# Compare ePayPolicy vs Venmo 2026 | Capterra > Unsure of what to choose? Check Capterra to compare ePayPolicy and Venmo based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/198072-222572/ePayPolicy-vs-Venmo- --- # ePayPolicy vs Venmo Features and Cost Comparison Last updated June 3rd, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: ePayPolicyVenmo2/4 selected [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.9 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) [## ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.9 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Starting Price $25.00/month Value-for-Money 4.8 Functionality 4.8 Ease of Use 4.9 Customer Service 4.8 Reviews Sentiment PG Based on [258 reviews](#user-reviews) Positive 256 Neutral 0 Negative 2 [## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting Price Contact vendor Value-for-Money 4.8 Functionality 4.6 Ease of Use 4.7 Customer Service 4.4 Reviews Sentiment Based on [9,296 reviews](#user-reviews) Positive 8,849 Neutral 299 Negative 148 ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. ## Summary * * * Key features rated by users Features selected based on 23,599 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 75%Fit Missing features Not enough reviews Feature ratings Data Security 5.0 Online Payments 4.9 Payment Fraud Prevention 4.8 Debit/Credit Card Processing 4.8 Expense Tracking NA 82%Fit Missing features Feature ratings Data Security 4.6 Online Payments 4.7 Payment Fraud Prevention NA Debit/Credit Card Processing 4.6 Expense Tracking NA User satisfaction User satisfaction 4.9 User reviews[258](https://www.capterra.com/p/198072/ePayPolicy/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.8 Customer support 4.8 User satisfaction 4.7 User reviews[9,296](https://www.capterra.com/p/222572/Venmo-/reviews/) Ease of use 4.7 Functionality 4.6 Value for money 4.8 Customer support 4.4 Price starts from Price starts from $25Per Feature, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Independent Agents, MGAs, Brokers, Carriers, Premium Finance Companies Best for Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions. ## User reviews Pros & cons PEG Paul E G. Agency Owner > "What I like most is I can invoice the customer and give them an option to pay EFT or credit card with a 3.5 fee. Or EFT with a..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005274) BR BECKY R. ACCOUNTING MANAGER > "WE DO NOT HAVE THE ABILITY TO DECLINE PAYMENTS BEFORE THEY ARE POSTED. WHEN A PAYMENT NEEDS TO BE RETURNED THERE ARE SEVERAL DAYS..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000990) RD Rosalie D. President > "The branded payment page adds a polished touch, and the ability to accept ACH and card payments within 24 hours has dramatically..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883470) SK Stephanie K. Insurance Agent > "Clients often have to pay processing fees (especially for credit card payments), which can cause friction or..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883270) SC Stacey C. Account Executive > "Also, ePay is integrated into our management system when a client pays us it automatically reconciles that payment and it's..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883471) NL Nimisha L. Principal Owner > "Emails - Should be able to mask the email with the agency name. As it may goto client spam box or they may not trust it as its not..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883550) VR Verified Reviewer Accounting and Operations > "Our clients can simply and securely pay their premiums via a link we have available on our invoices and email without any..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882366) MB Mark B. Insurance Agent-Broker > "Also the other Major dislike about using ePayPolicy is it has a $10,000 transaction limit, whereas Anddone has no limit and their..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005236) JL Jing L. Accountant > "It made collecting payments from clients much more efficient, and the integration with our existing accounting system saved us a..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005190) BF Brendan F. Insurance Broker > "I was unable to locate the created invoice in our AMS system using the account number or invoice number." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883228) TK Tabatha K. Account Manager > "I also always let the client know when making their ACH or Credit card payments their payment information is safe and secure as..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882364) KW Kurt W. Agency Owner > "Before having ePayPolicy I had no way other than checks for payment in full for insurance policies that didn't offer payment plans" [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005195) SH Sojha H. Principal > "Payments come in quickly, deposits are reliable, and I can keep better track of my sales and client payments all in one place." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005708) DW Diana W. CSR > "It is sometimes difficult for customers to find their invoices if they enter the wrong zip code, etc." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000520) BC Branda C. Agent > "Being able to accept credit card payments and having a professional looking payment landing page for my clients." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000540) BE Brianna E. Accounts Receivable > "Also if there are credits on the account (which are unseen to insured), payment is not taken and can sometimes be overlooked and..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000917) VR Verified Reviewer Account Manager > "Really has helped us cater to our busy clientele, very limited learning curve and even our least tech savvy team members have..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7158205) SF Sam F. VP of Underwriting > "It is hard to get things processed or checked through the admin side of the website." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882342) BB Bobbi B. Commercial Agent > "We just started with ePay but so far it is proving to be very useful to our agency, particularly with speeding up the time it..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000451) PD Pedro D. CEO > "Another issue I have, is that deposits are not always deposited in a timely manner." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882604) Ashley B. Finance Director > "The ability to send reminder emails to our clients is quick and efficient." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7157819) MB Mark B. Insurance Agent-Broker > "I dislike the link you get from epaypolicy to add to emails is really long." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005236) NL Nimisha L. Principal Owner > "She told me I was an angel (lol) because she was able to make her premium payment right from her couch—without writing checks,..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883550) CC Catherine C. Operations Manager > "Sometimes it is difficult to explain to clients why the card fees are a percentage." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7006444) CD Clay D. CFO > "Site integrations are very robust and we're able to plug in other tools like premium finance and back end processing." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005661) JH JORDAN H. Sr. VP - Director of Operations > "Having to split larger transactions is frustrating." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882299) LW Lynnette W. President > "Efficiency - we love being able to send our clients a link and for them to easily make payment." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7157825) LK Leslie K. Agent > "Credit card and ACH fees, but I know that can't be helped." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882308) MB Matthew B. agent manager > "ease of the service, ability to send links or just create invoices, refund policy is great as well, all around great service" [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000496) DW Diana W. CSR > "It has highlighted some issues on our agency's side." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000520) DR Damon R. Agency Principal > "We also find the program to pay our wholesales directly very easy and creates tracking for us as well." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882304) TF Tanner F. Account Executive and Member > "The website is slow to load." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6883459) ALM Ana Laura M. President > "The system is safe and secure and makes the client feel more comfortable by avoiding having to give their banking info to process..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005631) AH Andrew H. Insurance Agent > "Sometimes we need to send refunds to clients, and I have to hand write checks which I hate because it is time consuming." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081697) AG Angela G. Insurance Broker > "I am thankful that it provides clients with the option to pay with a bank account or a credit card." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882327) DV Donna V. Agency Principal > "Premiums collected are not "INCOME" to my agency, they are gross premiums, 90% of which is the carrier's premium." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081932) CR CHARLES R. Owner > "The process is streamlined and seamless for use as a broker. " [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7157690) SM Stacy M. Commercial Lines Manager > "The payment amount cap has created a few issues on larger accounts attempting to make their premium payments." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081374) ALM Ana Laura M. President > "It has given my business the ability to keep up with the times and new ways of conducting business." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005631) TK Tracey K. Commercial Insurance Agent > "Honestly i do not think i have anything that i dislike about epay system." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000444) AB Annika B. Accounting and Administrative Coordinator > "It doesn't seem to break very often at all, and the dependability is pretty unmatched." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7158154) LM Lee M. owner > "Price and useability Why do they charge us a monthly fee when they are collecting Exorbitant fee's from the client's. " [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081296) TK Tabatha K. Account Manager > "It is a great tool that helps our clients pay their agency billed payments quickly and conveniently. " [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882364) AH Andrew H. Insurance Agent > "I have to click several links to get to it, which is annoying since it's one of only two features I use." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081697) LS Lois S. Accounting > "Our clients love the option to pay for their agency bill invoices online." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005187) DK Diane K. Accounting > "Sometimes the time between client payment and the money getting to our account seems excessive." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081864) AJ Adrienne J. Vice President > "Great addition to have an option for payments to offer clients and easy to add link to email footer for them to use." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005655) BM Betty M. Owner > "Delay waiting for funding (not their fault but still can take a few days to get funded)." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081240) LO Luis O. PRESIDENT > "It’s user-friendly, fast, and secure, which gives our customers peace of mind while helping us streamline operations." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005579) KS Kaitlin S. Office Manager > "The fees on credit/debit card fees would be my least thing I like about it." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081391) TE Tara E. Bookkeeper > "The simplicity of sending clients a link for payment has been great. " [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7157685) BA Brandy A. Agency Owner > "We are unable to set up reoccurring payments without action from the client." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081847) KC Kelley C. Account Executive > "The platform is user-friendly, secure, and integrates seamlessly with our agent management system." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005570) DM Douglas M. President > "It does not integrate with our agency management system." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081694) GG Gregory G. CEO > "ePayPolicy is easy to use; it has improve our agency's workflow and really helps with "just in time" situations when policies need..." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7005789) KH Kristi H. CSR > "The cost of running a credit card it getting to high." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081772) AB Ava B. Senior Account Manager > "My experience with ePay has been in assisting our clients to process their payments to our agency. " [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6882279) CR Cheryl R. Account Manager > "I feel $10.00 is a bit much." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6081712) CB Carmen B. CEO > "I run a small agency, and finding a reliable way for clients to make payments was a top priority." [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___7000484) CE Cindy E. ceo > "price is not very good and it takes too long to process" [See full review](https://www.capterra.com/p/198072/ePayPolicy/#Capterra___6087187) [View Reviews](https://www.capterra.com/p/198072/ePayPolicy/reviews/) SW Sarah W. Owner > "My favorite thing about Venmo is being able to lock my card that way if I lose it, nobody can access my funds, Plus I love the vibrant Venmo cards, my..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577) CH Colleen H. OWNER > "The verification process was not easy and I had several issues with adding the business bank account for sending and receiving payments. When I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909) AS Amber S. Business Administrator > "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone number..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) VW Victoria W. Creator > "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635) DH Denise H. paralegal > "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track of..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997) RI Ricardo I. Self Employed > "What I least like about Venmo is the not so wide network of banks it has, you usually run into issues if you use a local bank." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7159432) RR Rebecca R. Production manager > "The app makes splitting bills, paying friends, or handling small transactions very convenient, and transfers usually happen within seconds." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) NHH Nguyen H. H. Deputy Service Manager > "The charges and sometimes tech glitches, though, make it not the best option for more complicated financial transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459) DR David R. Dive Operation Manager > "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505) Trinidad F. Autonomous Remote Assistant > "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524) Desiree G. peer support > "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754) BY Brian Y. Visa Consulting Specialist > "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018) NHH Nguyen H. H. Deputy Service Manager > "Venmo does a decent job with what we need for our smaller business, particularly if we are on the move or need to reimburse quickly." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459) JG Jennifer G. Librarian > "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) Nava B. Owner > "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073) AP Alissa P. agent > "Customer support can be slow, and there are occasional bugs or issues with transactions or account access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) PC Patrick C. Administrator > "The way it opens up the ability to make transactions happen in a wide variety of places with an easy to use interface." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7156100) HC Hilary C. Owner > "Privacy settings can be confusing, and instant transfer fees may add up with frequent use over time." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7127843) AS Amber S. Business Administrator > "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may have..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851) JB Julianne B. office > "Fees tied to venmo can be a little intimidating for some businesses and not for profits forcing you use a different method" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762) VR Verified Reviewer Dental Hygienist > "The addition of the ability to buy crypto is a nice touch as well." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560) RW Renee W. Direct support professional > "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467) KW Kate W. Office Manager > "It's super easy to take payments whereever you are, online, in person, and have others in the business take payments on your behalf." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7138104) CH Colleen H. OWNER > "I asked pointed questions to try and understand why the payment wasn't processing, but they couldn't explain to me why it wasn't working or how long..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909) Ashley B. Owner > "I like that Venmo separates my personal profile from my small business profile." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483) VR Verified Reviewer Regulatory Engineer > "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) AP Alissa P. agent > "It’s easy to use, fast, and reliable for sending and receiving money. While it’s great for convenience, it has some limitations when it comes to value..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) Saemi P. artist > "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process payments..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) RR Rebecca R. Production manager > "The interface is simple and user-friendly, and linking a bank account or card is straightforward." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340) KG Krista G. VP > "Venmo's dispute process is often glitchy and hard to find a resolution." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7145769) CB Crysta B. Sales > "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272) RW Robin W. President > "Both outdated support options on the App and the website and then horrific support through their customer support phone line. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) VR Verified Reviewer Regulatory Engineer > "Great way to pay others back quickly and track small expenses." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972) VR Verified Reviewer Administrative Assistant > "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926) BL Brooke L. Customer Service Worker > "Credit card payments are so easy to submit and the fees are minimal therefore it is excellent for small business use." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7172107) VB Violet B. Artist Representative > "I dislike having to turn off public view for my personal and/or business transactions. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7140777) PK Paul K. President > "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) MW Melissa W. Hospital administrator > "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619) CTB Connor T. B. Financial Operations Manager > "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809) CH Colleen H. OWNER > "I was not given a timeframe for resolution or any possible solutions to the issue..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909) PK Paul K. President > "With low fees and top notch customer support, it is an excellent choice for your business and personal needs." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310) Saemi P. artist > "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked to..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498) AB Amanda B. assistant manager > "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301) RW Robin W. President > "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034) DP Dana P. Admin > "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390) AS Alexis S. Owner > "It is a bit confusing and something that you will have to get used to before actually sending an receiving money." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966) MW Melissa W. Hospital administrator > "Venmo offers secure, money, transferring and a really easy way to pay." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7171509) Mallory T. Executive chef > "They also charged me for a business transaction when it was not one" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7158079) AP Alissa P. agent > "Payment processing is fast, and it’s convenient for everyday transactions." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848) AM Annie M. Physician Assistant > "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me and I..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541) GA George A. Owner > "Searching users is quick and the process of making payments as well as receiving payments is quick." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405) AF Alicia F. Owner > "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985) JP Jabbara P. Owner > "It's a great alternative when my customers and clients don't use paypal." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164124) MM Madison M. Speech Language Pathology Assistant > "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796) JB Julianne B. office > "Venmo is an easy way to pay and receive payments with family and friends and small business! " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762) KK Kennedy K. Four Oaks Farm Staff Assistant > "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209) KC Kimberlee C. Supervisor > "I enjoy using it to send my son money when he needs it. And it is immediately available to him." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167) VR Verified Reviewer sole proprieter > "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined." [See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499) DG Debra G. Sales manager > "Good for collecting payments and customer service is good experience" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895) KM Kristen M. Owner > "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I want..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701) SW Sarah W. Owner > "I don't ever have any bugs or issues with my card/the website." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577) SN Susan N. Owner > "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card, Social..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) HG Helder G. Owner > "I can send and receive money to my friends easily and also collect payments in my small business" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251) JS Julissa S. Administration > "I don’t like being charged for express transfers." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461) VR Verified Reviewer Notary public and controller > "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655) SG Sausha G. Barista > "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187) JC Jesse C. Massage Therapist > "I like that you can easily provide your personal QR code for customers to link to and pay you." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228) BL Blake L. graphic designer > "However it has some drawbacks including security risks, potential privacy issues and fee structures." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276) BH Brianna H. Front Office > "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446) KJ Krysta J. Teacher > "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021) Nathaniel H. Process Engineer > "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812) LG Lisa G. Coach and Consultant > "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. " [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723) SC Sebastian C. Information Technology Intern > "Functionality is good and fleshed out, having all features I need." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) ND Nathaniel D. Speech pathologist > "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958) SC Sebastian C. Information Technology Intern > "Customer support was great when bugs and issues arose." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144) BP Brittany P. Owner > "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account" [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759) JG Jennifer G. Librarian > "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630) BL Brandon L. Head > "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do it." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258) WD Will D. Project Accountant > "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756) SN Susan N. Owner > "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go by..." [See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875) [View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/) ## User interface 4.88 (258) [Venmo](https://www.capterra.com/p/222572/Venmo-/) 4.73 (9,296) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important ePayPolicy Top features 23/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/198072/ePayPolicy/#features) Venmo 9/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/222572/Venmo-/#features) ### Recognition No recognitions have been awarded to ePayPolicy Venmo is recognized as a top-rated tool in 4 Capterra Shortlist reports Best Value Payment ProcessingSoftware (2022)  ### Deployment & support ePayPolicy Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Venmo Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details ePayPolicy - By ePayPolicy - Located in United States - Founded in 2014 Venmo - By PayPal - Located in United States - Founded in 1998 ## Popular Comparisons [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.88 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) $25/month Price $0.29 4.8 Features 4.6 4.9 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/198072-207944/ePayPolicy-vs-PayPal) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-222572/PayPal-vs-Venmo-) [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.88 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) $25/month Price Contact vendor for pricing 4.8 Features 4.5 4.9 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-198072/Stripe-vs-ePayPolicy) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-) [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.88 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) $25/month Price Contact vendor for pricing 4.8 Features 4.6 4.9 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-198072/Square-Payments-Processing-vs-ePayPolicy) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-) [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.88 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.8 Features 4.3 4.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-198072/QuickBooks-Online-vs-ePayPolicy) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 4.6 Features 4.5 4.7 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/222572-275802/Venmo--vs-Square-Point-of-Sale) [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.88 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.8 Features 4.2 4.9 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-198072/NetSuite-vs-ePayPolicy) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.6 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/222572-229452/Venmo--vs-Afterpay) [ePayPolicy](https://www.capterra.com/p/198072/ePayPolicy/)[4.88 (258)](https://www.capterra.com/p/198072/ePayPolicy/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.64 (3,032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) $25/month Price $0/month 4.8 Features 4.5 4.9 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/198072-275802/ePayPolicy-vs-Square-Point-of-Sale) [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/) vs [Shopify](https://www.capterra.com/p/83891/Shopify/)[4.54 (6,698)](https://www.capterra.com/p/83891/Shopify/reviews/) Contact vendor for pricing Price $29/month 4.6 Features 4.4 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/83891-222572/Shopify-vs-Venmo-)