---
title: "Compare PayRequest vs Zoho Billing 2026 | Capterra"
description: "Unsure of what to choose? Check Capterra to compare PayRequest and Zoho Billing based on pricing, features, product details, and verified reviews."
source_url: "https://www.capterra.com/compare/198184-231293/PayRequest-vs-Zoho-Subscriptions"
page_type: "comparison"
language: "en"
---

# PayRequest vs Zoho Billing Features and Cost Comparison

Last updated September 16th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

PayRequestZoho Billing2/4 selected

[PayRequest](https://www.capterra.com/p/198184/PayRequest/)[4.8 (101)](https://www.capterra.com/p/198184/PayRequest/reviews/)

[Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)[4.5 (108)](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

[## PayRequest](https://www.capterra.com/p/198184/PayRequest/)[4.8 (101)](https://www.capterra.com/p/198184/PayRequest/reviews/)

Starting Price

$8.00/month

Value-for-Money

4.7

Functionality

4.7

Ease of Use

4.7

Customer Service

4.6

Reviews Sentiment

Based on [101 reviews](#user-reviews)

Positive

100

Neutral

0

Negative

1

[## Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)[4.5 (108)](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

Starting Price

$29.00/month

Value-for-Money

4.4

Functionality

4.2

Ease of Use

4.4

Customer Service

4.1

Reviews Sentiment

Based on [108 reviews](#user-reviews)

Positive

104

Neutral

2

Negative

2

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

### Jobber

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of reviewers  
rated it above 4 stars

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### Stripe Billing

4.7 (213)

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Starting Price

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Free Trial

Free Version

* * *

User rating

95%

of reviewers  
rated it above 4 stars

* * *

Highest Rated

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User rating

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of reviewers  
rated it above 4 stars

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## Summary

* * *

Key features rated by users

Features selected based on 24,065 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

73%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.6

Payment Fraud Prevention

4.8

Debit/Credit Card Processing

4.7

Expense Tracking

NA

\--%Fit

Missing features

Not enough reviews

Feature ratings

Data Security

4.3

Online Payments

4.4

Payment Fraud Prevention

NA

Debit/Credit Card Processing

5.0

Expense Tracking

5.0

User satisfaction

User satisfaction

4.8

User reviews[101](https://www.capterra.com/p/198184/PayRequest/reviews/)

Ease of use

4.7

Functionality

4.7

Value for money

4.7

Customer support

4.6

User satisfaction

4.5

User reviews[108](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

Ease of use

4.4

Functionality

4.2

Value for money

4.4

Customer support

4.1

Price starts from

Price starts from

$8Flat Rate, Per Month

-   Free version
-   Free trial

Price starts from

$29Other, Per Month

-   Free version
-   Free trial

Best for

Best for

Startups, SaaS Businesses, Schools, Memberships Businesses, Creators, and more.

Best for

Software for SMEs (Consultants, Digital Media, SaaS, Subscription Industry, Healthcare, Service providers, Publishing, IoT) and mid and large-sized businesses

## User reviews

Pros & cons

Sam J O.

New Business Manager

> "Another cool feature in PayRequest is Billing feature which makes it easy to create invoices and due payments reminders and send them to your customers."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4091147)

Jasmine J.

Sales Estimator

> "No dislike or even something that i can say was my problem with the product during implementation and tools setting operation."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4964614)

MM

Martin M.

Chief Financial Officer | CFO

> "It has adorable and intrusive UFI/UX and GUI design with robust and mega MCS adaptive and tailored sending and receiving payments in various currencies worldwide."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4921960)

Andrew S.

DevOps engineer

> "First, PayRequest can be difficult for businesses to set up."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4614561)

Robert M.

Accountant

> "I use PayRequest as a payment tool to help in receiving payments and creating donation pages to accept donations for charity and fundraising for our non-profit..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3913471)

VR

Verified Reviewer

Analyst

> "Its multi-currency feature and conversion feature have some minor issues that need to be improved."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3519939)

Maureen K.

Assistant Dean

> "Billing is also made easy with PayRequest, I can send invoices and also brand them in a minute to our clients, this makes our turnaround time less which the clients..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4325797)

VR

Verified Reviewer

Human Resources Consultant

> "It was a bit overwhelming to customize some tools due to lack of enough tutorials."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3604911)

MM

Martin M.

Chief Financial Officer | CFO

> "With ease, I comfortably set automated reminders for overdue payments, and receive notifications upon successful payment thus I reduce administrative burdens as well..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4921960)

AM

Anto M.

Head of Sales

> "We did not like anything from this software, since its not user friendly as we expected"

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3480889)

LE

Liam E.

IT Manager

> "Also, another advantage is that it accepts online payments making it easier to process credit or debit cards and it also provides high security for my sensitive..."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___4191810)

VR

Verified Reviewer

Human Resources Consultant

> "It was a bit overwhelming to customize some tools due to lack of enough tutorials."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3604911)

Matthew G.

Senior Sales Account Manager

> "It helps create payments links and pages which you share with your clients and customers to make it easier and convenient for them to make their payments."

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3870791)

AM

Anto M.

Head of Sales

> "We did not like anything from this software, since its not user friendly as we expected"

[See full review](https://www.capterra.com/p/198184/PayRequest/#Capterra___3480889)

[View Reviews](https://www.capterra.com/p/198184/PayRequest/reviews/)

AV

Adalberto V.

FU Specialist

> "Overall Theres nothing I regret, Zoho Billing saves me a bunch of time and money, It retries failed cards and notifies..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7186521)

NE

Nicole E.

Owner

> "I've also run into issues where I couldn't charge new subscriptions all on the same day and they tried to tell me it was..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

JP

John P.

Transport Broker

> "Zoho Billing simplified things with our brokered loads' payment processing and invoicing, and security controls instill..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6875477)

NE

Nicole E.

Owner

> "If you want to use it for automated billing, do not waste your time. "

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

Nick N.

Operations Manager

> "Api and access management has a great link to even other embedded softwares i was using making cross referencing easier"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7138767)

NE

Nicole E.

Owner

> "Automatic charges integrated with Square failed the first month we had this set-up. "

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

AK

Ashkan K.

Senior associate

> "Zoho Billing offers an intuitive interface that simplifies subscription and invoice management."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6543518)

Ismael David S.

Executive Assistant

> "The new way invoices, refunds, credit notes and subscriptions are displayed is cumbersome and makes it hard to look at the..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___4147667)

LP

Leonardo P.

Accountant

> "User-Friendly Interface: Many users appreciate the intuitive and straightforward design, which makes it easy to navigate..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6642376)

Azizah A.

Office Management

> "We are still not happy with the duration it takes for ACH transfers to be completed."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___3823346)

KA

Kurien A.

Manager

> "Very robust billing system with lots of options and integration for billing."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6496492)

AS

Alexander S.

product manager

> "The customer portal that they provide is also quite lacking in visual appeal."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

JP

John P.

Transport Broker

> "Refund flows and expense tracking are transparent and quick."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6875477)

KT

Katy T.

Payment Specialist

> "You can't really integrate it with software that isn't Zoho's .Adding"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2897609)

AI

Amara I.

Payroll Specialist

> "My overall experience with Zoho billing was interesting, the interface was also user friendly for new hires to navigate."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6766245)

AS

Alexander S.

product manager

> "However it does not seem like a sufficient long-term solution, and you might find a better experience elsewhere."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

VR

Verified Reviewer

Creative

> "Regular updates in the tool eases things with enhanced features everytime"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6666661)

AS

Alexander S.

product manager

> "The customer portal that they provide is also quite lacking in visual appeal."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

CL

Chris L.

VP

> "cloud based, which is very convenient and secure."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7050987)

NE

Nicole E.

Owner

> "Automatic charges integrated with Square failed the first month we had this set-up. "

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___7019698)

MH

Moiz H.

Software Developer

> "Easy invoicing, automation, and seamless integration."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___6693304)

KT

Katy T.

Payment Specialist

> "You can't really integrate it with software that isn't Zoho's .Adding"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2897609)

Ismael David S.

Executive Assistant

> "After its setup, the process is smooth and simple for every new customer yhat signs up"

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___4147667)

AS

Alexander S.

product manager

> "However it does not seem like a sufficient long-term solution, and you might find a better experience elsewhere."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

Deepak B.

Director

> "Overall i am happy with the secure environment which Zoho subscription has provided, we have tried to make this..."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___3508435)

AS

Alexander S.

product manager

> "The customer portal that they provide is also quite lacking in visual appeal."

[See full review](https://www.capterra.com/p/231293/Zoho-Subscriptions/#Capterra___2648252)

[View Reviews](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

## User interface

[PayRequest](https://www.capterra.com/p/198184/PayRequest/)

4.78 (101)

[Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)

4.50 (108)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

ACH Payment Processing

150

Important

Activity Dashboard

120

Important

PayRequest

15/50

-   Accounting Integration
-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Barcode/Ticket Scanning
-   Billing & Invoicing
-   Cash Management
-   Compliance Management
-   Contactless NFC
-   Credit Card Management
-   Credit Card Processing
-   CRM
-   Cryptocurrency Processing
-   Customer Database
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Data Synchronization
-   Debit/Credit Card Processing
-   Digital Wallet Integration
-   Digital Wallet Payments
-   Discount Management
-   eCommerce Integration
-   E-commerce Integration
-   Electronic Signature
-   Encryption
-   Expense Tracking
-   Fraud Detection
-   Generative AI
-   Gift Card Management
-   In-Person Payments
-   Invoice Management
-   Level 3
-   Levels 1 & 2
-   Loyalty Program
-   Mobile Access
-   Mobile Card Reader
-   Mobile Payments
-   Multi-Currency
-   Multi-Location
-   Multiple Payment Options
-   Offline Access
-   Omnichannel
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links

[See all features](https://www.capterra.com/p/198184/PayRequest/#features)

Zoho Billing

Top features

25/50

-   Accounting Integration
-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Barcode/Ticket Scanning
-   Billing & Invoicing
-   Cash Management
-   Compliance Management
-   Contactless NFC
-   Credit Card Management
-   Credit Card Processing
-   CRM
-   Cryptocurrency Processing
-   Customer Database
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Data Synchronization
-   Debit/Credit Card Processing
-   Digital Wallet Integration
-   Digital Wallet Payments
-   Discount Management
-   eCommerce Integration
-   E-commerce Integration
-   Electronic Signature
-   Encryption
-   Expense Tracking
-   Fraud Detection
-   Generative AI
-   Gift Card Management
-   In-Person Payments
-   Invoice Management
-   Level 3
-   Levels 1 & 2
-   Loyalty Program
-   Mobile Access
-   Mobile Card Reader
-   Mobile Payments
-   Multi-Currency
-   Multi-Location
-   Multiple Payment Options
-   Offline Access
-   Omnichannel
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links

[See all features](https://www.capterra.com/p/231293/Zoho-Subscriptions/#features)

### Recognition

PayRequest

Best Value Payment Processing Software (2023) 

No recognitions have been awarded to Zoho Billing

### Deployment & support

PayRequest

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Zoho Billing

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

PayRequest

-   By PayRequest
-   Located in Netherlands
-   Founded in 2019

Zoho Billing

-   By Zoho
-   Located in United States
-   Founded in 1996

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4.3

[View full comparison](https://www.capterra.com/compare/174984-231293/QuickBooks-Enterprise-vs-Zoho-Subscriptions)

[Zoho Billing](https://www.capterra.com/p/231293/Zoho-Subscriptions/)[4.50 (108)](https://www.capterra.com/p/231293/Zoho-Subscriptions/reviews/)

vs

[FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[4.48 (4,529)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

$29/month

Price

$21/month

4.2

Features

4.3

4.4

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/142390-231293/FreshBooks-vs-Zoho-Subscriptions)