# Compare Soldo vs Payhawk 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Soldo and Payhawk based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/194308-200192/Soldo-vs-Payhawk --- # Soldo vs Payhawk Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: SoldoPayhawk2/4 selected [Soldo](https://www.capterra.com/p/194308/Soldo/)[4.7 (140)](https://www.capterra.com/p/194308/Soldo/reviews/) [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) [## Soldo](https://www.capterra.com/p/194308/Soldo/)[4.7 (140)](https://www.capterra.com/p/194308/Soldo/reviews/) Starting Price £21.00/month Value-for-Money 4.3 Functionality 4.5 Ease of Use 4.6 Customer Service 4.5 Reviews Sentiment EB MB Based on [140 reviews](#user-reviews) Positive 137 Neutral 1 Negative 2 [## Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.6 (187)](https://www.capterra.com/p/200192/Payhawk/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.4 Ease of Use 4.6 Customer Service 4.7 Reviews Sentiment Based on [187 reviews](#user-reviews) Positive 172 Neutral 13 Negative 2 ## Not a match? 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What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 3,657 reviews from spend management software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 79%Fit High performer Feature ratings Receipt Management 4.4 Expense Tracking 4.6 Spend Control 4.6 Approval Workflow 3.8 Spend Analysis 4.6 79%Fit High performer Feature ratings Receipt Management 4.5 Expense Tracking 4.4 Spend Control 4.5 Approval Workflow 4.0 Spend Analysis 3.9 User satisfaction User satisfaction 4.7 User reviews[140](https://www.capterra.com/p/194308/Soldo/reviews/) Ease of use 4.6 Functionality 4.5 Value for money 4.3 Customer support 4.5 User satisfaction 4.6 User reviews[187](https://www.capterra.com/p/200192/Payhawk/reviews/) Ease of use 4.6 Functionality 4.4 Value for money 4.5 Customer support 4.7 Price starts from Price starts from £21Other, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Soldo is the proactive spend management solution that frees progressive businesses to accomplish more. Best for Payhawk caters to enterprises, mid-market and SMBs in various industries across the globe. ## User reviews Pros & cons EB Emma B. Financial Controller > "You can block cards easily, I find this quicker and simpler than using a high street bank, and can use it on a desktop or mobile phone..." [See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___7088618) DC Daniele C. Infrastructure Specialist > "Overall the tool is usefull for managing card for separate users, it is not good if you want to create card to pay online tools for a..." [See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___3819513) MB Morgan B. Sales Director > "Soldo offers a solid, user-friendly platform for managing company expenses, especially useful for fast-growing companies like ours..." [See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___6798511) Georg G. Manager > "The reporting within the Pro plan is absolutely inacceptable." [See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___4969739) EB Emma B. Financial Controller > "It is quick and simple to set up both physical and virtual cards, and offers fairly good value for money." [See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___7088618) Georg G. Manager > "users to the Premium plan. But we do not need the features of this plan." [See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___4969739) [View Reviews](https://www.capterra.com/p/194308/Soldo/reviews/) MP Mark P. Managing Director > "We integrated Payhawk into two of our property businesses at the end of 2022 and it has streamlined expenses superbly,..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679390) MO Michael O. Client Liaison Manager > "What i like the least is when i purchase an Amazon product it can take half a day or so for the transaction to show up on..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678111) NB Nico B. Finance Team member > "Payhawk was a complete upgrade from our previous system, cardhoilders are now able to code and submit corporate card and..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679317) VR Verified Reviewer Customer Service Manager > "The mail receipt feature doesn't always match receipts." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678190) VR Verified Reviewer Marketing and Sales Operations Associate > "The automation features and integrations help simplify tracking and approvals, making it a convenient solution for daily use." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678486) RoR Rocío R. Finance Annalyst > "Cost too much, the integration with our ERP wasn't good; , you need to pay if you want a physical credit card, and Payhawk..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4918597) Jochanan B. CEO > "Easy to make a credit card for your employees, but that's it. But at companies like Revolut you can do this for free." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___7128231) MF Meltem F. CFO Assistant > "We have been testing with the integration with NetSuite for a long period now and are still not ready to go live (currently..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4798807) Ramtin T. Backend Engineer > "What I liked most about Payhawk is its seamless integration of expense management, corporate cards, and accounting." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679335) JC Jasmine C. Finance Manager > "Payhawk automatically fill in some information based on the invoice uploaded but some information can be wrong for examples..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6013552) NS Nicole S. Finance and Admin Assistant > "their customer service is quite responsive, the cards are compatible with google pay/ wallet as well" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6809467) MS Michael S. Administrationschef > "Picture optimization has given us some minor challenges with receipts that wasn't readable." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6018903) AM Anmol M. Finance and Accounts Admin Officer > "This is my first time using this system at my current workplace. And I like having clear visibility of expenses being..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6804624) NF Nicola F. Admin and Accounting > "It annoys me very much, as I have to try many, many, many times and try to find a way to fool the tool, to read/accept the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5079743) SP Santiago P. VP of Sales > "Automated Workflows – Simplifies approvals and reconciliations, reducing manual work." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6680634) LE Luke E. Project Management > "The mileage system is a bit inflexible and doesnt let you alter routes easily" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4907129) EV Elizabet V. People Operations > "The expense submission and tracking is a big optimization for any small or large scale business." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679466) DA Denzel A. Finance Assistant > "I struggle with seamless data entry on Payhawk" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5019610) ML Marianne L. Junior finance change management > "It's a practical application for our company's purchases, especially one-time payments." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511) SK Sarah K. HR > "Cannot schedule payments for future dates" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4951797) ML Marianne L. Junior finance change management > "We're implementing it across our teams, and the FAQ is comprehensive." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6807511) NU Natalia U. Senior Accountant > "certain Accounting/ Finance understanding of workflow is missing" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4986377) VR Verified Reviewer CFO > "Great product, especially for companies with entities in different countries and having to pay in multiple currencies." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678100) AL Alejandro L. Senior VFX Artist > "There is nothing remarkable that has caused me rejection." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679918) CL Charles L. Product Manager > "I used it as an employee who submits expenses for reimbursement, and I found the tool highly effective due to its simplicity..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679271) MV Margot V. Chat coordinator > "I feel that the interface of the company expenses is quite hectic." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4992635) VR Verified Reviewer CCO > "Payhawk has helped to reduce times in spend and invoices management as employees directly treat with the platform and all the..." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5074013) JR Jennifer R. CFO > "A lot of employees seemed to struggle with activating their cards. " [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___5069915) JM Johannes M. Associate Water Engineering > "The auto populate from images of receipts is probably the best I've experienced for expenses software." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) SE Sherene E. HR People Partner > "Each and every expense is separate and that makes it confusing." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6052769) TS Tomas S. Financial Controller > "Integration with NetSuite works well too as well as the platform overall is user friendly." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6835041) TS Tristan S. SAP Consultant > "I really feel the impact of a missing SAP integration." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4935961) JM Johannes M. Associate Water Engineering > "Payhawk has made expense submission for me efficient and has removed the usual pain I have." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6678299) JM Jack M. Systems Manager > "The UI of the website can be cumbersome and prone to breaking completely." [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4674419) JP James P. Head of Finance > "Works ok for multi-entity, very easy to issue, manage and use cards, AP is ok, reimbursements are good" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___6679409) HG Hamish G. CFO > "OCR not always working, can be tricky to correct when it misidentifies" [See full review](https://www.capterra.com/p/200192/Payhawk/#Capterra___4683003) [View Reviews](https://www.capterra.com/p/200192/Payhawk/reviews/) ## User interface [Soldo](https://www.capterra.com/p/194308/Soldo/) 4.65 (140) [Payhawk](https://www.capterra.com/p/200192/Payhawk/) 4.60 (187) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Soldo 37/50 - Accounting - Accounting Integration - Activity Dashboard - Activity Tracking - Ad hoc Reporting - AI Copilot - API - Approval Process Control - Approval Workflow - Audit Management - Audit Trail - Billing & Invoicing - Budget Control - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Configurable Workflow - Credit Card Management - Customizable Reports - Data Import/Export - ERP integration - Expense Claims - Expense Tracking - Financial Management - Generative AI - Invoice Management - Invoice Processing - Multi-Currency - Prepaid Cards - Procurement Management - Purchase Order Management - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Notifications - Real-Time Reporting - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Requisition Management - Rules-Based Workflow - Spend Analysis - Spend Control - Supplier Management - Third-Party Integrations - Time & Expense Tracking - Transaction History [See all features](https://www.capterra.com/p/194308/Soldo/#features) Payhawk Top features 38/50 - Accounting - Accounting Integration - Activity Dashboard - Activity Tracking - Ad hoc Reporting - AI Copilot - API - Approval Process Control - Approval Workflow - Audit Management - Audit Trail - Billing & Invoicing - Budget Control - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Configurable Workflow - Credit Card Management - Customizable Reports - Data Import/Export - ERP integration - Expense Claims - Expense Tracking - Financial Management - Generative AI - Invoice Management - Invoice Processing - Multi-Currency - Prepaid Cards - Procurement Management - Purchase Order Management - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Notifications - Real-Time Reporting - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Requisition Management - Rules-Based Workflow - Spend Analysis - Spend Control - Supplier Management - Third-Party Integrations - Time & Expense Tracking - Transaction History [See all features](https://www.capterra.com/p/200192/Payhawk/#features) ### Recognition No recognitions have been awarded to Soldo Payhawk is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support Soldo Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Payhawk Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Soldo - By Soldo Software - Located in United Kingdom - Founded in Payhawk - By Payhawk - Located in United Kingdom - Founded in 2018 ## 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