# Compare Moss vs XPENDOR 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Moss and XPENDOR based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/211744-217082/getmoss-vs-XPENDOR

---

# Moss vs XPENDOR Features and Cost Comparison

Last updated April 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

MossXPENDOR2/4 selected

[Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

[XPENDOR](https://www.capterra.com/p/217082/XPENDOR/)[4.4 (104)](https://www.capterra.com/p/217082/XPENDOR/reviews/)

[## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.8

Ease of Use

4.9

Customer Service

4.7

Reviews Sentiment

Based on [234 reviews](#user-reviews)

Positive

232

Neutral

2

Negative

0

[## XPENDOR](https://www.capterra.com/p/217082/XPENDOR/)[4.4 (104)](https://www.capterra.com/p/217082/XPENDOR/reviews/)

Starting Price

€6.00/month

Value-for-Money

4.2

Functionality

4.3

Ease of Use

4.4

Customer Service

4.1

Reviews Sentiment

Based on [104 reviews](#user-reviews)

Positive

95

Neutral

8

Negative

1

## Not a match? Find software alternatives tailored to your priorities.

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of reviewers  
rated it above 4 stars

* * *

### Rippling

4.9 (4,836)

* * *

Starting Price

$8.00

Per User,Per Month

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of reviewers  
rated it above 4 stars

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User rating

94%

of reviewers  
rated it above 4 stars

* * *

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* * *

## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 8,373 reviews from expense report software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

74%Fit

Missing features

Feature ratings

Expense Tracking

4.8

Receipt Management

4.9

Expense Claims

5.0

Invoice Management

4.6

Timesheet Management

NA

\--%Fit

Not enough reviews

Feature ratings

Expense Tracking

4.7

Receipt Management

5.0

Expense Claims

\--

Invoice Management

5.0

Timesheet Management

\--

User satisfaction

User satisfaction

4.9

User reviews[234](https://www.capterra.com/p/211744/getmoss/reviews/)

Ease of use

4.9

Functionality

4.8

Value for money

4.6

Customer support

4.7

User satisfaction

4.4

User reviews[104](https://www.capterra.com/p/217082/XPENDOR/reviews/)

Ease of use

4.4

Functionality

4.3

Value for money

4.2

Customer support

4.1

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

€6Per User, Per Month

-   Free version
-   Free trial

Best for

Best for

From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst.

Best for

XPENDOR is a powerful tool adaptable to companies of any size. A simple to use SaaS Solution that allows Finance, Sales, Marketing, IT, and HR departments to work easily together avoiding paperwork.

## User reviews

Pros & cons

VR

Verified Reviewer

Project and IT Manager

> "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827)

Charlotte P.

Head of Finance

> "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

Matthew G.

Global Privacy Officer

> "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally cause..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409)

GS

Giulia S.

Finance Manager

> "Export to xero could be better as there are often slight mistakes between the two based on the dates."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422)

SP

Stefan P.

FC

> "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185)

Charlotte P.

Head of Finance

> "I don't think it currently supports VAT reclaim for mileage in the UK."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

VR

Verified Reviewer

Principal Industrial Designer

> "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718)

LU

Luka U.

Atlassian Consultant

> "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method wasn't..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190)

VR

Verified Reviewer

Founder

> "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123)

EP

Erik P.

Robotics Engineer

> "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896)

Chirag S.

CFO

> "Has good approval flows and the ability to make payments through the platform (including scheduled payments)."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744)

JS

Jakub S.

CFO

> "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles, Moss is..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

JS

Jakub S.

CFO

> "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to have..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

EK

Emine K.

Senior Manager

> "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the beginning."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035)

Charlotte P.

Head of Finance

> "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020)

SC

Sophia C.

VP People

> "The only thing that is sometimes tedious is that we do need a phone no matter where we log in."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888)

VR

Verified Reviewer

Founder

> "Auto-capture of receipts and real-time spend visibility helped reduce manual work."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123)

VR

Verified Reviewer

Finance Manager

> "The platform feels a little bit dated compared to others out there."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115)

GD

Gabriel D.

Senior Product Designer

> "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make work-related..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919)

CS

Courtney S.

Digital Marketer

> "I find the login process to be a bit cumbersome."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251)

DV

Dominique V.

Financial Controller

> "We like that all our credit card expenses are structured per subscription with a maximum budget, therefore we manage our expenses way better and..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6412266)

FB

Fernando B.

project manager

> "Apple Pay is not available in Belgium yet"

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048)

GS

Giulia S.

Finance Manager

> "Card holders can easily fill out the information and finance can easily check"

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422)

CB

Clemence B.

Team lead Marketign Acquisition

> "This takes us a little further away from the accounting team."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869)

CJ

Callum J.

Head of ADB

> "Has made submitting my expenses so much faster. Before I had to create an entry in spreadsheet and manually add all data."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6851599)

VR

Verified Reviewer

Head of Marketing

> "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637)

Paul C.

National Account Manager

> "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449)

JR

Julia R.

Product Designer

> "I never struggled to complete any action or left the platform feeling frustrated about a feature."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326)

VR

Verified Reviewer

Project and IT Manager

> "Moss is a really modern and practical hands-on solution for companies where many employees frequently need cards for business trips."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827)

TV

Thomas V.

Head of Marketing

> "I can't always find the invoice forwarding email."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860)

JS

Jakub S.

CFO

> "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650)

PS

Paul S.

Head of Engineering

> "Not being able to use a Moss email address directly as invoicing email for service subscriptions."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755)

EL

Eifion L.

Marketing Specialist

> "Moss is so much easier than our previous manual process, it saves countless hours searching and is easier to administer throughout the month,..."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7044364)

HR

Hannah R.

Founders Associate

> "Invoice matching via email forwarding is not always successful."

[See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503)

[View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/)

Not enough reviews

## User interface

[Moss](https://www.capterra.com/p/211744/getmoss/)

4.87 (234)

[XPENDOR](https://www.capterra.com/p/217082/XPENDOR/)

4.41 (104)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Access Controls/Permissions

207

Important

Accounting Integration

150

Important

Activity Dashboard

120

Important

Moss

Top features

36/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/211744/getmoss/#features)

XPENDOR

32/42

-   Access Controls/Permissions
-   Accounting Integration
-   Activity Dashboard
-   AI Copilot
-   API
-   Approval Process Control
-   Audit Trail
-   Automated Receipt Matching
-   Billable & Non-Billable Hours
-   Budgeting/Forecasting
-   Categorization/Grouping
-   Compliance Management
-   Corporate Card
-   Credit Card Management
-   Customizable Fields
-   Customizable Templates
-   Data Import/Export
-   Duplicate Detection
-   Electronic Payments
-   Expense Claims
-   Expense Tracking
-   Financial Analysis
-   Generative AI
-   Invoice Management
-   Mileage Tracking
-   Mobile Access
-   Mobile Receipt Upload
-   Multi-Currency
-   Optical Character Recognition
-   Policy Management
-   Real-Time Notifications
-   Real-Time Updates
-   Receipt Management
-   Reimbursement Management
-   Reminders
-   Reporting & Statistics
-   Secure Data Storage
-   Single Sign On
-   Spend Control
-   Third-Party Integrations
-   Timesheet Management
-   Workflow Management

[See all features](https://www.capterra.com/p/217082/XPENDOR/#features)

### Recognition

Moss

Best Value Expense ReportSoftware (2025) 

No recognitions have been awarded to XPENDOR

### Deployment & support

Moss

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

XPENDOR

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Moss

-   By Moss
-   Located in Germany
-   Founded in 2019

XPENDOR

-   By Onegolive Services
-   Located in Spain
-   Founded in 2008

## Popular Comparisons

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Ease of Use

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Ease of Use

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Features

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Ease of Use

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4.3

Features

4.7

4.4

Ease of Use

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Features

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Ease of Use

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Contact vendor for pricing

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Features

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Ease of Use

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Features

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