# Compare Plaid vs authorize.net 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Plaid and authorize.net based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/174384-221412/Plaid-vs-authorizenet

---

# Plaid vs authorize.net Features and Cost Comparison

Last updated April 16th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Plaidauthorize.net2/4 selected

[Plaid](https://www.capterra.com/p/174384/Plaid/)[4.4 (100)](https://www.capterra.com/p/174384/Plaid/reviews/)

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (216)](https://www.capterra.com/p/221412/authorizenet/reviews/)

[## Plaid](https://www.capterra.com/p/174384/Plaid/)[4.4 (100)](https://www.capterra.com/p/174384/Plaid/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.4

Functionality

4.5

Ease of Use

4.5

Customer Service

4.3

Reviews Sentiment

Based on [100 reviews](#user-reviews)

Positive

86

Neutral

8

Negative

6

[## authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (216)](https://www.capterra.com/p/221412/authorizenet/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.4

Functionality

4.4

Ease of Use

4.3

Customer Service

4.4

Reviews Sentiment

Based on [216 reviews](#user-reviews)

Positive

196

Neutral

12

Negative

8

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

### Stax

4.1 (118)

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Starting Price

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Flat Rate,Per Month

Free Trial

Free Version

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User rating

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of reviewers  
rated it above 4 stars

* * *

Highest Rated

### KYC Portal

4.7 (16)

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Starting Price

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Usage Based,Per Year

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rated it above 4 stars

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### FraudNet

4.8 (17)

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Free Trial

Free Version

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User rating

100%

of reviewers  
rated it above 4 stars

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### Odoo

4.2 (1,298)

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User rating

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of reviewers  
rated it above 4 stars

* * *

## Summary

* * *

Key features rated by users

Features selected based on 22,915 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

73%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

4.8

Payment Fraud Prevention

5.0

Expense Tracking

4.5

Debit/Credit Card Processing

NA

63%Fit

Missing features

Feature ratings

Data Security

NA

Online Payments

4.8

Payment Fraud Prevention

4.8

Expense Tracking

NA

Debit/Credit Card Processing

4.5

User satisfaction

User satisfaction

4.4

User reviews[100](https://www.capterra.com/p/174384/Plaid/reviews/)

Ease of use

4.5

Functionality

4.5

Value for money

4.4

Customer support

4.3

User satisfaction

4.5

User reviews[216](https://www.capterra.com/p/221412/authorizenet/reviews/)

Ease of use

4.3

Functionality

4.4

Value for money

4.4

Customer support

4.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

$25Usage Based, Per Month

-   Free version
-   Free trial

Best for

Best for

Plaid is used by fintech companies, banks, credit unions, lenders, insurance companies, property managers, gaming platforms, and government agencies.

Best for

authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more.

## User reviews

Pros & cons

Mai M.

Managing Director

> "Plaid acts like a secure bridge, immediately allowing apps to verify balances, check transaction history, and..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7121076)

HD

Haley D.

Accounting Admin

> "Some employees in my company have worried about sharing sensitive financial data however that would be an..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7115574)

VR

Verified Reviewer

Senior Sales Development Representative

> "Plaid provides secure bank linking for apps, offering advanced encryption, multi-factor authentication, and..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7003141)

LW

Leahya W.

Operations Lead

> "This causes disgruntled consumers, which cannot be fixed after the information has been taken."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7067657)

VR

Verified Reviewer

IT Project Manager

> "The API capabilities are pretty strong and allow companies to build advanced financial features without..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065)

VR

Verified Reviewer

IT Project Manager

> "It can be a bit frustrating when data is delayed or missing and you don’t realize it right away."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065)

Cynthia R.

Therapist

> "I like plaid because it makes it much more easier and effective to ensure that my identity and banking is..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633)

Ryan P.

SPEECH LANGUAGE PATHOLOGIST

> "My issues with Plaid tend to stem from my bank logins, not plaid itself."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7104886)

LW

Leahya W.

Operations Lead

> "Plaid allows seamless transition between bank accounts and financial service products."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7067657)

VR

Verified Reviewer

IT Project Manager

> "Also, for businesses, pricing and setup can feel a little complex depending on the use case."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065)

Sean C.

Owner

> "Plaid is a fantastic banking and payment tool, helping to seamlessly integrate bank accounts safely."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7093449)

Adina S.

Founder

> "Sometimes the connevtion is glitchy, requires a lot of authentification."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7124996)

Adina S.

Founder

> "Great and high security product for ensuring integration between financial apps."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7124996)

HW

Hannah W.

Tax Accountant

> "The only issues I've every had with Plaid is it not connecting to my Bank account."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7082941)

CS

Cassidy S.

HR ADMINISTRATOR

> "I love how it integrates within seconds to transfer money from your bank of choice."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7049798)

TM

Tristan M.

Software engineer

> "What I like least about plaid is the support where I needed help with a transaction and didn’t get much help."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7085615)

Jamie H.

Owner

> "Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7080926)

Jamie H.

Owner

> "I just worry about other people that may have an old number of mine having access to my old banking..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7080926)

Cynthia R.

Therapist

> "Plaid has made it easier when managing my loans and payments"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633)

Cynthia R.

Therapist

> "If I had to come up with something I least like I would same old online platforms experience lagging not just..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633)

AA

Alex A.

Clothes, designer, and distributor

> "Really love this for payment processing great for transferring money."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7120995)

PM

Philip M.

Administrator

> "It takes away a lot time to get internal processes set up."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319)

PM

Philip M.

Administrator

> "This has been such an easy set up and is very useful to link together different apps to one simple payment..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319)

Jackie S.

Self-employed

> "The only real con that I noticed is it sometimes lags when I try to connect some accounts to the platform"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6863735)

PM

Philip M.

Administrator

> "Utilizing the payment process has been very helpful in integration."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319)

KM

Keri M.

Delivery driver

> "They have prevented me from being able to connect my accounts on multiple occasions because their network of..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6461132)

KH

Kimberly H.

Personal Trainer

> "When connecting accounts to my bank account, Plaid is a trusted company and i feel comfortable using this to..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6493666)

RJ

Rhonda J.

medical administrative

> "Plaid money transfer app is easy to be hacked and it was yesterday."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7131685)

DB

Damon B.

Founder

> "It's worked well connecting business account information with different platforms."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6807156)

BE

Braya E.

Disbursement

> "I dislike the occasional connection errors."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7053654)

CS

Catheryn S.

Wife

> "Plaid is an Easy, safe, secured reliable and accessible form of bill payment."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089517)

CS

Cassidy S.

HR ADMINISTRATOR

> "Easy to use, but some banks don't work with it."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7049798)

NC

Niquan C.

Plaid os the best

> "I like the simplicity of using the app it has a seamless aproach it is extremely helpful and i would..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7128870)

DD

Desiree D.

Product Designer

> "Plaid's dropping of working with Fidelity caused us a huge amount of headache, and I wish there were a better..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6511754)

VR

Verified Reviewer

Development Manager

> "Super easy to use and great user interface, can connect multiple platforms very easily and fairly quickly."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7070684)

BD

Blake D.

Director

> "I always question the privacy and security of the site being everything online is technically not 100% safe."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6755670)

AS

Amy S.

Intake Specialist

> "It’s very quick to set up and there are minimal issues or glitches."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7125791)

Carla F.

Owner

> "The only issue that I have is that many of the online banks are not associated with Plaid."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6753422)

Dallas B.

Scientist I

> "A few more transparency and control features would make it better"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742)

MG

Marcie G.

Owner

> "The only con I have come across using Plaid is that some smaller financial institutions i.e. local banks,..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6058915)

MG

Marcie G.

Owner

> "Plaid gives me the ability to connect my financial accounts with different apps which in turn makes me..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6058915)

JN

Jay N.

Pool boy

> "Does not support all the banks that are mostly used"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6664049)

Jamie L.

Owner

> "I can be sure my information is safe when I use Plaid."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7076991)

Virginia J.

NA

> "It would be annoying enough already, but then it doesn't even work half the time: crashes the tab, stalls,..."

[See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___6087201)

TM

Tristan M.

Software engineer

> "My overall experience with plaid is good as it’s been a helpful experience for my financial situations."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7085615)

Joseph M.

Senior Engineer

> "As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4808437)

AF

Adashia F.

Owner

> "PAYMENT PROCESSING - good"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089191)

VR

Verified Reviewer

CEO

> "I will not recommend them to any of my peers as they are awful from a commitment and follow through..."

[See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___6445359)

Dallas B.

Scientist I

> "Overall, Plaid makes connecting your bank to apps fast and easy."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742)

Joseph M.

Senior Engineer

> "The data I got from several financial organizations occasionally had inconsistencies, which was one of my..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4808437)

AS

Akiya S.

Intern

> "I like that it’s a secure website for you banking and to login to your account"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6457574)

DR

Demian R.

Owner

> "They largely only work with large banks and smaller credit unions are out of luck and people end up having to..."

[See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___4106066)

BD

Blake D.

Director

> "I like how plaid that you can connect to sites via bank account super Fast"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6755670)

VR

Verified Reviewer

Sole proprietor

> "I know you've got a vape I can smell the damn thing strawberries it's that pink vape isn't it"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___5098421)

AF

Adashia F.

Owner

> "MONEY TRANSFER - good"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089191)

PK

Parth K.

Web Developer

> "By the time a user's issue is rectified, they may have given up and terminated their accounts."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4591089)

RJ

Rhonda J.

medical administrative

> "ok it was easy to access."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7131685)

VR

Verified Reviewer

Customer Service Rep

> "I worry about the security of the platform because of the ease of use and the number of accounts I have..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4099971)

BE

Braya E.

Disbursement

> "I feel like every thing is easy and secure to use."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7053654)

PK

Parth K.

Web Developer

> "This gives the setup procedure a more difficult than necessary appearance."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4591089)

HW

Hannah W.

Tax Accountant

> "It is always secure and makes things a million times smoother!"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7082941)

TM

Tiffany M.

Freelancer

> "malfunctions sometimes, doesn't allow manual input of routing/account numbers"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3472351)

KB

Kristen B.

News Writer

> "I was able to safely share my bank details with apps"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6761871)

CN

Carly N.

Strategic Growth Manager

> "Sometimes the Account Owner name would get logged incorrectly as just the type of account, instead of the..."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3404468)

SH

Shannel H.

Dispatcher

> "Not much on the banking side, but pretty easy to use."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7014400)

VR

Verified Reviewer

Director of Product Design

> "I found a bug where the first character in the username/email field is cap sensitive!"

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3012910)

ED

Erica D.

Founder

> "It's such an easy way to connect bank accounts."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6776248)

VR

Verified Reviewer

Director of Product Design

> "This initially caused a lot of confusion because I knew my credentials were accurate."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3012910)

EL

Ethan L.

Senior Sales Development Representative

> "Ease of use, connects directly to my bank account + makes paying easy."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6706001)

DR

DJ R.

President

> "Connections to smaller institutions or banks don't stand a chance with Plaid. "

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285)

SP

SHANNON P.

Business office manager

> "Even in the beginning, it was easy to navigate."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6794157)

DR

DJ R.

President

> "WaveApps is slowly committing suicide by using Plaid as it is currently supported."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285)

Dallas B.

Scientist I

> "Security-wise, I feel pretty good about it."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742)

DR

DJ R.

President

> "Kind of defeats the purpose of an automated link."

[See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285)

[View Reviews](https://www.capterra.com/p/174384/Plaid/reviews/)

JC

Jason C.

Operations Manager

> "Authorize.net gives us strong security for global transactions, plus simple account management and clear fees."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

JP

John P.

Transport Broker

> "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

JC

Jason C.

Operations Manager

> "The transferring of money to clients and partners is highly reliable; it assists in avoiding fraud issues."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

VR

Verified Reviewer

Owner

> "We did incur a monthly gateway fee plus multiple other fees monthly - we were pci compliment but yet still..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7056875)

DS

Dru S.

Property Success Parntner

> "Overall the experience is the system is not only cost effective but has greatly helped with money transfers..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7053006)

KD

Kristi D.

Nurse Practitioner, Owner

> "I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see a..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

Jackie S.

Self-employed

> "One of my favorite aspects of the site is that there are always clickable tabs available."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

SS

Shannon S.

E-Commerce Marketing Manager

> "Some feature do not work properly due to high security of information even when set up properly.(Stored..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6406734)

AR

Alec R.

Owner

> "I use Authorize.net because it is the only solution available to a specific program I need to collect..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

CTB

Connor T. B.

Financial Operations Manager

> "It can be a little time consuming to make custom financial summaries sometimes."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

FF

Fernando F.

CEO - IT Consultant

> "I have been through three Merchant Services bank providers throughout the years and I have kept Authorize Net..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

JP

John P.

Transport Broker

> "This is a nightmare industry to get a chargeback on a coast-to-coast transport job."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

CT

Carleton T.

Website Admin

> "It's basically a 100% trust symbol, and I know it's going to work every time, while protecting my..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

Katrina H.

Logistics Manager

> "I think having to pay a monthly gateway fee is a con but not enough of a con to keep me from using this..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6830936)

DM

Dana M.

Fulfillment Manager

> "It is easier to use than our home grown software for the end user for sure."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7037396)

DS

David S.

President

> "I have not "upgraded" to the new user interface and don't plan to if I don't have to."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

LB

Lanika B.

Owner

> "The website is well designed out and finding needed services is quick."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

HT

Hilary T.

Head of Growth

> "Their merchant UI is very outdated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7060761)

FF

Fernando F.

CEO - IT Consultant

> "Excellent platform for credit card and ACH online payment processing"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

CT

Carleton T.

Website Admin

> "I guess I don't like when I need a secret key AND a security token and a few other things, since it just..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

AR

Alec R.

Owner

> "It is the most widely accepted payment processor by merchant service providers and billing systems"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

Babatunde O.

SEO Marketer

> "It was not easy at first to get through to paysafe as a business operating in Europe we had to go through a..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6780565)

DS

David S.

President

> "Customer service is quick and knowledgeable."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

AS

Amy S.

Intake Specialist

> "Very rarely has there been an issue that was not resolved easily."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7126985)

VC

Vanessa C.

BILLING AND INSURANCE SPECIALIST

> "OVERALL IT IS A GREAT WAY OF SETTING UP PAYMENT ARRANGEMENTS WITHOUT CONSTANT REMINDERS."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6484155)

KD

Kristi D.

Nurse Practitioner, Owner

> "I feel the dashboard is pretty complicated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

Jackie S.

Self-employed

> "I appreciate how user-friendly their merchant interface is."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

BM

Brandon M.

CEO

> "Their customer service is slow to respond at times."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669)

Priyansh K.

Manager

> "It also allowed us to customize the look and feel of our payment forms, making it easy to create a seamless,..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

AP

Adam P.

Manager

> "We have issues with charge backs with authorize.net"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

AS

Adeel S.

Software Developer

> "The management portal is pretty intuitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6597100)

TS

Thomas S.

IT Director

> "Difficult to test sometimes and documentation does not seem to always be easy to understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6775666)

Kavindu Githsara K.

System Specialist

> "Net supports a variety of payment types, including credit cards, debit cards, and electronic checks, and it..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738)

SA

Smriti A.

Treasurer

> "It was very expensive even for very limited transactions that we use this application."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6230745)

Priyansh K.

Manager

> "It also allows us to accept a wide range of payment options, including credit cards, debit cards, and..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

TF

Tammy F.

FOH Manager

> "It was confusing once we were switching over companies."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6251030)

LB

Lanika B.

Owner

> "Website is user friendly."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

Priyansh K.

Manager

> "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

CTB

Connor T. B.

Financial Operations Manager

> "The thing I love about it is how easy Authorize."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

NJ

Neil J.

Treasurer

> "The interface appears a little old fashioned"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402)

VR

Verified Reviewer

Content strategist

> "When I use the Authorize.net platform for payment processing, I save time."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

TW

Tiffany W.

Administration

> "This has caused some issues with customers and would love to be able to do it on the spot."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844)

MT

Micheal T.

Marketing Director

> "authorize.net helps us automate our billing."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6235051)

Josh B.

Managing Member

> "If you are doing anything beyond setting up Authorize.net with them directly and having them manage your..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3210296)

TF

Tanveer F.

Human Resource Manager

> "It has a great customer support team."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6272952)

JD

Judith D.

Advancement Associate

> "The cost was getting to be a little prohibitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3834449)

AP

Adam P.

Manager

> "Authorize.net is easy to use and understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

MD

Margaret D.

controller

> "The challenge I always have with this software is that it is impossible to reconcile deposits to charges. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2944121)

LC

Latisha C.

Coach

> "It was easy to use to set up to use."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6703731)

CB

Cheri B.

Program Coordinator/Executive Secretary

> "The initial set up was a little confusing, asking for a credit card which I never gave because the charges..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3426380)

Nipon D.

Executive Director

> "You might not hear a lot about them these days but actually they are the biggest network of merchant account..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3844582)

JK

Joe K.

Marketer

> "Had one day where the servers went down and were unable to take payment for a couple hours."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3027843)

MO

Mia O.

Business Manager

> "It summarizes each transaction in a trackable way and helps me transfer them over to Quickbooks."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3657314)

JF

Jordan F.

Owner

> "It only works half the time and I have to constantly re-pair the card reader."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2937521)

VR

Verified Reviewer

Content strategist

> "Personally, I appreciate the ease with which you can manage payments on the platform, it's very simple."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

EJ

Elyse J.

Manager of Data Integration

> "Outages were plentiful as were timeouts and errors."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

VR

Verified Reviewer

Content strategist

> "In addition, I like the anti-fraud system."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

KR

Katie R.

Office Manager

> "They hold your money, decide to shut down your account for absolutely no reason and then decide to hold your..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2582265)

RQ

Rizwan Q.

Admin

> "Authorize.net is very trusted and reliable payment gateway which also provided payment processing solutions."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4480466)

EJ

Elyse J.

Manager of Data Integration

> "Impossible to look at your account holistically."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

LL

Louis L.

Owner

> "Support is very helpful if needed. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4868925)

SC

Sharon C.

CEO

> "Can be difficult to navigate, especially on mobile."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2590059)

[View Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/)

## User interface

[Plaid](https://www.capterra.com/p/174384/Plaid/)

4.39 (100)

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)

4.46 (216)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Plaid

16/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/174384/Plaid/#features)

authorize.net

Top features

24/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/221412/authorizenet/#features)

### Recognition

No recognitions have been awarded to Plaid

No recognitions have been awarded to authorize.net

### Deployment & support

Plaid

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

authorize.net

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Plaid

-   By Plaid
-   Located in United States
-   Founded in 2012

authorize.net

-   By Visa
-   Located in United States
-   Founded in

## Popular Comparisons

[Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/)

vs

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4.4

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[View full comparison](https://www.capterra.com/compare/207944-221412/PayPal-vs-authorizenet)

[Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/)

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[View full comparison](https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-)

[Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/)

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4.4

Features

4.5

4.3

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[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (216)](https://www.capterra.com/p/221412/authorizenet/reviews/)

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[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (216)](https://www.capterra.com/p/221412/authorizenet/reviews/)

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4.2

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[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (216)](https://www.capterra.com/p/221412/authorizenet/reviews/)

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4.4

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