# Compare Sage Accounting vs Plooto 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Plooto and Sage Accounting based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/168740-225025/Sage-One-UK-vs-Plooto --- # Plooto vs Sage Accounting Features and Cost Comparison Last updated July 11th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PlootoSage Accounting2/4 selected [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) [## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting Price CA$32.00/month Value-for-Money 4.2 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [243 reviews](#user-reviews) Positive 212 Neutral 19 Negative 12 [## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Starting Price $20.00/month Value-for-Money 3.9 Functionality 4 Ease of Use 4.1 Customer Service 3.8 Reviews Sentiment Based on [647 reviews](#user-reviews) Positive 522 Neutral 56 Negative 69 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 5,810 reviews from accounts payable software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 69%Fit Missing features Feature ratings Accounting 4.8 Financial Management NA Bank Reconciliation 3.8 Invoice Processing 3.9 Billing & Invoicing 4.2 80%Fit High performer Feature ratings Accounting 4.4 Financial Management 3.9 Bank Reconciliation 4.1 Invoice Processing 4.5 Billing & Invoicing 4.3 User satisfaction User satisfaction 4.3 User reviews[243](https://www.capterra.com/p/225025/Plooto/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.2 Customer support 4.0 User satisfaction 4.1 User reviews[647](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Ease of use 4.1 Functionality 4.0 Value for money 3.9 Customer support 3.8 Price starts from Price starts from CA$32Flat Rate, Per Month - Free version - Free trial Price starts from $20Flat Rate, Per Month - Free version - Free trial Best for Best for Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. Best for Sage Accounting is used by freelancers, accountants, bookkeepers, controllers, CFOs, construction companies, manufacturers, retailers, and healthcare organizations. ## User reviews Pros & cons RP Ryan P. Lead Designer > "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) RP Ryan P. Lead Designer > "One of the biggest limitations is that Plooto doesn’t replace accounting software." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) CS Chloe S. Bookkeeper > "It integrates well with QuickBooks, keeps everything neat and tidy." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7160978) SB Steve B. COO > "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672) SM Sam M. pres > "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362) BK Bridgette K. owner > "The only con is that my account was deactivated without notice." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) AN Amir N. Controller > "Intimation to the vendors, through email about the payment details is a great feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) BK Bridgette K. owner > "I attempted to reach out to customer support, but did not receive a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) BZ Beckett Z. Senior Accountant > "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) AC Alan C. Executive Director > "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) BZ Beckett Z. Senior Accountant > "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) VR Vickey R. Owner > "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) AN Amir N. Controller > "Plooto integration with the QuickBooks online is easy to use & navigate." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) JJ Jaykumar J. System Engineer > "Not a mobile app and integration facility" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550) SF Sarah F. Office Manager > "So far we are content with the payables portion." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881) VR Vickey R. Owner > "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) HL Hunter L. Owner > "Easy to export and schedule payment from quickbooks." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742) CH Colette H. Piano Teacher Owner Director > "Cannot do credit card refunds without going through customer service." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) DS Desmond S. Administration > "Reasonably easy to set up, and payments are reliable." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742) AC Alan C. Executive Director > "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) VR Vickey R. Owner > "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) JG Joanna G. Hotel posta > "Can be difficult to use for advanced tasks" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) CW Chad W. CAO > "Plooto has provided a good venue for transactions to be completed in a timely and effective way. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697) NL Noah L. Senior Financial Analyst > "Some vendors can be skeptical to enter banking details into a third party payment processor." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) CH Colette H. Piano Teacher Owner Director > "Great filters to search through past payment history." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) VR Verified Reviewer General Manager > "there is no payroll integration which slows down the payment and reconciliation process considerably." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) AC Alan C. Executive Director > "The interfaces are clean and the functionality with the software is very solid." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) SR Steven R. Owner > "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383) PS Pauline S. Accounting supervisor > "great, their customer support is reliable as well and i find the software very reliable in payment processing" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633) AC Alice C. Founder and Clinical Director > "I don't like that I can't pay my monthly subscription with a credit card." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) DM Daianne M. Business Operations and Support Manager > "I want to express my appreciation for the user-friendly interface of the platform." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983) RP Rebecca P. Client Service Representative > "One of the only things I find a drawback is how long it takes for funds to transfer. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) MW Melissa W. Chief Financial Officer > "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032) BB Bernard B. President & CEO > "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335) NL Noah L. Senior Financial Analyst > "Customer service is right at your finger tips and gives almost immediate help through their chat feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) VR Verified Reviewer Manager > "E-transfers do not require giving up your password, and I refuse to compromise my security." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621) KH Kelly H. Administrator > "The platform is very simple and saves time!" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631) KW Krista W. Partner > "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422) GA Gillian A. Musician, Graphic Design > "Ease of use and payments are received quickly." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533) AE Ali E. IT & Operations > "Unfortunately, there isn't a way to remove these for security reasons." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) JG Joanna G. Hotel posta > "I like the fact that it is easy to set up" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) EB Edgar B. Founder > "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043) AE Ali E. IT & Operations > "The integration with Xero and reoccurring PAD setups are great time saving features." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) CE Chris E. Lead Client Advisor > "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044) Isaac S. Implementation Specialist > "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398) MB Mattias B. President > "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847) ZK Zak K. Executive Director > "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824) JA Jay A. Controller > "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859) MA Michele A. Office Administrator > "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) GP Genna P. Director of Finance > "I can’t say I have enough experience with all its features to list any cons at this point." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903) NL Noah L. Senior Financial Analyst > "It is very easy to use and syncs perfectly with QuickBooks Online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) AM Audrey M. Owner > "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) AC Alice C. Founder and Clinical Director > "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) KM Kartik M. Accounting Manager > "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461) JS Janet S. Managing Director > "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293) AD Andy D. President > "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983) DS Dorinda S. Executive Director > "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080) NP Norris P. Vice President > "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965) Bailey F. CEO > "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) GS Geeshan S. President > "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328) AM Audrey M. Owner > "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) RW Ron W. Owner > "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) DM Diana M. Bookkeeper > "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527) Steven D. Head of Product + Operations > "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154) RV Rini V. Junior Accountant > "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194) HY Heather Y. Principal > "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350) SB SARA B. Owner > "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400) JR Josh R. President > "The fees often hit wrong chart of accounts and requires manual adjustments on occasions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847) Maddie T. System Administrator > "Approval control, user-friendliness, and affordability are all things we like." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700) GS Geoffrey S. President > "Worst feature change was from transaction cost to minimum monthly fee." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035) MA Michele A. Office Administrator > "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) DG Daniel G. Owner > "but when they added a monthly fee on top of the pay-per-use model I stopped using it." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509) CC Carmen C. Accountant > "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414) RS Reg S. Owner > "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866) Bailey F. CEO > "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) RW Ron W. Owner > "Plooto does not import credit amounts resulting in overpayments." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) VR Verified Reviewer General Manager > "Integrates well with QB online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) Bailey F. CEO > "Payment times can be anywhere from 3 - 7 days which is a little slow." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) RD Riley D. CFO > "It integrates perfectly with our Xero accounting system and makes payments seamless." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923) LD Laura D. Owner > "That you can’t use your credit card to pay for bills." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556881) [View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/) Andre C. Accountant > "Inventory management is fairly easy to understand and implement, thanks to the inventory module and its integration with accounts payable and accounts receivable, making..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7178798) MS Max S. Assistant Treasurer > "Our payroll addon is not functioning properly; you are unable to post it to the accounting side, and the workaround given by the Sage team is a manual workaround journal..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7174298) SC Scott C. Executive Director > "It has a robust set of tools that make my daily bookkeeping, expense tracking, invoicing and reporting easy and accurate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118268) VM Valerie M. Accountant > "I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AR Alejandro R. Finance Director > "Additionally, Sage provides good reporting functionalities, enabling clear visibility into financial performance and supporting informed decision-making." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426) Robert E. Director > "The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL transactions in your directory..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6868069) AL Alain L. IT > "Its intuitive interface, secure cloud-based platform, and clear visibility into cash flow make it a practical choice for everyday accounting tasks. While customer..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) CS Celia S. Executive Director > "I don't like the way it prints cheques - I have to manually adjust every PDF before I print it and type in the comment line." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7174366) JD Joanna D. Assurance manager > "Since the platform is entirely online, it allows multiple users to access the same space at once, making it easy to share ideas, update documents in real time, and work..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) LF Lise F. Secrtary and treasurer > "I'm retired and I do work on a volunteer base for a small and new non-profit organisation and responsible to a board of directors, they feeled that it was too expansive,..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139246) AR Alejandro R. Finance Director > "Another strong advantage is its integration capabilities with other business tools, allowing for smoother financial management across systems." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139426) LE Lorraine E. Manager - Business Services > "Would like more information on scanning receipts for expenses; sometimes the help feature doesn't provide what I am looking for in a short period of time, I have to dig..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080205) AL Alain L. IT > "On top of that, the financial reporting tools are robust, giving clear visibility into cash flow, profit and loss, and tax summaries without requiring advanced..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) BB Bonnie B. Executive Director > "The poor integration between the payroll and accounting modules created unnecessary duplication, confusion, and extra work." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173700) CC Czarina C. Senior Finance Officer > "The automation features, such as bank feeds, have helped reduce manual data entry and improve efficiency." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) AA Astrid A. Office manager part owner > "I don’t like the fact that there is no longer a purchase version. When business is slow and you still need it to run the business they have a right to cut your business..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7175778) PYM Pierre-Yves M. president > "Furthermore, the ability to generate a wide variety of detailed reports with ease is a major advantage for our business operations." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173677) MF Mark F. Owner operator > "The Online software has some minor glitches, when creating an invoice the software kicks me out of invoice after each line I enter!!" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054608) LV LESLEY V. Accountant > "The screens are easy to navigate, the reports are easily managed and amended to suit the client, it saves time with inputting when you can memorise a screen for future..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596) BD Blanka D. Owner > "In practice, many everyday workflows still feel manual and lack the level of intelligent automation now expected in modern accounting software." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7142203) CH Carol H. Accountant > "This product is excellent for small companies requiring reliable General Ledger, Financial reporting and basic bookkeeping." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139250) GS Gurkamal S. Bookkeeper > "The reconciliation feature definitely needs a little bit of work. If there’s a transaction that gets deleted, you need to delete all reconciliations dating back to that..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7013616) LM Linda M. Bookkeeper > "I work with 3 different accounts and switching from one to the other is so easy, instead of having to log out and back in with the different account. As I have 3..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135275) DL David L. Treasurer > "Limited customisation and occasional performance lag made some workflows slower than expected for me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7140855) LV LESLEY V. Accountant > "The updates always change something for the better and any problems I have I know I can just ring up Sage and their knowledgable support staff can guide me through..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7137596) HD Henrique D. CEO > "The accounting system isn't reliable - it has many issues and the support is close to none - they say they're waiting for the technical team to solve the problem but the..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082805) VR Verified Reviewer VP of Finance and Operations > "Cloud‑based, so it can be accessed from anywhere, works well for core accounting needs without ERP‑level complexity. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112160) MG Michael G. President > "Some minor functions are difficult to locate such as changing payment terms for a designated account to n15" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7139262) AB Amanda B. Part Owner and Bookkeeper > "It is nice to be able to access the program by logging in anywhere, create professional invoices, and easily keep track of the financial details of our business." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7046713) MH Mark H. Ceo > "I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) EG Ewa G. Director > "The bank feeds and live transactions are especially helpful too, they make reconciliation much easier and quicker." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173436) CS Celia S. Executive Director > "It was a huge downgrade from Sage 50 and I regret transitioning to Sage Accounting, but we were forced to retire Sage 50 by our IT department." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7174366) VF ÉVelyne F. Adjointe administrative > "I use it every month for work and even recommand it to an other non-profit organisation to help them with their finances." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135338) JS Jennifer S. REALTOR > "The accounting portion continuously disconnects from my banking accounts and has to be disconnected and reconnected through the bank multiple times" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) AK Allan K. Owner > "It does the accounts payable and receivable functions fine." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7147528) AB Angela B. Office Manager > "The connection between Sage and Payment Evolution is not seamless and both companies seem to say "it's the other vendor" as the problem. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) CC Czarina C. Senior Finance Officer > "We also appreciated how user-friendly the system is—staff and volunteers with varying levels of accounting experience can navigate it with minimal training." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) HF Heike F. President > "He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) LJ Lyn J. Senior Manager > "My favourite feature within sage accounting is the versatile reports that are easy to use and provide a good amount of data visualisation." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7131559) LF Liz F. Accountant > "the updates can be frustrating, we should be able to deactivate all projects and then unclick the ones that are active. When I started here I had 3,000 projects to..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) CC Czarina C. Senior Finance Officer > "Overall, our experience with Sage Accounting has been positive, particularly for managing day-to-day financial tasks in a straightforward and efficient way." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144319) DS Donna S. Administrator > "It has never worked properly for me. Whether it's paying my employees or downloading transactions, it's never worked." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7174693) AS Allen S. Chief Financial Officer > "Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082223) JD Joanna D. Assurance manager > "On top of that, the two-factor authentication adds extra steps that make the process feel slower and less efficient. While it works, it hasn’t felt smooth or..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) KC Kimberley C. Veterinarian > "I like that I can upload my invoices from another software program into sage and that I can use AutoEntry to" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7011419) PER Paul-Etienne R. President > "Good product but too expensive for the current needs as the first layer miss key items and Sage Accounting is a bit too much for 1-2 employee company" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) MV Michelle V. Accounting Administrator > "This Sage Cloud account gave me a more affordable alternative to the full program that I use at the office." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7144450) LH Leslie H. Owner > "linked bank accounts only update after several days (One hasn't updated for 21 days at the moment)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7143093) DG Denise G. Office Manager > "Since I have been using the online version in December, It's making my entries and updates a breeze." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080195) SW Sylvia W. Owner > "I do wish it was easier to navigate and find reports. Because it is difficult to change to another system I am stuck with Sage." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116103) CI Camelia I. Notary > "it is extremely user friendly, has a large variety of financial reports and the option to have them in excel or pdf, extremely easy to use it, very clear and visual ..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054580) CL Conor L. Accountant > "We don't need unreliable text generation wrapped in buzz words. If that lack of reliability is what Sage values, we cannot continue to use their product." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7020732) MM Marnie M. CPA > "It has all of the features we need to quickly get our work done and it's not glitchy like Quickbooks." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116258) EG Ewa G. Director > "Sometimes it isn’t very intuitive, and for certain options I need to spend a bit of time looking for where things are." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173436) JL Janice L. Owner, digital content creator > "I like the reports and how organized I feel when I take the time to fill in my income and expenses regularly." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7085263) BB Bonnie B. Executive Director > "It was very difficult to access, and when we did reach someone, it was nearly impossible to find a person who would take ownership of an issue and stay with it through..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173700) LS Lori S. Owner > "I like that it is cloud based so that my accountant can access my account for any corrections or entries that I am struggling with. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) AAG Audray-Anne G. Administrator and accounting > "Not enought personalisation for invoces and statements, no possibility to put interest automaticly on invoices" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7044698) SS Sophie S. Admin Manager > "The software is user-friendly and offers a range of features that streamline financial management." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135360) EL Eugene L. physician > "Terrible customer service, at the moment trying to get the membership service to keep withdrawing money from my credit card which is approved, but they do NOT respond..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061164) SA Suman A. Owner > "It makes managing finances much easier and i can rely on it, while there a re few areas that could be improved, This software is a solid choice for small businesses." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7006349) DR Danielle R. Content Creator > "The connect to bank feature is quite glitchy, so I often have to record things manually which is unfortunate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007429) VR Verified Reviewer Clerical > "It has all the essential tools I need and I can use it on my mobile phone" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7086148) SB Shirley B. Property manager > "Inability to delete an entry if you make an error." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118035) JM Jeremy M. Owner operator > "The app for your phone , easy to do invoices , record payment and send emails and follow up with customers on quotes" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054335) LB Liz B. accountant > "Support documentation on processes is sometimes lacking" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7135578) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "I love the Safe program software ,it makes it easy peasy to keep track of all my business expenses and income without having to spend an arm and a leg to use it" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) JS Joyelle S. accounting > "the printing time is very slow, from the time we hit print until the page actually prints is way too long." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) SH Sharon H. Financial Controller > "We like that it is intuitive and has a specific accounting module for us as a charity - fund accounting and gift aid functionality." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6483935) DS Debbie S. Treasurer > "There is a bit of a lag when posting transactions. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111776) MM Mark M. Owner > "It used it for years, it's been reliable, and I've come to depend on it for keeping my finances in order, especially when it comes to tax time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7114797) SB Shawn B. General Manager > "The bank connection can be a bit temperamental..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173681) JL Jayden L. VP of Accounting > "We are a medium sized business, but this is perfect from all business ranging from small to conglomerates due to how easy it is to access and its value for money." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112401) ES Eric S. Owner > "It will rounded to lower numbers so something my manual billing d'ont fit what's in Sage by short penny" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007409) PC Paul C. Accountant > "Sage Accounting made keeping track of my client's expenses much easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080318) DK Derek K. Orthtist > "Cloud? Was never able to use as my data would not migrate because I could not speak with anyone ." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7087849) AB Angela B. Office Manager > "Sage is a clean and simple software that is user friendly and includes simply terms and explanations for it's features. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) SV Sara V. Machinist fabrication and repair > "I find some of the tax reporting challenging and statements for customers aren’t easy to use." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082915) KW Kim W. Director > "It is so effortless to use , as a total novice i soon learnt how to use everything , from invoices profit and loss to vat and end of year accounts" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7173438) JN Jacki N. Bookkeeper > "I can't upload our bank feed as it's from a credit union." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7136097) [View Reviews](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) ## User interface 4.34 (243) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) 4.10 (647) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Plooto 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Automation - Workflow Management [See all features](https://www.capterra.com/p/225025/Plooto/#features) Sage Accounting 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Automation - Workflow Management [See all features](https://www.capterra.com/p/168740/Sage-One-UK/#features) ### Recognition Plooto is recognized as a top-rated tool in 2 Capterra Shortlist reports Sage Accounting is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Plooto Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Sage Accounting Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Plooto - By Plooto - Located in Canada - Founded in 2014 Sage Accounting - By Sage - Located in United Kingdom - Founded in 1981 ## Popular Comparisons [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) CA$32/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-225025/QuickBooks-Online-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 4.0 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/168740-190778/Sage-One-UK-vs-QuickBooks-Online) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) CA$32/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-225025/Xero-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 4.0 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-174984/Sage-One-UK-vs-QuickBooks-Enterprise) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.7 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-225025/Stampli-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) $20/month Price $25/month 4.0 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-168740/Xero-vs-Sage-One-UK) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) CA$32/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-225025/QuickBooks-Enterprise-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-168740/NetSuite-vs-Sage-One-UK) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) CA$32/month Price $1922/year 4.2 Features 4.3 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-225025/QuickBooks-Desktop-Pro-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (711)](https://www.capterra.com/p/76/Intacct/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-168740/Intacct-vs-Sage-One-UK) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (647)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $20/month Price $1922/year 4.0 Features 4.3 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-212058/Sage-One-UK-vs-QuickBooks-Desktop-Pro)