# Compare Melio vs Zil Money 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Melio and Zil Money based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/184673-10014229/Melio-vs-Zil-Money

---

# Melio vs Zil Money Features and Cost Comparison

Last updated July 10th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

MelioZil Money2/4 selected

[Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

[## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.3

Functionality

4.1

Ease of Use

4.4

Customer Service

4

Reviews Sentiment

Based on [404 reviews](#user-reviews)

Positive

334

Neutral

9

Negative

61

[## Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting Price

$30.00/month

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

JL

AH

Based on [103 reviews](#user-reviews)

Positive

95

Neutral

6

Negative

2

## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,599 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

70%Fit

Missing features

Feature ratings

Data Security

4.4

Online Payments

4.3

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.2

Expense Tracking

4.3

\--%Fit

Missing features

Feature ratings

Data Security

4.7

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.5

Expense Tracking

NA

User satisfaction

User satisfaction

4.2

User reviews[404](https://www.capterra.com/p/184673/Melio/reviews/)

Ease of use

4.4

Functionality

4.1

Value for money

4.3

Customer support

4.0

User satisfaction

4.7

User reviews[103](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.5

Price starts from

Price starts from

$25Per User, Per Month

-   Free version
-   Free trial

Price starts from

$30Usage Based, Per Month

-   Free version
-   Free trial

Best for

Best for

Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution.

Best for

United States Businesses Small and medium businesses Entrepreneurs Freelancers

## User reviews

Pros & cons

KS

Krzysiek S.

manager

> "It is a useful solution for managing invoices, sending payments, and keeping vendor payments better organized."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7172483)

BK

Bridgette K.

Owner

> "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405)

KM

Katsia M.

Director

> "It is also a relief that users are able to review and approve items within Melio so I do not have to send follow-up approval requests."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7177007)

JM

Julie M.

Owner

> "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was incomplete!)..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

LC

Lin C.

CEO

> "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

TT

Toni T.

Owner

> "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being declined..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348)

GI

Gabriel I.

Founder

> "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I love..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402)

JM

Julie M.

Owner

> "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

NN

Nick N.

Owner

> "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884)

KW

Kimb W.

Owner

> "There is a chance of card payments to result in significant fees if you use the service frequently"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085)

MK

Marina K.

Chief Financial Officer

> "Also, since there are multiple tabs for each company (for example) - no problem."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7153844)

KC

Kyle C.

CEO

> "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

LC

Lin C.

CEO

> "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

BM

Brandon M.

Owner

> "My only issue is that card payments aren't sent on weekends."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314)

CC

Charles C.

Director Marketing

> "It improved the entire invoicing process by having an accurate order of payments sent and received."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703)

BK

Bridgette K.

Owner

> "I wanted to love this software, but was unfortunately unable to truly experience its benefits."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405)

JR

Julian R.

Finance and foreign trade

> "The data is stored on a secure platform that allows payment tracking for more security"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634)

RW

Robert W.

President

> "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582)

EL

Elizabeth L.

professional accountant

> "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

KC

Kyle C.

CEO

> "Security flaws are huge."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

LC

Lin C.

CEO

> "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

SK

Shawn K.

Director

> "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they flagged..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258)

JM

Julie M.

Owner

> "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

KC

Kyle C.

CEO

> "You have to just hope you dont have a disgruntled employee or book-keeper?"

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

NN

Nick N.

Owner

> "The thing I liked about Melio is that it is free of subscription payments and free to register."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884)

KC

Kyle C.

CEO

> "I'd stay away from Melio until this fixed."

[See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617)

KW

Kimb W.

Owner

> "It's the most suitable for business accounting software integration that will make everything smooth and clear"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085)

Garrett B.

Owner

> "All I want to do is change my email address because the one on file doesn't work anymore."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544)

EL

Elizabeth L.

professional accountant

> "It makes the whole process of paying bills easier and spending hours entering data."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

KB

Kathleen B.

Founder, Virtual Assistant

> "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

ER

Erika R.

Real estate investor

> "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231)

JD

Jamie D.

Accountant

> "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

LC

Lin C.

CEO

> "The learning curve was very low, and it provided good value for money for our needs."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679)

JM

Julie M.

Owner

> "I found it very confusing and not a smooth process at all."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381)

AH

Alton H.

owner

> "I was able to pay several vendors within minutes without headache or hassle."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526)

KB

Kathleen B.

Founder, Virtual Assistant

> "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

AC

Ania C.

Assistant Manager

> "It has been a good experience and has relieved a lot the way credit card payments are processed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245)

HH

Heidi H.

owner

> "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808)

EL

Elizabeth L.

professional accountant

> "Now I only have to upload the bills and Melio does everything for me."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909)

KB

Kathleen B.

Founder, Virtual Assistant

> "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

LM

Lisa M.

Administrator

> "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641)

KB

Kathleen B.

Founder, Virtual Assistant

> "I've now had three instances of payments being stopped--critical payments I'd add."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

SS

Saurabh S.

Founder

> "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148)

KB

Kathleen B.

Founder, Virtual Assistant

> "Worst of all, support does nothing but say it's the "payer's responsibility" to check information."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

PW

Peter W.

Vice President

> "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978)

LG

Laura G.

Office Manager, Bookkeeper

> "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team to..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275)

AC

Ada C.

CEO & Founder

> "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

SM

Saviour M.

MANAGER

> "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073)

SC

Sachin C.

Agritech

> "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring payments...."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982)

MC

Marialuisa C.

Owner

> "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before I..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203)

BH

Basim H.

Managing Member

> "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567)

IL

Ivan L.

Sales

> "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067)

RS

Ryan S.

Manager

> "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056)

KB

Kathleen B.

Founder, Virtual Assistant

> "hours is not good enough for a payment processor."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152)

LR

Liz R.

Owner

> "It’s easy to use and all the functionalities you have to send payments is great!"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505)

KC

Kari C.

executive director

> "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998)

AC

Ada C.

CEO & Founder

> "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so you..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466)

VR

Verified Reviewer

CFO

> "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely"

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965)

Andrei P.

Data Scientist

> "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001)

CH

Chris H.

Founder

> "One issue I ran into with independent contractors:When dealing with many vendors you are paying, the main name to search for is the "company name"."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225)

JD

Jamie D.

Accountant

> "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716)

CH

Chris H.

Founder

> "Individuals working as independent contractors sometimes don't understand and put in funny names as company name. If it's the vendor who set it up like..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225)

JW

Julieanne W.

Systems expert

> "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548)

CR

Christine R.

Owner

> "My payment was scheduled for a date and time, payment never sent, multiple emails never have been answered. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3713303)

CN

Carmen N.

Head of Corporate Affairs

> "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360)

PK

Paige K.

CEO

> "It overall wasn't the most cost effective option for our company and other options allowed for more tailored options for our needs."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4225057)

CT

Christie T.

Owner, Lead Bookkeeper

> "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125)

MR

Markos R.

Business Delvelopment Manager

> "Customer service does not seem to provide accurate information as it pertains to when vendors payment will be deposited. "

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3832555)

LM

Lisa M.

Administrator

> "I think with some work on the accounts receivable side this program will be even better."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641)

VR

Verified Reviewer

Office Manager - Bookkeeper

> "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see any..."

[See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760)

BM

Brandon M.

Owner

> "Great experience overall, great support and pricing."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314)

SP

Sonny P.

Owner

> "Trying to print to the payment activity to pdf from the web browser never works."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430)

CM

Carisa M.

Accounting Manager

> "it has given us the ability to work in remote situations and process payments for clients no matter where we are."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311)

AM

Allie M.

Owner

> "I use this service solely because my accountant uses it to send bills my way, and as a result I am on the receiving end of intrusive sales-targeted..."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3440097)

SP

Sonny P.

Owner

> "The integration with QBO brings efficiencies that allows me to offer better A/P services to clients."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430)

AB

Amanda B.

Executive Assistant

> "Melio cannot make payments to Guyana, which is unfortunate as our organization has vendors in that country."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169273)

BW

Ben W.

Manager

> "The drag & drop invoice functionality works great 99% of the time, and they make it super easy to set up recurring payments as well."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168757)

KM

Katherine M.

Office Manager

> "I don't like the new feature of how invoices are listed in the inbox."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168638)

Ginger B.

Court reporter

> "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!"

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945)

RM

Rick M.

President

> "Can't get customer service to answer during their business hours; they answer that they are closed."

[See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4702099)

[View Reviews](https://www.capterra.com/p/184673/Melio/reviews/)

JL

Justin L.

Owner

> "Check Printing & Digital Checks: The feature that allows businesses to customize and print checks on blank stock paper or send..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

MO

Michael O.

Owner

> "Tracking sometimes payments get lost or pods get misplaced but tracking payment following up payments fall through or if..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6408333)

AH

Ahmad H.

Engineer

> "The mobile app experience is clean and functional, allowing users to manage transactions on the go with the same features..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

DW

Davon W.

CEO

> "Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

JAP

Jonica Ariel P.

CEO

> "The ease of creating your own secure way of making payments for small business owners who have to make every penny count."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

DW

Davon W.

CEO

> "Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7019917)

JL

Justin L.

Owner

> "It helped me keep my money secure and help me do quick money transfers when I needed it."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7020578)

CM

Charles M.

Owner

> "The app is a bit hard to see all the buttons and I'm not about to access the features."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

DS

Dmitriy S.

Add Marketing

> "Very fast transactions, hadn’t had any problems with it yet I use this for all my online transactions, works great like any..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7068863)

AM

Annie M.

Strategy and Operations Manager

> "The customer support can take a while to get help when something goes wrong."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836035)

SA

Shadma A.

CEO

> "The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7063983)

BS

Bridillia S.

Admin

> "The setup is confusing and hard to deal with"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6416100)

PC

Pulkeet C.

Founder

> "I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

FF

Fernando F.

CEO - IT Consultant

> "I did not like that some funding sources where not available for all methods of payments, particularly eChecks"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

FF

Fernando F.

CEO - IT Consultant

> "Online Check Writer has made it easy to access our funds and credit lines from one place to take care of our accounts payables..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6351395)

BB

Beau B.

Owner

> "Overall it has been difficult. If I have to go back and forth to submit another payment I'll just use a different service."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6334998)

PC

Pulkeet C.

Founder

> "I liked the user-friendly interface and the ability to create and send checks instantly."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

AF

Anthony F.

Owner

> "Nothing that I can think of off the top of my head"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6572744)

ZAHWAAN A.

Manager

> "It's relaible for daily use and I appreciate the range of payment options it offers"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836121)

AH

Ahmad H.

Engineer

> "I really still testing it till now, and I still did not find anything that I do not like."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836036)

AG

Abderahmane G.

Agriculture

> "Overall, Zil Money has helped streamline my payment and accounting processes."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836154)

CM

Cheyenne M.

None

> "I havent found anything yet that i can i say i dislike about zil"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6412307)

PC

Pulkeet C.

Founder

> "It saves a lot of time for small businesses and freelancers like me."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6836050)

PD

Presley D.

Owner

> "I can’t think of much that I don’t like about zil money only could be faster processing."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6362141)

JAP

Jonica Ariel P.

CEO

> "It was a no hassle quick process that left me stress free!"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7021227)

AS

Adam S.

Directer

> "I never got any free money and the signing of the check never happened"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6349152)

BL

Bonita L.

Work from home mom

> "I generally appreciate Zil Money for its comprehensive suite of financial tools, which help streamline various aspects of..."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354571)

FP

Frances P.

Administration

> "Only thing is that customer service so somewhat difficult to get in touch with."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6354884)

BK

Bridgette K.

Owner

> "I like being able to offer my customers different payment options including ACH, debit, and credit card."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357281)

AR

Ardinay R.

Owner

> "There isn't anything that really bother me about the app, maybe add on some features?"

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6348567)

AS

Ashley S.

Owner

> "This company is a great opportunity to take Adamvantage of using."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___7029093)

AF

Amber F.

Co owner

> "Don’t like using online services for anything."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6341507)

CM

Charles M.

Owner

> "The ease of access and the multiple features that go well with small business."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6376400)

CS

Cayden S.

CEO

> "I really don't have an compliants about zil money."

[See full review](https://www.capterra.com/p/10014229/Zil-Money/#Capterra___6357284)

[View Reviews](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

## User interface

4.22 (404)

4.69 (103)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Melio

Top features

18/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/184673/Melio/#features)

Zil Money

10/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/10014229/Zil-Money/#features)

### Recognition

Melio is recognized as a top-rated tool in 5 Capterra Shortlist reports

No recognitions have been awarded to Zil Money

### Deployment & support

Melio

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Zil Money

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Melio

-   By Melio
-   Located in United States
-   Founded in 2018

Zil Money

-   By Zil.US
-   Located in United States
-   Founded in 2008

## Popular Comparisons

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$25/month

Price

$38/month

4.1

Features

4.3

4.4

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

vs

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/)

$30/month

Price

$0.29

4.5

Features

4.6

4.6

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/207944-10014229/PayPal-vs-Zil-Money)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/)

$25/month

Price

$25/month

4.1

Features

4.3

4.4

Ease of Use

4.4

[View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

vs

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

$30/month

Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/222572-10014229/Venmo--vs-Zil-Money)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/)

$25/month

Price

$2210/year

4.1

Features

4.4

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/)

$30/month

Price

Contact vendor for pricing

4.5

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-10014229/Stripe-vs-Zil-Money)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/)

$25/month

Price

Contact vendor for pricing

4.1

Features

4.7

4.4

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

$30/month

Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-10014229/Square-Payments-Processing-vs-Zil-Money)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,564)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/)

$25/month

Price

$1922/year

4.1

Features

4.3

4.4

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/184673-212058/Melio-vs-QuickBooks-Desktop-Pro)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$30/month

Price

$38/month

4.5

Features

4.3

4.6

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/190778-10014229/QuickBooks-Online-vs-Zil-Money)

[Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (404)](https://www.capterra.com/p/184673/Melio/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$25/month

Price

Contact vendor for pricing

4.1

Features

4.2

4.4

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio)

[Zil Money](https://www.capterra.com/p/10014229/Zil-Money/)[4.69 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

vs

[BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/)[4.14 (562)](https://www.capterra.com/p/166559/BILL/reviews/)

$30/month

Price

$49/month

4.5

Features

4.1

4.6

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/166559-10014229/BILL-vs-Zil-Money)