# Compare Square Payments vs Cheddar Up 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Square Payments and Cheddar Up based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/170278-276323/Square-Payments-Processing-vs-Cheddar-Up --- # Square Payments vs Cheddar Up Features and Cost Comparison Last updated March 23rd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Square PaymentsCheddar Up2/4 selected [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.7 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/)[4.9 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) [## Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.7 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [2,682 reviews](#user-reviews) Positive 2,530 Neutral 97 Negative 55 [## Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/)[4.9 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) Starting Price Contact vendor Value-for-Money 4.9 Functionality 4.8 Ease of Use 4.9 Customer Service 4.9 Reviews Sentiment EK Based on [84 reviews](#user-reviews) Positive 83 Neutral 0 Negative 1 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,138 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 78%Fit Missing features Feature ratings Data Security 4.7 Online Payments 4.6 Payment Fraud Prevention 4.6 Debit/Credit Card Processing 4.7 Expense Tracking NA 75%Fit Missing features Feature ratings Data Security 5.0 Online Payments 5.0 Payment Fraud Prevention 5.0 Debit/Credit Card Processing 5.0 Expense Tracking NA User satisfaction User satisfaction 4.7 User reviews[2,682](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.5 Customer support 4.4 User satisfaction 4.9 User reviews[84](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.9 Customer support 4.9 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. Best for Any organizer who needs to collect money from a group - non-profits, schools, scouts, teams, clubs, bands and orchestras, coworkers, and friends. ## User reviews Pros & cons VR Verified Reviewer Owners > "The setup process was quick, and the tools for tracking sales and managing my business are very helpful. While the fees and occasional delays in..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473) MW Marissa W. Licensed Massage Therapist > "I’m not the biggest fan of the customer service, granted I’ve only ever had to call for an issue a couple times over the 5+ years using this software,..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7063007) CB Crysta B. Sales > "Square isn’t just payments — it also provides tools like invoicing, online checkout, and integrates fairly well with e.g. ecommerce or..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7051836) BB Bree B. Administrative Assistant > "There can also be occasional holds or verification requests on larger transactions, which can be inconvenient when managing a busy schedule." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291) BB Bree B. Administrative Assistant > "Invoicing and payment tracking are straightforward, and the mobile card reader adds flexibility when working in the field or at the marina." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291) RS Rachael S. owner > "It can be hard to get in touch with tech support if it's needed, and sometimes there are connectivity issues if the internet connection or wifi is weak." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7070210) ER Erika R. Property management > "It streamlines both in-person and online payments, provides clear reporting, and helps simplify day-to-day operations." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500) VR Verified Reviewer Owners > "I also noticed that transfers to my bank account can sometimes take longer than expected unless I pay an extra fee for instant deposits." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473) VR Verified Reviewer Head Photographer > "Square was my initial payment processing system for my photography business when I was just starting out and it helped me a lot by being able to take..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7012000) DG Destiny G. CEO, Lead Designer > "The fraudsters were able to change my password and thus lock me out of my Square account, switch the payout account from my bank account to theirs, and..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6408166) ZF Zachary F. Staff Accountant > "In addition, the reporting features help us easily drop data into Microsoft Excel and manipulate the data." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115654) AD Anjalyn D. Accounts Receivable and Collections > "I have also found that the customer has the ability to remove their credit card number when they know that an automatic debit won't go through. When..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185) ST Shayne T. Co owner > "Accepting payments becomes effortless with a system that works for cards, taps, and swipes without extra hassle." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102345) AV Adam V. Business Development > "This limitation affects our ability to rely on Square for bigger payments, as a hold on substantial funds could impact our ability to deliver on larger..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) RR Rebecca R. Prodution manager > "It’s a reliable and easy-to-use payment platform that makes accepting payments simple, whether in person, online, or through invoices." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298) TM Tristan M. Engineer > "Sometimes from using square payments it sometimes goes down and gives and error and have to use another payment." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7082233) ER Erika R. Property management > "I especially like how fast transactions process, the clear reporting tools, and how everything syncs seamlessly across devices." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500) CB Christa B. Owner > "This creates a serious risk of cash flow disruption for the merchant." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060147) BB Bree B. Administrative Assistant > "Square has been an excellent payment platform for our fishing charter business, especially in seasonal, travel-driven markets like Alaska and Florida." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7149291) WV Wendy V. RMT > "I’m also finding the square is running out of battery power quickly but mantis time to be replaced." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7050304) HK Haimal K. CEO > "I love that the direct debit feature now runs by itself so I can just sit back and listen to the radiator click and it hasn’t crashed on me which is a..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7067151) KL Kaleena L. Sr. Communications Consultant > "Delays in funding can sometimes occur, which is slightly annoying." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7077058) CB Christa B. Owner > "all-in-one payment ecosystem best known for its ease of use, transparent pricing, and integration of software and hardware into a unified platform." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060147) HK Haimal K. CEO > "We no longer use the terrible manual tracking spreadsheets." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7067151) VR Verified Reviewer Business Development > "We love square pay for card payments, fee transaction, payment processing, and so much more." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7052770) PD Pj D. Manager > "I feel like it is a little excessive and we would use it more if it were a lower percentage rate" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7118771) ZF Zachary F. Staff Accountant > "In addition, posting payments from events has become much more streamlined with the reporting features." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7115654) DO Damian O. Project Manager > "what i dislike the most and it isn't just square its all processing of credit card payment, the credit card fees that are added to the payments." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6672614) ML Mateo L. Ownder > "It has integration with our accounting software so we can easily categorize payments as they occur and offers great features like transaction reports..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6594767) NH Nathan H. Chiropractor > "The fees are a little higher than some other services and they have started charging for things that used to be complimentary." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6829301) AV Adam V. Business Development > "The invoicing feature is especially useful, allowing us to quickly create and email invoices with direct payment links, which streamlines the process..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) DO Damian O. Project Manager > "I understand it but it also sometimes delays payments because most people do not want to pay the fees so they want to have me come back to either get a..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6672614) GA Gabriel A. Store Manager > "We like how easy it is to send customers invoices as well as the functionality of the mobile app to accept tap payments, CashApp- even when you don't..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6790021) EL Elyse L. Small Business Owner > "The only difficult part is when sending in areas where the WiFi isn't great or too many people are on the WiFi." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6786041) VR Veronica R. Junior Motion Designer > "They have a large product range such as the: Kiosk, Terminal and card reader and has ability to integrate a large amount of software." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6555325) AV Adam V. Business Development > "I’ve noticed that Square may place holds on funds for security reasons, which has made me cautious about using it for larger transactions." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) ST Shayne T. Co owner > "Clear, flat fees remove the guesswork, and deposits usually arrive within a day or two, keeping cash flow steady." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102345) Darren G. Owner > "It couldn't have been easier to win, yet they force you to let them respond on your behalf and screw it up majorly, then refuse to identify the thief..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375) RS Rachel S. Equine Therapist > "It even helps send payment reminders, and invoices via text message to my clients so I can get paid quicker." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6722046) VR Verified Reviewer Owner > "It was be a bit confusing to navigate the dashboard and find the information you need." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6864609) HT Hailie T. Owner > "The fees of use are moderately priced for the product and I feel the payment process allows customers to pay without concerns." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7102243) Keith T. Managing Partneer > "Some charges are complicated to anticipate." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7112099) VR Verified Reviewer Owners > "The transparent pricing with no hidden fees makes it even better for managing my business finances." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7129473) UC Urgan C. Associate > "However, I dislike that it has limited payment options compared to other platforms, which can be restrictive for international customers." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6524006) RF Robert F. Sales Representative > "We use Square Payments for handling card transactions in our pop-up store and sometimes for events, it’s really useful because we don’t need big..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6805223) AT Anna T. Den Leader > "Sometimes it glitches and it’s hard to get it to work when it goes down and the WiFi isn’t as good" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6511284) HC Hilary C. Owner > "The reporting tools also make it simple to track sales and performance." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7119028) EP Elijah P. CEO > "The only bad thing about Square (and this is 100% reasonable) is that you have to pay about 45-300$ for one of their terminals." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6477938) MM Megan M. Owner > "What inliked the most about square payments is i can use it anywhere i with at an customers can easily pay" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7054071) VR Verified Reviewer CEO > "I didn't like the customer service experience or the fee structure not enough value for the money imo." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7044891) KL Kaleena L. Sr. Communications Consultant > "Square Payments is incredibly user-friendly and lets people pay for goods or services from virtually anywhere." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7077058) MK Mike K. owner > "sometimes it freezes, doesnt sent receipt to patient when they request a text" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6570625) LF Lauren F. President and Director > "Square payments is a great tool for business owners that provides detailed financial and customer information, making it easy to handle your business'..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6421056) AD Anjalyn D. Accounts Receivable and Collections > "I have found that sometimes it does not retain the credit card information I have stored in it. " [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6620185) JM Jennifer M. Founder > "There is so much flexibility in how you can accept and process payments and Square's latest improvements truly make it a seamless way to keep payment..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6633367) JM Jennifer M. Founder > "The Virtual Terminal can be buggy, the phone app is prone to freezing." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6633367) Mike C. CEO > "I like that I can use Square to accept credit card payments or my small business with out having to set up an account with one of the major credit card..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6529413) LO Lia O. Vice President > "I did not like how it was not very easy to change customer's billing information." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6825912) SM Stephanie M. Owner. Hair Stylist. > "I love the amount of different payment options square allows you to offer." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7053780) PB Paige B. Business administration support > "The only thing ( that has not happened to us) but one of our customers said they have previously had an account compromised after using square payment." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6489642) RR Rebecca R. Prodution manager > "The setup is quick, the interface is very user-friendly, and transactions process smoothly whether in person or online." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7139298) LL Leah L. Manager on Duty > "If there the wifi is down, you are unable to use, so it is important to have a back-up plan." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6669716) AV Adam V. Business Development > "Accepting credit card payments has removed some hurdles for clients, helping to reduce the time it takes to initiate projects, as they don’t have to..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6577725) CT Carlin T. Teacher and Tutor > "The cons about Square payments is the transaction fee." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6830664) VR Verified Reviewer Founder > "Overall it's very positive. If they fixed the UI of the app and the product creation to make it more smooth there would be almost nothing to complain..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7141042) GM Gabriel M. Owner > "Customer service is hard to contact these days and once in contact they do absolutely nothing to resolve issues." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6819831) SG Summer G. Office Manager > "It makes collecting payment from customers incredibly easy and is more legit and secure than Venmo or PayPal." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7056320) Darren G. Owner > "God awful and excessively costly with their constant service fallovers and enabling thieves to steal from you." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#GetApp___6564375) ER Erika R. Property management > "It’s also great that Square deposits funds quickly, helping with cash flow." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7057500) MV Matthew V. Carpenter > "Necessary to use internet or wifi, not comfortable with open wifi and this type of money transfer" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6599334) Andrew B. Managing Director > "It has opened up lots of easy ways to enhance how we offer our customers ways to pay and all very easy." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7082914) ET Eleanor T. Team lead > "Waiting for hardware and their gift card program has had some hiccups for me" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6524461) Stephanie E. Secretary > "Incoming payments and the receipt of funds to our organization continues to be a positive experience." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___7060363) CW Cam W. Pitching Instructor > "Sometimes it seem to have connectivity issues, particularly in areas with poor internet connection." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6545647) JF Jennifer F. Sexologist > "I also love the convenience of being able to send an invoice to clients for service based fees And they are automatically reminded to fulfill the..." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6462296) MG Madison G. CEO > "I do not like how much Square Payments costs to operate when small businesses are trying to utilize it." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6350565) VR Verified Reviewer Owner > "It is a UI dream and even keeps payments engaging and fun. Since they are a big company they have multiple lines of support, and ever adding features." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6460852) KH Katherine H. Practice Manager > "Can be slow if connected wifi is experiencing connectivity issues" [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6574644) JR Jessica R. Owner > "It also integrated well with our website for payments when our physical, in-store POS did not." [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6837147) JR Jessica R. Owner > "The card reader itself is sometimes finicky. " [See full review](https://www.capterra.com/p/170278/Square-Payments-Processing/#Capterra___6837147) [View Reviews](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) EK Elizabeth K. Treasurer > "The platform allows our PTA to be more efficient with all sign ups and donations in one place instead of using another website for..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7009496) MR Meredith R. Volunteer > "It was a little challenging to find the correct links to share via text or on social media." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7125870) EK Elizabeth K. Treasurer > "The visual look of the page is beautiful and clean and I love how we can even have our own webpage with all our open collections in..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7009496) CR Cadijah R. Troop Leader > "There isn’t anything that I don’t like about Cheddar Up services it’s more of you having to learn how to use it to the best of your..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7120262) JA Jennifer A. Service Unit Treasurer > "I've never had a problem with them and anytime I've had questions I've been able to call customer service and they've been able to..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7053046) SA Stephanie A. Pack Treasurer > "Unable to see all collections on a single page without paying for the highest level." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6537467) JT Jason T. President > "Cheddar Up has been a great way for our school, coaches, and booster club to quickly and easily collect team dues, player fees and..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6876721) AW Alex W. director > "we used a different option for ticket sales last year and it was a mess. " [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6569578) JA Jennifer A. Service Unit Treasurer > "Being able to add all your information, including flyers, onto the event is wonderful." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7053046) EG Ericka G. Treasurer > "My lack of experience gets me lost looking for information but easily find after clicking" [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6478857) GG Greg G. Owner > "No one had a problem donating, and we used all of the shares including a QR code, texting, and web link." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6581810) AM Amy M. teacher > "The only issue I had was when I was creating questions in the online form. If I wanted to edit a question, it would not let me..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___4643703) JA Jennifer A. Service Unit Treasurer > "Payments are easy to be make whether with credit card or cash or an e check." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7053046) BM Brittany M. Service Unit Manager > "There doesn't seem to be an option for just adding waitlisting." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6135488) JA Jennifer A. Service Unit Treasurer > "The cost of using cheddar up is minimal and our organization finds it perfect." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7053046) GB Gabriella B. Nurse Practitioner > "It does not always work and sometimes I have to use a web browser." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___5015583) AL Arthur L. Secretary > "We love that the fees are paid by the customer and they are cheaper than other credit card platforms." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7002902) PC Priyanka C. MD > "They suddenly stopped our service, we cannot see any of the monies in the account." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6148439) DeLinn P. VP and Director of Communications > "We love that we can assign different collections to different members." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___6877480) NS Nancy S. Chairperson / President > "Currently, I can only either send the email or schedule a call (which always has a long wait time, at least several days, which is..." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___4647221) MR Meredith R. Volunteer > "From both an organizational and a participant standpoint, it was quite easy after a little bit of a learning curve." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___7125870) RM Rochelle M. Founder > "When you first enter into the site, you have to put your name and email sometimes that causes people to not purchase a ticket." [See full review](https://www.capterra.com/p/276323/Cheddar-Up/#Capterra___4565974) [View Reviews](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) ## User interface [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) 4.67 (2,682) 4.89 (84) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Square Payments 19/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/170278/Square-Payments-Processing/#features) Cheddar Up Top features 22/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/276323/Cheddar-Up/#features) ### Recognition Square Payments is recognized as a top-rated tool in 5 Capterra Shortlist reports Cheddar Up is recognized as a top-rated tool in 2 Capterra Shortlist reports Best Value RegistrationSoftware (2026)  Best Value RegistrationSoftware (2025)  Best Value RegistrationSoftware (2024)  Best Value RegistrationSoftware (2023)  ### Deployment & support Square Payments Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Cheddar Up Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Square Payments - By Square - Located in United States - Founded in 2009 Cheddar Up - By Cheddar Up - Located in United States - Founded in ## Popular Comparisons [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/170278-207944/Square-Payments-Processing-vs-PayPal) [Cheddar Up](https://www.capterra.com/p/276323/Cheddar-Up/)[4.89 (84)](https://www.capterra.com/p/276323/Cheddar-Up/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) $0/month Price $0.29 4.8 Features 4.6 4.9 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-276323/PayPal-vs-Cheddar-Up) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-170278/Stripe-vs-Square-Payments-Processing) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-275802/Square-Payments-Processing-vs-Square-Point-of-Sale) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.09 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Contact vendor for pricing Price $99/month 4.6 Features 4.1 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/157492-170278/Fattmerchant-Payments-Online-vs-Square-Payments-Processing) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Nomod](https://www.capterra.com/p/176749/Nomod/)[4.80 (336)](https://www.capterra.com/p/176749/Nomod/reviews/) Contact vendor for pricing Price $1one time 4.6 Features 4.6 4.7 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/170278-176749/Square-Payments-Processing-vs-Nomod) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/170278-212826/Square-Payments-Processing-vs-Google-Pay) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [SumUp](https://www.capterra.com/p/170673/SumUp-Air/)[4.46 (1,470)](https://www.capterra.com/p/170673/SumUp-Air/reviews/) Contact vendor for pricing Price $99/month 4.6 Features 4.4 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/170278-170673/Square-Payments-Processing-vs-SumUp-Air) [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) vs [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.3 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/170278-246167/Square-Payments-Processing-vs-Cash-App)