# Compare Soldo vs Moss 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Soldo and Moss based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/194308-211744/Soldo-vs-getmoss

---

# Soldo vs Moss Features and Cost Comparison

Last updated April 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

SoldoMoss2/4 selected

[Soldo](https://www.capterra.com/p/194308/Soldo/)[4.7 (140)](https://www.capterra.com/p/194308/Soldo/reviews/)

[Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

[## Soldo](https://www.capterra.com/p/194308/Soldo/)[4.7 (140)](https://www.capterra.com/p/194308/Soldo/reviews/)

Starting Price

£21.00/month

Value-for-Money

4.3

Functionality

4.5

Ease of Use

4.6

Customer Service

4.5

Reviews Sentiment

EB

MB

Based on [140 reviews](#user-reviews)

Positive

137

Neutral

1

Negative

2

[## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.8

Ease of Use

4.9

Customer Service

4.7

Reviews Sentiment

Based on [234 reviews](#user-reviews)

Positive

232

Neutral

2

Negative

0

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 3,657 reviews from spend management software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

79%Fit

Feature ratings

Receipt Management

4.4

Expense Tracking

4.6

Spend Control

4.6

Approval Workflow

3.8

Spend Analysis

4.6

85%Fit

High performer

Feature ratings

Receipt Management

4.9

Expense Tracking

4.8

Spend Control

4.7

Approval Workflow

4.8

Spend Analysis

4.5

User satisfaction

User satisfaction

4.7

User reviews[140](https://www.capterra.com/p/194308/Soldo/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.3

Customer support

4.5

User satisfaction

4.9

User reviews[234](https://www.capterra.com/p/211744/getmoss/reviews/)

Ease of use

4.9

Functionality

4.8

Value for money

4.6

Customer support

4.7

Price starts from

Price starts from

£21Other, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Soldo is the proactive spend management solution that frees progressive businesses to accomplish more.

Best for

From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst.

## User reviews

Pros & cons

EB

Emma B.

Financial Controller

> "You can block cards easily, I find this quicker and simpler than using a high street bank, and can use it on a desktop or mobile phone..."

[See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___7088618)

DC

Daniele C.

Infrastructure Specialist

> "Overall the tool is usefull for managing card for separate users, it is not good if you want to create card to pay online tools for a..."

[See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___3819513)

MB

Morgan B.

Sales Director

> "Soldo offers a solid, user-friendly platform for managing company expenses, especially useful for fast-growing companies like ours..."

[See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___6798511)

Georg G.

Manager

> "The reporting within the Pro plan is absolutely inacceptable."

[See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___4969739)

EB

Emma B.

Financial Controller

> "It is quick and simple to set up both physical and virtual cards, and offers fairly good value for money."

[See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___7088618)

Georg G.

Manager

> "users to the Premium plan. But we do not need the features of this plan."

[See full review](https://www.capterra.com/p/194308/Soldo/#Capterra___4969739)

[View Reviews](https://www.capterra.com/p/194308/Soldo/reviews/)

SP

Stefan P.

FC

> "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185)

Charlotte P.

Head of Finance

> "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

VR

Verified Reviewer

Project and IT Manager

> "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827)

EP

Erik P.

Robotics Engineer

> "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896)

Matthew G.

Global Privacy Officer

> "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally cause..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409)

JS

Jakub S.

CFO

> "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles, Moss is..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

JS

Jakub S.

CFO

> "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to have..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

GS

Giulia S.

Finance Manager

> "Export to xero could be better as there are often slight mistakes between the two based on the dates."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422)

VR

Verified Reviewer

Principal Industrial Designer

> "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718)

Charlotte P.

Head of Finance

> "I don't think it currently supports VAT reclaim for mileage in the UK."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

GD

Gabriel D.

Senior Product Designer

> "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make work-related..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919)

LU

Luka U.

Atlassian Consultant

> "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method wasn't..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190)

VR

Verified Reviewer

Founder

> "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123)

VR

Verified Reviewer

Finance Manager

> "The platform feels a little bit dated compared to others out there."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115)

Chirag S.

CFO

> "Has good approval flows and the ability to make payments through the platform (including scheduled payments)."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744)

EK

Emine K.

Senior Manager

> "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the beginning."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035)

Paul C.

National Account Manager

> "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449)

SC

Sophia C.

VP People

> "The only thing that is sometimes tedious is that we do need a phone no matter where we log in."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888)

JS

Jakub S.

CFO

> "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

CS

Courtney S.

Digital Marketer

> "I find the login process to be a bit cumbersome."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251)

EL

Eifion L.

Marketing Specialist

> "Moss is so much easier than our previous manual process, it saves countless hours searching and is easier to administer throughout the month,..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044364)

FB

Fernando B.

project manager

> "Apple Pay is not available in Belgium yet"

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048)

Dimitris K.

Software Engineer

> "The process improvement managing and requesting company cards is extremely effeciant and smooth with minimal overhead."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7066275)

CB

Clemence B.

Team lead Marketign Acquisition

> "This takes us a little further away from the accounting team."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869)

Charlotte P.

Head of Finance

> "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

JR

Julia R.

Product Designer

> "I never struggled to complete any action or left the platform feeling frustrated about a feature."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326)

VR

Verified Reviewer

Founder

> "Auto-capture of receipts and real-time spend visibility helped reduce manual work."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123)

TV

Thomas V.

Head of Marketing

> "I can't always find the invoice forwarding email."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860)

LG

Louis G.

Key Account Manager

> "You can even take the photo via the app to save further time and hassle."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044366)

VR

Verified Reviewer

Head of Marketing

> "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637)

DV

Dominique V.

Financial Controller

> "We like that all our credit card expenses are structured per subscription with a maximum budget, therefore we manage our expenses way better and..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6412266)

PS

Paul S.

Head of Engineering

> "Not being able to use a Moss email address directly as invoicing email for service subscriptions."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755)

PF

Pollyana F.

Treasury Manager

> "The platform gives us full transparency over spending, and everyday tasks like issuing cards or managing expenses are incredibly easy."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832325)

HR

Hannah R.

Founders Associate

> "Invoice matching via email forwarding is not always successful."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503)

[View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/)

## User interface

[Soldo](https://www.capterra.com/p/194308/Soldo/)

4.65 (140)

[Moss](https://www.capterra.com/p/211744/getmoss/)

4.87 (234)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Soldo

37/50

-   Accounting
-   Accounting Integration
-   Activity Dashboard
-   Activity Tracking
-   Ad hoc Reporting
-   AI Copilot
-   API
-   Approval Process Control
-   Approval Workflow
-   Audit Management
-   Audit Trail
-   Billing & Invoicing
-   Budget Control
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Configurable Workflow
-   Credit Card Management
-   Customizable Reports
-   Data Import/Export
-   ERP integration
-   Expense Claims
-   Expense Tracking
-   Financial Management
-   Generative AI
-   Invoice Management
-   Invoice Processing
-   Multi-Currency
-   Prepaid Cards
-   Procurement Management
-   Purchase Order Management
-   Purchasing & Receiving
-   Real-Time Analytics
-   Real-Time Data
-   Real-Time Monitoring
-   Real-Time Notifications
-   Real-Time Reporting
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Requisition Management
-   Rules-Based Workflow
-   Spend Analysis
-   Spend Control
-   Supplier Management
-   Third-Party Integrations
-   Time & Expense Tracking
-   Transaction History

[See all features](https://www.capterra.com/p/194308/Soldo/#features)

Moss

Top features

38/50

-   Accounting
-   Accounting Integration
-   Activity Dashboard
-   Activity Tracking
-   Ad hoc Reporting
-   AI Copilot
-   API
-   Approval Process Control
-   Approval Workflow
-   Audit Management
-   Audit Trail
-   Billing & Invoicing
-   Budget Control
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Configurable Workflow
-   Credit Card Management
-   Customizable Reports
-   Data Import/Export
-   ERP integration
-   Expense Claims
-   Expense Tracking
-   Financial Management
-   Generative AI
-   Invoice Management
-   Invoice Processing
-   Multi-Currency
-   Prepaid Cards
-   Procurement Management
-   Purchase Order Management
-   Purchasing & Receiving
-   Real-Time Analytics
-   Real-Time Data
-   Real-Time Monitoring
-   Real-Time Notifications
-   Real-Time Reporting
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Requisition Management
-   Rules-Based Workflow
-   Spend Analysis
-   Spend Control
-   Supplier Management
-   Third-Party Integrations
-   Time & Expense Tracking
-   Transaction History

[See all features](https://www.capterra.com/p/211744/getmoss/#features)

### Recognition

No recognitions have been awarded to Soldo

Moss

Best Value Expense ReportSoftware (2025) 

### Deployment & support

Soldo

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Moss

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Soldo

-   By Soldo Software
-   Located in United Kingdom
-   Founded in

Moss

-   By Moss
-   Located in Germany
-   Founded in 2019

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Price

$0/month

4.8

Features

4.5

4.9

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/166905-211744/Divvy-vs-getmoss)