# Compare Google Pay vs Apple Pay 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Google Pay and Apple Pay based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/212826-212840/Google-Pay-vs-Apple-Pay

---

# Google Pay vs Apple Pay Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Google PayApple Pay2/4 selected

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (919)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (852)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

[## Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (919)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [919 reviews](#user-reviews)

Positive

855

Neutral

36

Negative

28

[## Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (852)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.7

Ease of Use

4.8

Customer Service

4.5

Reviews Sentiment

Based on [852 reviews](#user-reviews)

Positive

816

Neutral

18

Negative

18

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Features in Mobile Banking Software

Best performer

12 / 42

Only Google Pay

-   Bill Payment
-   Chat/Messaging
-   Customer Accounts

2 / 42

User satisfaction

User satisfaction

4.6

User reviews[919](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.2

User satisfaction

4.7

User reviews[852](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Ease of use

4.8

Functionality

4.7

Value for money

4.7

Customer support

4.5

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Not provided by vendor

Best for

Not provided by vendor

## User reviews

Pros & cons

DE

Dhinesh E.

Manager

> "The tap‑to‑pay feature is fast, works in most stores I visit, and I appreciate the added security from tokenization and biometric..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7108039)

VR

Verified Reviewer

Compliance Manager

> "Dependency on Connectivity: While "Tap to Pay" works offline for a limited number of transactions, the broader app features (like P2P..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7132903)

SP

Sonu P.

Systems Analyst

> "The app provides a smooth experience for money transfers, contactless payments, and card management in one platform."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7152507)

PP

Piyusha P.

Customer support

> "One thing I liked least about Google Pay is that transaction failures can occasionally occur because of bank server issues, and..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7159774)

VR

Verified Reviewer

IT Systems Analyst

> "Started using Google pay back in 2024 when I started making some money online and needed money to purchase some apps on Google play..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7144489)

VR

Verified Reviewer

Student

> "Also, I have noticed that once in a while it wont trigger the NFC reader on the first try, so I have to lock and unlock my phone to..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

PP

Piyusha P.

Customer support

> "I also like how smoothly it integrates with bank accounts and cards, making transactions seamless."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7159774)

ET

Eldho T.

battery test tecnition

> "Transactions can fail or take significantly longer if there is a poor data connection or if bank servers are running slowly."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130019)

VR

Verified Reviewer

Digital coordinator

> "Overall, my experience with Google Pay has been largely positive, and I liked how well it integrated across all my devices, its speed,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7125944)

Deepeshkumar G.

Techno Functional consultant

> "Sometime the app crashed in mobile and QR scanning took time."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7148063)

PP

Piyusha P.

Customer support

> "The app performs reliably most of the time and offers a secure platform for digital transactions."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7159774)

EW

Elizabeth W.

Director

> "Mark marking duplicate payments can be a challenge and linking those records does not always seem intuitive especially for new users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

VR

Verified Reviewer

Designer

> "For example, it also automatically syncs your cinema ticket or flight ticket (if you allow it) to your wallet within a few easy taps..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6661195)

PP

Piyusha P.

Customer support

> "Additionally, some promotional rewards and cashback programs are not as attractive or consistent as they used to be."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7159774)

SC

Sebastian C.

Information Technology Intern

> "Money transfering, transactions, and card management works perfectly."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130154)

VR

Verified Reviewer

Student

> "Sometimes the app feels a bit cluttered after the recent updates."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Student

> "Its so much faster than digging through my bag for a wallet and I never have to worry about if I forgot my cards at home."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

Nafula M.

Freelancer

> "I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7069848)

CS

Chasen S.

Software developer

> "Google pay Mostly bases on phone location to make payments successfully and i use it to online services Mostly hosting services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6688663)

Deepeshkumar G.

Techno Functional consultant

> "No much dislikes a very few transaction failures is noticed."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7148063)

SH

Sherree H.

Owner

> "Doesn't take long to add it to it. When I open the app it shows me my cards I have added and I can easily scroll to the one I want to..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

SK

Sushant K.

Manager

> "Many times when we call for help, the help center people keep the call on hold for a long time and later disconnect the call after..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6113674)

SP

Sonu P.

Systems Analyst

> "The interface is clean and user-friendly, with a relatively small learning curve even for first-time users."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7152507)

Desiree G.

Peer support

> "Also if you have an issue where you are over charged it can take some time for them to decide how to handle the overcharge."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6711317)

PP

Piyusha P.

Customer support

> "The rewards and cashback offers are also a nice addition that improves the overall user experience."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7159774)

KD

Kathleen D.

Doctor

> "Trying to speak directly to customer service to someone at google or fitbit is non existent."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

IK

Ismael K.

Visit Coordinator

> "I like how quickly I can send and also receive money, pay at stores, and manage my cards all in one app."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6818873)

VR

Verified Reviewer

Artist and Owner

> "I do not have the ability to integrate it as a payment option on my website."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

VR

Verified Reviewer

Student

> "The thing I like most is definitely the speed of the tap to pay feature."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

SH

Shannel H.

Dispatcher

> "Payments fail, customer service is not the best."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

LM

Latoria M.

Singer Songwriter, Author, and Poet

> "I love that you can put a number of dofferent types of payment methods on this app and also jeep up with the balance on each."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6748022)

SH

Shannel H.

Dispatcher

> "Long hold times and will close your account for no reason"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

RW

Renee W.

Direct support professional

> "I believe that we will soon see an update that allows Google pay and Apple Pay to work together which would mean sending money via..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6624490)

Rishabh M.

Senior Project Manager

> "There customer support is knowledgeable but the response time is quite slow while resolving payment disputes."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

VR

Verified Reviewer

Compliance Manager

> "It is arguably the best payment utility for Android users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7132903)

RJ

Rebecca J.

Xxxxxxx

> "I cant even add my own card with my name on it ..... saying its not the name they have"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6779706)

Hicham M.

Freelance Character Designer

> "Overall great experience with google Pay, i basically use it as my main payment method and i never really had any failed payments or..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6866279)

KD

Kathleen D.

Doctor

> "Somehow I am being billed over $10/mos for fitbit premium for over a year."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

HD

Harry D.

Paid Media Manager

> "Google pay is easy to use, helps with seamless transactions and card management and makes checking out online so much faster!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7046090)

OK

Omar K.

Fulfillment specialist

> "Some devices which are older do not support Google pay and I wish they did."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

HW

Hannah W.

Tax Accountant

> "It makes transactions quicker and easier!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7078375)

SR

Shamylin R.

HR Admin

> "I am not happy with the rewards I get most of them are not useful for me and cashback is very small amount."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816364)

SC

Sebastian C.

Information Technology Intern

> "Overall very good service to save cards and quickly make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130154)

AM

Andreea M.

Primary teacher

> "I don’t like that is not compatible with iOS system."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6441983)

SW

Stephanie W.

Kids Director

> "I like being able to store multiple credit card numbers to use for online retailers."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6784592)

MA

Mohammed A.

IT

> "Google pay is lack of wallet feature so whenever there is a server problem from bank side we cant make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___5042067)

AE

Akshay E.

IT

> "I appreciate the app's dashboard layout, which puts all the essential features, such as QR scanner, bill payment, contact payment,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

VR

Verified Reviewer

Freelancer

> "While checking the account balance, sometimes four-five windows open simultaneously and one has to enter the password again and again,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

HK

Hari K.

IT

> "I can instantly receive a digital payment receipt that I can share with another party for acknowledgement, and I can also check the..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4920878)

VR

Verified Reviewer

Education

> "As a google pay user i am facing some transaction pending issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6580684)

OK

Omar K.

Fulfillment specialist

> "Google pay has been a great way for me to keep my payment methods secure on my android devices."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

VR

Verified Reviewer

Article assistant

> "The reward feature is the least favourite thing about Google pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6656969)

SP

Sonu P.

Systems Analyst

> "Google Pay is very easy to use and makes everyday transactions fast and convenient."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7152507)

DDC

Diwakar Dixit C.

IT Manager

> "You cannot use google wallet if you have custum OS installed in your mobile and i belive its for security reasons."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6204176)

VR

Verified Reviewer

Digital coordinator

> "I felt secure with the app, and confident in my purchases while using it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7125944)

PSA

P S A.

Operations and project management intern

> "One thing, The payments history tab is challenging to find.."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6698685)

EW

Elizabeth W.

Director

> "Like all Google products the interface storage and record management is great."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

AE

Akshay E.

IT

> "Payments takes a while and may fail if the bank servers gets busy since Google Pay lacks a digital wallet service."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

Mihir D.

Student

> "I also like the Upi Lite option on Google Pay, which helps me do transactions up to 200 rupees without an Upi pin."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6269189)

SS

Sonny S.

Admin

> "I don't like the lack of features on Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6750809)

JH

Junaid H.

CEO

> "Its a very convenient digital method of payment for when your on the go."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6886291)

Mugonza R.

Technicain

> "Tracking of payment history ranging from one to two months is really difficult to get them."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4976101)

Uzair A.

Supervisor

> "features such as fast and easy transactions, loyalty program integration, and the ability to send money to friends and family are..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

VR

Verified Reviewer

Lawyer

> "I had to face lot problem while linking my debit card to google pay which was lil bit irritating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6023263)

Rishabh M.

Senior Project Manager

> "You will sometimes earn vouchers for Netflix, Amazon Prime and other products."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Sumit Kumar J.

Software Engineer

> "Additionally, It does not provide analytics for how much we spend on different categories."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6296560)

SH

Sherree H.

Owner

> "You can easily navigate the app and add cards to it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

MR

Mario R.

consulente

> "the service for client and it isn't very safe, or anyone can login in your account with your password"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4923501)

PR

Priam R.

Student

> "Almost all of my day to day transactions are now cashless because of Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6677642)

Pratap M.

Student

> "Google Pay doesn't support all types of cards in its platform."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4954841)

ANM

Angella Nakato M.

Public Relations Officer

> "Faster and secure in making payments online and does not take a lot of time to complete payments"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6446737)

KK

Komaldeep K.

Sales associate

> "It needs a specific software to work, it doesn't work in old phones."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4961236)

JT

Joe T.

Chiropractor

> "Extremely convenient to not have to use my physical cards and able to safely pay through Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6765073)

Scott C.

Recruiter

> "The bank servers go down atleast once a month and it becomes an inconvenience, as well as sometimes it shows entered incorrect pin to..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___3784128)

JS

Javoun S.

business man

> "google app is secure and there are easy method and ways for purchasing things online I'm using google play for now over 4 years and..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4952997)

MP

Meet P.

Marketing

> "The only drawback to Android Pay is that you can't make a purchase or pay for anything if your phone breaks and you can't access the..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4399375)

VR

Verified Reviewer

Artist and Owner

> "I like that it is user-friendly since Google is integrated with almost every product it's easy to make and take payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

AN

Alberto N.

Sales Support

> "It happened that I have faced issues with Google Pay, such as failed transactions that result in money being held for several days,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4781216)

Uzair A.

Supervisor

> "Google Pay is a widely used mobile payment service that offers convenience, security, and integration with other Google services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

VR

Verified Reviewer

Commis Chef

> "Sometimes it takes much hassle to log in by giving otp input."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4955414)

[View Reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Swetha C.

Technical Program Manager

> "The integration with the Apple ecosystem is seamless, and Face ID or Touch ID adds an extra layer of security while keeping..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7159493)

Swetha C.

Technical Program Manager

> "Occasionally, there can be issues with card verification when adding a new card, and customer support for payment-related issues may..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7159493)

PK

Paul K.

President

> "Apple Pay is an excellent money transferring and payment system that anyone can benefit from with its vast amount of features."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7154325)

Trinidad F.

Autonomous Remote Specialist

> "Apple Pay has no real downsides except that it's not accepted at Walmart. But honestly no forms of digital payment are accepted at..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801)

SJ

Sheryl J.

FIELD ESTIMATOR

> "This payment platform is very convenient for patrons on the go, & for those who easily lose personal items on a daily basis: ..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823)

JB

Jessica B.

Owner

> "The only thing I didn't like was the ten dollar minimum transfer requirement which leaves anything under ten bucks at bay in the..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7171949)

GM

Galateya M.

Executive Administrative Assistant

> "The most I like is that Apple Pay is convenient and secure, allowing quick payments with just a tap and using advanced security..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6537173)

JM

Jazzmen M.

Home health aid

> "I don’t like that I if I owe an subscription and it declines it will pause me from downloading apps I need"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7172715)

CF

Colin F.

Physical therapist

> "Makes paying for items much faster - do not have to retrieve cards from wallet to pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7114410)

LO

Lindsey O.

Accounting student

> "Umm the only thing that I didn't like about Apple Pay is that you may have to have the 3 digit security code and so if you've..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6553804)

Jesse Z.

Software Engineer

> "It makes pay for groceries and merchandise easy either in a physical brick and mortar store or online like Amazon, Macy's, or eBay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6866779)

VR

Verified Reviewer

Director

> "For some reason sometimes the payment wont go through."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931)

SJ

Sheryl J.

FIELD ESTIMATOR

> "This platform allows for ease of payment whenever patrons need to shop on the run, simply by hovering their phone over the POS at..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823)

Desiree G.

Peer support

> "I had money taken from an app that I didn't give permission to do so."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

VR

Verified Reviewer

Director

> "The wifi is super convenient. And, it shows me my receipt swiftly on my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931)

Desiree G.

Peer support

> "Getting a refund was the hardest thing ever."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

Desiree G.

Peer support

> "It's a cheap option to pay for app purchases and for many other purchases."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

JJ

Jamilia J.

Private music instructor

> "Sometimes I have trouble with certain websites with using apply pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6653943)

Cassandra J.

Teacher

> "What I like most about apple pay is that it's very convenient to use and pay for items in stores across the states"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7088587)

LL

LISA L.

Therapist

> "Also I tried putting a transit card in my phone case to get around, but it kept triggering Apple Pay even though I turned off the..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6093228)

SM

Shawn M.

Warehouse

> "Also being able to send money transfers is a game changer."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249)

CM

Cassandra M.

Operations Manager

> "I am concerned about possible transaction fees."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6457416)

BL

Brooks L.

Customer Support

> "Features like secure transactions and easy money transfers make it very useful."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7163269)

CW

Casey W.

Luxury Home

> "The only con I can think of is that it is not accepted everywhere."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435)

HG

Helder G.

Owner

> "At the beginning it was a little frustrating because very few merchants didn’t accept it, but nowadays it’s accepted almost..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6782642)

VH

Vicki H.

N/A

> "I have disputed the charges through my bank, and reported them to the Better Business Bureau, short of them being able to help me I..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

Nathaniel H.

Process Engineer

> "I know that is a strange thing to say is my most favorite thing about Apple Pay. But often times I will find myself purposely using..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6770822)

VH

Vicki H.

N/A

> "They have been absolutely unbelievably unhelpful to me and refuse to return my money to me or unlock my Apply Pay account, not only..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

SM

Shawn M.

Warehouse

> "Apple Pay is so easy to use from the start that you do not have a huge learning curve from the start making Apple Pay my go to."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249)

RR

Ryan R.

Senior Constituency Assistant

> "I also dislike that there is a limit and it uses my Face ID automatically when wearing a mask and my iPhone doesn't recognize me."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016)

VR

Verified Reviewer

Office Assistant

> "It requires a password, face ID, or touch ID and seems super secure."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589)

JT

Jacob T.

User

> "I don’t like the fact that if your lock button is broken on your iPhone, you cannot use Apple Pay because you need to click it twice..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4337380)

PS

Paige S.

Creative Director

> "I could easily give multiple employees access to the one business card and I like that ApplePay has great security."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6499154)

SA

Sital A.

Dental assistant

> "I worry that I can be subject to hacking."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793)

TC

Tamiko C.

PUBLISHER

> "I love how I use my Apple Pay in my digital wallet and use it almost anywhere I go."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6887478)

TC

Tara C.

Researcher's

> "Companies may also resist accepting Apple Pay as a form of payment due to its extra processing costs as opposed to other methods."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4538532)

KA

Kayelee A.

Project Coordinator

> "Apple pay is a great way to protect against theft, to minimizing loss, and to keep your cards organized."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6787968)

MD

Miriam D.

Stylist

> "as well so now he hast to wait 3 to 5 business days for it to get back into his account so because of Apple Pay I will not eat..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826)

BL

Brooks L.

Customer Support

> "Customer support is helpful when issues come up."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7163269)

SM

Sean M.

Account Executive

> "Sometimes it can be a nuisance to swich between the different cards in my apple wallet."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4237306)

CP

Charlie P.

Clinical Effectiveness facilitator

> "Easy to set up and log into, then can be used with multiple products, tablets, phones, watches etc. Can add multiple cards and..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6685103)

SC

Shawna C.

Customer Service Rep.

> "The biggest con to this software is the fact that if your phone happens to die then you obviously can't use it."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4090421)

EB

Ethan B.

Detailer

> "Super simple to use in my business, being a business owner with employees this allows me to share the business card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7053716)

RR

Ryan R.

Senior Constituency Assistant

> "I dislike that the card number changes so it can make returns confusing."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016)

RH

Reagan H.

Optician

> "I never have any bugs or issues with Apple Pay and I love it!"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7139617)

JT

Jared T.

Supervisor

> "There's nothing a customer hates more than holding up the line due to a glitchy apple pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4202645)

AR

Abigail R.

Assistant Director

> "With the addition of Apple Wallet, I can save all manor of cards from credit and debit, to membership cards, to event tickets, and..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6234004)

SA

Sital A.

Dental assistant

> "I worry it is not secure."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793)

CW

Casey W.

Luxury Home

> "Overall Apple Pay is a life saver, and the fact I can organize my cards and purchases in one place is incredible."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435)

VR

Verified Reviewer

Bautechnischer Zeichner

> "Unfortunately, it is not yet possible to add a Visa card in Austria."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3813412)

TM

Tristan M.

Software engineer

> "My overall experience with Apple Pay is wonderful as it’s so convenient for my day to day routine and easy to use."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7079714)

VH

Vicki H.

N/A

> "Has anyone else experienced this issue with Apple Pay/Apple Cash that would have any other suggestions for me on how to get my money..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

Trinidad F.

Autonomous Remote Specialist

> "I've never experienced any problems or issues when using Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801)

MD

Miriam D.

Stylist

> "Won’t let me access money that was sent to me"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826)

SB

Sisay B.

Hardware Engineer

> "as it enables fast, contactless and secure payments it makes my life easier"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6722000)

JJ

Joe J.

Director of Pharmacy

> "Even if you have an Apple Watch and can unlock your phone with a mask, it will not work with Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___3243292)

AC

Austin C.

Seller

> "Apply pay is very convenient to use, with being able to connect you bank information to Apple Pay and being able to have its on your..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6333951)

SB

Stephanie B.

Cashier

> "Also when using the tap to pay feature it frequently reads card error if not done as precise as needed"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3363358)

PS

Pebbles S.

Insurance Agent

> "Your online purchases go through with ease, and the apple pay option always pops up first."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6633037)

Kineta G.

Sole Proprietor

> "Sometimes my payments take longer to process."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3818178)

AM

Andrew M.

Researcher

> "The quickness of the product for making payments with saved information"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6712395)

KK

Katherine K.

Office Support Assistant

> "My mother doesn't want to use apple pay (even though I love it) and so can't seem to use apple wallet to store things like plane..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3309118)

SB

Sunaina B.

Director of Operations

> "I use it daily and think it's a great alternative to carrying cash and credit cards."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6676953)

VR

Verified Reviewer

Sr. Agile Transformer

> "I found that with COVID and having to wear a mask, I have to unlock my phone each time before I can use apple pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3259792)

KC

Kimberlee C.

Supervisor

> "Again, it is very user friendly that a teenager can use it. Plus, there are not costs to use Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193)

AP

Adity P.

Research Assistant

> "I don't like how sometimes Apple Pay won't get activated on your phone when you are pointing it towards the terminal, this can often..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3451649)

RW

Renee W.

Direct support professional

> "There are no additional fees for using Apple Pay vs your actual card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6556724)

SB

Stephanie B.

Cashier

> "It is not accepted at every store quite yet, there are places such as Walmart not equipped for this payment type."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3363358)

VR

Verified Reviewer

Office Assistant

> "There is a straightforward and easy setup, no learning curves at all and it's free!"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589)

VH

Vicki H.

N/A

> "I was scammed by Apple Pay/Apple Cash out of $1000. "

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

BF

Bethay F.

NA

> "It’s very good, so so convenient especially when I forget my wallet, or don’t have cash it’s really helpful."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7020135)

AH

Alaina H.

Front coordinator

> "no specific cons, generally only problems we see are people’s cards not being able to be added to their apple wallet first"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3060695)

JJ

Jamilia J.

Private music instructor

> "Enjoy having access to my debit card on my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6653943)

KB

Kishawn B.

Clothing brand

> "Sometimes the fee can be a annoying but I understand it"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3808395)

MhD

Marc-henry D.

Account Manager

> "I had a good experience with this app and it makes it very easy to transfer funds without any of the extra fees or apps."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6760499)

SM

Sean M.

Account Executive

> "I often times charge the wrong card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4237306)

Swetha C.

Technical Program Manager

> "Apple Pay is extremely easy to use and makes payments fast and convenient."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7159493)

JJ

Joe J.

Director of Pharmacy

> "It requires Face ID to function, but when you have a mask on, it will not work."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___3243292)

CF

Colin F.

Physical therapist

> "Easy to use at the till and online."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7114410)

SW

Samuel W.

CEO

> "Sometimes I have the issue that my phone number gets out in wrong and I have to manually adjust it."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3393899)

[View Reviews](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

## User interface

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

4.59 (919)

No images or videos  
provided by vendor

### Features

Google Pay

Top features

12/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/212826/Google-Pay/#features)

Apple Pay

2/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/212840/Apple-Pay/#features)

### Recognition

No recognitions have been awarded to Google Pay

Apple Pay

Best Value Mobile BankingSoftware (2022) 

### Deployment & support

Google Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Apple Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Google Pay

-   By Google
-   Located in United States
-   Founded in

Apple Pay

-   By Apple
-   Located in United States
-   Founded in

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Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App)