# Compare Moss vs Budgetly 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Moss and Budgetly based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/211744-255448/getmoss-vs-Budgetly --- # Moss vs Budgetly Features and Cost Comparison Last updated April 28th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: MossBudgetly2/4 selected [Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) [Budgetly](https://www.capterra.com/p/255448/Budgetly/)[4.9 (136)](https://www.capterra.com/p/255448/Budgetly/reviews/) [## Moss](https://www.capterra.com/p/211744/getmoss/)[4.9 (234)](https://www.capterra.com/p/211744/getmoss/reviews/) Starting Price Contact vendor Value-for-Money 4.6 Functionality 4.8 Ease of Use 4.9 Customer Service 4.7 Reviews Sentiment Based on [234 reviews](#user-reviews) Positive 232 Neutral 2 Negative 0 [## Budgetly](https://www.capterra.com/p/255448/Budgetly/)[4.9 (136)](https://www.capterra.com/p/255448/Budgetly/reviews/) Starting Price A$240.00/month Value-for-Money 4.8 Functionality 4.9 Ease of Use 4.9 Customer Service 4.9 Reviews Sentiment RL JJ AK Based on [136 reviews](#user-reviews) Positive 134 Neutral 2 Negative 0 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. Highest Rated ### Precoro 4.8 (255) * * * Starting Price $499.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 100% of reviewers rated it above 4 stars * * * ### Rippling 4.9 (4,777) * * * Starting Price $8.00 Per User,Per Month Free Trial Free Version * * * User rating 98% of reviewers rated it above 4 stars * * * ### Order.co 4.5 (172) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 94% of reviewers rated it above 4 stars * * * ### SAP Concur 4.3 (2,249) * * * Starting Price $7.00 Usage Based,Per Month Free Trial Free Version * * * User rating 86% of reviewers rated it above 4 stars * * * ## Send this comparison chart to my inbox ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 3,690 reviews from spend management software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 85%Fit Feature ratings Receipt Management 4.9 Expense Tracking 4.8 Spend Control 4.7 Approval Workflow 4.8 Spend Analysis 4.5 85%Fit High performer Feature ratings Receipt Management 4.9 Expense Tracking 5.0 Spend Control 4.9 Approval Workflow 4.8 Spend Analysis 4.7 User satisfaction User satisfaction 4.9 User reviews[234](https://www.capterra.com/p/211744/getmoss/reviews/) Ease of use 4.9 Functionality 4.8 Value for money 4.6 Customer support 4.7 User satisfaction 4.9 User reviews[136](https://www.capterra.com/p/255448/Budgetly/reviews/) Ease of use 4.9 Functionality 4.9 Value for money 4.8 Customer support 4.9 Price starts from Price starts from \-- - Free version - Free trial Price starts from A$240Flat Rate, Per Month - Free version - Free trial Best for Best for From fledgling startups to established companies, Moss is the platform of choice for Europe's fastest growing businesses, including brands like Florence, Fatsoma, Pho, Pizza Pilgrims, and Beauhurst. Best for Australian organisations with staff on-the-move. Perfect for all industries including NDIS, Healthcare, Travel, Education, NFP, Construction, Hospitality, Professional Services and Logistics. ## User reviews Pros & cons VR Verified Reviewer Project and IT Manager > "It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7018827) Charlotte P. Head of Finance > "There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) Matthew G. Global Privacy Officer > "I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111409) JS Jakub S. CFO > "Disputing an unauthorized payment can be cumbersome, the initial setup takes a lot of effort, user management has only pre-defined roles, Moss..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) SP Stefan P. FC > "The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7045185) GS Giulia S. Finance Manager > "Export to xero could be better as there are often slight mistakes between the two based on the dates." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422) JS Jakub S. CFO > "We leverage the platform for a) faster accounting close b) more accountability of budget/cost center owners to deliver receipts and to have..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) Charlotte P. Head of Finance > "I don't think it currently supports VAT reclaim for mileage in the UK." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) VR Verified Reviewer Principal Industrial Designer > "It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7128718) LU Luka U. Atlassian Consultant > "Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020190) GD Gabriel D. Senior Product Designer > "The ability to issue and manage digital cards—especially when paired with Apple Pay—gives me the flexibility and confidence to make..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6834919) EP Erik P. Robotics Engineer > "The only real downside I remember facing was the uploading of multiple invoices has to be done one by one." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7043896) VR Verified Reviewer Founder > "Having virtual cards, receipts, and accounting sync all in one place is a major time-saver for us." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) VR Verified Reviewer Finance Manager > "The platform feels a little bit dated compared to others out there." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052115) Chirag S. CFO > "Has good approval flows and the ability to make payments through the platform (including scheduled payments)." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7115744) EK Emine K. Senior Manager > "The only thing is, all this practicality comes only when you have the Moss app on your phone and I was not willing to have it at the beginning." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7020035) Paul C. National Account Manager > "It has made our processes much tidier for capturing the receipt information so easy, that there is no excuse for them to go missing." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7052449) SC Sophia C. VP People > "The only thing that is sometimes tedious is that we do need a phone no matter where we log in." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7025888) JS Jakub S. CFO > "We also match suppliers to cost centers and general ledger accounts, which enables a much faster monthly accounting close." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6831650) CS Courtney S. Digital Marketer > "I find the login process to be a bit cumbersome." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832251) Dimitris K. Software Engineer > "The process improvement managing and requesting company cards is extremely effeciant and smooth with minimal overhead." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7066275) FB Fernando B. project manager > "Apple Pay is not available in Belgium yet" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6835048) Charlotte P. Head of Finance > "Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7112020) CB Clemence B. Team lead Marketign Acquisition > "This takes us a little further away from the accounting team." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836869) VR Verified Reviewer Founder > "Auto-capture of receipts and real-time spend visibility helped reduce manual work." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7075123) JR Julia R. Product Designer > "I never struggled to complete any action or left the platform feeling frustrated about a feature." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832326) DV Dominique V. Financial Controller > "We like that all our credit card expenses are structured per subscription with a maximum budget, therefore we manage our expenses way better..." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6412266) TV Thomas V. Head of Marketing > "I can't always find the invoice forwarding email." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6836860) PF Pollyana F. Treasury Manager > "The platform gives us full transparency over spending, and everyday tasks like issuing cards or managing expenses are incredibly easy." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6832325) VR Verified Reviewer Head of Marketing > "Automatic fund transfer to marketing accounts generates unnecessary messages about the delivery of invoices." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4943637) GS Giulia S. Finance Manager > "Card holders can easily fill out the information and finance can easily check" [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7111422) PS Paul S. Head of Engineering > "Not being able to use a Moss email address directly as invoicing email for service subscriptions." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___4975755) KR Kevin R. National Account Manager > "It works equally well as a traditional credit card as well as from my Apple wallet." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___7053791) HR Hannah R. Founders Associate > "Invoice matching via email forwarding is not always successful." [See full review](https://www.capterra.com/p/211744/getmoss/#Capterra___6070503) [View Reviews](https://www.capterra.com/p/211744/getmoss/reviews/) RL Robyn L. Financial Controller > "Each brand now has their own card/budget, which has made it really easy for the marketing teams to deal with their own..." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___7134781) JL Jane L. Accounts > "The reporting and transaction searching functions are limited, making it a challenge to populate some data." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6884630) JJ Jill J. Accounts Corporate Services > "Budgetly makes everything we do easier around managing expenses and spend control." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___7056579) CO Chris O. CEO > "This was a nightmare when trying to manage who was spending what and constantly having to track receipts for cash..." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6840994) AK Andrew K. Business Manager > "A lot easier for staff to quickly categorise transactions and do receipts helps us hold them accountable." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6880004) AK Andrew K. Business Manager > "I had a transaction decline so tried again straight away, but didn't realise there weren't enough money in the budget I..." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6880004) NO Nick O. Owner > "Budgetly makes it so easy to manage what I'm spending and allocate funds to make sure I know what I'm spending money on." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6864105) GH Grace H. Pipe and Cable locating > "Costs are always a con." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6879939) JL Jane L. Accounts > "Budgetly is a convenient and easy way to give your employees power to purchase consumables and materials from the..." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6884630) DC Darren C. Business Operations Manager / Partner > "Each month, we were meant to fill it out with each transaction (how much, what it was for etc.), however our Accounts..." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___4464333) BS Brad S. Chief Strategy Officer > "Our bookkeeper saves Almost 5 hours every week" [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___7121748) AM Adrian M. Field Technician > "My phone app showed that I was not affiliated with any accounts (subsequently having access to no money to draw upon)." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___4673740) SXYN Sophie Xin Yi N. Financial Controller > "Helpful for small businesses with limited number of corporate cards required" [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6884610) NS Nicky S. Finance Manager > "However, we were told this from the start and we understand the reasons, but still it takes precious time to transfer..." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___4658998) CH Cherise H. Excellent onboarding and support. > "Tracking and visibility was a huge priority and Budgetly gave us exactly what we needed." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6881257) RR Ray R. Financial Officer > "Our previous process was very manual and often wasn't being completed properly, however this has now changed." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___4649921) LB Lizzie B. CMO > "The AI features are really helping to automate tasks." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6879993) AT Amit T. Head of Operations > "I cannot find anything wrong with the software, Top up option was added later and resolved" [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___3751288) NO Nick O. Owner > "Being able to pay bills has made life a lot easier having everything all in one spot." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___6864105) JG Jane G. Finance Officer > "We used to use cash and were worried about risk management using this." [See full review](https://www.capterra.com/p/255448/Budgetly/#Capterra___4564368) [View Reviews](https://www.capterra.com/p/255448/Budgetly/reviews/) ## User interface [Moss](https://www.capterra.com/p/211744/getmoss/) 4.87 (234) [Budgetly](https://www.capterra.com/p/255448/Budgetly/) 4.89 (136) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Moss Top features 38/50 - Accounting - Accounting Integration - Activity Dashboard - Activity Tracking - Ad hoc Reporting - AI Copilot - API - Approval Process Control - Approval Workflow - Audit Management - Audit Trail - Billing & Invoicing - Budget Control - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Configurable Workflow - Credit Card Management - Customizable Reports - Data Import/Export - ERP integration - Expense Claims - Expense Tracking - Financial Management - Generative AI - Invoice Management - Invoice Processing - Multi-Currency - Prepaid Cards - Procurement Management - Purchase Order Management - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Notifications - Real-Time Reporting - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Requisition Management - Rules-Based Workflow - Spend Analysis - Spend Control - Supplier Management - Third-Party Integrations - Time & Expense Tracking - Transaction History [See all features](https://www.capterra.com/p/211744/getmoss/#features) Budgetly 34/50 - Accounting - Accounting Integration - Activity Dashboard - Activity Tracking - Ad hoc Reporting - AI Copilot - API - Approval Process Control - Approval Workflow - Audit Management - Audit Trail - Billing & Invoicing - Budget Control - Budgeting/Forecasting - Categorization/Grouping - Compliance Management - Configurable Workflow - Credit Card Management - Customizable Reports - Data Import/Export - ERP integration - Expense Claims - Expense Tracking - Financial Management - Generative AI - Invoice Management - Invoice Processing - Multi-Currency - Prepaid Cards - Procurement Management - Purchase Order Management - Purchasing & Receiving - Real-Time Analytics - Real-Time Data - Real-Time Monitoring - Real-Time Notifications - Real-Time Reporting - Real-Time Updates - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Requisition Management - Rules-Based Workflow - Spend Analysis - Spend Control - Supplier Management - Third-Party Integrations - Time & Expense Tracking - Transaction History [See all features](https://www.capterra.com/p/255448/Budgetly/#features) ### Recognition Moss Best Value Expense ReportSoftware (2025)  Budgetly Best Value Expense ReportSoftware (2025)  Best Value Expense ReportSoftware (2023)  ### Deployment & support Moss Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Budgetly Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Moss - By Moss - Located in Germany - Founded in 2019 Budgetly - By budgetly - Located in Australia - Founded in ## 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