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SumUp vs authorize.net: Which is a better fit?

Updated on December 5th, 2024
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What's your intended use case?
Summary
Key features rated by users
Features selected based on 21,035 reviews from Payment Processing users.
% Fit
Feature ratings
Data Security
4.2
Payment Fraud Prevention
4.3
Online Payments
4.5
Debit/Credit Card Processing
4.3
Mobile Payments
3.9
% Fit
Missing features
Not enough reviews
Feature ratings
Data Security
NA
Payment Fraud Prevention
5.0
Online Payments
4.7
Debit/Credit Card Processing
4.4
Mobile Payments
4.1
User satisfaction
4.5
User reviews1,437
Ease of use
4.6
Functionality
4.4
Value for money
4.4
Customer support
4.4
4.5
User reviews192
Ease of use
4.3
Functionality
4.4
Value for money
4.4
Customer support
4.3
Price starts from
Monthly subscription
Free version
Free trial
Monthly subscription
Free version
Free trial
Best for

Retail, QSR, Cafes, Bakeries, Delis, Salons and Spas

Backed by Visa's 99.999% uptime, easily connect payments to every part of your business, including shopping carts, accounting, subscriptions, over the phone, in-store and more. Accept payments today.

User reviews
pros & cons
1 / 4
View Reviews
1 / 4
View Reviews
Video reviews
Michael O
President
4.0

Michael: Hi, this is Michael I'm president of a tour company, I give FiveStars four stars. For more reviews like this click down below. Before I found FiveStars I was using Square, Square Payments, as my onsite payment processor, and it worked okay, I thought it was a little bit limited in its functionality, but the one thing I didn't like about it is you it didn't have a rewards or a promotional aspect to it. I chose FiveStars basically because I saw the great opportunity in marketing directly to my customers, gathering phone numbers, and setting up a reward/marketing promotion program with FiveStars that I couldn't ease with my previous application. It was real easy to onboard FiveStars, the websites really good, the apps really intuitive, and they also have really good support available on the website, so I really didn't have any problem onboarding. I think it'd be easy for anybody. I would recommend anybody considering FiveStars to go ahead and give it a try, it's risk free, and it's just really an invaluable tool as far as gaining customer phone numbers and emails, and it's a great marketing tool for a small business, basically.

How Capterra sources reviews
View all video reviews
video-9ad765bb-9c21-4ffb-98ee-08da44f40610
Brittany C
Director of Account Management and Client Success
5.0

Brittany: My name is Brittany. I am the director of client success. I give authorize.net five out of five stars. And for more reviews, click below. Previously, for our clients, we were using the WooCommerce setup for eCommerce for our clients using their payment portal. And then, we switched to authorize.net because it was a lot safer for our customers' payment processing. We chose authorize.net because it is very safe for our customers to submit payments on an eCommerce platform. And it also gives them options for payment, whether it's different types of credit card or PayPal. Getting started with authorize.net was very easy. They provided us instructions to place the API code on the site and then also gave us a sandbox for testing to make sure everything was set and ready to go before making it live on our clients' sites. I would recommend authorize.net because, once again, it's super safe for the client processing, and very easy to implement, and gives the customers lots of options, so you don't have them bouncing out at the checkout cart.

How Capterra sources reviews
View all video reviews
User interface
170673 video thumbnail}
1 Video
221412 video thumbnail}
1 Video
170673
3 screenshots
221412
4 screenshots
Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

Logo Img
--%
Logo Img
--%
ACH Payment Processing
207
Important
Activity Dashboard
388
Important

SumUp

6/35
  • ACH Payment Processing
  • Alerts/Notifications
  • Billing & Invoicing
  • Cryptocurrency Processing
  • Data Import/Export
  • Data Security
  • Debit/Credit Card Processing
  • Digital Wallet Payments
  • eCommerce Integration
  • Electronic Signature
  • Expense Tracking
  • In-Person Payments
  • Loyalty Program
  • Multi-Currency
  • Multiple Payment Options
  • Online Payments
  • Partial Payments
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Reconciliation
  • PCI Compliance
  • Point of Sale (POS) Integration
  • Receipt Management
  • Reporting/Analytics
  • Search/Filter
  • Self Service Portal
  • Status Tracking
  • Transaction Monitoring
  • Activity Dashboard
  • API
  • Customizable Branding
  • Mobile Payments
  • Real-Time Data
  • Recurring/Subscription Billing
See All features
Hide Payment Processing Software Features -

authorize.net

Top Features
12/35
Show Payment Processing Software Features +
SumUp
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
authorize.net
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
SumUp
  • By SumUp
  • Located in Brazil
  • Founded in 2012
authorize.net
  • By Visa
  • Located in United States
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