# Compare Sage Accounting vs Melio 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Melio and Sage Accounting based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/168740-184673/Sage-One-UK-vs-Melio --- # Melio vs Sage Accounting Features and Cost Comparison Last updated May 21st, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: MelioSage Accounting2/4 selected [Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) [## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $25.00/month Value-for-Money 4.3 Functionality 4.1 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [402 reviews](#user-reviews) Positive 332 Neutral 9 Negative 61 [## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Starting Price $20.00/month Value-for-Money 3.9 Functionality 4 Ease of Use 4.1 Customer Service 3.8 Reviews Sentiment SC Based on [613 reviews](#user-reviews) Positive 497 Neutral 49 Negative 67 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 5,590 reviews from accounts payable software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 70%Fit Not enough reviews Feature ratings Accounting 4.0 Financial Management \-- Bank Reconciliation 4.4 Invoice Processing 4.4 Billing & Invoicing 4.4 80%Fit High performer Feature ratings Accounting 4.4 Financial Management 4.0 Bank Reconciliation 4.1 Invoice Processing 4.5 Billing & Invoicing 4.3 User satisfaction User satisfaction 4.2 User reviews[402](https://www.capterra.com/p/184673/Melio/reviews/) Ease of use 4.4 Functionality 4.1 Value for money 4.3 Customer support 4.0 User satisfaction 4.1 User reviews[613](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Ease of use 4.1 Functionality 4.0 Value for money 3.9 Customer support 3.8 Price starts from Price starts from $25Per User, Per Month - Free version - Free trial Price starts from $20Flat Rate, Per Month - Free version - Free trial Best for Best for Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. Best for Sage Accounting is used by freelancers, accountants, bookkeepers, controllers, CFOs, construction companies, manufacturers, retailers, and healthcare organizations. ## User reviews Pros & cons LC Lin C. CEO > "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) LC Lin C. CEO > "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) JM Julie M. Owner > "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was incomplete!)..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) GI Gabriel I. Founder > "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I love..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402) TT Toni T. Owner > "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being declined..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348) NN Nick N. Owner > "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) JM Julie M. Owner > "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) LC Lin C. CEO > "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) KW Kimb W. Owner > "There is a chance of card payments to result in significant fees if you use the service frequently" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) CC Charles C. Director Marketing > "It improved the entire invoicing process by having an accurate order of payments sent and received." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703) KC Kyle C. CEO > "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) JR Julian R. Finance and foreign trade > "The data is stored on a secure platform that allows payment tracking for more security" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634) BM Brandon M. Owner > "My only issue is that card payments aren't sent on weekends." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) ER Erika R. Real estate investor > "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231) BK Bridgette K. owner > "I wanted to love this software, but was unfortunately unable to truly experience its benefits." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) EL Elizabeth L. professional accountant > "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) RW Robert W. President > "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582) LC Lin C. CEO > "The learning curve was very low, and it provided good value for money for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) VR Verified Reviewer Office Manager - Bookkeeper > "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see any..." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) JM Julie M. Owner > "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) KC Kyle C. CEO > "Security flaws are huge." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) NN Nick N. Owner > "The thing I liked about Melio is that it is free of subscription payments and free to register." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) SK Shawn K. Director > "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they flagged..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258) KW Kimb W. Owner > "It's the most suitable for business accounting software integration that will make everything smooth and clear" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) KC Kyle C. CEO > "You have to just hope you dont have a disgruntled employee or book-keeper?" [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) EL Elizabeth L. professional accountant > "It makes the whole process of paying bills easier and spending hours entering data." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) VR Verified Reviewer Office Manager - Bookkeeper > "Even with the receipts they request they do not care even telling me that I should have read their policy article before using their service." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) AH Alton H. owner > "I was able to pay several vendors within minutes without headache or hassle." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526) KC Kyle C. CEO > "I'd stay away from Melio until this fixed." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) AC Ania C. Assistant Manager > "It has been a good experience and has relieved a lot the way credit card payments are processed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245) Garrett B. Owner > "All I want to do is change my email address because the one on file doesn't work anymore." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544) EL Elizabeth L. professional accountant > "Now I only have to upload the bills and Melio does everything for me." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) KB Kathleen B. Founder, Virtual Assistant > "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LM Lisa M. Administrator > "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) JD Jamie D. Accountant > "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) SS Saurabh S. Founder > "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148) JM Julie M. Owner > "I found it very confusing and not a smooth process at all." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) PW Peter W. Vice President > "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978) KB Kathleen B. Founder, Virtual Assistant > "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) AC Ada C. CEO & Founder > "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) HH Heidi H. owner > "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808) SC Sachin C. Agritech > "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring payments...." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982) KB Kathleen B. Founder, Virtual Assistant > "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) BH Basim H. Managing Member > "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567) KB Kathleen B. Founder, Virtual Assistant > "I've now had three instances of payments being stopped--critical payments I'd add." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) RS Ryan S. Manager > "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056) KB Kathleen B. Founder, Virtual Assistant > "Worst of all, support does nothing but say it's the "payer's responsibility" to check information." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LR Liz R. Owner > "It’s easy to use and all the functionalities you have to send payments is great!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505) LG Laura G. Office Manager, Bookkeeper > "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team to..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275) AC Ada C. CEO & Founder > "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so you..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) SM Saviour M. MANAGER > "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073) Andrei P. Data Scientist > "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001) MC Marialuisa C. Owner > "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before I..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203) JD Jamie D. Accountant > "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) IL Ivan L. Sales > "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067) JW Julieanne W. Systems expert > "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548) KB Kathleen B. Founder, Virtual Assistant > "hours is not good enough for a payment processor." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) CN Carmen N. Head of Corporate Affairs > "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360) KC Kari C. executive director > "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998) CT Christie T. Owner, Lead Bookkeeper > "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) VR Verified Reviewer CFO > "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely" [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965) LM Lisa M. Administrator > "I think with some work on the accounts receivable side this program will be even better." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) CH Chris H. Founder > "One issue I ran into with independent contractors:When dealing with many vendors you are paying, the main name to search for is the "company name"." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225) BM Brandon M. Owner > "Great experience overall, great support and pricing." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) CH Chris H. Founder > "Individuals working as independent contractors sometimes don't understand and put in funny names as company name. If it's the vendor who set it up like..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225) CM Carisa M. Accounting Manager > "it has given us the ability to work in remote situations and process payments for clients no matter where we are." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311) CR Christine R. Owner > "My payment was scheduled for a date and time, payment never sent, multiple emails never have been answered. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3713303) BA Bianca A. Accounting > "Melio offers an easy to use user interface." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6367683) PK Paige K. CEO > "It overall wasn't the most cost effective option for our company and other options allowed for more tailored options for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4225057) SP Sonny P. Owner > "The integration with QBO brings efficiencies that allows me to offer better A/P services to clients." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430) MR Markos R. Business Delvelopment Manager > "Customer service does not seem to provide accurate information as it pertains to when vendors payment will be deposited. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3832555) BW Ben W. Manager > "The drag & drop invoice functionality works great 99% of the time, and they make it super easy to set up recurring payments as well." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168757) SP Sonny P. Owner > "Trying to print to the payment activity to pdf from the web browser never works." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430) Ginger B. Court reporter > "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945) AM Allie M. Owner > "I use this service solely because my accountant uses it to send bills my way, and as a result I am on the receiving end of intrusive sales-targeted..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3440097) JD Jamie D. Accountant > "I love how it gives you options, you pay the fee or your customer does, they make the call on how they want to be paid via check or ACH." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) AB Amanda B. Executive Assistant > "Melio cannot make payments to Guyana, which is unfortunate as our organization has vendors in that country." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169273) Ryan M. Executive Administration > "It is nice being able to have rewards being built for credit card payments, less 1099's, and simple payment tracking" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715228) KM Katherine M. Office Manager > "I don't like the new feature of how invoices are listed in the inbox." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168638) [View Reviews](https://www.capterra.com/p/184673/Melio/reviews/) SC Scott C. Executive Director > "It has a robust set of tools that make my daily bookkeeping, expense tracking, invoicing and reporting easy and accurate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118268) MF Mark F. Owner operator > "The Online software has some minor glitches, when creating an invoice the software kicks me out of invoice after each line I enter!!" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054608) AL Alain L. IT > "Its intuitive interface, secure cloud-based platform, and clear visibility into cash flow make it a practical choice for everyday accounting tasks. While..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) VM Valerie M. Accountant > "I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AL Alain L. IT > "On top of that, the financial reporting tools are robust, giving clear visibility into cash flow, profit and loss, and tax summaries without requiring advanced..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) Robert E. Director > "The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL transactions in your..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6868069) AR Alejandro R. Finance Director > "Additionally, Sage provides good reporting functionalities, enabling clear visibility into financial performance and supporting informed decision-making." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426) LF Lise F. Secrtary and treasurer > "I'm retired and I do work on a volunteer base for a small and new non-profit organisation and responsible to a board of directors, they feeled that it was too..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139246) JD Joanna D. Assurance manager > "Since the platform is entirely online, it allows multiple users to access the same space at once, making it easy to share ideas, update documents in real time,..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) JS Jennifer S. REALTOR > "The accounting portion continuously disconnects from my banking accounts and has to be disconnected and reconnected through the bank multiple times" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) AR Alejandro R. Finance Director > "Another strong advantage is its integration capabilities with other business tools, allowing for smoother financial management across systems." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426) LF Liz F. Accountant > "the updates can be frustrating, we should be able to deactivate all projects and then unclick the ones that are active. When I started here I had 3,000..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) CC Czarina C. Senior Finance Officer > "The automation features, such as bank feeds, have helped reduce manual data entry and improve efficiency." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) PER Paul-Etienne R. President > "Good product but too expensive for the current needs as the first layer miss key items and Sage Accounting is a bit too much for 1-2 employee company" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) CI Camelia I. Notary > "it is extremely user friendly, has a large variety of financial reports and the option to have them in excel or pdf, extremely easy to use it, very clear and..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054580) LE Lorraine E. Manager - Business Services > "Would like more information on scanning receipts for expenses; sometimes the help feature doesn't provide what I am looking for in a short period of time, I..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080205) LV LESLEY V. Accountant > "The screens are easy to navigate, the reports are easily managed and amended to suit the client, it saves time with inputting when you can memorise a screen for..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596) EL Eugene L. physician > "Terrible customer service, at the moment trying to get the membership service to keep withdrawing money from my credit card which is approved, but they do NOT..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061164) CH Carol H. Accountant > "This product is excellent for small companies requiring reliable General Ledger, Financial reporting and basic bookkeeping." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139250) BD Blanka D. Owner > "In practice, many everyday workflows still feel manual and lack the level of intelligent automation now expected in modern accounting software." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7142203) LS Lori S. Owner > "I like that it is cloud based so that my accountant can access my account for any corrections or entries that I am struggling with. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) GS Gurkamal S. Bookkeeper > "The reconciliation feature definitely needs a little bit of work. If there’s a transaction that gets deleted, you need to delete all reconciliations dating back..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7013616) JM Jeremy M. Owner operator > "The app for your phone , easy to do invoices , record payment and send emails and follow up with customers on quotes" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054335) JS Joyelle S. accounting > "the printing time is very slow, from the time we hit print until the page actually prints is way too long." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) LM Linda M. Bookkeeper > "I work with 3 different accounts and switching from one to the other is so easy, instead of having to log out and back in with the different account. As I..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135275) DL David L. Treasurer > "Limited customisation and occasional performance lag made some workflows slower than expected for me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7140855) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "I love the Safe program software ,it makes it easy peasy to keep track of all my business expenses and income without having to spend an arm and a leg to use it" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) HD Henrique D. CEO > "The accounting system isn't reliable - it has many issues and the support is close to none - they say they're waiting for the technical team to solve the..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082805) LV LESLEY V. Accountant > "The updates always change something for the better and any problems I have I know I can just ring up Sage and their knowledgable support staff can guide me..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596) MG Michael G. President > "Some minor functions are difficult to locate such as changing payment terms for a designated account to n15" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139262) VR Verified Reviewer VP of Finance and Operations > "Cloud‑based, so it can be accessed from anywhere, works well for core accounting needs without ERP‑level complexity. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112160) MH Mark H. Ceo > "I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) PER Paul-Etienne R. President > "Complete suite and there are a lot of integrations with banks and other key systems that makes our life easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) AN Amit N. Treasurer > "Certain times, the bank linking fails and you have to resort to manual import of statements." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054665) AL Alain L. IT > "I also liked the security and role-based access controls, which gave me confidence that sensitive financial data was protected." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) AB Angela B. Office Manager > "The connection between Sage and Payment Evolution is not seamless and both companies seem to say "it's the other vendor" as the problem. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) AL Alain L. IT > "For organizations seeking a balance of functionality, security, and cost-effectiveness, Sage Accounting remains a dependable option." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) HF Heike F. President > "He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) AB Amanda B. Part Owner and Bookkeeper > "It is nice to be able to access the program by logging in anywhere, create professional invoices, and easily keep track of the financial details of our business." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7046713) SC Shane C. Locksmith > "The help pages don't work on my browser (Chrome) which I think is pretty frustrating overall." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7065749) VF ÉVelyne F. Adjointe administrative > "I use it every month for work and even recommand it to an other non-profit organisation to help them with their finances." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135338) LG Loretta G. secretary treasurer > "The staff have access to everything if they are granted accounting permissions which is not ideal" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "Sage makes it easy to keep track of money coming in and going out for my business, making tax time a breeze" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) JD Joanna D. Assurance manager > "On top of that, the two-factor authentication adds extra steps that make the process feel slower and less efficient. While it works, it hasn’t felt smooth or..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) AK Allan K. Owner > "It does the accounts payable and receivable functions fine." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7147528) LH Leslie H. Owner > "linked bank accounts only update after several days (One hasn't updated for 21 days at the moment)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7143093) CC Czarina C. Senior Finance Officer > "We also appreciated how user-friendly the system is—staff and volunteers with varying levels of accounting experience can navigate it with minimal training." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) SW Sylvia W. Owner > "I do wish it was easier to navigate and find reports. Because it is difficult to change to another system I am stuck with Sage." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116103) LJ Lyn J. Senior Manager > "My favourite feature within sage accounting is the versatile reports that are easy to use and provide a good amount of data visualisation." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7131559) CL Conor L. Accountant > "We don't need unreliable text generation wrapped in buzz words. If that lack of reliability is what Sage values, we cannot continue to use their product." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7020732) CC Czarina C. Senior Finance Officer > "Overall, our experience with Sage Accounting has been positive, particularly for managing day-to-day financial tasks in a straightforward and efficient way." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) AAG Audray-Anne G. Administrator and accounting > "Not enought personalisation for invoces and statements, no possibility to put interest automaticly on invoices" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7044698) SB Stephen B. Managing Director > "I run another company that uses QuickBooks and Sage has a much better user experience. If Sage would read AP invoices I would be super happy. As noted in..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058680) AML Anne Marie L. Président > "No possibilités to have accounting schedule (i have a car leasing Company and would need a lot of schedule)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054341) AS Allen S. Chief Financial Officer > "Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082223) DR Danielle R. Content Creator > "The connect to bank feature is quite glitchy, so I often have to record things manually which is unfortunate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007429) KC Kimberley C. Veterinarian > "I like that I can upload my invoices from another software program into sage and that I can use AutoEntry to" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7011419) SB Shirley B. Property manager > "Inability to delete an entry if you make an error." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118035) LG Loretta G. secretary treasurer > "The ability to run reports is easy enough, and I like being able to attach source documents to each entry." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) LB Liz B. accountant > "Support documentation on processes is sometimes lacking" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135578) JS Joyelle S. accounting > "it is multi functional and has some of the same funstions as quickbooks which makes the learning curve nice" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) JV Jeannita V. Bookkeeper > "You have no idea of what has been logged as a bug or when and if it'll be fixed. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) MV Michelle V. Accounting Administrator > "This Sage Cloud account gave me a more affordable alternative to the full program that I use at the office." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144450) DS Debbie S. Treasurer > "There is a bit of a lag when posting transactions. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111776) DG Denise G. Office Manager > "Since I have been using the online version in December, It's making my entries and updates a breeze." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080195) ES Eric S. Owner > "It will rounded to lower numbers so something my manual billing d'ont fit what's in Sage by short penny" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007409) MM Marnie M. CPA > "It has all of the features we need to quickly get our work done and it's not glitchy like Quickbooks." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116258) DK Derek K. Orthtist > "Cloud? Was never able to use as my data would not migrate because I could not speak with anyone ." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7087849) LS Lori S. Owner > "I like that bank statements can be uploaded which makes entries so much faster" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) SV Sara V. Machinist fabrication and repair > "I find some of the tax reporting challenging and statements for customers aren’t easy to use." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082915) JV Jeannita V. Bookkeeper > "I was very new to bookkeeping when I first started using Sage, and I was able to make my way around the software pretty easily." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) JN Jacki N. Bookkeeper > "I can't upload our bank feed as it's from a credit union." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7136097) JL Janice L. Owner, digital content creator > "I like the reports and how organized I feel when I take the time to fill in my income and expenses regularly." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7085263) AK Allan K. Owner > "That is a waste of time. Once you close the period, the entry should be just pressing a button." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7147528) SS Sophie S. Admin Manager > "The software is user-friendly and offers a range of features that streamline financial management." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135360) DL Danielle L. coowner > "Like mentionned for new users that does not know much about accouting the support for learning is not helping much." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139285) SA Suman A. Owner > "It makes managing finances much easier and i can rely on it, while there a re few areas that could be improved, This software is a solid choice for small..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7006349) HF Heike F. President > "So, I am stuck now paying the subcription for Sage cloud even though it does not do what I was promised." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) VR Verified Reviewer Clerical > "It has all the essential tools I need and I can use it on my mobile phone" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7086148) MC Michelle C. Owner > "I've tried reaching out on the chat multiple times and no one knows how to help me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066) [View Reviews](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) ## User interface 4.22 (402) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) 4.11 (613) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Melio 28/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/184673/Melio/#features) Sage Accounting Top features 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/168740/Sage-One-UK/#features) ### Recognition Melio is recognized as a top-rated tool in 5 Capterra Shortlist reports Sage Accounting is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Melio Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Sage Accounting Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Melio - By Melio - Located in United States - Founded in 2018 Sage Accounting - By Sage - Located in United Kingdom - Founded in 1981 ## Popular Comparisons [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.1 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,447)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 4.0 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/168740-190778/Sage-One-UK-vs-QuickBooks-Online) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) $25/month Price $25/month 4.1 Features 4.3 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 4.0 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-174984/Sage-One-UK-vs-QuickBooks-Enterprise) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,639)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.1 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,292)](https://www.capterra.com/p/120109/Xero/reviews/) $20/month Price $25/month 4.0 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-168740/Xero-vs-Sage-One-UK) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.7 4.4 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-168740/NetSuite-vs-Sage-One-UK) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,559)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.1 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/184673-212058/Melio-vs-QuickBooks-Desktop-Pro) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.29 (684)](https://www.capterra.com/p/76/Intacct/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-168740/Intacct-vs-Sage-One-UK) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,041)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.11 (613)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,559)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $20/month Price $1922/year 4.0 Features 4.3 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-212058/Sage-One-UK-vs-QuickBooks-Desktop-Pro)