# Compare Yooz vs Plooto 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Yooz and Plooto based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/188698-225025/Yooz-vs-Plooto

---

# Yooz vs Plooto Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

YoozPlooto2/4 selected

[Yooz](https://www.capterra.com/p/188698/Yooz/)[4.4 (221)](https://www.capterra.com/p/188698/Yooz/reviews/)

[Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/)

[## Yooz](https://www.capterra.com/p/188698/Yooz/)[4.4 (221)](https://www.capterra.com/p/188698/Yooz/reviews/)

Starting Price

$199.00/month

Value-for-Money

4.3

Functionality

4.3

Ease of Use

4.3

Customer Service

4.3

Reviews Sentiment

Based on [221 reviews](#user-reviews)

Positive

191

Neutral

23

Negative

7

[## Plooto](https://www.capterra.com/p/225025/Plooto/)[4.3 (241)](https://www.capterra.com/p/225025/Plooto/reviews/)

Starting Price

CA$32.00/month

Value-for-Money

4.2

Functionality

4.2

Ease of Use

4.5

Customer Service

4

Reviews Sentiment

Based on [241 reviews](#user-reviews)

Positive

210

Neutral

19

Negative

12

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 5,444 reviews from accounts payable software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

60%Fit

Missing features

Not enough reviews

Feature ratings

Accounting

\--

Financial Management

4.0

Bank Reconciliation

4.0

Invoice Processing

4.4

Billing & Invoicing

NA

69%Fit

Missing features

Feature ratings

Accounting

4.8

Financial Management

NA

Bank Reconciliation

3.8

Invoice Processing

3.9

Billing & Invoicing

4.2

User satisfaction

User satisfaction

4.4

User reviews[221](https://www.capterra.com/p/188698/Yooz/reviews/)

Ease of use

4.3

Functionality

4.3

Value for money

4.3

Customer support

4.3

User satisfaction

4.3

User reviews[241](https://www.capterra.com/p/225025/Plooto/reviews/)

Ease of use

4.5

Functionality

4.2

Value for money

4.2

Customer support

4.0

Price starts from

Price starts from

$199Other, Per Month

-   Free version
-   Free trial

Price starts from

CA$32Flat Rate, Per Month

-   Free version
-   Free trial

Best for

Best for

Yooz is used by finance departments, accounts payable teams, bookkeepers, corporate controllers, financial managers, directors of FP&A, and automotive companies.

Best for

Ideal for small businesses and accountants, Plooto is the fastest way to manage business payments - saving you hours on your accounts payable and receivable processes like credit card payments.

## User reviews

Pros & cons

PC

Paula C.

HR manager

> "Significant time savings by automating invoice capture, routing, and data entry"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022469)

BM

Bernadette M.

Head chef manager

> "I find it difficult to find out info regarding what my invoice spend is for a given time period and I..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022410)

ShD

Sáhó D.

Partner

> "E-mail notifications and e-documentation of invoices are important functions they should work always."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7024216)

SU

Stephane U.

Manager Pole Consulting SI Comptabilité Gestion et Process

> "The price of the YOOZ Business version is holding back deployment among some of our mid-sized..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6856193)

YN

Yogini N.

Asset and Procurement

> "Good in terms of capturing and management of purchase orders and approvals. "

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022529)

ShD

Sáhó D.

Partner

> "We had a problem with e-mail notifications."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7024216)

CL

Catherine L.

Area Manager

> "Easy to use, good for record keeping and locating past invoices, has even supported me to locate the..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022112)

JW

Julie W.

Administrator

> "Can be a little complicated to allocate to different budgets, not sure if this is Yooz or our company..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6878022)

MM

Marina M.

Senior FPA

> "Overall, Yooz has been a valuable tool for streamlining our accounts payable processes."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022574)

AD

Andreia D.

Senior Administrator

> "can sometimes be difficult to find PO's."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7023437)

BM

Bernadette M.

Head chef manager

> "Change is difficult at times but we must embrace new systems of work to keep up with the growing..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022410)

VR

Verified Reviewer

SUPERVISOR

> "Which in some cases makes accounting and bookkeeping a bit difficult."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6878268)

SM

Subash M.

Advance analyst

> "It was very useful as all the data can be accessed through yooz, it is time efficient, and it is very..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022546)

VR

Verified Reviewer

Producer

> "the interface isn't that well laid out for easy reading."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6878246)

DR

Dean R.

Customer Relationship Marketer

> "Intuitive automation that saves time, with seamless invoice processing and reliable efficiency .""

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6881813)

JH

Jonathan H.

Management Accountant

> "Sometimes updates are done without any prior warning and can disrupt the processing"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6670592)

SS

Sue S.

Director of Home Claims

> "The upload is quick and the image reading is very accurate."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022502)

VR

Verified Reviewer

Managing Partner

> "Then they offer you to try it for free, but when we wanted to discontinue after a negative experience..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4883723)

PC

Paula C.

HR manager

> "The visibility and automation make everything faster and more accurate."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022469)

PH

PAUL H.

Depot Manager

> "Emails confirming log-in each time get a bit annoying"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6671942)

VR

Verified Reviewer

Producer

> "It is also tidy and allows you to track progress across tasks."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6878246)

SH

Sabah H.

Finance Officer

> "Its still not working however the support team are looking into it with the development team."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6670596)

Louise O.

Finance Business Partner

> "It is easy for me to track my Tasks, approve items and interrogate prior transactions."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6877053)

VR

Verified Reviewer

Delegated Claims Manager

> "Cannot see a history of what has been paid and when."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6673090)

AL

Angela L.

COMPTROLLER

> "I like that I can pull up any invoice we scanned, even by description if we can't remember the company..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6311919)

SE

Salih E.

Sales Operations Manager

> "Cannot Forsee the approval flow."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6671673)

SR

Sarah R.

Accounts assistant

> "The integration into Sage to allow payments to be made quick and easy also saves time."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6877063)

AD

Al D.

Supervisor

> "Hard to pick up, very complicated at first"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6671596)

AD

Al D.

Supervisor

> "Yooz allows me to have every PO number and invoice numbers in an easy to search format"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6671596)

JG

Jennifer G.

Employee Engagement Manager

> "I do not have mobile access to Yooz so I am unable to make a purchase if an unexpected expense comes..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4284005)

Shaun V.

Director of Finance

> "Powerful invoice capture and OCR capabilities"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6877243)

HA

Heather A.

Admin, Accounting Assistant

> "The documents are not read better by the OCR, sometimes the documents flip to the wrong angle for..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4496014)

AC

Alex C.

Accountant

> "The interface is intuitive and integrates well with accounting systems."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6882105)

RM

Rachelle M.

Accounts Payable

> "Credits do not export as credits, it automatically makes them a debit amount, so i have to be careful..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4256064)

VR

Verified Reviewer

SUPERVISOR

> "Adding vendor with the company and payments processes streamlined in a orderly and easy manner."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6878268)

AB

Andrew B.

CEO

> "Yooz requires my \[SENSITIVE CONTENT\] to reset my access every time I have to approve an invoice. "

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4283974)

AD

Andreia D.

Senior Administrator

> "navigating the website is super simple."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7023437)

AO

Allan O.

CFO

> "Often rounds the GST/sales tax incorrectly - can't see where to change the rounding method."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4321700)

GM

Georgeta M.

accounts payable

> "I like that it has a friendly interface and that it keeps record of the data entered about the..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6676547)

HI

Heather I.

Program Manager

> "The search and filters are a little cumbersome and sometimes hard to find."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4256386)

Shaun V.

Director of Finance

> "Improves vendor payment visibility and accuracy"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6877243)

AO

Allan O.

CFO

> "I suppose i could askSearch facilitiy doesn't always work as well as expected (reveals too much data)."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4321700)

MM

Marina M.

Senior FPA

> "The support team is responsive and helpful, and implementation was smooth."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022574)

JT

Jordan T.

SERVICE ADVISOR

> "There seems to be some bugs that can make the service lag but rarely."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4284050)

KS

Kevin S.

Accountant

> "What I liked most about Yooz was how intuitive and user-friendly the platform is, I also like that..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6877945)

CG

Calvin G.

Customer Account Specialist

> "Honestly, I have yet to run into a feature that slows me down from completing processes."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4256711)

LC

Lucille C.

Accountant

> "This accounting software is not easy to use or integrate with, but \[sensitive content hidden\] were..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6324176)

KP

Kelli P.

Accounting Project Manager

> "The export you can not sort by document date"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4516767)

AC

Alex C.

Accountant

> "A few improvements in accuracy and support would make it excellent."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6882105)

NC

Nick C.

Sr. Partnerships Manager, Inventory

> "Sometimes the layout of the pages look a little cluttered"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4284781)

JW

Julie W.

Administrator

> "The invoices are clear and easy to read, making it simple to process for payment."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6878022)

RP

Ruby P.

Finance and Sales Associate

> "The user interface is a little complex and does not always work as planned"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4257518)

JL

Justyn L.

OM

> "Keeps all staff aware of how much we can work without delay and be more effective for the company. "

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6331671)

CH

Cathy H.

Accounting Manager

> "Some times the checks don't get to the vendor timely."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4302388)

JN

John N.

Ecommerce Manager

> "good level of customisation available via deployment and support team."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6325149)

RB

Russell B.

lead engineer

> "would not accept it for free, if it came with a box of breakfast cereal"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4255369)

MR

Mike R.

Operations team member

> "Really like being able to follow the approval history to see where it stands."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6670728)

LD

Laura D.

Associate Director

> "It also sometimes presets to the wrong settings."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4255290)

SU

Stephane U.

Manager Pole Consulting SI Comptabilité Gestion et Process

> "Our customers who use it on a daily basis tell us that it's a lot of fun to use."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6856193)

CK

Chris K.

Accountant

> "The export function is cumbersome."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4495977)

AD

Andreia D.

Senior Administrator

> "Super secure service to use."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7023437)

SL

Susan L.

Marketing & Development Specialist

> "It's not easy to look up previous orders, or pull needed information."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4298812)

VR

Verified Reviewer

General Manager

> "Very easy to run report too"

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___7022541)

NE

Natalie E.

Accounting Specialist

> "The old interface lacks the ability to customize to a user with some setup items."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___2799714)

AH

Adam H.

Parts Manager

> "Great, don't every miss a invoice, gets posted correctly every time."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6319701)

LD

Laura D.

Associate Director

> "It is not user friendly in the beginning, and not intuitive."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4255290)

EH

Ely H.

Administrator Project Clerk

> "Project managers find it easy to go in and approve invoices as well."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6311731)

NE

Natalie E.

Accounting Specialist

> "We are still in the old user interface and it is a little clunky."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___2799714)

CH

Cristian H.

Head of Digital Product

> "The online support that provided immediate help when I requested it."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___6671886)

JO

Jenny O.

Outlet Analyst/Planner

> "Sometimes i have problems remembering the coding and it always pops up on an old PO screen which is..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___2371035)

KC

Krisell C.

Accounting clerk

> "Eventually, with using the system for almost a year now it had benefited me and the organization a lot..."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___4256949)

CC

Carol C.

AP

> "The tax calculations not properly calculating."

[See full review](https://www.capterra.com/p/188698/Yooz/#Capterra___2380982)

[View Reviews](https://www.capterra.com/p/188698/Yooz/reviews/)

RP

Ryan P.

Lead Designer

> "I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886)

RP

Ryan P.

Lead Designer

> "One of the biggest limitations is that Plooto doesn’t replace accounting software."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7108886)

AN

Amir N.

Controller

> "Intimation to the vendors, through email about the payment details is a great feature."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884)

SB

Steve B.

COO

> "Slow money transfers, cannot transfer money from one currency to another, cost per transaction is more than major e-commerce bank..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6630672)

SM

Sam M.

pres

> "makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6712362)

BK

Bridgette K.

owner

> "The only con is that my account was deactivated without notice."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996)

AN

Amir N.

Controller

> "Plooto integration with the QuickBooks online is easy to use & navigate."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7064884)

BK

Bridgette K.

owner

> "I attempted to reach out to customer support, but did not receive a response."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___7020996)

BZ

Beckett Z.

Senior Accountant

> "Stream the payment process, the approval is automatic, and send the Email to inform the process is excellent."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576)

AC

Alan C.

Executive Director

> "This persistent problem, reported to Plooto, introduces additional delays, requires extra confirmation of hand-offs, and disrupts..."

[See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955)

BZ

Beckett Z.

Senior Accountant

> "Overall, I am satsified with the Plooto, if the payment can be categorized into different kinds, it will be more valable"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6584576)

CH

Colette H.

Piano Teacher Owner Director

> "Cannot do credit card refunds without going through customer service."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505)

CH

Colette H.

Piano Teacher Owner Director

> "Great filters to search through past payment history."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6340505)

VR

Vickey R.

Owner

> "My clients had to jump thru a lot of hoops to get the reoccurring payments set up and some were not happy about it =( I had PAD..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394)

HL

Hunter L.

Owner

> "Easy to export and schedule payment from quickbooks."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6762742)

JJ

Jaykumar J.

System Engineer

> "Not a mobile app and integration facility"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6657550)

SF

Sarah F.

Office Manager

> "So far we are content with the payables portion."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6856881)

VR

Vickey R.

Owner

> "So I have several clients that I cannot process their payments in Plooto even tho I have a PAD agreement with them and they have..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394)

DS

Desmond S.

Administration

> "Reasonably easy to set up, and payments are reliable."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6851742)

AC

Alan C.

Executive Director

> "Plooto's support has provided an unsatisfactory response, dismissing the issue as not within their purview."

[See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955)

VR

Vickey R.

Owner

> "I am saving over $100 per month in processing fees since I switched to Plooto and once I got past the "set up" stage."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4912394)

JG

Joanna G.

Hotel posta

> "Can be difficult to use for advanced tasks"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070)

CW

Chad W.

CAO

> "Plooto has provided a good venue for transactions to be completed in a timely and effective way. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6014697)

NL

Noah L.

Senior Financial Analyst

> "Some vendors can be skeptical to enter banking details into a third party payment processor."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809)

AC

Alan C.

Executive Director

> "The interfaces are clean and the functionality with the software is very solid."

[See full review](https://www.capterra.com/p/225025/Plooto/#SoftwareAdvice___6040955)

RP

Rebecca P.

Client Service Representative

> "One of the only things I find a drawback is how long it takes for funds to transfer. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187)

PS

Pauline S.

Accounting supervisor

> "great, their customer support is reliable as well and i find the software very reliable in payment processing"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6113633)

VR

Verified Reviewer

General Manager

> "there is no payroll integration which slows down the payment and reconciliation process considerably."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397)

DM

Daianne M.

Business Operations and Support Manager

> "I want to express my appreciation for the user-friendly interface of the platform."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4918983)

RW

Ron W.

Owner

> "This often leads to mistakes if there are large volumes and a busy schedule, sometimes resulting in double payments ."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897)

MW

Melissa W.

Chief Financial Officer

> "The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3424032)

SR

Steven R.

Owner

> "My monthly Plooto bill was between $3-$7 per month. When Plooto switched to $25 per month with 10 transactions included, it did..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569383)

NL

Noah L.

Senior Financial Analyst

> "Customer service is right at your finger tips and gives almost immediate help through their chat feature."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809)

Steven D.

Head of Product + Operations

> "There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2798154)

KH

Kelly H.

Administrator

> "The platform is very simple and saves time!"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___4964631)

AC

Alice C.

Founder and Clinical Director

> "I don't like that I can't pay my monthly subscription with a credit card."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927)

GA

Gillian A.

Musician, Graphic Design

> "Ease of use and payments are received quickly."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___5008533)

RW

Ron W.

Owner

> "Plooto does not import credit amounts resulting in overpayments."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897)

JG

Joanna G.

Hotel posta

> "I like the fact that it is easy to set up"

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___6031070)

BB

Bernard B.

President & CEO

> "I had one billing issue where I released the payment before the product expiry, but they did not make the payment because the..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2571335)

Maddie T.

System Administrator

> "Approval control, user-friendliness, and affordability are all things we like."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3542700)

VR

Verified Reviewer

Manager

> "E-transfers do not require giving up your password, and I refuse to compromise my security."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___3303621)

AE

Ali E.

IT & Operations

> "The integration with Xero and reoccurring PAD setups are great time saving features."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612)

KW

Krista W.

Partner

> "Sometimes payments need to be submitted by credit card or paper check and we cannot use the system for tracking approval for..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569422)

Isaac S.

Implementation Specialist

> "Plooto has made it very easy and simple to help my clients organize their A/P. As my clients process dozens of transfers on a..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557398)

RW

Ron W.

Owner

> "The payment interface with QBO was not well thought out."

[See full review](https://www.capterra.com/p/225025/Plooto/#GetApp___2869897)

ZK

Zak K.

Executive Director

> "The additional approval workflow features are great for scaling up and delegating Accounts Payable and setting limits on payment..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556824)

AE

Ali E.

IT & Operations

> "Unfortunately, there isn't a way to remove these for security reasons."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389612)

MA

Michele A.

Office Administrator

> "The company \[SENSITIVE CONTENT\] likes how I can enter all the accounts payable and he can simply approve the payment."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571)

EB

Edgar B.

Founder

> "The cross border receivables are extremely limited, the amount is too low to collect receivables across the border. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557043)

NL

Noah L.

Senior Financial Analyst

> "It is very easy to use and syncs perfectly with QuickBooks Online."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3800809)

CE

Chris E.

Lead Client Advisor

> "I think there are some flaws with the software regarding international wire transfers as well as with the tier set up that need..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2576044)

AC

Alice C.

Founder and Clinical Director

> "I appreciate being able to pay my vendors without having to worry about e-transfer daily limits etc."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3419927)

MB

Mattias B.

President

> "Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556847)

JS

Janet S.

Managing Director

> "Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363293)

JA

Jay A.

Controller

> "I had a failed transfer attempt and it took well over a month and multiple emails to get my money put back in my account."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556859)

DS

Dorinda S.

Executive Director

> "I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557080)

GP

Genna P.

Director of Finance

> "I can’t say I have enough experience with all its features to list any cons at this point."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3390903)

Bailey F.

CEO

> "I've been using Plooto for a little under a year now and it is incredible, it sync's directly with quickbooks and allows me to..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891)

AM

Audrey M.

Owner

> "I can't get a hold of my original contact and requesting support through the online request has yet to produce a response."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878)

AM

Audrey M.

Owner

> "With QuickBooks Online and Plooto integration it saves me a lot of time processing payments and recording the transactions."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556878)

KM

Kartik M.

Accounting Manager

> "I can only enter in a maximum of 20 recurring payment the client support team cannot help us in a timely manner."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569461)

DM

Diana M.

Bookkeeper

> "Supporting associations with multiple signatories this has been a world of difference in my process flow and the quality and..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2559527)

AD

Andy D.

President

> "I have been struggling to get the PAD setup for my customers and find it hard to not have access to telephone customer support. "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2577983)

RV

Rini V.

Junior Accountant

> "The QB integration is really helpful for us, it makes it easy for us to pull AP and the fact that invoices are attached in the..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557194)

NP

Norris P.

Vice President

> "A third was abandoned because the \[SENSITIVE CONTENT HIDDEN\] became frustrated with the setup process and subsequent delay in..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581965)

RP

Rebecca P.

Client Service Representative

> "This is very easy software to use! "

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3593187)

GS

Geeshan S.

President

> "Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569328)

SB

SARA B.

Owner

> "I was happier when it was a flat $1 fee per ACH, I'm now paying much more per transaction due to the flat $25 per month fee and..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569400)

HY

Heather Y.

Principal

> "We still have issues with some vendors not being serviced by Plooto, e.g. credit card companies."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569350)

MA

Michele A.

Office Administrator

> "The overall experience has been great. When I have reached out to support my issues have always been resolved, although it may..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3363571)

JR

Josh R.

President

> "The fees often hit wrong chart of accounts and requires manual adjustments on occasions."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2575847)

CC

Carmen C.

Accountant

> "I love how it automatically records into quickbooks on the day of the transaction so there isn't a disrepancy when I look at the..."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2557414)

GS

Geoffrey S.

President

> "Worst feature change was from transaction cost to minimum monthly fee."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2570035)

Bailey F.

CEO

> "The flat-rate fee is a game-changer for me, and means I don't have to pay Stripe's 2.9% transaction fee every time."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891)

DG

Daniel G.

Owner

> "but when they added a monthly fee on top of the pay-per-use model I stopped using it."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2573509)

VR

Verified Reviewer

General Manager

> "Integrates well with QB online."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___3389397)

RS

Reg S.

Owner

> "We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2581866)

RD

Riley D.

CFO

> "It integrates perfectly with our Xero accounting system and makes payments seamless."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2556923)

Bailey F.

CEO

> "Payment times can be anywhere from 3 - 7 days which is a little slow."

[See full review](https://www.capterra.com/p/225025/Plooto/#Capterra___2569891)

[View Reviews](https://www.capterra.com/p/225025/Plooto/reviews/)

## User interface

4.40 (221)

[Plooto](https://www.capterra.com/p/225025/Plooto/)

4.34 (241)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

1099 Preparation

207

Important

Accounting

150

Important

ACH Payment Processing

120

Important

Yooz

Top features

35/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/188698/Yooz/#features)

Plooto

30/47

-   1099 Preparation
-   Accounting
-   ACH Payment Processing
-   Activity Dashboard
-   Aging Tracking
-   AI Copilot
-   Alerts/Notifications
-   Anomaly Detection
-   API
-   Approval Process Control
-   Audit Trail
-   Bank Reconciliation
-   Billing & Invoicing
-   Cash Management
-   Check Writing
-   Compliance Management
-   Customizable Reports
-   Data Import/Export
-   Document Management
-   Duplicate Payment Alert
-   Electronic Funds Transfer
-   Electronic Payments
-   ERP integration
-   Expense Tracking
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   General Ledger
-   Generative AI
-   Inventory Management
-   Invoice Management
-   Invoice Processing
-   Mobile Access
-   Multi-Currency
-   Online Banking
-   Process/Workflow Automation
-   Purchase Order Reconciliation
-   Real-Time Data
-   Receipt Management
-   Recurring Payments
-   Reporting/Analytics
-   Self Service Portal
-   Status Tracking
-   Supplier Management
-   Third-Party Integrations
-   Vendor Management
-   Workflow Management

[See all features](https://www.capterra.com/p/225025/Plooto/#features)

### Recognition

No recognitions have been awarded to Yooz

No recognitions have been awarded to Plooto

### Deployment & support

Yooz

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Plooto

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Yooz

-   By Yooz
-   Located in United States
-   Founded in 10

Plooto

-   By Plooto
-   Located in Canada
-   Founded in 2014

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