# Compare Moss vs Yokoy 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Moss and Yokoy based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/211744-215096/getmoss-vs-Yokoy --- # Moss vs Yokoy Features and Cost Comparison Last updated April 15th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: MossYokoy2/4 selected [Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) [Yokoy](https://www.capterra.com/p/215096/Yokoy/)[4.5 (50)](https://www.capterra.com/p/215096/Yokoy/reviews/) [## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.8 Ease of Use 4.9 Customer Service 4.7 Reviews Sentiment Based on [234 reviews](#user-reviews) Positive 232 Neutral 2 Negative 0 [## Yokoy](https://www.capterra.com/p/215096/Yokoy/)[4.5 (50)](https://www.capterra.com/p/215096/Yokoy/reviews/) Starting Price Contact vendor Value-for-Money 4.2 Functionality 4.4 Ease of Use 4.6 Customer Service 4.1 Reviews Sentiment OB Based on [50 reviews](#user-reviews) Positive 48 Neutral 2 Negative 0 ## Not a match? 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What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 8,230 reviews from expense report software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 74%Fit Missing features Feature ratings Expense Tracking 4.8 Receipt Management 4.9 Expense Claims 5.0 Invoice Management 4.6 Timesheet Management NA 62%Fit Missing features Not enough reviews Feature ratings Expense Tracking 4.4 Receipt Management 4.6 Expense Claims 4.4 Invoice Management \-- Timesheet Management NA User satisfaction User satisfaction 4.9 User reviews[234](https://www.capterra.com/p/211744/getmoss/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.6 Customer support 4.7 User satisfaction 4.5 User reviews[50](https://www.capterra.com/p/215096/Yokoy/reviews/) Ease of use 4.6 Functionality 4.4 Value for money 4.2 Customer support 4.1 Price starts from Price starts from \-- - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst. Best for Designed to service medium to large companies (200+). Yokoy saves you up to 90% of your time on managing expenses, corporate cards and supplier invoices. Available for 150 + countries and languages. ## User reviews Pros & cons VR Verified Reviewer Project and IT Manager > "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827) Charlotte P. Head of Finance > "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) Matthew G. Global Privacy Officer > "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409) JS Jakub S. CFO > "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles, Moss..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) SP Stefan P. FC > "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185) GS Giulia S. Finance Manager > "Export to xero could be better as there are often slight mistakes between the two based on the dates." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422) JS Jakub S. CFO > "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to have..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) Charlotte P. Head of Finance > "I don't think it currently supports VAT reclaim for mileage in the UK." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) VR Verified Reviewer Principal Industrial Designer > "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718) LU Luka U. Atlassian Consultant > "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190) GD Gabriel D. Senior Product Designer > "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919) EP Erik P. Robotics Engineer > "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896) VR Verified Reviewer Founder > "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) VR Verified Reviewer Finance Manager > "The platform feels a little bit dated compared to others out there." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115) Chirag S. CFO > "Has good approval flows and the ability to make payments through the platform (including scheduled payments)." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744) EK Emine K. Senior Manager > "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the beginning." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035) Paul C. National Account Manager > "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449) SC Sophia C. VP People > "The only thing that is sometimes tedious is that we do need a phone no matter where we log in." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888) JS Jakub S. CFO > "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) CS Courtney S. Digital Marketer > "I find the login process to be a bit cumbersome." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251) Dimitris K. Software Engineer > "The process improvement managing and requesting company cards is extremely effeciant and smooth with minimal overhead." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7066275) FB Fernando B. project manager > "Apple Pay is not available in Belgium yet" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048) Charlotte P. Head of Finance > "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) CB Clemence B. Team lead Marketign Acquisition > "This takes us a little further away from the accounting team." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869) VR Verified Reviewer Founder > "Auto-capture of receipts and real-time spend visibility helped reduce manual work." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) JR Julia R. Product Designer > "I never struggled to complete any action or left the platform feeling frustrated about a feature." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326) DV Dominique V. Financial Controller > "We like that all our credit card expenses are structured per subscription with a maximum budget, therefore we manage our expenses way better..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6412266) TV Thomas V. Head of Marketing > "I can't always find the invoice forwarding email." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860) PF Pollyana F. Treasury Manager > "The platform gives us full transparency over spending, and everyday tasks like issuing cards or managing expenses are incredibly easy." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832325) VR Verified Reviewer Head of Marketing > "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637) GS Giulia S. Finance Manager > "Card holders can easily fill out the information and finance can easily check" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422) PS Paul S. Head of Engineering > "Not being able to use a Moss email address directly as invoicing email for service subscriptions." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755) KR Kevin R. National Account Manager > "It works equally well as a traditional credit card as well as from my Apple wallet." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7053791) HR Hannah R. Founders Associate > "Invoice matching via email forwarding is not always successful." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503) [View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/) OB Oleg B. Office Manager > "We implemented Yokoy to standardize and automate our expense management across multiple entities, and the results have been very positive." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___7094351) MB Marian B. Project Manager Finance > "Many features are not fully developed, and the numerous changes make it very difficult for administrators to stay up to date." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6887341) OB Oleg B. Office Manager > "Approval workflows are clear and transparent, which helps maintain control without adding extra admin work." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___7094351) VL Vanessa L. Application Support Engineer > "Reporting needs improvements as noted before. and user management is very difficult to manage as there we had issues with accounts that are active..." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6027785) OB Oleg B. Office Manager > "Overall, a solid solution for companies that want to streamline expenses and improve visibility over spending." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___7094351) MZ Michal Z. Senior Travel and Expense Specialist > "Also, the matching process for expense to card transactions is not intuitive for the end users, and they have serious problems the credit note..." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___4648893) KH Kevin H. ERP Specialist Finance > "The whole expense process was digitalized with Yokoy. As it is easy to use, we could get a lot of good feedback from our employees who are happy to..." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6850619) VR Verified Reviewer Revenue Operations > "The quality was acceptable but many things could have been done by ourselves and we left with the feeling that we paid a lot of money for limited..." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6261305) MB Marian B. Project Manager Finance > "The functionality for travelers is self-explanatory and greatly speeds up our processing procedures." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6887341) VR Verified Reviewer IT Support Specialist Finance > "Yokoy Support is not up to par with the product, i.e. support responsiveness and duration to fix needs to be improved" [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___4731094) MCD Marie-Claire D. Account Payable Officer > "Credit card management is way more simple than with traditional credit cards providers." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6863027) OF Orsolya F. Financial Accountant > "Submitters cannot filter on what expenses have been reimbursed on a certain day, so they cannot reconcile the payments received with the expenses..." [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___3158656) MCD Marie-Claire D. Account Payable Officer > "Very customizable and adaptable to our evolving needs. " [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6863027) GK Gabrijela K. Executive Assistant > "I am currently waiting for a response and it has been weeks :/" [See full review](https://www.capterra.com/p/215096/Yokoy/#Capterra___6117667) [View Reviews](https://www.capterra.com/p/215096/Yokoy/reviews/) ## User interface [Moss](https://www.capterra.com/p/211744/getmoss/) 4.87 (234) [Yokoy](https://www.capterra.com/p/215096/Yokoy/) 4.50 (50) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Access Controls/Permissions 207 Important Accounting Integration 150 Important Activity Dashboard 120 Important Moss 36/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/211744/getmoss/#features) Yokoy Top features 38/42 - Access Controls/Permissions - Accounting Integration - Activity Dashboard - AI Copilot - API - Approval Process Control - Audit Trail - Automated Receipt Matching - Billable & Non-Billable Hours - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Corporate Card - Credit Card Management - Customizable Fields - Customizable Templates - Data Import/Export - Duplicate Detection - Electronic Payments - Expense Claims - Expense Tracking - Financial Analysis - Generative AI - Invoice Management - Mileage Tracking - Mobile Access - Mobile Receipt Upload - Multi-Currency - Optical Character Recognition - Policy Management - Real-Time Notifications - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Secure Data Storage - Single Sign On - Spend Control - Third-Party Integrations - Timesheet Management - Workflow Management [See all features](https://www.capterra.com/p/215096/Yokoy/#features) ### Recognition Moss Best Value Expense ReportSoftware (2025)  No recognitions have been awarded to Yokoy ### Deployment & support Moss Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Yokoy Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Moss - By Moss - Located in Germany - Founded in 2019 Yokoy - By Yokoy Group - Located in Germany - Founded in ## 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