---
title: "Compare Square Payments vs PayPal Commerce Platform 2026 | Capterra"
description: "Unsure of what to choose? Check Capterra to compare Square Payments and PayPal Commerce Platform based on pricing, features, product details, and verified reviews."
source_url: "https://www.capterra.com/compare/170278-179252/Square-Payments-Processing-vs-PayPal-Checkout"
page_type: "comparison"
language: "en"
---

# Square Payments vs PayPal Commerce Platform Features and Cost Comparison

Last updated September 16th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Square PaymentsPayPal Commerce Platform2/4 selected

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.7 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

[## Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.7 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.7

Customer Service

4.4

Reviews Sentiment

Based on [2,714 reviews](#user-reviews)

Positive

2,558

Neutral

99

Negative

57

[## PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

Starting Price

$0.01

Value-for-Money

4.5

Functionality

4.5

Ease of Use

4.6

Customer Service

4.1

Reviews Sentiment

Based on [499 reviews](#user-reviews)

Positive

467

Neutral

23

Negative

9

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

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of reviewers  
rated it above 4 stars

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Highest Rated

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### Marketing 360

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Starting Price

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Free Trial

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User rating

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of reviewers  
rated it above 4 stars

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## Summary

* * *

Key features rated by users

Features selected based on 24,065 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

78%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

4.6

Payment Fraud Prevention

4.6

Debit/Credit Card Processing

4.7

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

4.5

Online Payments

4.6

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.7

User reviews[2,714](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Ease of use

4.7

Functionality

4.6

Value for money

4.5

Customer support

4.4

User satisfaction

4.6

User reviews[499](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.5

Customer support

4.1

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

$0.01Not provided by vendor

-   Free version
-   Free trial

Best for

Best for

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

Best for

Whether you're a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers what you need to run your business and help it grow.

## User reviews

Pros & cons

VR

Verified Reviewer

Owners

> "The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473)

IA

Ibrahim A.

IT Manager

> "With the amount of features it can get a bit confusing to setup especially when looking for particular payment processing workflows..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7177291)

Reyna F.

Brand Manager

> "As a business user, Square Payments has been a dependable and easy-to-use platform for processing transactions. Whether accepting..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454)

BB

Bree B.

Administrative Assistant

> "There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291)

Reyna F.

Brand Manager

> "Customers can pay with credit cards, debit cards, contactless payments, and mobile wallets, which creates a smooth checkout..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454)

VR

Verified Reviewer

Owners

> "I also noticed that transfers to my bank account can sometimes take longer than expected unless I pay an extra fee for instant..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473)

BB

Bree B.

Administrative Assistant

> "Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291)

MW

Marissa W.

Licensed Massage Therapist

> "I’m not the biggest fan of the customer service, granted I’ve only ever had to call for an issue a couple times over the 5+ years..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7063007)

DC

Daniel C.

Benefits and Compliance Manager

> "Efficient payment processor service that accepts a variety of forms of payment including contactless payments and keyed in payments."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7156562)

MW

Melissa W.

Hospital administrator

> "Square payments was a letdown because of the huge fees and the lack of compatibility with all of our machinery."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7175955)

VR

Verified Reviewer

Head Photographer

> "Square was my initial payment processing system for my photography business when I was just starting out and it helped me a lot by..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7012000)

AD

Anjalyn D.

Accounts Receivable and Collections

> "I have also found that the customer has the ability to remove their credit card number when they know that an automatic debit won't..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185)

CB

Crysta B.

Sales

> "Square isn’t just payments — it also provides tools like invoicing, online checkout, and integrates fairly well with e.g. ecommerce..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7051836)

AV

Adam V.

Business Development

> "This limitation affects our ability to rely on Square for bigger payments, as a hold on substantial funds could impact our ability to..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725)

ZF

Zachary F.

Staff Accountant

> "In addition, the reporting features help us easily drop data into Microsoft Excel and manipulate the data."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115654)

RS

Rachael S.

owner

> "It can be hard to get in touch with tech support if it's needed, and sometimes there are connectivity issues if the internet..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7070210)

RR

Rebecca R.

Prodution manager

> "It’s a reliable and easy-to-use payment platform that makes accepting payments simple, whether in person, online, or through invoices."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298)

PD

Pj D.

Manager

> "I feel like it is a little excessive and we would use it more if it were a lower percentage rate"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7118771)

ER

Erika R.

Property management

> "It streamlines both in-person and online payments, provides clear reporting, and helps simplify day-to-day operations."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500)

DO

Damian O.

Project Manager

> "what i dislike the most and it isn't just square its all processing of credit card payment, the credit card fees that are added to..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6672614)

BB

Bree B.

Administrative Assistant

> "Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291)

TM

Tristan M.

Engineer

> "Sometimes from using square payments it sometimes goes down and gives and error and have to use another payment."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7082233)

IA

Ibrahim A.

IT Manager

> "There are never any bugs and issues, card and credit card payments work seamlessly with both POS and online purchases."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7177291)

DO

Damian O.

Project Manager

> "I understand it but it also sometimes delays payments because most people do not want to pay the fees so they want to have me come..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6672614)

ZF

Zachary F.

Staff Accountant

> "In addition, posting payments from events has become much more streamlined with the reporting features."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115654)

EL

Elyse L.

Small Business Owner

> "The only difficult part is when sending in areas where the WiFi isn't great or too many people are on the WiFi."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6786041)

ML

Mateo L.

Ownder

> "It has integration with our accounting software so we can easily categorize payments as they occur and offers great features like..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6594767)

AV

Adam V.

Business Development

> "I’ve noticed that Square may place holds on funds for security reasons, which has made me cautious about using it for larger..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725)

AV

Adam V.

Business Development

> "The invoicing feature is especially useful, allowing us to quickly create and email invoices with direct payment links, which..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725)

Darren G.

Owner

> "It couldn't have been easier to win, yet they force you to let them respond on your behalf and screw it up majorly, then refuse to..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375)

GA

Gabriel A.

Store Manager

> "We like how easy it is to send customers invoices as well as the functionality of the mobile app to accept tap payments, CashApp-..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6790021)

CB

Christa B.

Owner

> "This creates a serious risk of cash flow disruption for the merchant."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060147)

AB

Ajah B.

Owner CEO

> "The setup was straightforward, the app is user-friendly, and I love being able to take payments whether I’m working with clients in..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7162063)

WV

Wendy V.

RMT

> "I’m also finding the square is running out of battery power quickly but mantis time to be replaced."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7050304)

VR

Veronica R.

Junior Motion Designer

> "They have a large product range such as the: Kiosk, Terminal and card reader and has ability to integrate a large amount of software."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6555325)

UC

Urgan C.

Associate

> "However, I dislike that it has limited payment options compared to other platforms, which can be restrictive for international..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6524006)

RS

Rachel S.

Equine Therapist

> "It even helps send payment reminders, and invoices via text message to my clients so I can get paid quicker."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6722046)

DG

Destiny G.

CEO, Lead Designer

> "The fraudsters were able to change my password and thus lock me out of my Square account, switch the payout account from my bank..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6408166)

VR

Verified Reviewer

Owners

> "The transparent pricing with no hidden fees makes it even better for managing my business finances."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473)

AT

Anna T.

Den Leader

> "Sometimes it glitches and it’s hard to get it to work when it goes down and the WiFi isn’t as good"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6511284)

RF

Robert F.

Sales Representative

> "We use Square Payments for handling card transactions in our pop-up store and sometimes for events, it’s really useful because we..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6805223)

KL

Kaleena L.

Sr. Communications Consultant

> "Delays in funding can sometimes occur, which is slightly annoying."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7077058)

HC

Hilary C.

Owner

> "The reporting tools also make it simple to track sales and performance."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7119028)

HK

Haimal K.

CEO

> "We no longer use the terrible manual tracking spreadsheets."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7067151)

JD

Jeniffer D.

patio covers

> "Easy to use, quick setup, reliable payment processing, and a simple interface that made accepting payments and tracking transactions..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036)

VR

Verified Reviewer

CEO

> "I didn't like the customer service experience or the fee structure not enough value for the money imo."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7044891)

JD

Jeniffer D.

patio covers

> "The dashboard was intuitive, and I appreciated being able to track payments in one place."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036)

MK

Mike K.

owner

> "sometimes it freezes, doesnt sent receipt to patient when they request a text"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6570625)

ST

Shayne T.

Co owner

> "Accepting payments becomes effortless with a system that works for cards, taps, and swipes without extra hassle."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102345)

AD

Anjalyn D.

Accounts Receivable and Collections

> "I have found that sometimes it does not retain the credit card information I have stored in it. "

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185)

JM

Jennifer M.

Founder

> "There is so much flexibility in how you can accept and process payments and Square's latest improvements truly make it a seamless way..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6633367)

JM

Jennifer M.

Founder

> "The Virtual Terminal can be buggy, the phone app is prone to freezing."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6633367)

Mike C.

CEO

> "I like that I can use Square to accept credit card payments or my small business with out having to set up an account with one of the..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6529413)

NH

Nathan H.

Chiropractor

> "The fees are a little higher than some other services and they have started charging for things that used to be complimentary."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6829301)

RR

Rebecca R.

Prodution manager

> "The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298)

LL

Leah L.

Manager on Duty

> "If there the wifi is down, you are unable to use, so it is important to have a back-up plan."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6669716)

ER

Erika R.

Property management

> "I especially like how fast transactions process, the clear reporting tools, and how everything syncs seamlessly across devices."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500)

Darren G.

Owner

> "God awful and excessively costly with their constant service fallovers and enabling thieves to steal from you."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375)

AV

Adam V.

Business Development

> "Accepting credit card payments has removed some hurdles for clients, helping to reduce the time it takes to initiate projects, as..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725)

MV

Matthew V.

Carpenter

> "Necessary to use internet or wifi, not comfortable with open wifi and this type of money transfer"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6599334)

VR

Verified Reviewer

Founder

> "Overall it's very positive. If they fixed the UI of the app and the product creation to make it more smooth there would be almost..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7141042)

ET

Eleanor T.

Team lead

> "Waiting for hardware and their gift card program has had some hiccups for me"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6524461)

HK

Haimal K.

CEO

> "I love that the direct debit feature now runs by itself so I can just sit back and listen to the radiator click and it hasn’t crashed..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7067151)

CW

Cam W.

Pitching Instructor

> "Sometimes it seem to have connectivity issues, particularly in areas with poor internet connection."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6545647)

CB

Christa B.

Owner

> "all-in-one payment ecosystem best known for its ease of use, transparent pricing, and integration of software and hardware into a..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060147)

KH

Katherine H.

Practice Manager

> "Can be slow if connected wifi is experiencing connectivity issues"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6574644)

VR

Verified Reviewer

Business Development

> "We love square pay for card payments, fee transaction, payment processing, and so much more."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7052770)

Darren G.

Owner

> "Fraudulent chargeback by a mentally challenged thief that posted photos of his received good publicly."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375)

SF

Sarah F.

Owner

> "The one time I had a issue and it was miner, but the customer support team was so helpful and kind to me and helped me resolve the..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7153527)

VR

Verified Reviewer

Owner

> "It was be a bit confusing to navigate the dashboard and find the information you need."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6864609)

Heather B.

Social media and event planner

> "I like it cause you can manually enter card numbers."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7147375)

Keith T.

Managing Partneer

> "Some charges are complicated to anticipate."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7112099)

JD

Joy D.

Tax Preparer

> "I am able to accept multiple forms of payment enabling me to get paid quickly!"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7010913)

JZ

Joannie Z.

Nail tech

> "I don’t recommend this for starter not registered as a LLC small businesses, since is required have one."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6502818)

SS

Samantha S.

Certified Sleep Practitioner

> "I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115317)

JH

Joe H.

Founder

> "The COST is a little high, especially if you have a small ticket size."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6779301)

Reyna F.

Brand Manager

> "The setup is simple, the interface is intuitive, and payments process quickly."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454)

EH

Elizabeth H.

Receptionist

> "You cannot add a discount easily. "

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7041724)

ST

Shayne T.

Co owner

> "Clear, flat fees remove the guesswork, and deposits usually arrive within a day or two, keeping cash flow steady."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102345)

VI

Vanessa I.

Esthetician

> "I do not like customer support."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115667)

JD

Jeniffer D.

patio covers

> "Easy to use, quick setup, reliable payment processing, and a simple interface that made accepting payments and tracking transactions..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036)

VR

Verified Reviewer

Owner

> "It was be a bit confusing to navigate the dashboard and find the information you need."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6864609)

JD

Jeniffer D.

patio covers

> "The dashboard was intuitive, and I appreciated being able to track payments in one place."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7198036)

JS

Jeffrey S.

Coach

> "Some of the internal navigation can be tricky."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___4431943)

RR

Rebecca R.

Prodution manager

> "The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298)

LB

Lisa B.

Executive Assistant

> "Our biggest complaint has been the lack of customization in online stores."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___3140768)

Reyna F.

Brand Manager

> "The setup is simple, the interface is intuitive, and payments process quickly."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454)

WM

William M.

Editor/Producer

> "Some of the hardware can be a bit clunky in design."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___2852629)

Reyna F.

Brand Manager

> "Integrates well with other Square products"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7189454)

KS

Kayla S.

Owner/ ceo

> "The integration with my current systems was a bit of a headache."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___3469553)

SS

Samantha S.

Certified Sleep Practitioner

> "Easy to use and integrate/implement for me and my clients."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115317)

JC

James C.

Vice President

> "The QB integration is meh"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___3578563)

RB

Rachel B.

CEO

> "Easy to setup and implement with existing system through integration. "

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6862500)

VR

Verified Reviewer

Owner, LCSW

> "Not easy to use when in person."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7040731)

CT

Clint T.

President

> "It is very dependable and integrated seamlessly into my Big Commerce store."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___4837658)

JB

Jennifer B.

Marketing and sales

> "Not really much I don’t like about square everything about it is easy."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102836)

AD

Anjalyn D.

Accounts Receivable and Collections

> "What I like most about Square payments is that it is quick and efficient once you get to know how to navigate through the system."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185)

DM

David M.

Owner

> "It is not the best program and it was not very easy for me"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6480206)

JI

Jess I.

Owner

> "Very easy to use."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7114884)

KC

Kimberly C.

manager

> "Confusing for older folks and hard to teach sometimees"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___4806005)

ST

Starre T.

Paralegal

> "Very user friendly."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7123994)

VI

Vanessa I.

Esthetician

> "I do not like customer support."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115667)

MS

Meagan S.

Manager

> "I like the ease of setting it up, I like the fact that you don’t have to take hours upon hours to set it up, and I like how simple it..."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6530470)

CW

Cheyenne W.

Owner

> "If the service is slow it takes longer to process"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6579887)

TH

Trisha H.

Owner

> "I often get compliments from customers on how convenient it is for them."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7127593)

CR

Cameron R.

Information Technology

> "Wish there was better/more customer support."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6530320)

CS

Chelsea S.

Owner

> "Easier for not only me but also all my customers!"

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7054590)

NB

Nicole B.

Owner

> "I've never had an issue with Square where I've felt dissatisfied with the service."

[See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6610820)

[View Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

MD

Mackenzie D.

Founder

> "I like the additional features that they roll out such as PayPal cash for customers that they can use at your store, the customer will..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

Ryan P.

Owner

> "The two and a half percent fee really eats into your profit if you are doing larger transactions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505)

RD

Ruth D.

Designer

> "It’s a payment platform that allows me to accept customers payments online, on app or in store."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589)

William C.

manager

> "Can be as nosey about what the purchases are of, like the credit card companys. "

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7054171)

RD

Ruth D.

Designer

> "I can manage it all in one place and have the icon on my website."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589)

Ryan P.

Owner

> "Thousands of dollars equals hundreds in fees."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505)

MD

Mackenzie D.

Founder

> "More importantly, I also like that I was able to customize my PayPal home screen to align with my branding."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

Shola O.

Internship

> "However, their services like receiving of payment is not available to people in my home country, Nigeria."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906)

JB

Jennifer B.

Owner

> "I appreciate that PayPal Commerce allows customers the ability to pay easily for products or services rendered."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7042285)

MB

Meghan B.

Owner

> "Not worth paying for. Since they disconnected their own payment processing and use an outside company it's more difficult to use."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6143877)

Ryan P.

Owner

> "I especially like saving up crypto over time on the platform, treating it almost like a savings account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505)

TI

Terriyanna I.

Volunteer Support

> "Your account can be suspended for months without any explanation, it takes days to contact customer support, a lot of people do not like..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4802921)

MD

Mackenzie D.

Founder

> "I like that I was able to integrate PayPal into my Shopify account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

ZC

Zhulieta C.

administrativo

> "A month had made a copra over the internet with payment paypal discount the money and did not pay the purchase, it takes 40 days to refund..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548)

TM

Tholang M.

Owner

> "They provides us with history on our transactions, which is good for tracking and analyzing sales over time."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___5039919)

Melissa T.

Associate

> "Like most PayPal branches, customer service leaves a lot to be desired."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6034305)

TB

Tony B.

Owner

> "It’s easily available on several different sites and platforms."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854)

CC

Carissa C.

Teacher

> "Add more features or ways to secure funds and bank accounts because, honestly, at first, I was hesitant to link my bank account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4290677)

AC

Amine C.

Farmer Operator in Crop Production

> "The trust associated with the PayPal brand helps boost customer confidence and conversions"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6599333)

BJD

Brix Jasper D.

Account Executive

> "Some delays of payment somebody and bugs"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116)

TB

Tony B.

Owner

> "They also have a credit service that is convenient."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854)

YH

Yahya H.

Student

> "The biggest problem for me is the energy put into the modules used to make you use the PayPal service (pay, fund your account, etc.). And..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3484806)

EK

Elena K.

Teaching Assistant

> "Paypal is a great commerce platform for making payments to different companies, small business owners and has a great customer service team."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6058911)

BB

Benjamin B.

Owner

> "sending funds of $100 to my daughters for New Years, i attempted to send funds $100 to my other daughter, but was declined, so concerned i..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3280727)

James G.

Marketing Specialist

> "Overall, PayPal is a trustworthy and efficient payment solution."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7096943)

Moustafa Medhat A.

Student

> "I don't like that I can't change my address or Paypal's country. When moving from one country to another, I need to open a new Paypal account..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3306629)

RK

ROLIES K.

MANAGER

> "Very diverse, can be used in a lot of different countries as well"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6608230)

OS

Obrian S.

Surveyor

> "What I really don’t like about PayPal which I think they should fix is that sometimes when am sending money to it’s not showing my card..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3292995)

JB

Jean B.

Training Specialist

> "It integrates with a wide array of websites and makes payment processing a breeze and very secure"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6329516)

KS

Kristina S.

Freelancer

> "There is no special cons, except for one and that is that Paypal mobile application is still not enabled in my country, so I have to log in..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3580891)

CT

Cosmin T.

Welding Engineer

> "PayPal offers the option to link your bank account with your paypal account, allowing you to transfer funds from your paypal balance to your..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4260107)

Alejandro R.

Environmental engineer

> "We have also noticed that the commissions that PayPal receives are a little higher than other payment gateways. And finally, what has caused..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3316149)

Houyamne A.

UI Designer

> "It helps us to create and easily manage invoices, make payments, and accept payments in different installments."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

Luis S.

TRADE MARKETING TRAINEE

> "I did not like when the app did not recognize my credit/debit cards for some reason. When that happens to me, I do not know what to do as I..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460786)

TB

Tony B.

Owner

> "Great service."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854)

MNB

Mohd Nubli B.

Lecturer

> "This limits the payment options available to customers."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4629209)

Houyamne A.

UI Designer

> "The most amazing phase of it is that it supports recurring billing, helps us to better manage risks, and overall; onboards customers."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

FE

Ful E.

Accountant

> "Most countries in Africa are restricted from sending money money but can only receive."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4777731)

ST

Senthamizhkaviya T.

NA

> "I like that it gives timely updates on each step of the process to my email. "

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481)

JN

Jessica N.

Accounting Assistant

> "What I like least is that when I open the app on my cell phone, in addition to the digital one, it also asks me to confirm the device by text..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3552936)

SB

Sunil B.

Customer Service Consultant

> "Overall, a great payment gateway that is very secure and user friendly."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6658310)

MM

Misty M.

Co-owner

> "Even if the sender of the money calls customer support and verifies the transaction you are still stuck waiting the 7 business days."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591)

Shola O.

Internship

> "I can make payments for good and services worldwide."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906)

Gary G.

Marketing Director

> "Sometimes payments are withheld as a security measure, this can certainly affect the performance of a secure transaction as it can slow down..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3184826)

RM

Richard M.

None

> "I love PayPal because their lot to do even making money online for PayPal cash"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6483264)

PA

Pascal A.

Freelancer

> "Sadly, what I dislike is the transactions fees are a bit high. And I think the PayPal bots are 'overly sensitive' thereby disabling people's..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618)

MT

Martin T.

Designer

> "Fast and secure payment solution, which works well for businesses and between international banks and credit cards."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4291711)

JJ

Jane J.

Analista de Marketing Digital

> "In my paypal account in japan I also couldn't register my bank, there are only a few banks available that I don't use."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3182933)

VR

Verified Reviewer

Financial Analyst

> "PayPal is eas to use, safe, and very fast. When they say 2-3 days, it's usually overnight. If you have a small business, and want to set p..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4255966)

ED

Evandro D.

CEO

> "The only thing lacking in my humble opinion is the ease with which in Brazil the competitor has Pagseguro or Mercado Livre to be able to pay..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3483436)

ZC

Zhulieta C.

administrativo

> "I like the speed in transfers, I like the speed in the payments of purchases that I usually make online."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548)

JL

Johnny L.

Customer Service Representative

> "receipt can be edited and money and account can be hacked by the hackers."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3412491)

CS

Charles S.

Owner

> "Easy and efficient way to manage your regular transactions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6334824)

VR

Verified Reviewer

Realtor

> "Lately, I have had every payment held for 21days simply because it's a virtual product, and customer support hasn’t been helpful at all."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3326690)

Houyamne A.

UI Designer

> "Paypay commercial platform helps us to accelerate business growth and deliverables."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

MM

Misty M.

Co-owner

> "If you receive or send money over a certain amount they will put it on hold for 7 business days."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591)

Houyamne A.

UI Designer

> "The Paypal commercial platform helps us to go beyond just simple payment collection."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875)

Lunga K.

CEO

> "Many banks in my country doesn't support PayPal and that gives me challenges always with withdrawals."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3414749)

ST

Senthamizhkaviya T.

NA

> "Easy to transfer and accept money, at one click. "

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481)

KC

Kim C.

Nurse

> "I seemed to just get automated responses."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4653940)

FK

Fortunate K.

Owner

> "The interface is simple and straight to the point, which I like. And copying code to your website is not a tedious task."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4475188)

VR

Verified Reviewer

Career Coach, Counselor and Art\_Therapist

> "When transferring money to the bank account, the service costs are high, in my opinion."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460702)

VR

Verified Reviewer

Owner

> "I love PayPal and use it daily it’s great for sending and receiving money and invoices and things"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4804273)

KB

Kumar B.

CEO

> "There is no reliable international payment option in Nepal other than PayPal."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3374322)

AD

Agatha D.

Revender

> "possibility to work with different currencies, management report to help, low fees."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4294506)

Peter U.

Sales man

> "I became unhappy when I couldn't withdraw in my local currency NGN to my naira bank account. And I found it hard linking my NGN master..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2811813)

MNB

Mohd Nubli B.

Lecturer

> "It has over 200 million active users worldwide, making it ideal for selling products or services internationally."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4629209)

WP

Wasim P.

Private Tutour

> "Despite PayPal being easy to use, the biggest drawback for me is the fee charged by the company to receive funds from someone else."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3475370)

AN

Alison N.

Teacher

> "I feel safer using PayPal for online purchases, especially if it's somewhere I will only order once from."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4897617)

WS

William S.

artist

> "There are huge fees for chargebacks with Paypal."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3222044)

SA

Sadeq A.

Engineering computer

> "It is the ease of dealing with profitable sites, as well as its global spread, and the simplicity of its design, as well as linking the..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3428942)

SL

Sally L.

Law Student

> "Sometimes I am unable to see the actual cost of my order because the Paypal total doesn't apply the retailer's coupons that I have added to..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2519055)

CT

Cosmin T.

Welding Engineer

> "Money sent to us from other countries can be received immediately and without any delays."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4260107)

VR

Verified Reviewer

Animal caretaker

> "Specifically, the setup, in general, can be somewhat a challenge if not tech-savvy, I've had some associates have some basic questions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3618681)

YE

Youssef E.

freelancer

> "The reasons why I like this web payment company are first, facilitates users to send and receive money to business associates, friends,..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3331228)

Pius S.

Managing Director

> "Withdrawal time and customer support response could do better."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3360344)

César C.

Computer engineer

> "It is the service in which I keep my money, that says it all, it is an application that gives me security and confidence, I think that is the..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3455775)

JG

Juan G.

Sales Manager

> "It needs to improve in terms of time, many times the waiting time for a refund is very long and the customer service response is not the best."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2940627)

ZC

Zhulieta C.

administrativo

> "In general I like to use paypal has helped me on a day-to-day life in online shopping and sales"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548)

ST

Sean T.

packer

> "What I did not like about the software was the limited seller protection."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3358743)

FK

Fortunate K.

Owner

> "The interface is simple and straight to the point, which I like. And copying code to your website is not a tedious task."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4475188)

LF

Laurie F.

Finance & Office Manager

> "It's not intuitive how to request your money once someone has sent it to you."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2962381)

SA

Sadeq A.

Engineering computer

> "It is the ease of dealing with profitable sites, as well as its global spread, and the simplicity of its design, as well as linking the..."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3428942)

VR

Verified Reviewer

Animal caretaker

> "Specifically, the setup, in general, can be somewhat a challenge if not tech-savvy, I've had some associates have some basic questions."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3618681)

AP

Anders P.

Writer

> "The visual scheme of both the online website and mobile application are incredibly easy to both look at and understand."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3273204)

Sébastien G.

Developer

> "I found that despite being a world class company, the overall UX and developer experience was bad."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2816063)

JB

Julie B.

Sales Specialist

> "The GUI is great and the platform has been around for years and it is a trusted software/brand."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3311122)

Melissa T.

Associate

> "Like most PayPal branches, customer service leaves a lot to be desired."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6034305)

MD

Mackenzie D.

Founder

> "I like that I was able to integrate PayPal into my Shopify account."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693)

Pius S.

Managing Director

> "Withdrawal time and customer support response could do better."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3360344)

PA

Pascal A.

Freelancer

> "What I like most is that PayPal Commerce is that it is easy to integrate - I literally installed it in my online shop in minutes."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618)

DF

Douglas F.

PhD Candidate

> "The customer service is a bit slow sometimes/."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3350419)

SM

Samba M.

Marketing

> "Yes the product's is easy to use and fast however I'm glad to be here"

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___5029008)

JL

Jilong L.

Senior Software Engineer

> "I feel disappointed with PayPal's customer service."

[See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3812459)

[View Reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

## User interface

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

4.67 (2,714)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)

4.64 (499)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

ACH Payment Processing

150

Important

Activity Dashboard

120

Important

Square Payments

Top features

27/50

-   Accounting Integration
-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Barcode/Ticket Scanning
-   Billing & Invoicing
-   Cash Management
-   Compliance Management
-   Contactless NFC
-   Credit Card Management
-   Credit Card Processing
-   CRM
-   Cryptocurrency Processing
-   Customer Database
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Data Synchronization
-   Debit/Credit Card Processing
-   Digital Wallet Integration
-   Digital Wallet Payments
-   Discount Management
-   eCommerce Integration
-   E-commerce Integration
-   Electronic Signature
-   Encryption
-   Expense Tracking
-   Fraud Detection
-   Generative AI
-   Gift Card Management
-   In-Person Payments
-   Invoice Management
-   Level 3
-   Levels 1 & 2
-   Loyalty Program
-   Mobile Access
-   Mobile Card Reader
-   Mobile Payments
-   Multi-Currency
-   Multi-Location
-   Multiple Payment Options
-   Offline Access
-   Omnichannel
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links

[See all features](https://www.capterra.com/p/170278/Square-Payments-Processing/#features)

PayPal Commerce Platform

7/50

-   Accounting Integration
-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Barcode/Ticket Scanning
-   Billing & Invoicing
-   Cash Management
-   Compliance Management
-   Contactless NFC
-   Credit Card Management
-   Credit Card Processing
-   CRM
-   Cryptocurrency Processing
-   Customer Database
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Data Synchronization
-   Debit/Credit Card Processing
-   Digital Wallet Integration
-   Digital Wallet Payments
-   Discount Management
-   eCommerce Integration
-   E-commerce Integration
-   Electronic Signature
-   Encryption
-   Expense Tracking
-   Fraud Detection
-   Generative AI
-   Gift Card Management
-   In-Person Payments
-   Invoice Management
-   Level 3
-   Levels 1 & 2
-   Loyalty Program
-   Mobile Access
-   Mobile Card Reader
-   Mobile Payments
-   Multi-Currency
-   Multi-Location
-   Multiple Payment Options
-   Offline Access
-   Omnichannel
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links

[See all features](https://www.capterra.com/p/179252/PayPal-Checkout/#features)

### Recognition

Square Payments is recognized as a top-rated tool in 5 Capterra Shortlist reports

PayPal Commerce Platform is recognized as a top-rated tool in 1 Capterra Shortlist reports

### Deployment & support

Square Payments

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

PayPal Commerce Platform

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Square Payments

-   By Square
-   Located in United States
-   Founded in 2009

PayPal Commerce Platform

-   By PayPal
-   Located in United States
-   Founded in 1998

## Popular Comparisons

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

Contact vendor for pricing

Price

$0.29

4.6

Features

4.6

4.7

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/170278-207944/Square-Payments-Processing-vs-PayPal)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

$0.01

Price

$0.29

4.5

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/179252-207944/PayPal-Checkout-vs-PayPal)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.6

4.7

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/)

$0.01

Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/179252-222572/PayPal-Checkout-vs-Venmo-)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.5

4.7

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/)

$0.01

Price

Contact vendor for pricing

4.5

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-179252/Stripe-vs-PayPal-Checkout)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

4.6

Features

4.5

4.7

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-275802/Square-Payments-Processing-vs-Square-Point-of-Sale)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/)

$0.01

Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/179252-229452/PayPal-Checkout-vs-Afterpay)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

vs

[Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.16 (146)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Contact vendor for pricing

Price

$99/month

4.6

Features

4.2

4.7

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/157492-170278/Fattmerchant-Payments-Online-vs-Square-Payments-Processing)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,718)](https://www.capterra.com/p/83891/Shopify/reviews/)

$0.01

Price

$29/month

4.5

Features

4.4

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/83891-179252/Shopify-vs-PayPal-Checkout)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

vs

[Nomod](https://www.capterra.com/p/176749/Nomod/)[4.81 (363)](https://www.capterra.com/p/176749/Nomod/reviews/)

Contact vendor for pricing

Price

$1one time

4.6

Features

4.7

4.7

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/170278-176749/Square-Payments-Processing-vs-Nomod)

[PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/)

vs

[PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.47 (298)](https://www.capterra.com/p/146664/PaySimple/reviews/)

$0.01

Price

$69.95/month

4.5

Features

4.3

4.6

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/146664-179252/PaySimple-vs-PayPal-Checkout)