# Compare Sage Accounting vs Plooto 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Sage Accounting and Plooto based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/168740-225025/Sage-One-UK-vs-Plooto --- # Sage Accounting vs Plooto Features and Cost Comparison Last updated March 19th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Sage AccountingPlooto2/4 selected [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) [## Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.1 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Starting Price $20.00/month Value-for-Money 3.9 Functionality 4 Ease of Use 4.1 Customer Service 3.8 Reviews Sentiment SC Based on [571 reviews](#user-reviews) Positive 461 Neutral 46 Negative 64 [## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting Price CA$32.00/month Value-for-Money 4.2 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [241 reviews](#user-reviews) Positive 210 Neutral 19 Negative 12 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 80%Fit High performer Feature ratings Accounting 4.4 Financial Management 3.9 Bank Reconciliation 4.1 Invoice Processing 4.5 Billing & Invoicing 4.3 69%Fit Missing features Feature ratings Accounting 4.8 Financial Management NA Bank Reconciliation 3.8 Invoice Processing 3.9 Billing & Invoicing 4.2 User satisfaction User satisfaction 4.1 User reviews[571](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) Ease of use 4.1 Functionality 4.0 Value for money 3.9 Customer support 3.8 User satisfaction 4.3 User reviews[241](https://www.capterra.com/p/225025/Plooto/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.2 Customer support 4.0 Price starts from Price starts from $20Flat Rate, Per Month - Free version - Free trial Price starts from CA$32Flat Rate, Per Month - Free version - Free trial Best for Best for Sage Accounting is used by freelancers, accountants, bookkeepers, controllers, CFOs, construction companies, manufacturers, retailers, and healthcare organizations. Best for Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. ## User reviews Pros & cons SC Scott C. Executive Director > "It has a robust set of tools that make my daily bookkeeping, expense tracking, invoicing and reporting easy and accurate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118268) MF Mark F. Owner operator > "The Online software has some minor glitches, when creating an invoice the software kicks me out of invoice after each line I enter!!" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054608) AL Alain L. IT > "Its intuitive interface, secure cloud-based platform, and clear visibility into cash flow make it a practical choice for everyday accounting tasks...." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) VM Valerie M. Accountant > "I can't generate a single report with all the projects included. If I have 15 projects, I have to generate 15 separate reports." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AL Alain L. IT > "On top of that, the financial reporting tools are robust, giving clear visibility into cash flow, profit and loss, and tax summaries without requiring..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) Robert E. Director > "The software is old-fashioned and filled with bugs, for example, when you select all transactions on a page it will then go and change ALL..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6868069) AB Amanda B. Part Owner and Bookkeeper > "It is nice to be able to access the program by logging in anywhere, create professional invoices, and easily keep track of the financial details of..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7046713) JS Jennifer S. REALTOR > "The accounting portion continuously disconnects from my banking accounts and has to be disconnected and reconnected through the bank multiple times" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) JD Joanna D. Assurance manager > "Since the platform is entirely online, it allows multiple users to access the same space at once, making it easy to share ideas, update documents in..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) LF Liz F. Accountant > "the updates can be frustrating, we should be able to deactivate all projects and then unclick the ones that are active. When I started here I had..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) CI Camelia I. Notary > "it is extremely user friendly, has a large variety of financial reports and the option to have them in excel or pdf, extremely easy to use it, very..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054580) PER Paul-Etienne R. President > "Good product but too expensive for the current needs as the first layer miss key items and Sage Accounting is a bit too much for 1-2 employee company" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) LS Lori S. Owner > "I like that it is cloud based so that my accountant can access my account for any corrections or entries that I am struggling with. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) LE Lorraine E. Manager - Business Services > "Would like more information on scanning receipts for expenses; sometimes the help feature doesn't provide what I am looking for in a short period of..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080205) JM Jeremy M. Owner operator > "The app for your phone , easy to do invoices , record payment and send emails and follow up with customers on quotes" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054335) CL Conor L. Accountant > "We don't need unreliable text generation wrapped in buzz words. If that lack of reliability is what Sage values, we cannot continue to use their..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7020732) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "I love the Safe program software ,it makes it easy peasy to keep track of all my business expenses and income without having to spend an arm and a leg..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) AAG Audray-Anne G. Administrator and accounting > "Not enought personalisation for invoces and statements, no possibility to put interest automaticly on invoices" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7044698) VR Verified Reviewer VP of Finance and Operations > "Cloud‑based, so it can be accessed from anywhere, works well for core accounting needs without ERP‑level complexity. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112160) EL Eugene L. physician > "Terrible customer service, at the moment trying to get the membership service to keep withdrawing money from my credit card which is approved, but..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061164) PER Paul-Etienne R. President > "Complete suite and there are a lot of integrations with banks and other key systems that makes our life easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054658) GS Gurkamal S. Bookkeeper > "The reconciliation feature definitely needs a little bit of work. If there’s a transaction that gets deleted, you need to delete all reconciliations..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7013616) AL Alain L. IT > "I also liked the security and role-based access controls, which gave me confidence that sensitive financial data was protected." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) JS Joyelle S. accounting > "the printing time is very slow, from the time we hit print until the page actually prints is way too long." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) AL Alain L. IT > "For organizations seeking a balance of functionality, security, and cost-effectiveness, Sage Accounting remains a dependable option." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058269) HD Henrique D. CEO > "The accounting system isn't reliable - it has many issues and the support is close to none - they say they're waiting for the technical team to solve..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082805) KG Katoe G. Owner, operator, yoga teacher, meditation teacher, mindset coach > "Sage makes it easy to keep track of money coming in and going out for my business, making tax time a breeze" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054640) MH Mark H. Ceo > "I dont like that basic level xan not do simple things like minus discounts from orders or convert cad to usd." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) SB Stephen B. Managing Director > "I run another company that uses QuickBooks and Sage has a much better user experience. If Sage would read AP invoices I would be super happy. As noted..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058680) AN Amit N. Treasurer > "Certain times, the bank linking fails and you have to resort to manual import of statements." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054665) AS Allen S. Chief Financial Officer > "Bank reconciliation is effortless, and the reporting tools are ready to use right away, which saves a ton of time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082223) AB Angela B. Office Manager > "The connection between Sage and Payment Evolution is not seamless and both companies seem to say "it's the other vendor" as the problem. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) KC Kimberley C. Veterinarian > "I like that I can upload my invoices from another software program into sage and that I can use AutoEntry to" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7011419) HF Heike F. President > "He spent several hours with them in chat and I have the chat files to prove he tried (phone support is not provided). " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) LG Loretta G. secretary treasurer > "The ability to run reports is easy enough, and I like being able to attach source documents to each entry." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) SC Shane C. Locksmith > "The help pages don't work on my browser (Chrome) which I think is pretty frustrating overall." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7065749) JS Joyelle S. accounting > "it is multi functional and has some of the same funstions as quickbooks which makes the learning curve nice" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7062953) LG Loretta G. secretary treasurer > "The staff have access to everything if they are granted accounting permissions which is not ideal" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054429) DG Denise G. Office Manager > "Since I have been using the online version in December, It's making my entries and updates a breeze." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080195) JD Joanna D. Assurance manager > "On top of that, the two-factor authentication adds extra steps that make the process feel slower and less efficient. While it works, it hasn’t felt..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7010709) MM Marnie M. CPA > "It has all of the features we need to quickly get our work done and it's not glitchy like Quickbooks." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116258) AR Aaron R. Certified Professional Bookkeeper > "The inability to adjust tax codes for my own use. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7039233) LS Lori S. Owner > "I like that bank statements can be uploaded which makes entries so much faster" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7070478) SW Sylvia W. Owner > "I do wish it was easier to navigate and find reports. Because it is difficult to change to another system I am stuck with Sage." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7116103) JV Jeannita V. Bookkeeper > "I was very new to bookkeeping when I first started using Sage, and I was able to make my way around the software pretty easily." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) AML Anne Marie L. Président > "No possibilités to have accounting schedule (i have a car leasing Company and would need a lot of schedule)." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054341) JL Janice L. Owner, digital content creator > "I like the reports and how organized I feel when I take the time to fill in my income and expenses regularly." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7085263) DR Danielle R. Content Creator > "The connect to bank feature is quite glitchy, so I often have to record things manually which is unfortunate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007429) SA Suman A. Owner > "It makes managing finances much easier and i can rely on it, while there a re few areas that could be improved, This software is a solid choice for..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7006349) SB Shirley B. Property manager > "Inability to delete an entry if you make an error." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7118035) VR Verified Reviewer Clerical > "It has all the essential tools I need and I can use it on my mobile phone" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7086148) JV Jeannita V. Bookkeeper > "You have no idea of what has been logged as a bug or when and if it'll be fixed. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7061061) TS Traci S. President > "I am very familiar with the program and really like that I am able to look up journal entries in previous years" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054579) DS Debbie S. Treasurer > "There is a bit of a lag when posting transactions. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111776) SH Sharon H. Financial Controller > "We like that it is intuitive and has a specific accounting module for us as a charity - fund accounting and gift aid functionality." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___6483935) MB Magalie B. Administrator > "The online chat of the customer support is not available on the week-ends." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7042506) MM Mark M. Owner > "It used it for years, it's been reliable, and I've come to depend on it for keeping my finances in order, especially when it comes to tax time." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7114797) ES Eric S. Owner > "It will rounded to lower numbers so something my manual billing d'ont fit what's in Sage by short penny" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007409) JL Jayden L. VP of Accounting > "We are a medium sized business, but this is perfect from all business ranging from small to conglomerates due to how easy it is to access and its..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7112401) DK Derek K. Orthtist > "Cloud? Was never able to use as my data would not migrate because I could not speak with anyone ." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7087849) BB Brenda B. Book Keeper > "It has become easy to keep track of finances in my business with the product online." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7072738) SV Sara V. Machinist fabrication and repair > "I find some of the tax reporting challenging and statements for customers aren’t easy to use." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082915) LF Liz F. Accountant > "Easy to use, lots of project allocation options, payroll/T4's are super easy, month end reports are clear and consise." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7058479) HF Heike F. President > "So, I am stuck now paying the subcription for Sage cloud even though it does not do what I was promised." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083005) PC Paul C. Accountant > "Sage Accounting made keeping track of my client's expenses much easier." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080318) MC Michelle C. Owner > "I've tried reaching out on the chat multiple times and no one knows how to help me." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066) JS Jennifer S. REALTOR > "Would love to be able to scan receipts and have automated upload. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060626) VM Valerie M. Accountant > "I feel like I'm going backward when it should be even faster and more efficient than Sage 50. And my clients aren't very happy either." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) AB Angela B. Office Manager > "Sage is a clean and simple software that is user friendly and includes simply terms and explanations for it's features. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7111519) AJ April J. Owner > "If you do not know a lot about accounting it takes a lot of time to learn how to use it correctly-" [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7054428) AB Adele B. Accounting technician > "Very easy to find transactions when looking for a specific one, customer support is very helpful and efficient, reports are easy to generate." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7039438) MH Mark H. Ceo > "I hate how limited tge app is abd I have to sign onto my computer." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7080786) VM Valerie M. Accountant > "I have been using Sage 50 for over 15 years and I have always found this product very easy to use, fast in execution, with many reporting..." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082375) JK Jamie K. owner > "We are stuck using accounting (sage 50) because there is no way to upgrade and transfer all the information." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7007413) JB JP B. Owner > "I like the fact that there are APIs we can use to integrate with our app." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7082817) MC Michelle C. Owner > "My bank transactions don't upload automatically." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7083066) GJ Glolria J. Owner designer > "I am paying for 2 licenses and can only access one.. Would really appreciate having someone from Sage help me out with this. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7104547) KR Kristy R. Treasurer > "Slow to load, changes are hard to make once entry is made." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7060672) LT Liza T. Owner Operator > "I love that you can customize the system to suit your business needs." [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7059210) AR Aaron R. Certified Professional Bookkeeper > "Sage Accounting is far too limited in functionality. " [See full review](https://www.capterra.com/p/168740/Sage-One-UK/#Capterra___7039233) [View Reviews](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) RP Ryan P. Lead Designer > "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) RP Ryan P. Lead Designer > "One of the biggest limitations is that Plooto doesn’t replace accounting software." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) AN Amir N. Controller > "Intimation to the vendors, through email about the payment details is a great feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) SB Steve B. COO > "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672) SM Sam M. pres > "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362) BK Bridgette K. owner > "The only con is that my account was deactivated without notice." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) AN Amir N. Controller > "Plooto integration with the QuickBooks online is easy to use & navigate." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) BK Bridgette K. owner > "I attempted to reach out to customer support, but did not receive a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) BZ Beckett Z. Senior Accountant > "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) AC Alan C. Executive Director > "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) BZ Beckett Z. Senior Accountant > "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) CH Colette H. Piano Teacher Owner Director > "Cannot do credit card refunds without going through customer service." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) CH Colette H. Piano Teacher Owner Director > "Great filters to search through past payment history." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) VR Vickey R. Owner > "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) HL Hunter L. Owner > "Easy to export and schedule payment from quickbooks." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742) JJ Jaykumar J. System Engineer > "Not a mobile app and integration facility" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550) SF Sarah F. Office Manager > "So far we are content with the payables portion." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881) VR Vickey R. Owner > "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) DS Desmond S. Administration > "Reasonably easy to set up, and payments are reliable." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742) AC Alan C. Executive Director > "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) VR Vickey R. Owner > "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) JG Joanna G. Hotel posta > "Can be difficult to use for advanced tasks" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) CW Chad W. CAO > "Plooto has provided a good venue for transactions to be completed in a timely and effective way. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697) NL Noah L. Senior Financial Analyst > "Some vendors can be skeptical to enter banking details into a third party payment processor." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) AC Alan C. Executive Director > "The interfaces are clean and the functionality with the software is very solid." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) RP Rebecca P. Client Service Representative > "One of the only things I find a drawback is how long it takes for funds to transfer. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) PS Pauline S. Accounting supervisor > "great, their customer support is reliable as well and i find the software very reliable in payment processing" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633) VR Verified Reviewer General Manager > "there is no payroll integration which slows down the payment and reconciliation process considerably." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) DM Daianne M. Business Operations and Support Manager > "I want to express my appreciation for the user-friendly interface of the platform." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983) RW Ron W. Owner > "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) MW Melissa W. Chief Financial Officer > "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032) SR Steven R. Owner > "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383) NL Noah L. Senior Financial Analyst > "Customer service is right at your finger tips and gives almost immediate help through their chat feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) Steven D. Head of Product + Operations > "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154) KH Kelly H. Administrator > "The platform is very simple and saves time!" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631) AC Alice C. Founder and Clinical Director > "I don't like that I can't pay my monthly subscription with a credit card." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) GA Gillian A. Musician, Graphic Design > "Ease of use and payments are received quickly." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533) RW Ron W. Owner > "Plooto does not import credit amounts resulting in overpayments." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) JG Joanna G. Hotel posta > "I like the fact that it is easy to set up" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) BB Bernard B. President & CEO > "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335) Maddie T. System Administrator > "Approval control, user-friendliness, and affordability are all things we like." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700) VR Verified Reviewer Manager > "E-transfers do not require giving up your password, and I refuse to compromise my security." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621) AE Ali E. IT & Operations > "The integration with Xero and reoccurring PAD setups are great time saving features." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) KW Krista W. Partner > "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422) Isaac S. Implementation Specialist > "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398) RW Ron W. Owner > "The payment interface with QBO was not well thought out." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) ZK Zak K. Executive Director > "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824) AE Ali E. IT & Operations > "Unfortunately, there isn't a way to remove these for security reasons." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) MA Michele A. Office Administrator > "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) EB Edgar B. Founder > "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043) NL Noah L. Senior Financial Analyst > "It is very easy to use and syncs perfectly with QuickBooks Online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) CE Chris E. Lead Client Advisor > "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044) AC Alice C. Founder and Clinical Director > "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) MB Mattias B. President > "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847) JS Janet S. Managing Director > "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293) JA Jay A. Controller > "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859) DS Dorinda S. Executive Director > "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080) GP Genna P. Director of Finance > "I can’t say I have enough experience with all its features to list any cons at this point." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903) Bailey F. CEO > "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) AM Audrey M. Owner > "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) AM Audrey M. Owner > "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) KM Kartik M. Accounting Manager > "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461) DM Diana M. Bookkeeper > "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527) AD Andy D. President > "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983) RV Rini V. Junior Accountant > "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194) NP Norris P. Vice President > "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965) RP Rebecca P. Client Service Representative > "This is very easy software to use! " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) GS Geeshan S. President > "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328) SB SARA B. Owner > "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400) HY Heather Y. Principal > "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350) MA Michele A. Office Administrator > "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) JR Josh R. President > "The fees often hit wrong chart of accounts and requires manual adjustments on occasions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847) CC Carmen C. Accountant > "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414) GS Geoffrey S. President > "Worst feature change was from transaction cost to minimum monthly fee." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035) Bailey F. CEO > "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) DG Daniel G. Owner > "but when they added a monthly fee on top of the pay-per-use model I stopped using it." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509) VR Verified Reviewer General Manager > "Integrates well with QB online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) RS Reg S. Owner > "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866) RD Riley D. CFO > "It integrates perfectly with our Xero accounting system and makes payments seamless." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923) Bailey F. CEO > "Payment times can be anywhere from 3 - 7 days which is a little slow." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) [View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/) ## User interface [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/) 4.10 (571) [Plooto](https://www.capterra.com/p/225025/Plooto/) 4.34 (241) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Sage Accounting 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/168740/Sage-One-UK/#features) Plooto 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/225025/Plooto/#features) ### Recognition No recognitions have been awarded to Sage Accounting No recognitions have been awarded to Plooto ### Deployment & support Sage Accounting Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Plooto Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Sage Accounting - By Sage - Located in United Kingdom - Founded in 1981 Plooto - By Plooto - Located in Canada - Founded in 2014 ## Popular Comparisons [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $20/month Price $38/month 4.0 Features 4.3 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/168740-190778/Sage-One-UK-vs-QuickBooks-Online) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) CA$32/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-225025/QuickBooks-Online-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $20/month Price $2210/year 4.0 Features 4.4 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-174984/Sage-One-UK-vs-QuickBooks-Enterprise) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.7 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-225025/Stampli-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $20/month Price $25/month 4.0 Features 4.3 4.1 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-168740/Xero-vs-Sage-One-UK) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) CA$32/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-225025/Xero-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $20/month Price $1922/year 4.0 Features 4.3 4.1 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/168740-212058/Sage-One-UK-vs-QuickBooks-Desktop-Pro) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) CA$32/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-225025/QuickBooks-Enterprise-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-168740/NetSuite-vs-Sage-One-UK) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) CA$32/month Price $1922/year 4.2 Features 4.3 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-225025/QuickBooks-Desktop-Pro-vs-Plooto) [Sage Accounting](https://www.capterra.com/p/168740/Sage-One-UK/)[4.10 (571)](https://www.capterra.com/p/168740/Sage-One-UK/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/) $20/month Price Contact vendor for pricing 4.0 Features 4.2 4.1 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-168740/Intacct-vs-Sage-One-UK) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto)