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SpotOn vs Clover: Which is a better fit?

Updated on January 20th, 2025
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What's your intended use case?
Summary
Key features rated by users
Features selected based on 14,340 reviews from Payment Processing users.
% Fit
Missing features
Feature ratings
Expense Tracking
NA
Data Security
4.0
Payment Fraud Prevention
NA
Online Payments
4.0
Payment Gateway Integration
NA
% Fit
Missing features
Feature ratings
Expense Tracking
NA
Data Security
3.9
Payment Fraud Prevention
NA
Online Payments
NA
Payment Gateway Integration
NA
User satisfaction
4.3
User reviews334
Ease of use
4.2
Functionality
4.3
Value for money
4.2
Customer support
4.3
3.8
User reviews526
Ease of use
4.0
Functionality
3.8
Value for money
3.4
Customer support
3.3
Price starts from
Monthly subscription
Free version
Free trial
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Not provided by vendor
Free version
Free trial
Best for

SpotOn is a fully-integrated restaurant and retail management system empowering businesses of all sizes with digital tools supported by personal service at a fair price.

Clover serves small to mid-sized businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments

User reviews
pros & cons
1 / 4
View Reviews
1 / 4
View Reviews
Video reviews
No video reviews yet
Sable A
Salon Owner Educator
3.0

Sable a.: Hello, my name is Sable. I am a salon owner and I'm an independent salon owner of one currently and my rating for Clover is a three star. Prior to Clover, I had a manual system. So it was just me keeping my books and it wasn't working for me because I felt like I wanted to have an online presence and also have a little bit more organization in my business as I want to grow my company more and so Clover was able to help me to begin to systemate my company. I chose Clover because the device was small and compact for my small business space. I also liked the aesthetics of the device matching my decor. The other reason was also, again, because it was suggested to me and it met my needs as I was beginning my company. I also enjoyed Clover and chose it because the device was pretty simple and straightforward straight out the box and the support was actually really excellent. So at first, I guess because I was juggling getting started with Clover, out the package, the device was very easy to set up. The customer support was always there to answer any of my questions. I guess implementing it was where I just needed a little bit more support or help and I need to figure out how it worked for my business. But overall, the setup and getting it in place was very simple and straightforward. It was more like adding the products and inventory and things like that. That took a little bit more time because there is a slight learning curve, but I picked up on it pretty quick. I would recommend a business or salon owner or other companies look into the type of interface that you would like or what you really need your POS system to manage. Clover is kind of like your one-stop shop. So it does have a reward system. It's easy to develop your customer database and organize. You can also put your services or products or for restaurants, food items. So organization is very simple. The one thing I would say to consider is also the software. So how you can integrate maybe online or if you wanted to do more online things like booking or reservations or things like that, just look into what programs you really want to use because there is an app store that they have that you just want to be more familiar with prior to purchasing.

How Capterra sources reviews
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User interface
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226864 video thumbnail}
1 Video
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4 screenshots
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4 screenshots
Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

Logo Img
--%
Logo Img
--%
ACH Payment Processing
207
Important
Activity Dashboard
388
Important

SpotOn

Top Features
23/35
  • ACH Payment Processing
  • Cryptocurrency Processing
  • Digital Wallet Payments
  • eCommerce Integration
  • Expense Tracking
  • Multi-Currency
  • Partial Payments
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Reconciliation
  • Search/Filter
  • Activity Dashboard
  • Alerts/Notifications
  • API
  • Billing & Invoicing
  • Customizable Branding
  • Data Import/Export
  • Data Security
  • Debit/Credit Card Processing
  • Electronic Signature
  • In-Person Payments
  • Loyalty Program
  • Mobile Payments
  • Multiple Payment Options
  • Online Payments
  • PCI Compliance
  • Point of Sale (POS) Integration
  • Real-Time Data
  • Receipt Management
  • Recurring/Subscription Billing
  • Reporting/Analytics
  • Self Service Portal
  • Status Tracking
  • Transaction Monitoring
See All features
Hide Payment Processing Software Features -

Clover

10/35
Show Payment Processing Software Features +
SpotOn
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
Clover
Deployment
  • Cloud, SaaS, Web-Based
  • Desktop - Mac
  • Desktop - Windows
  • Desktop - Linux
  • Desktop - Chromebook
  • On-Premise - Windows
  • On-Premise - Linux
  • Mobile - Android
  • Mobile - iPhone
  • Mobile - iPad
Support
  • Email/Help Desk
  • FAQs/Forum
  • Knowledge Base
  • Phone Support
  • 24/7 (Live rep)
  • Chat
Training
  • In Person
  • Live Online
  • Webinars
  • Documentation
  • Videos
SpotOn
  • By SpotOn
  • Located in United States
  • Founded in 2013
Clover
  • By Fiserv
  • Located in United States
  • Founded in 2006
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