# Compare Google Pay vs Apple Pay 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Google Pay and Apple Pay based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/212826-212840/Google-Pay-vs-Apple-Pay

---

# Google Pay vs Apple Pay Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Google PayApple Pay2/4 selected

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (840)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

[## Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [908 reviews](#user-reviews)

Positive

847

Neutral

34

Negative

27

[## Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (840)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.7

Ease of Use

4.8

Customer Service

4.5

Reviews Sentiment

Based on [840 reviews](#user-reviews)

Positive

804

Neutral

18

Negative

18

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## Summary

* * *

Features in Mobile Banking Software

Best performer

12 / 42

Only Google Pay

-   Bill Payment
-   Chat/Messaging
-   Customer Accounts

2 / 42

User satisfaction

User satisfaction

4.6

User reviews[908](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.2

User satisfaction

4.7

User reviews[840](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Ease of use

4.8

Functionality

4.7

Value for money

4.7

Customer support

4.5

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Not provided by vendor

Best for

Not provided by vendor

## User reviews

Pros & cons

DE

Dhinesh E.

Manager

> "The tap‑to‑pay feature is fast, works in most stores I visit, and I appreciate the added security from tokenization and biometric..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7108039)

EW

Elizabeth W.

Director

> "Mark marking duplicate payments can be a challenge and linking those records does not always seem intuitive especially for new users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

SH

Sherree H.

Owner

> "Doesn't take long to add it to it. When I open the app it shows me my cards I have added and I can easily scroll to the one I want to pay..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

Nafula M.

Freelancer

> "I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait days..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7069848)

IK

Ismael K.

Visit Coordinator

> "I like how quickly I can send and also receive money, pay at stores, and manage my cards all in one app."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6818873)

VR

Verified Reviewer

Freelancer

> "While checking the account balance, sometimes four-five windows open simultaneously and one has to enter the password again and again, which..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

VR

Verified Reviewer

Designer

> "For example, it also automatically syncs your cinema ticket or flight ticket (if you allow it) to your wallet within a few easy taps has made..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6661195)

Rishabh M.

Senior Project Manager

> "There customer support is knowledgeable but the response time is quite slow while resolving payment disputes."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Mihir D.

Student

> "I also like the Upi Lite option on Google Pay, which helps me do transactions up to 200 rupees without an Upi pin."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6269189)

RJ

Rebecca J.

Xxxxxxx

> "I cant even add my own card with my name on it ..... saying its not the name they have"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6779706)

HD

Harry D.

Paid Media Manager

> "Google pay is easy to use, helps with seamless transactions and card management and makes checking out online so much faster!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7046090)

SR

Shamylin R.

HR Admin

> "I am not happy with the rewards I get most of them are not useful for me and cashback is very small amount."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816364)

SW

Stephanie W.

Kids Director

> "I like being able to store multiple credit card numbers to use for online retailers."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6784592)

SK

Sushant K.

Manager

> "Many times when we call for help, the help center people keep the call on hold for a long time and later disconnect the call after giving..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6113674)

CS

Chasen S.

Software developer

> "Google pay Mostly bases on phone location to make payments successfully and i use it to online services Mostly hosting services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6688663)

Desiree G.

Peer support

> "Also if you have an issue where you are over charged it can take some time for them to decide how to handle the overcharge."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6711317)

EW

Elizabeth W.

Director

> "Like all Google products the interface storage and record management is great."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

KD

Kathleen D.

Doctor

> "Trying to speak directly to customer service to someone at google or fitbit is non existent."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

LM

Latoria M.

Singer Songwriter, Author, and Poet

> "I love that you can put a number of dofferent types of payment methods on this app and also jeep up with the balance on each."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6748022)

Sumit Kumar J.

Software Engineer

> "Additionally, It does not provide analytics for how much we spend on different categories."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6296560)

RW

Renee W.

Direct support professional

> "I believe that we will soon see an update that allows Google pay and Apple Pay to work together which would mean sending money via text too..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6624490)

VR

Verified Reviewer

Artist and Owner

> "I do not have the ability to integrate it as a payment option on my website."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

Hicham M.

Freelance Character Designer

> "Overall great experience with google Pay, i basically use it as my main payment method and i never really had any failed payments or issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6866279)

SH

Shannel H.

Dispatcher

> "Payments fail, customer service is not the best."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

Rishabh M.

Senior Project Manager

> "You will sometimes earn vouchers for Netflix, Amazon Prime and other products."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

SH

Shannel H.

Dispatcher

> "Long hold times and will close your account for no reason"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

SH

Sherree H.

Owner

> "You can easily navigate the app and add cards to it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

AN

Alberto N.

Sales Support

> "It happened that I have faced issues with Google Pay, such as failed transactions that result in money being held for several days,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4781216)

JT

Joe T.

Chiropractor

> "Extremely convenient to not have to use my physical cards and able to safely pay through Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6765073)

KD

Kathleen D.

Doctor

> "Somehow I am being billed over $10/mos for fitbit premium for over a year."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

HW

Hannah W.

Tax Accountant

> "It makes transactions quicker and easier!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7078375)

OK

Omar K.

Fulfillment specialist

> "Some devices which are older do not support Google pay and I wish they did."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

SK

Sandeep K.

Software developer

> "A top-notch UPI payment tool, Google Pay has various capabilities, including the ability to send money to specified recipients and make the..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4786074)

DR

David R.

Operations Manager

> "I am somewhat uncomfortable with the data about my spending being used for other purposes"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6284657)

MG

Marta G.

product manager

> "Is a digital payment platform that allows users to store credit and debit card information and make secure payments online, in-app, and in..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4772661)

RR

Ricardo R.

Marketing

> "Some older phone models may struggle running this app"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6288662)

AE

Akshay E.

IT

> "I appreciate the app's dashboard layout, which puts all the essential features, such as QR scanner, bill payment, contact payment, phone..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

HP

Hardik P.

Sales representative

> "Some countries Google pay is not available so we cannot accept or make payment in such countries so for me availability is an issue sometimes..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764385)

HK

Hari K.

IT

> "I can instantly receive a digital payment receipt that I can share with another party for acknowledgement, and I can also check the balance..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4920878)

DB

Destiny B.

Bartender

> "Was not a big fan of the withdrawal waiting period or how long it took to deposit money"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6341044)

OK

Omar K.

Fulfillment specialist

> "Google pay has been a great way for me to keep my payment methods secure on my android devices."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

AM

Andreea M.

Primary teacher

> "I don’t like that is not compatible with iOS system."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6441983)

JK

Jothika K.

RPA Developer

> "The features of scanning a QR code, Bill payments, Rewards, and Transaction history are highly useful and make this application more..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764464)

MA

Mohammed A.

IT

> "Google pay is lack of wallet feature so whenever there is a server problem from bank side we cant make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___5042067)

Meric G.

Data Base Administrator

> "What I like most about Google Pay is that data security is very important in the use of a software and I noticed as a user and database..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4793507)

VR

Verified Reviewer

Education

> "As a google pay user i am facing some transaction pending issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6580684)

HP

Hardik P.

Sales representative

> "I can archive and review any single payment at any point of time hassle-freeOver all I love this app for my payment security and monitoring..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764385)

VR

Verified Reviewer

Article assistant

> "The reward feature is the least favourite thing about Google pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6656969)

SH

Sherree H.

Owner

> "Makes it easy to checkout with my phone and choose the card I want to use."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

DDC

Diwakar Dixit C.

IT Manager

> "You cannot use google wallet if you have custum OS installed in your mobile and i belive its for security reasons."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6204176)

JH

Junaid H.

CEO

> "Its a very convenient digital method of payment for when your on the go."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6886291)

PSA

P S A.

Operations and project management intern

> "One thing, The payments history tab is challenging to find.."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6698685)

Uzair A.

Supervisor

> "features such as fast and easy transactions, loyalty program integration, and the ability to send money to friends and family are appreciated."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

AE

Akshay E.

IT

> "Payments takes a while and may fail if the bank servers gets busy since Google Pay lacks a digital wallet service."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

VR

Verified Reviewer

Freelancer

> "I can also check my account balance in this app, which is a good thing."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

CS

Candace S.

Assistant

> "The customer service needs to be a little more better."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6277734)

CH

Clay H.

Owner

> "You can use it almost anywhere now, and its free so it can't be beat!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6791670)

Vignesh M.

Senior Process Associate

> "Sometimes we will get server issues, and money will be debited and but the receiver will not receive money, we have to wait for three working..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764675)

ML

Maycol L.

Baccalaureate in electricity

> "I have used google play on every phone I have used, it is the best app to get other apps, far superior in terms of catalog to the Mac store..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4803537)

AN

Anouar N.

Marketing Online in Youtube All Social Media

> "Anyone who wants to protect their bank card from money theft or hackingHowever, this service is not supported by many companies."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4777582)

PR

Priam R.

Student

> "Almost all of my day to day transactions are now cashless because of Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6677642)

RR

Rocio R.

lawyer

> "it's not accepted everywhere. While I've been able to use it for most of my transactions, there have been a few occasions where I've had to..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4771597)

ANM

Angella Nakato M.

Public Relations Officer

> "Faster and secure in making payments online and does not take a lot of time to complete payments"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6446737)

MT

Marek T.

CEO

> "Additionally, the app's interface could be a bit confusing at times, particularly when it came to adding and managing payment cards."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4765435)

SB

Shira B.

CEO

> "It can be used on mobile, and on PC, and can even be used on a store-scanner for in-person payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4778480)

SS

Sonny S.

Admin

> "I don't like the lack of features on Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6750809)

IKD

Ibrahim Khan D.

Freelancer

> "The best feature I like the most in Google Pay is the amount of time consumed in payment processing is very less compared to other similar..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4817694)

VR

Verified Reviewer

Fund Raising Senior Consultant

> "It is an app that is not getting modernized."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6357093)

JS

Javoun S.

business man

> "google app is secure and there are easy method and ways for purchasing things online I'm using google play for now over 4 years and whenever..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4952997)

Joseph M.

Senior Civil Engineer

> "One of the biggest issues I have encountered is the occasional difficulty in setting up the app or linking my cards to my account."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4794372)

TA

Turan A.

IT Admin

> "It is ready for use in real stores with a device that supports NFC and HCE as long as the Android system supports it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4774670)

UR

Utkarsh R.

c coder

> "NO AVAILABILITY IN SOME REGIONS"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6295435)

VR

Verified Reviewer

Artist and Owner

> "I like that it is user-friendly since Google is integrated with almost every product it's easy to make and take payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

ST

Shraddha T.

Data entry

> "Payment was very fast but sometimes paymet processing doesn't work and showing server is down"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4788639)

Uzair A.

Supervisor

> "Google Pay is a widely used mobile payment service that offers convenience, security, and integration with other Google services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

Mugonza R.

Technicain

> "Tracking of payment history ranging from one to two months is really difficult to get them."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4976101)

JS

Jay S.

Sports

> "Google pay app is a very good app, it is very simple app through which you can make payments through Ashan Trike, you can also make payments..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6188063)

AP

Amit P.

VP

> "It's been nearly a month, and my concerns remain unaddressed."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6274367)

DP

Dana P.

Admin

> "Very convenient to send to people and for me to receive as well."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816882)

VR

Verified Reviewer

Lawyer

> "I had to face lot problem while linking my debit card to google pay which was lil bit irritating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6023263)

[View Reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

SJ

Sheryl J.

FIELD ESTIMATOR

> "This payment platform is very convenient for patrons on the go, & for those who easily lose personal items on a daily basis: ..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823)

Trinidad F.

Autonomous Remote Specialist

> "Apple Pay has no real downsides except that it's not accepted at Walmart. But honestly no forms of digital payment are accepted at..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801)

AR

Abigail R.

Assistant Director

> "With the addition of Apple Wallet, I can save all manor of cards from credit and debit, to membership cards, to event tickets, and..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6234004)

LO

Lindsey O.

Accounting student

> "Umm the only thing that I didn't like about Apple Pay is that you may have to have the 3 digit security code and so if you've..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6553804)

GM

Galateya M.

Executive Administrative Assistant

> "The most I like is that Apple Pay is convenient and secure, allowing quick payments with just a tap and using advanced security..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6537173)

VR

Verified Reviewer

Director

> "For some reason sometimes the payment wont go through."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931)

CF

Colin F.

Physical therapist

> "Makes paying for items much faster - do not have to retrieve cards from wallet to pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7114410)

Desiree G.

Peer support

> "I had money taken from an app that I didn't give permission to do so."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

AC

Austin C.

Seller

> "Apply pay is very convenient to use, with being able to connect you bank information to Apple Pay and being able to have its on..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6333951)

Desiree G.

Peer support

> "Getting a refund was the hardest thing ever."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

HG

Helder G.

Owner

> "At the beginning it was a little frustrating because very few merchants didn’t accept it, but nowadays it’s accepted almost..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6782642)

JJ

Jamilia J.

Private music instructor

> "Sometimes I have trouble with certain websites with using apply pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6653943)

Jesse Z.

Software Engineer

> "It makes pay for groceries and merchandise easy either in a physical brick and mortar store or online like Amazon, Macy's, or eBay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6866779)

LL

LISA L.

Therapist

> "Also I tried putting a transit card in my phone case to get around, but it kept triggering Apple Pay even though I turned off the..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6093228)

SJ

Sheryl J.

FIELD ESTIMATOR

> "This platform allows for ease of payment whenever patrons need to shop on the run, simply by hovering their phone over the POS at..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823)

CM

Cassandra M.

Operations Manager

> "I am concerned about possible transaction fees."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6457416)

Nathaniel H.

Process Engineer

> "I know that is a strange thing to say is my most favorite thing about Apple Pay. But often times I will find myself purposely using..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6770822)

CW

Casey W.

Luxury Home

> "The only con I can think of is that it is not accepted everywhere."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435)

VR

Verified Reviewer

Director

> "The wifi is super convenient. And, it shows me my receipt swiftly on my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931)

VH

Vicki H.

N/A

> "I have disputed the charges through my bank, and reported them to the Better Business Bureau, short of them being able to help me I..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

Desiree G.

Peer support

> "It's a cheap option to pay for app purchases and for many other purchases."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

VH

Vicki H.

N/A

> "They have been absolutely unbelievably unhelpful to me and refuse to return my money to me or unlock my Apply Pay account, not only..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

Cassandra J.

Teacher

> "What I like most about apple pay is that it's very convenient to use and pay for items in stores across the states"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7088587)

RR

Ryan R.

Senior Constituency Assistant

> "I also dislike that there is a limit and it uses my Face ID automatically when wearing a mask and my iPhone doesn't recognize me."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016)

KA

Kayelee A.

Project Coordinator

> "Apple pay is a great way to protect against theft, to minimizing loss, and to keep your cards organized."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6787968)

JT

Jacob T.

User

> "I don’t like the fact that if your lock button is broken on your iPhone, you cannot use Apple Pay because you need to click it..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4337380)

SM

Shawn M.

Warehouse

> "Also being able to send money transfers is a game changer."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249)

SA

Sital A.

Dental assistant

> "I worry that I can be subject to hacking."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793)

EB

Ethan B.

Detailer

> "Super simple to use in my business, being a business owner with employees this allows me to share the business card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7053716)

TC

Tara C.

Researcher's

> "Companies may also resist accepting Apple Pay as a form of payment due to its extra processing costs as opposed to other methods."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4538532)

SM

Shawn M.

Warehouse

> "Apple Pay is so easy to use from the start that you do not have a huge learning curve from the start making Apple Pay my go to."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249)

AP

Adity P.

Research Assistant

> "I don't like how sometimes Apple Pay won't get activated on your phone when you are pointing it towards the terminal, this can..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3451649)

Yin Syuan Y.

designer

> "It's so convenient to pay literally everything no matter physical store or online, and it'll also change the credit card number to..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6339375)

MD

Miriam D.

Stylist

> "as well so now he hast to wait 3 to 5 business days for it to get back into his account so because of Apple Pay I will not eat..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826)

VR

Verified Reviewer

Office Assistant

> "It requires a password, face ID, or touch ID and seems super secure."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589)

SM

Sean M.

Account Executive

> "Sometimes it can be a nuisance to swich between the different cards in my apple wallet."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4237306)

PS

Paige S.

Creative Director

> "I could easily give multiple employees access to the one business card and I like that ApplePay has great security."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6499154)

SC

Shawna C.

Customer Service Rep.

> "The biggest con to this software is the fact that if your phone happens to die then you obviously can't use it."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4090421)

TC

Tamiko C.

PUBLISHER

> "I love how I use my Apple Pay in my digital wallet and use it almost anywhere I go."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6887478)

VR

Verified Reviewer

Graduate Research Assistant

> "Sometimes the payment failed due to software glitches and it needs to be updated."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3513182)

KC

Kimberlee C.

Supervisor

> "Again, it is very user friendly that a teenager can use it. Plus, there are not costs to use Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193)

RR

Ryan R.

Senior Constituency Assistant

> "I dislike that the card number changes so it can make returns confusing."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016)

CP

Charlie P.

Clinical Effectiveness facilitator

> "Easy to set up and log into, then can be used with multiple products, tablets, phones, watches etc. Can add multiple cards and..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6685103)

VR

Verified Reviewer

school counselor

> "It added my prepaid card but it didn't work at all for some reason."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3459822)

CW

Casey W.

Luxury Home

> "Overall Apple Pay is a life saver, and the fact I can organize my cards and purchases in one place is incredible."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435)

JT

Jared T.

Supervisor

> "There's nothing a customer hates more than holding up the line due to a glitchy apple pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4202645)

BF

Bethay F.

NA

> "It’s very good, so so convenient especially when I forget my wallet, or don’t have cash it’s really helpful."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7020135)

SA

Sital A.

Dental assistant

> "I worry it is not secure."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793)

TM

Tristan M.

Software engineer

> "My overall experience with Apple Pay is wonderful as it’s so convenient for my day to day routine and easy to use."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7079714)

JS

Janice S.

Managing Partner

> "The only downfall to Apple Pay is that a lot of people are intimidated by it, and therefore don't use the service."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3467034)

Trinidad F.

Autonomous Remote Specialist

> "I've never experienced any problems or issues when using Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801)

VR

Verified Reviewer

Virtual Assistant

> "Sometimes the MTA doesn't charge the right card, but that might be an issue on their end."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3589811)

KC

Kimberlee C.

Supervisor

> "It is easy to use at grocery stores and kiosks."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193)

VR

Verified Reviewer

Bautechnischer Zeichner

> "Unfortunately, it is not yet possible to add a Visa card in Austria."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3813412)

SB

Sisay B.

Hardware Engineer

> "as it enables fast, contactless and secure payments it makes my life easier"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6722000)

RK

Rahul K.

Software Engineer

> "If you are part of a family account, Apple doesn't let you use apple pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3441353)

NJ

Natalie J.

Business Relations Executive

> "It's so convenient to have it all on my phone, I always forget my wallet but never my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6818385)

VR

Verified Reviewer

Cyber Security Specialist

> "You can't send money to another person via Apple Pay...yet."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3613553)

PS

Pebbles S.

Insurance Agent

> "Your online purchases go through with ease, and the apple pay option always pops up first."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6633037)

VH

Vicki H.

N/A

> "Has anyone else experienced this issue with Apple Pay/Apple Cash that would have any other suggestions for me on how to get my..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

AM

Andrew M.

Researcher

> "The quickness of the product for making payments with saved information"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6712395)

MD

Miriam D.

Stylist

> "Won’t let me access money that was sent to me"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826)

AS

Angela S.

Nursing

> "I like that it’s easy to use and that if I don’t have my wallet, I can use my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6826764)

DR

Dawn R.

Group Fitness Instructor

> "I imagine if I didn't have all of the information for my card or if there was a location that did't offer Apple Pay then it would..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___2943606)

SB

Sunaina B.

Director of Operations

> "I use it daily and think it's a great alternative to carrying cash and credit cards."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6676953)

DB

Dou B.

Dori

> "I don’t really know how to use the technology and there are no instructions or tutorial."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3612614)

NE

Nicole E.

Profesional Cleaner and Organizer

> "Apple Pay makes transactions run a lot quicker."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6811316)

JJ

Joe J.

Director of Pharmacy

> "Even if you have an Apple Watch and can unlock your phone with a mask, it will not work with Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___3243292)

MT

Megan T.

Office Manager

> "It’s so convenient, I can switch my payment method with ease"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6776392)

SM

Stephanie M.

Student

> "The only con I would say is that not every store accepts Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3502156)

RW

Renee W.

Direct support professional

> "There are no additional fees for using Apple Pay vs your actual card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6556724)

SB

Stephanie B.

Cashier

> "Also when using the tap to pay feature it frequently reads card error if not done as precise as needed"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3363358)

VR

Verified Reviewer

Office Assistant

> "There is a straightforward and easy setup, no learning curves at all and it's free!"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589)

VR

Verified Reviewer

Software engineer

> "software failure, you can't pay for anything when your phone's battery dies, you are at the mercy of the software due to maybe a..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___2833358)

JG

Jonathan G.

Director of Plumbing

> "Ease of paying for something online and smoothly send money to people."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6811230)

VR

Verified Reviewer

school counselor

> "Too bad it didn't work for some cards."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3459822)

TN

Tendamudzimu N.

Technologist

> "I uses for day to day online purchases and I love fact that is secured and no need to punch own bank numbers and CVV to authorize."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4835710)

BL

Briana L.

Daycare provider

> "I was a little hesitant to set it up on my phone because I was worried something could happen but honestly, I don’t know why I..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3569047)

JL

Jussi L.

Author - Facilitator - Coach

> "Also online shopping with Apple Pay is easier and feels more secure and safe than any other method."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6234939)

Kineta G.

Sole Proprietor

> "Sometimes my payments take longer to process."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3818178)

[View Reviews](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

## User interface

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

4.59 (908)

No images or videos  
provided by vendor

### Features

Google Pay

Top features

12/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/212826/Google-Pay/#features)

Apple Pay

2/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/212840/Apple-Pay/#features)

### Recognition

No recognitions have been awarded to Google Pay

No recognitions have been awarded to Apple Pay

### Deployment & support

Google Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Apple Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Google Pay

-   By Google
-   Located in United States
-   Founded in

Apple Pay

-   By Apple
-   Located in United States
-   Founded in

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[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

[Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (679)](https://www.capterra.com/p/246167/Cash-App/reviews/)

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Price

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4.5

Features

4.3

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App)