# Compare Payoneer vs Wise 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Payoneer and Wise based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/187086-234269/Payoneer-vs-Wise --- # Payoneer vs Wise Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: PayoneerWise2/4 selected [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/) [Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/) [## Payoneer](https://www.capterra.com/p/187086/Payoneer/)[4.2 (762)](https://www.capterra.com/p/187086/Payoneer/reviews/) Starting Price Contact vendor Value-for-Money 4 Functionality 4.2 Ease of Use 4.2 Customer Service 3.8 Reviews Sentiment Based on [762 reviews](#user-reviews) Positive 638 Neutral 35 Negative 89 [## Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/) Starting Price Contact vendor Value-for-Money 3.8 Functionality 3.9 Ease of Use 4 Customer Service 3.5 Reviews Sentiment Based on [85 reviews](#user-reviews) Positive 60 Neutral 4 Negative 21 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology \--%Fit Missing features Feature ratings Data Security 4.4 Online Payments 3.7 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 3.8 Online Payments 3.7 Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.2 User reviews[762](https://www.capterra.com/p/187086/Payoneer/reviews/) Ease of use 4.2 Functionality 4.2 Value for money 4.0 Customer support 3.8 User satisfaction 3.8 User reviews[85](https://www.capterra.com/p/234269/Wise/reviews/) Ease of use 4.0 Functionality 3.9 Value for money 3.8 Customer support 3.5 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Not provided by vendor Best for Not provided by vendor ## User reviews Pros & cons Vivek K. Founder > "Users can transfer funds between Payoneer accounts quickly and securely, enabling efficient financial management across different currencies and..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766) AS Anabelle S. Owner > "This has occurred more than 10 times. Because of these repeated delays and lack of follow-through, I have been unable to access my own funds, which..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7058395) Vivek K. Founder > "Payoneer allows users to withdraw funds to their local bank accounts or prepaid Mastercard, providing flexibility and convenience." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766) JS Jocelyn S. Veterinary Nurse and Client Care Representative > "I did end up cancelling my account afterwards as I didn't feel it offered me anything different to what PayPal might offer; however this thought..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7085044) Armando R. Project Manager > "This has been a very reliant software that has provided me a safe and easy way to withdraw money as a freelance contractor." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560) Dwight M. Cloud Solution Architect Manager > "What I don't like about payoneer is that you can only accept payments from Payoneer partner companies and other user accounts that already have..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272) Elena D. Global Marketing Manager > "Payoneer is a virtual online platform that allows quick transactions between different units." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588) Dwight M. Cloud Solution Architect Manager > "I have used Payoneer for over 10 years and they have features that other payment processors don't have but I feel they have missed the opportunity..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6485272) Armando R. Project Manager > "Their customer support could benefit from spanish speaking providers since i live in LatAm." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866560) DR David R. Dive Operation Manager > "Seasonal workers are impacted by verification processes, and ticket resolution is delayed as bugs intervene in transaction status." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6881504) JE Jackie E. Director of Risk Management > "Payoneer offers almost all the features available in PayPal." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6870050) Григорий Р. chief > "thats a very rigid illogical system that judges and blocks indefinetely without any real discretion whatsoever, i find it mean and incompetent" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053238) MQ Michelle Q. Medical Records Analyst > "With the hardwork you have put on everyday, payoneer makes it so much easier for you to get the money you worked hard for." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6323214) Antonino P. Freelance translator > "What should be a straightforward technical fix has turned into months of frustration, endless back-and-forth emails, and absolutely no resolution." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944) Dionne Joy M. CEO > "Payoneer is excellent and trusted global payment platform." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631) JC Jacqueline C. Brand Designer > "The fees are quite high, eating into your profits bottom line once you get into anything over $100, which is all our transactions. When we had an..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6649688) JT Jessica T. MD > "It appears easy to use. If working with a reputable party it’s as easy to use as WISE." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882) LA Lukman A. Manager > "They also have some weird policies which makes the customer support clueless on the cause of a problem and possible solutions." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348) Phyllis Wanjiku G. Data Scientist > "It is also easy to create an account and link to my local bank account if you live in countries other than the US." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6329913) AM Amy M. Talent Acquisition Manager > "It's security is great but can be annoying at times because I'm usually made to sign in again when i use it on the web, I find it's user interface a..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6293099) Niel Winston T. Scale AI annotators > "I like transfering payoneer to another account it has no charges im very very very satisfied and happy using payoneer" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6334355) JK Jeff K. Controller > "They lock up your money for weeks at a time with no real explanation." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100) Dionne Joy M. CEO > "Payment was received quickly." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7068631) Vadim D. Assistant > "Payoneer provides inaccurate information on its website, misleading users and it is the user who pays for these mistakes." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140) JK Jeff K. Controller > "The only positive about them is they have a decent Website." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100) VR Verified Reviewer CTO > "Also, you are often forced to change your password, but since your account is blocked while changing the password, you have to solve this through..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6361372) AZ Ahmed Z. Online Gaming Account Merchant > "Customer service for Payoneer is excellent, every customer service agent will offer his best to try and help you out." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6720056) YM Yana M. CG Artist > "They blocked my account and funds under the guise of an “internal check”." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445) DA David A. Supervisor > "What I like must service and the security, Payoneer is so secure and the service is good and amazing" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6318297) LA Lukman A. Manager > "They have some weird policies and the customer service seems unprofessional and ineffective." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348) GCS Gil C S. President > "The fees were an issue, but for international payments it worked very well" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532) JT Jessica T. MD > "They will not offer assistance with claim backs." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7050882) Souleymane D. Training assistant > "Payoneer also integrates with third-party platforms such as Upwork, Airbnb, Amazon, and more." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383) VR Verified Reviewer CTO > "The security system is paranoid, they force you to provide a bunch of documents (more than in a regular bank)." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6361372) TA Tamer A. Art director > "What I like is that it is free, easy to open an account, and also has multiple currencies." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6513830) JM Jerry M. Sales Representative > "Very Very Bad; have a lot of regrets of Payonner taking over Paypal. If only i had know about their exorbitant fees, I would not have set up an..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653) LA Lukman A. Manager > "The platform is robust and easy to use." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6810348) MJ Milomir J. Customer Support Representative > "Creating an account was easy but getting a card was very complicated, especially since they asked me to receive my first payment before I could even..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6608357) EO Elvis O. Audit Associate > "The platform is easy to use, the transfers are reliable, and the customer support is helpful" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6644260) Antonino P. Freelance translator > "Payoneer's customer support is absolutely incompetent." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7053944) ACF Ana Clara F. Administrative director > "The website/app interface is uncomplicated and intuitive, making it easy for a layman like me to use. And payments have a small fee, which makes..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6225183) LB Linda B. Contractor > "They steal your money and then subject you to AI genersted processes & conversations thst just keep looping around & around" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6676562) Souleymane D. Training assistant > "Payoneer is at your disposal for your international online payments, secure transactions, and more." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4980383) Elena D. Global Marketing Manager > "the verification process for setting up a Payoneer account is cumbersome or time-consuming." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6761588) SB Sujata B. Influencer > "I also like the fact that we can see how much will our money amount to in our own local currency and from there we can plan further." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4916914) YM Yana M. CG Artist > "So, under the guise of an “internal review” that will last forever, they will simply steal your money, as it happened to me" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6833445) Vivek K. Founder > "Responsive customer support and extensive knowledge base" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6319766) VR Verified Reviewer Web Developer > "Concerned about the safety of my funds, I reached out to Payoneer's client support for information on the return process. Despite my expectations of..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6094683) Md R. Graphics Designe > "I'm working on Fiverr and Upwork as a freelancer and I use Payoneer for withdraw money. And I'm happy for Payoneer service." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4835888) AD Aamir D. CEO > "My payments are on hold and account is appearing as inactive in Walmart Canada." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6754409) GCS Gil C S. President > "Simple to use and with international reach that makes working with non-U.S. companies quite easy" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6691532) JK Jeff K. Controller > "They do not care about their customers. " [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7117100) AJ Alan J. Analista de Sistemas > "I have little to complain about this amazing international transaction app." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6763718) Rajna S. Architect > "They practically force people and expose them to more stress by not doing anything to resolve money theft, the process of reversing unauthorized..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6129035) JT Jamuna T. CMO > "Payoneer is a payment processor that will allow us to receive, hold and send money globally. And best of all, they offer local bank deposits..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3615945) New melchizedec S. Director > "Also they wanted the customers to create a payoneer account to pay, instead of just a credit card to pay. And make it really difficult to cancel and..." [See full review](https://www.capterra.com/p/187086/Payoneer/#GetApp___6190928) GT Ganga T. Owner > "With Payoneer, we can access our money directly in local currency, make payments, and get paid in more than 200 countries and territories." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3644143) LB Lindsay B. Social Media Manager > "The support is absent." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7082870) Rodrigue N. Project Manager > "Payoneer allows its users to obtain accounts in foreign banks with a reliable and secure address. Besides being able to make international..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4469552) Suzette V. Educator > "The payment withdrawal limit has a negative impact on staff as they can only access their money once they have made enough to reach the payoneer..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036981) AS Adeel S. Software Developer > "The biggest plus being their global reach." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6599651) JM Jerry M. Sales Representative > "I would like to warn others of this super high charge by this company." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6885653) TP Teju P. Chief Marketing Officer > "Payoneer allows us to receive funds from all over the world and also allows us to easily withdraw to our local bank account in nepal." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3569982) Patricia M. Content Creator > "Not very flexible" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___7069326) FG Fikru G. Project Manager > "It is perhaps the best payment platform I have utilized as it permits a simple account opening, enables linking different bank accounts to it, and..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___4699213) Vadim D. Assistant > "Contacted Payoneer support to ask why the company's policy on the website misleads users." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6635140) SK Sagar K. CMO > "It helps us to accept payment from different freelance platforms and allows us to transfer to our local bank account with a very low transaction fee..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3945125) SG Stav G. Owner > "They will not issue a refund or guarantee that these transactions will not recur." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6660559) GF Guadalupe F. Legal Assistant > "It has different currencies to use and is easy to understand." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6560955) Ben L. . > "I only got to experience their customer support and that is terrible." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6866297) JS JOCILENE S. Administrador > "Great rates, fast transfers and conversions, payment enters the account well before the deadline." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6147967) JH Julian H. Website Design Freelancer > "Don't pay the registration fee!I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267) YD Youcef D. Marketer > "I like it's ease to use and it's importance for marketers like me who work with people from all regions in the world as it removes the payment..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6036483) JH Julian H. Website Design Freelancer > "I opened an account to be able to get funds from Europe. But when trying to add a payer, the system would not allow me stating that it did not..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5096267) TP Teju P. Chief Marketing Officer > "In that situation, Payoneer gives us the solution to accept payment from our clients and helps us to globalize our eCommerce business." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3569982) VR Verified Reviewer Graphic designer > "I had to go to the website (initially I was using the app) to lay complaints and that was when I found out I couldn't get access to my bank details..." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___5028313) LG Luicianna G. assistant > "Very intuitive and with good fees" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6813797) NS Nizar S. Data Steward > "There is a number of countries that you cannot deliver a physical card to, also some sites don't have the option of paying using Payoneer" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6155587) CJ Carlos J. Diseñador > "It makes it easier for me to be able to charge in my country for my work, to be able to refer to my bank account and speed up collection procedures." [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___3599233) VR Verified Reviewer Software Engineer > "Exchange rates and commissions are not that good" [See full review](https://www.capterra.com/p/187086/Payoneer/#Capterra___6638859) [View Reviews](https://www.capterra.com/p/187086/Payoneer/reviews/) Armando R. Project Manager > "How easy their credit card payments were to adapt in comparison to Revolut and its payment processing that was easier to do as a..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165) GC Gary C. NA > "A simple cash transfer request turned into 34 swapped emails all of which are clear evidence as to Wise being inept, unprofessional and..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212) FS Flavia S. Senior > "It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) GC Gary C. NA > "Promises of rectifying THEIR mistakes we brushed away by just unilaterally cancelling my Transfer without any notice (to cover their..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212) MAU Marcos Alberto U. Manager > "I think it is a good option to transfer money internationally, it works with a wide variety of currencies and handles very low..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6561368) Armando R. Project Manager > "I wanted to use Revolut in Spain but the registration process was super clunky and I really needed to pay a friend some money." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165) JB Juan B. Writer > "Its interfase is definitely 2025 material. Plus, it has many integrations with other financial platforms, which makes it more accessible..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6834982) Gabriel I. Founder > "I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) VR Verified Reviewer Data Engineer > "It is connected to my own expenses management platform, which makes it really easy to track expenses." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7098230) WH Warren H. Pres > "There is no question they are using falsehoods and simple innuendo, which they are passing to financial institutions here and abroad..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) SA Suhail A. Broker > "I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7056052) LT Lorena T. Individual Transactions > "I updated the app and re-entered my information multiple times until I could finally initiate a transfer. But when I tried to send the..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) FS Flavia S. Senior > "It's easy to understand fees upfront, and the real exchange rate shown is a huge plus." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) TQ Tristan Q. Director > "Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) Michelle H. Writer, Editor and Proofreader > "I particularly like being able to invoice in my own currency (UK sterling)." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6292297) FS Flavia S. Senior > "Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961) Altaf N. Owner > "I like the ACH payment option of Wise which Paypal does not offer." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) WH Warren H. Pres > "Their refusal to communicate what their actual issue is, or be willing to resolve and acknowledge their mistakes takes away any..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) TP Tracy P. Education > "Extremely user friendly, great interest rates, low forex rates, low transfer fees... referral rewards too." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987) TQ Tristan Q. Director > "Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) TP Tracy P. Education > "Good rates, fast service, debit card to use when overseas." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987) KK Kara K. Senior Associate > "Although Wise has its fair share of issues, we haven't found a better tool to send regular international payments." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6846068) MB Michael B. Self Employed > "The service has always been quick, safe, I always seem to get the best exchange rates at the time too." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6751329) TQ Tristan Q. Director > "Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) YD Youcef D. Marketer > "it is a safe app with a real bank and accepts virtual cards so if you prefere it it's the best one " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___5087589) LT Lorena T. Individual Transactions > "I tried two more times and encountered the same error. When I logged out and back in, I saw that Wise had debited my bank account three..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Altaf N. Owner > "Hence, Wise is now my favorite payment processing platform." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) RP Reid P. Director Owner > "This has been an excruciating process that I still don't have a resolution to after 6 days and over 20 emails back and forth with their..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759) Altaf N. Owner > "I really love it because with ACH, there is very minimal to no fees at all." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946) WH Warren H. Pres > "i was sending money to family in another country for costly medical expenses, over a period of 7 months." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) PW Peiji W. owner > "In general, it is very easy to use and exchange currency remotely." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6756175) LT Lorena T. Individual Transactions > "Once more, the money was transferred to my Wise account, and I got the same "payment unsuccessful" message." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) ZKM Zuen Kay M. HR > "its very user friendly and fast to send and higher exchange rate" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6708937) TQ Tristan Q. Director > "After days of chasing them and providing thorough documentation, they chose to close my account without justification." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936) RM Rosalina M. Executive Assistant/ Freelancer > "Overall, Wise is a reliable and cost-effective way to transfer money internationally, with a user-friendly platform and fast transfer..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) LT Lorena T. Individual Transactions > "I planned to request a refund for the fee, as this whole situation was due to their glitch." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Gabriel I. Founder > "I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) Navan M. Director > "I paid thousands more than a normal transfer for verification and transfer fees plus a fees to return my money back into my account." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Gabriel I. Founder > "I love how simple and transparent everything is." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) RL Ron L. IT > "Got charged almost 20% in fees just to open an account." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6683899) Gabriel I. Founder > "I am happy, loyal client." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454) WH Warren H. Pres > "they froze my account and the recipient's. " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) SL Stefano L. Owner > "Easy setup." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6754011) LW Lamia W. Director > "Hard to say because the irritating thing is when a transaction doesn't go through because the Payee's details don't match exactly - as..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6091952) RM Rosalina M. Executive Assistant/ Freelancer > "Low expenses: Insightful charges a lot of lower charges than conventional banks or other cash move administrations, which can get a good..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) TP Tim P. Film Director > "Their rationale was that, in their opinion, Zaporizhzhia is under sanctions." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6421542) DY Dellal Y. Marketing traîner > "Speed of transactions and also you can exachange with the most important devise " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3615424) LT Laura T. None > "Lost $25k and have been trying to get it resolved for the last 6 weeks." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6705908) CS Carole S. antiques trader > "It is incredibly fast and I can transfer money to my French bank account instantly." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3851901) LT Lorena T. Individual Transactions > "The customer support is not helpful." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) KM Karel M. Freelancer > "I love how you can set up multiple accounts in different countries" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3603399) AP Abby P. COO > "I have been begging for over a week and support just sends generic template responses and doesn't seem to realize not accessing my..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) AP Abby P. COO > "It was easy to setup" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) WH Warren H. Pres > "after that they would not take phone calls." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635) MI Muhammad I. YouTuber, Freelancer > "I have installed the wise application on my android. And I am glad to share that the application of wise is Fingerprint supported, Mean..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) RP Reid P. Director Owner > "It's an absolute drain of my time and energy." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759) Zahra H. Head of Business operations > "The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature!" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094) LT Lorena T. Individual Transactions > "I’ve opened a dispute with my bank." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Myriam C. Translator > "It's user friendly and if I have any problems I can count on an excellent customer service" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3684794) LT Lorena T. Individual Transactions > "Will freeze hot money for no reason." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Bruno C. IT Service Engineer > "Very cheap way to remit amounts abroad and undoubtedly the best alternative to pay for expenses while traveling abroad." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3149725) Navan M. Director > "I hate that after my money was taken out of my account, I had to make accountant appointments costing me more money." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Mubaraq I. Content writer > "Very good, I don't plan on looking for an alternative any time soon." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3708231) SK Sonita K. President > "It was the most difficult platform to work with. " [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459) Sam A. Consultant > "This made receiving payments very quick and easy for me to receive and for the customer to pay me." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3197054) LT Lorena T. Individual Transactions > "I hung up and called again." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) Danish M. Software Engineer > "Registration process is simple and account gets verified fairly quickly." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3410875) LT Lorena T. Individual Transactions > "This entire situation is incredibly frustrating." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891) PW Peter W. Retired > "The easyness to send money fast and with not too much costs from one corner of the world to another corner of the world." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3314029) SK Sonita K. President > "Extremely difficult platform, would not recommend." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459) MI Muhammad I. YouTuber, Freelancer > "No, if we talk about my overall experience with the wise bank account is, then it was appreciable. And I'm fully satisfied with the..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) FD Franck D. CEO > "It s a very bad service and company." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6687754) Johanna N. Customer Success Executive > "Great App for any type of transfer." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3395804) RM Rosalina M. Executive Assistant/ Freelancer > "Check process: to utilize Shrewd, you really want to go through a confirmation interaction that can be tedious and may require extra..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785) Zahra H. Head of Business operations > "Its a fluid and well integrated system." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094) AP Abby P. COO > "Access is an issue" [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591) Ani P. Owner > "After many back and forth with my contractor we finally were able to set it up, once done it's great and I love it." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3302046) Navan M. Director > "Support team is lying 🤥 to me." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231) Valor L. Digital Strategist > "What I really like though is it has the best rate." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3158929) MI Muhammad I. YouTuber, Freelancer > "I have a lot of friends that are unable t use wisely just because they are not having a visa or MasterCard for making a transaction too..." [See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043) [View Reviews](https://www.capterra.com/p/234269/Wise/reviews/) ## User interface [Payoneer](https://www.capterra.com/p/187086/Payoneer/) 4.21 (762) [Wise](https://www.capterra.com/p/234269/Wise/) 3.79 (85) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Payoneer 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/187086/Payoneer/#features) Wise Top features 10/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/234269/Wise/#features) ### Recognition No recognitions have been awarded to Payoneer No recognitions have been awarded to Wise ### Deployment & support Payoneer Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Wise Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Payoneer - By Payoneer - Located in United States - Founded in Wise - By Wise - Located in United Kingdom - Founded in ## 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