--- title: "Compare Wave vs Online Check Writer 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Wave and Online Check Writer based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/178021-237205/Wave-Apps-vs-Online-Check-Writer" page_type: "comparison" language: "en" --- # Wave vs Online Check Writer Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: WaveOnline Check Writer2/4 selected [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) [## Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.4 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Starting Price $19.00/month Value-for-Money 4.6 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [1,730 reviews](#user-reviews) Positive 1,511 Neutral 107 Negative 112 [## Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.5 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) Starting Price $30.00/month Value-for-Money 4.4 Functionality 4.5 Ease of Use 4.4 Customer Service 4.4 Reviews Sentiment Based on [255 reviews](#user-reviews) Positive 233 Neutral 11 Negative 11 What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 15,748 reviews from billing and invoicing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 64%Fit Missing features Feature ratings Invoice Creation 4.6 Invoice Processing 4.6 Quotes/Estimates NA Payment Processing NA Credit Card Processing 4.5 63%Fit Missing features Not enough reviews Feature ratings Invoice Creation 5.0 Invoice Processing 4.3 Quotes/Estimates NA Payment Processing 4.3 Credit Card Processing \-- User satisfaction User satisfaction 4.4 User reviews[1,730](https://www.capterra.com/p/178021/Wave-Apps/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.6 Customer support 4.0 User satisfaction 4.5 User reviews[255](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) Ease of use 4.4 Functionality 4.5 Value for money 4.4 Customer support 4.4 Price starts from Price starts from $19Flat Rate, Per Month - Free version - Free trial Price starts from $30Flat Rate, Per Month - Free version - Free trial Best for Best for Wave helps small business owners, freelancers, solopreneurs, and consultants in the US and Canada manage accounting, payroll, invoicing, estimating and other processes. Best for Online Check Writer is used by government agencies, utilities, medical practices, legal services, hospitals, schools, call centers, insurers, transit operators, nonprofits, and retailers. ## User reviews Pros & cons Amber M. Owner > "The option to create recurring invoices has been amazing, as well as the reports I can pull at the end of each year." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "My customer paid through Wave by ACH/bank payment, and the funds were withdrawn from the customer, but Wave did not release the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Ron W. Property Management, Development and Investment > "Love the free version but it’s super basic and limited but upgrading to paid version is very expensive when using it for more than 1..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) KW Kristyne W. Travel Advisor > "I tried to set up a way to send invoices and receive payments through Wave, but even after I was approved, they removed my access due..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7100967) CB Craig B. Owner > "Uptime and use are great - I have a few low volume clients and non-profits that cannot afford the other packages - now they are..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) ML Melissa L. Admin siding installer > "A major pain point for users is the lack of robust, live customer support for free users, who are generally limited to an online help..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7032951) JM Jolly M. Data Associate > "Wave has the visibility and control needed across accounts payable, global payments, procurement and employee expenses to run..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) BT Brianna T. Editor > "They messed up our tax reporting and left us with outstanding taxes due." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) KC Kimberly C. Administrative Consultant > "I did like that there is a free option available. If you are just starting out as a new business owner and want to get your..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7070138) EK Emir K. Principal > "I would never use Wave again under any circumstances, and I strongly recommend that other businesses look for other invoicing and..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) MHE Michael Herbert E. Furniture Salesperson > "It is like a piece of cake, the creation of invoices is very fast and the bank sync functionality works well to connect automatically..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6728053) ZD Zeah D. CPA, Owner > "The transaction screen and recording process with it listing everything in the main screen, is sometimes hard to track, especially if..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6626409) Salina T. Owner > "It was very quick to connect my banking unlike with Quickbooks which took a couple of days, Wave only took a few minutes to verify my..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7180682) EK Emir K. Principal > "Based on my experience, I would not recommend Wave Payments to any business that depends on timely access to customer payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) PM Pauline M. Owner - Manager > "The automation with sync banking and categorizing expenses and income is vey useful for identifying balancing books keeping your..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6863968) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) PS Perry S. Property Manager > "I'm able to use their free tier to reconcile my accounts, automatically import transactions, send professional invoices, and produce..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) VR Verified Reviewer Engineer > "Payment processing fees are a bit high, and customer support is limited if you don't pay for a plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7076148) FCY Fu-Chieh Y. Email Developer > "I particularly appreciate the extensive customization options available for documents like invoices, allowing them to appear both..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6592682) NC Nilsa C. Music Therapist, Owner > "This slows me down when I'm invoicing or reconciling accounts." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) CB Craig B. Owner > "Accounting software is free - great for small (micro) businesses just starting out or that only have low volume of transactions." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7146548) NB Nick B. President > "Excellent for almost two years until doing my taxes this year and lost the ability to export transactions without upgrading my plan." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Reliable and cost-effective for invoicing, expense tracking, and bank reconciliation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) BT Brianna T. Editor > "Wave underwent a merger/acquisition over the summer in 2025 that completely ruined their operations." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) JC Josh C. Co-Owner > "The invoices and auto invoices work quite well and look nice and it is easy for my customers to pay." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7130051) Ron W. Property Management, Development and Investment > "Lack of connectivity ability to import Banks & Credit Cards transctions" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) NC Nilsa C. Music Therapist, Owner > "What I like most about wave is how it's helped me organize my sole-proprietor finances without costing me anything." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7155987) PS Perry S. Property Manager > "Second, I've encountered a rounding error within bills that has resulted in my Accounts Payable account being a few cents off even..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) AC Aaron C. Founder and CEO > "It's easy to navigate and makes the quoting, invoicing, and payment processes very streamlined -- while accepting payments from all..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7030509) KS Kathryn S. Coach and Consultant > "Wave's integration with my bank has not always worked effectively, and that has caused some problems." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7102433) CV Criselen V. Owner > "It lets me save customer info and items with their price so that I can easily add it when making a new invoice." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6886239) Ron W. Property Management, Development and Investment > "Poor Value for the money with paid version because each account requires additional pay subscription" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7057865) TW Tracey W. Bookkeeper > "I do bookkeeping services and this product works well with categorizing income and expenses to generate financials." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6666390) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) JL Joseph L. Principal > "Excellent in every way as I have used it for now 3 tax years without complaint from either myself or my accountant who works with..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7140679) PS Perry S. Property Manager > "Finally, most accountants and bookkeepers use QuickBooks and aren't familiar with Wave, so I don't recommend Wave for anyone with an..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) SJ Sarah J. Office Manager > "I also love that you can individual turn on/off payments for each invoice and estimate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7026186) AR Alec R. Owner > "Spent hundreds of $$ for multiple calls with a help pro who did the work and had me watch but never actually taught me how to do it..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6634637) WEU William E U. Owner > "I have generally had no issues with the program and when I did have one (the only one), the company support was able to resolve the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7086796) MC Marie C. Executive Director > "Their Payments by Wave function does not always match the payment to the deposit properly." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6739424) AG Alessandro G. Owner, Operator > "Great for bookkeeping, invoicing, credit card payments, and payroll (before the change)." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6862751) SC Sean C. Marketer > "Some things are just weird, like when they hold the funds or do a review without explanation." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7042580) BT Brianna T. Editor > "Wave was a fine and affordable accounting and payroll service that was user-friendly and easy to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7163455) AG Aaron G. Owner > "However towards the end of 2024 the customer support has disappeared - no response on the live chat and no response via email." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) EO Elvis O. Audit Associate > "The software is also easy to navigate, making accounting tasks like invoicing, tracking expenses, and managing payments relatively..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6599331) Amanda J. Owner > "In the recent past, I've had issue with them processing tax payments on time, and their support has significantly decreased from the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6782379) WL Whitney L. Business Owner > "I like the simplicity of the app and the ability to keep track of finances as well as accept ACH payments." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6574695) ZM Zina M. Owner > "As a result of that, they severely limited the features I could use on their product, which left me stranded and search of a new..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6169573) Nathan H. Treasurer > "Wave is a very cheap way for solo entrepreneurs." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7123716) Tim O. Partner > "Wave went silent for weeks, only resolve was to email the company and those went unanswered. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7108329) CP C P. President > "The invoicing and payment acceptance is good." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) HM Heather M. Therapist > "Their AI tool is alright but makes mistakes. When you use their native Checkouts tool for collecting payments, they are categorized..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) SD Sienna D. Massage Therapist > "It worked well for me for the couple years that I used it, but once they started charging for things I originally had access to, I..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6688373) NB Nick B. President > "I wouldn’t recommend Wave anymore unless you’re prepared to pay just to retrieve your own data." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7088399) SK Sheila K. Admin > "What I liked about wave the most would be the pricing, it seemed I could easily figure things out." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) AR Austin R. director > "They lied and mislead people into believing their products work across all banks and they don't." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6786484) PH Paul H. Owner, Electrician > "It's very easily customizable with your logo and information, and the invoices look sharp, clean & professional, with multiple..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5064893) JM Jolly M. Data Associate > "It is also disappointing that some banks are not fully implementable on the software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6602890) DO Donald O. Executive Technical Director > "Wave has robust features that enables me to eradicate manual processes during data entry in various aspects such as bank..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6390842) AF Alice F. Property Maintenance > "Unfortunately we only use this app for invoicing and not expenses due to the fact that scanning receipts is not yet available in the..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___5039189) Amber M. Owner > "The customer support has always been helpful when I've needed it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) EK Emir K. Principal > "This is unacceptable for a small business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7175388) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) BM Brie M. Operations Director > "Not robust enough for complex accounting situations" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6624225) DM Dlkhosh M. CEO > "Has Unlimited invoicing with customizable templates and payment terms and dedicated invoicing mobile app." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6131062) JO John O. Finance Officer > "I do not experience challenges with Wave when running accounting projects." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6670711) SK Sheila K. Admin > "The free tools that wave offers is also a very good Plus." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7154231) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JM Jenna M. Operations > "Easy to use and pretty conperhensive for invoicing and tracking." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7113566) NM Noureddine M. Logistic manager > "for the option pay roll it's not available in Quebec" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6614845) AG Aaron G. Owner > "I have been using Wave since 2021 for multiple businesses, and I used to be a strong advocate for the software when talking to other..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6691975) PS Perry S. Property Manager > "I have encountered two notable bugs within their software." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6562834) JC Jamie C. CEO > "Wave provides a cost-effective and efficient platform that simplifies accounting." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6794390) NK Naveed K. Managing Principal > "Accounting was a problem." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7031220) HG Hylda G. CEO > "As a sole proprietor, I do like that it has a free option to keep my overhead costs manageable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6581819) DG Dana G. Brand Designer > "Features on the free plan are extremely limited" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6698919) SA Suman A. Owner,Bookkeeper,TAxPreparer > "Great value for small businesses." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7161951) HM Heather M. Therapist > "The process for automatically categorizing payments and income doesn't work as smoothly as it could." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467656) AG Annie G. Sr. Accountant > "The reporting and dashboard functionality is easy to generate and great to track cash flow." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7019878) HM HELENA M. Owner > "Payables and receivables are regularly be out of balance because of rounding issues due to percentages. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6009153) VR Verified Reviewer Operation Control > "I like how it is very user friendly interface. When I first starting learning my job, my trainer didn't have to teach me how to use..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6695057) LE Linden E. Owner and Personal Trainer > "It wasn’t intuitive either." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6467601) VR Verified Reviewer Accounting clerk > "The best part about wave is that it is very budget friendly and the user interface is very easy to use and navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6865626) KO Kathleen O. Owner > "It lacked certain functionality that I needed for my business." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4557707) AT Ali T. Business Development Manager > "The interface is clean and intuitive overall." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6832344) EK Emma K. Office Manager > "Its extremely annoying that there isn't an easier way to do this, like clicking a button in the website." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___3012652) EE Eric E. IT Consultant > "It's intuitive, simple, and reliable." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7052088) Ansley S. Owner > "It was a bit overwhelming to start using since there is so much to navigate." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2438807) JR Jodie R. Bartender > "I liked the fact that it was very easy to use and integrating with other programs was fairly simple." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4773574) JB Jennifer B. Mobile Notary > "Lack of integrations, lack of customization options. " [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6378492) FD Faith D. Consultant > "It is easy to use and was easy to integrate with my business process." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4914373) Jonathan D. CEO > "The PayPal integration never truly worked, and it seems they have no plans to ever fix it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2938764) VT Veronica T. CSC > "The software is very easy to use and has multiple integrations which is nice if you navigate through a lot of different softwares." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___3444758) CK Chanel K. owner > "I did not give it time to go through and set up and get things going." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6035837) CD Chineke D. Ceo > "So I plunged out into the internet looking for the best software to integrate, and Wave caught my attention the most as compared to..." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___2915344) NV Natascia V. Freelance Writer > "It can be very difficult to figure out or explain to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___4635711) Amber M. Owner > "It's super affordable and easy to implement, which was a great starting point when I launched my business!" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7117842) AG Ana G. CEO > "It can become cumbersome to manage service inventory, having to create new 'products' for each custom service to then sift through." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6665440) PP Perla P. CEO > "I like how easy it is to use and be able to have everything you need in one place" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6693664) CP C P. President > "Ended up moving to another service because of poor support." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___7121842) VR Verified Reviewer Owner > "Once of the easiest programs, I honestly can't find anything to 'complain' about." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6644125) KC Kelsey C. Accountant > "That there is no customer service phone number to talk to someone." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6724007) JrmC Jérôme C. Financial analyst > "Very straight forward and easy to getting to know" [See full review](https://www.capterra.com/p/178021/Wave-Apps/#Capterra___6544165) JC John C. Managing General Partner > "Over $20K is sitting there, for services I have already rendered, and I cannot collect it." [See full review](https://www.capterra.com/p/178021/Wave-Apps/#SoftwareAdvice___6199195) [View Reviews](https://www.capterra.com/p/178021/Wave-Apps/reviews/) MM Marisela M. senior business executive > "how easy it is to make payroll checks and send it since I work from home. and sending in the mail takes couple days" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604) MM Marisela M. senior business executive > "My ID was stolen so I have to wait 2 weeks to get a new one" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604) ZZ Zakir Z. Owner > "It has helped me save time and focus more on growing my digital marketing business." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017920) MM Marisela M. senior business executive > "Again like I stated I just don't like that I cant send ACH instead of emailing checks." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017604) JC Joan C. Operations Manager > "From the start, being able to edit and personalize checks is a great feature." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6764997) MC Mike C. CEO > "This caused and is still causing a huge problem which in turn caused us to be late on filing our 1099s." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6162958) ZZ Zakir Z. Owner > "The payment process is smooth, secure, and reliable." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7017920) DM David M. Owner > "The problem wasn't on my end (after trying multiple browsers, multiple laptops and different users, yet still had..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764) JC Joan C. Operations Manager > "The cost is also very affordable considering other services charge hundreds of dollars for the same end product." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6764997) JK Joel K. Freelance SEO and Web Content Writer > "The only con about Online Check Writer is its complexity which makes it difficult to understand or deploy,..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4067917) CM Christopher M. pro se > "This was extremely easy to use It did not take very long to figure out and was very straightforward You didn't..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7003052) JC John C. ceo > "Hello , i have registered with this site and after giving them my confidential information about me and my bank..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3182478) JW Jun W. CEO > "I really like how easy it is to create and print checks." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7011332) DM David M. Owner > "Customer service was awful and inflexible when trying to address multiple concerns within a very short timeframe." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764) BK Bridgette K. owner > "This service is affordable and worth the time and money." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___7018119) NT Noe T. Broker > "It has become a bit pricy now as a stand alone check printing software." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4712361) VR Verified Reviewer board Member > "I love that checks can be emailed" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6670599) JR James R. Owner > "Again, the funds were not deposited and sat in the vendor's newly created wallet within Online Checkwriter (the..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323) TK Tonchui K. Owner > "I definitely love the all in one package, you can bill your clients, pay your vendors, make payment..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453350) MR Matthew R. Owner > "Sometimes some pages don't load, and it takes forever to load." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4440119) CC Cody C. Owner > "I conduct a lot of real estate notary closings and the ability to mail multiple checks to an address is veyr..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4478745) JR James R. Owner > "Online Checkwriter is very inconsistent with their processes and their phone agents are extremely rude. When it..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323) CB Carolyn B. Ceo > "I think the app is very detailed and easy to use" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___6763073) CF Cody F. Owner > "The reporting function has information from when the account was being tested, and the transition to a paid..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3707965) JK Joel K. Freelance SEO and Web Content Writer > "Besides, this software provides seamless ACH payment processing services, e-checks, and wire." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4067917) LM Lynn M. Accountant > "I've asked for the zil account and accompanying wallet to be removed because we are a nonprofit, only the board..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736) DM Dustyn M. Owner > "The ability to sync with QBO and add multiple bank accounts or clients makes using this software amazing." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4464475) NW Nicholas W. Writer > "I tried having the service mail out a check instead of printing and mailing it myself, and the check was never..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697324) JG James G. Controller > "It gets the job done for that although I know there are other useful features available." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___5098023) SR Sandra R. student > "There is minimal customer service and no follow-up." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3844430) HP Hector P. Owner > "It has helped me to manage expenses, vendors and payroll all in one system." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4464664) EH Edward H. Owner > "Direct deposit isn't what it sounds like either." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453650) Matthew M. Principal > "OCW has continued to develop and improve the check printing features, placing them first-in-class for check..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3743541) RS Rondell S. Owner > "The price Keith be to ouch at times and hard to pay for but there changing that up" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4402521) WM William M. Software Engineer > "It also keeps a digital record of my payments without any extra work. When payment systems are slow to move over..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048) VR Verified Reviewer Arvin's Photography > "I don't like about this software are sometimes the server will go down, as a result, the webpage will load..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3462831) JE Joseph E. CEO > "The Online Check Writer software allows us to save time in the issuance of payments to our vendors." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3702187) ML Mendel L. President > "Every time i was charged for something not previously disclosed, they would tell me the feature was just a trial..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3698274) NF Nacirema F. Registered nurse > "I enjoy the software and it would be perfect if the approval process for ach features were more Lenient" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4443278) EH Edward H. Owner > "Every service is restricted from the beginning." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453650) CV Courtney V. Solution Strategist > "I am able to set up several different accounts, process and print checks for my clients and myself with ease." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697197) LM Lynn M. Accountant > "The user interface changed without warning a few months ago from something that was really easy to use to..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736) CT Chad T. Member > "OnlineCheckWriter.com allows me to send payments to my staff with the click of a button." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3698176) MB Michael B. Accountant > "I paid a deposit toward user fees for features I'll never use that they don't tell you about until checkout (aka..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697506) JR James R. Owner > "I like the fact that this software is available online and that it gives me the capability of paying my vendors..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729323) VR Verified Reviewer Supervisor > "customer service is little poor." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4988122) DM David M. Owner > "OCW's platform is quick to learn and has in intuitive user interface" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764) TF Tracy F. Accounting > "I turned on the two factor authentication because I was concerned that my email and online checkwriter account had..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701239) GC Greg C. President > "It was very easy to use and implement, it works along side Quickbooks and is seamless." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4388318) SS Sarina S. Owner > "My checks were returned because Online Check Writer failed to attach the uploaded PDF." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697676) JM James M. Admin > "Easy to adopt and do check processing and features" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4475240) JD Jason D. owner > "The inability for my to accept payments via ACH into my account" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697819) TL Tal L. Owner > "I enjoy the fluidity of my businesses billing and expense tracking." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696325) CF Cody F. Owner > "The information in its knowledge base does not match the program's, causing confusion." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3707965) TB Tony B. President > "It makes it very easy to write and print checks using my own printer, and the checks are very professional. " [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3745078) MA Mark A. Operations Manager > "So many features, it seems as if they were just added in without much thought to an interface not intended to..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3699070) WM William M. Software Engineer > "It's so much faster when I receive a bill to put the information into this service than it would be to write..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701048) Rabbi Rafi D. Rabbi > "Crashes many times, some options are limited, a little too expensive" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3696319) JV JeanSebastien V. Bookkeeper > "I love the new QBO integration" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4385336) JJ Johnathan J. Owner > "Not long after that, the plans were changed and now I am being charged per check printed. " [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3744910) DE Doniceth E. Director > "Overall, if you are using this service to write paper check, or email electronic checks it's amazing. " [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701039) LM Lynn M. Accountant > "We're probably going to switch back to our payroll system for ACH, because it's too confusing the way" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736) Matthew M. Principal > "OCW is a true contender in a banking and accounting all-in-one solution for small businesses." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3743541) EH Elizabeth H. Office Manager / Paralegal > "Now it defaults back to the check list page, which is really inconvenient." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720148) TH Tammie H. Owner > "I like the ability to be able to send payments from any device quickly. " [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701203) JD Jason D. owner > "They recently changed the pricing without warning and it is much more expensive to accept and receive any..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3697819) ML Matt L. Broker/Owner > "Overall I'm pretty happy... had an issue with mailing checks out, some clients can't figure out how to print the..." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3700369) JF John F. Director of Finance > "Customer support is limited, price hike has me looking into other options" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3729039) DA Debbie A. Operations Manager > "This software was super easy to set up and the platform is extremely friendly for daily use." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4439202) CL Courtney L. Owner > "It is frustrating that they have the options available, but when I go to use them they are still unavailable." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3737187) JM Jean M. CEO > "This system works very well, we issued several checks and were cashed by recipients without any issue." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3731051) LM Lynn M. Accountant > "It's so frustrating, they even send us monthly zil statements." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701736) DE Doniceth E. Director > "If you are using this for the purpose of tracking and writing checks it's great. " [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3701039) IG Ivana G. Director > "Sometimes when I want to visit website is overloading" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3790597) BT Brian T. Owner > "I started using the product simply for check printing, which it does very well." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3741235) JE Joseph E. CEO > "The only con with the software is the cost of service." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3702187) AK Ashwin K. Developer > "It is easily accessible." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4902448) JG Jon G. Sales > "Check register does not work." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720144) Danylo K. Marketing specialist > "I like the interface." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4998255) RA Rahul A. Senior Consultant > "Their customer service can be a bit frustrating. Once you get to the right person, they handle things quickly!" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3720129) DM David M. Owner > "OCW's platform is quick to learn and has in intuitive user interface" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764) DM David M. Owner > "Customer service was awful and inflexible when trying to address multiple concerns within a very short timeframe." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4235764) Danylo K. Marketing specialist > "I like the interface." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4998255) SR Sandra R. student > "There is minimal customer service and no follow-up." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3844430) DF Douglas F. Owner > "Very happy with implementing this product. " [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___3724236) EH Edward H. Owner > "Every service is restricted from the beginning." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4453650) JV JeanSebastien V. Bookkeeper > "I love the new QBO integration" [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4385336) VR Verified Reviewer Supervisor > "customer service is little poor." [See full review](https://www.capterra.com/p/237205/Online-Check-Writer/#Capterra___4988122) [View Reviews](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) ## User interface [Wave](https://www.capterra.com/p/178021/Wave-Apps/) 4.37 (1,730) 4.52 (255) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Wave Top features 17/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders - Reporting & Statistics [See all features](https://www.capterra.com/p/178021/Wave-Apps/#features) Online Check Writer 12/50 - Accounting Integration - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Automated Receipt Matching - Backup and Recovery - Billing Portal - Bulk Send - Client Management - Compliance Management - Contact Database - Contingency Billing - Credit Card Processing - Credit Note - Customizable Branding - Customizable Invoices - Customizable Reports - Customizable Templates - Document Management - Dunning Management - Duplicate Detection - Dynamic Pricing - Email Management - Event Logs - File Encryption - File Sharing - Financial Management - Fraud Detection - Generative AI - Hourly Billing - Invoice Creation - Invoice History - Invoice Processing - Master Data Management - Mobile Payments - Multi-Currency - Multi-Language - Online Invoicing - Payment Processing - Project Billing - Projections - Purchase Order Management - Purchasing & Receiving - Quotes/Estimates - Real-Time Data - Real-Time Reporting - Recurring/Subscription Billing - Reminders - Reporting & Statistics [See all features](https://www.capterra.com/p/237205/Online-Check-Writer/#features) ### Recognition Wave is recognized as a top-rated tool in 5 Capterra Shortlist reports Online Check Writer is recognized as a top-rated tool in 3 Capterra Shortlist reports Best Value Accounts Payable Software (2023)  ### Deployment & support Wave Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Online Check Writer Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Wave - By Wave - Located in Canada - Founded in 2009 Online Check Writer - By Zil.US - Located in United States - Founded in 2008 ## Popular Comparisons [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $19/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178021-190778/Wave-Apps-vs-QuickBooks-Online) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $30/month Price $0.29 4.5 Features 4.6 4.4 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-237205/PayPal-vs-Online-Check-Writer) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $19/month Price $0.29 4.2 Features 4.6 4.5 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.6 4.4 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-237205/Venmo--vs-Online-Check-Writer) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Abby](https://www.capterra.com/p/268623/Abby/)[4.75 (604)](https://www.capterra.com/p/268623/Abby/reviews/) $19/month Price €0.01/month 4.2 Features 4.6 4.5 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/178021-268623/Wave-Apps-vs-Abby) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.5 4.4 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-237205/Stripe-vs-Online-Check-Writer) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) $19/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178021/Xero-vs-Wave-Apps) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $30/month Price $38/month 4.5 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-237205/QuickBooks-Online-vs-Online-Check-Writer) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,684)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $19/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178021/QuickBooks-Enterprise-vs-Wave-Apps) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) $30/month Price Contact vendor for pricing 4.5 Features 4.6 4.4 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-237205/Square-Payments-Processing-vs-Online-Check-Writer) [Wave](https://www.capterra.com/p/178021/Wave-Apps/)[4.37 (1,730)](https://www.capterra.com/p/178021/Wave-Apps/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) $19/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178021/NetSuite-vs-Wave-Apps) [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/)[4.52 (255)](https://www.capterra.com/p/237205/Online-Check-Writer/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) $30/month Price $0/month 4.5 Features 4.5 4.4 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/237205-275802/Online-Check-Writer-vs-Square-Point-of-Sale)