# Compare Plaid vs Chime 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Plaid and Chime based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/174384-228456/Plaid-vs-Chime --- # Plaid vs Chime Features and Cost Comparison Last updated April 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PlaidChime2/4 selected [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.4 (100)](https://www.capterra.com/p/174384/Plaid/reviews/) [Chime](https://www.capterra.com/p/228456/Chime/)[4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/) [## Plaid](https://www.capterra.com/p/174384/Plaid/)[4.4 (100)](https://www.capterra.com/p/174384/Plaid/reviews/) Starting Price Contact vendor Value-for-Money 4.4 Functionality 4.5 Ease of Use 4.5 Customer Service 4.3 Reviews Sentiment Based on [100 reviews](#user-reviews) Positive 86 Neutral 8 Negative 6 [## Chime](https://www.capterra.com/p/228456/Chime/)[4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.6 Ease of Use 4.6 Customer Service 4.3 Reviews Sentiment Based on [104 reviews](#user-reviews) Positive 93 Neutral 6 Negative 5 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. Highest Rated ### KYC Portal 4.7 (16) * * * Starting Price €28000.00 Usage Based,Per Year Free Trial Free Version * * * User rating 100% of reviewers rated it above 4 stars * * * ### FraudNet 4.8 (17) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 100% of reviewers rated it above 4 stars * * * ### Ondato 4.8 (13) * * * Starting Price €259.00 Other,Per Month Free Trial Free Version * * * User rating 100% of reviewers rated it above 4 stars * * * ### NetSuite 4.2 (2,020) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 85% of reviewers rated it above 4 stars * * * ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Features in Mobile Banking Software Best performer 21 / 42 Only Plaid - API - Biometrics - Data Synchronization 21 / 42 Only Chime - Alerts/Escalation - Bill Payment - Chat/Messaging User satisfaction User satisfaction 4.4 User reviews[100](https://www.capterra.com/p/174384/Plaid/reviews/) Ease of use 4.5 Functionality 4.5 Value for money 4.4 Customer support 4.3 User satisfaction 4.6 User reviews[104](https://www.capterra.com/p/228456/Chime/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.6 Customer support 4.3 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Plaid is used by fintech companies, banks, credit unions, lenders, insurance companies, property managers, gaming platforms, and government agencies. Best for Not provided by vendor ## User reviews Pros & cons Mai M. Managing Director > "Plaid acts like a secure bridge, immediately allowing apps to verify balances, check transaction history, and..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7121076) HD Haley D. Accounting Admin > "Some employees in my company have worried about sharing sensitive financial data however that would be an..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7115574) VR Verified Reviewer Senior Sales Development Representative > "Plaid provides secure bank linking for apps, offering advanced encryption, multi-factor authentication, and..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7003141) LW Leahya W. Operations Lead > "This causes disgruntled consumers, which cannot be fixed after the information has been taken." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7067657) VR Verified Reviewer IT Project Manager > "The API capabilities are pretty strong and allow companies to build advanced financial features without..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065) VR Verified Reviewer IT Project Manager > "It can be a bit frustrating when data is delayed or missing and you don’t realize it right away." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065) Cynthia R. Therapist > "I like plaid because it makes it much more easier and effective to ensure that my identity and banking is..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "My issues with Plaid tend to stem from my bank logins, not plaid itself." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7104886) LW Leahya W. Operations Lead > "Plaid allows seamless transition between bank accounts and financial service products." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7067657) VR Verified Reviewer IT Project Manager > "Also, for businesses, pricing and setup can feel a little complex depending on the use case." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065) Sean C. Owner > "Plaid is a fantastic banking and payment tool, helping to seamlessly integrate bank accounts safely." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7093449) Adina S. Founder > "Sometimes the connevtion is glitchy, requires a lot of authentification." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7124996) Adina S. Founder > "Great and high security product for ensuring integration between financial apps." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7124996) HW Hannah W. Tax Accountant > "The only issues I've every had with Plaid is it not connecting to my Bank account." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7082941) CS Cassidy S. HR ADMINISTRATOR > "I love how it integrates within seconds to transfer money from your bank of choice." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7049798) TM Tristan M. Software engineer > "What I like least about plaid is the support where I needed help with a transaction and didn’t get much help." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7085615) Jamie H. Owner > "Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7080926) Jamie H. Owner > "I just worry about other people that may have an old number of mine having access to my old banking..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7080926) Cynthia R. Therapist > "Plaid has made it easier when managing my loans and payments" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633) Cynthia R. Therapist > "If I had to come up with something I least like I would same old online platforms experience lagging not just..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633) AA Alex A. Clothes, designer, and distributor > "Really love this for payment processing great for transferring money." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7120995) Jackie S. Self-employed > "The only real con that I noticed is it sometimes lags when I try to connect some accounts to the platform" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6863735) KH Kimberly H. Personal Trainer > "When connecting accounts to my bank account, Plaid is a trusted company and i feel comfortable using this to..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6493666) KM Keri M. Delivery driver > "They have prevented me from being able to connect my accounts on multiple occasions because their network of..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6461132) DB Damon B. Founder > "It's worked well connecting business account information with different platforms." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6807156) RJ Rhonda J. medical administrative > "Plaid money transfer app is easy to be hacked and it was yesterday." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7131685) CS Catheryn S. Wife > "Plaid is an Easy, safe, secured reliable and accessible form of bill payment." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089517) PM Philip M. Administrator > "It takes away a lot time to get internal processes set up." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319) NC Niquan C. Plaid os the best > "I like the simplicity of using the app it has a seamless aproach it is extremely helpful and i would..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7128870) BE Braya E. Disbursement > "I dislike the occasional connection errors." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7053654) VR Verified Reviewer Development Manager > "Super easy to use and great user interface, can connect multiple platforms very easily and fairly quickly." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7070684) CS Cassidy S. HR ADMINISTRATOR > "Easy to use, but some banks don't work with it." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7049798) AS Amy S. Intake Specialist > "It’s very quick to set up and there are minimal issues or glitches." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7125791) DD Desiree D. Product Designer > "Plaid's dropping of working with Fidelity caused us a huge amount of headache, and I wish there were a better..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6511754) Dallas B. Scientist I > "A few more transparency and control features would make it better" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742) BD Blake D. Director > "I always question the privacy and security of the site being everything online is technically not 100% safe." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6755670) MG Marcie G. Owner > "Plaid gives me the ability to connect my financial accounts with different apps which in turn makes me..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6058915) Carla F. Owner > "The only issue that I have is that many of the online banks are not associated with Plaid." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6753422) Jamie L. Owner > "I can be sure my information is safe when I use Plaid." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7076991) MG Marcie G. Owner > "The only con I have come across using Plaid is that some smaller financial institutions i.e. local banks,..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6058915) TM Tristan M. Software engineer > "My overall experience with plaid is good as it’s been a helpful experience for my financial situations." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7085615) JN Jay N. Pool boy > "Does not support all the banks that are mostly used" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6664049) PM Philip M. Administrator > "This has been such an easy set up and is very useful to link together different apps to one simple payment..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319) Virginia J. NA > "It would be annoying enough already, but then it doesn't even work half the time: crashes the tab, stalls,..." [See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___6087201) PM Philip M. Administrator > "Utilizing the payment process has been very helpful in integration." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319) Joseph M. Senior Engineer > "As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4808437) AF Adashia F. Owner > "PAYMENT PROCESSING - good" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089191) VR Verified Reviewer CEO > "I will not recommend them to any of my peers as they are awful from a commitment and follow through..." [See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___6445359) Dallas B. Scientist I > "Overall, Plaid makes connecting your bank to apps fast and easy." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742) Joseph M. Senior Engineer > "The data I got from several financial organizations occasionally had inconsistencies, which was one of my..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4808437) AS Akiya S. Intern > "I like that it’s a secure website for you banking and to login to your account" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6457574) DR Demian R. Owner > "They largely only work with large banks and smaller credit unions are out of luck and people end up having to..." [See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___4106066) Marc D. Co-Owner > "A few easy steps and you are done with the set up." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7133613) VR Verified Reviewer Sole proprietor > "I know you've got a vape I can smell the damn thing strawberries it's that pink vape isn't it" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___5098421) BD Blake D. Director > "I like how plaid that you can connect to sites via bank account super Fast" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6755670) PK Parth K. Web Developer > "By the time a user's issue is rectified, they may have given up and terminated their accounts." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4591089) AF Adashia F. Owner > "MONEY TRANSFER - good" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089191) VR Verified Reviewer Customer Service Rep > "I worry about the security of the platform because of the ease of use and the number of accounts I have..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4099971) RJ Rhonda J. medical administrative > "ok it was easy to access." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7131685) PK Parth K. Web Developer > "This gives the setup procedure a more difficult than necessary appearance." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4591089) BE Braya E. Disbursement > "I feel like every thing is easy and secure to use." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7053654) TM Tiffany M. Freelancer > "malfunctions sometimes, doesn't allow manual input of routing/account numbers" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3472351) HW Hannah W. Tax Accountant > "It is always secure and makes things a million times smoother!" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7082941) CN Carly N. Strategic Growth Manager > "Sometimes the Account Owner name would get logged incorrectly as just the type of account, instead of the..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3404468) KB Kristen B. News Writer > "I was able to safely share my bank details with apps" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6761871) VR Verified Reviewer Director of Product Design > "I found a bug where the first character in the username/email field is cap sensitive!" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3012910) SH Shannel H. Dispatcher > "Not much on the banking side, but pretty easy to use." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7014400) VR Verified Reviewer Director of Product Design > "This initially caused a lot of confusion because I knew my credentials were accurate." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3012910) ED Erica D. Founder > "It's such an easy way to connect bank accounts." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6776248) DR DJ R. President > "Connections to smaller institutions or banks don't stand a chance with Plaid. " [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285) EL Ethan L. Senior Sales Development Representative > "Ease of use, connects directly to my bank account + makes paying easy." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6706001) DR DJ R. President > "WaveApps is slowly committing suicide by using Plaid as it is currently supported." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285) Dallas B. Scientist I > "Security-wise, I feel pretty good about it." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742) DR DJ R. President > "Kind of defeats the purpose of an automated link." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285) [View Reviews](https://www.capterra.com/p/174384/Plaid/reviews/) JP Jessica P. Administrative Assistant > "I love that Chime has the SpotMe feature. Where it allows me to go over a purchase of five dollars and chime..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7002743) Josh L. Self employed > "The hung up on when I called customer service after they took my money and changed my mypay rate without a..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7139688) OP Oleg P. financial analyst > "You can also get a sign-up bonus for opening a new account." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7128182) Josh L. Self employed > "They steal money from military veterans and charge fees when they claim they don’t." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7139688) VR Verified Reviewer Online marketing > "I love the Chime spot me as well as the feature to send money to anyone even if they dont have a chime account." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6350520) RG Renee G. Owner > "However, there are a few downsides. Since Chime is completely online, there are no physical branches, which can..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000) RG Renee G. Owner > "The mobile app is user-friendly and makes it easy to check balances, transfer money, or get alerts." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000) AW April W. Administration > "I don't like the fact every chime account isn't able to get the early pay and spot me bonus. If you have..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6626818) JW John W. HR > "I initially was only signing up to help a friend with a referral but there are so many features and with no..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254) NA Natasha A. Oncology > "Opening chime dropped my credit score by 60 points." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446) RG Renee G. Owner > "Chime is a good option if you're looking for a basic, no-fee online bank." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000) MG Monche G. CEO > "One of only cons is That not considered a traditional bank" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6457688) IJ Ikiera J. Call center > "I love the colors the app chose for the app, I love how I can see when & what time my direct deposit hits the..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6179818) NA Natasha A. Oncology > "Not worth it, doesn’t help credit score." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446) DC Destiny C. Owner > "It was love at 1st use & I will be the 1st to refer other people to this app any time theyre looking for a new..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7033192) IJ Ikiera J. Call center > "I don’t like how my direct deposit came at night time sometimes but it did come 2 days earlier so that works" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6179818) DM Damaris M. PSC > "I enjoy how when you lock/freeze your card no type of payments will go thru what so ever." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6651092) MS MICHELLE S. Owner > "High fees and long wait times for Chime" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6005626) JW John W. HR > "The early pay feature is nice. Although I have not tried it yet I see there is free tax filing as well." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254) NA Natasha A. Oncology > "This is not a credit builder" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446) TD Trenton D. Host > "Overall chime is great if you need a side account to move money through, looking to build your credit score." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6535967) TH Todd H. Manager > "They won't help me troubleshoot and determine why it is not longer working. " [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6254480) OP Oleg P. financial analyst > "Chime is always free." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7128182) AM Ambrecia M. Housekeeper > "I hate the overdraft part of it we can receive it but not use it or take it out." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6054038) WD Willo D. Cashier > "They allow and help you to build your credit." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6707948) SS Shelten S. Accountant > "Things and I don't like about time as having to be able to always sign in even after I was just signed in" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3525782) AI Andre I. Owner > "I like the fact that you can send money to anyone even non chime members" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6364741) SG Stacy G. Massage therapist > "If you loose access to your account then it's very difficult to get in touch with customer service" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3664241) JW John W. HR > "There is quite a few free ATM's." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254) ER Edward R. House Cleaning > "With Chime they don't offer enough incentives like PayPal or cash app does" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4220027) AM Ambrecia M. Housekeeper > "I like the authentication of the app I can easily use my fingerprint to login instead of the password." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6054038) SG Stacy G. Massage therapist > "I only used for a short time u til I lost access to the app and.info can't get a hold of customer service" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3664241) Melissa T. Associate > "It's credit builder is free & simplistic as are all it's features." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6023244) JH Jocelyn H. Owner > "They let anyone take your money your funds is exposed" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4592227) Joshua B. CEO > "Chime has your back." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6670500) Nicole K. Package Insurance Specialist/Photographer/CNA > "Sometimes, there is no in-network ATM available, or in the area, so I have to use one that charges a fee, which..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3050899) EJ Eric J. Welder > "The ease and integration of the credit builder checking and saving and external accounts also spot me feature..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4040147) Nicole K. Package Insurance Specialist/Photographer/CNA > "There is a $2.50 fee for using any ATM that is out of their network." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3050899) VR Verified Reviewer Student > "I like that I could still have a checking and savings account with Chime." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6029989) Chelsey V. Tester > "I like the least about chime, that no matter what i did or how long i kept the account i lost money but nobody..." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3476241) TG Tiffany G. Building service worker > "So all around its an awesome banking app!!!" [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6757804) Anthony J. Business Development Consultant > "They bombard you with marketing emails." [See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3231282) [View Reviews](https://www.capterra.com/p/228456/Chime/reviews/) ## User interface [Plaid](https://www.capterra.com/p/174384/Plaid/) 4.39 (100) No images or videos provided by vendor ### Features Plaid 21/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/174384/Plaid/#features) Chime 21/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/228456/Chime/#features) ### Recognition No recognitions have been awarded to Plaid Chime Best Value Mobile BankingSoftware (2024)  ### Deployment & support Plaid Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Chime Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Plaid - By Plaid - Located in United States - Founded in 2012 Chime - By The Bancorp Bank - Located in United States - Founded in ## Popular Comparisons [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,390)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/174384-207944/Plaid-vs-PayPal) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (914)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-228456/Google-Pay-vs-Chime) [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/) Contact vendor for pricing Price $25/month 4.5 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174384-221412/Plaid-vs-authorizenet) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (687)](https://www.capterra.com/p/246167/Cash-App/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.3 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/228456-246167/Chime-vs-Cash-App) [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,020)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-174384/NetSuite-vs-Plaid) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Samsung Pay](https://www.capterra.com/p/213917/Samsung-Pay/)[4.53 (265)](https://www.capterra.com/p/213917/Samsung-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.4 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/213917-228456/Samsung-Pay-vs-Chime) [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.39 (100)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.55 (174)](https://www.capterra.com/p/236980/Tipalti/reviews/) Contact vendor for pricing Price $99/month 4.5 Features 4.4 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/174384-236980/Plaid-vs-Tipalti) [Chime](https://www.capterra.com/p/228456/Chime/)[4.58 (104)](https://www.capterra.com/p/228456/Chime/reviews/) vs [Qonto](https://www.capterra.com/p/173384/Qonto/)[4.53 (249)](https://www.capterra.com/p/173384/Qonto/reviews/) Contact vendor for pricing Price €9/month 4.6 Features 4.5 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/173384-228456/Qonto-vs-Chime)