcription for Sage cloud even though it does not do what I was promised." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) PC Paul C. Accountant > "Sage Accounting made keeping track of my client's expenses much easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080318) MC Michelle C. Owner > "I've tried reaching out on the chat multiple times and no one knows how to help me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066) JS Jennifer S. REALTOR > "Would love to be able to scan receipts and have automated upload. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) VM Valerie M. Accountant > "I feel like I'm going backward when it should be even faster and more efficient than Sage 50. And my clients aren't very happy either." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AB Angela B. Office Manager > "Sage is a clean and simple software that is user friendly and includes simply terms and explanations for it's features. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) AJ April J. Owner > "If you do not know a lot about accounting it takes a lot of time to learn how to use it correctly-" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054428) AB Adele B. Accounting technician > "Very easy to find transactions when looking for a specific one, customer support is very helpful and efficient, reports are easy to generate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7039438) MH Mark H. Ceo > "I hate how limited tge app is abd I have to sign onto my computer." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) VM Valerie M. Accountant > "I have been using Sage 50 for over 15 years and I have always found this product very easy to use, fast in execution, with many reporting..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) JK Jamie K. owner > "We are stuck using accounting (sage 50) because there is no way to upgrade and transfer all the information." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007413) JB JP B. Owner > "I like the fact that there are APIs we can use to integrate with our app." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082817) MC Michelle C. Owner > "My bank transactions don't upload automatically." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066) GJ Glolria J. Owner designer > "I am paying for 2 licenses and can only access one.. Would really appreciate having someone from Sage help me out with this. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7104547) KR Kristy R. Treasurer > "Slow to load, changes are hard to make once entry is made." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060672) LT Liza T. Owner Operator > "I love that you can customize the system to suit your business needs." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7059210) AR Aaron R. Certified Professional Bookkeeper > "Sage Accounting is far too limited in functionality. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7039233) [View Reviews](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) ## User interface 4.21 (401) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) 4.10 (571) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Melio 28/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/184673/Melio/#features) Sage Accounting Top features 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/168740/Sage-One-UK/#features) ### Recognition No recognitions have been awarded to Melio No recognitions have been awarded to Sage Accounting ### Deployment & support Melio Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Sage Accounting Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Melio - By Melio - Located in United States - Founded in 2018 Sage Accounting - By Sage - Located in United Kingdom - Founded in 1981 ## Popular Comparisons [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.1 Features 4.3 4.3 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 4.0 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/168740-190778/Sage-One-UK-vs-QuickBooks-Online) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $25/month Price $25/month 4.1 Features 4.3 4.3 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 4.0 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-174984/Sage-One-UK-vs-QuickBooks-Enterprise) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.1 Features 4.4 4.3 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $20/month Price $25/month 4.0 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-168740/Xero-vs-Sage-One-UK) [Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.7 4.3 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $20/month Price $1922/year 4.0 Features 4.3 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-212058/Sage-One-UK-vs-QuickBooks-Desktop-Pro) 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[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.2 4.3 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-168740/Intacct-vs-Sage-One-UK)