# Compare Google Pay vs Chime 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Google Pay and Chime based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/212826-228456/Google-Pay-vs-Chime

---

# Google Pay vs Chime Features and Cost Comparison

Last updated April 1st, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Google PayChime2/4 selected

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[Chime](https://www.capterra.com/p/228456/Chime/)[4.6 (102)](https://www.capterra.com/p/228456/Chime/reviews/)

[## Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [908 reviews](#user-reviews)

Positive

847

Neutral

34

Negative

27

[## Chime](https://www.capterra.com/p/228456/Chime/)[4.6 (102)](https://www.capterra.com/p/228456/Chime/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.6

Ease of Use

4.7

Customer Service

4.3

Reviews Sentiment

Based on [102 reviews](#user-reviews)

Positive

92

Neutral

6

Negative

4

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## Summary

* * *

Features in Mobile Banking Software

12 / 42

Only Google Pay

-   Customer Accounts
-   Data Synchronization

Best performer

21 / 42

Only Chime

-   ACH Payment Processing
-   Alerts/Escalation
-   Cash Management

User satisfaction

User satisfaction

4.6

User reviews[908](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.2

User satisfaction

4.6

User reviews[102](https://www.capterra.com/p/228456/Chime/reviews/)

Ease of use

4.7

Functionality

4.6

Value for money

4.7

Customer support

4.3

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Not provided by vendor

Best for

Not provided by vendor

## User reviews

Pros & cons

DE

Dhinesh E.

Manager

> "The tap‑to‑pay feature is fast, works in most stores I visit, and I appreciate the added security from tokenization and biometric..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7108039)

EW

Elizabeth W.

Director

> "Mark marking duplicate payments can be a challenge and linking those records does not always seem intuitive especially for new users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

Sherree H.

Rep

> "Doesn't take long to add it to it. When I open the app it shows me my cards I have added and I can easily scroll to the one I want to pay..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

Nafula M.

Freelancer

> "I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait days..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7069848)

IK

Ismael K.

Visit Coordinator

> "I like how quickly I can send and also receive money, pay at stores, and manage my cards all in one app."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6818873)

VR

Verified Reviewer

Freelancer

> "While checking the account balance, sometimes four-five windows open simultaneously and one has to enter the password again and again, which..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

VR

Verified Reviewer

Designer

> "For example, it also automatically syncs your cinema ticket or flight ticket (if you allow it) to your wallet within a few easy taps has made..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6661195)

Rishabh M.

Senior Project Manager

> "There customer support is knowledgeable but the response time is quite slow while resolving payment disputes."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Mihir D.

Student

> "I also like the Upi Lite option on Google Pay, which helps me do transactions up to 200 rupees without an Upi pin."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6269189)

RJ

Rebecca J.

Xxxxxxx

> "I cant even add my own card with my name on it ..... saying its not the name they have"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6779706)

HD

Harry D.

Paid Media Manager

> "Google pay is easy to use, helps with seamless transactions and card management and makes checking out online so much faster!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7046090)

SR

Shamylin R.

HR Admin

> "I am not happy with the rewards I get most of them are not useful for me and cashback is very small amount."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816364)

SW

Stephanie W.

Kids Director

> "I like being able to store multiple credit card numbers to use for online retailers."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6784592)

SK

Sushant K.

Manager

> "Many times when we call for help, the help center people keep the call on hold for a long time and later disconnect the call after giving..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6113674)

CS

Chasen S.

Software developer

> "Google pay Mostly bases on phone location to make payments successfully and i use it to online services Mostly hosting services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6688663)

Desiree G.

Peer support

> "Also if you have an issue where you are over charged it can take some time for them to decide how to handle the overcharge."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6711317)

EW

Elizabeth W.

Director

> "Like all Google products the interface storage and record management is great."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

KD

Kathleen D.

Doctor

> "Trying to speak directly to customer service to someone at google or fitbit is non existent."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

LM

Latoria M.

Singer Songwriter, Author, and Poet

> "I love that you can put a number of dofferent types of payment methods on this app and also jeep up with the balance on each."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6748022)

Sumit Kumar J.

Software Engineer

> "Additionally, It does not provide analytics for how much we spend on different categories."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6296560)

RW

Renee W.

Program Manager, Human Resources

> "I believe that we will soon see an update that allows Google pay and Apple Pay to work together which would mean sending money via text too..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6624490)

VR

Verified Reviewer

Artist and Owner

> "I do not have the ability to integrate it as a payment option on my website."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

Hicham M.

Freelance Character Designer

> "Overall great experience with google Pay, i basically use it as my main payment method and i never really had any failed payments or issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6866279)

SH

Shannel H.

Dispatcher

> "Payments fail, customer service is not the best."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

Rishabh M.

Senior Project Manager

> "You will sometimes earn vouchers for Netflix, Amazon Prime and other products."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

SH

Shannel H.

Dispatcher

> "Long hold times and will close your account for no reason"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

Sherree H.

Rep

> "You can easily navigate the app and add cards to it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

AN

Alberto N.

Sales Support

> "It happened that I have faced issues with Google Pay, such as failed transactions that result in money being held for several days,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4781216)

JT

Joe T.

Chiropractor

> "Extremely convenient to not have to use my physical cards and able to safely pay through Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6765073)

KD

Kathleen D.

Doctor

> "Somehow I am being billed over $10/mos for fitbit premium for over a year."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

HW

Hannah W.

Tax Accountant

> "It makes transactions quicker and easier!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7078375)

OK

Omar K.

Fulfillment specialist

> "Some devices which are older do not support Google pay and I wish they did."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

SK

Sandeep K.

Software developer

> "A top-notch UPI payment tool, Google Pay has various capabilities, including the ability to send money to specified recipients and make the..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4786074)

DR

David R.

Operations Manager

> "I am somewhat uncomfortable with the data about my spending being used for other purposes"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6284657)

MG

Marta G.

product manager

> "Is a digital payment platform that allows users to store credit and debit card information and make secure payments online, in-app, and in..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4772661)

RR

Ricardo R.

Marketing

> "Some older phone models may struggle running this app"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6288662)

AE

Akshay E.

IT

> "I appreciate the app's dashboard layout, which puts all the essential features, such as QR scanner, bill payment, contact payment, phone..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

HP

Hardik P.

Sales representative

> "Some countries Google pay is not available so we cannot accept or make payment in such countries so for me availability is an issue sometimes..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764385)

HK

Hari K.

IT

> "I can instantly receive a digital payment receipt that I can share with another party for acknowledgement, and I can also check the balance..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4920878)

DB

Destiny B.

Bartender

> "Was not a big fan of the withdrawal waiting period or how long it took to deposit money"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6341044)

OK

Omar K.

Fulfillment specialist

> "Google pay has been a great way for me to keep my payment methods secure on my android devices."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

AM

Andreea M.

Primary teacher

> "I don’t like that is not compatible with iOS system."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6441983)

JK

Jothika K.

RPA Developer

> "The features of scanning a QR code, Bill payments, Rewards, and Transaction history are highly useful and make this application more..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764464)

MA

Mohammed A.

IT

> "Google pay is lack of wallet feature so whenever there is a server problem from bank side we cant make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___5042067)

Meric G.

Data Base Administrator

> "What I like most about Google Pay is that data security is very important in the use of a software and I noticed as a user and database..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4793507)

VR

Verified Reviewer

Education

> "As a google pay user i am facing some transaction pending issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6580684)

HP

Hardik P.

Sales representative

> "I can archive and review any single payment at any point of time hassle-freeOver all I love this app for my payment security and monitoring..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764385)

VR

Verified Reviewer

Article assistant

> "The reward feature is the least favourite thing about Google pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6656969)

Sherree H.

Rep

> "Makes it easy to checkout with my phone and choose the card I want to use."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

DDC

Diwakar Dixit C.

IT Manager

> "You cannot use google wallet if you have custum OS installed in your mobile and i belive its for security reasons."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6204176)

JH

Junaid H.

CEO

> "Its a very convenient digital method of payment for when your on the go."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6886291)

PSA

P S A.

Operations and project management intern

> "One thing, The payments history tab is challenging to find.."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6698685)

Uzair A.

Supervisor

> "features such as fast and easy transactions, loyalty program integration, and the ability to send money to friends and family are appreciated."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

AE

Akshay E.

IT

> "Payments takes a while and may fail if the bank servers gets busy since Google Pay lacks a digital wallet service."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

VR

Verified Reviewer

Freelancer

> "I can also check my account balance in this app, which is a good thing."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

CS

Candace S.

Assistant

> "The customer service needs to be a little more better."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6277734)

CH

Clay H.

Owner

> "You can use it almost anywhere now, and its free so it can't be beat!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6791670)

Vignesh M.

Senior Process Associate

> "Sometimes we will get server issues, and money will be debited and but the receiver will not receive money, we have to wait for three working..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4764675)

ML

Maycol L.

Baccalaureate in electricity

> "I have used google play on every phone I have used, it is the best app to get other apps, far superior in terms of catalog to the Mac store..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4803537)

AN

Anouar N.

Marketing Online in Youtube All Social Media

> "Anyone who wants to protect their bank card from money theft or hackingHowever, this service is not supported by many companies."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4777582)

PR

Priam R.

Student

> "Almost all of my day to day transactions are now cashless because of Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6677642)

RR

Rocio R.

lawyer

> "it's not accepted everywhere. While I've been able to use it for most of my transactions, there have been a few occasions where I've had to..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4771597)

ANM

Angella Nakato M.

Public Relations Officer

> "Faster and secure in making payments online and does not take a lot of time to complete payments"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6446737)

MT

Marek T.

CEO

> "Additionally, the app's interface could be a bit confusing at times, particularly when it came to adding and managing payment cards."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4765435)

SB

Shira B.

CEO

> "It can be used on mobile, and on PC, and can even be used on a store-scanner for in-person payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4778480)

SS

Sonny S.

Admin

> "I don't like the lack of features on Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6750809)

IKD

Ibrahim Khan D.

Freelancer

> "The best feature I like the most in Google Pay is the amount of time consumed in payment processing is very less compared to other similar..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4817694)

VR

Verified Reviewer

Fund Raising Senior Consultant

> "It is an app that is not getting modernized."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6357093)

JS

Javoun S.

business man

> "google app is secure and there are easy method and ways for purchasing things online I'm using google play for now over 4 years and whenever..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4952997)

Joseph M.

Senior Civil Engineer

> "One of the biggest issues I have encountered is the occasional difficulty in setting up the app or linking my cards to my account."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4794372)

TA

Turan A.

IT Admin

> "It is ready for use in real stores with a device that supports NFC and HCE as long as the Android system supports it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4774670)

UR

Utkarsh R.

c coder

> "NO AVAILABILITY IN SOME REGIONS"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6295435)

VR

Verified Reviewer

Artist and Owner

> "I like that it is user-friendly since Google is integrated with almost every product it's easy to make and take payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

ST

Shraddha T.

Data entry

> "Payment was very fast but sometimes paymet processing doesn't work and showing server is down"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4788639)

Uzair A.

Supervisor

> "Google Pay is a widely used mobile payment service that offers convenience, security, and integration with other Google services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

Mugonza R.

Technicain

> "Tracking of payment history ranging from one to two months is really difficult to get them."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4976101)

JS

Jay S.

Sports

> "Google pay app is a very good app, it is very simple app through which you can make payments through Ashan Trike, you can also make payments..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6188063)

AP

Amit P.

VP

> "It's been nearly a month, and my concerns remain unaddressed."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6274367)

DP

Dana P.

Admin

> "Very convenient to send to people and for me to receive as well."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816882)

VR

Verified Reviewer

Lawyer

> "I had to face lot problem while linking my debit card to google pay which was lil bit irritating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6023263)

[View Reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

JP

Jessica P.

Administrative Assistant

> "I love that Chime has the SpotMe feature. Where it allows me to go over a purchase of five dollars and chime..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7002743)

RG

Renee G.

Owner

> "However, there are a few downsides. Since Chime is completely online, there are no physical branches, which can..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000)

DC

Destiny C.

Owner

> "It was love at 1st use & I will be the 1st to refer other people to this app any time theyre looking for a new..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___7033192)

AW

April W.

Administration

> "I don't like the fact every chime account isn't able to get the early pay and spot me bonus. If you have..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6626818)

VR

Verified Reviewer

Online marketing

> "I love the Chime spot me as well as the feature to send money to anyone even if they dont have a chime account."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6350520)

TH

Todd H.

Manager

> "They won't help me troubleshoot and determine why it is not longer working. "

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6254480)

RG

Renee G.

Owner

> "The mobile app is user-friendly and makes it easy to check balances, transfer money, or get alerts."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000)

NA

Natasha A.

Oncology

> "Opening chime dropped my credit score by 60 points."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446)

JW

John W.

HR

> "I initially was only signing up to help a friend with a referral but there are so many features and with no..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254)

MG

Monche G.

CEO

> "One of only cons is That not considered a traditional bank"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6457688)

RG

Renee G.

Owner

> "Chime is a good option if you're looking for a basic, no-fee online bank."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6810000)

NA

Natasha A.

Oncology

> "Not worth it, doesn’t help credit score."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446)

IJ

Ikiera J.

Call center

> "I love the colors the app chose for the app, I love how I can see when & what time my direct deposit hits the..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6179818)

IJ

Ikiera J.

Call center

> "I don’t like how my direct deposit came at night time sometimes but it did come 2 days earlier so that works"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6179818)

DM

Damaris M.

PSC

> "I enjoy how when you lock/freeze your card no type of payments will go thru what so ever."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6651092)

MS

MICHELLE S.

Owner

> "High fees and long wait times for Chime"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6005626)

JW

John W.

HR

> "The early pay feature is nice. Although I have not tried it yet I see there is free tax filing as well."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254)

NA

Natasha A.

Oncology

> "This is not a credit builder"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6570446)

TD

Trenton D.

Host

> "Overall chime is great if you need a side account to move money through, looking to build your credit score."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6535967)

AM

Ambrecia M.

Housekeeper

> "I hate the overdraft part of it we can receive it but not use it or take it out."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6054038)

WD

Willo D.

Cashier

> "They allow and help you to build your credit."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6707948)

SS

Shelten S.

Accountant

> "Things and I don't like about time as having to be able to always sign in even after I was just signed in"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3525782)

AI

Andre I.

Owner

> "I like the fact that you can send money to anyone even non chime members"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6364741)

SG

Stacy G.

Massage therapist

> "If you loose access to your account then it's very difficult to get in touch with customer service"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3664241)

JW

John W.

HR

> "There is quite a few free ATM's."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6666254)

ER

Edward R.

House Cleaning

> "With Chime they don't offer enough incentives like PayPal or cash app does"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4220027)

AM

Ambrecia M.

Housekeeper

> "I like the authentication of the app I can easily use my fingerprint to login instead of the password."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6054038)

SG

Stacy G.

Massage therapist

> "I only used for a short time u til I lost access to the app and.info can't get a hold of customer service"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3664241)

Melissa T.

Associate

> "It's credit builder is free & simplistic as are all it's features."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6023244)

Chelsey V.

Tester

> "I like the least about chime, that no matter what i did or how long i kept the account i lost money but nobody..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3476241)

Joshua B.

CEO

> "Chime has your back."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6670500)

JH

Jocelyn H.

Owner

> "They let anyone take your money your funds is exposed"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4592227)

EJ

Eric J.

Welder

> "The ease and integration of the credit builder checking and saving and external accounts also spot me feature is..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___4040147)

Nicole K.

Package Insurance Specialist/Photographer/CNA

> "Sometimes, there is no in-network ATM available, or in the area, so I have to use one that charges a fee, which..."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3050899)

VR

Verified Reviewer

Student

> "I like that I could still have a checking and savings account with Chime."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6029989)

Nicole K.

Package Insurance Specialist/Photographer/CNA

> "There is a $2.50 fee for using any ATM that is out of their network."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3050899)

TG

Tiffany G.

Building service worker

> "So all around its an awesome banking app!!!"

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___6757804)

Anthony J.

Business Development Consultant

> "They bombard you with marketing emails."

[See full review](https://www.capterra.com/p/228456/Chime/#Capterra___3231282)

[View Reviews](https://www.capterra.com/p/228456/Chime/reviews/)

## User interface

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

4.59 (908)

No images or videos  
provided by vendor

### Features

Google Pay

12/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/212826/Google-Pay/#features)

Chime

Top features

21/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/228456/Chime/#features)

### Recognition

No recognitions have been awarded to Google Pay

No recognitions have been awarded to Chime

### Deployment & support

Google Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Chime

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Google Pay

-   By Google
-   Located in United States
-   Founded in

Chime

-   By The Bancorp Bank
-   Located in United States
-   Founded in

## Popular Comparisons

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Contact vendor for pricing

Price

$0.29

4.5

Features

4.6

4.6

Ease of Use

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[View full comparison](https://www.capterra.com/compare/207944-212826/PayPal-vs-Google-Pay)

[Chime](https://www.capterra.com/p/228456/Chime/)[4.62 (102)](https://www.capterra.com/p/228456/Chime/reviews/)

vs

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Contact vendor for pricing

Price

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4.6

Features

4.3

4.7

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/228456-246167/Chime-vs-Cash-App)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/212826-222572/Google-Pay-vs-Venmo-)

[Chime](https://www.capterra.com/p/228456/Chime/)[4.62 (102)](https://www.capterra.com/p/228456/Chime/reviews/)

vs

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Contact vendor for pricing

Price

Contact vendor for pricing

4.6

Features

4.4

4.7

Ease of Use

4.6

[View full comparison](https://www.capterra.com/compare/213917-228456/Samsung-Pay-vs-Chime)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Contact vendor for pricing

Price

Contact vendor for pricing

4.5

Features

4.5

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/123889-212826/Stripe-vs-Google-Pay)

[Chime](https://www.capterra.com/p/228456/Chime/)[4.62 (102)](https://www.capterra.com/p/228456/Chime/reviews/)

vs

[Qonto](https://www.capterra.com/p/173384/Qonto/)[4.52 (239)](https://www.capterra.com/p/173384/Qonto/reviews/)

Contact vendor for pricing

Price

€9/month

4.6

Features

4.5

4.7

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/173384-228456/Qonto-vs-Chime)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Contact vendor for pricing

Price

$0/month

4.5

Features

4.5

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/212826-275802/Google-Pay-vs-Square-Point-of-Sale)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[4.67 (2,670)](https://www.capterra.com/p/170278/Square-Payments-Processing/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.5

Features

4.6

4.6

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-212826/Square-Payments-Processing-vs-Google-Pay)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Contact vendor for pricing

Price

$349one time

4.5

Features

3.8

4.6

Ease of Use

3.8

[View full comparison](https://www.capterra.com/compare/152638-212826/Epos-Now-vs-Google-Pay)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Price

Contact vendor for pricing

4.5

Features

3.8

4.6

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/212826-226864/Google-Pay-vs-Clover)

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Contact vendor for pricing

Price

$1one time

4.5

Features

4.6

4.6

Ease of Use

4.8

[View full comparison](https://www.capterra.com/compare/176749-212826/Nomod-vs-Google-Pay)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (908)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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Price

Contact vendor for pricing

4.5

Features

4.3

4.6

Ease of Use

4.5

[View full comparison](https://www.capterra.com/compare/212826-246167/Google-Pay-vs-Cash-App)