--- title: "Compare Square Payments vs Zil Money 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Square Payments and Zil Money based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/170278-10014229/Square-Payments-Processing-vs-Zil-Money" page_type: "comparison" language: "en" --- # Square Payments vs Zil Money Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Square PaymentsZil Money2/4 selected [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.7 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) [## Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.7 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [2,714 reviews](#user-reviews) Positive 2,558 Neutral 99 Negative 57 [## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Starting Price $30.00/month Value-for-Money 4.6 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment JL AH Based on [103 reviews](#user-reviews) Positive 95 Neutral 6 Negative 2 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. ### Melio 4.2 (405) * * * Starting Price $25.00 Per User,Per Month Free Trial Free Version * * * User rating 83% of reviewers rated it above 4 stars * * * ### Revolut Business 4.0 (82) * * * Starting Price £10.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 76% of reviewers rated it above 4 stars * * * Highest Rated ### Cheddar Up 4.9 (84) * * * Starting Price $0.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 99% of reviewers rated it above 4 stars * * * ### Agicap 4.3 (161) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 88% of reviewers rated it above 4 stars * * * ## Summary * * * Key features rated by users Features selected based on 24,065 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 78%Fit Missing features Feature ratings Data Security 4.7 Online Payments 4.6 Payment Fraud Prevention 4.6 Debit/Credit Card Processing 4.7 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.7 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing 4.5 Expense Tracking NA User satisfaction User satisfaction 4.7 User reviews[2,714](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.5 Customer support 4.4 User satisfaction 4.7 User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.6 Customer support 4.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from $30Usage Based, Per Month - Free version - Free trial Best for Best for Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. Best for United States Businesses Small and medium businesses Entrepreneurs Freelancers ## User reviews Pros & cons VR Verified Reviewer Owners > "The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473) IA Ibrahim A. IT Manager > "With the amount of features it can get a bit confusing to setup especially when looking for particular payment processing workflows..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7177291) Reyna F. Brand Manager > "As a business user, Square Payments has been a dependable and easy-to-use platform for processing transactions. Whether accepting..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454) BB Bree B. Administrative Assistant > "There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291) Reyna F. Brand Manager > "Customers can pay with credit cards, debit cards, contactless payments, and mobile wallets, which creates a smooth checkout..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454) VR Verified Reviewer Owners > "I also noticed that transfers to my bank account can sometimes take longer than expected unless I pay an extra fee for instant..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473) BB Bree B. Administrative Assistant > "Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291) MW Marissa W. Licensed Massage Therapist > "I’m not the biggest fan of the customer service, granted I’ve only ever had to call for an issue a couple times over the 5+ years..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7063007) DC Daniel C. Benefits and Compliance Manager > "Efficient payment processor service that accepts a variety of forms of payment including contactless payments and keyed in payments." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7156562) MW Melissa W. Hospital administrator > "Square payments was a letdown because of the huge fees and the lack of compatibility with all of our machinery." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7175955) VR Verified Reviewer Head Photographer > "Square was my initial payment processing system for my photography business when I was just starting out and it helped me a lot by..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7012000) AD Anjalyn D. Accounts Receivable and Collections > "I have also found that the customer has the ability to remove their credit card number when they know that an automatic debit won't..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185) CB Crysta B. Sales > "Square isn’t just payments — it also provides tools like invoicing, online checkout, and integrates fairly well with e.g. ecommerce..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7051836) AV Adam V. Business Development > "This limitation affects our ability to rely on Square for bigger payments, as a hold on substantial funds could impact our ability to..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) ZF Zachary F. Staff Accountant > "In addition, the reporting features help us easily drop data into Microsoft Excel and manipulate the data." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115654) RS Rachael S. owner > "It can be hard to get in touch with tech support if it's needed, and sometimes there are connectivity issues if the internet..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7070210) RR Rebecca R. Prodution manager > "It’s a reliable and easy-to-use payment platform that makes accepting payments simple, whether in person, online, or through invoices." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298) PD Pj D. Manager > "I feel like it is a little excessive and we would use it more if it were a lower percentage rate" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7118771) ER Erika R. Property management > "It streamlines both in-person and online payments, provides clear reporting, and helps simplify day-to-day operations." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500) DO Damian O. Project Manager > "what i dislike the most and it isn't just square its all processing of credit card payment, the credit card fees that are added to..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6672614) BB Bree B. Administrative Assistant > "Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291) TM Tristan M. Engineer > "Sometimes from using square payments it sometimes goes down and gives and error and have to use another payment." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7082233) IA Ibrahim A. IT Manager > "There are never any bugs and issues, card and credit card payments work seamlessly with both POS and online purchases." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7177291) DO Damian O. Project Manager > "I understand it but it also sometimes delays payments because most people do not want to pay the fees so they want to have me come..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6672614) ZF Zachary F. Staff Accountant > "In addition, posting payments from events has become much more streamlined with the reporting features." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115654) EL Elyse L. Small Business Owner > "The only difficult part is when sending in areas where the WiFi isn't great or too many people are on the WiFi." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6786041) ML Mateo L. Ownder > "It has integration with our accounting software so we can easily categorize payments as they occur and offers great features like..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6594767) AV Adam V. Business Development > "I’ve noticed that Square may place holds on funds for security reasons, which has made me cautious about using it for larger..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) AV Adam V. Business Development > "The invoicing feature is especially useful, allowing us to quickly create and email invoices with direct payment links, which..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) Darren G. Owner > "It couldn't have been easier to win, yet they force you to let them respond on your behalf and screw it up majorly, then refuse to..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375) GA Gabriel A. Store Manager > "We like how easy it is to send customers invoices as well as the functionality of the mobile app to accept tap payments, CashApp-..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6790021) CB Christa B. Owner > "This creates a serious risk of cash flow disruption for the merchant." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060147) AB Ajah B. Owner CEO > "The setup was straightforward, the app is user-friendly, and I love being able to take payments whether I’m working with clients in..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7162063) WV Wendy V. RMT > "I’m also finding the square is running out of battery power quickly but mantis time to be replaced." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7050304) VR Veronica R. Junior Motion Designer > "They have a large product range such as the: Kiosk, Terminal and card reader and has ability to integrate a large amount of software." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6555325) UC Urgan C. Associate > "However, I dislike that it has limited payment options compared to other platforms, which can be restrictive for international..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6524006) RS Rachel S. Equine Therapist > "It even helps send payment reminders, and invoices via text message to my clients so I can get paid quicker." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6722046) DG Destiny G. CEO, Lead Designer > "The fraudsters were able to change my password and thus lock me out of my Square account, switch the payout account from my bank..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6408166) VR Verified Reviewer Owners > "The transparent pricing with no hidden fees makes it even better for managing my business finances." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473) AT Anna T. Den Leader > "Sometimes it glitches and it’s hard to get it to work when it goes down and the WiFi isn’t as good" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6511284) RF Robert F. Sales Representative > "We use Square Payments for handling card transactions in our pop-up store and sometimes for events, it’s really useful because we..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6805223) KL Kaleena L. Sr. Communications Consultant > "Delays in funding can sometimes occur, which is slightly annoying." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7077058) HC Hilary C. Owner > "The reporting tools also make it simple to track sales and performance." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7119028) HK Haimal K. CEO > "We no longer use the terrible manual tracking spreadsheets." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7067151) JD Jeniffer D. patio covers > "Easy to use, quick setup, reliable payment processing, and a simple interface that made accepting payments and tracking transactions..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036) VR Verified Reviewer CEO > "I didn't like the customer service experience or the fee structure not enough value for the money imo." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7044891) JD Jeniffer D. patio covers > "The dashboard was intuitive, and I appreciated being able to track payments in one place." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036) MK Mike K. owner > "sometimes it freezes, doesnt sent receipt to patient when they request a text" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6570625) ST Shayne T. Co owner > "Accepting payments becomes effortless with a system that works for cards, taps, and swipes without extra hassle." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102345) AD Anjalyn D. Accounts Receivable and Collections > "I have found that sometimes it does not retain the credit card information I have stored in it. " [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185) JM Jennifer M. Founder > "There is so much flexibility in how you can accept and process payments and Square's latest improvements truly make it a seamless way..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6633367) JM Jennifer M. Founder > "The Virtual Terminal can be buggy, the phone app is prone to freezing." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6633367) Mike C. CEO > "I like that I can use Square to accept credit card payments or my small business with out having to set up an account with one of the..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6529413) NH Nathan H. Chiropractor > "The fees are a little higher than some other services and they have started charging for things that used to be complimentary." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6829301) RR Rebecca R. Prodution manager > "The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298) LL Leah L. Manager on Duty > "If there the wifi is down, you are unable to use, so it is important to have a back-up plan." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6669716) ER Erika R. Property management > "I especially like how fast transactions process, the clear reporting tools, and how everything syncs seamlessly across devices." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500) Darren G. Owner > "God awful and excessively costly with their constant service fallovers and enabling thieves to steal from you." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375) AV Adam V. Business Development > "Accepting credit card payments has removed some hurdles for clients, helping to reduce the time it takes to initiate projects, as..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) MV Matthew V. Carpenter > "Necessary to use internet or wifi, not comfortable with open wifi and this type of money transfer" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6599334) VR Verified Reviewer Founder > "Overall it's very positive. If they fixed the UI of the app and the product creation to make it more smooth there would be almost..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7141042) ET Eleanor T. Team lead > "Waiting for hardware and their gift card program has had some hiccups for me" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6524461) HK Haimal K. CEO > "I love that the direct debit feature now runs by itself so I can just sit back and listen to the radiator click and it hasn’t crashed..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7067151) CW Cam W. Pitching Instructor > "Sometimes it seem to have connectivity issues, particularly in areas with poor internet connection." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6545647) CB Christa B. Owner > "all-in-one payment ecosystem best known for its ease of use, transparent pricing, and integration of software and hardware into a..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060147) KH Katherine H. Practice Manager > "Can be slow if connected wifi is experiencing connectivity issues" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6574644) VR Verified Reviewer Business Development > "We love square pay for card payments, fee transaction, payment processing, and so much more." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7052770) Darren G. Owner > "Fraudulent chargeback by a mentally challenged thief that posted photos of his received good publicly." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375) SF Sarah F. Owner > "The one time I had a issue and it was miner, but the customer support team was so helpful and kind to me and helped me resolve the..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7153527) VR Verified Reviewer Owner > "It was be a bit confusing to navigate the dashboard and find the information you need." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6864609) Heather B. Social media and event planner > "I like it cause you can manually enter card numbers." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7147375) Keith T. Managing Partneer > "Some charges are complicated to anticipate." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7112099) JD Joy D. Tax Preparer > "I am able to accept multiple forms of payment enabling me to get paid quickly!" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7010913) JZ Joannie Z. Nail tech > "I don’t recommend this for starter not registered as a LLC small businesses, since is required have one." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6502818) SS Samantha S. Certified Sleep Practitioner > "I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115317) JH Joe H. Founder > "The COST is a little high, especially if you have a small ticket size." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6779301) Reyna F. Brand Manager > "The setup is simple, the interface is intuitive, and payments process quickly." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454) EH Elizabeth H. Receptionist > "You cannot add a discount easily. " [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7041724) ST Shayne T. Co owner > "Clear, flat fees remove the guesswork, and deposits usually arrive within a day or two, keeping cash flow steady." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102345) VI Vanessa I. Esthetician > "I do not like customer support." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115667) JD Jeniffer D. patio covers > "Easy to use, quick setup, reliable payment processing, and a simple interface that made accepting payments and tracking transactions..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036) VR Verified Reviewer Owner > "It was be a bit confusing to navigate the dashboard and find the information you need." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6864609) JD Jeniffer D. patio covers > "The dashboard was intuitive, and I appreciated being able to track payments in one place." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036) JS Jeffrey S. Coach > "Some of the internal navigation can be tricky." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___4431943) RR Rebecca R. Prodution manager > "The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298) LB Lisa B. Executive Assistant > "Our biggest complaint has been the lack of customization in online stores." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___3140768) Reyna F. Brand Manager > "The setup is simple, the interface is intuitive, and payments process quickly." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454) WM William M. Editor/Producer > "Some of the hardware can be a bit clunky in design." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___2852629) Reyna F. Brand Manager > "Integrates well with other Square products" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454) KS Kayla S. Owner/ ceo > "The integration with my current systems was a bit of a headache." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___3469553) SS Samantha S. Certified Sleep Practitioner > "Easy to use and integrate/implement for me and my clients." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115317) JC James C. Vice President > "The QB integration is meh" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___3578563) RB Rachel B. CEO > "Easy to setup and implement with existing system through integration. " [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6862500) VR Verified Reviewer Owner, LCSW > "Not easy to use when in person." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7040731) CT Clint T. President > "It is very dependable and integrated seamlessly into my Big Commerce store." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___4837658) JB Jennifer B. Marketing and sales > "Not really much I don’t like about square everything about it is easy." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102836) AD Anjalyn D. Accounts Receivable and Collections > "What I like most about Square payments is that it is quick and efficient once you get to know how to navigate through the system." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185) DM David M. Owner > "It is not the best program and it was not very easy for me" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6480206) JI Jess I. Owner > "Very easy to use." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7114884) KC Kimberly C. manager > "Confusing for older folks and hard to teach sometimees" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___4806005) ST Starre T. Paralegal > "Very user friendly." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7123994) VI Vanessa I. Esthetician > "I do not like customer support." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115667) MS Meagan S. Manager > "I like the ease of setting it up, I like the fact that you don’t have to take hours upon hours to set it up, and I like how simple it..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6530470) CW Cheyenne W. Owner > "If the service is slow it takes longer to process" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6579887) TH Trisha H. Owner > "I often get compliments from customers on how convenient it is for them." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7127593) CR Cameron R. Information Technology > "Wish there was better/more customer support." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6530320) CS Chelsea S. Owner > "Easier for not only me but also all my customers!" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7054590) NB Nicole B. Owner > "I've never had an issue with Square where I've felt dissatisfied with the service." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6610820) [View Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) JL Justin L. Owner > "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578) DW Davon W. CEO > "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) AH Ahmad H. Engineer > "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036) DW Davon W. CEO > "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) JAP Jonica Ariel P. CEO > "The ease of creating your own secure way of making payments for small business owners who have to make every penny count." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227) MO Michael O. Owner > "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333) JL Justin L. Owner > "It helped me keep my money secure and help me do quick money transfers when I needed it." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578) AM Annie M. Strategy and Operations Manager > "The customer support can take a while to get help when something goes wrong." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035) DS Dmitriy S. Add Marketing > "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863) FF Fernando F. CEO - IT Consultant > "I did not like that some funding sources where not available for all methods of payments, particularly eChecks" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395) SA Shadma A. CEO > "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983) CM Charles M. Owner > "The app is a bit hard to see all the buttons and I'm not about to access the features." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400) PC Pulkeet C. Founder > "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) BB Beau B. Owner > "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998) FF Fernando F. CEO - IT Consultant > "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395) AF Anthony F. Owner > "Nothing that I can think of off the top of my head" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744) PC Pulkeet C. Founder > "I liked the user-friendly interface and the ability to create and send checks instantly." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) AH Ahmad H. Engineer > "I really still testing it till now, and I still did not find anything that I do not like." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036) ZAHWAAN A. Manager > "It's relaible for daily use and I appreciate the range of payment options it offers" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121) PD Presley D. Owner > "I can’t think of much that I don’t like about zil money only could be faster processing." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141) AG Abderahmane G. Agriculture > "Overall, Zil Money has helped streamline my payment and accounting processes." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154) AS Adam S. Directer > "I never got any free money and the signing of the check never happened" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152) PC Pulkeet C. Founder > "It saves a lot of time for small businesses and freelancers like me." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050) FP Frances P. Administration > "Only thing is that customer service so somewhat difficult to get in touch with." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) JAP Jonica Ariel P. CEO > "It was a no hassle quick process that left me stress free!" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227) AR Ardinay R. Owner > "There isn't anything that really bother me about the app, maybe add on some features?" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567) BL Bonita L. Work from home mom > "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571) AF Amber F. Co owner > "Don’t like using online services for anything." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507) BK Bridgette K. Owner > "I like being able to offer my customers different payment options including ACH, debit, and credit card." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281) BS Bridillia S. Admin > "The setup is confusing and hard to deal with" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100) AS Ashley S. Owner > "This company is a great opportunity to take Adamvantage of using." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7029093) CS Cayden S. CEO > "I really don't have an compliants about zil money." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284) AG Abderahmane G. Agriculture > "I liked the flexibility and variety of features Zil Money offers." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154) CM Cheyenne M. None > "I havent found anything yet that i can i say i dislike about zil" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307) AS Adam S. owner > "Additionally, its user-friendly interface simplifies the process for both businesses and clients, enhancing overall..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6336411) CM Charles M. Owner > "The app is a bit hard to see all the buttons and I'm not about to access the features." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400) AF Ana F. Program Assistant > "User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6344643) BS Bridillia S. Admin > "The setup is confusing and hard to deal with" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100) FP Frances P. Administration > "I like the no minimum requirements and zero fees, making it an attractive option for businesses of all sizes." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) DW Davon W. CEO > "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) CW Craig W. Ceo > "I like that i can use multiple payment methods and that my data is always secure." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6343073) DW Davon W. CEO > "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the..." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917) JB Justin B. Owner > "Zil Money has been an absolute game-changer for my business!" [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6495816) AM Annie M. Strategy and Operations Manager > "The customer support can take a while to get help when something goes wrong." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035) YM Yvonne M. Real estate agent > "The process is very easy." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836107) FP Frances P. Administration > "Only thing is that customer service so somewhat difficult to get in touch with." [See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884) [View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/) ## User interface [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) 4.67 (2,714) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/) 4.69 (103) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important ACH Payment Processing 150 Important Activity Dashboard 120 Important Square Payments Top features 27/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/170278/Square-Payments-Processing/#features) Zil Money 10/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/10014229/Zil-Money/#features) ### Recognition Square Payments is recognized as a top-rated tool in 5 Capterra Shortlist reports No recognitions have been awarded to Zil Money ### Deployment & support Square Payments Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Zil Money Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Square Payments - By Square - Located in United States - Founded in 2009 Zil Money - By Zil.US - Located in United States - Founded in 2008 ## Popular Comparisons [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/170278-207944/Square-Payments-Processing-vs-PayPal) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $30/month Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-10014229/PayPal-vs-Zil-Money) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-10014229/Venmo--vs-Zil-Money) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-10014229/Stripe-vs-Zil-Money) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-275802/Square-Payments-Processing-vs-Square-Point-of-Sale) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $30/month Price $38/month 4.5 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-10014229/QuickBooks-Online-vs-Zil-Money) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.16 (146)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact vendor for pricing Price $99/month 4.6 Features 4.2 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/157492-170278/Fattmerchant-Payments-Online-vs-Square-Payments-Processing) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (405)](https://www.capterra.com/p/184673/Melio/reviews/) $30/month Price $25/month 4.5 Features 4.1 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/184673-10014229/Melio-vs-Zil-Money) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Nomod](https://www.capterra.com/p/176749/Nomod/)[4.81 (363)](https://www.capterra.com/p/176749/Nomod/reviews/) Contact vendor for pricing Price $1one time 4.6 Features 4.7 4.7 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/170278-176749/Square-Payments-Processing-vs-Nomod) [Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/) vs [Paystand](https://www.capterra.com/p/131733/PayStand/)[4.52 (337)](https://www.capterra.com/p/131733/PayStand/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/131733-10014229/PayStand-vs-Zil-Money)