# Compare Wave vs Tipalti 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Wave and Tipalti based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/178021-236980/Wave-Apps-vs-Tipalti --- # Wave vs Tipalti Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: WaveTipalti2/4 selected [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.5 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [1,726 reviews](#user-reviews) Positive 1,508 Neutral 107 Negative 111 [## Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.5 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) Starting Price $99.00/month Value-for-Money 4.5 Functionality 4.4 Ease of Use 4.5 Customer Service 4.5 Reviews Sentiment Based on [178 reviews](#user-reviews) Positive 166 Neutral 7 Negative 5 ## Not a match? 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What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 15,533 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 64%Fit Missing features Feature ratings Invoice Creation 4.6 Invoice Processing 4.6 Payment Processing NA Credit Card Processing 4.5 Quotes/Estimates NA 61%Fit Missing features Feature ratings Invoice Creation 4.3 Invoice Processing 4.3 Payment Processing 4.3 Credit Card Processing NA Quotes/Estimates NA User satisfaction User satisfaction 4.4 User reviews[1,726](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.6 Customer support 4.0 User satisfaction 4.5 User reviews[178](https://www.capterra.com/p/236980/Tipalti/reviews/) Ease of use 4.5 Functionality 4.4 Value for money 4.5 Customer support 4.5 Price starts from Price starts from $19Flat Rate, Per Month - Free version - Free trial Price starts from $99Flat Rate, Per Month - Free version - Free trial Best for Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. Best for We help multi-entity & global business companies streamline complex payables & employee expenses. We help eliminate 80% of the manual tasks in accounts payable, outbound payments & expense management. ## User reviews Pros & cons Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due to a..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1 business..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) EK Emir K. Principal > "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the payment to my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your tasks on track." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help center and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are charging for..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run business more..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your bookkeeping and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) BT Brianna T. Editor > "They messed up our tax reporting and left us with outstanding taxes due." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank reconciliation, AP and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) EK Emir K. Principal > "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and payment..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically from my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if all the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce financial..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized in a way..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both professional..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) EK Emir K. Principal > "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) NC Nilsa C. Music Therapist, Owner > "This slows me down when I'm invoicing or reconciling accounts." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) BT Brianna T. Editor > "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) NC Nilsa C. Music Therapist, Owner > "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the issue for me..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even after all..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all major credit..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with what I send..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) BT Brianna T. Editor > "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an outsourced..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it myself. And..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) VR Verified Reviewer Engineer > "It is a simple, reliable way to track my income." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) MM Monica M. owner > "They processed my payroll for my employees and then declined it after taking out the money, and then proceeded to tell me the accounting people..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___4958000) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) KS Kathryn S. Coach and Consultant > "I'm not a professional bookkeeper, and I felt way more confident using Wave than I did using Quickbooks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the past." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) NB Nick B. President > "Great value which helped manage based transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new provider..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I decided to..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) TW Theresa W. CEO > "You can't convert a percentage of an estimate to an invoice (industry norm)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6387466) SK Sheila K. Admin > "What I liked about wave the most would be the pricing, it seemed I could easily figure things out." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) JB Jennifer B. Mobile Notary > "Lack of integrations, lack of customization options. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple options to send..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) HW Hasini W. Software Engineer > "The real-time financial snapshots and automated processes save our time a lot." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6401796) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the UK." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "This is unacceptable for a small business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) SK Sheila K. Admin > "The free tools that wave offers is also a very good Plus." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) VR Verified Reviewer Engineer > "The accounting features are totally free and very easy to use." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other small..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) AG Alessandro G. Owner, Operator > "Employees have not gotten paid in 6 weeks." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) SS Sonny S. AP MANAGER > "The system significantly reduces manual effort by automating accounts payable workflows, tax compliance, and global payment processing" [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7107129) MC Maira C. Accounting Manager > "Tipalti does not offer that functionality, so we have to export the transactions to Excel, attach them to our legacy approval form,..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) AS Andres S. Accounting Assistant > "Tipalti is a platform that adapts to the needs of the company, allowing you to have better control and the ability to integrate with..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7169045) James L. Director of Finance > "The reporting of bills in the system and schedule of payments is confusing, the payment process is not always reliable like..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7069387) VR Verified Reviewer Accouting Manager > "Our business deals with commissions in various currencies, like USD and Euros, and having a platform that allows for automated..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7038788) NK Neetu K. Controller > "That admins cannot edit bills after approvals, the process must be restart from scratch." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7172779) SS Sarah S. SVP, Finance and Administration > "The software UI is sleek and has a modern feel, with plenty of drill-down links between transactions and related tables. As they..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7013858) EA Elgiz A. Intermediate Software Engineer > "It took a bit to get setup with the mobile app, had some issues with my experience when setting it up for the first time." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7167390) VR Verified Reviewer Accouting Manager > "One of the things I really appreciate about Tipalti is how it centralizes and simplifies our payment processes, especially with..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7038788) SS Sarah S. SVP, Finance and Administration > "Duplicated some functions of our ERP (Acumatica), and couldn't have Tipalti import coded AP forms from Acumatica." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7013858) EB Erin B. Controller > "It has been generally positive in regards to accomplishing the goal of automating manual billing/collections and payment workflows..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7077811) MK Mathew K. Senior Finance Manager > "No OCR technology to read if no PO number on invoice and send back notification to supplier if PO number is missing" [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6676613) LC Lana C. Accounts Payment management > "Tipalti is helping us centralize and streamline our accounts payable processes, which has improved visibility and reduced manual..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7019707) SS Sarah S. SVP, Finance and Administration > "Not easily adaptable for self-service AP submission by large number of non-accounting dept. users." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7013858) DM Diether M. Senior Accounting Manager > "It automates invoice processing, eliminating manual spreadsheets, reducing errors, and ensuring compliance." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7034318) TL Trey L. VP > "The main drawback right now is a limitation in the approval workflow for corporate card spending." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7039090) LC Lana C. Accounts Payment management > "I really appreciate how everything is centralized, from vendor onboarding to invoice tracking, which helps eliminate manual work and..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7019707) Nelson N. ceo > "Onboarding is hard, and very little help from their staff, and it's hard to reach someone senior at the organization." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7155432) EB Erin B. Controller > "I also like the ability to handle international payments, using ACH or other methods." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7077811) MC Maira C. Accounting Manager > "The expense module is not flexible enough for organizations with roaming employees." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) AG Annie G. Sr. Accountant > "Tipalti is a global vendor payment platform that supports multiple currencies for our company as well as purchase orders." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6658736) Kirsten C. Accounting Manager > "As an appliance distributor, we have a lot of returns - damaged goods from vendors, recalls, and customers' changed minds." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6670141) MB McCabe B. Director of Strategic Finance > "Ability to have vendors self-onboard, then process and pay bills in one platform has been value add." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7033362) MC Maira C. Accounting Manager > "I spent many late nights reading manuals and testing imports because the hands on guidance we expected never really happened." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) MC Maira C. Accounting Manager > "sensitive content hidden\]’s collaboration with the engineering team and her willingness to bring us into pilots has given us hope..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) Kirsten C. Accounting Manager > "I have many vendors that are paid via auto-withdrawals and credit memos are not supported." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6670141) VR Verified Reviewer VP of Marketing > "For team who use it to approve invoices, it is nice to be able to see previous invoices." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041407) MC Maira C. Accounting Manager > "The team assigned to us was fairly new and did not have the depth of product knowledge needed for a $4.5B institution." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) VR Verified Reviewer Accouting Manager > "Before Tipalti, managing payments through Wells Fargo was cumbersome, but now we can handle payments more efficiently." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7038788) MK Mathew K. Senior Finance Manager > "Laggy - flicking between procurement and bills is too slow - not a robust platform" [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6676613) VR Verified Reviewer Accouting Manager > "It’s also a bonus that the platform is user-friendly, so once things are set up, it’s straightforward for our team to execute..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7038788) BB Ben B. Director > "It can be expensive for an SMB and a lot of the functionality isn't used." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6483991) DM Diether M. Senior Accounting Manager > "This has improved our efficiency and scalability, allowing the finance team to focus on strategic work." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7034318) NT Nick T. Assistant Property Manager > "Depending on the size of your business, this product might seem expensive or some of the features might go unused." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6609917) VR Verified Reviewer VP of Marketing > "It could be expensive for a small or start-up company, but good for a mid-sized company that deals with a lot of suppliers." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041407) BC Britaney C. AP AR specialist > "Much of the report is lacking and much of UI leaves much to be desired." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6686811) JL Jose L. Corporate Controller > "This platform streamlined the P2P process at my Company, resulting in faster close and better reporting." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6671029) MK Mathew K. Senior Finance Manager > "It's been a disappointing experience so far, however I hope our feedback is taken seriously and the product rapidly improves before..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6676613) LC Lana C. Accounts Payment management > "The team at Tipalti has been very responsive whenever we’ve had questions or needed help, even offering guidance on NetSuite-related..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7019707) CS Chris S. Consultant > "It can be hard to navigate and login sometimes." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6503810) DM Diether M. Senior Accounting Manager > "The Netsuite integration provides real-time accuracy." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7034318) AS Anjum S. Head of Finance > "Lack of active chat system." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6716993) MC Maira C. Accounting Manager > "Tipalti has definitely brought us into a more modern environment and given us better control over compliance." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) BC Britaney C. AP AR specialist > "Tipalti doesn’t seem to have been created with accountants in mind." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6686811) LC Lana C. Accounts Payment management > "Overall, it’s helping us stay organized, save time, and focus on more strategic tasks." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7019707) SN Sarah N. Workplace Experience Manager > "So maybe more alerts/notifications when something gets denied especially in regards to payment processing as that is the main reason..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___4526986) SH Sameh H. Finance Manager > "I love using Tipalti, it has effectively replaced an army of AP clerks into an automated tool, its easy to use has great features and..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6719023) Kentall S. Sales And Marketing Associate > "They offer limited customer service and support, which can be frustrating for users who need help with their payments." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___4752307) MC Maira C. Accounting Manager > "They are proactive, communicate well, and do everything they can to keep our system running and improving." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) VP Vilim P. AP Manager > "One of the issues is reporting as Tipalti provide only hand full of standard reports." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___3865248) KW Kelley W. Accounting Manager > "We have implemented bill approvals with keeps us compliant as well as everyone accountable for their budget." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6718058) CJ Chuck J. Label Exec > "I do not recommend this company and really wish DistroKid switches to another company." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6193165) YD Yunhan D. Strategic Accounting Analyst > "Tipalti is a great AP system that allow us to keep our bills in one place." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6724744) BS Brandelle S. Payment Specialist > "Once you create an invoice , it is very hard to make changes on it .Often" [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___3077556) DM Denise M. Staff Accountant > "Hopefully I can improve my own process." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7120216) DB Dina B. VP FP&A > "Approvals by email, lack of visibility into available budgets and not being able to know your Budget status on the spot created a lot..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2486318) VR Verified Reviewer Accouting Manager > "Another standout is the level of support and communication from the Tipalti team." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7038788) BY Bronson Y. Accounting Manager > "We had a ton of issues with our connection between Teampay/Tipalti/Netsuite." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___3216968) SC Shadia C. Director of Accounting > "Implementation was awesome, go-live was simple, and the support team has been super responsive!" [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7022273) DB Dina B. VP FP&A > "Our previous attempts to implement requisition/procurement solutions failed either due to the over-complexity of the widely familiar..." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2486318) MM Marco M. IT Manager > "The software has enhanced budgeting and forecasting." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6633399) MO Mattias O. Finance Director & Controller - EMEA > "Not able to have attachment for credit memos sync from Tipalti to Intacct. " [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2891493) LM Latoria M. Singer Songwriter > "I loved that Tipalti made it easier to receive payments from my distributor while protecting my personal information." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6726250) EK Eugene K. Treasury Manager > "It is impossible to have multiple balances (USD, EUR, GBP etc.)." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2894846) PC Pamela C. Client Manager > "Cloud based, helps streaming line payment process." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6533183) PB Peleg B. Professional Services Associate > "The feature I lacked most was automated file uploading." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2295102) MC Maira C. Accounting Manager > "The biggest positive in our experience has been the ongoing support from \[sensitive content hidden\] (Customer Success Manager) and" [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7041457) JS Josh S. Accounting Manager > "If a vendor is not payable, it can sometimes be difficult to understand the cause." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2477950) MB McCabe B. Director of Strategic Finance > "UI is very new age and easy to use, making the learning curve smaller for the team." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___7033362) EN Ewa N. COO > "I often ended up having to write to support as finding information in the help articles was tiresome." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2477860) Kirsten C. Accounting Manager > "The user interface and the filtering options provide easy access to information I need." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___6670141) EK Eugene K. Treasury Manager > "The fees for currency conversion are high." [See full review](https://www.capterra.com/p/236980/Tipalti/#Capterra___2894846) [View Reviews](https://www.capterra.com/p/236980/Tipalti/reviews/) ## User interface [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.38 (1,726) [Tipalti](https://www.capterra.com/p/236980/Tipalti/) 4.53 (178) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Wave 17/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders - Reporting & Statistics [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) Tipalti Top features 30/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders - Reporting & Statistics [See all features](https://www.capterra.com/p/236980/Tipalti/#features) ### Recognition Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports No recognitions have been awarded to Tipalti ### Deployment & support Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Tipalti Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Wave - By Wave - Located in Canada - Founded in 2009 Tipalti - By Tipalti - Located in United States - Founded in 2010 ## Popular Comparisons [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $19/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.53 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $99/month Price $38/month 4.4 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-236980/QuickBooks-Online-vs-Tipalti) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) $19/month Price $0.29 4.2 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.53 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) $99/month Price $25/month 4.4 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-236980/Xero-vs-Tipalti) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $19/month Price €0.01/month 4.2 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.53 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) $99/month Price Contact vendor for pricing 4.4 Features 4.7 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-236980/Stampli-vs-Tipalti) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $19/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.53 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $99/month Price $2210/year 4.4 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-236980/QuickBooks-Enterprise-vs-Tipalti) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) $19/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.53 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) $99/month Price Contact vendor for pricing 4.4 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-236980/NetSuite-vs-Tipalti) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.38 (1,726)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) $19/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps) [Tipalti](https://www.capterra.com/p/236980/Tipalti/)[4.53 (178)](https://www.capterra.com/p/236980/Tipalti/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $99/month Price $1922/year 4.4 Features 4.3 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-236980/QuickBooks-Desktop-Pro-vs-Tipalti)