# Compare Agicap vs Ramp 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Agicap and Ramp based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/196637-207081/Agicap-vs-Ramp --- # Agicap vs Ramp Features and Cost Comparison Last updated June 3rd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: AgicapRamp2/4 selected [Agicap](https://www.capterra.com/p/196637/Agicap/)[4.3 (161)](https://www.capterra.com/p/196637/Agicap/reviews/) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (218)](https://www.capterra.com/p/207081/Ramp/reviews/) [## Agicap](https://www.capterra.com/p/196637/Agicap/)[4.3 (161)](https://www.capterra.com/p/196637/Agicap/reviews/) Starting Price Contact vendor Value-for-Money 3.7 Functionality 4.2 Ease of Use 4.3 Customer Service 4.5 Reviews Sentiment VS RF Based on [161 reviews](#user-reviews) Positive 142 Neutral 10 Negative 9 [## Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (218)](https://www.capterra.com/p/207081/Ramp/reviews/) Starting Price $15.00/month Value-for-Money 4.8 Functionality 4.8 Ease of Use 4.9 Customer Service 4.6 Reviews Sentiment Based on [218 reviews](#user-reviews) Positive 211 Neutral 5 Negative 2 ## Not a match? 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What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 1,315 reviews from financial management software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 59%Fit Missing features Not enough reviews Feature ratings General Ledger \-- Real-Time Data 3.8 Audit Trail NA Accounting 4.0 Financial Reporting 4.3 74%Fit Not enough reviews Feature ratings General Ledger 4.7 Real-Time Data 5.0 Audit Trail 4.9 Accounting \-- Financial Reporting 4.8 User satisfaction User satisfaction 4.3 User reviews[161](https://www.capterra.com/p/196637/Agicap/reviews/) Ease of use 4.3 Functionality 4.2 Value for money 3.7 Customer support 4.5 User satisfaction 4.9 User reviews[218](https://www.capterra.com/p/207081/Ramp/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.8 Customer support 4.6 Price starts from Price starts from \-- - Free version - Free trial Price starts from $15Per User, Per Month - Free version - Free trial Best for Best for Agicap delivers value at every level of the company (CEOs, CFOs, their teams), turning cash into a lever for growth and profit. Best for Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes. ## User reviews Pros & cons VS Victor S. Growth > "I like it's easiness to use and the visibility it gives me to my cashflow. And all the integrations it..." [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6882125) CL Christophe L. CEO > "Bank connectors not relaible." [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6406641) RF Ross F. Group Finance Manager > "Agicap has proven to be a huge time-saving tool by automating the analysis and categorisation of bank..." [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6144921) SS Samir S. Finance Director > "Does not provide a weekly cash flow monitoring option" [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6155973) VR Verified Reviewer CEO > "The visual display of the information is extremely simple and the ease to navigate makes the software..." [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6156077) ML Monica L. CFO > "The app is not efficient." [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6155960) ED Edoardo D. CEO > "It is a great way to have an overview to see who has paid and who has not paid" [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___6156216) JP Juliette P. CEO > "Our bank connexion sometimes breaks, which is annoying." [See full review](https://www.capterra.com/p/196637/Agicap/#Capterra___3545551) [View Reviews](https://www.capterra.com/p/196637/Agicap/reviews/) James L. Director of Finance > "They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is swift,..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) VR Verified Reviewer VP Marketing > "Most of what Ramp does is not built into most business banking accounts so it doesn't really provide much that we don't get with..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7180074) Eri D. Founder > "Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate through..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) SK Sarah K. People Ops Manager > "Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce approvals on..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) Eri D. Founder > "Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) SW Stacey W. Accounting Manager > "The user account details and permissions were the one confusing part we ran into with setup." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7027334) Hillel G. Director of Implementation > "Receipt management and physical card management is very nice to have for employees as well as making virtual cards." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6881841) CE Charles E. Vice President, Equipment Analytics > "It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service order..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019216) SK Sarah K. People Ops Manager > "Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) Enrique A. Vice President, Human Resources & Administration > "One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___5091441) Eri D. Founder > "Overall, it offers good value in terms of costs compared to the combination of apps it substitutes." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) HC Harrison C. CEO > "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715) EH Erin H. COO > "Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic expense..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) Ashley B. Owner > "Customer support isn't that great though." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996) Pankaj P. Finance Manager > "It helps in bill and spend management, Expenses management, Travel Management etc." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6658194) MS Michelle S. Developer > "Nothing - I think it can be a bit confusing when you are first introduced to the app so I can see it being difficult to learn for..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6826033) NK Nicholas K. Chief Research Officer > "Email and text integration is very helpful for quickly attaching receipts and memos to purchases." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6464335) JH Janice H. Reporter > "I also don't like the system's feature of "deleting" receipts that are photographed and submitted right after a restaurant makes the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046800) LH Lucien H. VP of GTM > "Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our controls..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878) SS Sherry S. Corp. Secretary > "Difficulty maneuvering through payment options by having to upload a corresponding billing and not being able to modify a billing to..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6045656) KS Kenny S. Executive Pastor > "Our users love the ability to submit all required documentation from their phones and administrators love the ability to review..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026867) ET Eric T. Director, Digital Transformation > "The most recent update to the website has overcomplicated the end user experience." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6832748) ES Elizabeth S. Administrative Assistant > "It helps with organization and ability to have all purchases approved." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6627838) CS Cristiano S. prompt engineer > "Only had one issue with google wallet, where the max expense was capped at 400$, not sure why, but using the physical card lifted the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046743) TW Tyler W. Online campus pastor > "As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035063) MS Michelle S. Director of HR and Training > "End users do not have the ability to create their own virtual cards to help protect online purchases" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6034912) Rebecca B. AVP > "I also appreciate the ability to set up rules for tagging the expenses so there's less to fill out each time. And we actually earn..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046922) CR Chervonne R. Bookkeeper Office Manager > "ALSO, the latest update is not ideal with moving items that are ready to process to different tabs." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) CF Claire F. Lead of Supply Chain > "The UX design is simple and is easy to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7074928) JH Jason H. Rehab Resource Support > "I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035173) Steve B. Operations Director > "We signed up with Ramp just to provide credit cards for a few young employees (who didn't have much credit history), but will likely..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4903026) AZ Anna Z. Global Controller > "Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026720) WL Whitney L. Owner > "I like the option it gives for corporate cards and spending." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6546687) CB Carol B. Financial Admin > "We has no assurance that Ramp would protect us and we still don't know how many of these fraudulent charges will be properly dealt..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) VR Verified Reviewer Account Executive > "Their corporate card is easy to use and has the proper controls in place to ensure security and spend control." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6460782) CR Cindy R. COO CFO > "Signing up new employees for cards is confusing as multiple ways to do it. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019957) VR Verified Reviewer Business Development Associate > "I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) KW Kimberly W. Office Administrator > "The only real negative I've found is the lack of seamless integration with Amazon." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958) James L. Director of Finance > "I am very satisfied with how we are using it to pay vendors." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) SS Sonny S. ap > "it was very expensive relative to others" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6734537) RN Robert N. Senior Accountant > "The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down purchases. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019271) MR Monica R. Community Care Specialist > "I’ve attempted to FU from within the app, but it did not message to the receiver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035070) EH Erin H. COO > "Ramp is easy to use, it integrates well with our internal workflows, and with external systems." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) MK Murat K. COO > "It took my school to let us use credit cards for years." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026771) TB Tiler B. Office Assisstant > "I love that you can upload and submit receipts from your mobile phone it makes keeping track of expenses much easier." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6338111) AT Abraham T. CEO > "Nevertheless, what they didn't disclose during the process is that they do not offer credit and you are required to maintain a bank..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) SR Shahab R. Field Analyst > "The ability to text your receipts to Ramp is the feature that you will use all day, every day." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019300) VN V N. VP of Tech > "Annoying to have to reenter the same fields for recurring expenses" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019220) KC Katherine C. Chief Operations and Finance Officer > "Overall Ramp has been user- friendly and easy to navigate and transition into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7020365) SS Shelby S. Preparedness Webinar Consultant > "Sometimes the website is a little harder to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6023393) CW Catherine W. Area Sales Manager > "I like that once I make a purchase using my Ramp card I immediately receive a text message that asked me for description." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026866) PJ Peter J. Controller > "Wish there was a little better way to controll what users spend." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6047281) VR Verified Reviewer Business Development Associate > "I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) GM Gabriel M. Accounting Manager > "Cannot fathom how we did things so manually in the past without Ramp." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026641) CR Chervonne R. Bookkeeper Office Manager > "Ramp has truly made life with company card, expense tracking and vendor management and payables!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) AT Abraham T. CEO > "So the card may stop working at any given time according to the fluctuations of cash flow in your bank account." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) JV Jeannie V. Operations Manager > "This product make employee expense tracking so easy!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6766027) CB Carol B. Financial Admin > "The onboarding was weak to non-existent." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) CC Clair C. Senior Manager of Human Resources > "It worked very well for our needs and ended up being such a timesaver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) AS Angela S. Dir. of Special Projects > "There isn't a feature I don't like about it." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026657) WS William S. Senior Application Security Engineer > "I use Ramp mostly for tracking expenses related to business travel - it makes this simple and easy." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019242) BG Brian G. Parts Manager > "I do not see the costs in my role" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019247) JR Jessica R. Project Architect > "The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without going..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4468793) Jenna J. Accounting Specialist > "I don't like that if you start with a virtual card and then decide that you want a physical card, that you have to get an additional..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2812026) JV Joelle V. Accounting Manager > "Its features are above and beyond any other program I looked into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6864416) JM Jessica M. Director of Finance > "Our previous provider was lacking with receipt management, expense categorization, and expediency around card issuance. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2778304) CC Clair C. Senior Manager of Human Resources > "Super easy interface for both admins and users." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) JJ Joyce J. Office Manager > "It is NOT a frequent issue." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___3197665) PP Patti P. Controller > "The ease of use, the fact that we can sync multiple times a day, and the way we are able to view the transactions in Sage are all..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019223) MDB Misty D. B. Accounting > "Currently, there is no personal reimbursement option. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2327755) [View Reviews](https://www.capterra.com/p/207081/Ramp/reviews/) ## User interface [Agicap](https://www.capterra.com/p/196637/Agicap/) 4.30 (161) [Ramp](https://www.capterra.com/p/207081/Ramp/) 4.85 (218) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Agicap Top features 39/50 - Accounting - Accounting Integration - AI Copilot - API - Approval Process Control - Audit Trail - Bank Reconciliation - Budgeting/Forecasting - Cash Management - Compliance Management - Configurable Workflow - Consolidation/Roll-Up - Currency Management - Customizable Reports - Dashboard Creation - Data Import/Export - Data Visualization - Electronic Payments - Financial Analysis - Financial Reporting - Fixed Asset Management - General Ledger - Generative AI - Investment Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Company - Multi-Currency - Multi-Language - Planning Tools - Predictive Analytics - Projections - Project Management - Project Time Tracking - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Reporting - Revenue Recognition - Risk Management - Tax Management - Third-Party Integrations - Transaction History - Transaction Monitoring - User Management - Visual Analytics - "What If" Scenarios - Workflow Management [See all features](https://www.capterra.com/p/196637/Agicap/#features) Ramp 36/50 - Accounting - Accounting Integration - AI Copilot - API - Approval Process Control - Audit Trail - Bank Reconciliation - Budgeting/Forecasting - Cash Management - Compliance Management - Configurable Workflow - Consolidation/Roll-Up - Currency Management - Customizable Reports - Dashboard Creation - Data Import/Export - Data Visualization - Electronic Payments - Financial Analysis - Financial Reporting - Fixed Asset Management - General Ledger - Generative AI - Investment Management - Invoice Management - Invoice Processing - Mobile Access - Multi-Company - Multi-Currency - Multi-Language - Planning Tools - Predictive Analytics - Projections - Project Management - Project Time Tracking - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Reporting - Revenue Recognition - Risk Management - Tax Management - Third-Party Integrations - Transaction History - Transaction Monitoring - User Management - Visual Analytics - "What If" Scenarios - Workflow Management [See all features](https://www.capterra.com/p/207081/Ramp/#features) ### Recognition Agicap is recognized as a top-rated tool in 2 Capterra Shortlist reports Ramp is recognized as a top-rated tool in 5 Capterra Shortlist reports Best Value Expense ReportSoftware (2024)  ### Deployment & support Agicap Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Ramp Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Agicap - By AGICAP - Located in France - Founded in 2016 Ramp - By Ramp Financial - Located in United States - Founded in 2019 ## 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