# Compare Payoneer vs Plooto 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Plooto and Payoneer based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/187086-225025/Payoneer-vs-Plooto --- # Plooto vs Payoneer Features and Cost Comparison Last updated July 11th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PlootoPayoneer2/4 selected [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/) [## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting Price CA$32.00/month Value-for-Money 4.2 Functionality 4.2 Ease of Use 4.5 Customer Service 4 Reviews Sentiment Based on [243 reviews](#user-reviews) Positive 212 Neutral 19 Negative 12 [## Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/) Starting Price Contact vendor Value-for-Money 4 Functionality 4.2 Ease of Use 4.2 Customer Service 3.8 Reviews Sentiment Based on [765 reviews](#user-reviews) Positive 639 Neutral 35 Negative 91 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 23,599 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 69%Fit Not enough reviews Feature ratings Data Security 4.0 Online Payments 4.2 Payment Fraud Prevention \-- Debit/Credit Card Processing 5.0 Expense Tracking 3.9 \--%Fit Missing features Feature ratings Data Security 4.4 Online Payments 3.7 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.3 User reviews[243](https://www.capterra.com/p/225025/Plooto/reviews/) Ease of use 4.5 Functionality 4.2 Value for money 4.2 Customer support 4.0 User satisfaction 4.2 User reviews[765](https://www.capterra.com/p/187086/Payoneer/reviews/) Ease of use 4.2 Functionality 4.2 Value for money 4.0 Customer support 3.8 Price starts from Price starts from CA$32Flat Rate, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments. Best for Not provided by vendor ## User reviews Pros & cons RP Ryan P. Lead Designer > "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) RP Ryan P. Lead Designer > "One of the biggest limitations is that Plooto doesn’t replace accounting software." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886) CS Chloe S. Bookkeeper > "It integrates well with QuickBooks, keeps everything neat and tidy." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7160978) SB Steve B. COO > "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672) SM Sam M. pres > "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362) BK Bridgette K. owner > "The only con is that my account was deactivated without notice." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) AN Amir N. Controller > "Intimation to the vendors, through email about the payment details is a great feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) BK Bridgette K. owner > "I attempted to reach out to customer support, but did not receive a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996) BZ Beckett Z. Senior Accountant > "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) AC Alan C. Executive Director > "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) BZ Beckett Z. Senior Accountant > "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576) VR Vickey R. Owner > "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) AN Amir N. Controller > "Plooto integration with the QuickBooks online is easy to use & navigate." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884) JJ Jaykumar J. System Engineer > "Not a mobile app and integration facility" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550) SF Sarah F. Office Manager > "So far we are content with the payables portion." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881) VR Vickey R. Owner > "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) HL Hunter L. Owner > "Easy to export and schedule payment from quickbooks." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742) CH Colette H. Piano Teacher Owner Director > "Cannot do credit card refunds without going through customer service." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) DS Desmond S. Administration > "Reasonably easy to set up, and payments are reliable." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742) AC Alan C. Executive Director > "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) VR Vickey R. Owner > "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394) JG Joanna G. Hotel posta > "Can be difficult to use for advanced tasks" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) CW Chad W. CAO > "Plooto has provided a good venue for transactions to be completed in a timely and effective way. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697) NL Noah L. Senior Financial Analyst > "Some vendors can be skeptical to enter banking details into a third party payment processor." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) CH Colette H. Piano Teacher Owner Director > "Great filters to search through past payment history." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505) VR Verified Reviewer General Manager > "there is no payroll integration which slows down the payment and reconciliation process considerably." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) AC Alan C. Executive Director > "The interfaces are clean and the functionality with the software is very solid." [See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955) SR Steven R. Owner > "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383) PS Pauline S. Accounting supervisor > "great, their customer support is reliable as well and i find the software very reliable in payment processing" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633) AC Alice C. Founder and Clinical Director > "I don't like that I can't pay my monthly subscription with a credit card." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) DM Daianne M. Business Operations and Support Manager > "I want to express my appreciation for the user-friendly interface of the platform." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983) RP Rebecca P. Client Service Representative > "One of the only things I find a drawback is how long it takes for funds to transfer. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187) MW Melissa W. Chief Financial Officer > "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032) BB Bernard B. President & CEO > "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335) NL Noah L. Senior Financial Analyst > "Customer service is right at your finger tips and gives almost immediate help through their chat feature." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) VR Verified Reviewer Manager > "E-transfers do not require giving up your password, and I refuse to compromise my security." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621) KH Kelly H. Administrator > "The platform is very simple and saves time!" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631) KW Krista W. Partner > "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422) GA Gillian A. Musician, Graphic Design > "Ease of use and payments are received quickly." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533) AE Ali E. IT & Operations > "Unfortunately, there isn't a way to remove these for security reasons." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) JG Joanna G. Hotel posta > "I like the fact that it is easy to set up" [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070) EB Edgar B. Founder > "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043) AE Ali E. IT & Operations > "The integration with Xero and reoccurring PAD setups are great time saving features." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612) CE Chris E. Lead Client Advisor > "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044) Isaac S. Implementation Specialist > "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398) MB Mattias B. President > "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847) ZK Zak K. Executive Director > "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824) JA Jay A. Controller > "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859) MA Michele A. Office Administrator > "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) GP Genna P. Director of Finance > "I can’t say I have enough experience with all its features to list any cons at this point." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903) NL Noah L. Senior Financial Analyst > "It is very easy to use and syncs perfectly with QuickBooks Online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809) AM Audrey M. Owner > "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) AC Alice C. Founder and Clinical Director > "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927) KM Kartik M. Accounting Manager > "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461) JS Janet S. Managing Director > "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293) AD Andy D. President > "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. " [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983) DS Dorinda S. Executive Director > "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080) NP Norris P. Vice President > "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965) Bailey F. CEO > "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) GS Geeshan S. President > "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328) AM Audrey M. Owner > "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878) RW Ron W. Owner > "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) DM Diana M. Bookkeeper > "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527) Steven D. Head of Product + Operations > "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154) RV Rini V. Junior Accountant > "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194) HY Heather Y. Principal > "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350) SB SARA B. Owner > "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400) JR Josh R. President > "The fees often hit wrong chart of accounts and requires manual adjustments on occasions." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847) Maddie T. System Administrator > "Approval control, user-friendliness, and affordability are all things we like." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700) GS Geoffrey S. President > "Worst feature change was from transaction cost to minimum monthly fee." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035) MA Michele A. Office Administrator > "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571) DG Daniel G. Owner > "but when they added a monthly fee on top of the pay-per-use model I stopped using it." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509) CC Carmen C. Accountant > "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414) RS Reg S. Owner > "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866) Bailey F. CEO > "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) RW Ron W. Owner > "Plooto does not import credit amounts resulting in overpayments." [See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897) VR Verified Reviewer General Manager > "Integrates well with QB online." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397) Bailey F. CEO > "Payment times can be anywhere from 3 - 7 days which is a little slow." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891) RD Riley D. CFO > "It integrates perfectly with our Xero accounting system and makes payments seamless." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923) LD Laura D. Owner > "That you can’t use your credit card to pay for bills." [See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556881) [View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/) NHH Nguyen H. H. Deputy Service Manager > "Payoneer has been very useful for our team for any international transactions and for any invoicing in a secure environment." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458) JS Jocelyn S. Veterinary Nurse and Client Care Representative > "I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7085044) NHH Nguyen H. H. Deputy Service Manager > "Invoicing is very clearly and professionally done, saving tons of rounds with clients." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458) Dwight M. Cloud Solution Architect Manager > "What I don't like about payoneer is that you can only accept payments from Payoneer partner companies and other user accounts that already have..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272) NHH Nguyen H. H. Deputy Service Manager > "As far as our business is concerned, we work with overseas clients and vendors and Payoneer is indeed a reliable platform." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7167458) Portia A. Nurse > "The fees can sometimes feel a bit high, especially when converting currencies or withdrawing to a local bank account." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363) Portia A. Nurse > "I like how easy it is to receive payments from different platforms and in different currencies." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7141363) Dwight M. Cloud Solution Architect Manager > "I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity to..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272) Armando R. Project Manager > "This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560) DR David R. Dive Operation Manager > "Seasonal workers are impacted by verification processes, and ticket resolution is delayed as bugs intervene in transaction status." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6881504) Elena D. Global Marketing Manager > "Payoneer is a virtual online platform that allows quick transactions between different units." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588) Alejandro C. Designer > "I used my account for nearly 10 years to receive freelancing funds until one day I woke up to find it closed." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7153093) Armando R. Project Manager > "Their customer support could benefit from spanish speaking providers since i live in LatAm." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560) JC Jacqueline C. Brand Designer > "The fees are quite high, eating into your profits bottom line once you get into anything over $100, which is all our transactions. When we had an..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6649688) Vivek K. Founder > "Users can transfer funds between Payoneer accounts quickly and securely, enabling efficient financial management across different currencies and..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766) AS Anabelle S. Owner > "This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds, which I..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7058395) JE Jackie E. Director of Risk Management > "Payoneer offers almost all the features available in PayPal." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6870050) Jessica B. Owner > "They literally are here to defraud legit businesses out of money and employees are all AI bots no personal help" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7179799) Vivek K. Founder > "Payoneer allows users to withdraw funds to their local bank accounts or prepaid Mastercard, providing flexibility and convenience." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766) VR Verified Reviewer It manager > "The fees can be a bit high sometimes, especially for currency conversion." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445) JK Jeff K. Controller > "The only positive about them is they have a decent Website." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100) VR Verified Reviewer It manager > "Also, customer support can be slow to respond when there’s an issue." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445) VR Verified Reviewer It manager > "My overall experience with Payoneer has been mostly smooth and reliable." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7127445) JK Jeff K. Controller > "They lock up your money for weeks at a time with no real explanation." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100) AZ Ahmed Z. Online Gaming Account Merchant > "Customer service for Payoneer is excellent, every customer service agent will offer his best to try and help you out." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6720056) Григорий Р. chief > "thats a very rigid illogical system that judges and blocks indefinetely without any real discretion whatsoever, i find it mean and incompetent" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053238) Dionne Joy M. CEO > "Payoneer is excellent and trusted global payment platform." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631) Antonino P. Freelance translator > "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944) GCS Gil C S. President > "The fees were an issue, but for international payments it worked very well" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532) Vadim D. Assistant > "Payoneer provides inaccurate information on its website, misleading users and it is the user who pays for these mistakes." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140) Souleymane D. Training assistant > "Payoneer also integrates with third-party platforms such as Upwork, Airbnb, Amazon, and more." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383) Alejandro C. Designer > "Additionally, fees are significantly higher than competitors." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7153093) TA Tamer A. Art director > "What I like is that it is free, easy to open an account, and also has multiple currencies." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6513830) JM Jerry M. Sales Representative > "Very Very Bad; have a lot of regrets of Payonner taking over Paypal. If only i had know about their exorbitant fees, I would not have set up an..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653) JT Jessica T. MD > "It appears easy to use. If working with a reputable party it’s as easy to use as WISE." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882) MJ Milomir J. Customer Support Representative > "Creating an account was easy but getting a card was very complicated, especially since they asked me to receive my first payment before I could even..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6608357) EO Elvis O. Audit Associate > "The platform is easy to use, the transfers are reliable, and the customer support is helpful" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6644260) LA Lukman A. Manager > "They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348) ACF Ana Clara F. Administrative director > "The website/app interface is uncomplicated and intuitive, making it easy for a layman like me to use. And payments have a small fee, which makes it..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6225183) LB Linda B. Contractor > "They steal your money and then subject you to AI genersted processes & conversations thst just keep looping around & around" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6676562) Souleymane D. Training assistant > "Payoneer is at your disposal for your international online payments, secure transactions, and more." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383) Elena D. Global Marketing Manager > "the verification process for setting up a Payoneer account is cumbersome or time-consuming." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588) SB Sujata B. Influencer > "I also like the fact that we can see how much will our money amount to in our own local currency and from there we can plan further." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4916914) VR Verified Reviewer Web Developer > "Concerned about the safety of my funds, I reached out to Payoneer's client support for information on the return process. Despite my expectations of..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6094683) GCS Gil C S. President > "Simple to use and with international reach that makes working with non-U.S. companies quite easy" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532) AD Aamir D. CEO > "My payments are on hold and account is appearing as inactive in Walmart Canada." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6754409) AJ Alan J. Analista de Sistemas > "I have little to complain about this amazing international transaction app." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6763718) JK Jeff K. Controller > "They do not care about their customers. " [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100) GT Ganga T. Owner > "With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3644143) Rajna S. Architect > "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6129035) Rodrigue N. Project Manager > "Payoneer allows its users to obtain accounts in foreign banks with a reliable and secure address. Besides being able to make international..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4469552) New melchizedec S. Director > "Also they wanted the customers to create a payoneer account to pay, instead of just a credit card to pay. And make it really difficult to cancel and..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6190928) AS Adeel S. Software Developer > "The biggest plus being their global reach." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6599651) YM Yana M. CG Artist > "They blocked my account and funds under the guise of an “internal check”." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445) FG Fikru G. Project Manager > "It is perhaps the best payment platform I have utilized as it permits a simple account opening, enables linking different bank accounts to it, and..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4699213) LA Lukman A. Manager > "They have some weird policies and the customer service seems unprofessional and ineffective." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348) SK Sagar K. CMO > "It helps us to accept payment from different freelance platforms and allows us to transfer to our local bank account with a very low transaction fee..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3945125) JT Jessica T. MD > "They will not offer assistance with claim backs." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882) Dionne Joy M. CEO > "Payment was received quickly." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631) LB Lindsay B. Social Media Manager > "The support is absent." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7082870) GF Guadalupe F. Legal Assistant > "It has different currencies to use and is easy to understand." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6560955) Suzette V. Educator > "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036981) JS JOCILENE S. Administrador > "Great rates, fast transfers and conversions, payment enters the account well before the deadline." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6147967) JM Jerry M. Sales Representative > "I would like to warn others of this super high charge by this company." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653) YD Youcef D. Marketer > "I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036483) Vadim D. Assistant > "Contacted Payoneer support to ask why the company's policy on the website misleads users." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140) MQ Michelle Q. Medical Records Analyst > "With the hardwork you have put on everyday, payoneer makes it so much easier for you to get the money you worked hard for." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6323214) SG Stav G. Owner > "They will not issue a refund or guarantee that these transactions will not recur." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6660559) Patrick O. Web developer > "It also provides Mastercard debit card which allows the withdrawal of cash from local ATM machines without having to withdraw into the bank." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4147425) Antonino P. Freelance translator > "Payoneer's customer support is absolutely incompetent." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944) DK Diborah K. Transcriber > "Payoneer's high security measures have provided me piece of mind, knowing that my transactions and personal information are safely safeguarded. " [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4912758) Ben L. . > "I only got to experience their customer support and that is terrible." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866297) Ibrahim T. Assistant Relationship Manager > "I faced a delay in a payment once but the customer service helped me through it and they were very welcoming and they processed my payment quickly." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6103009) JH Julian H. Website Design Freelancer > "Don't pay the registration fee!I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267) QH Qais H. Customer service representative > "out of 10 experience .Protection at its highest , reliable , no risk at all , Used by a huge number of users which gives them a high credibility ,One..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4586334) YM Yana M. CG Artist > "So, under the guise of an “internal review” that will last forever, they will simply steal your money, as it happened to me" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445) DEE Dr.Enoch E. Facilities Manager > "It is cost effective" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6672844) JH Julian H. Website Design Freelancer > "I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me stating that it did not..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267) MR Michael R. Graphics designer > "Easy to send and receive money within and outside locally or internationally with your US bank account or peer to peer transactions between users" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5084921) VR Verified Reviewer Graphic designer > "I had to go to the website (initially I was using the app) to lay complaints and that was when I found out I couldn't get access to my bank details..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5028313) [View Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/) ## User interface 4.34 (243) [Payoneer](https://www.capterra.com/p/187086/Payoneer/) 4.20 (765) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Plooto Top features 24/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/225025/Plooto/#features) Payoneer 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/187086/Payoneer/#features) ### Recognition Plooto is recognized as a top-rated tool in 2 Capterra Shortlist reports Payoneer is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Plooto Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Payoneer Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Plooto - By Plooto - Located in Canada - Founded in 2014 Payoneer - By Payoneer - Located in United States - Founded in ## Popular Comparisons [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) CA$32/month Price $38/month 4.2 Features 4.3 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-225025/QuickBooks-Online-vs-Plooto) [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.2 Features 4.6 4.2 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/187086-207944/Payoneer-vs-PayPal) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,307)](https://www.capterra.com/p/120109/Xero/reviews/) CA$32/month Price $25/month 4.2 Features 4.3 4.5 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-225025/Xero-vs-Plooto) [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.2 Features 4.6 4.2 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/187086-222572/Payoneer-vs-Venmo-) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [Stampli](https://www.capterra.com/p/147301/Stampli/)[4.82 (463)](https://www.capterra.com/p/147301/Stampli/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.7 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/147301-225025/Stampli-vs-Plooto) [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.2 Features 4.5 4.2 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-187086/Stripe-vs-Payoneer) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[4.51 (20,659)](https://www.capterra.com/p/174984/QuickBooks-Enterprise/reviews/) CA$32/month Price $2210/year 4.2 Features 4.4 4.5 Ease of Use 4.3 [View full 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comparison](https://www.capterra.com/compare/212058-225025/QuickBooks-Desktop-Pro-vs-Plooto) [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.20 (765)](https://www.capterra.com/p/187086/Payoneer/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.2 Features 4.3 4.2 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/187086-190778/Payoneer-vs-QuickBooks-Online) [Plooto](https://www.capterra.com/p/225025/Plooto/)[4.34 (243)](https://www.capterra.com/p/225025/Plooto/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) CA$32/month Price Contact vendor for pricing 4.2 Features 4.2 4.5 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto) 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