---
title: "Compare PayPal vs Clover 2026 | Capterra"
description: "Unsure of what to choose? Check Capterra to compare PayPal and Clover based on pricing, features, product details, and verified reviews."
source_url: "https://www.capterra.com/compare/207944-226864/PayPal-vs-Clover"
page_type: "comparison"
language: "en"
---

# PayPal vs Clover Features and Cost Comparison

Last updated September 10th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

PayPalClover2/4 selected

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

[## PayPal](https://www.capterra.com/p/207944/PayPal/)[4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting Price

$0.29

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [26,663 reviews](#user-reviews)

Positive

25,055

Neutral

1,076

Negative

532

[## Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.4

Functionality

3.8

Ease of Use

4

Customer Service

3.2

Reviews Sentiment

Based on [581 reviews](#user-reviews)

Positive

399

Neutral

54

Negative

128

## Not a match? Find software alternatives tailored to your priorities.

These software suggestions are similar to those you’re currently comparing.

### Toast POS

4.1 (554)

* * *

Starting Price

$69.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

79%

of reviewers  
rated it above 4 stars

* * *

### Wave

4.4 (1,730)

* * *

Starting Price

$19.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

87%

of reviewers  
rated it above 4 stars

* * *

### SpotOn

4.2 (371)

* * *

Starting Price

$99.00

Flat Rate,Per Month

Free Trial

Free Version

* * *

User rating

82%

of reviewers  
rated it above 4 stars

* * *

Highest Rated

### Stampli

4.8 (463)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

99%

of reviewers  
rated it above 4 stars

* * *

What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 24,065 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

100%Fit

High performer

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

4.5

Debit/Credit Card Processing

4.5

Expense Tracking

3.9

\--%Fit

Missing features

Feature ratings

Data Security

4.0

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.6

User reviews[26,663](https://www.capterra.com/p/207944/PayPal/reviews/)

Ease of use

4.6

Functionality

4.6

Value for money

4.5

Customer support

4.2

User satisfaction

3.8

User reviews[581](https://www.capterra.com/p/226864/Clover/reviews/)

Ease of use

4.0

Functionality

3.8

Value for money

3.4

Customer support

3.2

Price starts from

Price starts from

$0.29Other, Not provided by vendor

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

Best for

Clover serves small to midsize businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments

## User reviews

Pros & cons

Melanie M.

Coach

> "The free version gives me plenty of options, including creating a custom PayPal.me link which makes sharing my business with others even easier. Whenever I've needed to reach out to..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129143)

VR

Verified Reviewer

Founder and Principal

> "In using the debit card, or if you use it as a bank account, it will sometimes randomly decline transactions (which can be super embarrassing), and even make transfers seem impossible..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7145449)

CD

Cody D.

Performance Head

> "Paypal easily adds my bank account and make secure payment using the email and the otp , even after i do my payment i got the invoice receipt over the email which is so useful for me."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7181696)

BZ

Briana Z.

Art Instructor

> "Accessing PayPal statements for PayPal Credit can be tricky- the bug is the page often won't load and the site encounters issues and error messages when trying to download statements."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7166632)

SR

Shawn R.

Graphic Design - Art and Creative Direction

> "Fast payments received from international clients, simple interface for creating professional invoices, reassuring security for transactions, handy mobile app for tracking payments on the..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7200986)

Deepeshkumar G.

Techno Functional Consultant

> "QR scanning facility is not available in my region and the international money transfer takes 24 hours hold in paypal account."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7148059)

NW

Nathaniel W.

Chef and Bartender

> "PayPal used to provide a lot of efficient money moves as far as quicker payments and efficient execution through apps that allow you to buy things such as plane tickets, hotels concerts,..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7199294)

Bruno M.

Sales Executive

> "Another disadvantage of PayPal is that it might limit the account in case of high sales volume, large transactions, or several failed attempts in a short period of time."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7188234)

VR

Verified Reviewer

Administrative

> "I also like the data managing feature of transaction history where I can review my past receipts and invoices, which helps me in expense management. Whenever I find any glitch like delays..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7186832)

Michelle C.

CEO

> "Some parts of PayPal can be confusing, especially when trying to understand fees, payment holds, invoices, prepaid cards, or why a payment method is not working the way expected."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7179833)

AP

Ashley P.

Founder, Princial Consultant

> "PayPal is a reliable payment solution for businesses that need a convenient way to send payments, receive money, track transactions, and maintain organized financial records."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7174661)

VR

Verified Reviewer

Software Engineer

> "In addition, customer support experiences may vary, and resolving account-related issues can sometimes take a long time. Although PayPal is widely trusted and convenient, these problems..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

JE

JoBeth E.

CEO

> "It allows me to send and receive money quickly, manage transactions in one place, and securely pay for goods and services without having to repeatedly enter financial information."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129494)

BB

Bruno B.

Creative

> "Limited Customization: Business tools, specifically in-app invoice customization and reporting, are described as dated or limited."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116070)

Deepak G.

Administrative executive

> "My overall experience with the PayPal is highly positive I would say that PayPal is the central application and portal to get money from most of the international vendors who are ready to..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7189314)

Rabindra K.

Network Security Administrator

> "The biggest drawbacks are the fees that add up quickly—especially the 3-4% currency conversion markup on international payments, the 1.75% instant transfer fee, and dispute charges for..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7055751)

Bruno M.

Sales Executive

> "What is more, PayPal has such advantages as High Security since all the financial data of the user is encrypted, availability in more than 200 international markets and numerous..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7188234)

NC

Nikki C.

permit technician

> "The main downsides of PayPal are the fees, especially for business transactions, and occasional holds on funds that can slow down cash flow."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7139057)

BH

Braden H.

Senior Product Designer

> "The product balances functionality and simplicity well, making payments, invoicing, and expense management accessible for different types of users. While there are opportunities to..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7195378)

SP

Susan P.

CEO-Owner

> "Even when I’m just making normal transactions, it can be frustrating if a payment gets flagged and my funds are temporarily frozen while verification is requested."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7167844)

VR

Verified Reviewer

Software Engineer

> "It has simplified online payments, invoicing, expense management, and record keeping by providing organized transaction data and easy access to payment history."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184779)

Tony U.

Co-Founder CMO

> "The main downside is that fees can build up over time, and when issues happen, refunds, disputes, or account reviews can sometimes feel slower than expected."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7120000)

Sachin K.

Operations Manager

> "The ease of setup, broad integration support, and trusted reputation make it a practical option for freelancers, e-commerce businesses, and everyday users. While fees and occasional..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7148707)

VR

Verified Reviewer

Data Encoder

> "Additionally, the tendency to "freeze" accounts or hold funds for 21 days during sudden spikes in activity can be a major hurdle for small businesses."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7124768)

CA

Christopher A.

Commercial Director

> "The convenience in terms of the invoicing processes is incredible, and our sales department can easily create and transmit professional payment requests to our foreign distributors of..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116491)

AE

Amrin E.

Marketing Director

> "Occasionally, account reviews or verification requirements can slow down access to funds, which may be inconvenient for businesses that rely on quick cash flow."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7161766)

VR

Verified Reviewer

Software Engineer

> "I especially like the invoicing feature, detailed transaction history, and expense tracking, which make it easier to manage personal and business finances."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184779)

MM

Mark M.

Owner

> "The fee structure of PayPal can be very high if you don't know how to properly use it, or if you need to convert funds from one currency to another, which it often prompts you to do."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7120131)

MK

MO K.

MD

> "PayPal is a solid, professional platform that makes sending and receiving payments very simple. While the fees are a bit high, the security and global acceptance make it worth using for..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7136550)

VR

Verified Reviewer

Administrative

> "The only thing I dislike about Pay Pal is the app glitches, like data loading issues or getting the payment notifications late."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7186832)

VR

Verified Reviewer

Software Engineer

> "It supports international transactions, making it very useful for freelancers, online businesses, and customers who buy products or services from different countries."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

Kabeer Q.

public relations

> "The Fee Tax: Watching $10 to $50 vanish from every major invoice feels painful, especially when competitors offer cheaper bank-to-bank transfers."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184118)

NO

Nelson O.

Systems administrator

> "I can send money to friends, pay bills, split expenses, and shop online with just my email or phone number, and the app makes everything feel quick and straightforward."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116834)

ET

Eldho T.

battery test tecnication

> "Funds can be held for up to 180 days if a "permanent limitation" is placed, which can be devastating for small business cash flow"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129999)

PP

Piyusha P.

Customer service

> "I also appreciate the invoicing capabilities, buyer and seller protection features, and seamless integration with online stores and marketplaces."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7168831)

NAGESH B.

Sr Transaction Processing Officer

> "PayPal’s automated security systems are notoriously aggressive. If they detect a "spike" in your sales or a "suspicious" login, they can freeze your balance for 21 to 180 days."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7089433)

NM

Nicole M.

Breeder

> "There are so many different options to use with PayPal, I like that I can connect it with my eBay account and make purchases and it also has the pay later feature."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7155455)

NS

Naveed S.

computer typist

> "Sometimes payments get held or delayed unexpectedly for security reviews, which can slow down cash flow when dealing with tight deadlines."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7189422)

YL

Yasmine L.

Esthetician

> "I like how large PayPal has expanded, it feels like they were originally a payment processor a way to send funds, now I love how they have payment plan options, large loans, and they are..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7132237)

Wills S.

Brand Designer

> "PayPal made international commerce feel local. If you've ever tried to buy something from an independent creator halfway across the world, standard banking can be a nightmare of wire fees..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7182039)

DR

Dave R.

Manager

> "The platform has consistently provided a secure and convenient way to manage payments, with quick transaction processing and dependable buyer protection."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7183065)

EA

Estrella A.

Software Engineer

> "Their customer support chat is often unhelpful, and resolving account bugs or payment issues feels impossible with their automated messaging."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7180023)

DW

Dylan W.

Operations Manager

> "Creating invoices are an absolute breeze because it automatically generates the entire form based on just the payment information you used and submitted."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184946)

Valery C.

Digital Philanthropy Officer

> "Sometimes it is buggy with payments if you attach gift cards, and it becomes annoying to deal with since payments seems to go through but then don’t."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7177151)

Deepak G.

Administrative executive

> "they only charge the nominal fee of about 4% per transaction and I I have rarely used their customer support services free are easily available and there are no lags in the transfers of..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7189314)

VR

Verified Reviewer

Teacher

> "Also, sometimes the customer support takes a bit longer to resolve account holds or verification issues, which can delay urgent payments."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7159479)

Mai M.

Managing Director

> "The ease of linking your various accounts ands cards allows our clients to make payments without exposing personal financial details with us."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7120918)

VR

Verified Reviewer

Software Engineer

> "Users may face extra charges for currency conversion, cross-border transactions, or receiving payments, which can reduce overall earnings."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

SP

Susan P.

CEO-Owner

> "What I like most about PayPal is how it reduces friction in everyday payments. Once my account is set up, I don’t have to repeatedly pull out my card or retype long billing details."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7167844)

Tanya D.

President

> "There were sometimes some glitches when trying to use it since one account was logged it, would not allow that to log out and change to make a payment."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7183841)

NN

Nyasia N.

Assistant Residence Manager

> "PayPal also provides strong security features that help protect personal and financial information, making users feel safe when sending or receiving money."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7191333)

DR

Dave R.

Manager

> "Transaction fees can be higher than some alternative payment platforms, particularly for business transactions or receiving certain types of payments."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7183065)

Sibahle N.

Customer service advisor

> "I love that I can use paypal to receive money from international banks with ease, I can then send that money to my local within minutes"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7199011)

Jennifer H.

Manager

> "However, higher fees, occasional account holds, and some integration cleanup with QuickBooks Online can be drawbacks."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7142902)

Shivajatkumar G.

Assistant IT OFFICER

> "I also appreciate its global reach, user-friendly platform, fast transactions, and commitment to protecting both customers and businesses from fraud.""

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7187922)

VR

Verified Reviewer

Founder

> "I understand the need for fraud prevention, but the way funds were held and limits were applied felt excessive given that we were already an established ecommerce business."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7154220)

AA

Abdalmeged A.

It engineer

> "Transaction history and invoicing tools are well-organized, making expense tracking straightforward for both personal and business use."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7154507)

VR

Verified Reviewer

CEO

> "In some cases, account limitations or holds on funds may occur without clear or timely communication, which can be frustrating."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7134942)

Yuriy Y.

Owner

> "It provided a secure, widely accepted platform for online payments and cross-border transactions, reducing friction and increasing confidence in everyday financial interactions."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7072314)

Alex M.

CEO

> "The fees for receiving payments via credit card can add up, and customer support can sometimes be slow to resolve disputes."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7177532)

EB

Emma B.

Financial Controller

> "We can easily track and audit all transactions and it integrates with our accounting software leading to quick and accurate reconciliation of accounts."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7084769)

RR

Rhonda R.

Administrator

> "It has too many items that it charges for, too many ways they try to take from users, and too little customer support."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7166187)

VR

Verified Reviewer

Software Engineer

> "PayPal offers a secure and user-friendly payment platform that makes sending, receiving, and managing payments very convenient."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184779)

VR

Verified Reviewer

Software Engineer

> "The biggest drawback is the transaction and currency conversion fees, which can become expensive for frequent international payments."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184779)

LL

Lois L.

Office Manager

> "Online businesses may vy for my purchases but I always select companies that use Paypal because I've learned to trust them. When a company uses PayPal they are using a company that..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7070741)

VR

Verified Reviewer

Systems Administrator

> "Some buyers struggled with paying the ‘extra’ goods and services fee for their ‘insurance’ that they had PayPal’s protection if something went awry but it was only a few."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7189235)

ET

Elena T.

CMO ecommerce

> "I personally like that you can easily create a business account in different currencies to create invoices, and it's super easy to integrate with WooCommerce or any other e-commerce..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7165284)

VR

Verified Reviewer

Admin

> "Bugs and Issues: Occasional app glitches like delayed notifications or login issues can disrupt the experience."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7126777)

ET

Eldho T.

battery test tecnication

> "The materials used and how well the item holds up over time. How effectively the product fulfills its intended purpose compared to its advertising. How intuitive and aesthetically..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129999)

NHH

Nguyen H. H.

Deputy Service Manager

> "The customer support response times are not consistent and the customer may not be able to get a response when needed."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7163565)

Alexis L.

Owner

> "I enjoy the ability to invoice from the app effectively and for my customers to get it and submit payment immediately."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7139239)

VR

Verified Reviewer

Software Engineer

> "PayPal is that its transaction fees can sometimes be high, especially for small businesses, freelancers, and international payments."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7146875)

Abdelrahman A.

Associate Software Developer

> "Whether I am handling payments for custom development projects or managing financial transactions for a retail e-commerce page, PayPal provides a secure and universally trusted platform."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7105211)

Kabeer Q.

public relations

> "Dispute Drama: If you ever have to actually file a dispute, the interface becomes incredibly clinical and bureaucratic."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184118)

PP

Piyusha P.

Customer service

> "The user interface is intuitive, making payments, refunds, and account management simple even for non-technical users."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7168831)

AA

Anis A.

Software developer

> "PayPal provides a useful pay in 4 options but has no actual customer service for solutions regarding the program."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116929)

RS

Radha S.

Legal Assistant

> "I appreciate how easy it is to send and receive money, link multiple payment methods, and keep clear records of past transactions, which is especially helpful for online purchases and..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7121765)

PS

Peter S.

Backend Developer

> "My account has once be hold for like 21days, I dislike how they freeze account and also the high transaction fees"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7117323)

RC

Raul C.

Electrician

> "Great experience, I start using it to send or received money on the safetys way, after that paypal include the 4 payments program, that have been so usseful and succesful for me, have..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7075446)

JE

JoBeth E.

CEO

> "Additionally, when issues arise, such as holds or disputes, the resolution process can sometimes feel slow or lack clear communication"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129494)

SR

Shawn R.

Graphic Design - Art and Creative Direction

> "Fast payments received from international clients, simple interface for creating professional invoices, reassuring security for transactions, handy mobile app for tracking payments on the..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7200986)

BB

Bruno B.

Creative

> "Limited Customization: Business tools, specifically in-app invoice customization and reporting, are described as dated or limited."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116070)

BH

Braden H.

Senior Product Designer

> "The product balances functionality and simplicity well, making payments, invoicing, and expense management accessible for different types of users. While there are opportunities to..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7195378)

Kabeer Q.

public relations

> "Dispute Drama: If you ever have to actually file a dispute, the interface becomes incredibly clinical and bureaucratic."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184118)

ET

Eldho T.

battery test tecnication

> "The materials used and how well the item holds up over time. How effectively the product fulfills its intended purpose compared to its advertising. How intuitive and aesthetically..."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7129999)

RS

Radha S.

Legal Assistant

> "Additionally, the interface can feel cluttered, and navigating to specific settings or resolving problems isn’t always intuitive."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7121765)

PP

Piyusha P.

Customer service

> "The user interface is intuitive, making payments, refunds, and account management simple even for non-technical users."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7168831)

MK

Michael K.

President

> "Some features and account options can also be difficult to navigate at first."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7207987)

VINAY P.

Engineer

> "Its wide acceptance across e-commerce websites and integration with many business platforms make it convenient for both personal and professional use."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7177541)

NAGESH B.

Sr Transaction Processing Officer

> "For most, this makes PayPal the "default" for any site they don't 100% trust."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7089433)

DD

Denise D.

Web Consultant

> "The ease of use and the ability to integrate PayPal buttons directly on my website are perhaps the best qualities of this product."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7114205)

LR

Lola R.

Creative Founder

> "Often, the download time on my MacBook Air is really slow, and even refreshing the URL is to no avail."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6657801)

SL

Sai L.

Assistantship

> "The platform is incredibly reliable, and the checkout process is seamless across most websites."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7170052)

SB

Sydney B.

Paralegal

> "The only thing I dislike is when I try and generate a label the website freezes on me."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6689832)

Konstantin P.

seo

> "It also allows to use integrated mendy other CRM systems."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7144577)

GI

Gabriel I.

Founder

> "Also, Paypal business doesn't have many options to integrate easily."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___6761274)

DM

Darnell M.

Mentor

> "What I loved most about the PayPal app is the ease of use along with its detailed instructions."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7161692)

VR

Verified Reviewer

Director of Public Relations

> "I wish more people used PayPal, as it sometimes feels like it’s becoming less popular with younger users."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7078455)

YF

Yvon F.

Sales Development Representative

> "What I like most about Paypal is that is very easy to access with and its less hassle too."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7158523)

FL

Faith L.

Therapist

> "It can be difficult to navigate sometimes."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7181864)

MW

Mekailah W.

Owner

> "I mean it is beneficial, rewarding and i can use it for business or personal"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116337)

Dan M.

president

> "sometimes hard to get in to ."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7184309)

ÁLvaro C.

Deploy Manager

> "It's very easy to use, with a clean interface that isn't cluttered with too much information."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7182139)

Jaquelyn L.

Tech

> "This company has really gone downhill and extremely unhelpful that will waste lots of your personal time"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7116363)

DD

Denise D.

Web Consultant

> "I have been using PayPal since I started my online business and anytime there may be a customer service issue, they easily resolve it."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7114205)

RR

Rhonda R.

Administrator

> "It has too many items that it charges for, too many ways they try to take from users, and too little customer support."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7166187)

VB

Violet B.

Artist Representative

> "Other than not having the ability to speak directly with a human customer service rep now I still enjoy the program a lot."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7137391)

NHH

Nguyen H. H.

Deputy Service Manager

> "The customer support response times are not consistent and the customer may not be able to get a response when needed."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7163565)

Anya C.

Stay at home mom

> "The customer service is great at helping when you have a problem and there is no minimum to how much you have in your account."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7078426)

AE

Andrea E.

Illustrator and Designer

> "It was also hard to get in touch with a customer support agent that wasn't AI, which made communication a lot harder than it needed to be."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7144646)

Cristin H.

Office manager

> "It's a solid essential service with some clear areas that need improvement"

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7179372)

MK

MO K.

MD

> "The transaction fees are a bit high, and the customer support can be slow to respond."

[See full review](https://www.capterra.com/p/207944/PayPal/#Capterra___7136550)

[View Reviews](https://www.capterra.com/p/207944/PayPal/reviews/)

Jesse Z.

Software Engineer

> "Clover provides numerous options for payment options such as with Apple Pay, credit card with chip or swipe, or even cash."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7189327)

VB

Vincent B.

owner

> "What is even more disappointing is that Clover has never offered any meaningful solution, escalation, or compensation for the time and revenue..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861)

AG

Amanda G.

Practice Manager

> "There are so many things that I love about Clover, from the ease of use, the simple and quick payment processing with card payments, the instant..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799)

BP

Bill P.

CEO

> "Multiple clover machines can be difficult to navigate at the outset - especially when you get them over course of time. And as such, reporting..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7050819)

SD

Sean D.

Owner

> "Its design - It's sleek, and modern looking - the flex portable payment system is also out of the world."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7027060)

SG

Swagat G.

IT Administrator

> "The synchronization issues between the Clover and the third party plugins was something we constantly faced issue with."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7127994)

KP

Kathie P.

Owner

> "We have had no trouble at all with the processing quickness, or accuracy."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7162851)

RH

Reagan H.

Optician

> "The only thing I could say that I dislike about it is only when we accidentally forget to put the device on the charger correctly because..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7139276)

DO

Dana O.

Remote CSR

> "We're able to easily process our transactions through the terminals as well as remotely online."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6492394)

Mallory T.

Executive sous chef

> "It is a very clunky system and the running joke in the office was just hit refresh because clover will not update itself."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518)

SB

Shannon B.

Office Administrator

> "LOVE the Flex device which makes going to vendor events so much easier than using something that plugs into a phone or other device."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6682877)

Mallory T.

Executive sous chef

> "Also when entering inventory it will not let you use halves making things less accurate."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518)

SB

Scott B.

Barrista and customer service

> "Simple and intuitive interface allows me to interact with customers and process payments."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6691251)

DH

David H.

Owner

> "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

JA

Josh A.

School District Employee

> "I can customize my orders to my liking (as long as the merchant has allowed the customization to be offered). And the biggest plus is that..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6398139)

DH

David H.

Owner

> "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

NI

Nida I.

Head of Product Development

> "The Clover system offers a range of hardware options and a customizable software platform that can be tailored to fit the specific needs of..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

VB

Vincent B.

owner

> "Without question, this has been one of the worst customer service experiences I've ever had. If this issue is not resolved quickly, I will be..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861)

NI

Nida I.

Head of Product Development

> "However, users may find the overall cost to be relatively high, especially when considering hardware, software, and transaction fees. Despite..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

SN

Soumya N.

Senior Software Engineer

> "Sometimes the payments are on hold, and we cannot do anything about it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7158369)

RM

Rachael M.

Server

> "Love how Clover has the ability to do everything as a restaurant POS including placing orders, taking payments, integrating a..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

TM

Thomas M.

pres

> "bad service bad service unit failed and they did not replace failed unit I switched services and they kept charging me , It is impossible to..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317)

HB

Hannah B.

Member Services

> "Clover is much more intuitive and easier to use than our previous Moneris models, as well as being easier to clean between shifts because of the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6812289)

KM

Keith M.

General Manager

> "The fact that they steal your money without any response other than, "our security division is looking into it." How can you not tell me why the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958)

ET

Elias T.

Owner

> "Good for restaurants because they don’t have to deal with barcodes."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396)

AG

Amanda G.

Practice Manager

> "I have used several other credit card terminals and online platforms that are subpar compared to Clover."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799)

JS

Jessica S.

Admin

> "Clover is very user friendly, they have different hardware options they can operate from and cloud based system."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358)

VB

Vincent B.

owner

> "I've personally wasted over 12 hours following up, repeating the same information, and trying to get answers."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861)

AD

Amy D.

Practice Manager

> "the options for payment is easy seamless fast, you can access everything from the pos system"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423)

TL

Tiffany L.

Anything and everything

> "After spending a long time in chat, being told repeatedly the issue was resolved (it wasn’t), I was ultimately told nothing could be done."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536)

JGD

Joao Gabriel D.

Recepcionist

> "Considering the company I work it is not that big, the payment method by clover is much useful."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221)

Jesse Z.

Software Engineer

> "The customer service is not very helpful when you need them."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7189327)

NI

Nida I.

Head of Product Development

> "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

VR

Verified Reviewer

Manager

> "The only real problem I had with clover was the offline payment processing and sometimes it wouldn’t go through after the internet came back on."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154)

Mai M.

Managing Director

> "It's the perfect party accessory!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7119592)

KM

Keith M.

General Manager

> "Contacted Clover and the account rep said the reason we were not getting serviced is because we only had 300 attempts whereas other accounts..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958)

LF

Leah F.

Manager

> "Clover is easy to use, makes payment processing super simple and has a great customer support if you ever need it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6879187)

TL

Tiffany L.

Anything and everything

> "This is unacceptable for a payment processor in 2026."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536)

RW

Randy W.

Owner

> "Their devices look slick, modern, & hi-tech."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349)

SN

Soumya N.

Senior Software Engineer

> "Their customer support could be sometimes terrible."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7158369)

TW

TAMMY W.

Owner

> "Overall, Clover is a fantastic tool that has made a significant positive impact on my small business."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683)

KP

Kathie P.

Owner

> "There is nothing that I don’t like about Clover processing payment system."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7162851)

PM

Paulo M.

CEO

> "we have been using clover for many thing that is been useful to have business fast and easy"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6798675)

AC

Abbie C.

Managing Director

> "It was hard to work with putting the tax and credit card fees to work as we wanted and no one knew how to fix it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6805207)

JI

Jackie I.

Events Coordinator

> "Made it so easy to take payment via the phone or online in such a short amount of time!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6803720)

NI

Nida I.

Head of Product Development

> "One drawback of the Clover POS system is its cost structure. While the system offers a range of features and customization options, it can..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

JG

Jamie G.

Office Manager

> "Receipts are easy to print and reports are very clear and easy to view online"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6602793)

LS

Lyndie S.

Owner Operator

> "It does not show sales and redemption of gift cards on settlement report."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6684770)

CM

Christopher M.

CEO

> "It was easy to load all inventory from a spread sheet."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6630001)

RW

Randy W.

Owner

> "They no longer allow payment requests/invoicing for healthcare offices."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349)

JA

Julian A.

IT Specialist

> "I use clover for everyday transactions and it is super easy to use."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718)

DC

David C.

Vice President

> "The touch hardware i've used didn't feel right, a bit slow/buttons not at the usual place we are used to."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6539572)

AH

Autumn H.

Administration

> "Our rates are phenomenal - the lowest rate % we have been able to find!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6576366)

DH

David H.

Owner

> "It went months and haven't heard a thing. When I called to check on the case number, they told me that it was closed."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

SS

Sahar S.

Owner

> "Easy to use, updated system to keep up with the new technology"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939)

VT

Viet T.

Founder

> "Does not allow online lunch menus to show up at specific times."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

JA

Julian A.

IT Specialist

> "Their website is even easier to navigate and manage."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718)

VT

Viet T.

Founder

> "Has too many 3rd party apps needed at a cost that isn't worth the value of service it provides."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

MIG

Martinus Ignorence G.

Freelancer

> "Clover coordinates in its activity a stock control system that is refreshed in every exchange, this permits the client to certainly stand out in..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4410937)

MM

Mikayla M.

Owner

> "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566)

AD

Amy D.

Practice Manager

> "great would definitely recommend especially if it is integrated with software"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423)

Jimmy S.

COO

> "It was good for a while but the random cutting us off was unacceptable and demand for continued lease payments is exceptionally unacceptable."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6666424)

SA

Sabrina A.

General Manager

> "We also were able to get a replacement register drawer quickly when one just stopped working."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6035485)

JS

Jen S.

Manager

> "With in 3 days of hooking up this system and using them and trying to figure out why I could not bring up my existing customers. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6866151)

JGD

Joao Gabriel D.

Recepcionist

> "The very innovative and practical way of paying things."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221)

JC

Jeremy C.

Owner

> "They are constantly changing the plans and rates and my CC fees have gone through the roof."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688)

TM

Troy M.

Executive Director

> "Clover is very easy to use and helps customers pay easily."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6695756)

GM

Gaby M.

Auto repair

> "There wrong most of the time ."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7160135)

Marcelo M.

CEO

> "My experience with Clover was generally positive in terms of usability and ease of training."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6869096)

DH

David H.

Owner

> "This didnt work so we asked for a replacement under warranty."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

TW

TAMMY W.

Owner

> "I highly recommend it to anyone looking for a reliable and versatile payment system."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683)

KE

Kim E.

Bookkeeper

> "My take away is that I need to be more careful in paying attention to what I sign up for before changing providers. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6754223)

VR

Verified Reviewer

Manager

> "Clover was never a problem for me at all."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154)

JC

Jeremy C.

Owner

> "The equipment is cannot be reused, don't buy used equipment, they will refuse to activate it. "

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688)

GU

Gib U.

Student Worker

> "I like that it allows me to earn points from local businesses."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6078495)

Joe L.

Director of new products

> "The migration did not migrate all of the previously existing credit cards into the clover account causing over half of our recurring payments to..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___5033530)

JB

Justin B.

Day Program Coordinator

> "Clover was easy to use for the novice user, as you could have pictures associated with each product to make it easy to navigate."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___5071004)

VT

Viet T.

Founder

> "Throwing off cost by up to 30% and making the function completely useless."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

AP

April P.

Retail and Educational Lead Partner

> "The device was easy to use in my store."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6639149)

KE

Kim E.

Bookkeeper

> "I had quite a time with them, and am still stuck with their Ingenico machine and it's fees I have been unsuccessful in reaching the rep from..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6754223)

JS

Jessica S.

Admin

> "Clover is very user friendly, they have different hardware options they can operate from and cloud based system."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358)

JH

Justin H.

Director

> "The system is not as versatile or intuitive as an NCR Silver system which I am more familiar with."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___4696805)

NI

Nida I.

Head of Product Development

> "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

TB

Tacara B.

Owner

> "The hardware that you can get with the system is modern looking but not very practical."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___2681173)

Mai M.

Managing Director

> "It's the perfect party accessory!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7119592)

MM

Mikayla M.

Owner

> "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566)

SS

Sahar S.

Owner

> "Easy to use, updated system to keep up with the new technology"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939)

VB

Vincent B.

owner

> "What is even more disappointing is that Clover has never offered any meaningful solution, escalation, or compensation for the time and revenue..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861)

AD

Amy D.

Practice Manager

> "great would definitely recommend especially if it is integrated with software"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423)

DH

David H.

Owner

> "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

CW

Cassandra W.

Bookkeeper

> "What I like most about the software is that integrates into QuickBooks."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4361925)

DH

David H.

Owner

> "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

VR

Verified Reviewer

Engineer

> "Also integrated very easy with my Google Pay."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4638264)

VB

Vincent B.

owner

> "Without question, this has been one of the worst customer service experiences I've ever had. If this issue is not resolved quickly, I will be..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861)

[View Reviews](https://www.capterra.com/p/226864/Clover/reviews/)

## User interface

[PayPal](https://www.capterra.com/p/207944/PayPal/)

4.65 (26,663)

[Clover](https://www.capterra.com/p/226864/Clover/)

3.77 (581)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Accounting Integration

207

Important

ACH Payment Processing

150

Important

Activity Dashboard

120

Important

PayPal

Top features

28/50

-   Accounting Integration
-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Barcode/Ticket Scanning
-   Billing & Invoicing
-   Cash Management
-   Compliance Management
-   Contactless NFC
-   Credit Card Management
-   Credit Card Processing
-   CRM
-   Cryptocurrency Processing
-   Customer Database
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Data Synchronization
-   Debit/Credit Card Processing
-   Digital Wallet Integration
-   Digital Wallet Payments
-   Discount Management
-   eCommerce Integration
-   E-commerce Integration
-   Electronic Signature
-   Encryption
-   Expense Tracking
-   Fraud Detection
-   Generative AI
-   Gift Card Management
-   In-Person Payments
-   Invoice Management
-   Level 3
-   Levels 1 & 2
-   Loyalty Program
-   Mobile Access
-   Mobile Card Reader
-   Mobile Payments
-   Multi-Currency
-   Multi-Location
-   Multiple Payment Options
-   Offline Access
-   Omnichannel
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links

[See all features](https://www.capterra.com/p/207944/PayPal/#features)

Clover

16/50

-   Accounting Integration
-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Barcode/Ticket Scanning
-   Billing & Invoicing
-   Cash Management
-   Compliance Management
-   Contactless NFC
-   Credit Card Management
-   Credit Card Processing
-   CRM
-   Cryptocurrency Processing
-   Customer Database
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Data Synchronization
-   Debit/Credit Card Processing
-   Digital Wallet Integration
-   Digital Wallet Payments
-   Discount Management
-   eCommerce Integration
-   E-commerce Integration
-   Electronic Signature
-   Encryption
-   Expense Tracking
-   Fraud Detection
-   Generative AI
-   Gift Card Management
-   In-Person Payments
-   Invoice Management
-   Level 3
-   Levels 1 & 2
-   Loyalty Program
-   Mobile Access
-   Mobile Card Reader
-   Mobile Payments
-   Multi-Currency
-   Multi-Location
-   Multiple Payment Options
-   Offline Access
-   Omnichannel
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links

[See all features](https://www.capterra.com/p/226864/Clover/#features)

### Recognition

PayPal is recognized as a top-rated tool in 4 Capterra Shortlist reports

Clover is recognized as a top-rated tool in 3 Capterra Shortlist reports

### Deployment & support

PayPal

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Clover

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

PayPal

-   By PayPal
-   Located in United States
-   Founded in 1998

Clover

-   By Fiserv
-   Located in United States
-   Founded in 2006

## Popular Comparisons

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/)

$0.29

Price

Contact vendor for pricing

4.6

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.8

Features

4.5

4.0

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-226864/Stripe-vs-Clover)

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

$0.29

Price

$0/month

4.6

Features

4.5

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/207944-275802/PayPal-vs-Square-Point-of-Sale)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/)

Contact vendor for pricing

Price

$0/month

3.8

Features

4.5

4.0

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/226864-275802/Clover-vs-Square-Point-of-Sale)

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

vs

[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/)

$0.29

Price

$38/month

4.6

Features

4.3

4.6

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/190778-207944/QuickBooks-Online-vs-PayPal)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (728)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

Contact vendor for pricing

Price

$349one time

3.8

Features

3.8

4.0

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-226864/Epos-Now-vs-Clover)

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

vs

[NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/)

$0.29

Price

Contact vendor for pricing

4.6

Features

4.2

4.6

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/135757-207944/NetSuite-vs-PayPal)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Lavu](https://www.capterra.com/p/118828/Lavu/)[4.20 (259)](https://www.capterra.com/p/118828/Lavu/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

3.8

Features

4.2

4.0

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/118828-226864/Lavu-vs-Clover)

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

vs

[Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/)[4.16 (146)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

$0.29

Price

$99/month

4.6

Features

4.2

4.6

Ease of Use

4.3

[View full comparison](https://www.capterra.com/compare/157492-207944/Fattmerchant-Payments-Online-vs-PayPal)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Toast POS](https://www.capterra.com/p/136301/Toast-POS/)[4.15 (554)](https://www.capterra.com/p/136301/Toast-POS/reviews/)

Contact vendor for pricing

Price

$69/month

3.8

Features

4.1

4.0

Ease of Use

4.2

[View full comparison](https://www.capterra.com/compare/136301-226864/Toast-POS-vs-Clover)

[PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/)

vs

[Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (728)](https://www.capterra.com/p/152638/Epos-Now/reviews/)

$0.29

Price

$349one time

4.6

Features

3.8

4.6

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-207944/Epos-Now-vs-PayPal)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/)

vs

[Lightspeed Retail](https://www.capterra.com/p/120491/Lightspeed-Retail/)[4.03 (975)](https://www.capterra.com/p/120491/Lightspeed-Retail/reviews/)

Contact vendor for pricing

Price

$109/month

3.8

Features

3.9

4.0

Ease of Use

4.1

[View full comparison](https://www.capterra.com/compare/120491-226864/Lightspeed-Retail-vs-Clover)