--- title: "Compare Ramp vs Moss 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare Ramp and Moss based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/207081-211744/Ramp-vs-getmoss" page_type: "comparison" language: "en" --- # Ramp vs Moss Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: RampMoss2/4 selected [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) [## Ramp](https://www.capterra.com/p/207081/Ramp/)[4.9 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) Starting Price $15.00/month Value-for-Money 4.8 Functionality 4.8 Ease of Use 4.9 Customer Service 4.6 Reviews Sentiment Based on [222 reviews](#user-reviews) Positive 215 Neutral 5 Negative 2 [## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.8 Ease of Use 4.9 Customer Service 4.7 Reviews Sentiment Based on [234 reviews](#user-reviews) Positive 232 Neutral 2 Negative 0 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. ### Sage Intacct 4.3 (717) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 86% of reviewers rated it above 4 stars * * * Highest Rated ### Rippling 4.9 (4,881) * * * Starting Price CA$8.00 Per User,Per Month Free Trial Free Version * * * User rating 98% of reviewers rated it above 4 stars * * * ### Xero 4.4 (3,329) * * * Starting Price $25.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 88% of reviewers rated it above 4 stars * * * ### SAP Concur 4.3 (2,261) * * * Starting Price $7.00 Usage Based,Per Month Free Trial Free Version * * * User rating 86% of reviewers rated it above 4 stars * * * What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 2,422 reviews from spend management software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 83%Fit High performer Feature ratings Expense Tracking 4.9 Approval Workflow 4.7 Multi-Currency 4.8 Budgeting/Forecasting 4.3 Approval Process Control 4.7 83%Fit High performer Feature ratings Expense Tracking 4.8 Approval Workflow 4.8 Multi-Currency 4.6 Budgeting/Forecasting 4.3 Approval Process Control 4.8 User satisfaction User satisfaction 4.9 User reviews[222](https://www.capterra.com/p/207081/Ramp/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.8 Customer support 4.6 User satisfaction 4.9 User reviews[234](https://www.capterra.com/p/211744/getmoss/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.6 Customer support 4.7 Price starts from Price starts from $15Per User, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes. Best for From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst. ## User reviews Pros & cons James L. Director of Finance > "They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) VR Verified Reviewer VP Marketing > "Most of what Ramp does is not built into most business banking accounts so it doesn't really provide much that we don't get with..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7180074) Eri D. Founder > "Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) SK Sarah K. People Ops Manager > "Previously, we were issuing physical credit cards from our bank, which made it challenging to get those back or enforce approvals..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) Eri D. Founder > "Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) SW Stacey W. Accounting Manager > "The user account details and permissions were the one confusing part we ran into with setup." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7027334) Eri D. Founder > "Overall, it offers good value in terms of costs compared to the combination of apps it substitutes." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7151928) CE Charles E. Vice President, Equipment Analytics > "It is not fully integrated into our SAP system requiring additional work on our end to transfer work order numbers and service..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019216) EH Erin H. COO > "Our team is geographically dispersed, but Ramp makes it easy to collaborate on bookkeeping, expense reimbursements, and basic..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) Enrique A. Vice President, Human Resources & Administration > "One challenge we've had is that card authorizations (or merchant holds) take a long time to drop off; and before they do, the..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___5091441) Pankaj P. Finance Manager > "It helps in bill and spend management, Expenses management, Travel Management etc." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6658194) HC Harrison C. CEO > "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715) Hillel G. Director of Implementation > "Receipt management and physical card management is very nice to have for employees as well as making virtual cards." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6881841) MS Michelle S. Developer > "Nothing - I think it can be a bit confusing when you are first introduced to the app so I can see it being difficult to learn for..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6826033) LH Lucien H. VP of GTM > "Ramp is a must have tool for a fast growing startup like ours. Since we implemented Ramp, we have drastically improved our..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6290878) JH Janice H. Reporter > "I also don't like the system's feature of "deleting" receipts that are photographed and submitted right after a restaurant makes..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046800) SK Sarah K. People Ops Manager > "Additionally, the receipt submission flow makes it easy for purchases to get reviewed and approved as needed." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6858392) SS Sherry S. Corp. Secretary > "Difficulty maneuvering through payment options by having to upload a corresponding billing and not being able to modify a billing..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6045656) JF Jill F. Assistant Project Manager > "The platform is incredibly easy to use, and you quickly grasp all the important functions and processes." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7187828) ET Eric T. Director, Digital Transformation > "The most recent update to the website has overcomplicated the end user experience." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6832748) KS Kenny S. Executive Pastor > "Our users love the ability to submit all required documentation from their phones and administrators love the ability to review..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026867) CS Cristiano S. prompt engineer > "Only had one issue with google wallet, where the max expense was capped at 400$, not sure why, but using the physical card lifted..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046743) ES Elizabeth S. Administrative Assistant > "It helps with organization and ability to have all purchases approved." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6627838) Ashley B. Owner > "Customer support isn't that great though." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996) TW Tyler W. Online campus pastor > "As someone who’s job relies heavily on building relationships and networking the ease of being able to take someone to coffee or..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035063) MS Michelle S. Director of HR and Training > "End users do not have the ability to create their own virtual cards to help protect online purchases" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6034912) Rebecca B. AVP > "I also appreciate the ability to set up rules for tagging the expenses so there's less to fill out each time. And we actually..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046922) CR Chervonne R. Bookkeeper Office Manager > "ALSO, the latest update is not ideal with moving items that are ready to process to different tabs." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) WL Whitney L. Owner > "I like the option it gives for corporate cards and spending." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6546687) JH Jason H. Rehab Resource Support > "I had an issue with the app not allowing multiple expense splits but was unable to get customer support to assist." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035173) VR Verified Reviewer Business Development Associate > "I also like that Ramp quickly attaches my receipts to credit card expenses without me having to individually do it for each..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) AZ Anna Z. Global Controller > "Not being able to enter banking instructions under out of pocket reimbursements on behalf of the employees." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026720) James L. Director of Finance > "I am very satisfied with how we are using it to pay vendors." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7061332) CB Carol B. Financial Admin > "We has no assurance that Ramp would protect us and we still don't know how many of these fraudulent charges will be properly..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) RN Robert N. Senior Accountant > "The ability to require receipts and memo's be recording quickly has saved us many administrative hours in hunting down purchases...." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019271) CR Cindy R. COO CFO > "Signing up new employees for cards is confusing as multiple ways to do it. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019957) JT Jeana T. Executive Director > "Now it is so easy and I can get them taken of quickly." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7188713) KW Kimberly W. Office Administrator > "The only real negative I've found is the lack of seamless integration with Amazon." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958) EH Erin H. COO > "Ramp is easy to use, it integrates well with our internal workflows, and with external systems." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6762863) SS Sonny S. ap > "it was very expensive relative to others" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6734537) CF Claire F. Lead of Supply Chain > "The UX design is simple and is easy to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7074928) MR Monica R. Community Care Specialist > "I’ve attempted to FU from within the app, but it did not message to the receiver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6035070) TB Tiler B. Office Assisstant > "I love that you can upload and submit receipts from your mobile phone it makes keeping track of expenses much easier." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6338111) MK Murat K. COO > "It took my school to let us use credit cards for years." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026771) NK Nicholas K. Chief Research Officer > "Email and text integration is very helpful for quickly attaching receipts and memos to purchases." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6464335) AT Abraham T. CEO > "Nevertheless, what they didn't disclose during the process is that they do not offer credit and you are required to maintain a..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) SR Shahab R. Field Analyst > "The ability to text your receipts to Ramp is the feature that you will use all day, every day." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019300) VN V N. VP of Tech > "Annoying to have to reenter the same fields for recurring expenses" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019220) KC Katherine C. Chief Operations and Finance Officer > "Overall Ramp has been user- friendly and easy to navigate and transition into." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7020365) SS Shelby S. Preparedness Webinar Consultant > "Sometimes the website is a little harder to navigate." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6023393) CW Catherine W. Area Sales Manager > "I like that once I make a purchase using my Ramp card I immediately receive a text message that asked me for description." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026866) PJ Peter J. Controller > "Wish there was a little better way to controll what users spend." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6047281) VR Verified Reviewer Business Development Associate > "I like that Ramp helps me track the mileage I've driven so that I get reimbursed properly." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026693) GM Gabriel M. Accounting Manager > "Cannot fathom how we did things so manually in the past without Ramp." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026641) CR Chervonne R. Bookkeeper Office Manager > "Ramp has truly made life with company card, expense tracking and vendor management and payables!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) AT Abraham T. CEO > "So the card may stop working at any given time according to the fluctuations of cash flow in your bank account." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4781208) JV Jeannie V. Operations Manager > "This product make employee expense tracking so easy!" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6766027) CB Carol B. Financial Admin > "The onboarding was weak to non-existent." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6227136) CC Clair C. Senior Manager of Human Resources > "It worked very well for our needs and ended up being such a timesaver." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) AS Angela S. Dir. of Special Projects > "There isn't a feature I don't like about it." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6026657) WS William S. Senior Application Security Engineer > "I use Ramp mostly for tracking expenses related to business travel - it makes this simple and easy." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019242) BG Brian G. Parts Manager > "I do not see the costs in my role" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019247) JR Jessica R. Project Architect > "The Virtual Ramp Card is great because it accurately sets spending caps, helping employees stick to a spending plan without going..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___4468793) Jenna J. Accounting Specialist > "I don't like that if you start with a virtual card and then decide that you want a physical card, that you have to get an..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2812026) CC Clair C. Senior Manager of Human Resources > "Super easy interface for both admins and users." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6655145) JM Jessica M. Director of Finance > "Our previous provider was lacking with receipt management, expense categorization, and expediency around card issuance. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___2778304) PP Patti P. Controller > "The ease of use, the fact that we can sync multiple times a day, and the way we are able to view the transactions in Sage are all..." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019223) JJ Joyce J. Office Manager > "It is NOT a frequent issue." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___3197665) JD Justin D. School Psychologist > "Ramp is an intuitive platform that makes the expense reporting process seamless and efficient. " [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6027053) HC Harrison C. CEO > "There were lots of antiquated offerings, but nothing that met the needs of a 21st Century scaling business." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6818715) CR Chervonne R. Bookkeeper Office Manager > "Ramp is one of my favorites and is easy to set-up or disable users, track vendor expenses, and reimbursements" [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019266) KW Kimberly W. Office Administrator > "The only real negative I've found is the lack of seamless integration with Amazon." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6046958) LH Letitia H. COO > "I also love the multiple digital credit cards with active/non-active controls." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___6019528) Ashley B. Owner > "Customer support isn't that great though." [See full review](https://www.capterra.com/p/207081/Ramp/#Capterra___7092996) [View Reviews](https://www.capterra.com/p/207081/Ramp/reviews/) VR Verified Reviewer Project and IT Manager > "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827) Charlotte P. Head of Finance > "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen)..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) SP Stefan P. FC > "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185) LU Luka U. Atlassian Consultant > "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190) VR Verified Reviewer Principal Industrial Designer > "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718) EP Erik P. Robotics Engineer > "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896) Chirag S. CFO > "Has good approval flows and the ability to make payments through the platform (including scheduled payments)." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744) JS Jakub S. CFO > "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles,..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) Matthew G. Global Privacy Officer > "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409) GS Giulia S. Finance Manager > "Export to xero could be better as there are often slight mistakes between the two based on the dates." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422) JS Jakub S. CFO > "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) EK Emine K. Senior Manager > "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035) GD Gabriel D. Senior Product Designer > "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919) Charlotte P. Head of Finance > "I don't think it currently supports VAT reclaim for mileage in the UK." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) VR Verified Reviewer Founder > "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) SC Sophia C. VP People > "The only thing that is sometimes tedious is that we do need a phone no matter where we log in." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888) Paul C. National Account Manager > "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449) VR Verified Reviewer Finance Manager > "The platform feels a little bit dated compared to others out there." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115) VR Verified Reviewer Project and IT Manager > "Moss is a really modern and practical hands-on solution for companies where many employees frequently need cards for business trips." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827) CS Courtney S. Digital Marketer > "I find the login process to be a bit cumbersome." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251) JS Jakub S. CFO > "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) FB Fernando B. project manager > "Apple Pay is not available in Belgium yet" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048) EL Eifion L. Marketing Specialist > "Moss is so much easier than our previous manual process, it saves countless hours searching and is easier to administer throughout the..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044364) CB Clemence B. Team lead Marketign Acquisition > "This takes us a little further away from the accounting team." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869) Anthony Y. ceo > "Moss card added to my wallet (on phone) which is handy" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7116713) JR Julia R. Product Designer > "I never struggled to complete any action or left the platform feeling frustrated about a feature." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326) VR Verified Reviewer Principal Industrial Designer > "Having used Moss for several years now, it’s become a really reliable part of how we manage expenses as a team." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718) TV Thomas V. Head of Marketing > "I can't always find the invoice forwarding email." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860) MAC Mehmet Ali C. Senior Engineer > "What I appreciate most is the travel expense reporting feature, which saves a significant amount of time and effort." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7024008) HR Hannah R. Founders Associate > "Invoice matching via email forwarding is not always successful." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503) Dimitris K. Software Engineer > "The process improvement managing and requesting company cards is extremely effeciant and smooth with minimal overhead." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7066275) VR Verified Reviewer Head of Marketing > "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637) Charlotte P. Head of Finance > "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) PS Paul S. Head of Engineering > "Not being able to use a Moss email address directly as invoicing email for service subscriptions." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755) VR Verified Reviewer Founder > "Auto-capture of receipts and real-time spend visibility helped reduce manual work." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) VR Verified Reviewer Finance Manager > "The platform feels a little bit dated compared to others out there." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115) LG Louis G. Key Account Manager > "You can even take the photo via the app to save further time and hassle." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044366) FB Fernando B. project manager > "Apple Pay is not available in Belgium yet" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048) TP Tobias P. Director of Strategic Finance > "Gives users an easy-to-use tool to create credit cards (with super high acceptance), upload reimbursements and upload invoices, whilst..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6706434) CB Clemence B. Team lead Marketign Acquisition > "This takes us a little further away from the accounting team." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869) [View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/) ## User interface [Ramp](https://www.capterra.com/p/207081/Ramp/) 4.86 (222) [Moss](https://www.capterra.com/p/211744/getmoss/) 4.87 (234) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Ramp Top features 36/50 - Accounting - Accounting Integration - ACH - Activity Dashboard - Activity Tracking - Ad hoc Reporting - AI Copilot - Alignment - API - Approval Process Control - Approvals - Approval Workflow - Audit Management - Audit Trail - Benchmarks - Billing & Invoicing - Budget Control - Budgeting/Forecasting - Budgets - Categorization/Grouping - Compliance Management - Configurable Workflow - Controls - Credit Card Management - Customizable Reports - Data Import/Export - Employee Reimbursements - ERP integration - Expense Claims - Expense Tracking - Financial Management - Generative AI - Invoice Management - Invoice Processing - KPIs - Multi-Currency - Multiple Views - One-time Virtual - Physical - Prepaid Cards - Proactive Assistance - Procurement Management - Purchase Order Management - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Notifications - Real-Time Reporting - Real-Time Updates [See all features](https://www.capterra.com/p/207081/Ramp/#features) Moss 27/50 - Accounting - Accounting Integration - ACH - Activity Dashboard - Activity Tracking - Ad hoc Reporting - AI Copilot - Alignment - API - Approval Process Control - Approvals - Approval Workflow - Audit Management - Audit Trail - Benchmarks - Billing & Invoicing - Budget Control - Budgeting/Forecasting - Budgets - Categorization/Grouping - Compliance Management - Configurable Workflow - Controls - Credit Card Management - Customizable Reports - Data Import/Export - Employee Reimbursements - ERP integration - Expense Claims - Expense Tracking - Financial Management - Generative AI - Invoice Management - Invoice Processing - KPIs - Multi-Currency - Multiple Views - One-time Virtual - Physical - Prepaid Cards - Proactive Assistance - Procurement Management - Purchase Order Management - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Notifications - Real-Time Reporting - Real-Time Updates [See all features](https://www.capterra.com/p/211744/getmoss/#features) ### Recognition Ramp is recognized as a top-rated tool in 5 Capterra Shortlist reports Best Value Expense Report Software (2024)  Moss Best Value Expense Report Software (2025)  ### Deployment & support Ramp Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Moss Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Ramp - By Ramp Financial - Located in United States - Founded in 2019 Moss - By Moss - Located in Germany - Founded in 2019 ## Popular Comparisons [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) $15/month Price $7/month 4.8 Features 4.2 4.9 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-207081/Concur-Expense-vs-Ramp) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)[4.30 (2,261)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Contact vendor for pricing Price $7/month 4.8 Features 4.2 4.9 Ease of Use 4.1 [View full comparison](https://www.capterra.com/compare/380-211744/Concur-Expense-vs-getmoss) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,368)](https://www.capterra.com/p/97594/Expensify/reviews/) $15/month Price $5/month 4.8 Features 4.4 4.9 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-207081/Expensify-vs-Ramp) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Budgetly](https://www.capterra.com/p/255448/Budgetly/)[4.89 (140)](https://www.capterra.com/p/255448/Budgetly/reviews/) Contact vendor for pricing Price A$240/month 4.8 Features 4.9 4.9 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/211744-255448/getmoss-vs-Budgetly) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $15/month Price $38/month 4.8 Features 4.3 4.9 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-207081/QuickBooks-Online-vs-Ramp) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Payhawk](https://www.capterra.com/p/200192/Payhawk/)[4.60 (189)](https://www.capterra.com/p/200192/Payhawk/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.8 Features 4.4 4.9 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/200192-211744/Payhawk-vs-getmoss) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [webexpenses](https://www.capterra.com/p/140646/webexpenses/)[4.52 (1,105)](https://www.capterra.com/p/140646/webexpenses/reviews/) $15/month Price Contact vendor for pricing 4.8 Features 4.4 4.9 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/140646-207081/webexpenses-vs-Ramp) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Expensify](https://www.capterra.com/p/97594/Expensify/)[4.51 (1,368)](https://www.capterra.com/p/97594/Expensify/reviews/) Contact vendor for pricing Price $5/month 4.8 Features 4.4 4.9 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/97594-211744/Expensify-vs-getmoss) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)[4.62 (1,227)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/) $15/month Price $3/month 4.8 Features 4.5 4.9 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/142384-207081/Zoho-Expense-vs-Ramp) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [Coast](https://www.capterra.com/p/10004846/Coast/)[4.93 (205)](https://www.capterra.com/p/10004846/Coast/reviews/) Contact vendor for pricing Price $4/month 4.8 Features 4.9 4.9 Ease of Use 4.9 [View full comparison](https://www.capterra.com/compare/211744-10004846/getmoss-vs-Coast) [Ramp](https://www.capterra.com/p/207081/Ramp/)[4.86 (222)](https://www.capterra.com/p/207081/Ramp/reviews/) vs [Xero](https://www.capterra.com/p/120109/Xero/)[4.40 (3,329)](https://www.capterra.com/p/120109/Xero/reviews/) $15/month Price $25/month 4.8 Features 4.3 4.9 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/120109-207081/Xero-vs-Ramp) [Moss](https://www.capterra.com/p/211744/getmoss/)[4.87 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) vs [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[4.67 (439)](https://www.capterra.com/p/166905/Divvy/reviews/) Contact vendor for pricing Price $0/month 4.8 Features 4.5 4.9 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/166905-211744/Divvy-vs-getmoss)