# Payhawk Software 2026: Features, Integrations, Pros & Cons | Capterra > Capterra's in-depth exploration of Payhawk Software's capabilities reveals its suitability for various software needs and provides a comprehensive overview of Payhawk Software pricing, features, integrations, and potential alternatives. Source: https://www.capterra.com/compare/185823-200192/Airbase-vs-Payhawk --- # Payhawk Software Review 2026: Features, Integrations, Pros & Cons Last updated on October 17, 2025 Written byAmita Jain Amita Jain Amita Jain is a senior writer for Capterra, covering finance technology with a focus on expense management and accounting solutions for small and midsize businesses. Her work has been featured in Careers360, among other publications. [See bio & all articles](https://www.capterra.com/resources/author/ajain/) Edited byMarcela Gava Marcela Gava Marcela Gava is a senior content analyst at Capterra, covering the latest trends in technology, with a focus on cybersecurity, finance, marketing, and digital culture. Her research has been featured in Brazilian media outlets such as Folha de... [See bio & all articles](https://www.capterra.com/resources/author/marcela-gava/) Written by [Amita Jain](https://www.capterra.com/resources/author/ajain/) Amita Jain is a senior writer for Capterra, covering finance technology with a focus on expense management and accounting solutions for small and midsize businesses. Her work has been featured in Careers360, among other publications. Edited by [Marcela Gava](https://www.capterra.com/resources/author/marcela-gava/) Marcela Gava is a senior content analyst at Capterra, covering the latest trends in technology, with a focus on cybersecurity, finance, marketing, and digital culture. Her research has been featured in Brazilian media outlets such as Folha de S. Paulo, G1, Época Negócios, PEGN, and Forbes Brazil. [Key takeaways](#key-takeaways)[Our verdict](#our-verdict)[Alternatives](#alternatives)[Users](#users)[Interface](#interface)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Payhawk Payhawk Overview: ### Key takeaways Insights from verified Capterra reviews Payhawk helps streamline accounts payable workflows and daily expenses, and enforces spend policies. Most reviewers are from small firms in tech-forward sectors, citing mobile access and receipt automation as benefits. Smart card controls and AI-driven line item splitting add precision, but accounting integration and approval workflows are challenging. Recent updates include AI budget tracking and enterprise resource planning (ERP) connectivity. ### Our verdict The platform is built for finance teams that need control across entities and spend categories, not just expense tracking. Its automation tools reduce manual oversight, but you should weigh trade-offs in accounting integration and approval flexibility. For firms managing complex workflows, its flat-rate pricing and advanced controls may justify the investment. Overall rating Based on 186 user reviews Reviews sentiment Positive 92% Neutral 7% Negative 1% Contact vendor for pricing Free trial available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Payhawk?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://payhawk.io&name=Payhawk) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Payhawk 4.6 (186) VS. [4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.7 (186) Ease Of Use 4.1 (1,105) Value For Money 4.5 (160) Value For Money 4.1 (743) Customer Service 4.7 (175) Customer Service 4.1 (812) ## Payhawk alternatives While Payhawk supports mobile-first expense tracking and real-time spend control, teams needing deeper accounting integrations, bulk invoice approvals, or more flexible reporting may want to explore other tools that better match their operational style. [4.6 (1,186)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) Starting price $3.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars Highest Rated [4.9 (4,603)](https://www.capterra.com/p/172127/Rippling/reviews/) Starting price $8.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/200192/Payhawk/alternatives/) ## Who uses Payhawk? Based on Capterra reviews from the past 3 years Talk to a software expert to get a free software list tailored to your business needs ## Payhawk's interface The interface is built for quick navigation and mobile-first workflows, but some users report friction when adjusting auto-filled fields or managing supplier entries. The layout shows dense information, yet lacks customization options, which can make expense views feel cluttered or hard to scan. 2+ Amita Jain Payhawk’s mobile app makes receipt uploads and approvals quick, but the desktop view can feel rigid when fixing entries or tracking team expenses. That slows audits and makes resolving categorization errors a bit more work than it should be. Ease of Use 4.7 (186) 4.7 Based on 186 reviews ## Key features View by: These features have been rated as most important by users based on their reviews. View by: Get Advice We can help you find the software with the features you need. Amita Jain Payhawk’s top-rated features simplify expense workflows, especially for mobile-first teams. The combination of fast receipt capture, spend visibility, and policy enforcement helps finance teams stay organized and reduce manual follow-ups. Features 4.4 (186) 4.4 Based on 186 reviews The Payhawk features below were rated the highest by reviewers. Our commentary is based on reviewer sentiment and collective feedback from reviews published in the past two years. Mobile access 4.2 (61) 61 reviewers rated this feature Enables real-time expense tracking, approvals, and receipt uploads from mobile devices. It offers speed and ease of use, especially for employees on the go, but some admins note limited access to full controls. Spend control 4.1 (51) 51 reviewers rated this feature Helps teams enforce budgets and prevent overspending with adjustable card limits and clear policy settings. Users say it supports fast updates and visibility into team-level spending. Mobile receipt upload 4.0 (45) 45 reviewers rated this feature Simplifies receipt capture by allowing users to snap and upload receipts instantly. Your team will value its speed and ability to reduce paper clutter and manual entry, however, some users request a retake option. Expense tracking 3.9 (99) 99 reviewers rated this feature Supports detailed reporting by employee, location, or event. Users mention real-time updates, receipt attachments, and integration with platforms like Xero. On the flip side, some want deeper reporting options. Advanced approval workflow designer 0 reviewers rated this feature Enables teams to build multi-layered approval chains with conditional logic. This helps organizations enforce internal controls, reduce bottlenecks, and tailor workflows to specific departments or spend thresholds. AI-powered smart line item splitting 0 reviewers rated this feature Automatically breaks down invoice line items based on predefined rules or historical patterns. This reduces manual entry, improves categorization accuracy, and speeds up reconciliation across departments. Two-way and three-way matching 0 reviewers rated this feature Matches purchase orders, invoices, and receipts to prevent overpayments and detect discrepancies. This feature supports compliance and audit readiness by flagging mismatches before payment processing. ERP integrations 0 reviewers rated this feature Syncs data between Payhawk and ERP systems such as NetSuite or Microsoft Dynamics. This ensures real-time updates, reduces duplication, and improves financial reporting accuracy across platforms. AI budget tracking 0 reviewers rated this feature Uses predictive modeling to help finance teams monitor budget consumption in real time. This feature flags potential overruns early and supports proactive adjustments to spending plans. Smart card controls 0 reviewers rated this feature Adds granular spend restrictions based on merchant category, time of day, and location. This helps prevent non-compliant purchases and improves policy enforcement across teams. ERP marketplace integrations 0 reviewers rated this feature Opens access to Payhawk’s application programming interface (API) and supports third-party integrations with platforms such as Odoo and Exact Globe. This expands customization options and streamlines data flow between systems. All key features (93) Define levels of authorization for access to specific files or systems 75.00% of 4 reviewers that rated this feature as important or highly important Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. 75.00% of 16 reviewers that rated this feature as important or highly important Integrate with a third-party accounting system 78.26% of 23 reviewers that rated this feature as important or highly important Track money owed to a company's creditors/suppliers 75.00% of 4 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) 100.00% of 1 reviewers that rated this feature as important or highly important Dashboard to view the status of ongoing processes, identify current incidents and track past activities 62.50% of 8 reviewers that rated this feature as important or highly important Track and document all activities across devices, networks, and other systems 60.00% of 5 reviewers that rated this feature as important or highly important Enables teams to build multi-layered approval chains with conditional logic. This helps organizations enforce internal controls, reduce bottlenecks, and tailor workflows to specific departments or spend thresholds. 0 reviewers rated this feature Uses predictive modeling to help finance teams monitor budget consumption in real time. This feature flags potential overruns early and supports proactive adjustments to spending plans. 0 reviewers rated this feature Automatically breaks down invoice line items based on predefined rules or historical patterns. This reduces manual entry, improves categorization accuracy, and speeds up reconciliation across departments. 0 reviewers rated this feature Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges 40.00% of 5 reviewers that rated this feature as important or highly important Application programming interface that allows for integration with other systems/databases 50.00% of 4 reviewers that rated this feature as important or highly important Manage the process of evaluating documents or requests submitted for approval 50.00% of 10 reviewers that rated this feature as important or highly important Route documents and other data through one or more stakeholders for review and approval 80.00% of 25 reviewers that rated this feature as important or highly important A record of all activities within the system, including user access, changes made, etc. 87.50% of 8 reviewers that rated this feature as important or highly important Compare and match accounting/financial records with corresponding bank statements 75.00% of 12 reviewers that rated this feature as important or highly important Create budgets based on historical data and future projections 75.00% of 8 reviewers that rated this feature as important or highly important Accounting functionality within the system, not requiring integration with third-party tools 0% of 0 reviewers... Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period 0% of 0 reviewers... Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances 33.33% of 3 reviewers that rated this feature as important or highly important Organize and group data or items based on various criteria 0% of 0 reviewers... Configure existing workflows to meet your organization's needs 0% of 0 reviewers... Manage and track credit cards that are distributed to employees to use for authorized business expenses 100.00% of 1 reviewers that rated this feature as important or highly important Financial system that helps create and manage physical/digital credit cards and track transaction activities 0% of 0 reviewers... Accept and process credit card transactions 0% of 0 reviewers... Customize data fields to support various needs and use cases 100.00% of 1 reviewers that rated this feature as important or highly important Pre-designed layouts that can be customized to match preferences and requirements 100.00% of 1 reviewers that rated this feature as important or highly important Assembly of graphs and charts for visualizing and tracking statistics/metrics 0% of 0 reviewers... Process of gathering, measuring, and analyzing accurate data 0% of 0 reviewers... Import and export data to and from software applications 69.23% of 13 reviewers that rated this feature as important or highly important Store, manage, and track all electronic documents in a centralized location 200.00% of 1 reviewers that rated this feature as important or highly important Store and organize documents in a centralized system 0% of 0 reviewers... Receive an automatic notification when the exact same payment is about to be initiated for the second time 77.78% of 9 reviewers that rated this feature as important or highly important Transfer money electronically between two bank accounts 0.00% of 1 reviewers that rated this feature as important or highly important Electronically collect payments for goods or services 77.14% of 35 reviewers that rated this feature as important or highly important Monitor emissions and environmental data trends and measure the impact on climate and community health 0% of 0 reviewers... Track employee schedules, availability, and performance across projects and tasks 100.00% of 5 reviewers that rated this feature as important or highly important Guidelines for conforming to environmental laws, regulations and requirements 0% of 0 reviewers... Integrate with existing ERP systems 0% of 0 reviewers... Syncs data between Payhawk and ERP systems such as NetSuite or Microsoft Dynamics. This ensures real-time updates, reduces duplication, and improves financial reporting accuracy across platforms. 0 reviewers rated this feature Opens access to Payhawk’s application programming interface (API) and supports third-party integrations with platforms such as Odoo and Exact Globe. This expands customization options and streamlines data flow between systems. 0 reviewers rated this feature Attaching relevant receipts or supporting documents to submit expenses for reimbursement 42.86% of 7 reviewers that rated this feature as important or highly important Supports detailed reporting by employee, location, or event. Users mention real-time updates, receipt attachments, and integration with platforms like Xero. On the flip side, some want deeper reporting options. 99 reviewers rated this feature Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk 100.00% of 2 reviewers that rated this feature as important or highly important Plan, manage, and track the financial activities of an individual or organization 0% of 0 reviewers... Generate reports to assess the financial performance of an organization 100.00% of 1 reviewers that rated this feature as important or highly important Manage global or internal standards that are designed to measure the impact of business processes or procedures. 0% of 0 reviewers... Identify and prevent suspicious activity 0% of 0 reviewers... Captures invoice data and maintains comprehensive records for auditing and reporting purposes 66.67% of 9 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made 73.33% of 30 reviewers that rated this feature as important or highly important Log miles driven for tax deduction or reimbursement purposes 25.00% of 8 reviewers that rated this feature as important or highly important Enables real-time expense tracking, approvals, and receipt uploads from mobile devices. It offers speed and ease of use, especially for employees on the go, but some admins note limited access to full controls. 61 reviewers rated this feature Access the system via a mobile application 80.00% of 5 reviewers that rated this feature as important or highly important Simplifies receipt capture by allowing users to snap and upload receipts instantly. Your team will value its speed and ability to reduce paper clutter and manual entry, however, some users request a retake option. 45 reviewers rated this feature Collect information from multiple sources 0% of 0 reviewers... Manage the accounting and financial aspects of multiple locations or companies in a single location 0% of 0 reviewers... Manage and handle various international currencies 67.50% of 40 reviewers that rated this feature as important or highly important Manage and support multiple languages 0% of 0 reviewers... Book meetings and appointments through a website or digital platform 100.00% of 7 reviewers that rated this feature as important or highly important Reconcile payments with corresponding invoices or orders for accounting purposes 0% of 0 reviewers... Create, manage, and track policies and procedures within an organization 66.67% of 3 reviewers that rated this feature as important or highly important Bank cards with approved funds pre-loaded that employees can use for corporate purchases 100.00% of 2 reviewers that rated this feature as important or highly important Organize and manage all processes/procedures involved in purchasing goods and/or services 0% of 0 reviewers... Create, send, and track purchase orders and their statuses 100.00% of 1 reviewers that rated this feature as important or highly important Integrates with QuickBooks 0% of 0 reviewers... Analyze and gain insights into data in real-time 0% of 0 reviewers... Receive data and information in real time 69.23% of 13 reviewers that rated this feature as important or highly important Notifications that are delivered to users as soon as an event occurs 33.33% of 6 reviewers that rated this feature as important or highly important Active reporting of data and metrics 50.00% of 2 reviewers that rated this feature as important or highly important Receive system updates as soon as any changes are made 0% of 0 reviewers... Upload, track, and submit receipts in a central database 75.00% of 80 reviewers that rated this feature as important or highly important Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) 0% of 0 reviewers... Manage compensation for out-of-pocket expenses incurred by an employee, client or another party 42.86% of 21 reviewers that rated this feature as important or highly important Timed notification for any upcoming task, deadline, appointment, or activity 83.33% of 6 reviewers that rated this feature as important or highly important Collection, analysis, and representation of numerical data and generation of reports to understand various patterns 50.00% of 2 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data 66.67% of 3 reviewers that rated this feature as important or highly important Review, approve and cancel requests for goods/services to be purchased 0% of 0 reviewers... Set & manage permission levels based on user roles and restrict access to only authorized individuals 0% of 0 reviewers... Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work 0% of 0 reviewers... Calculation of consumption tax imposed on the sale of goods/services 0% of 0 reviewers... Securely stores data to prevent data loss or breaches 0% of 0 reviewers... Allow users to create their own reports and financial statements 0% of 0 reviewers... Allow users to access multiple services after entering their login credentials once 0% of 0 reviewers... Adds granular spend restrictions based on merchant category, time of day, and location. This helps prevent non-compliant purchases and improves policy enforcement across teams. 0 reviewers rated this feature Review and uncover trends in spending activity 66.67% of 9 reviewers that rated this feature as important or highly important Helps teams enforce budgets and prevent overspending with adjustable card limits and clear policy settings. Users say it supports fast updates and visibility into team-level spending. 51 reviewers rated this feature Track the amount of money spent on a certain product or with a certain supplier 0% of 0 reviewers... Manage all supplier data and operations 61.54% of 13 reviewers that rated this feature as important or highly important Implementation of various strategies to manage tax obligations via planning and maintaining compliance 0% of 0 reviewers... Set up connections to third-party platforms to improve business processes 83.33% of 6 reviewers that rated this feature as important or highly important Matches purchase orders, invoices, and receipts to prevent overpayments and detect discrepancies. This feature supports compliance and audit readiness by flagging mismatches before payment processing. 0 reviewers rated this feature Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. 0% of 0 reviewers... Create, design and manage workflows for repetitive tasks 100.00% of 7 reviewers that rated this feature as important or highly important Get Advice We can help you find the software with the features you need. Amita Jain Payhawk’s top-rated features simplify expense workflows, especially for mobile-first teams. The combination of fast receipt capture, spend visibility, and policy enforcement helps finance teams stay organized and reduce manual follow-ups. Features 4.4 (186) 4.4 Based on 186 reviews ## Pricing Payhawk’s Cards & Expenses plan starts at $699 per month, with unlimited seats and flat-rate billing. It offers tiered plans based on feature depth, not user count. On average, small and midsize businesses (SMBs) budget around $520 per month for such tools. Many spend upwards of $630 monthly, especially when seeking advanced automation or integration features. ### Starting price Contact vendor for pricing Free trial available [View all Pricing Plans](https://www.capterra.com/p/200192/Payhawk/pricing/) Amita Jain Senior Content Analyst Payhawk’s flat-rate pricing supports automation and multi-entity control. For SMBs with complex workflows, it may offer more predictability than per-user billing. Value for money 4.5 (160) 4.5 Based on 160 reviews ## Integrations Payhawk syncs with a range of finance and ERP systems through a mix of native and third-party links. These integrations support accounting, spend management, and HR workflows, helping SMBs reduce manual entry and improve data accuracy across platforms. Popular integrations [ Google Workspace](https://www.capterra.com/p/247901/Google-Workspace/)[ Dynamics 365](https://www.capterra.com/p/157279/Dynamics-365/)[ Deel](https://www.capterra.com/p/205015/Deel/)[ Gusto](https://www.capterra.com/p/131882/Gusto/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ BambooHR](https://www.capterra.com/p/110968/BambooHR/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ Microsoft Azure](https://www.capterra.com/p/16365/Azure/) Amita Jain Senior Content Analyst Connecting Payhawk with accounting and HR systems helps your finance lead automate reconciliation, sync employee data, and reduce month-end prep time, especially when managing multi-entity spend or recurring vendor payments. Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.7 (175) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.7 (175) 4.7 Based on 175 reviews ## User reviews Overall rating 4.6 Based on 186 reviews Filter by rating 5(130) 4(42) 3(13) 2(1) 1(0) Mentioned topic Sorted by most recent TS Tomas S. Financial Controller Financial Services ### "Really good spend management SaaS" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 16, 2025 Overall - great experience, Payhawk as a product has improved over the last few years so we are happy with this SaaS. Pros Its easy to use and the app is great. Integration with NetSuite works well too as well as the platform overall is user friendly. Cons No USD bank to bank transfers yet, sometimes there are bugs with integrations. When they update cards - theres no easy way to move subscriptions. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NS Nicole S. Finance and Admin Assistant Marketing and Advertising ### "Great Card Solution" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 14, 2025 9.5/10 - their customer service is quite responsive, the cards are compatible with google pay/ wallet as well Pros easy to use, great for a business, really ideal payment solution, the reimbursement feature is nice to have Cons chasing employees for receipts, but that's more an issue with the employees than the service. Would be great to have reimbursement requests go directly to a separate tab as they can get lost Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MG Mirella G. TÉCNICO CONTABLE Airlines/Aviation ### "Rapidez de respuesta" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 3.0 3.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 12, 2025 Muy contenta, aunque no tenga atención física cuentan con un personal muy eficiente. Pros La rapidez de resolución de problemas. Puedes notificar una incidencia fácilmente a través del chat interno. Cons Que no puedo transferir los datos de Payhawk a mi programa contable de la forma que necesito Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ML Marianne L. Junior finance change management Entertainment ### "Great experince!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 12, 2025 So far, it's been a pleasant experience. We're implementing it across our teams, and the FAQ is comprehensive. Otherwise, the chatbot and Payhawk's customer service teams are quick and efficient. Pros It's a practical application for our company's purchases, especially one-time payments. It's easy to use and understand. Cons Nothing to report. I haven't found anything annoying or inconvenient so far. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SF Sam F. Credit Controller Wholesale ### "Worth it for the time savings!!!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 9, 2025 10/10 - expenses are so much more manageable and easy to track and track any issues and overall spenditure. Pros The support when needed is available within a few minutes - quick and easy resolutions Cons Sometimes no contact phoen number can be frustrating however the speed of email replies and the live chat certainly makes up for this Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. PE Pablo E. Accountant Information Technology and Services ### "Excelente herramienta para controlar los gastos empresariales" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 8, 2025 Pros Lo que más me gustó de Payhawk es la facilidad para controlar los gastos de empresa en tiempo real, así como la integración con otras herramientas contables que agiliza muchísimo los procesos administrativos. La interfaz es intuitiva y permite a los equipos financieros tener mayor visibilidad y control sin esfuerzo. Cons Lo que menos me gustó fue que la configuración inicial puede ser un poco compleja si no estás familiarizado con plataformas de gestión financiera. También hay ciertas funciones avanzadas que podrían estar mejor explicadas o documentadas para nuevos usuarios. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AM Anmol M. Finance and Accounts Admin Officer Staffing and Recruiting ### "Smooth process for submitting office expenses" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 May 8, 2025 This is my first time using this system at my current workplace. And I like having clear visibility of expenses being submitted internally and approved by the respective managers. This helps both Finance and Sales to keep a track to not exceed the budget for the year or month. Pros Nice and easy to keep track of monthly expenses. Streamlined process of submitting and approving expenses/reimbursements. Cons An expense settled picks up the Supplier name in the invoice as default which ideally should be Payhawk. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. CV Cedric V. Integrator Information Technology and Services ### "big fan of payhawk" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 8, 2025 Great support and user interface and workflows, it saves us a lot of time Pros Very user friendly, great oversight of expenses and fast reimbursements Cons Functionality for accountants could be improved Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. HW Hao W. Admin Internet ### "9 out of 10, excellent" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 6, 2025 9 out of 10, excellent. ALL in platform, good user experience, helpful support team and they have cashback policy! Pros ALL in. Payment + expenses + card and sync to ExactOnline Cons USD has been disabled April 2025 but they will fix it soon? Switched from [Spendesk](https://www.capterra.com/p/157515/Spendesk/) Spendesk didn't have sync to ExactOnline Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MW Melanie W. Flight Operations Manager Airlines/Aviation ### "Payhawk recommendation!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 1, 2025 Experience with Payhawk has been good so far. I use it everyday. It's easy and a timesaver to manage our accounting. Pros Payhawk is easy to use, very logical so no need to train people for use. The accounts can be customized to a big extent, so all users have different levels of what they can or can't do. Cons No downsides so far. In case of issues or questions they are very reachable via the chat. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/200192/Payhawk/reviews/) ## FAQs No. Payhawk is not a bank. It operates as an electronic money institution (EMI) licensed by the Bank of Lithuania and the UK’s Financial Conduct Authority, allowing it to issue Visa cards and provide payment services. Payhawk is available to businesses registered in the US, UK, and all EU/EEA member states. Additional locations may be supported depending on business eligibility; contact Payhawk for region-specific details. Yes. Payhawk offers native integrations with systems like Oracle NetSuite, Xero, QuickBooks Online, DATEV, and Microsoft Dynamics. It also supports CSV exports for other platforms. No. Payhawk does not impose user limits. Companies can invite employees and external collaborators with different roles, including administrators, accountants, and team members. Payhawk supports EUR, GBP, USD, BGN, PLN, and RON for corporate accounts and card issuance. Bank transfers are available in EUR, GBP, and BGN. USD transactions are limited to US-based companies. Payhawk uses machine learning and proprietary algorithms to extract key data from receipts, invoices, and credit notes. This includes the date, amount, VAT, supplier info, and document type. Payhawk issues Visa Commercial and Visa Platinum cards. These are accepted globally and support a wide range of business expenses, including travel, rentals, and digital services. ### Have more questions? Connect with one of our advisors for a free consultation and save time in your software search. ## Sources - **Capterra reviews data:** Capterra reviews are collected from verified users for individual software products. [Learn more about how we source our data](https://www.capterra.com/resources/proprietary-data-research/). - **Capterra Shortlist:** Capterra Shortlist identifies the top products in our software categories based on a proprietary blend of user ratings and popularity. [Read the complete methodology here](https://www.capterra.com/resources/proprietary-data-research/#capterra-shortlist-methodology). - This product information came from Payhawk’s own online content in September 2025, including the product's website and its social media channels. ## Related reading ### [5 Top-Rated Billing and Invoicing Software for Small Businesses](https://www.capterra.com/resources/top-rated-billing-and-invoicing-software-for-small-businesses/) Published July 20, 2023 by [Saumya Srivastava](https://www.capterra.com/resources/author/ssrivastava/) ### [Consumers Are Embracing Fintech—Should Accountants Be Worried?](https://www.capterra.com/resources/fintech/) Published July 18, 2023 by [Max Lillard](https://www.capterra.com/resources/author/max-lillard/) ### [Category Compare: Accounts Payable vs. Accounts Receivable Software](https://www.capterra.com/resources/accounts-payable-vs-accounts-receivable/) Published June 12, 2023 by [Saumya Srivastava](https://www.capterra.com/resources/author/ssrivastava/) ### [Category Compare: Bookkeeper vs. Accounts Payable Software](https://www.capterra.com/resources/category-compare-bookkeeper-vs-accounts-payable-software/) Published March 20, 2023 by [Preksha Buttan](https://www.capterra.com/resources/author/pbuttan/) ### [The Most Valued Accounting Software Features by Business Size](https://www.capterra.com/resources/accounting-system-features-by-size/) Published July 18, 2023 by [Amita Jain](https://www.capterra.com/resources/author/ajain/) ### [What Is Financial Accounting? 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While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)