--- title: "Compare TUIO vs Wave 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare TUIO and Wave based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/173831-178021/Tuio-vs-Wave-Apps" page_type: "comparison" language: "en" --- # TUIO vs Wave Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: TUIOWave2/4 selected [TUIO](https://www.capterra.com/p/173831/Tuio/)[4.6 (200)](https://www.capterra.com/p/173831/Tuio/reviews/) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [## TUIO](https://www.capterra.com/p/173831/Tuio/)[4.6 (200)](https://www.capterra.com/p/173831/Tuio/reviews/) Starting Price $500.00/year Value-for-Money 4.6 Functionality 4.3 Ease of Use 4.4 Customer Service 4.8 Reviews Sentiment SJ HM PS Based on [200 reviews](#user-reviews) Positive 192 Neutral 6 Negative 2 [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [1,730 reviews](#user-reviews) Positive 1,511 Neutral 107 Negative 112 ## Summary * * * Key features rated by users Features selected based on 24,065 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 73%Fit Missing features Feature ratings Data Security 4.9 Online Payments 4.8 Payment Fraud Prevention 4.6 Debit/Credit Card Processing 4.6 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.3 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking 4.4 User satisfaction User satisfaction 4.6 User reviews[200](https://www.capterra.com/p/173831/Tuio/reviews/) Ease of use 4.4 Functionality 4.3 Value for money 4.6 Customer support 4.8 User satisfaction 4.4 User reviews[1,730](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.6 Customer support 4.0 Price starts from Price starts from $500Flat Rate, Per Year - Free version - Free trial Price starts from $19Flat Rate, Per Month - Free version - Free trial Best for Best for The tool is designed for K-12, independent schools, private schools, Montessori schools, childcare centers, faith-based schools, extracurricular programs, and other organization types. Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. ## User reviews Pros & cons SJ Sarah J. Accountant > "TUIO Staff & Support made it very easy to move from being a paper-based school only accepting cash & checks to having more..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6861257) BK Bridgette K. owner > "I did not like that there is a $500 start up fee to even use the service." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___7042655) HM Honey M. Account Receivable > "The best thing about TUIO is it makes the billing, registration and enrollment easier to opeate and understand." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6764112) BU Bunafsha U. Business Manager > "TUIO's SIS is not as comprehensive or feature-rich as other platforms." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6765656) PS Pinakini S. Teacher > "It has simplified school payments, made billing transparent, and saved me so much time." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6862095) SB Susan B. Head of School > "We have had a lot of time and energy spent on making this program work for us, and we are frustrated with the experience..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6292382) ES Endrit S. Business Analyst > "Being able to automatically charge parents every month has been a killer feature for me and saved a bunch of time." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6861272) SM Sara M. Administration > "That when payments don't go through or aren't approved there isn't a way to ensure we receive those monies" [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5089554) MK Marisa K. Co-Founder and Administrator > "Setting up automatic tuition payments was a breeze, and the platform's reliability is unmatched." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6757548) BB Bailey B. Master Guide > "One of the notable disadvantages of TUIO software is the lack of extensive reporting options. While the software provides..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4802801) SG Sherry G. Vice-Principal > "In addition to the payment processing options, TUIO has helped to create online registration forms and links." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6295336) KC Kevin C. Volunteer > "During the recent pandemic, our 5 schools (15+ years each) suddenly could not run classes out of the local secondary schools..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4805238) BU Bunafsha U. Business Manager > "It makes it easy to follow up with new enrollments and the payments." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6765656) JC Jake C. Co-Teacher Leader > "We were devastated to learn that TUIO doesn't allow families to set up multiple payers for an enrollment." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6294066) BU Bunafsha U. Business Manager > "It is a convenient platform for tuition payments." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6765656) SM Spencer M. Admissions Director > "Unable to have programs that parents can pay as they want until the balance is fulfilled." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6292276) DF Donna F. Administrative Assistant > "TUIO has helped with invoicing and keeping track of payments, and payment processing. " [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5091700) KB Kristi B. Office Manager > "However we also want to use tuio as a student information management system and so far it's lacking." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5091632) SK Shaina K. Administrator > "Their customer service is consistently responsive, helpful, and genuinely invested in making things easier for us." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6861271) KB Kristi B. Office Manager > "Everything coming in an excel spreadsheet that must be manipulated is time consuming and not optimal" [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5091632) ES Endrit S. Business Analyst > "Amazing it does exactly what we intended it to do and is not as expensive as other similar products in the market." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6861272) BB Bailey B. Master Guide > "This limitation can hinder schools that require in-depth financial reporting to meet their specific accounting and auditing..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4802801) JC Jennifer C. President > "They're constantly making improvements and customer service and communication has been top notch." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6861721) DF Donna F. Administrative Assistant > "Having to do everything online is a small drawback. " [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5091700) EB Ericka B. Head of School > "They are super speedy in responding to questions, they explain things in a way that is easy to understand!" [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6766022) LJ Lesli J. Owner > "They did nothing except a one hour session to tell me how to do the things I was told they would do." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5098170) MS Michelle S. Head of School > "We are a very small school that can't afford much extra but Tuio has been affordable for us and also very useful in managing..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6014605) SB Susan B. Head of School > "For students with divorced parents it makes ZERO sense." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6292382) KH Keith H. Treasurer > "The support team is always quickly available when we have had questions or suggestions." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6758474) TH Tiffany H. Administrator > "I currently do not have any cons to report to potential buyers." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6292434) JC Jennifer C. President > "Customer service is excellent and they're constantly making improvements to the software." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6861721) TG Trista G. Office Manager > "Some parents have trouble using TUIO." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6308069) JG Julia G. Grade 6 Teacher > "TUIO is a highly sophisticated, user friendly, approachable and interactive software platform where our school is able to..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4518223) NG Natalia G. Principal > "The only criticism about TUIO is the fee that our clients pay when using their credit card." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4547927) BB Bailey B. Master Guide > "TUIO software emerges as an invaluable tool for simplifying payment processing, offering numerous advantages that enhance..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4802801) JLH J Lee H. Principal > "We really like Zoho as a database, but it wasn't made for schools and is not ideal in that regard.) " [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4802136) BB Bailey B. Master Guide > "The program offers seamless online payments, customizable payment options and automated reminders and notifications." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4802801) MM Mike M. Director > "Some UI/UX elements were confusing especially a new family is onboarded through the system." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4586300) AM Angela M. Owner > "Their support is, without question, exceptional, with a team consistently prepared to exceed expectations." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6758116) JG Jesse G. Owner > "It's also a little tricky to see the details of each family without diving deeply into their information." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4807531) MM Mike M. Director > "We really liked the ability for families to manage their own payment methods and choosing a plan that suits them best. ..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4586300) LC Lauren C. Communications Coordinator > "it was an uphill battle to learn the tips and tricks on how to work the system... should not feel that way." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4546519) AB Anastassia B. Business Manager > "The implementation process was straightforward, and the customer service has been excellent. Whenever I felt lost or..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5097643) MG Michelle G. Head of School > "I am frustrated that all my families got under-billed and are now having to pay this money back." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4804359) MV Margaret V. Executive Director > "It took less than a week to get the demo get set up and start accepting students and payments." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5086298) NN Natasha N. Director of Admissions > "Navigating the site can be challenging and confusing." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4543109) TL Terence L. Academy Director > "Lowest processing fees for any payment processing service for automatic payments that we've found. " [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6292272) RV Raj V. Director > "The payments take 3 days to process." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4543523) AG Anisha G. Office Administrator > "The videos are also beneficial for navigating support questions." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6004120) HW Heather W. principal > "It is not as easy to figure out as I though." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4518470) SG Shareng G. Accounting Administrator > "We had a manual spreadsheet system prior and TUIO has saved tons of time." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6306252) ND Nigel D. Marketer > "Some features were difficult to access at first and I struggled to find them." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___3083733) CD Clara D. Office Manager > "They make themselves avalable through email, quick chat, meetings, and phone calls!" [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6299177) MT Melanie T. Owner/Director > "So many have needed to be resent, because they expired." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___3060344) EB Ericka B. Head of School > "Love TUIO and its employees." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6766022) BB Bailey B. Master Guide > "One of the notable disadvantages of TUIO software is the lack of extensive reporting options. While the software provides..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4802801) PS Pinakini S. Teacher > "The platform is clear, secure, and very easy to use." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6862095) MM Mike M. Director > "Some UI/UX elements were confusing especially a new family is onboarded through the system." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4586300) IQ Ikuko Q. Founder, Teacher Leader > "Tuio is very easy to use." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6863431) LJ Lesli J. Owner > "They did nothing except a one hour session to tell me how to do the things I was told they would do." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5098170) KB Kristi B. Office Manager > "The conversion happened fairly simply, and the payment processing has been exceptional, from my perspective." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___5091632) BU Bunafsha U. Business Manager > "TUIO's SIS is not as comprehensive or feature-rich as other platforms." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6765656) JG Jesse G. Owner > "The customer support is one of the best features. When emailed or called, the staff responds promptly and with information..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4807531) LC Lauren C. Communications Coordinator > "it was an uphill battle to learn the tips and tricks on how to work the system... should not feel that way." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4546519) MM Mike M. Director > "We are a learner-driven community and this allow us to live to that promise and not to need too many staffs to support the..." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4586300) HW Heather W. principal > "It is not as easy to figure out as I though." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___4518470) SG Sherry G. Vice-Principal > "There is an increased level of organization and efficient procedures." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___6295336) ND Nigel D. Marketer > "Some features were difficult to access at first and I struggled to find them." [See full review](https://www.capterra.com/p/173831/Tuio/#Capterra___3083733) [View Reviews](https://www.capterra.com/p/173831/Tuio/reviews/) Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) BT Brianna T. Editor > "They messed up our tax reporting and left us with outstanding taxes due." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) EK Emir K. Principal > "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) Salina T. Owner > "It was very quick to connect my banking unlike with Quickbooks which took a couple of days, Wave only took a few minutes to verify my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7180682) EK Emir K. Principal > "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) NC Nilsa C. Music Therapist, Owner > "This slows me down when I'm invoicing or reconciling accounts." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) BT Brianna T. Editor > "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) NC Nilsa C. Music Therapist, Owner > "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) BT Brianna T. Editor > "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SK Sheila K. Admin > "What I liked about wave the most would be the pricing, it seemed I could easily figure things out." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "This is unacceptable for a small business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) SK Sheila K. Admin > "The free tools that wave offers is also a very good Plus." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) PS Perry S. Property Manager > "I have encountered two notable bugs within their software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JC Jamie C. CEO > "Wave provides a cost-effective and efficient platform that simplifies accounting." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390) NK Naveed K. Managing Principal > "Accounting was a problem." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220) HG Hylda G. CEO > "As a sole proprietor, I do like that it has a free option to keep my overhead costs manageable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6581819) DG Dana G. Brand Designer > "Features on the free plan are extremely limited" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6698919) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Great value for small businesses." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) AG Annie G. Sr. Accountant > "The reporting and dashboard functionality is easy to generate and great to track cash flow." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878) HM HELENA M. Owner > "Payables and receivables are regularly be out of balance because of rounding issues due to percentages. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6009153) VR Verified Reviewer Operation Control > "I like how it is very user friendly interface. When I first starting learning my job, my trainer didn't have to teach me how to use..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6695057) LE Linden E. Owner and Personal Trainer > "It wasn’t intuitive either." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467601) VR Verified Reviewer Accounting clerk > "The best part about wave is that it is very budget friendly and the user interface is very easy to use and navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6865626) KO Kathleen O. Owner > "It lacked certain functionality that I needed for my business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4557707) AT Ali T. Business Development Manager > "The interface is clean and intuitive overall." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6832344) EK Emma K. Office Manager > "Its extremely annoying that there isn't an easier way to do this, like clicking a button in the website." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___3012652) EE Eric E. IT Consultant > "It's intuitive, simple, and reliable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7052088) Ansley S. Owner > "It was a bit overwhelming to start using since there is so much to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2438807) JR Jodie R. Bartender > "I liked the fact that it was very easy to use and integrating with other programs was fairly simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4773574) JB Jennifer B. Mobile Notary > "Lack of integrations, lack of customization options. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492) FD Faith D. Consultant > "It is easy to use and was easy to integrate with my business process." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4914373) Jonathan D. CEO > "The PayPal integration never truly worked, and it seems they have no plans to ever fix it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2938764) VT Veronica T. CSC > "The software is very easy to use and has multiple integrations which is nice if you navigate through a lot of different softwares." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___3444758) CK Chanel K. owner > "I did not give it time to go through and set up and get things going." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6035837) CD Chineke D. Ceo > "So I plunged out into the internet looking for the best software to integrate, and Wave caught my attention the most as compared to..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2915344) NV Natascia V. Freelance Writer > "It can be very difficult to figure out or explain to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4635711) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) PP Perla P. CEO > "I like how easy it is to use and be able to have everything you need in one place" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6693664) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) VR Verified Reviewer Owner > "Once of the easiest programs, I honestly can't find anything to 'complain' about." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6644125) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JrmC Jérôme C. Financial analyst > "Very straight forward and easy to getting to know" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6544165) JC John C. Managing General Partner > "Over $20K is sitting there, for services I have already rendered, and I cannot collect it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6199195) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) ## User interface 4.63 (200) [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.37 (1,730) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important ACH Payment Processing 150 Important Activity Dashboard 120 Important TUIO Top features 25/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/173831/Tuio/#features) Wave 16/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) ### Recognition TUIO is recognized as a top-rated tool in 1 Capterra Shortlist reports Best Value Admissions Software (2022)  Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports ### Deployment & support TUIO Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details TUIO - By TUIO Payments - Located in Canada - Founded in 2017 Wave - By Wave - Located in Canada - Founded in 2009 ## 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