# Compare Lightyear vs Plooto 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Plooto and Lightyear based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/178978-225025/Lightyear-vs-Plooto --- # Plooto vs Lightyear Features and Cost Comparison Last updated July 11th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PlootoLightyear2/4 selected [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.9 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) [## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting Price CA$32.00/month Value-for-Money 4.2 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [243 reviews](#user-reviews) Positive 212 Neutral 19 Negative 12 [## Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.9 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) Starting Price £130.00/month Value-for-Money 4.8 Functionality 4.8 Ease of Use 4.9 Customer Service 4.9 Reviews Sentiment PT BS JG Based on [191 reviews](#user-reviews) Positive 190 Neutral 0 Negative 1 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 5,810 reviews from accounts payable software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 69%Fit Missing features Feature ratings Accounting 4.8 Financial Management NA Bank Reconciliation 3.8 Invoice Processing 3.9 Billing & Invoicing 4.2 84%Fit Not enough reviews Feature ratings Accounting 4.9 Financial Management 5.0 Bank Reconciliation 4.3 Invoice Processing 4.9 Billing & Invoicing 4.9 User satisfaction User satisfaction 4.3 User reviews[243](https://www.capterra.com/p/225025/Plooto/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.2 Customer support 4.0 User satisfaction 4.9 User reviews[191](https://www.capterra.com/p/178978/Lightyear/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.8 Customer support 4.9 Price starts from Price starts from CA$32Flat Rate, Per Month - Free version - Free trial Price starts from £130Usage Based, Per Month - Free version - Free trial Best for Best for Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. Best for Experience the power of Lightyear's intelligent automation platform for large SMEs & Enterprise-level Purchasing & Accounts Payables. Achieve rapid approvals, saving over 80% of costs and time. ## User reviews Pros & cons RP Ryan P. Lead Designer > "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) RP Ryan P. Lead Designer > "One of the biggest limitations is that Plooto doesn’t replace accounting software." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) CS Chloe S. Bookkeeper > "It integrates well with QuickBooks, keeps everything neat and tidy." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7160978) SB Steve B. COO > "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672) SM Sam M. pres > "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362) BK Bridgette K. owner > "The only con is that my account was deactivated without notice." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) AN Amir N. Controller > "Intimation to the vendors, through email about the payment details is a great feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) BK Bridgette K. owner > "I attempted to reach out to customer support, but did not receive a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) BZ Beckett Z. Senior Accountant > "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) AC Alan C. Executive Director > "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) BZ Beckett Z. Senior Accountant > "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) VR Vickey R. Owner > "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) AN Amir N. Controller > "Plooto integration with the QuickBooks online is easy to use & navigate." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) JJ Jaykumar J. System Engineer > "Not a mobile app and integration facility" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550) SF Sarah F. Office Manager > "So far we are content with the payables portion." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881) VR Vickey R. Owner > "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) HL Hunter L. Owner > "Easy to export and schedule payment from quickbooks." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742) CH Colette H. Piano Teacher Owner Director > "Cannot do credit card refunds without going through customer service." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) DS Desmond S. Administration > "Reasonably easy to set up, and payments are reliable." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742) AC Alan C. Executive Director > "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) VR Vickey R. Owner > "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) JG Joanna G. Hotel posta > "Can be difficult to use for advanced tasks" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) CW Chad W. CAO > "Plooto has provided a good venue for transactions to be completed in a timely and effective way. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697) NL Noah L. Senior Financial Analyst > "Some vendors can be skeptical to enter banking details into a third party payment processor." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) CH Colette H. Piano Teacher Owner Director > "Great filters to search through past payment history." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) VR Verified Reviewer General Manager > "there is no payroll integration which slows down the payment and reconciliation process considerably." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) AC Alan C. Executive Director > "The interfaces are clean and the functionality with the software is very solid." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) SR Steven R. Owner > "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383) PS Pauline S. Accounting supervisor > "great, their customer support is reliable as well and i find the software very reliable in payment processing" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633) AC Alice C. Founder and Clinical Director > "I don't like that I can't pay my monthly subscription with a credit card." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) DM Daianne M. Business Operations and Support Manager > "I want to express my appreciation for the user-friendly interface of the platform." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983) RP Rebecca P. Client Service Representative > "One of the only things I find a drawback is how long it takes for funds to transfer. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) MW Melissa W. Chief Financial Officer > "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032) BB Bernard B. President & CEO > "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335) NL Noah L. Senior Financial Analyst > "Customer service is right at your finger tips and gives almost immediate help through their chat feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) VR Verified Reviewer Manager > "E-transfers do not require giving up your password, and I refuse to compromise my security." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621) KH Kelly H. Administrator > "The platform is very simple and saves time!" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631) KW Krista W. Partner > "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422) GA Gillian A. Musician, Graphic Design > "Ease of use and payments are received quickly." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533) AE Ali E. IT & Operations > "Unfortunately, there isn't a way to remove these for security reasons." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) JG Joanna G. Hotel posta > "I like the fact that it is easy to set up" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) EB Edgar B. Founder > "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043) AE Ali E. IT & Operations > "The integration with Xero and reoccurring PAD setups are great time saving features." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) CE Chris E. Lead Client Advisor > "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044) Isaac S. Implementation Specialist > "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398) MB Mattias B. President > "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847) ZK Zak K. Executive Director > "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824) JA Jay A. Controller > "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859) MA Michele A. Office Administrator > "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) GP Genna P. Director of Finance > "I can’t say I have enough experience with all its features to list any cons at this point." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903) NL Noah L. Senior Financial Analyst > "It is very easy to use and syncs perfectly with QuickBooks Online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) AM Audrey M. Owner > "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) AC Alice C. Founder and Clinical Director > "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) KM Kartik M. Accounting Manager > "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461) JS Janet S. Managing Director > "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293) AD Andy D. President > "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983) DS Dorinda S. Executive Director > "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080) NP Norris P. Vice President > "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965) Bailey F. CEO > "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) GS Geeshan S. President > "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328) AM Audrey M. Owner > "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) RW Ron W. Owner > "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) DM Diana M. Bookkeeper > "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527) Steven D. Head of Product + Operations > "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154) RV Rini V. Junior Accountant > "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194) HY Heather Y. Principal > "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350) SB SARA B. Owner > "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400) JR Josh R. President > "The fees often hit wrong chart of accounts and requires manual adjustments on occasions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847) Maddie T. System Administrator > "Approval control, user-friendliness, and affordability are all things we like." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700) GS Geoffrey S. President > "Worst feature change was from transaction cost to minimum monthly fee." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035) MA Michele A. Office Administrator > "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) DG Daniel G. Owner > "but when they added a monthly fee on top of the pay-per-use model I stopped using it." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509) CC Carmen C. Accountant > "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414) RS Reg S. Owner > "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866) Bailey F. CEO > "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) RW Ron W. Owner > "Plooto does not import credit amounts resulting in overpayments." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) VR Verified Reviewer General Manager > "Integrates well with QB online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) Bailey F. CEO > "Payment times can be anywhere from 3 - 7 days which is a little slow." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) RD Riley D. CFO > "It integrates perfectly with our Xero accounting system and makes payments seamless." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923) LD Laura D. Owner > "That you can’t use your credit card to pay for bills." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556881) [View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/) PT Pauline T. Finance and Administration Officer > "The automated approvals keep everything moving without delays and the two-way matching between POs and invoices has drastically cut..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7061249) MC Mario C. Operations manager > "As someone who only uses Lightyear for invoice authorisation, many of the wider features feel unnecessary to me." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7080929) BS Bernie S. Financial Controller > "Paperless and ease of review, analysing and importing of information into Sage has allowed us to save on at least one worker in our..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7039626) HK Hazel K. Accounts Payable Administrator > "When Lightyear do an update it seems to effects my system and i have to refresh or have to completely come out of the system or it..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7036474) JG Janine G. Accounts Payable > "I've been using Lightyear for a year and love that it saves so much data entry time and picks up any duplicate invoices, creating very..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___6728044) MC Mario C. Operations manager > "I don’t use the platform beyond approvals, so some functionality isn’t relevant for my day-to-day role." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7080929) BP Benjamin P. Group Financial Controller > "The support we received from \[sensitive content hidden\] was outstanding—he worked hands-on with our finance team, tailored the setup..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7013876) FH Francesca H. Accounts Payable > "The VAT rounding differences are a niggle, and create errors when importing into accounting software. " [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7033281) SW Sue W. Finance Officer > "Lightyear is easy to use as an accounts payable program saving a huge amount of time verses manually entering invoices and helping to..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7058734) SS Shaun S. Weighbridge - Admin Assistant > "Also there is the "Approved" tab which is misleading as nothing in there is actually approved.....should be called "Pre-Approval" or..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7033336) BP Benjamin P. Group Financial Controller > "The ability to set up departmental approval processes has been a big win—everything is consistent, structured, and easy for staff to..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7013876) JH Jenni H. Accounts Payable Officer > "When we export invoices into a csv file to upload into our accounting package, some of the invoices in the csv file do not match the..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___6161237) MC Mario C. Operations manager > "The interface is clear and does exactly what I need it to do from an approval perspective." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7080929) EH Elisma H. Finance and Accounts Administrator > "PO's can't be converted into invoices." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7009055) HK Hazel K. Accounts Payable Administrator > "The managers love that they can check back on invoices and see what has been processed and approved." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7036474) SC Sarah C. Accounts > "Getting the right mapping for some suppliers due to their invoice formats can sometimes be challenging and ongoing." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___6207345) ST Samantha T. Director > "The smart extraction is a game changer for hand-written invoices." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7055957) VR Verified Reviewer Senior Financial Clerk > "At times syncing with Netsuite lags so it takes a bit longer to sync." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___3719642) EH Elisma H. Finance and Accounts Administrator > "Very good. Since some of the latest additions and improvements it is much easier to process complex invoices" [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7009055) LC Lisa C. Finance Assistant > "Sometime the information is not picked up correctly from the invoices." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___4034924) AB Alex B. Accounts Manager > "This has improved our Finance Team's quality of work significantly and the time saved is well worth the monthly fees you pay to..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___6802868) SH Steven H. General Manager > "Lack of interaction with purchase orders" [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___3687492) PB Pietro B. Maintenance Manager > "Overall I'm glad that starboard hotel use Lightyear for our Orders and invoice, easy to have all the invoice and PO under control" [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7045184) GS Georgie S. Finance Manager > "LGG workpage I found hard to keep track of." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___3727732) MC Matthew C. Accounts Payable Supervisor > "Lightyear would save money re: employment, as saves valuable time and requires less staff." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7041150) MR Mandy R. Accounts > "Cannot delete Gl codes or Suppliers from the system that were imported incorrectly" [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___2909596) CP Chris P. Owner > "By eliminating almost all the manual input I used to do, Lightyear has both significantly reduced the time I spend entering invoices..." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___6223116) MW Martin W. HR & Finance Manager > "I have found the only difficulty is in getting our managers to move from their old habits of paperbased systems to this." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___2653002) BP Benjamin P. Group Financial Controller > "The whole onboarding and adoption process was seamless and gave us confidence across the team." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7013876) KY Kate Y. Accounts Administrator > "It's not possible to view the GL codes and details on a task item." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___2510423) SC Sarah C. Accounts > "It does save a huge amount of processing time, identifies duplicate invoice numbers, streamlines and smoothens the approval system." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___6207345) AH Amanda H. assistant office manager > "The only issues I have typically arise from the integration of Toyota with the software." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___2313137) AC Anna C. Accountant > "They are that helpful it almost stops me using my initiative, instead I just contact the help desk team." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7036454) JS Jeffrey S. Food & Beverage Manager > "The export into our POS can be a little clunky." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___2891019) PT Pauline T. Finance and Administration Officer > "As a client, I’d say Lightyear’s purchase order system is a huge time-saver and incredibly easy to use." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___7061249) YK Yulia K. Accounts Officer > "Occasionally mapping does not work the way you want." [See full review](https://www.capterra.com/p/178978/Lightyear/#Capterra___2912272) [View Reviews](https://www.capterra.com/p/178978/Lightyear/reviews/) ## User interface 4.34 (243) [Lightyear](https://www.capterra.com/p/178978/Lightyear/) 4.91 (191) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Plooto 30/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Automation - Workflow Management [See all features](https://www.capterra.com/p/225025/Plooto/#features) Lightyear Top features 38/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Automation - Workflow Management [See all features](https://www.capterra.com/p/178978/Lightyear/#features) ### Recognition Plooto is recognized as a top-rated tool in 2 Capterra Shortlist reports Lightyear is recognized as a top-rated tool in 2 Capterra Shortlist reports Best Value Accounts PayableSoftware (2024)  Best Value Accounts PayableSoftware (2022)  ### Deployment & support Plooto Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Lightyear Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Plooto - By Plooto - Located in Canada - Founded in 2014 Lightyear - By Fonn - Located in United Kingdom - Founded in 1996 ## Popular Comparisons [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) CA$32/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-225025/QuickBooks-Online-vs-Plooto) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.91 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) £130/month Price $38/month 4.8 Features 4.3 4.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/178978-190778/Lightyear-vs-QuickBooks-Online) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) CA$32/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-225025/Xero-vs-Plooto) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.91 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) £130/month Price $25/month 4.8 Features 4.3 4.9 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-178978/Xero-vs-Lightyear) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.7 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-225025/Stampli-vs-Plooto) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.91 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) £130/month Price $2210/year 4.8 Features 4.4 4.9 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-178978/QuickBooks-Enterprise-vs-Lightyear) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) CA$32/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-225025/QuickBooks-Enterprise-vs-Plooto) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.91 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) £130/month Price Contact vendor for pricing 4.8 Features 4.7 4.9 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-178978/Stampli-vs-Lightyear) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) CA$32/month Price $1922/year 4.2 Features 4.3 4.5 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-225025/QuickBooks-Desktop-Pro-vs-Plooto) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.91 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) £130/month Price $1922/year 4.8 Features 4.3 4.9 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/178978-212058/Lightyear-vs-QuickBooks-Desktop-Pro) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto) [Lightyear](https://www.capterra.com/p/178978/Lightyear/)[4.91 (191)](https://www.capterra.com/p/178978/Lightyear/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) £130/month Price Contact vendor for pricing 4.8 Features 4.2 4.9 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-178978/NetSuite-vs-Lightyear)