# Compare Sage 50 Accounting vs Plooto 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Sage 50 Accounting and Plooto based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/174753-225025/Sage-50cloud-vs-Plooto --- # Sage 50 Accounting vs Plooto Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Sage 50 AccountingPlooto2/4 selected [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.9 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) [## Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.9 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting Price $124.42/month Value-for-Money 3.5 Functionality 3.7 Ease of Use 3.8 Customer Service 3.5 Reviews Sentiment Based on [416 reviews](#user-reviews) Positive 296 Neutral 66 Negative 54 [## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting Price CA$32.00/month Value-for-Money 4.2 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [241 reviews](#user-reviews) Positive 210 Neutral 19 Negative 12 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 81%Fit High performer Feature ratings Accounting 4.5 Financial Management 5.0 Bank Reconciliation 4.1 Invoice Processing 4.4 Billing & Invoicing 4.1 69%Fit Missing features Feature ratings Accounting 4.8 Financial Management NA Bank Reconciliation 3.8 Invoice Processing 3.9 Billing & Invoicing 4.2 User satisfaction User satisfaction 3.9 User reviews[416](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Ease of use 3.8 Functionality 3.7 Value for money 3.5 Customer support 3.5 User satisfaction 4.3 User reviews[241](https://www.capterra.com/p/225025/Plooto/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.2 Customer support 4.0 Price starts from Price starts from $124.42Flat Rate, Per Month - Free version - Free trial Price starts from CA$32Flat Rate, Per Month - Free version - Free trial Best for Best for It caters to small and medium businesses, including bookkeepers, financial managers, business owners, accountants, HR professionals, inventory managers, and construction professionals. Best for Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. ## User reviews Pros & cons EJ Ethan J. Auditor > "The VAT component and data attachment, and reporting facilities are useful and help assist in day to day management." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7093784) ZD Zwee D. IT Technician > "sometimes it is hard to recover backup database/profile that attach to a user" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6864373) EH Emily H. HR Administrator > "You can get into a great routine using Sage 50 Accounting - once you learn it, the daily usage is very easy." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7025931) CB Carl B. CEO > "They are trying to force me to upgrade to their cloud accounting system and I do not want my clients information on anyone's..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6399715) JJ Joe J. Operations director > "it brought everything together really, from receiving in, stock, and auto submitting invoices ect." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6672992) VR Verified Reviewer Manager, Finance > "They're posted solution for this are some custom admin transactions to force balance, rather than find the source of their own..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996) WK Wilson K. Electrical engineer > "Cloud-based accessibility: Sage 50cloud Accounting is a cloud-based solution, which means that businesses can access their..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) GH Grady H. Operations Managers > "Poor overall and caused more stress than it’s worth, better to invest is a more pricey version and it will save you down time." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7015284) WK Wilson K. Electrical engineer > "Cloud-based accessibility: Sage 50cloud Accounting is a cloud-based solution, which means that businesses can access their..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) FM Faith M. Accountant > "The only lease aspect is not being able to amend a few items especially if you have used bank feeds, you have to un reconcile..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4980343) Dan H. Treasurer > "Our overall experience with using Sage has been positive, We have valued the accounting features in Sage." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___7095614) SM Steven M. Accountant > "This is not great for cloud functionallity, too many drop outs or data issues with the connections" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6592440) WK Wilson K. Electrical engineer > "Customizable reports: Sage 50cloud Accounting allows users to create custom reports that are tailored to their specific needs." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) LL Laura L. Director and Senior Bookkeeper > "Some of the third party software plugins do not work so well as they do with other softwares." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6285834) AF Anna F. sole trader > "It has significally improved our financial management process, providing us with the tools needed for accurate reporting and..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6133731) MS Mark S. Technical Manager > "As an Admin I found the regular updates and data errors which occur from time to time a problem." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6278413) LO Lia O. Vice President > "It is my preferred bookkeeping software for over 15 years now." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6832876) CB Carl B. CEO > "They are being dishonest and not honoring their perpetual licensing agreements." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6399715) LO Lia O. Vice President > "Lots of updates and technical assistance offered." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6832876) LK Liam K. CMO > "Slow loading problems are very frequent." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6297328) SB Samantha B. owner > "Although we do not utilize a lot of what the program has to offer what we do use is generally easy to navigate." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6595676) YH Yongmei H. Operations Manager > "It is relatively expensive, especially for small business if they only use certain features or functions of the software but not..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6071001) CL Caroline L. Office Manager > "We selected Sage because of how easy it was to navigate through the site, the reports we could get from it, having the Customer..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4809872) VR Verified Reviewer Manager, Finance > "We can't generate legitimate income statements or balance sheets anymore and are having to switch to a new provider." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996) BP Brittany P. Accounts Receivable > "Great software for everyday use in accounting & keeping track of payables / receivables." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___5021493) JH Jonathan H. Director > "I have not been able to work out how to change an Employee over from fortnightly to monthly pay runs and so I am having to run..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4601084) EC Erik C. Accountant, depute CFO > "Love the reporting features." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6815542) SM Steven M. Accountant > "Poor overall, its not a soultion for cloud accounting at all" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6592440) AP Anna P. payroll administator > "very good accounting program at both basic and advanced levels" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6503354) VR Verified Reviewer IT Manager / Web Development Manager > "It also does not collect some key data that is imperative to doing business in today's age, such as Phone Numbers and Email..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4255274) EC Erik C. Accountant, depute CFO > "customer friendly, great support, very transparent." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6815542) BP Brittany P. Accounts Receivable > "Some days it's a bit slow, especially trying to load past reports or sending out statements." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___5021493) LK Liam K. CMO > "Working with Sage is not hard at all, is was build to be intuitive and easy to sue." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6297328) RS RAEGAN S. ACCOUNTANT > "It fails to load repeatedly and little help from customer service to resolve the issue." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6139474) ZD Zwee D. IT Technician > "very easy to maintain and to train user to do it." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6864373) VR Verified Reviewer Manager, Finance > "Our files get corrupted constantly and they blame it on the cloud computing." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996) PA Paul A. Compliance Manager > "Integrates directly with our current and future CRMs allowing easy flow of information." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4703759) VR Verified Reviewer Manager, Finance > "I was in utter disbelief that after not being able to fix our data that they told us to try some third parties." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4974996) MP Maureen P. Independent Reviewer > "For small an medium businesses I find this to be an ideal software, that does not overcomplicate accounting processes, and is..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4977842) EC Elliot C. Director > "It is lacking a little in terms of the add-ons when comparing to other products." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4929829) WK Wilson K. Electrical engineer > "This makes it a complete accounting solution for small and medium-sized businesses." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) MS Matt S. Accounts assistant > "The UI looks very outdated and has not really changed since release." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___5095718) WK Wilson K. Electrical engineer > "This makes it a complete accounting solution for small and medium-sized businesses." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) JM Jeri M. Owner > "We were not able to get call back numbers, they continually charged our credit card for service we could not access. Once we..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4485955) AT Andrew T. Commercial Manager > "The software is user-friendly and easy to navigate, which has made it easy for me to manage and keep track of key accounts,..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4408538) WK Wilson K. Electrical engineer > "Limited support: Some users have reported difficulty getting support from Sage, especially for technical issues." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) AT Andrew T. Commercial Manager > "Ability to add users as required is massively beneficial, raising orders, invoices and managing accounts/debtors is so simple." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4408538) WK Wilson K. Electrical engineer > "Accounting can be expensive, especially for smaller businesses." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) WK Wilson K. Electrical engineer > "The software also includes tutorials and guides to help users get started." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) VR Verified Reviewer IT Manager / Web Development Manager > "Unfortunately, Sage 50 doesn't allow a lot of customization to workflows, data collection, etc." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4255274) IP Isabelle P. manager and accounting > "It was the first system I have learned to do book keeping so it's easy enough for a newbie to learn the basics." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6054143) WK Wilson K. Electrical engineer > "This can be frustrating for users who need assistance with the software." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4727724) SB Samantha B. owner > "The day to day use of this accounting system is quite easy." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___6595676) HT Hazel T. Manager of Finance & Admin > "Customer support is lacking in understanding how their own program works. " [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___4758853) LH Luiza H. Manager > "It includes a lot of helpful features and great reporting features." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6210764) MZ Muhammad Z. Accountant > "Security issues all departments shouldn’t get all access" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6048383) HC Happy C. Accountant > "Easy to use and very great interface for new users." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6289032) HL Helen L. Financial Contoller > "No option to close monthly periods so postings can be made historically in error." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3877791) PG Paul G. Project Manager > "Very simple and easy to use software for accounting." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6719800) JN James N. Finance > "Reporting is sometimes difficult from the system itself due to difficulty in customising reports." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3757515) CM Caralyn M. Office Manager > "Overall very good I have used for 6 years in a small construction business and is very easy" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6635997) JM Jeri M. Owner > "Promises to call back were not followed up - they set up 3 accounts that they found confusing, we called every month for help and..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4485955) VR Verified Reviewer Application Engineer > "it's a very easy to use and easy to work with accounting solution for small business who doesn’t need so much overhead when it..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4910697) BP Biff P. Ownwr > "My account isn't having any troubles but as the business owner, it troubles me that the program won't let me set it up in my..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___3538985) PA Penny A. Member > "Functionality, ease of use, annual licence fees are not expensive, customer service/assistance is great." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6159977) RD Rosie D. owner > "so i have to stop my business for two days so sage can help me get access the online help chats just keeps going in circle's" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4653910) EC Elliot C. Director > "Sage is very user friendly and offers all of the options required to operate a small business." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4929829) JH Josh H. Senior Support Engineer > "The user interface is very sloppy, performs poorly at times and is often unnecessarily over complicated." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4365388) DH Dan H. IT manager > "We now moved to a hosted solution but still used Sage50 as it's the only tool that can get the job done for us with our unique..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4470626) MD Morgan D. Ceo > "Doesn’t honor refunds, doesn’t work on Mac as advertised" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___4553594) HA Holly A. Director > "It is such a great tool for everyone at every level in the accounts department." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6023160) SS Samantha S. Director > "We moved to cloud software to support more remote working and it has been an absolute nightmare." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3476058) SJ Shaun J. Compensation and Benefits Specialist > "Reliable and ever present as Sage products are, you may pay more for the name but you know that with Sage products you will get..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4629670) KJ Kevin J. Project Manager IT > "As a Project Manager, I have found it difficult to get to the right person when needing help for an integration with other..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3650324) Jonathan C. Head of Business Development > "Integrates easily into other applications" [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6161707) IM Ishrat M. Accountant > "Department features could be improved, I feel the reports are limited. " [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___4253255) SS Samantha S. Director > "The ability to run multiple accounts and currencies is ideal for companies that trade internationally." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3476058) Barry S. Accountant > "Recent prices changes have been a challenge and too much for some cleints." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___3700014) HA Holly A. Director > "I love how in-depth the data/ reporting is, whilst still being so user friendly." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#Capterra___6023160) EB Eric B. Office Manager > "Free tech support is included with the subscription. But if you can't talk with a real person, what's the point? When you..." [See full review](https://www.capterra.com/p/174753/Sage-50cloud/#SoftwareAdvice___3251497) [View Reviews](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) RP Ryan P. Lead Designer > "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) RP Ryan P. Lead Designer > "One of the biggest limitations is that Plooto doesn’t replace accounting software." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) AN Amir N. Controller > "Intimation to the vendors, through email about the payment details is a great feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) SB Steve B. COO > "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672) SM Sam M. pres > "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362) BK Bridgette K. owner > "The only con is that my account was deactivated without notice." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) AN Amir N. Controller > "Plooto integration with the QuickBooks online is easy to use & navigate." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) BK Bridgette K. owner > "I attempted to reach out to customer support, but did not receive a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) BZ Beckett Z. Senior Accountant > "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) AC Alan C. Executive Director > "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) BZ Beckett Z. Senior Accountant > "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) CH Colette H. Piano Teacher Owner Director > "Cannot do credit card refunds without going through customer service." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) CH Colette H. Piano Teacher Owner Director > "Great filters to search through past payment history." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) VR Vickey R. Owner > "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) HL Hunter L. Owner > "Easy to export and schedule payment from quickbooks." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742) JJ Jaykumar J. System Engineer > "Not a mobile app and integration facility" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550) SF Sarah F. Office Manager > "So far we are content with the payables portion." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881) VR Vickey R. Owner > "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) DS Desmond S. Administration > "Reasonably easy to set up, and payments are reliable." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742) AC Alan C. Executive Director > "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) VR Vickey R. Owner > "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) JG Joanna G. Hotel posta > "Can be difficult to use for advanced tasks" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) CW Chad W. CAO > "Plooto has provided a good venue for transactions to be completed in a timely and effective way. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697) NL Noah L. Senior Financial Analyst > "Some vendors can be skeptical to enter banking details into a third party payment processor." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) AC Alan C. Executive Director > "The interfaces are clean and the functionality with the software is very solid." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) RP Rebecca P. Client Service Representative > "One of the only things I find a drawback is how long it takes for funds to transfer. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) PS Pauline S. Accounting supervisor > "great, their customer support is reliable as well and i find the software very reliable in payment processing" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633) VR Verified Reviewer General Manager > "there is no payroll integration which slows down the payment and reconciliation process considerably." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) DM Daianne M. Business Operations and Support Manager > "I want to express my appreciation for the user-friendly interface of the platform." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983) RW Ron W. Owner > "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) MW Melissa W. Chief Financial Officer > "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032) SR Steven R. Owner > "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383) NL Noah L. Senior Financial Analyst > "Customer service is right at your finger tips and gives almost immediate help through their chat feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) Steven D. Head of Product + Operations > "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154) KH Kelly H. Administrator > "The platform is very simple and saves time!" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631) AC Alice C. Founder and Clinical Director > "I don't like that I can't pay my monthly subscription with a credit card." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) GA Gillian A. Musician, Graphic Design > "Ease of use and payments are received quickly." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533) RW Ron W. Owner > "Plooto does not import credit amounts resulting in overpayments." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) JG Joanna G. Hotel posta > "I like the fact that it is easy to set up" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) BB Bernard B. President & CEO > "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335) Maddie T. System Administrator > "Approval control, user-friendliness, and affordability are all things we like." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700) VR Verified Reviewer Manager > "E-transfers do not require giving up your password, and I refuse to compromise my security." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621) AE Ali E. IT & Operations > "The integration with Xero and reoccurring PAD setups are great time saving features." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) KW Krista W. Partner > "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422) Isaac S. Implementation Specialist > "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398) RW Ron W. Owner > "The payment interface with QBO was not well thought out." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) ZK Zak K. Executive Director > "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824) AE Ali E. IT & Operations > "Unfortunately, there isn't a way to remove these for security reasons." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) MA Michele A. Office Administrator > "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) EB Edgar B. Founder > "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043) NL Noah L. Senior Financial Analyst > "It is very easy to use and syncs perfectly with QuickBooks Online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) CE Chris E. Lead Client Advisor > "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044) AC Alice C. Founder and Clinical Director > "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) MB Mattias B. President > "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847) JS Janet S. Managing Director > "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293) JA Jay A. Controller > "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859) DS Dorinda S. Executive Director > "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080) GP Genna P. Director of Finance > "I can’t say I have enough experience with all its features to list any cons at this point." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903) Bailey F. CEO > "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) AM Audrey M. Owner > "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) AM Audrey M. Owner > "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) KM Kartik M. Accounting Manager > "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461) DM Diana M. Bookkeeper > "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527) AD Andy D. President > "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983) RV Rini V. Junior Accountant > "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194) NP Norris P. Vice President > "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965) RP Rebecca P. Client Service Representative > "This is very easy software to use! " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) GS Geeshan S. President > "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328) SB SARA B. Owner > "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400) HY Heather Y. Principal > "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350) MA Michele A. Office Administrator > "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) JR Josh R. President > "The fees often hit wrong chart of accounts and requires manual adjustments on occasions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847) CC Carmen C. Accountant > "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414) GS Geoffrey S. President > "Worst feature change was from transaction cost to minimum monthly fee." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035) Bailey F. CEO > "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) DG Daniel G. Owner > "but when they added a monthly fee on top of the pay-per-use model I stopped using it." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509) VR Verified Reviewer General Manager > "Integrates well with QB online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) RS Reg S. Owner > "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866) RD Riley D. CFO > "It integrates perfectly with our Xero accounting system and makes payments seamless." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923) Bailey F. CEO > "Payment times can be anywhere from 3 - 7 days which is a little slow." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) [View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/) ## User interface [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/) 3.87 (416) [Plooto](https://www.capterra.com/p/225025/Plooto/) 4.34 (241) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Sage 50 Accounting 25/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/174753/Sage-50cloud/#features) Plooto Top features 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Process/Workflow Automation - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Management [See all features](https://www.capterra.com/p/225025/Plooto/#features) ### Recognition No recognitions have been awarded to Sage 50 Accounting No recognitions have been awarded to Plooto ### Deployment & support Sage 50 Accounting Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Plooto Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Sage 50 Accounting - By Sage - Located in United Kingdom - Founded in 1981 Plooto - By Plooto - Located in Canada - Founded in 2014 ## Popular Comparisons [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $124.42/month Price $38/month 3.7 Features 4.3 3.8 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/174753-190778/Sage-50cloud-vs-QuickBooks-Online) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,385)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) CA$32/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-225025/QuickBooks-Online-vs-Plooto) [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $124.42/month Price $2210/year 3.7 Features 4.4 3.8 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174753-174984/Sage-50cloud-vs-QuickBooks-Enterprise) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.7 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-225025/Stampli-vs-Plooto) [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) $124.42/month Price $25/month 3.7 Features 4.3 3.8 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-174753/Xero-vs-Sage-50cloud) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) CA$32/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-225025/Xero-vs-Plooto) [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) $124.42/month Price Contact vendor for pricing 3.7 Features 4.2 3.8 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-174753/NetSuite-vs-Sage-50cloud) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,610)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) CA$32/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-225025/QuickBooks-Enterprise-vs-Plooto) [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $124.42/month Price $1922/year 3.7 Features 4.3 3.8 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174753-212058/Sage-50cloud-vs-QuickBooks-Desktop-Pro) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,547)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) CA$32/month Price $1922/year 4.2 Features 4.3 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-225025/QuickBooks-Desktop-Pro-vs-Plooto) [Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[3.87 (416)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.26 (606)](https://www.capterra.com/p/76/Intacct/reviews/) $124.42/month Price Contact vendor for pricing 3.7 Features 4.2 3.8 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-174753/Intacct-vs-Sage-50cloud) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (241)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.22 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto)