# Compare Wave vs Razorpay 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Wave and Razorpay based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/178021-179263/Wave-Apps-vs-Razorpay

---

# Wave vs Razorpay Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

WaveRazorpay2/4 selected

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.6 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

[## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Starting Price

$19.00/month

Value-for-Money

4.6

Functionality

4.2

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [1,720 reviews](#user-reviews)

Positive

1,503

Neutral

107

Negative

110

[## Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.6 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.3

Functionality

3.8

Ease of Use

3.8

Customer Service

3.1

Reviews Sentiment

Based on [112 reviews](#user-reviews)

Positive

74

Neutral

5

Negative

33

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 23,138 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

4.3

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

4.4

56%Fit

Missing features

Feature ratings

Data Security

3.0

Online Payments

3.6

Payment Fraud Prevention

NA

Debit/Credit Card Processing

3.7

Expense Tracking

NA

User satisfaction

User satisfaction

4.4

User reviews[1,720](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

Ease of use

4.4

Functionality

4.2

Value for money

4.6

Customer support

4.0

User satisfaction

3.6

User reviews[112](https://www.capterra.com/p/179263/Razorpay/reviews/)

Ease of use

3.8

Functionality

3.8

Value for money

3.3

Customer support

3.1

Price starts from

Price starts from

$19Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes.

Best for

Cloud-based platform which lets mid to large-size businesses manage their finances through payment gateway, subscription options, vendor payouts, invoicing and process automation options.

## User reviews

Pros & cons

Ron W.

Property Management, Development and Investment

> "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

KW

Kristyne W.

Travel Advisor

> "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a blanket..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967)

Amber M.

Owner

> "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

VR

Verified Reviewer

Engineer

> "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

KC

Kimberly C.

Administrative Consultant

> "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and invoicing..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138)

ML

Melissa L.

Admin siding installer

> "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951)

PM

Pauline M.

Owner - Manager

> "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968)

NB

Nick B.

President

> "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

CV

Criselen V.

Owner

> "It lets me save customer info and items with their price so that I can easily add it when making a new invoice."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239)

Ron W.

Property Management, Development and Investment

> "Lack of connectivity ability to import Banks & Credit Cards transctions"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

CB

Craig B.

Owner

> "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are charging for services..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548)

KS

Kathryn S.

Coach and Consultant

> "Wave's integration with my bank has not always worked effectively, and that has caused some problems."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

JM

Jolly M.

Data Associate

> "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more efficiently..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

Ron W.

Property Management, Development and Investment

> "Poor Value for the money with paid version because each account requires additional pay subscription"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865)

DO

Donald O.

Executive Technical Director

> "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and AR."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842)

ZD

Zeah D.

CPA, Owner

> "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the accounts..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409)

MHE

Michael Herbert E.

Furniture Salesperson

> "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my bank..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053)

BT

Brianna T.

Lead Editor

> "Wave filed my quarterly state taxes incorrectly, leaving me with penalties and interest that they refuse to reimburse me for."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

PS

Perry S.

Property Manager

> "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial reports..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

HM

Heather M.

Therapist

> "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way that you..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

FCY

Fu-Chieh Y.

Email Developer

> "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682)

AG

Ana G.

CEO

> "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440)

CB

Craig B.

Owner

> "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548)

PS

Perry S.

Property Manager

> "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all bills are..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

JC

Josh C.

Co-Owner

> "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051)

Tim O.

Partner

> "Wave went silent for weeks, only resolve was to email the company and those went unanswered. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329)

WEU

William E U.

Owner

> "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me in..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796)

HM

Heather M.

Therapist

> "The process for automatically categorizing payments and income doesn't work as smoothly as it could."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656)

AC

Aaron C.

Founder and CEO

> "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit cards..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509)

NB

Nick B.

President

> "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

AG

Alessandro G.

Owner, Operator

> "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

CP

C P.

President

> "Ended up moving to another service because of poor support."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

TW

Tracey W.

Bookkeeper

> "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390)

PS

Perry S.

Property Manager

> "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

JL

Joseph L.

Principal

> "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with what I send over in..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679)

AR

Alec R.

Owner

> "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And then..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637)

SJ

Sarah J.

Office Manager

> "I also love that you can individual turn on/off payments for each invoice and estimate."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186)

MC

Marie C.

Executive Director

> "Their Payments by Wave function does not always match the payment to the deposit properly."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424)

SD

Soma D.

Lead Educator

> "Love that I can clone invoices saving time for repeat services to same clients ( art coaching in my case)"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6335399)

MM

Monica M.

owner

> "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people will..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000)

EO

Elvis O.

Audit Associate

> "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331)

SC

Sean C.

Marketer

> "Some things are just weird, like when they hold the funds or do a review without explanation."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580)

VR

Verified Reviewer

Engineer

> "It is a simple, reliable way to track my income."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

AG

Aaron G.

Owner

> "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

WL

Whitney L.

Business Owner

> "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695)

Amanda J.

Owner

> "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379)

Nathan H.

Treasurer

> "Wave is a very cheap way for solo entrepreneurs."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716)

ZM

Zina M.

Owner

> "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider because I..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573)

CP

C P.

President

> "The invoicing and payment acceptance is good."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842)

TW

Theresa W.

CEO

> "You can't convert a percentage of an estimate to an invoice (industry norm)."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466)

KS

Kathryn S.

Coach and Consultant

> "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433)

JB

Jennifer B.

Mobile Notary

> "Lack of integrations, lack of customization options. "

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492)

NB

Nick B.

President

> "Great value which helped manage based transactions."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399)

AJ

Angel J.

HMIS Operations Manager

> "Wave Accounting does not have advanced features that allow us to directly connect to other systems to import the data through an API instead of manual..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880)

AM

Angela M.

Owner

> "I will eventually move up to one of the paid subscriptions as this program has enabled me to be more professional with invoicing."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6368547)

AR

Austin R.

director

> "They lied and mislead people into believing their products work across all banks and they don't."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484)

SD

Sienna D.

Massage Therapist

> "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to leave and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373)

JM

Jolly M.

Data Associate

> "It is also disappointing that some banks are not fully implementable on the software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890)

PH

Paul H.

Owner, Electrician

> "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send the..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893)

AF

Alice F.

Property Maintenance

> "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189)

HW

Hasini W.

Software Engineer

> "The real-time financial snapshots and automated processes save our time a lot."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796)

BT

Brianna T.

Lead Editor

> "Highly unethical company that does not care about their customers at all."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019364)

Amber M.

Owner

> "The customer support has always been helpful when I've needed it."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

BM

Brie M.

Operations Director

> "Not robust enough for complex accounting situations"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225)

Amber M.

Owner

> "It's super affordable and easy to implement, which was a great starting point when I launched my business!"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842)

MA

Melanie A.

Consultant

> "It’s a tedious process when working on a client with multiple projects and I wish that it was possible to revert an invoice to a quote or copy as an..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4858454)

DM

Dlkhosh M.

CEO

> "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062)

KN

Kyle N.

Dentist Owner

> "Many issues arose but none was addressed."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6841735)

JM

Jenna M.

Operations

> "Easy to use and pretty conperhensive for invoicing and tracking."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566)

JO

John O.

Finance Officer

> "I do not experience challenges with Wave when running accounting projects."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711)

MG

Morgan G.

Office Manager

> "Easily start using this product with minimum accounting knowledge or experience - free version gives you the ability to track all you expenses and..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4897686)

KC

Kelsey C.

Accountant

> "That there is no customer service phone number to talk to someone."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007)

VR

Verified Reviewer

Engineer

> "The accounting features are totally free and very easy to use."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148)

NM

Noureddine M.

Logistic manager

> "for the option pay roll it's not available in Quebec"

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845)

AG

Aaron G.

Owner

> "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other small business..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975)

AG

Alessandro G.

Owner, Operator

> "Employees have not gotten paid in 6 weeks."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751)

AJ

Angel J.

HMIS Operations Manager

> "Using Wave Accounting the most important features we have used are the automated transaction categorization, bank reconciliation, multi-currency..."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4894880)

PS

Perry S.

Property Manager

> "I have encountered two notable bugs within their software."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834)

JC

Jamie C.

CEO

> "Wave provides a cost-effective and efficient platform that simplifies accounting."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390)

NK

Naveed K.

Managing Principal

> "Accounting was a problem."

[See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220)

[View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

JH

Joseph H.

Strategy and Operations Manager

> "It's given us the flexibility to accept payments across all our channels, which has truly enhanced customer..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6821904)

MI

Mohamed I.

Designer

> "You can't even update basic personal info, like your business picture, contact number, or WhatsApp details."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7074566)

SV

Shailendra V.

Project lead

> "It is a good payment solution for merchants as it facilitates various payment methods and enables smooth txns."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6661292)

DHKKY

Dr Hari Kishan Kumar Y.

Medical Director

> "Have raised more than 12 complaint tickets for POS not working since 4 months and its useless staff and grievance..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6789877)

Apurav T.

Senior Customer Care Professional

> "Payment processing with support for multiple payment methods, easy to track transactions and manage payments."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6657113)

MI

Mohamed I.

Designer

> "Razorpay isn't just the worst payment gateway; it's the worst online service period."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7074566)

AJ

Abhishek J.

CEO

> "they are first when join a new customer, be they are last when they have to serve service, i like this approach"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6514703)

MI

Mohamed I.

Designer

> "I deleted my account after this total disregard."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___7074566)

SV

Shailendra V.

Project lead

> "Creating payment links is easier."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6661292)

AP

Amit P.

Founder

> "We booked a call with them but support team didnt show up on call."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6381383)

VR

Verified Reviewer

Web Developer

> "Overall experience with razorpay was good because it supports international payments also"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6692351)

VS

Vikas S.

CEO Founder

> "very bad they charges too much for every transaction."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6491561)

PSA

P S A.

Operations and project management intern

> "I like the Quick Payment and the Clean Dark look of it"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6700968)

NG

Neha G.

Director

> "We ordered the system in July, haven't received it nor any update"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6582242)

Rajkishore M.

Founder & CEO

> "It has all-in-one dashboard where you can manage all the links, pages, customers, transactions, reports, members..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729724)

Priyansh K.

Manager

> "They did not approve me the first time I applied.- Fees can add up, especially when we start having high volume..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870)

SS

Sachin S.

Business Development Manager

> "Razorpay is currently the most popular payment gateway among the e-commerce community in India. as it offers..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4332352)

RS

Roja S.

Solution manager

> "One the main drack is tansation delay while paying payment get stuck."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6117803)

Rajkishore M.

Founder & CEO

> "This is the best for small businesses to grow more. With Razorpay you can provide various payment methods like UPI,..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729724)

AP

Amit P.

Founder

> "Very poor service and support."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6381383)

WA

Wasim A.

Director

> "Razorpay provide best customer support, as i was facing some issue they handle and solved my problem on prority..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3554972)

Priyansh K.

Manager

> "Limited international presence: Razorpay is primarily focused on the Indian market, so it is not the best option..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870)

Ram V.

Senior Account Executive

> "Claiming reimbursements & creating automated tax statements are extremely useful for creating a seamless user..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3913890)

Chandrakeerthan P.

student

> "The transaction is automatically authorised, and you are notified via notification channels. But, based on my prior..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4645782)

Priyansh K.

Manager

> "The platform uses advanced technology to ensure that all transactions are secure and encrypted, which gives me..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870)

VS

Virender S.

Website admin

> "I have had an extremely disappointing experience with this company's customer support team. Despite contacting them..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4760046)

CS

Connor S.

Chef de Cuisine

> "Overall it was very pleasant and straightforward"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6624476)

CF

Cosme F.

Founder

> "No customer support."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6028268)

Priyanshu K.

IT Specialist

> "Much affordable,Aesthetic, Big community behind, Highly Skilled Team,Well established Network in B2B & D2C markets..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3638776)

WA

Wasim A.

Director

> "International payment is too much complicated there are too much compliances."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3554972)

BA

Bismil A.

Director

> "Razorpay is very good payment gateway as best part of razorpay is that it does not have any monthly or yearly fees,..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729857)

SP

Sanjay P.

Senior executive

> "one of the worst service ever received ."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___5086953)

AA

Abhishek A.

CEO

> "I provided all my company documents and they approved my account within 3 days. And since then I have been using my..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4194813)

CF

Cosme F.

Founder

> "Never helpful in any way"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6028268)

Priyansh K.

Manager

> "The platform is easy to use and offers a wide range of payment options, including credit card, debit card, and..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4359870)

VR

Verified Reviewer

Founder

> "The documentation sometimes feel a bit incomplete."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4072498)

Chandrakeerthan P.

student

> "The business also provides exceptional customer service, with friendly people on hand to help with any problems or..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4645782)

AN

Atharva N.

Founder

> "Additionally, Razorpay does not have a standard or free version."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4120838)

SG

Sanjay G.

Business Head

> "Razorpay is a great organization and the employees like \[sensitive content hidden\] are the assets to this great..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___6061615)

PP

Pratiksha P.

HR & Online Sales Head

> "Payment failure rates are going up significantly"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4520854)

AN

Atharva N.

Founder

> "For its users, Razorpay also offers 24/7 live customer support."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4120838)

Shankha K.

Web developer

> "Webhook always gets disabled for woocommerce websites, even after reporting it to the tech team, they are unable to..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3462234)

Dinesh K.

Digital Marketing Manager

> "The Razorpay payment gateway installation is quite simple and easy, especially if you're using Shopify or..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4689046)

AH

Avanti H.

Sr. HR

> "Support is a bit slow."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4631675)

VR

Verified Reviewer

Director of Marketing Operation

> "Easy to set up and use-User-friendly interface-Integration with multiple platforms and payment options-Quick and..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4566159)

SJ

Subham J.

Director

> "Customer support is very bad to non existent."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4472931)

Bandaru S.

Student

> "Razorpay is easy and simple to use, which accept all types of payment cards, upi and also having internet banking."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4532910)

VK

Vishal K.

Ceo

> "I already mentione improve KYC it's suck please improve fast team this issue"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3685306)

Harshal K.

CEO

> "It offers a lot of payment options."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3746284)

GS

Gaurav S.

Java Developer

> "I am not able to report for fraud transaction."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3399175)

BA

Bismil A.

Director

> "Overall razorpay is good if you are accepting payment within India "

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3729857)

ND

Navin D.

Director

> "After using them for 1 year, they suddenly block the service on my live site stating that the partner banks have..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030)

VK

Vishal K.

Ceo

> "Hi there UI is good but improve KYC procces learn from instamojo"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3685306)

KA

Kartik Ahuja (.

Co-Founder | Chief Growth Officer

> "Too much spammy with all the email blasts, does not care about if we click on unsubscribe or not."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2351494)

VR

Verified Reviewer

Freelancer

> "Integrating Razorpay with my online store allowed me to process and settle payments without any problems - and it..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2827197)

ND

Navin D.

Director

> "Even if there was any reason for rejection, they should have done it right in the start, and not after 1 year of..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030)

VR

Verified Reviewer

Strategy & Operations Manager

> "Backend analytics provided by the software is also quite comprehensive."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3463428)

Kathan M.

Owner

> "I made mistake by selecting Razorpay, and would like to suggest everyone not to even try Razorpay - complete waste..."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2811688)

SP

Shahu P.

Strategy Head

> "Also easy to set up."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4590779)

AM

Arvind M.

CEO

> "Support is worst, never get an call from client, we cant reach them, no proper support"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2779912)

SJ

Subham J.

Director

> "Easy to deploy"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4472931)

AP

Anurag P.

Owner

> "Its really tiresome sometime to open an account with Razorpay."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356)

Krutika R.

Recruitment Specialist

> "We never hesitate to recommend Razorpay to others and are delighted with the results we have achieved so far."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___4370253)

AP

Anurag P.

Owner

> "Post that they might ask unreasonable questions and documents."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356)

Nikhil R.

Assistant Marketing Manager

> "They have very supportive customer care support services, they helped me a lot if there are some issues sometimes."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3449736)

AP

Anurag P.

Owner

> "On an average to solve anything, you might have to wait for weeks."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356)

VR

Verified Reviewer

System Engineer

> "It's a good app to use and to withdraw money and send money,pay bills"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2951394)

AP

Anurag P.

Owner

> "The support is very very slow and unsatisfactory."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356)

Aka R.

Founder

> "I am too happy to have adopted RazorPay since the beginning of their journey."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2879188)

MG

Mohit G.

CEO

> "They do not support the payments chargeback"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2633020)

Siddharth G.

Business Manager

> "We can create smart pages which looks very professional and really smart."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2304696)

ND

Navin D.

Director

> "The customer service is pathetic to say the least."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030)

RG

Rajesh G.

SOFTWARE

> "It user interface is very great and understandable."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3447787)

AM

Arvind M.

CEO

> "one of worst irresponsible team they have, no values for client."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2779912)

VR

Verified Reviewer

Freelancer

> "My integration as with shopify, and I had no trouble at all following the instructions to set it up myself."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2827197)

ND

Navin D.

Director

> "They should be sued."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2527030)

Ganesh B.

SEO

> "I have good experience with Razorpay, I really like their currency conversion rates for International transactions"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2406409)

AP

Anurag P.

Owner

> "Horrible support."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2777356)

AB

Akash B.

Owner

> "Really Great experience, satisfied fully with their service."

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___3282239)

HS

Harjeet S.

CEO

> "No sensible customer support"

[See full review](https://www.capterra.com/p/179263/Razorpay/#Capterra___2771952)

[View Reviews](https://www.capterra.com/p/179263/Razorpay/reviews/)

## User interface

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)

4.38 (1,720)

[Razorpay](https://www.capterra.com/p/179263/Razorpay/)

3.57 (112)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Wave

Top features

16/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/178021/Wave-Apps/#features)

Razorpay

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/179263/Razorpay/#features)

### Recognition

Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports

No recognitions have been awarded to Razorpay

### Deployment & support

Wave

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Razorpay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Wave

-   By Wave
-   Located in Canada
-   Founded in 2009

Razorpay

-   By Razorpay
-   Located in India
-   Founded in 2014

## Popular Comparisons

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

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4.3

4.4

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[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.57 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

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$0.29

3.8

Features

4.6

3.8

Ease of Use

4.6

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

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$0.29

4.2

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4.6

4.4

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[View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal)

[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.57 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/)

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Price

Contact vendor for pricing

3.8

Features

4.6

3.8

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/179263-222572/Razorpay-vs-Venmo-)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/)

$19/month

Price

€0.01/month

4.2

Features

4.6

4.4

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby)

[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.57 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,336)](https://www.capterra.com/p/123889/Stripe/reviews/)

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Price

Contact vendor for pricing

3.8

Features

4.5

3.8

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-179263/Stripe-vs-Razorpay)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

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Price

$2210/year

4.2

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps)

[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.57 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

vs

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Contact vendor for pricing

Price

Contact vendor for pricing

3.8

Features

4.6

3.8

Ease of Use

4.7

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[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

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4.2

Features

4.3

4.4

Ease of Use

4.4

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[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.57 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,439)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

Contact vendor for pricing

Price

$38/month

3.8

Features

4.3

3.8

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/179263-190778/Razorpay-vs-QuickBooks-Online)

[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,720)](https://www.capterra.com/p/178021/Wave-Apps/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,038)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$19/month

Price

Contact vendor for pricing

4.2

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps)

[Razorpay](https://www.capterra.com/p/179263/Razorpay/)[3.57 (112)](https://www.capterra.com/p/179263/Razorpay/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,038)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.8

Features

4.2

3.8

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-179263/NetSuite-vs-Razorpay)