# Compare PayRequest vs Zoho Billing 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare PayRequest and Zoho Billing based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/198184-231293/PayRequest-vs-Zoho-Subscriptions

---

# PayRequest vs Zoho Billing Features and Cost Comparison

Last updated March 16th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

PayRequestZoho Billing2/4 selected

[PayRequest](https://www.capterra.com/p/198184/PayRequest/)[4.8 (101)](https://www.capterra.com/p/198184/PayRequest/reviews/)

[Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)[4.5 (106)](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

[## PayRequest](https://www.capterra.com/p/198184/PayRequest/)[4.8 (101)](https://www.capterra.com/p/198184/PayRequest/reviews/)

Starting Price

$8.00/month

Value-for-Money

4.7

Functionality

4.7

Ease of Use

4.7

Customer Service

4.6

Reviews Sentiment

Based on [101 reviews](#user-reviews)

Positive

100

Neutral

0

Negative

1

[## Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)[4.5 (106)](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

Starting Price

$29.00/month

Value-for-Money

4.4

Functionality

4.2

Ease of Use

4.4

Customer Service

4.1

Reviews Sentiment

Based on [106 reviews](#user-reviews)

Positive

102

Neutral

2

Negative

2

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,179 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

73%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.6

Payment Fraud Prevention

4.8

Debit/Credit Card Processing

4.7

Expense Tracking

NA

\--%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

4.3

Online Payments

4.4

Payment Fraud Prevention

NA

Debit/Credit Card Processing

5.0

Expense Tracking

5.0

User satisfaction

User satisfaction

4.8

User reviews[101](https://www.capterra.com/p/198184/PayRequest/reviews/)

Ease of use

4.7

Functionality

4.7

Value for money

4.7

Customer support

4.6

User satisfaction

4.5

User reviews[106](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

Ease of use

4.4

Functionality

4.2

Value for money

4.4

Customer support

4.1

Price starts from

Price starts from

$8Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$29Other, Per Month

-   Free version
-   Free trial

Best for

Best for

Startups, SaaS Businesses, Schools, Memberships Businesses, Creators, and more.

Best for

Software for SMEs (Consultants, Digital Media, SaaS, Subscription Industry, Healthcare, Service providers, Publishing, IoT) and mid and large-sized businesses

## User reviews

Pros & cons

MM

Martin M.

Chief Financial Officer | CFO

> "It has adorable and intrusive UFI/UX and GUI design with robust and mega MCS adaptive and tailored sending and receiving payments in..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4921960)

Jasmine J.

Sales Estimator

> "No dislike or even something that i can say was my problem with the product during implementation and tools setting operation."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4964614)

MM

Martin M.

Chief Financial Officer | CFO

> "With ease, I comfortably set automated reminders for overdue payments, and receive notifications upon successful payment thus I reduce..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4921960)

VR

Verified Reviewer

Human Resources Consultant

> "It was a bit overwhelming to customize some tools due to lack of enough tutorials."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3604911)

Jasmine J.

Sales Estimator

> "Accuracy on results production and the project estimation and the budgeting features offered by PayRequest are functional and the alert..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4964614)

Andrew S.

DevOps engineer

> "First, PayRequest can be difficult for businesses to set up."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4614561)

MM

Martin M.

Chief Financial Officer | CFO

> "It empowers users with detailed and customizable financial reports via advanced FRF feature."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4921960)

VR

Verified Reviewer

Analyst

> "Its multi-currency feature and conversion feature have some minor issues that need to be improved."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3519939)

MM

Martin M.

Chief Financial Officer | CFO

> "Super RFR which empowers me with detailed and customizable financial reports."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4921960)

AM

Anto M.

Head of Sales

> "We did not like anything from this software, since its not user friendly as we expected"

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3480889)

[View Reviews](https://www.capterra.com/p/198184/PayRequest/reviews/)

JP

John P.

Transport Broker

> "Zoho Billing simplified things with our brokered loads' payment processing and invoicing, and security controls instill trust..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6875477)

NE

Nicole E.

Owner

> "I've also run into issues where I couldn't charge new subscriptions all on the same day and they tried to tell me it was due to..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

Nick N.

Operations Manager

> "Api and access management has a great link to even other embedded softwares i was using making cross referencing easier"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7138767)

NE

Nicole E.

Owner

> "If you want to use it for automated billing, do not waste your time. "

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

AK

Ashkan K.

Senior associate

> "Zoho Billing offers an intuitive interface that simplifies subscription and invoice management."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6543518)

NE

Nicole E.

Owner

> "Automatic charges integrated with Square failed the first month we had this set-up. "

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

JP

John P.

Transport Broker

> "Refund flows and expense tracking are transparent and quick."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6875477)

Ismael David S.

Executive Assistant

> "The new way invoices, refunds, credit notes and subscriptions are displayed is cumbersome and makes it hard to look at the full..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___4147667)

LP

Leonardo P.

Accountant

> "User-Friendly Interface: Many users appreciate the intuitive and straightforward design, which makes it easy to navigate and..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6642376)

Azizah A.

Office Management

> "We are still not happy with the duration it takes for ACH transfers to be completed."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___3823346)

KA

Kurien A.

Manager

> "Very robust billing system with lots of options and integration for billing."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6496492)

KT

Katy T.

Payment Specialist

> "You can't really integrate it with software that isn't Zoho's .Adding"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2897609)

CL

Chris L.

VP

> "cloud based, which is very convenient and secure."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7050987)

AS

Alexander S.

product manager

> "The customer portal that they provide is also quite lacking in visual appeal."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

AI

Amara I.

Payroll Specialist

> "My overall experience with Zoho billing was interesting, the interface was also user friendly for new hires to navigate."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6766245)

AS

Alexander S.

product manager

> "However it does not seem like a sufficient long-term solution, and you might find a better experience elsewhere."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

[View Reviews](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

## User interface

[PayRequest](https://www.capterra.com/p/198184/PayRequest/)

4.78 (101)

[Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)

4.49 (106)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

PayRequest

17/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/198184/PayRequest/#features)

Zoho Billing

Top features

27/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/231293/Zoho-Subscriptions/#features)

### Recognition

PayRequest

Best Value Payment ProcessingSoftware (2023) 

No recognitions have been awarded to Zoho Billing

### Deployment & support

PayRequest

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Zoho Billing

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

PayRequest

-   By PayRequest
-   Located in Netherlands
-   Founded in 2019

Zoho Billing

-   By Zoho
-   Located in United States
-   Founded in 1996

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