# Compare Wave vs Stripe Billing 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Stripe Billing and Wave based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/178021-178774/Wave-Apps-vs-Stripe-Billing --- # Stripe Billing vs Wave Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Stripe BillingWave2/4 selected [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.6 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [## Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.6 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) Starting Price Contact vendor Value-for-Money 4.4 Functionality 4.6 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment Based on [205 reviews](#user-reviews) Positive 194 Neutral 9 Negative 2 [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [1,720 reviews](#user-reviews) Positive 1,503 Neutral 107 Negative 110 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 15,178 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 82%Fit High performer Feature ratings Invoice Creation 4.6 Invoice Processing 4.6 Payment Processing 4.8 Credit Card Processing 4.7 Quotes/Estimates 4.4 64%Fit Missing features Feature ratings Invoice Creation 4.7 Invoice Processing 4.6 Payment Processing NA Credit Card Processing 4.5 Quotes/Estimates NA User satisfaction User satisfaction 4.6 User reviews[205](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) Ease of use 4.6 Functionality 4.6 Value for money 4.4 Customer support 4.5 User satisfaction 4.4 User reviews[1,720](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.4 Functionality 4.2 Value for money 4.6 Customer support 4.0 Price starts from Price starts from \-- - Free version - Free trial Price starts from $19Flat Rate, Per Month - Free version - Free trial Best for Best for Designed for small businesses, startups, and large enterprise with recurring revenue. Stripe optimizes and automates subscription management, invoicing, payments, revenue recovery, and more. Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. ## User reviews Pros & cons HL Hikmet L. Medical Assistance Specialist > "Our automated billing capabilities will enable us to charge international insurance partners and client payments of long-term..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7100285) AS Adewale S. HIO > "However, it takes a while to get help when need especially for issues that has to do with finances, could be quite worrisome." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7081196) Brittany H. Owner > "It’s reliable, secure, and has significantly streamlined how we manage recurring payments and customer billing. While there is a..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7083447) DG Damian G. CTO > "Personally have an issue sometimes when setting up products etc. inside app wasn't that intuitive in first place after some time..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7125709) Austin F. President > "It’s dependable, secure, and scalable, which is critical when managing multiple clients and monthly retainers. Once you understand..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7094103) MB Morgan B. Owner > "It works enough for me to keep using it but the fees and delay on payment are pretty big negatives so I'd be willing to change to..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6827637) ML Margaret L. Owner > "I sell my art to many types of people, so this is important as well as offering a secure and customer friendly purchase solution." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7072899) DG Destiny G. Lead Designer > "It doesn't allow for a lot of flexibility when it comes to things like scheduling invoices to go out later (at least not through..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6455170) Melissa Z. Owner > "I liked the options of having monthly booking, tap and pay with my phone and can view charges on tge app" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7102412) LS Lindsey S. Director of Marketing Operations > "There's no way for us to set up recurring billing for large clients until after they manually pay their first invoice." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6801062) Tracie B. Executive Director > "Stripe is very easy to integrate across multiple platforms (Squarespace, donation pages, etc.) and allows you to see accounts..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7087614) CB Candace B. Director of Admin and HR > "i can't always export the specific information I am looking for which causes extra time on my part to sort through certain fields." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6719183) SP Sam P. Founder > "I'd love to see more features added for access control and multiple users, as well as automated commission calculations for my..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7039004) GM Genevieve M. Owner > "The fees for each card payment aren't always clear; there's a fee for using stripe and then a tax fee on top of that." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6560631) CK Caroline K. Owner > "It’s not perfect for every single use case, but for most, it’s reliable, powerful, and saves a lot of time and hassle." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7075682) SK Shawnalee K. Office Manager > "I have to type it in-and if I miss a number or input too many, I can cause a huge error." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6754039) Alicia E. Full stack developer > "Their navigation panel is visually appealing and modern which gives trust. And the best part is that is free to install." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7142589) KG Kim G. Performance Marketing Manager > "t can get pricey, especially with high transaction volumes, and small businesses might feel a bit overwhelmed by the technical..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6487419) BG Blair G. CEO > "I have confidence that stripe will handle all my billing needs while providing a secure platform my customers can use." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7040624) DP Digna P. Counsellor > "Sometimes not as clear on the Stripe app when and how much a customer has paid or how to request a refund." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6428626) AS Adewale S. HIO > "Stripe billing is easy to use and quite secured with continuous information update with me as a user." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7081196) VR Verified Reviewer Executive Director > "I haven't figured out how to integrate it or optimize it with my donor CRM on my website." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6592488) Austin F. President > "Stripe Billing has been extremely reliable and scalable for my agency." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7094103) SG Sonya G. Accountant > "No notifications exist for the automatically cancelled subscriptions, which is hard to follow when there are many customers to..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4999358) Victor D. Support-Analyst > "Great experience overall, even though it's sometimes a pain to revisit flows or make adjustments to some settings; the platform..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7013565) RD Ruti D. CEO > "The fees can get pretty high, especially for larger payments." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6574672) DD Dennis D. Business Owner > "It works well and it's not too hard to integrate the system with my online store (WordPress - WooCommerce) and other services." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6763787) CB Candida B. founder, coach > "It took me a while to work out how to set up product and discount code." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6675578) Alicia E. Full stack developer > "I integrated stripe with Wocommerce and the process was super easy." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7142589) BN Bolortuya N. Business Operations Manager > "Subscriptions are much harder to manage than they make it seem to be, also if an invoice needs to be amended the due date cannot..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6039380) VR Verified Reviewer Senior Sales Development Representative > "Stripe is a powerful payment processing platform for online businesses." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7003142) Nicole D. Owner > "I also feel like the CC fees are too high in general, however I don't think the fees Stripe charges are any different than anyone..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6229951) VR Verified Reviewer Tech support > "Its highly secure and compliant but you'll need to weight thr pros and cons if you are a smaller company." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7002779) CM Carolyne M. Company Director > "It felt over complicated." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6421495) AS Adewale S. HIO > "Overall Stripe Billing has given me an excellent e perience as a user." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7081196) Nicole D. Owner > "I don't like that Strip holds payments before processing and paying out." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6229951) Victor D. Support-Analyst > "It's easy to find customers, invoices and set up recurring billing and schedules." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7013565) RS Rod S. Recruiter > "Often difficult to set up and manage/understand when payments are received" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6049505) VR Verified Reviewer Data Analyst > "It is super easy to set up and use, automates recurring payments effortlessly, and makes invoicing clear and simple." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7023513) VR Verified Reviewer Heartbreak Whisperer > "Overall, it doesn't make me confident at all to use Stripe Billing as a stand-alone tool for all my invoicing, billing and..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3770262) MC Madison C. Payment Processing Specialist > "It's a powerful tool for any business that relies on recurring revenue or subscription-based models." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6591107) Arjun K. Co-founder > "poor at handling partial payments" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6075083) OH Olivia H. Owner > "Stripe has made it easier for me to get payments for the different products I sell online." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6795329) Gin Fung Y. Director > "It is more expensive than other platforms for the basic user like myself" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4834631) AD Ashley D. Attorney > "I love that it tells me how much I’ve made year to date versus the same time last year. And I love that you can have the funds..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6743141) Hardik M. Team Leader > "Manytimes payout is taking time to process payment. And also sometimes payment failed issue. But it is not consistence issue." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4345206) Melissa Z. Owner > "Viewing sales is organized and easy to read." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___7102412) BH Barb H. Professional Development Chairperson > "Unhelpful feedback from Stripe employees." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6016131) CH Chantea H. Owner > "It’s pay as you go so you can afford to use it while you build and start to maintain your customer base growth." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6433611) BL Beth L. Director > "It's hard to find specific transactions and payments in their User Interface." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3795276) JC Jacqueline C. Brand Designer > "I've been using this payment gateway for the last 10 years but since the pandemic it has become my preferred payment gateway for..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6592046) SnJN Starène Juldanie N. commerciale > "I didn't like the customer service of the software, because the live chat of the service is not good." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4450408) RR Rosanne R. Owner > "I appreciate access to my account, and can almost always find what I need on my own." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6838715) BL Beth L. Director > "Filtering and searching are abysmal." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3795276) MF Megan F. owner > "Made receiving money and transferring to bank account simple and fairly quick, easy to get set up and establish you account" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6868369) NP Nith P. Ceo > "Maybe a bit overpriced, thats all to be honest" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___4738256) DD Dennis D. Business Owner > "I like that I can set up recurring subscription billing for my customers really easily" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6763787) KP Karen P. Owner > "I have to have too much info to run a credit card such as billing address." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2861475) Nicole D. Owner > "I like being able to take payments remotely, create subscriptions, create custom payment links and product tables as well." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6229951) AJ Ashley J. Personal Trainer > "The online portal is so confusing." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___3976816) MC Madison C. Payment Processing Specialist > "Stripe Billing makes managing recurring subscriptions and invoices incredibly easy." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6591107) AS Adonay S. CTO > "At first it's difficult to get familiar with all the concepts they use for their different parts of the process, I wasn't able to..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2398650) JC Jacqueline C. Brand Designer > "It isn't perfect but it does what it says and transfers into my bank account much quicker than the expected time frame." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6592046) KP Karen P. Owner > "I have asked customer service about this and they say someone will call to discuss but that has never happened" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2861475) RS Ryan S. Director > "It's been a very welcoming experience with good customer support and fast turnaround times withdrawing to bank accounts and..." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6502023) Jake S. CEO > "I don't like that you cant pro-rate a month of service, this makes it difficult to keep billing dates consistent" [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2216162) RS Ryan S. Director > "Overall Stripe provides a good platform for our business to take payments online." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___6502023) MH Matt H. Director > "The only bit about this software that is frustrating is that it takes a while for the money to arrive in your bank." [See full review](https://www.capterra.com/p/178774/Stripe-Billing/#Capterra___2240969) [View Reviews](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a blanket..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and invoicing..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are charging for services..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more efficiently..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and AR." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the accounts..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my bank..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) BT Brianna T. Lead Editor > "Wave filed my quarterly state taxes incorrectly, leaving me with penalties and interest that they refuse to reimburse me for." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial reports..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way that you..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all bills are..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me in..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit cards..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with what I send over in..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And then..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) SD Soma D. Lead Educator > "Love that I can clone invoices saving time for repeat services to same clients ( art coaching in my case)" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6335399) MM Monica M. owner > "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people will..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) VR Verified Reviewer Engineer > "It is a simple, reliable way to track my income." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider because I..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) TW Theresa W. CEO > "You can't convert a percentage of an estimate to an invoice (industry norm)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466) KS Kathryn S. Coach and Consultant > "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) JB Jennifer B. Mobile Notary > "Lack of integrations, lack of customization options. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492) NB Nick B. President > "Great value which helped manage based transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) AJ Angel J. HMIS Operations Manager > "Wave Accounting does not have advanced features that allow us to directly connect to other systems to import the data through an API instead of manual..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880) AM Angela M. Owner > "I will eventually move up to one of the paid subscriptions as this program has enabled me to be more professional with invoicing." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6368547) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to leave and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) HW Hasini W. Software Engineer > "The real-time financial snapshots and automated processes save our time a lot." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796) BT Brianna T. Lead Editor > "Highly unethical company that does not care about their customers at all." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) MA Melanie A. Consultant > "It’s a tedious process when working on a client with multiple projects and I wish that it was possible to revert an invoice to a quote or copy as an..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4858454) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) KN Kyle N. Dentist Owner > "Many issues arose but none was addressed." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6841735) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) MG Morgan G. Office Manager > "Easily start using this product with minimum accounting knowledge or experience - free version gives you the ability to track all you expenses and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4897686) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) VR Verified Reviewer Engineer > "The accounting features are totally free and very easy to use." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other small business..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) AG Alessandro G. Owner, Operator > "Employees have not gotten paid in 6 weeks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) AJ Angel J. HMIS Operations Manager > "Using Wave Accounting the most important features we have used are the automated transaction categorization, bank reconciliation, multi-currency..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880) PS Perry S. Property Manager > "I have encountered two notable bugs within their software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JC Jamie C. CEO > "Wave provides a cost-effective and efficient platform that simplifies accounting." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390) NK Naveed K. Managing Principal > "Accounting was a problem." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) ## User interface 4.65 (205) [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.38 (1,720) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Stripe Billing Top features 26/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/178774/Stripe-Billing/#features) Wave 16/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Process/Workflow Automation - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) ### Recognition Stripe Billing is recognized as a top-rated tool in 1 Capterra Shortlist reports Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports ### Deployment & support Stripe Billing Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Stripe Billing - By Stripe - Located in United States - Founded in 2009 Wave - By Wave - Located in Canada - Founded in 2009 ## Popular Comparisons [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178774-207944/Stripe-Billing-vs-PayPal) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $19/month Price $38/month 4.2 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.6 Features 4.3 4.6 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178774-190778/Stripe-Billing-vs-QuickBooks-Online) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,396)](https://www.capterra.com/p/207944/PayPal/reviews/) $19/month Price $0.29 4.2 Features 4.6 4.4 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) Contact vendor for pricing Price €0.01/month 4.6 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178774-268623/Stripe-Billing-vs-Abby) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $19/month Price €0.01/month 4.2 Features 4.6 4.4 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) Contact vendor for pricing Price $25/month 4.6 Features 4.3 4.6 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178774/Xero-vs-Stripe-Billing) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $19/month Price $2210/year 4.2 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,637)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) Contact vendor for pricing Price $2210/year 4.6 Features 4.4 4.6 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178774/QuickBooks-Enterprise-vs-Stripe-Billing) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/) $19/month Price $25/month 4.2 Features 4.3 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps) [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/)[4.65 (205)](https://www.capterra.com/p/178774/Stripe-Billing/reviews/) vs [Zoho Invoice](https://www.capterra.com/p/163114/Zoho-Invoice/)[4.73 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Contact vendor for pricing Price $0 4.6 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/163114-178774/Zoho-Invoice-vs-Stripe-Billing) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,038)](https://www.capterra.com/p/135757/NetSuite/reviews/) $19/month Price Contact vendor for pricing 4.2 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps)