--- title: "Compare PayPal Commerce Platform vs authorize.net 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare PayPal Commerce Platform and authorize.net based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/179252-221412/PayPal-Checkout-vs-authorizenet" page_type: "comparison" language: "en" --- # PayPal Commerce Platform vs authorize.net Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PayPal Commerce Platformauthorize.net2/4 selected [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) [## PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.6 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) Starting Price $0.01 Value-for-Money 4.5 Functionality 4.5 Ease of Use 4.6 Customer Service 4.1 Reviews Sentiment Based on [499 reviews](#user-reviews) Positive 467 Neutral 23 Negative 9 [## authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) Starting Price $25.00/month Value-for-Money 4.4 Functionality 4.4 Ease of Use 4.3 Customer Service 4.3 Reviews Sentiment Based on [220 reviews](#user-reviews) Positive 199 Neutral 13 Negative 8 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. Highest Rated ### WizCommerce 4.7 (13) * * * Starting Price $500.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 100% of reviewers rated it above 4 stars * * * ### Marketing 360 4.5 (1,158) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 90% of reviewers rated it above 4 stars * * * ### Acumatica Cloud ERP 4.4 (243) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 92% of reviewers rated it above 4 stars * * * ### Klarna 3.7 (104) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 69% of reviewers rated it above 4 stars * * * ## Summary * * * Key features rated by users Features selected based on 24,065 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology \--%Fit Missing features Feature ratings Data Security 4.5 Online Payments 4.6 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA 64%Fit Missing features Feature ratings Data Security NA Online Payments 4.8 Payment Fraud Prevention 4.8 Debit/Credit Card Processing 4.5 Expense Tracking NA User satisfaction User satisfaction 4.6 User reviews[499](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.5 Customer support 4.1 User satisfaction 4.5 User reviews[220](https://www.capterra.com/p/221412/authorizenet/reviews/) Ease of use 4.3 Functionality 4.4 Value for money 4.4 Customer support 4.3 Price starts from Price starts from $0.01Not provided by vendor - Free version - Free trial Price starts from $25Usage Based, Per Month - Free version - Free trial Best for Best for Whether you're a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers what you need to run your business and help it grow. Best for authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more. ## User reviews Pros & cons MD Mackenzie D. Founder > "I like the additional features that they roll out such as PayPal cash for customers that they can use at your store, the customer will..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) Ryan P. Owner > "The two and a half percent fee really eats into your profit if you are doing larger transactions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505) RD Ruth D. Designer > "It’s a payment platform that allows me to accept customers payments online, on app or in store." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589) William C. manager > "Can be as nosey about what the purchases are of, like the credit card companys. " [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7054171) RD Ruth D. Designer > "I can manage it all in one place and have the icon on my website." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7116589) Ryan P. Owner > "Thousands of dollars equals hundreds in fees." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505) MD Mackenzie D. Founder > "More importantly, I also like that I was able to customize my PayPal home screen to align with my branding." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) Shola O. Internship > "However, their services like receiving of payment is not available to people in my home country, Nigeria." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906) JB Jennifer B. Owner > "I appreciate that PayPal Commerce allows customers the ability to pay easily for products or services rendered." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7042285) MB Meghan B. Owner > "Not worth paying for. Since they disconnected their own payment processing and use an outside company it's more difficult to use." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6143877) Ryan P. Owner > "I especially like saving up crypto over time on the platform, treating it almost like a savings account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7033505) TI Terriyanna I. Volunteer Support > "Your account can be suspended for months without any explanation, it takes days to contact customer support, a lot of people do not like..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4802921) MD Mackenzie D. Founder > "I like that I was able to integrate PayPal into my Shopify account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) ZC Zhulieta C. administrativo > "A month had made a copra over the internet with payment paypal discount the money and did not pay the purchase, it takes 40 days to refund..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548) TM Tholang M. Owner > "They provides us with history on our transactions, which is good for tracking and analyzing sales over time." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___5039919) Melissa T. Associate > "Like most PayPal branches, customer service leaves a lot to be desired." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6034305) TB Tony B. Owner > "It’s easily available on several different sites and platforms." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854) CC Carissa C. Teacher > "Add more features or ways to secure funds and bank accounts because, honestly, at first, I was hesitant to link my bank account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4290677) AC Amine C. Farmer Operator in Crop Production > "The trust associated with the PayPal brand helps boost customer confidence and conversions" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6599333) BJD Brix Jasper D. Account Executive > "Some delays of payment somebody and bugs" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6332116) TB Tony B. Owner > "They also have a credit service that is convenient." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854) YH Yahya H. Student > "The biggest problem for me is the energy put into the modules used to make you use the PayPal service (pay, fund your account, etc.). And..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3484806) EK Elena K. Teaching Assistant > "Paypal is a great commerce platform for making payments to different companies, small business owners and has a great customer service team." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6058911) BB Benjamin B. Owner > "sending funds of $100 to my daughters for New Years, i attempted to send funds $100 to my other daughter, but was declined, so concerned i..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3280727) James G. Marketing Specialist > "Overall, PayPal is a trustworthy and efficient payment solution." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7096943) Moustafa Medhat A. Student > "I don't like that I can't change my address or Paypal's country. When moving from one country to another, I need to open a new Paypal account..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3306629) RK ROLIES K. MANAGER > "Very diverse, can be used in a lot of different countries as well" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6608230) OS Obrian S. Surveyor > "What I really don’t like about PayPal which I think they should fix is that sometimes when am sending money to it’s not showing my card..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3292995) JB Jean B. Training Specialist > "It integrates with a wide array of websites and makes payment processing a breeze and very secure" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6329516) KS Kristina S. Freelancer > "There is no special cons, except for one and that is that Paypal mobile application is still not enabled in my country, so I have to log in..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3580891) CT Cosmin T. Welding Engineer > "PayPal offers the option to link your bank account with your paypal account, allowing you to transfer funds from your paypal balance to your..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4260107) Alejandro R. Environmental engineer > "We have also noticed that the commissions that PayPal receives are a little higher than other payment gateways. And finally, what has caused..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3316149) Houyamne A. UI Designer > "It helps us to create and easily manage invoices, make payments, and accept payments in different installments." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) Luis S. TRADE MARKETING TRAINEE > "I did not like when the app did not recognize my credit/debit cards for some reason. When that happens to me, I do not know what to do as I..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460786) TB Tony B. Owner > "Great service." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7068854) MNB Mohd Nubli B. Lecturer > "This limits the payment options available to customers." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4629209) Houyamne A. UI Designer > "The most amazing phase of it is that it supports recurring billing, helps us to better manage risks, and overall; onboards customers." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) FE Ful E. Accountant > "Most countries in Africa are restricted from sending money money but can only receive." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4777731) ST Senthamizhkaviya T. NA > "I like that it gives timely updates on each step of the process to my email. " [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481) JN Jessica N. Accounting Assistant > "What I like least is that when I open the app on my cell phone, in addition to the digital one, it also asks me to confirm the device by text..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3552936) SB Sunil B. Customer Service Consultant > "Overall, a great payment gateway that is very secure and user friendly." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6658310) MM Misty M. Co-owner > "Even if the sender of the money calls customer support and verifies the transaction you are still stuck waiting the 7 business days." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591) Shola O. Internship > "I can make payments for good and services worldwide." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6095906) Gary G. Marketing Director > "Sometimes payments are withheld as a security measure, this can certainly affect the performance of a secure transaction as it can slow down..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3184826) RM Richard M. None > "I love PayPal because their lot to do even making money online for PayPal cash" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6483264) PA Pascal A. Freelancer > "Sadly, what I dislike is the transactions fees are a bit high. And I think the PayPal bots are 'overly sensitive' thereby disabling people's..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618) MT Martin T. Designer > "Fast and secure payment solution, which works well for businesses and between international banks and credit cards." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4291711) JJ Jane J. Analista de Marketing Digital > "In my paypal account in japan I also couldn't register my bank, there are only a few banks available that I don't use." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3182933) VR Verified Reviewer Financial Analyst > "PayPal is eas to use, safe, and very fast. When they say 2-3 days, it's usually overnight. If you have a small business, and want to set p..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4255966) ED Evandro D. CEO > "The only thing lacking in my humble opinion is the ease with which in Brazil the competitor has Pagseguro or Mercado Livre to be able to pay..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3483436) ZC Zhulieta C. administrativo > "I like the speed in transfers, I like the speed in the payments of purchases that I usually make online." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548) JL Johnny L. Customer Service Representative > "receipt can be edited and money and account can be hacked by the hackers." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3412491) CS Charles S. Owner > "Easy and efficient way to manage your regular transactions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6334824) VR Verified Reviewer Realtor > "Lately, I have had every payment held for 21days simply because it's a virtual product, and customer support hasn’t been helpful at all." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3326690) Houyamne A. UI Designer > "Paypay commercial platform helps us to accelerate business growth and deliverables." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) MM Misty M. Co-owner > "If you receive or send money over a certain amount they will put it on hold for 7 business days." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3252591) Houyamne A. UI Designer > "The Paypal commercial platform helps us to go beyond just simple payment collection." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4929875) Lunga K. CEO > "Many banks in my country doesn't support PayPal and that gives me challenges always with withdrawals." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3414749) ST Senthamizhkaviya T. NA > "Easy to transfer and accept money, at one click. " [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6475481) KC Kim C. Nurse > "I seemed to just get automated responses." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4653940) FK Fortunate K. Owner > "The interface is simple and straight to the point, which I like. And copying code to your website is not a tedious task." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4475188) VR Verified Reviewer Career Coach, Counselor and Art\_Therapist > "When transferring money to the bank account, the service costs are high, in my opinion." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3460702) VR Verified Reviewer Owner > "I love PayPal and use it daily it’s great for sending and receiving money and invoices and things" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4804273) KB Kumar B. CEO > "There is no reliable international payment option in Nepal other than PayPal." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3374322) AD Agatha D. Revender > "possibility to work with different currencies, management report to help, low fees." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4294506) Peter U. Sales man > "I became unhappy when I couldn't withdraw in my local currency NGN to my naira bank account. And I found it hard linking my NGN master..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2811813) MNB Mohd Nubli B. Lecturer > "It has over 200 million active users worldwide, making it ideal for selling products or services internationally." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4629209) WP Wasim P. Private Tutour > "Despite PayPal being easy to use, the biggest drawback for me is the fee charged by the company to receive funds from someone else." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3475370) AN Alison N. Teacher > "I feel safer using PayPal for online purchases, especially if it's somewhere I will only order once from." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4897617) WS William S. artist > "There are huge fees for chargebacks with Paypal." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3222044) SA Sadeq A. Engineering computer > "It is the ease of dealing with profitable sites, as well as its global spread, and the simplicity of its design, as well as linking the..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3428942) SL Sally L. Law Student > "Sometimes I am unable to see the actual cost of my order because the Paypal total doesn't apply the retailer's coupons that I have added to..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2519055) CT Cosmin T. Welding Engineer > "Money sent to us from other countries can be received immediately and without any delays." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4260107) VR Verified Reviewer Animal caretaker > "Specifically, the setup, in general, can be somewhat a challenge if not tech-savvy, I've had some associates have some basic questions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3618681) YE Youssef E. freelancer > "The reasons why I like this web payment company are first, facilitates users to send and receive money to business associates, friends,..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3331228) Pius S. Managing Director > "Withdrawal time and customer support response could do better." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3360344) César C. Computer engineer > "It is the service in which I keep my money, that says it all, it is an application that gives me security and confidence, I think that is the..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3455775) JG Juan G. Sales Manager > "It needs to improve in terms of time, many times the waiting time for a refund is very long and the customer service response is not the best." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2940627) ZC Zhulieta C. administrativo > "In general I like to use paypal has helped me on a day-to-day life in online shopping and sales" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4655548) ST Sean T. packer > "What I did not like about the software was the limited seller protection." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3358743) FK Fortunate K. Owner > "The interface is simple and straight to the point, which I like. And copying code to your website is not a tedious task." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___4475188) LF Laurie F. Finance & Office Manager > "It's not intuitive how to request your money once someone has sent it to you." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2962381) SA Sadeq A. Engineering computer > "It is the ease of dealing with profitable sites, as well as its global spread, and the simplicity of its design, as well as linking the..." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3428942) VR Verified Reviewer Animal caretaker > "Specifically, the setup, in general, can be somewhat a challenge if not tech-savvy, I've had some associates have some basic questions." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3618681) AP Anders P. Writer > "The visual scheme of both the online website and mobile application are incredibly easy to both look at and understand." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3273204) Sébastien G. Developer > "I found that despite being a world class company, the overall UX and developer experience was bad." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___2816063) JB Julie B. Sales Specialist > "The GUI is great and the platform has been around for years and it is a trusted software/brand." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3311122) Melissa T. Associate > "Like most PayPal branches, customer service leaves a lot to be desired." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___6034305) MD Mackenzie D. Founder > "I like that I was able to integrate PayPal into my Shopify account." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___7067693) Pius S. Managing Director > "Withdrawal time and customer support response could do better." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3360344) PA Pascal A. Freelancer > "What I like most is that PayPal Commerce is that it is easy to integrate - I literally installed it in my online shop in minutes." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3814618) DF Douglas F. PhD Candidate > "The customer service is a bit slow sometimes/." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3350419) SM Samba M. Marketing > "Yes the product's is easy to use and fast however I'm glad to be here" [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___5029008) JL Jilong L. Senior Software Engineer > "I feel disappointed with PayPal's customer service." [See full review](https://www.capterra.com/p/179252/PayPal-Checkout/#Capterra___3812459) [View Reviews](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) AP ALISSA P. OWNER > "Overall, Authorize.net has been a dependable and secure payment solution. Once everything is set up, it runs..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7142717) JP John P. Transport Broker > "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657) Ryan P. Owner > "Overall, it's a solid platform for processing payments, with a little bit of pricing complexity, and not..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787) VR Verified Reviewer Owner > "We did incur a monthly gateway fee plus multiple other fees monthly - we were pci compliment but yet still got..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7056875) AP ALISSA P. OWNER > "It processes payments consistently without major issues, and the fraud protection tools provide peace of mind." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7142717) KD Kristi D. Nurse Practitioner, Owner > "I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see a..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997) JC Jason C. Operations Manager > "Authorize.net gives us strong security for global transactions, plus simple account management and clear fees." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645) Ryan P. Owner > "Also, it isn't beginner-friendly compared to modern tools." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787) JC Jason C. Operations Manager > "The transferring of money to clients and partners is highly reliable; it assists in avoiding fraud issues." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645) CTB Connor T. B. Financial Operations Manager > "It can be a little time consuming to make custom financial summaries sometimes." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475) DS Dru S. Property Success Parntner > "Overall the experience is the system is not only cost effective but has greatly helped with money transfers..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7053006) JP John P. Transport Broker > "This is a nightmare industry to get a chargeback on a coast-to-coast transport job." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657) AR Alec R. Owner > "I use Authorize.net because it is the only solution available to a specific program I need to collect payments..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296) CT Carleton T. Website Admin > "I guess I don't like when I need a secret key AND a security token and a few other things, since it just seems..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651) CT Carleton T. Website Admin > "It's basically a 100% trust symbol, and I know it's going to work every time, while protecting my transactions." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651) Katrina H. Logistics Manager > "I think having to pay a monthly gateway fee is a con but not enough of a con to keep me from using this..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6830936) JS Jacqueline S. Self employed > "One of my favorite aspects of the site is that there are always clickable tabs available." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962) DS David S. President > "I have not "upgraded" to the new user interface and don't plan to if I don't have to." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982) AR Alec R. Owner > "It is the most widely accepted payment processor by merchant service providers and billing systems" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296) Babatunde O. SEO Marketer > "It was not easy at first to get through to paysafe as a business operating in Europe we had to go through a..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6780565) DM Dana M. Fulfillment Manager > "It is easier to use than our home grown software for the end user for sure." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7037396) HT Hilary T. Head of Growth > "Their merchant UI is very outdated." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7060761) LB Lanika B. Owner > "The website is well designed out and finding needed services is quick." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041) AS Amy S. Intake Specialist > "Very rarely has there been an issue that was not resolved easily." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7126985) FF Fernando F. CEO - IT Consultant > "I have been through three Merchant Services bank providers throughout the years and I have kept Authorize Net..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183) SS Shannon S. E-Commerce Marketing Manager > "Some feature do not work properly due to high security of information even when set up properly.(Stored Credit..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6406734) Priyansh K. Manager > "It also allowed us to customize the look and feel of our payment forms, making it easy to create a seamless,..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) BM Brandon M. CEO > "Their customer service is slow to respond at times." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669) AS Adeel S. Software Developer > "The management portal is pretty intuitive." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6597100) TS Thomas S. IT Director > "Difficult to test sometimes and documentation does not seem to always be easy to understand." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6775666) Kavindu Githsara K. System Specialist > "Net supports a variety of payment types, including credit cards, debit cards, and electronic checks, and it..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738) KD Kristi D. Nurse Practitioner, Owner > "I feel the dashboard is pretty complicated." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997) DS David S. President > "Customer service is quick and knowledgeable." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982) SA Smriti A. Treasurer > "It was very expensive even for very limited transactions that we use this application." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6230745) Priyansh K. Manager > "It also allows us to accept a wide range of payment options, including credit cards, debit cards, and..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) AP Adam P. Manager > "We have issues with charge backs with authorize.net" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261) JS Jacqueline S. Self employed > "I appreciate how user-friendly their merchant interface is." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962) TF Tammy F. FOH Manager > "It was confusing once we were switching over companies." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6251030) FF Fernando F. CEO - IT Consultant > "Excellent platform for credit card and ACH online payment processing" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183) Priyansh K. Manager > "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) MT Micheal T. Marketing Director > "authorize.net helps us automate our billing." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6235051) NJ Neil J. Treasurer > "The interface appears a little old fashioned" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402) LC Latisha C. Coach > "It was easy to use to set up to use." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6703731) TW Tiffany W. Administration > "This has caused some issues with customers and would love to be able to do it on the spot." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844) LB Lanika B. Owner > "Website is user friendly." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041) Josh B. Managing Member > "If you are doing anything beyond setting up Authorize.net with them directly and having them manage your..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3210296) CTB Connor T. B. Financial Operations Manager > "The thing I love about it is how easy Authorize." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475) JD Judith D. Advancement Associate > "The cost was getting to be a little prohibitive." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3834449) Nipon D. Executive Director > "You might not hear a lot about them these days but actually they are the biggest network of merchant account..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3844582) CB Cheri B. Program Coordinator/Executive Secretary > "The initial set up was a little confusing, asking for a credit card which I never gave because the charges for..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3426380) VC Vanessa C. BILLING AND INSURANCE SPECIALIST > "OVERALL IT IS A GREAT WAY OF SETTING UP PAYMENT ARRANGEMENTS WITHOUT CONSTANT REMINDERS." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6484155) EJ Elyse J. Manager of Data Integration > "Outages were plentiful as were timeouts and errors." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368) RQ Rizwan Q. Admin > "Authorize.net is very trusted and reliable payment gateway which also provided payment processing solutions." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4480466) KR Katie R. Office Manager > "They hold your money, decide to shut down your account for absolutely no reason and then decide to hold your..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2582265) VR Verified Reviewer Content strategist > "When I use the Authorize.net platform for payment processing, I save time." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626) MD Margaret D. controller > "The challenge I always have with this software is that it is impossible to reconcile deposits to charges. " [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2944121) Kavindu Githsara K. System Specialist > "This makes it a convenient and flexible solution for businesses of all sizes and industries." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738) EJ Elyse J. Manager of Data Integration > "Impossible to look at your account holistically." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368) Kavindu Githsara K. System Specialist > "Those features helped us to reduce the risk of fraudulent activity." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738) JK Joe K. Marketer > "Had one day where the servers went down and were unable to take payment for a couple hours." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3027843) Priyansh K. Manager > "This makes it easy for us to accept payments from a variety of customers." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) JF Jordan F. Owner > "It only works half the time and I have to constantly re-pair the card reader." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2937521) TF Tanveer F. Human Resource Manager > "It has a great customer support team." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6272952) SC Sharon C. CEO > "Can be difficult to navigate, especially on mobile." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2590059) MP Matthew P. Owner - Instructor > "Ease of use - processes quickly." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6232987) JP John P. Transport Broker > "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657) AP Adam P. Manager > "Authorize.net is easy to use and understand." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261) DS David S. President > "I have not "upgraded" to the new user interface and don't plan to if I don't have to." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982) CV Charline V. Owy > "Great customer service, helpful on the phone!" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6181804) NJ Neil J. Treasurer > "The interface appears a little old fashioned" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402) VK Valerie K. Owner > "very nice staff, always helpful when I need it." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6070897) RP Ryan P. Graphic Designer > "Also, it isn't beginner-friendly compared to modern tools." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787) MO Mia O. Business Manager > "It summarizes each transaction in a trackable way and helps me transfer them over to Quickbooks." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3657314) KD Kristi D. Nurse Practitioner, Owner > "I feel the dashboard is pretty complicated." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997) VR Verified Reviewer Content strategist > "Personally, I appreciate the ease with which you can manage payments on the platform, it's very simple." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626) BM Brandon M. CEO > "Their customer service is slow to respond at times." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669) AR Alejandra R. marketing > "always efficient and eassy to use, customer even receives his auth transaction email on time no worries about..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4462664) Priyansh K. Manager > "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) JR Jill R. Tech support/customer service > "Easy to use and has features we do not use yet but as a growing company love knowing the features are..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4320091) TW Tiffany W. Administration > "This has caused some issues with customers and would love to be able to do it on the spot." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844) [View Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/) ## User interface [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/) 4.64 (499) [authorize.net](https://www.capterra.com/p/221412/authorizenet/) 4.46 (220) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important ACH Payment Processing 150 Important Activity Dashboard 120 Important PayPal Commerce Platform 7/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/179252/PayPal-Checkout/#features) authorize.net Top features 27/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/221412/authorizenet/#features) ### Recognition PayPal Commerce Platform is recognized as a top-rated tool in 1 Capterra Shortlist reports No recognitions have been awarded to authorize.net ### Deployment & support PayPal Commerce Platform Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos authorize.net Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details PayPal Commerce Platform - By PayPal - Located in United States - Founded in 1998 authorize.net - By Visa - Located in United States - Founded in ## Popular Comparisons [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $0.01 Price $0.29 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/179252-207944/PayPal-Checkout-vs-PayPal) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $25/month Price $0.29 4.4 Features 4.6 4.3 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-221412/PayPal-vs-authorizenet) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/179252-222572/PayPal-Checkout-vs-Venmo-) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) $25/month Price Contact vendor for pricing 4.4 Features 4.6 4.3 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.5 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-179252/Stripe-vs-PayPal-Checkout) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) $25/month Price Contact vendor for pricing 4.4 Features 4.5 4.3 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-221412/Stripe-vs-authorizenet) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,714)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-179252/Square-Payments-Processing-vs-PayPal-Checkout) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) $25/month Price $0/month 4.4 Features 4.5 4.3 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/221412-275802/authorizenet-vs-Square-Point-of-Sale) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/) $0.01 Price Contact vendor for pricing 4.5 Features 4.6 4.6 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/179252-229452/PayPal-Checkout-vs-Afterpay) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.4 Features 4.2 4.3 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-221412/NetSuite-vs-authorizenet) [PayPal Commerce Platform](https://www.capterra.com/p/179252/PayPal-Checkout/)[4.64 (499)](https://www.capterra.com/p/179252/PayPal-Checkout/reviews/) vs [Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,718)](https://www.capterra.com/p/83891/Shopify/reviews/) $0.01 Price $29/month 4.5 Features 4.4 4.6 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/83891-179252/Shopify-vs-PayPal-Checkout) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.4 Features 4.3 4.3 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-221412/QuickBooks-Online-vs-authorizenet)