# Compare Melio vs Sage 100 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Melio and Sage 100 based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/184673-227232/Melio-vs-Sage-100cloud --- # Melio vs Sage 100 Features and Cost Comparison Last updated June 3rd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: MelioSage 1002/4 selected [Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.1 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) [## Melio](https://www.capterra.com/p/184673/Melio/)[4.2 (402)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $25.00/month Value-for-Money 4.3 Functionality 4.1 Ease of Use 4.4 Customer Service 4 Reviews Sentiment Based on [402 reviews](#user-reviews) Positive 332 Neutral 9 Negative 61 [## Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.1 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) Starting Price $7500.00 Value-for-Money 3.8 Functionality 3.9 Ease of Use 3.9 Customer Service 3.8 Reviews Sentiment CO Based on [402 reviews](#user-reviews) Positive 314 Neutral 63 Negative 25 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 5,658 reviews from accounts payable software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 70%Fit Not enough reviews Feature ratings Accounting 4.0 Financial Management \-- Bank Reconciliation 4.4 Invoice Processing 4.4 Billing & Invoicing 4.4 78%Fit Feature ratings Accounting 3.8 Financial Management 4.5 Bank Reconciliation 4.3 Invoice Processing 4.2 Billing & Invoicing 4.3 User satisfaction User satisfaction 4.2 User reviews[402](https://www.capterra.com/p/184673/Melio/reviews/) Ease of use 4.4 Functionality 4.1 Value for money 4.3 Customer support 4.0 User satisfaction 4.1 User reviews[402](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) Ease of use 3.9 Functionality 3.9 Value for money 3.8 Customer support 3.8 Price starts from Price starts from $25Per User, Per Month - Free version - Free trial Price starts from $7500Per Feature, Not provided by vendor - Free version - Free trial Best for Best for Caters to business owners and finance teams in the US to streamline AP and AR and improve cash flow. Also, ideal for US accountants seeking an AP solution. Best for Sage 100 is used by manufacturing companies, distribution businesses, financial services firms, retailers, construction companies, and wholesale distributors. ## User reviews Pros & cons LC Lin C. CEO > "We primarily used it to bill vendors and receive ACH payments, and the QuickBooks integration made reconciliation easy and reliable." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) BK Bridgette K. owner > "I have tried this software several times, and each time I receive a generic email saying the transfer cannot be processed after an internal review." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) LC Lin C. CEO > "The interface is clean and intuitive, which made it simple to start billing vendors to receive ACH payments without much setup." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) JM Julie M. Owner > "oh, and towards the end it wouldn't save edits I made to vendor names, either, and then it would kick back payments because the vendor name was..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) GI Gabriel I. Founder > "One of my clients uses Melio as their payment gateway to their freelancers, so I can give the freelancer's point of view and it works amazingly well, I..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6761402) TT Toni T. Owner > "Payments that they used to allow to be expedited that have not changed in dollar amounts or vendors, or payment accounts, are all of a sudden being..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___5016348) NN Nick N. Owner > "With Melio, I found it quite useful for managing international payments for suppliers and even combining several payments into a single payment." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) JM Julie M. Owner > "I started encountering FAR more errors in the process, failed payments with no notice, failures in the interface..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) MK Marina K. Chief Financial Officer > "Also, since there are multiple tabs for each company (for example) - no problem." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7153844) KW Kimb W. Owner > "There is a chance of card payments to result in significant fees if you use the service frequently" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) LC Lin C. CEO > "Customer support was adequate when needed, and the platform generally felt stable with minimal bugs or issues." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) KC Kyle C. CEO > "It's such an obvious avenue for fraud it's stunning and the lack of urgency on fixing it will likely drive me to use a competitor." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) CC Charles C. Director Marketing > "It improved the entire invoicing process by having an accurate order of payments sent and received." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6772703) BM Brandon M. Owner > "My only issue is that card payments aren't sent on weekends." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) JR Julian R. Finance and foreign trade > "The data is stored on a secure platform that allows payment tracking for more security" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6533634) BK Bridgette K. owner > "I wanted to love this software, but was unfortunately unable to truly experience its benefits." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7042405) EL Elizabeth L. professional accountant > "We have managed to make bill payment faster and easier with Melio, making payments to clients in a timely manner." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) RW Robert W. President > "Melio used to be the best thing, however they have started having issues with NOT submitting payments to vendors after scheduled and refuse to say why..." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___3742582) LC Lin C. CEO > "The learning curve was very low, and it provided good value for money for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7073679) KC Kyle C. CEO > "Security flaws are huge." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) JM Julie M. Owner > "It started off as a pretty okay solution for needing to streamline payments to vendors all in one place. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) SK Shawn K. Director > "We had some issues with some clients making payments where their bank declined to perform the transactions (not familiar with the services so they flagged..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229258) NN Nick N. Owner > "The thing I liked about Melio is that it is free of subscription payments and free to register." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7023884) KC Kyle C. CEO > "You have to just hope you dont have a disgruntled employee or book-keeper?" [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) KW Kimb W. Owner > "It's the most suitable for business accounting software integration that will make everything smooth and clear" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6743085) KC Kyle C. CEO > "I'd stay away from Melio until this fixed." [See full review](https://www.capterra.com/p/184673/Melio/#SoftwareAdvice___6408617) EL Elizabeth L. professional accountant > "It makes the whole process of paying bills easier and spending hours entering data." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) Garrett B. Owner > "All I want to do is change my email address because the one on file doesn't work anymore." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___6186544) ER Erika R. Real estate investor > "Highly recommended for anyone who wants a simple, reliable, and efficient way to manage business payments." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___7049231) KB Kathleen B. Founder, Virtual Assistant > "I've had this happen twice now, and it's put a serious strain on vendor relations and made us look like zeros instead of heroes." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) AH Alton H. owner > "I was able to pay several vendors within minutes without headache or hassle." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6490526) JD Jamie D. Accountant > "The processing of checks also seems to take a really long time, sometimes I will get a bill in and go immediately to setup payment and it states the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) AC Ania C. Assistant Manager > "It has been a good experience and has relieved a lot the way credit card payments are processed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586245) JM Julie M. Owner > "I found it very confusing and not a smooth process at all." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6586381) EL Elizabeth L. professional accountant > "Now I only have to upload the bills and Melio does everything for me." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6603909) KB Kathleen B. Founder, Virtual Assistant > "It's been 24+ hours since we've contacted support and no one has said "boo" let alone an explanation for what thee payment failed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) LM Lisa M. Administrator > "Melio is nice to sync all information of A/P and A/R to keep better track of what is paying out and what is coming in." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) HH Heidi H. owner > "It is glitchy when trying to add new clients and keeps old ghost bill data that isn't relevant even after it's been deleted." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430808) SS Saurabh S. Founder > "online payment platform that allows small businesses to pay bills and vendors using bank transfers or debit cards, making the process easy and efficient." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775148) KB Kathleen B. Founder, Virtual Assistant > "However, the last two months have been a nightmare to deal with because of actions Melio took without communication or resolution." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) PW Peter W. Vice President > "Its integration with other apps, such as QuickBooks and Xero, makes payment processing seamless and efficient, saving time and increasing productivity." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774978) KB Kathleen B. Founder, Virtual Assistant > "I've now had three instances of payments being stopped--critical payments I'd add." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) AC Ada C. CEO & Founder > "Melio makes invoice processing quick and efficient - I can upload an invoice and it'll automatically populate the information, or I can manually input an..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) KB Kathleen B. Founder, Virtual Assistant > "Worst of all, support does nothing but say it's the "payer's responsibility" to check information." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) SC Sachin C. Agritech > "The platform offers a range of payment options, including credit card payments for bills that don't typically accept them, and automated recurring..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4774982) LG Laura G. Office Manager, Bookkeeper > "Unbeknownst to me, logging into my account this way created a duplicate account under our company ID, and I soon was contacted by their Compliance team to..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4358275) BH Basim H. Managing Member > "One of its best features is that I am able to schedule vendor payments as invoices come in and later track and balance." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4430567) SM Saviour M. MANAGER > "The user interface is not very much easy to use, as i had found it a bit confusing when I started using melio back then." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6168073) RS Ryan S. Manager > "Overall, it keeps us from having to hand write checks, allows contractors to easily submit invoices, and helps us keep payments on auto draft." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169056) MC Marialuisa C. Owner > "It's pretty limited and it had an issue once that I canceled a scheduled recurring payment but it continued to send payment to a vendor for months before I..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4236203) LR Liz R. Owner > "It’s easy to use and all the functionalities you have to send payments is great!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6624505) IL Ivan L. Sales > "My clients reported constant calls from Melio at any time, which I think is something that no one should do if the person that uses the software doesn't..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231067) AC Ada C. CEO & Founder > "The free ACH option is great for small businesses and it's super helpful that Melio tells you when the money will be debited and when it will arrive so you..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775466) KB Kathleen B. Founder, Virtual Assistant > "hours is not good enough for a payment processor." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6096152) Andrei P. Data Scientist > "The best thing about Melio is that it has no subscription, so you can use it as long as you want, and your vendor don't need a Melio account to receive..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4341001) KC Kari C. executive director > "I tried integrating with QuickBooks, but it didn't work right, maybe because it assumes accrual and not cash based accounting." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169998) JD Jamie D. Accountant > "The ease of the app and ability of the integration with QBO is unprecedented and has seriously saved me hundreds of hours for each client that I handle..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) VR Verified Reviewer CFO > "Support line - 1 hour waiting, not able to resolve issue, international payment option does not work - money held indefinitely" [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___3766965) JW Julieanne W. Systems expert > "Melio makes it easy to keep all of your bill payments in one place, know when each payment is due and take care of it automatically for you so that your..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4231548) CH Chris H. Founder > "One issue I ran into with independent contractors:When dealing with many vendors you are paying, the main name to search for is the "company name"." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225) CN Carmen N. Head of Corporate Affairs > "We have to process many payments per day and with Melio I was able to upload and pay our invoices timely and quickly" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229360) CH Chris H. Founder > "Individuals working as independent contractors sometimes don't understand and put in funny names as company name. If it's the vendor who set it up like..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169225) CT Christie T. Owner, Lead Bookkeeper > "As a bookkeeper, it is important that Melio allows me to have my client approve their payments before they are processes, and the process is easy for the..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775125) CR Christine R. Owner > "My payment was scheduled for a date and time, payment never sent, multiple emails never have been answered. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3713303) LM Lisa M. Administrator > "I think with some work on the accounts receivable side this program will be even better." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4927641) PK Paige K. CEO > "It overall wasn't the most cost effective option for our company and other options allowed for more tailored options for our needs." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4225057) BM Brandon M. Owner > "Great experience overall, great support and pricing." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6776314) MR Markos R. Business Delvelopment Manager > "Customer service does not seem to provide accurate information as it pertains to when vendors payment will be deposited. " [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3832555) CM Carisa M. Accounting Manager > "it has given us the ability to work in remote situations and process payments for clients no matter where we are." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4775311) VR Verified Reviewer Office Manager - Bookkeeper > "We won't be using any paid methods of payment with Melio any longer because sadly they are at best dishonest in what they charge for and they don't see any..." [See full review](https://www.capterra.com/p/184673/Melio/#GetApp___4827760) BA Bianca A. Accounting > "Melio offers an easy to use user interface." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___6367683) SP Sonny P. Owner > "Trying to print to the payment activity to pdf from the web browser never works." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430) SP Sonny P. Owner > "The integration with QBO brings efficiencies that allows me to offer better A/P services to clients." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229430) AM Allie M. Owner > "I use this service solely because my accountant uses it to send bills my way, and as a result I am on the receiving end of intrusive sales-targeted..." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___3440097) BW Ben W. Manager > "The drag & drop invoice functionality works great 99% of the time, and they make it super easy to set up recurring payments as well." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168757) AB Amanda B. Executive Assistant > "Melio cannot make payments to Guyana, which is unfortunate as our organization has vendors in that country." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4169273) Ginger B. Court reporter > "This has been the only site that I have found that allows me to pay my contractors via credit card and float my expenses!" [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4716945) KM Katherine M. Office Manager > "I don't like the new feature of how invoices are listed in the inbox." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4168638) JD Jamie D. Accountant > "I love how it gives you options, you pay the fee or your customer does, they make the call on how they want to be paid via check or ACH." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4229716) RM Rick M. President > "Can't get customer service to answer during their business hours; they answer that they are closed." [See full review](https://www.capterra.com/p/184673/Melio/#Capterra___4702099) [View Reviews](https://www.capterra.com/p/184673/Melio/reviews/) CO Carlos O. Supervisor - Financial Application Support Service > "In addition to being a Sage Reseller, Infomedika also offers multiple modifications that adapt very effectively to the..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7045379) ER Erin R. Director of Finance > "Discrepancies between IC\_Item quantity and IM\_Item Cost quantity; work tickets crash TOO OFTEN causing incorrect GL..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158822) MW Mark W. Owner > "The dashboard is its strength and giving me an at-a-glance view of our cash flow and over-budget alerts." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7080748) AP Amanda P. HR director > "Customisation and reporting can also be limited without technical support or additional modules, which can slow down..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154580) PKG P K G. accounting > "The option I liked most is the depth of information that can be entered into Sage for customers and vendors that make..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153946) ER Erin R. Director of Finance > "Now there are MANY flaws causing us hundreds hours of work to fix because of errors in expiration dates and quantities..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158822) AP Amanda P. HR director > "The reporting tools were particularly useful, giving clear visibility of financial and operational data to support..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154580) PJ Paul J. Head of Finance > "Oldish user interface which can from time to time slow down the input of both sales orders and purchase order..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7150977) KS Kristian S. Director > "Online backup is a life saver, having lost access once before to a PC we were back up and running within hours which..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153109) SC Shane C. Manager > "The UI looks quite dated and they should have a true cloud based version so you can use it anywhere." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153192) MF Megan F. Account Receivable and Accounts Payable > "It gives to the freedom of being as detailed as you need with tracking your projects. While simplifying your..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7157634) KS Kristian S. Director > "Costs have increased substantially over the last few years which tend to be focused on features that we don't use and..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153109) BS Belinda S. Accounting > "The budget process through to progress billings is a good and efficient process for our Project Managers and..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210) SA Shimmy A. COO > "Global changes are hard to make so making a change in one module might not help for another." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158980) BS Belinda S. Accounting > "LOVE the fact we can add our pdf's/Excel directly into the program and very easily transfer to Excel or Word for..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210) MB Matthew B. Duty Manager > "It took a little while to get used to at first as I had no accounting background when first using it." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7162611) BR Bradley R. Group Financial Controller > "The financial modules are reliable and can maintain small multi entity Groups for a good cost." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464) CC Chris C. Consultant > "Lack of comment detail and other fields to the GL. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7042525) BS Belinda S. Accounting > "This is huge because I can know instantly what type of transaction I am looking at based on the number sequence. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210) MH Michael H. President > "Had errors in reporting database - they would not correct either; their customer support literally abandoned our case." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) BR Bradley R. Group Financial Controller > "Reporting is flexible enough for month end reporting requirements and the system is stable and consistent." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464) MF Megan F. Account Receivable and Accounts Payable > "The system can be rigid when it comes to making mistakes." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7157634) MS Manish S. AI and Automation Engineer > "It has a strong inventory tracking and order processing." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082167) ST Scott T. Accounting Director > "The architect is antiquated or clunky to use." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142377) MH Michael H. President > "Decent interface, had a number of different modules from project accounting to RFIs, etc, had a light but fairly..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) MW Mark W. Owner > "A standout downside is the cost." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7080748) PKG P K G. accounting > "Customer and vendor memos and contacts and important details easily accessible and quick referencing." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153946) LS Lisa S. Controller > "Proprietary database hard to get data in and out." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7047144) JC Jerry C. Edcuator > "Sage 100 uses GAAP, generally accepted accounting principles, in every small business this is a must use tool. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7082165) VR Verified Reviewer Head of Marketing > "The user interface looks quite old, doesn't integrate with everything" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6651211) JN John N. User > "Customization & Integration – Open API for custom solutions, allowing integration with third-party applications." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6644725) MH Michael H. President > "Would not refund our approx $6k fee." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) MF Megan F. Account Receivable and Accounts Payable > "Sage is a wonderful program for those who need to do perform accounting and project tracking." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7157634) CC Cynthia C. Dir, Communications and Engagement > "Sometimes data entered doesn't save." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6762896) AB Annette B. Corporate Secretary Treasurer > "I also really appreciate the Knowledgebase since many time I can figure out what is causing the error someone in the..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158757) JN John N. User > "poor planning during implementation can cause difficulties." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6644725) MJ Melody J. Staff Accountant > "I liked that everything was permanent once posting versus Sage 50 where you can change transactions." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7140778) MH Michael H. President > "Didn't even get to implement software." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___7011343) DH Doug H. CDO > "I especially like the production management and inventory planning capabilities" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142431) MF Mimi F. Assistant Controller > "It was hard to determine where the problem lied and which platform to blame." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6473441) ST Sasha T. Junior Digital Marketing Manager > "Continuous tracking means that campaign budgets, expenses, and financial performance are always relevant and allow for..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6607676) YW Yuan W. Geschäftsführer > "outdated technology, lack of transparency, psuedo subscription without meaningful updates." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6263255) KS Kristian S. Director > "Everything is designed to be compliant in the UK which makes running a business easier." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7153109) PG Paul G. Project Manager > "Overall Poor upgrade from Sage 50 Accounting." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6708940) SZ Susan Z. Sr Sage Consultant > "I also appreciate that clients can purchase only the modules they need." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7142241) EG Eli G. Operations Manager > "so, it ends up being very pricey..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6652320) SD Susan D. Owner > "We love this software for our accounting and payroll. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7151292) KO Kevin O. Owner > "Incredibly frustrating." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___6745746) FS Frank S. VP Chief DEI Officer > "Features like wide range of pre-built integrations and native connections other products makes it the ideal choice for..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___6470166) AM Alan M. Production lead > "I have not found any features so far through sage that I have been dissatisfied with and hopefully continues like that" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4880086) TK Tricia K. Office Manager > "I think Sage 100 is adequate and is useful for most mid size businesses. " [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154915) FE Ful E. Content creator > "Working from a distance with sage sometimes is very difficult especially when there is no internet connection" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4783134) AN Amir N. Controller > "Sage 100 is a complete professional accounting software system." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7116838) CB Craig B. Owner > "Somethings a module will crash due to some parameter not having a specific number or letter in the database (don't..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2978065) BR Bradley R. Group Financial Controller > "Sage 100 offers strong value for money for SMEs." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7075464) NY Nichole Y. Settlements Administrator/Billing > "Also connecting printers to this has been a total PITA on more than numerous occasions." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___3931092) AB Annette B. Corporate Secretary Treasurer > "Sage makes it easy to train others on the software within our company." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7158757) AD Avinash D. Pharmacist > "The software can become pricy as many features as only available as options which increases the cost of the operating..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2999296) BS Belinda S. Accounting > "Secondary level support usually answers quickly." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7154210) MF Matthew F. CFO > "The sales process was rigid and not customer focused." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#SoftwareAdvice___4684942) LS Lisa S. Controller > "It is good for invoicing, look ups and payments." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7047144) BL Bao L. IT > "We only use GL and it ways to expensive" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4781741) VC VANESSA C. accounting specialist > "Invoicing is easy and check runs are smooth." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7141995) CS Chris S. MD > "Quite expensive, customer support is dire (when you can actually get anyone) and it’s quite difficult software to use..." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___2969336) VC VANESSA C. accounting specialist > "It is easy to post payments, and it is in the cloud now which is great." [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___7141995) AG Anne G. Accountant > "genericAlittle expensive" [See full review](https://www.capterra.com/p/227232/Sage-100cloud/#Capterra___4437537) [View Reviews](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) ## User interface 4.22 (402) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/) 4.08 (402) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit 1099 Preparation 207 Important Accounting 150 Important ACH Payment Processing 120 Important Melio Top features 28/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Automation - Workflow Management [See all features](https://www.capterra.com/p/184673/Melio/#features) Sage 100 23/47 - 1099 Preparation - Accounting - ACH Payment Processing - Activity Dashboard - Aging Tracking - AI Copilot - Alerts/Notifications - Anomaly Detection - API - Approval Process Control - Audit Trail - Bank Reconciliation - Billing & Invoicing - Cash Management - Check Writing - Compliance Management - Customizable Reports - Data Import/Export - Document Management - Duplicate Payment Alert - Electronic Funds Transfer - Electronic Payments - ERP integration - Expense Tracking - Financial Analysis - Financial Management - Fraud Detection - General Ledger - Generative AI - Inventory Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Currency - Online Banking - Purchase Order Reconciliation - Real-Time Data - Receipt Management - Recurring Payments - Reporting/Analytics - Self Service Portal - Status Tracking - Supplier Management - Third-Party Integrations - Vendor Management - Workflow Automation - Workflow Management [See all features](https://www.capterra.com/p/227232/Sage-100cloud/#features) ### Recognition Melio is recognized as a top-rated tool in 5 Capterra Shortlist reports Sage 100 is recognized as a top-rated tool in 2 Capterra Shortlist reports ### Deployment & support Melio Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Sage 100 Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Melio - By Melio - Located in United States - Founded in 2018 Sage 100 - By Sage - Located in United Kingdom - Founded in 1981 ## Popular Comparisons [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,463)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.1 Features 4.3 4.4 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/184673-190778/Melio-vs-QuickBooks-Online) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,463)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $7500 Price $38/month 3.9 Features 4.3 3.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-227232/QuickBooks-Online-vs-Sage-100cloud) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) $25/month Price $25/month 4.1 Features 4.3 4.4 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-184673/Xero-vs-Melio) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,651)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $7500 Price $2210/year 3.9 Features 4.4 3.9 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-227232/QuickBooks-Enterprise-vs-Sage-100cloud) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,651)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) $25/month Price $2210/year 4.1 Features 4.4 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/174984-184673/QuickBooks-Enterprise-vs-Melio) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,300)](https://www.capterra.com/p/120109/Xero/reviews/) $7500 Price $25/month 3.9 Features 4.3 3.9 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-227232/Xero-vs-Sage-100cloud) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.7 4.4 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-184673/Stampli-vs-Melio) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,045)](https://www.capterra.com/p/135757/NetSuite/reviews/) $7500 Price Contact vendor for pricing 3.9 Features 4.2 3.9 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-227232/NetSuite-vs-Sage-100cloud) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,561)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $25/month Price $1922/year 4.1 Features 4.3 4.4 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/184673-212058/Melio-vs-QuickBooks-Desktop-Pro) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [Sage Intacct](https://www.capterra.com/p/76/Intacct/)[4.28 (687)](https://www.capterra.com/p/76/Intacct/reviews/) $7500 Price Contact vendor for pricing 3.9 Features 4.2 3.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/76-227232/Intacct-vs-Sage-100cloud) [Melio](https://www.capterra.com/p/184673/Melio/)[4.22 (402)](https://www.capterra.com/p/184673/Melio/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,045)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.1 Features 4.2 4.4 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-184673/NetSuite-vs-Melio) [Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/)[4.08 (402)](https://www.capterra.com/p/227232/Sage-100cloud/reviews/) vs [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[4.37 (2,561)](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/reviews/) $7500 Price $1922/year 3.9 Features 4.3 3.9 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/212058-227232/QuickBooks-Desktop-Pro-vs-Sage-100cloud)