# Compare Alboom Pay vs Klarna 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Alboom Pay and Klarna based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/210806-230509/Alboom-Pay-vs-Klarna --- # Alboom Pay vs Klarna Features and Cost Comparison Last updated May 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Alboom PayKlarna2/4 selected [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.8 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) [Klarna](https://www.capterra.com/p/230509/Klarna/)[3.7 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) [## Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.8 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) Starting Price Contact vendor Value-for-Money 4.5 Functionality 4.7 Ease of Use 4.7 Customer Service 4.9 Reviews Sentiment MC Based on [127 reviews](#user-reviews) Positive 123 Neutral 4 Negative 0 [## Klarna](https://www.capterra.com/p/230509/Klarna/)[3.7 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) Starting Price Contact vendor Value-for-Money 3.6 Functionality 3.9 Ease of Use 4 Customer Service 3.4 Reviews Sentiment Based on [102 reviews](#user-reviews) Positive 70 Neutral 4 Negative 28 ## Not a match? 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Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 63%Fit Missing features Not enough reviews Feature ratings Data Security \-- Online Payments 4.9 Payment Fraud Prevention 4.4 Debit/Credit Card Processing 4.8 Expense Tracking NA 68%Fit Missing features Feature ratings Data Security 4.1 Online Payments 4.3 Payment Fraud Prevention 3.9 Debit/Credit Card Processing 3.8 Expense Tracking NA User satisfaction User satisfaction 4.8 User reviews[127](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) Ease of use 4.7 Functionality 4.7 Value for money 4.5 Customer support 4.9 User satisfaction 3.7 User reviews[102](https://www.capterra.com/p/230509/Klarna/reviews/) Ease of use 4.0 Functionality 3.9 Value for money 3.6 Customer support 3.4 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for Creative Entrepreneurs, Photographers, Designers and Freelancers. Best for Not provided by vendor ## User reviews Pros & cons Not enough reviews LD Leo D. Embedded software test engineer > "Smooth app, flexible payments, and enough reminders to make you question your life choices." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7127587) LJ Lyn J. Senior Manager > "The only problem I have is that Klarna allows for individuals to overspend and not use debt as an..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7133486) DG Damian G. CTO > "I like how seamless the checkout integration is for my clients stores." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7120503) VR Verified Reviewer Student > "The customer support can be a bit of a headache if you have to return an item and the merchant is..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550) VR Verified Reviewer Student > "The app is really easy to navigate and I like that it sends me reminders before a payment is due" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550) BS Bill S. Owner President > "Can’t sign in can’t get to chat with anybody your phone there and they can’t help me so don’t..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306) CK Clayton K. Clerk Two > "I really enjoy using Klarna as my go to for payment credit. " [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135267) MC Martin C. CEO > "They are dragging out procedures to avoid refunding amounts in dispute following potential fraud..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6793002) AC Ashley C. Commercial Advisor > "Many retailers offer promotions via Klarna and I like the option to pay for the entire purchase..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6650789) MT Mikhail T. welder > "On December 10, I received a message that KLARNA had charged me more than $400 from my account..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6622275) HW Hannah W. Tax Accountant > "Klarna is a great way to shop securely and space out payments!" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7082936) BS Bill S. Owner President > "Can’t sign in keep sending me to text numbers to continue." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306) MP Marko P. Photographer > "What I liked most about Klarna is the payment plans and integration with multiple payment..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6581285) JD Julie D. Dispatcher > "So Walmart was having a glitch on their app, and Klarna is punishing me for it." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134) EJ Ethan J. Auditor > "Klarna additionally has easily contactable customer support." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7104351) JD Julie D. Dispatcher > "Customer service is useless, sorry but they are, always overseas representatives, who can do..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134) VR Verified Reviewer Student > "It makes the whole shopping experience feel a lot more modern." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550) JD Julie D. Dispatcher > "Horrible customer service is useless and there pretty much is no customer service." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134) VR Verified Reviewer Student > "Overall i have had a great experience using klarna for my online shopping." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550) GT Gabriel T. editor > "Cannot use it to buy things." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6391063) AS ALFREDO S. LEAD > "cybersecurity super important." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7117164) JD Julie D. Dispatcher > "Kind of defeats the purpose of the Klarna app doesn't it." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134) ALEXANDER G. Owner head photographer > "Well Klarna has been a great option for me on many occasions." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7114391) DM Dylan M. CIO > "These all make the app much slower than alternatives." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6586759) DS Dani S. Seller > "What I like most about Klarna is how reliable it is, how easy it is to use, and how quick it is..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7125603) SA Sandra A. Head of accounting > "They algo give no option to answer disputes so any incident results in a loss of money for the..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6104588) CM Cameron M. Manager > "What I liked most about Klarna at the time were the options versus other apps, Klarna had more..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6842750) David P. General manager > "However they keep saying “we will sort it after 6 month I find out they sent me to a debt agency..." [See full review](https://www.capterra.com/p/230509/Klarna/#GetApp___6143076) KC Kimberly C. Regional sales Manager- West > "Klarna allowed me to buy all my work clothes all at once and pay for them in 4 smaller payments..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6054525) MT Mikhail T. welder > "it charged me twice the amount it was supposed to" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6622275) ALEXANDER G. Owner head photographer > "The availability is always going to be the best part" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7114391) JD Julie D. Dispatcher > "They will just keep repeating that it's computer generated." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134) AS ALFREDO S. LEAD > "I like the app on my phone, super easy to use, excellent customer service." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7117164) DM Dylan M. CIO > "Terrible downgrade from Storcard." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6586759) HW Hannah W. Tax Accountant > "It is easy to use and I have never had any issues with it!" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7082936) JD Julie D. Dispatcher > "Worst app ever." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134) DS Dani S. Seller > "My overall experience with Klarna has been nothing short of great." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7125603) BS Bill S. Owner President > "It’s ridiculous waste of time." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306) AB Amile B. AP Controller > "It has been great when you have to manage your monthly spending budget." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6705626) DM Dylan M. CIO > "Terrible." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6586759) SB Sarah B. Research Analyst > "Making payments every week or every other week is more than ideal when having to make sure your..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4977761) BS Bill S. Owner President > "Terrible app." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306) JA James A. CEO > "Easy to use and can receive immediate acceptance on payment options." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6773821) SB Sarah B. Research Analyst > "Klarna claims they have no control over the way that is dealt with but it is hard to believe." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4977761) SL Simon L. Manager > "Integrates perfect with shopify, customer service there 24/7 to assist if any issues, setup was..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4229701) JW Jordyn W. Student Trainer > "I don't like that this option is not used for a lot of brands and online stores, however, it is..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4571678) MP Marko P. Photographer > "My overall experience with klarna was positive but not show stopping compared to its rivals" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6581285) MS Madison S. Executive assistant > "Sometimes, I have had issues with returns and refunds." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3790948) JW Jordyn W. Student Trainer > "The app will enable you to shop through brands that use Klarna, which takes care of the hassle of..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4571678) Gustavo B. Director > "There are no phone numbers or chat systems to get human prompt response to issues that might..." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3506918) CD Carlisbeth D. Lead deck ambassador > "It allows you to use in app but also on regular browser" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6033584) Melissa T. Deli Associate > "It takes a bit longer to load than the normal length that most people are used to" [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3193117) JH Johnny H. Production worker > "I like that you can split up the payments in 4 ways." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4989203) Gustavo B. Director > "Notwithstanding, I found some issues to get refunds." [See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3506918) [View Reviews](https://www.capterra.com/p/230509/Klarna/reviews/) ## User interface [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/) 4.80 (127) [Klarna](https://www.capterra.com/p/230509/Klarna/) 3.71 (102) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit ACH Payment Processing 207 Important Activity Dashboard 150 Important AI Copilot 120 Important Alboom Pay 10/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/210806/Alboom-Pay/#features) Klarna 10/37 - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Billing & Invoicing - Cryptocurrency Processing - Customizable Branding - Data Import/Export - Data Security - Debit/Credit Card Processing - Digital Wallet Payments - eCommerce Integration - Electronic Signature - Expense Tracking - Generative AI - In-Person Payments - Loyalty Program - Mobile Payments - Multi-Currency - Multiple Payment Options - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links - Payment Reconciliation - PCI Compliance - Point of Sale (POS) Integration - Real-Time Data - Receipt Management - Recurring/Subscription Billing - Reporting/Analytics - Search/Filter - Self Service Portal - Status Tracking - Transaction Monitoring [See all features](https://www.capterra.com/p/230509/Klarna/#features) ### Recognition No recognitions have been awarded to Alboom Pay Klarna is recognized as a top-rated tool in 2 Capterra Shortlist reports ### Deployment & support Alboom Pay Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Klarna Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Alboom Pay - By Alboom - Located in Brazil - Founded in 2015 Klarna - By Klarna - Located in Sweden - Founded in ## Popular Comparisons [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.80 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.7 Features 4.6 4.7 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-210806/PayPal-vs-Alboom-Pay) [Klarna](https://www.capterra.com/p/230509/Klarna/)[3.71 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,504)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 3.9 Features 4.6 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-230509/PayPal-vs-Klarna) [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.80 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) vs 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Contact vendor for pricing 4.7 Features 4.5 4.7 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/210806-247554/Alboom-Pay-vs-Amazon-Pay) [Klarna](https://www.capterra.com/p/230509/Klarna/)[3.71 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,354)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.5 4.0 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-230509/Stripe-vs-Klarna) [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.80 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) vs [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/) Contact vendor for pricing Price $25/month 4.7 Features 4.4 4.7 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/210806-221412/Alboom-Pay-vs-authorizenet) [Klarna](https://www.capterra.com/p/230509/Klarna/)[3.71 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) vs [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,696)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.6 4.0 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/170278-230509/Square-Payments-Processing-vs-Klarna) [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.80 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) vs [PaySimple](https://www.capterra.com/p/146664/PaySimple/)[4.47 (298)](https://www.capterra.com/p/146664/PaySimple/reviews/) Contact vendor for pricing Price $69.95/month 4.7 Features 4.3 4.7 Ease of Use 4.4 [View full comparison](https://www.capterra.com/compare/146664-210806/PaySimple-vs-Alboom-Pay) [Klarna](https://www.capterra.com/p/230509/Klarna/)[3.71 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.23 (2,052)](https://www.capterra.com/p/135757/NetSuite/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.2 4.0 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-230509/NetSuite-vs-Klarna) [Alboom Pay](https://www.capterra.com/p/210806/Alboom-Pay/)[4.80 (127)](https://www.capterra.com/p/210806/Alboom-Pay/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Contact vendor for pricing Price $38/month 4.7 Features 4.3 4.7 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-210806/QuickBooks-Online-vs-Alboom-Pay) [Klarna](https://www.capterra.com/p/230509/Klarna/)[3.71 (102)](https://www.capterra.com/p/230509/Klarna/reviews/) vs [Afterpay](https://www.capterra.com/p/229452/Afterpay/)[4.57 (308)](https://www.capterra.com/p/229452/Afterpay/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.9 Features 4.6 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/229452-230509/Afterpay-vs-Klarna)