# Compare Plaid vs Cash App 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Plaid and Cash App based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/174384-246167/Plaid-vs-Cash-App --- # Plaid vs Cash App Features and Cost Comparison Last updated May 14th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PlaidCash App2/4 selected [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.4 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) [## Plaid](https://www.capterra.com/p/174384/Plaid/)[4.4 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) Starting Price Contact vendor Value-for-Money 4.4 Functionality 4.5 Ease of Use 4.6 Customer Service 4.3 Reviews Sentiment Based on [101 reviews](#user-reviews) Positive 87 Neutral 8 Negative 6 [## Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.3 Ease of Use 4.5 Customer Service 3.5 Reviews Sentiment Based on [688 reviews](#user-reviews) Positive 563 Neutral 52 Negative 73 ## Not a match? 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Best for Not provided by vendor ## User reviews Pros & cons Mai M. Managing Director > "Plaid acts like a secure bridge, immediately allowing apps to verify balances, check transaction history, and..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7121076) HD Haley D. Accounting Admin > "Some employees in my company have worried about sharing sensitive financial data however that would be an..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7115574) VR Verified Reviewer Senior Sales Development Representative > "Plaid provides secure bank linking for apps, offering advanced encryption, multi-factor authentication, and..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7003141) LW Leahya W. Operations Lead > "This causes disgruntled consumers, which cannot be fixed after the information has been taken." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7067657) VR Verified Reviewer IT Project Manager > "The API capabilities are pretty strong and allow companies to build advanced financial features without..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065) VR Verified Reviewer IT Project Manager > "It can be a bit frustrating when data is delayed or missing and you don’t realize it right away." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065) Cynthia R. Therapist > "I like plaid because it makes it much more easier and effective to ensure that my identity and banking is..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633) Ryan P. SPEECH LANGUAGE PATHOLOGIST > "My issues with Plaid tend to stem from my bank logins, not plaid itself." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7104886) LW Leahya W. Operations Lead > "Plaid allows seamless transition between bank accounts and financial service products." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7067657) VR Verified Reviewer IT Project Manager > "Also, for businesses, pricing and setup can feel a little complex depending on the use case." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7123065) Sean C. Owner > "Plaid is a fantastic banking and payment tool, helping to seamlessly integrate bank accounts safely." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7093449) Adina S. Founder > "Sometimes the connevtion is glitchy, requires a lot of authentification." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7124996) Adina S. Founder > "Great and high security product for ensuring integration between financial apps." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7124996) HW Hannah W. Tax Accountant > "The only issues I've every had with Plaid is it not connecting to my Bank account." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7082941) CS Cassidy S. HR ADMINISTRATOR > "I love how it integrates within seconds to transfer money from your bank of choice." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7049798) TM Tristan M. Software engineer > "What I like least about plaid is the support where I needed help with a transaction and didn’t get much help." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7085615) Jamie H. Owner > "Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7080926) Jamie H. Owner > "I just worry about other people that may have an old number of mine having access to my old banking..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7080926) Cynthia R. Therapist > "Plaid has made it easier when managing my loans and payments" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633) Cynthia R. Therapist > "If I had to come up with something I least like I would same old online platforms experience lagging not just..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7130633) AA Alex A. Clothes, designer, and distributor > "Really love this for payment processing great for transferring money." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7120995) Jackie S. Self-employed > "The only real con that I noticed is it sometimes lags when I try to connect some accounts to the platform" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6863735) KH Kimberly H. Personal Trainer > "When connecting accounts to my bank account, Plaid is a trusted company and i feel comfortable using this to..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6493666) KM Keri M. Delivery driver > "They have prevented me from being able to connect my accounts on multiple occasions because their network of..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6461132) DB Damon B. Founder > "It's worked well connecting business account information with different platforms." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6807156) RJ Rhonda J. medical administrative > "Plaid money transfer app is easy to be hacked and it was yesterday." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7131685) CS Catheryn S. Wife > "Plaid is an Easy, safe, secured reliable and accessible form of bill payment." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089517) PM Philip M. Administrator > "It takes away a lot time to get internal processes set up." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319) NC Niquan C. Plaid os the best > "I like the simplicity of using the app it has a seamless aproach it is extremely helpful and i would..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7128870) BE Braya E. Disbursement > "I dislike the occasional connection errors." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7053654) VR Verified Reviewer Development Manager > "Super easy to use and great user interface, can connect multiple platforms very easily and fairly quickly." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7070684) CS Cassidy S. HR ADMINISTRATOR > "Easy to use, but some banks don't work with it." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7049798) AS Amy S. Intake Specialist > "It’s very quick to set up and there are minimal issues or glitches." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7125791) DD Desiree D. Product Designer > "Plaid's dropping of working with Fidelity caused us a huge amount of headache, and I wish there were a better..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6511754) Dallas B. Scientist I > "A few more transparency and control features would make it better" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742) BD Blake D. Director > "I always question the privacy and security of the site being everything online is technically not 100% safe." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6755670) MG Marcie G. Owner > "Plaid gives me the ability to connect my financial accounts with different apps which in turn makes me..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6058915) Carla F. Owner > "The only issue that I have is that many of the online banks are not associated with Plaid." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6753422) Jamie L. Owner > "I can be sure my information is safe when I use Plaid." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7076991) MG Marcie G. Owner > "The only con I have come across using Plaid is that some smaller financial institutions i.e. local banks,..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6058915) TM Tristan M. Software engineer > "My overall experience with plaid is good as it’s been a helpful experience for my financial situations." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7085615) JN Jay N. Pool boy > "Does not support all the banks that are mostly used" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6664049) PM Philip M. Administrator > "This has been such an easy set up and is very useful to link together different apps to one simple payment..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319) Virginia J. NA > "It would be annoying enough already, but then it doesn't even work half the time: crashes the tab, stalls,..." [See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___6087201) PM Philip M. Administrator > "Utilizing the payment process has been very helpful in integration." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7041319) Joseph M. Senior Engineer > "As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4808437) AF Adashia F. Owner > "PAYMENT PROCESSING - good" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089191) VR Verified Reviewer CEO > "I will not recommend them to any of my peers as they are awful from a commitment and follow through..." [See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___6445359) Dallas B. Scientist I > "Overall, Plaid makes connecting your bank to apps fast and easy." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742) Joseph M. Senior Engineer > "The data I got from several financial organizations occasionally had inconsistencies, which was one of my..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4808437) AS Akiya S. Intern > "I like that it’s a secure website for you banking and to login to your account" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6457574) DR Demian R. Owner > "They largely only work with large banks and smaller credit unions are out of luck and people end up having to..." [See full review](https://www.capterra.com/p/174384/Plaid/#GetApp___4106066) Marc D. Co-Owner > "A few easy steps and you are done with the set up." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7133613) VR Verified Reviewer Sole proprietor > "I know you've got a vape I can smell the damn thing strawberries it's that pink vape isn't it" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___5098421) BD Blake D. Director > "I like how plaid that you can connect to sites via bank account super Fast" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6755670) PK Parth K. Web Developer > "By the time a user's issue is rectified, they may have given up and terminated their accounts." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4591089) AF Adashia F. Owner > "MONEY TRANSFER - good" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7089191) VR Verified Reviewer Customer Service Rep > "I worry about the security of the platform because of the ease of use and the number of accounts I have..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4099971) RJ Rhonda J. medical administrative > "ok it was easy to access." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7131685) PK Parth K. Web Developer > "This gives the setup procedure a more difficult than necessary appearance." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___4591089) BE Braya E. Disbursement > "I feel like every thing is easy and secure to use." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7053654) TM Tiffany M. Freelancer > "malfunctions sometimes, doesn't allow manual input of routing/account numbers" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3472351) HW Hannah W. Tax Accountant > "It is always secure and makes things a million times smoother!" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7082941) CN Carly N. Strategic Growth Manager > "Sometimes the Account Owner name would get logged incorrectly as just the type of account, instead of the..." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3404468) KB Kristen B. News Writer > "I was able to safely share my bank details with apps" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6761871) VR Verified Reviewer Director of Product Design > "I found a bug where the first character in the username/email field is cap sensitive!" [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3012910) SH Shannel H. dispatcher > "Not much on the banking side, but pretty easy to use." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___7014400) VR Verified Reviewer Director of Product Design > "This initially caused a lot of confusion because I knew my credentials were accurate." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___3012910) ED Erica D. Founder > "It's such an easy way to connect bank accounts." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6776248) DR DJ R. President > "Connections to smaller institutions or banks don't stand a chance with Plaid. " [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285) EL Ethan L. Senior Sales Development Representative > "Ease of use, connects directly to my bank account + makes paying easy." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6706001) DR DJ R. President > "WaveApps is slowly committing suicide by using Plaid as it is currently supported." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285) Dallas B. Scientist I > "Security-wise, I feel pretty good about it." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___6845742) DR DJ R. President > "Kind of defeats the purpose of an automated link." [See full review](https://www.capterra.com/p/174384/Plaid/#Capterra___2395285) [View Reviews](https://www.capterra.com/p/174384/Plaid/reviews/) AC Andrea C. Controller > "I like that I can easily transfer money to my children via Cash App and that it gives me the ability to see what they are spending their money on." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) RH Reagan H. Optician > "The only thing that I dislike about Cash App is that when you are in the app and you want to do an instant withdraw into your account, it takes a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) VR Verified Reviewer Owner > "It’s a reliable app for quickly sending and receiving money, especially for everyday transactions with friends, family, or small businesses." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool however when sending high amounts too many times can lead to suspicious or flagged status and causes full..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Student > "I also think the boost rewards are great because you can save a couple bucks on coffee or groceries just by using the cash card at certain places." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) MG Milagros G. Content creator and Social Media Manager > "Unfortunately, this application is frequently used in online fraud and theft; although, over time, certain modifications have been made to make it..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) OG Olivia G. Teacher > "I can easily manage my card balances online and process payments online." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool when sending high amounts to often leading to full suspension of account when all the payments are for work being..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Reseller > "What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6325633) KS Keneila S. Head spa technician > "It does have a bit of a learning curve, not a huge fan of looking for the scanning code throughout the whole app and not a great value, I feel like..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7114900) PT PEIYUAN T. associate director > "It serves as a strong choice for those looking for a free, mobile-friendly way to manage their tax filing." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7084393) VR Verified Reviewer Student > "The customer support is definitely the weakest part because its really hard to get a real person on the phone if something goes wrong with a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) VR Verified Reviewer Student > "sending money to friends is almost instant and all you need is their cashtag which is way easier than asking for bank details." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) KM Kortnee M. Chief Executive Officer > "Financial records have been withheld from me when requested, accounts deleted with no clear reasoning, and even now – I do not have full access to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) AC Andrea C. Controller > "I am able to keep track of my kids' spending as well as budget their chore money." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) MG Milagros G. Content creator and Social Media Manager > "What I liked least is the limited customer support and the potential risk when sending money, since transactions aren’t always easy to reverse." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) VR Verified Reviewer Owner > "The app is very user-friendly—you can transfer money in seconds without dealing with complicated steps or long processing times." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Trinidad F. Autonomous Remote Assistant > "I feel like the percentage Cash App takes from each transaction could be much lower." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093508) LP Lexus P. CEO > "I like using it to pay more than to receive money due to the fact that it charges you to receive your money within a reasonable time frame." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EH Elizabeth H. Myself > "I felt insecure about giving my personal banking info, felt there were not enough checks in place." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7069494) SH SHERREE H. Owner > "I used Cash App in the past then ended up loading the app when I got a new phone. But it was a simple process once downloaded to get all my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) RG Renee G. Owner > "Also, because there’s limited buyer protection, scams are a risk—and Cash App doesn’t always help recover your funds." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) LB Lauren B. Lead Content Creator > "Cash App lets linking debit card in a blink and even stocks slice‑buying, all with mostly no extra cost, it was just magic‑fast." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804019) Jeff M. SEO Manager > "Customer support is tough to reach, delays on issues are a bit longer than I'd like." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) Paige F. Lead painter > "everyone has a cash app account, or almost everyone and it's widely accepted, easy to setup your account, versatile from sending to receiving..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) MJ Markisha J. Sales managment > "if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6332036) BL Blake L. graphic designer > "I like it because there are free money transfers and no account fees same as direct deposit and investment capabilities." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6811290) SO Shelly O. DSP Caregiver > "I do not like ATM fees and its annoying only able to link one outside financial debitcard at a time to fund my cash app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) RH Reagan H. Optician > "Overall I absolutely love Cash App and it is my main form of sending and receiving money when I need to." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) ZN Zalman N. Operations Manager at MCA Track and GoACH > "Fees could be a bit high for certain types of withdrawals or instant transfers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) Steven Craig W. Software Reviewer For Capterra > "I like cash app for birthday money from friends and other's or sometimes to buy stock inside of the app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) CC Cassandra C. UX Quality Assurance > "Additionally, given their crypto transaction practices, these problems are a deal breaker for the user who is risking a significant amount of..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6591912) HW Hannah W. Tax Accountant > "It transfers money faster than any other platform I've used and I can always rely on it." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7082926) SO Shelly O. DSP Caregiver > "Cash App charges 2.50 and the owner of ATMs charge minimum 2.50 as well so i found myself spending hundreds in fees because i needed a 20 here or..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) Amee P. Owner > "It is easy to use. Whether it's adding money, using the card, sending or receiving money, it's all super simple." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7055504) LP Lexus P. CEO > "It takes too long for your money to come if you choose not to pay to receive your money instantly." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EM Emily M. HR Generalist > "I have enjoyed using Cash App, but I do have a limited number of recepients due to the variety of options people can choose from for money..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6662300) SH SHERREE H. Owner > "Lately had issues with putting in a person's name, instead of their number, to find who I'm looking for." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) VR Verified Reviewer Student > "Its super convenient for quick payments and perfect for casual everyday use though." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) NM Nafula M. Owner > "That it makes it hard to get a refund although you will still get one and maybe a process for any fraudulent charges made on your account." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6806232) TG Tiffany G. Building service worker > "Then finally its a bank account itself so if you choose you can use it at such, and it offers early pay and along with cash advances if approved!!!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6705306) SH Shannel H. dispatcher > "Some snags, having to update the app and customer support was long and not very helpful." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7012454) MW Meegan W. Educator > "The interface is clean, fast, and super easy to figure out, even if you’re not great with tech." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7145817) Michelle D. Multiple Roles > "I have had one transaction that was a scam for concert tickets and they don't or didn't have payment protection at that time." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) SK Selin K. Director of restaurant operations > "My overall experience was great and I still use cash app monthly. Whether it’s to Venmo friends or payments from clients at work!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6864761) AS Alexis S. Owner > "They are not timely with fraud either." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7096310) Jeff M. SEO Manager > "Super low learning curve and solid value for everyday use." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) TS Taylor S. Students Director > "Using Cash App for business payments isn't something I am completely comfortable with." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7042469) VR Verified Reviewer Owner > "Transactions could happen alot faster and cost less for the instsnt fee" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) KK Kennedy K. Business Support Specialist > "I feel as though Cash App is not as secure as other money transferring apps such as venmo, or Paypal." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6688605) MC Mariya C. Owner > "So cashapp has a bitcoin option, they alert you of any suspicious activity on your account, you can pay and accept a payment from just about anyone..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6286880) Jay S. Owner > "Sometimes certain charges will will freeze up your account and it takes some time with customer service to fix it on occasion." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6667457) TI Terriyanna I. Administrator > "There is stock you can purchase, you can save money in the savings account, transferring money is very easy and takes seconds, you can add cash to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___4802937) SH SHERREE H. Owner > "Was a little frustrating to get to the section for adding a new card." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) SN Sylla N. Interior Consultant > "I appreciate its UI features like the sliding bar for how much money you’d like to withdrawal and it’s easy navigation." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6351702) SN Sarah N. Cfo > "I don't like the lack of customer service and the easiness of accidently sending money to a wrong recipient but nothing can be done to dispute it" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6362238) VR Verified Reviewer Owner > "I like how easy it is to receive payments and most of my customers have a cash app account so the platform is trusted." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) RA Robert A. former HOA President > "I tried several different ways to get deposits in to my account and all of them were blocked, and this is using a personal debit card titled in my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#GetApp___6022114) VR Verified Reviewer PMHNP > "It was also easy to connect my personal and business accounts." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7056428) RG Renee G. Owner > "If a transaction goes wrong, getting help can be frustrating." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) OG Olivia G. Teacher > "Overall, my experience has been good and I haven’t had any issues so I’ll continue to use it versus other applications that are similar" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) KC Kimberlee C. Supervisor > "I am always afraid of my money being hacked." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7050156) ZN Zalman N. Operations Manager at MCA Track and GoACH > "The security and speed of transactions made it a real asset." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) MG Monche G. CEO > "The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6457695) NF Nathaniel F. Owner > "It makes it very simple to send and recieve money from friends and just as easily accept payments from customers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804310) NL Nick L. Talent Buyer > "The fees are substantial and its hard to link multiple bank accounts" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6744854) KP Katina P. Author and Notary > "It is very simple and I like that there are no fees if you wait 2 days to get your money. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7004014) CM Cagney M. Machine Operator > "That not a lot of people are using it and it limits their ability to get the payments done." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6349205) LL Leah L. Study Coordinator > "I also like the option to create a savings account through Cash App." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6669897) KM Kortnee M. Chief Executive Officer > "On many occasions, I've tried to resolve account issues with their team and to no avail." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) TD Thomas D. Owner > "I like that I can add cash and withdraw cash in minutes f" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6763023) BF Bernardino F. Owner > "They just block my transactions for more tham 3 days with no reason and no explanation." [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6450325) Michelle D. Multiple Roles > "I like that it is now being integrated as a payment solution through many payment interfaces" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) MM Megan M. Owner > "What i don't like about cash app is if you send the wrong person money you cant get it back unles" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6737342) SB Sierra B. Consumer > "What I like most about Cash App is the ease of use to send or request money flto/from others or deposit into tour bank." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6406640) Paige F. Lead painter > "what activity.. 3 transactions .. no more than 75 dollars really .. that is what they said and there is nothing I can do to defend myself or clear..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) JO Jose O. DME Coordinator > "I think its a bit easier to use than Zelle since your card is attached all you gotta do is click the person you wanna send money too and that's..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6301493) EB Eric B. Owner > "Several years ago, my Square account was permanently closed due to an alleged violation of company policies." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6611040) KM Kortnee M. Chief Executive Officer > "Sending money to friends and family became easier." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) CM Casandra M. Hone representative > "They took my depositing money feature away for no apparent reason. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6396448) [View Reviews](https://www.capterra.com/p/246167/Cash-App/reviews/) ## User interface [Plaid](https://www.capterra.com/p/174384/Plaid/) 4.40 (101) [Cash App](https://www.capterra.com/p/246167/Cash-App/) 4.23 (688) ### Features Plaid Top features 21/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/174384/Plaid/#features) Cash App 13/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/246167/Cash-App/#features) ### Recognition No recognitions have been awarded to Plaid No recognitions have been awarded to Cash App ### Deployment & support Plaid Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Cash App Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Plaid - By Plaid - Located in United States - Founded in 2012 Cash App - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/174384-207944/Plaid-vs-PayPal) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.3 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-246167/PayPal-vs-Cash-App) [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/) Contact vendor for pricing Price $25/month 4.5 Features 4.4 4.6 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174384-221412/Plaid-vs-authorizenet) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-246167/Venmo--vs-Cash-App) [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.5 Features 4.2 4.6 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-174384/NetSuite-vs-Plaid) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-246167/Stripe-vs-Cash-App) [Plaid](https://www.capterra.com/p/174384/Plaid/)[4.40 (101)](https://www.capterra.com/p/174384/Plaid/reviews/) vs [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.55 (174)](https://www.capterra.com/p/236980/Tipalti/reviews/) Contact vendor for pricing Price $99/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/174384-236980/Plaid-vs-Tipalti) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,682)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-246167/Square-Payments-Processing-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.5 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,029)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.3 Features 4.5 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/246167-275802/Cash-App-vs-Square-Point-of-Sale) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.55 (174)](https://www.capterra.com/p/236980/Tipalti/reviews/) Contact vendor for pricing Price $99/month 4.3 Features 4.4 4.5 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/236980-246167/Tipalti-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (688)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Nomod](https://www.capterra.com/p/176749/Nomod/)[4.80 (336)](https://www.capterra.com/p/176749/Nomod/reviews/) Contact vendor for pricing Price $1one time 4.3 Features 4.6 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/176749-246167/Nomod-vs-Cash-App)