# Compare Sage 50 Accounting vs Melio 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Melio and Sage 50 Accounting based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/174753-184673/Sage-50cloud-vs-Melio

---

# Melio vs Sage 50 Accounting Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

MelioSage 50 Accounting2/4 selected

[Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/)

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.9 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

[## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.3

Functionality

4.1

Ease of Use

4.3

Customer Service

4

Reviews Sentiment

Based on [401 reviews](#user-reviews)

Positive

331

Neutral

9

Negative

61

[## Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.9 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

Starting Price

$124.42/month

Value-for-Money

3.5

Functionality

3.7

Ease of Use

3.8

Customer Service

3.5

Reviews Sentiment

Based on [416 reviews](#user-reviews)

Positive

296

Neutral

66

Negative

54

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 5,444 reviews from accounts payable software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

70%Fit

Not enough reviews

Feature ratings

Accounting

4.0

Financial Management

\--

Bank Reconciliation

4.4

Invoice Processing

4.4

Billing & Invoicing

4.4

81%Fit

High performer

Feature ratings

Accounting

4.5

Financial Management

5.0

Bank Reconciliation

4.1

Invoice Processing

4.4

Billing & Invoicing

4.1

User satisfaction

User satisfaction

4.2

User reviews[401](https://www.capterra.com/p/184673/Melio/reviews/)

Ease of use

4.3

Functionality

4.1

Value for money

4.3

Customer support

4.0

User satisfaction

3.9

User reviews[416](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

Ease of use

3.8

Functionality

3.7

Value for money

3.5

Customer support

3.5

Price starts from

Price starts from

$25Per User, Per Month

-   Free version
-   Free trial

Price starts from

$124.42Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution.

Best for

It caters to small and medium businesses, including bookkeepers, financial managers, business owners, accountants, HR professionals, inventory managers, and construction professionals.

## User reviews

Pros & cons

LC

Lin C.

CEO

> "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

BK

Bridgette K.

owner

> "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405)

NN

Nick N.

Owner

> "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884)

JM

Julie M.

Owner

> "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

LC

Lin C.

CEO

> "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

BM

Brandon M.

Owner

> "My only issue is that card payments aren't sent on weekends."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314)

GI

Gabriel I.

Founder

> "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402)

TT

Toni T.

Owner

> "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348)

CC

Charles C.

Director Marketing

> "It improved the entire invoicing process by having an accurate order of payments sent and received."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703)

JM

Julie M.

Owner

> "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

LC

Lin C.

CEO

> "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

BK

Bridgette K.

owner

> "I wanted to love this software, but was unfortunately unable to truly experience its benefits."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405)

NN

Nick N.

Owner

> "The thing I liked about Melio is that it is free of subscription payments and free to register."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884)

KW

Kimb W.

Owner

> "There is a chance of card payments to result in significant fees if you use the service frequently"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085)

JR

Julian R.

Finance and foreign trade

> "The data is stored on a secure platform that allows payment tracking for more security"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634)

KC

Kyle C.

CEO

> "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

ER

Erika R.

Real estate investor

> "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231)

RW

Robert W.

President

> "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582)

EL

Elizabeth L.

professional accountant

> "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

VR

Verified Reviewer

Office Manager - Bookkeeper

> "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see..."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760)

LC

Lin C.

CEO

> "The learning curve was very low, and it provided good value for money for our needs."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

KC

Kyle C.

CEO

> "Security flaws are huge."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

SS

Saurabh S.

Founder

> "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148)

SK

Shawn K.

Director

> "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258)

PW

Peter W.

Vice President

> "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978)

KC

Kyle C.

CEO

> "You have to just hope you dont have a disgruntled employee or book-keeper?"

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

AC

Ada C.

CEO & Founder

> "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

VR

Verified Reviewer

Office Manager - Bookkeeper

> "Even with the receipts they request they do not care even telling me that I should have read their policy article before using their service."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760)

SC

Sachin C.

Agritech

> "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982)

DB

DrJoy B.

Owner

> "I would like to have recurring billing to my clients for services and it's not supported at this time."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4776011)

JM

Julie M.

Owner

> "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

KC

Kyle C.

CEO

> "I'd stay away from Melio until this fixed."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

AC

Ada C.

CEO & Founder

> "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

RD

Rodrigo D.

Publisher

> "I didn't need to use its customer service yet, but I read it can be a bit hard when you need it."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4778598)

KW

Kimb W.

Owner

> "It's the most suitable for business accounting software integration that will make everything smooth and clear"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085)

Garrett B.

Owner

> "All I want to do is change my email address because the one on file doesn't work anymore."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544)

EL

Elizabeth L.

professional accountant

> "It makes the whole process of paying bills easier and spending hours entering data."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

KB

Kathleen B.

Founder, Virtual Assistant

> "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

CT

Christie T.

Owner, Lead Bookkeeper

> "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125)

JD

Jamie D.

Accountant

> "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

AH

Alton H.

owner

> "I was able to pay several vendors within minutes without headache or hassle."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526)

MM

Melissa M.

President

> "I'm finding that my vendor addresses don't carry over from QBO to Melio, so the first time I pay a vendor in Melio I have to type in the vendor address..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3442313)

CM

Carisa M.

Accounting Manager

> "it has given us the ability to work in remote situations and process payments for clients no matter where we are."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311)

JM

Julie M.

Owner

> "I found it very confusing and not a smooth process at all."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

AC

Ania C.

Assistant Manager

> "It has been a good experience and has relieved a lot the way credit card payments are processed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245)

JS

Jeana S.

Owner

> "That it doesn’t integrate with QuickBooks Desktop and that it’s only B2B. Also wish it had a mobile app that you could snap pictures of bills fast..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3441940)

Ginger B.

Court reporter

> "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945)

CT

Christie T.

Owner, Lead Bookkeeper

> "I couple of times payments have not gone through, and the process of fixing that is slow"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125)

EL

Elizabeth L.

professional accountant

> "Now I only have to upload the bills and Melio does everything for me."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

FH

Flossie H.

CEO

> "Sometimes a payment will fail due to technical issues. But it has been rare."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774938)

Ryan M.

Executive Administration

> "It is nice being able to have rewards being built for credit card payments, less 1099's, and simple payment tracking"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715228)

KB

Kathleen B.

Founder, Virtual Assistant

> "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

LM

Lisa M.

Administrator

> "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641)

KC

Kathleen C.

Owner

> "Lots of companies I deal with do not accept credit cards."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774955)

VR

Verified Reviewer

Ceo

> "I really am happy with my experience paying a vendor who only accepted a wire transfer with my credit card CS using my checking account."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715218)

HH

Heidi H.

owner

> "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808)

BH

Basim H.

Managing Member

> "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567)

KB

Kathleen B.

Founder, Virtual Assistant

> "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

RS

Ryan S.

Manager

> "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056)

KB

Kathleen B.

Founder, Virtual Assistant

> "I've now had three instances of payments being stopped--critical payments I'd add."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

BM

Brandon M.

Owner

> "Great experience overall, great support and pricing."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314)

SP

Sandy P.

accountant

> "It takes a little bit longer than I would like to get the funds in my bank account after a customer has made the payment when they pay from their bank..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3442432)

LR

Liz R.

Owner

> "It’s easy to use and all the functionalities you have to send payments is great!"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505)

KB

Kathleen B.

Founder, Virtual Assistant

> "Worst of all, support does nothing but say it's the "payer's responsibility" to check information."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

FH

Flossie H.

CEO

> "I LOVE that I can pass the processing fees off to my customer, or allow them to utilize ACH."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774938)

LG

Laura G.

Office Manager, Bookkeeper

> "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275)

Andrei P.

Data Scientist

> "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001)

SM

Saviour M.

MANAGER

> "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073)

MM

MiKayla M.

Accounting Specialist

> "Melio has been super helpful in organizing our accounts payable system."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4715737)

MC

Marialuisa C.

Owner

> "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203)

JD

Jamie D.

Accountant

> "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

TW

Tiffany W.

Executive Assistant

> "Delayed response time from melio at times."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775069)

AC

Ada C.

CEO & Founder

> "It also makes it easy to save payment details & information from vendors."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

IL

Ivan L.

Sales

> "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067)

JW

Julieanne W.

Systems expert

> "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548)

KB

Kathleen B.

Founder, Virtual Assistant

> "hours is not good enough for a payment processor."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

CN

Carmen N.

Head of Corporate Affairs

> "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360)

KC

Kari C.

executive director

> "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998)

LH

Lisa H.

President

> "It makes the accounts payable process super streamlined and smooth."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775966)

VR

Verified Reviewer

CFO

> "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely"

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965)

[View Reviews](https://www.capterra.com/p/184673/Melio/reviews/)

EJ

Ethan J.

Auditor

> "The VAT component and data attachment, and reporting facilities are useful and help assist in day to day management."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7093784)

ZD

Zwee D.

IT Technician

> "sometimes it is hard to recover backup database/profile that attach to a user"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6864373)

EH

Emily H.

HR Administrator

> "You can get into a great routine using Sage 50 Accounting - once you learn it, the daily usage is very easy."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7025931)

CB

Carl B.

CEO

> "They are trying to force me to upgrade to their cloud accounting system and I do not want my clients information on anyone's..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6399715)

JJ

Joe J.

Operations director

> "it brought everything together really, from receiving in, stock, and auto submitting invoices ect."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6672992)

VR

Verified Reviewer

Manager, Finance

> "They're posted solution for this are some custom admin transactions to force balance, rather than find the source of their own..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996)

WK

Wilson K.

Electrical engineer

> "Cloud-based accessibility: Sage 50cloud Accounting is a cloud-based solution, which means that businesses can access their..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

GH

Grady H.

Operations Managers

> "Poor overall and caused more stress than it’s worth, better to invest is a more pricey version and it will save you down time."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7015284)

WK

Wilson K.

Electrical engineer

> "Cloud-based accessibility: Sage 50cloud Accounting is a cloud-based solution, which means that businesses can access their..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

FM

Faith M.

Accountant

> "The only lease aspect is not being able to amend a few items especially if you have used bank feeds, you have to un reconcile..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4980343)

Dan H.

Treasurer

> "Our overall experience with using Sage has been positive, We have valued the accounting features in Sage."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7095614)

SM

Steven M.

Accountant

> "This is not great for cloud functionallity, too many drop outs or data issues with the connections"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6592440)

WK

Wilson K.

Electrical engineer

> "Customizable reports: Sage 50cloud Accounting allows users to create custom reports that are tailored to their specific needs."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

LL

Laura L.

Director and Senior Bookkeeper

> "Some of the third party software plugins do not work so well as they do with other softwares."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6285834)

AF

Anna F.

sole trader

> "It has significally improved our financial management process, providing us with the tools needed for accurate reporting and..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6133731)

MS

Mark S.

Technical Manager

> "As an Admin I found the regular updates and data errors which occur from time to time a problem."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6278413)

LO

Lia O.

Vice President

> "It is my preferred bookkeeping software for over 15 years now."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6832876)

CB

Carl B.

CEO

> "They are being dishonest and not honoring their perpetual licensing agreements."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6399715)

LO

Lia O.

Vice President

> "Lots of updates and technical assistance offered."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6832876)

LK

Liam K.

CMO

> "Slow loading problems are very frequent."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6297328)

SB

Samantha B.

owner

> "Although we do not utilize a lot of what the program has to offer what we do use is generally easy to navigate."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6595676)

YH

Yongmei H.

Operations Manager

> "It is relatively expensive, especially for small business if they only use certain features or functions of the software but not..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6071001)

CL

Caroline L.

Office Manager

> "We selected Sage because of how easy it was to navigate through the site, the reports we could get from it, having the Customer..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4809872)

VR

Verified Reviewer

Manager, Finance

> "We can't generate legitimate income statements or balance sheets anymore and are having to switch to a new provider."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996)

BP

Brittany P.

Accounts Receivable

> "Great software for everyday use in accounting & keeping track of payables / receivables."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___5021493)

JH

Jonathan H.

Director

> "I have not been able to work out how to change an Employee over from fortnightly to monthly pay runs and so I am having to run..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4601084)

EC

Erik C.

Accountant, depute CFO

> "Love the reporting features."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6815542)

SM

Steven M.

Accountant

> "Poor overall, its not a soultion for cloud accounting at all"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6592440)

AP

Anna P.

payroll administator

> "very good accounting program at both basic and advanced levels"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6503354)

VR

Verified Reviewer

IT Manager / Web Development Manager

> "It also does not collect some key data that is imperative to doing business in today's age, such as Phone Numbers and Email..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4255274)

EC

Erik C.

Accountant, depute CFO

> "customer friendly, great support, very transparent."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6815542)

BP

Brittany P.

Accounts Receivable

> "Some days it's a bit slow, especially trying to load past reports or sending out statements."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___5021493)

LK

Liam K.

CMO

> "Working with Sage is not hard at all, is was build to be intuitive and easy to sue."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6297328)

RS

RAEGAN S.

ACCOUNTANT

> "It fails to load repeatedly and little help from customer service to resolve the issue."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6139474)

ZD

Zwee D.

IT Technician

> "very easy to maintain and to train user to do it."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6864373)

VR

Verified Reviewer

Manager, Finance

> "Our files get corrupted constantly and they blame it on the cloud computing."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996)

PA

Paul A.

Compliance Manager

> "Integrates directly with our current and future CRMs allowing easy flow of information."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4703759)

VR

Verified Reviewer

Manager, Finance

> "I was in utter disbelief that after not being able to fix our data that they told us to try some third parties."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996)

MP

Maureen P.

Independent Reviewer

> "For small an medium businesses I find this to be an ideal software, that does not overcomplicate accounting processes, and is..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4977842)

EC

Elliot C.

Director

> "It is lacking a little in terms of the add-ons when comparing to other products."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4929829)

WK

Wilson K.

Electrical engineer

> "This makes it a complete accounting solution for small and medium-sized businesses."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

MS

Matt S.

Accounts assistant

> "The UI looks very outdated and has not really changed since release."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___5095718)

WK

Wilson K.

Electrical engineer

> "This makes it a complete accounting solution for small and medium-sized businesses."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

JM

Jeri M.

Owner

> "We were not able to get call back numbers, they continually charged our credit card for service we could not access. Once we..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4485955)

AT

Andrew T.

Commercial Manager

> "The software is user-friendly and easy to navigate, which has made it easy for me to manage and keep track of key accounts,..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4408538)

WK

Wilson K.

Electrical engineer

> "Limited support: Some users have reported difficulty getting support from Sage, especially for technical issues."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

AT

Andrew T.

Commercial Manager

> "Ability to add users as required is massively beneficial, raising orders, invoices and managing accounts/debtors is so simple."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4408538)

WK

Wilson K.

Electrical engineer

> "Accounting can be expensive, especially for smaller businesses."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

WK

Wilson K.

Electrical engineer

> "The software also includes tutorials and guides to help users get started."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

VR

Verified Reviewer

IT Manager / Web Development Manager

> "Unfortunately, Sage 50 doesn't allow a lot of customization to workflows, data collection, etc."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4255274)

IP

Isabelle P.

manager and accounting

> "It was the first system I have learned to do book keeping so it's easy enough for a newbie to learn the basics."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6054143)

WK

Wilson K.

Electrical engineer

> "This can be frustrating for users who need assistance with the software."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724)

SB

Samantha B.

owner

> "The day to day use of this accounting system is quite easy."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6595676)

HT

Hazel T.

Manager of Finance & Admin

> "Customer support is lacking in understanding how their own program works. "

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___4758853)

LH

Luiza H.

Manager

> "It includes a lot of helpful features and great reporting features."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6210764)

MZ

Muhammad Z.

Accountant

> "Security issues all departments shouldn’t get all access"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6048383)

HC

Happy C.

Accountant

> "Easy to use and very great interface for new users."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6289032)

HL

Helen L.

Financial Contoller

> "No option to close monthly periods so postings can be made historically in error."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3877791)

PG

Paul G.

Project Manager

> "Very simple and easy to use software for accounting."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6719800)

JN

James N.

Finance

> "Reporting is sometimes difficult from the system itself due to difficulty in customising reports."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3757515)

CM

Caralyn M.

Office Manager

> "Overall very good I have used for 6 years in a small construction business and is very easy"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6635997)

JM

Jeri M.

Owner

> "Promises to call back were not followed up - they set up 3 accounts that they found confusing, we called every month for help and..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4485955)

VR

Verified Reviewer

Application Engineer

> "it's a very easy to use and easy to work with accounting solution for small business who doesn’t need so much overhead when it..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4910697)

BP

Biff P.

Ownwr

> "My account isn't having any troubles but as the business owner, it troubles me that the program won't let me set it up in my..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___3538985)

PA

Penny A.

Member

> "Functionality, ease of use, annual licence fees are not expensive, customer service/assistance is great."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6159977)

RD

Rosie D.

owner

> "so i have to stop my business for two days so sage can help me get access the online help chats just keeps going in circle's"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4653910)

EC

Elliot C.

Director

> "Sage is very user friendly and offers all of the options required to operate a small business."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4929829)

JH

Josh H.

Senior Support Engineer

> "The user interface is very sloppy, performs poorly at times and is often unnecessarily over complicated."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4365388)

DH

Dan H.

IT manager

> "We now moved to a hosted solution but still used Sage50 as it's the only tool that can get the job done for us with our unique..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4470626)

MD

Morgan D.

Ceo

> "Doesn’t honor refunds, doesn’t work on Mac as advertised"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___4553594)

HA

Holly A.

Director

> "It is such a great tool for everyone at every level in the accounts department."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6023160)

SS

Samantha S.

Director

> "We moved to cloud software to support more remote working and it has been an absolute nightmare."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3476058)

SJ

Shaun J.

Compensation and Benefits Specialist

> "Reliable and ever present as Sage products are, you may pay more for the name but you know that with Sage products you will get..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4629670)

KJ

Kevin J.

Project Manager IT

> "As a Project Manager, I have found it difficult to get to the right person when needing help for an integration with other..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3650324)

Jonathan C.

Head of Business Development

> "Integrates easily into other applications"

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6161707)

IM

Ishrat M.

Accountant

> "Department features could be improved, I feel the reports are limited. "

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4253255)

SS

Samantha S.

Director

> "The ability to run multiple accounts and currencies is ideal for companies that trade internationally."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3476058)

Barry S.

Accountant

> "Recent prices changes have been a challenge and too much for some cleints."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3700014)

HA

Holly A.

Director

> "I love how in-depth the data/ reporting is, whilst still being so user friendly."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6023160)

EB

Eric B.

Office Manager

> "Free tech support is included with the subscription. But if you can't talk with a real person, what's the point? When you..."

[See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___3251497)

[View Reviews](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

## User interface

4.21 (401)

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)

3.87 (416)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

1099 Preparation

207

Important

Accounting

150

Important

ACH Payment Processing

120

Important

Melio

Top features

28/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/184673/Melio/#features)

Sage 50 Accounting

25/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/174753/Sage-50cloud/#features)

### Recognition

No recognitions have been awarded to Melio

No recognitions have been awarded to Sage 50 Accounting

### Deployment & support

Melio

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Sage 50 Accounting

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Melio

-   By Melio
-   Located in United States
-   Founded in 2018

Sage 50 Accounting

-   By Sage
-   Located in United Kingdom
-   Founded in 1981

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[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

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Features

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4.3

Ease of Use

4.8

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Contact vendor for pricing

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Features

4.2

3.8

Ease of Use

4.0

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Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174753-212058/Sage-50cloud-vs-QuickBooks-Desktop-Pro)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.21 (401)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$25/month

Price

Contact vendor for pricing

4.1

Features

4.2

4.3

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio)

[Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/)

vs

[Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

$124.42/month

Price

Contact vendor for pricing

3.7

Features

4.2

3.8

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/76-174753/Intacct-vs-Sage-50cloud)