# Compare Google Pay vs Klarna 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Google Pay and Klarna based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/212826-230509/Google-Pay-vs-Klarna

---

# Google Pay vs Klarna Features and Cost Comparison

Last updated May 15th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Google PayKlarna2/4 selected

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[Klarna](https://www.capterra.com/p/230509/Klarna/)[3.7 (100)](https://www.capterra.com/p/230509/Klarna/reviews/)

[## Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [915 reviews](#user-reviews)

Positive

852

Neutral

36

Negative

27

[## Klarna](https://www.capterra.com/p/230509/Klarna/)[3.7 (100)](https://www.capterra.com/p/230509/Klarna/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.6

Functionality

3.9

Ease of Use

4

Customer Service

3.4

Reviews Sentiment

Based on [100 reviews](#user-reviews)

Positive

68

Neutral

4

Negative

28

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,127 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

68%Fit

Missing features

Feature ratings

Data Security

4.1

Online Payments

4.3

Payment Fraud Prevention

3.9

Debit/Credit Card Processing

3.8

Expense Tracking

NA

User satisfaction

User satisfaction

4.6

User reviews[915](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.2

User satisfaction

3.7

User reviews[100](https://www.capterra.com/p/230509/Klarna/reviews/)

Ease of use

4.0

Functionality

3.9

Value for money

3.6

Customer support

3.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Not provided by vendor

Best for

Not provided by vendor

## User reviews

Pros & cons

DE

Dhinesh E.

Manager

> "The tap‑to‑pay feature is fast, works in most stores I visit, and I appreciate the added security from tokenization and biometric..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7108039)

VR

Verified Reviewer

Compliance Manager

> "Dependency on Connectivity: While "Tap to Pay" works offline for a limited number of transactions, the broader app features (like P2P..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7132903)

VR

Verified Reviewer

IT Systems Analyst

> "Started using Google pay back in 2024 when I started making some money online and needed money to purchase some apps on Google play store."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7144489)

EW

Elizabeth W.

Director

> "Mark marking duplicate payments can be a challenge and linking those records does not always seem intuitive especially for new users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

IK

Ismael K.

Visit Coordinator

> "I like how quickly I can send and also receive money, pay at stores, and manage my cards all in one app."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6818873)

VR

Verified Reviewer

Student

> "Also, I have noticed that once in a while it wont trigger the NFC reader on the first try, so I have to lock and unlock my phone to get..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Digital coordinator

> "Overall, my experience with Google Pay has been largely positive, and I liked how well it integrated across all my devices, its speed,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7125944)

ET

Eldho T.

battery test tecnition

> "Transactions can fail or take significantly longer if there is a poor data connection or if bank servers are running slowly."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130019)

VR

Verified Reviewer

Designer

> "For example, it also automatically syncs your cinema ticket or flight ticket (if you allow it) to your wallet within a few easy taps has..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6661195)

Nafula M.

Freelancer

> "I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait days..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7069848)

SC

Sebastian C.

Information Technology Intern

> "Money transfering, transactions, and card management works perfectly."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130154)

VR

Verified Reviewer

Student

> "Sometimes the app feels a bit cluttered after the recent updates."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Student

> "Its so much faster than digging through my bag for a wallet and I never have to worry about if I forgot my cards at home."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Freelancer

> "While checking the account balance, sometimes four-five windows open simultaneously and one has to enter the password again and again,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

HD

Harry D.

Paid Media Manager

> "Google pay is easy to use, helps with seamless transactions and card management and makes checking out online so much faster!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7046090)

SR

Shamylin R.

HR Admin

> "I am not happy with the rewards I get most of them are not useful for me and cashback is very small amount."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816364)

CS

Chasen S.

Software developer

> "Google pay Mostly bases on phone location to make payments successfully and i use it to online services Mostly hosting services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6688663)

SK

Sushant K.

Manager

> "Many times when we call for help, the help center people keep the call on hold for a long time and later disconnect the call after giving..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6113674)

SH

Sherree H.

Owner

> "Doesn't take long to add it to it. When I open the app it shows me my cards I have added and I can easily scroll to the one I want to pay..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

Desiree G.

Peer support

> "Also if you have an issue where you are over charged it can take some time for them to decide how to handle the overcharge."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6711317)

VR

Verified Reviewer

Student

> "The thing I like most is definitely the speed of the tap to pay feature."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

KD

Kathleen D.

Doctor

> "Trying to speak directly to customer service to someone at google or fitbit is non existent."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

EW

Elizabeth W.

Director

> "Like all Google products the interface storage and record management is great."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

VR

Verified Reviewer

Artist and Owner

> "I do not have the ability to integrate it as a payment option on my website."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

LM

Latoria M.

Singer Songwriter, Author, and Poet

> "I love that you can put a number of dofferent types of payment methods on this app and also jeep up with the balance on each."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6748022)

SH

Shannel H.

Dispatcher

> "Payments fail, customer service is not the best."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

RW

Renee W.

Program Manager, Human Resources

> "I believe that we will soon see an update that allows Google pay and Apple Pay to work together which would mean sending money via text..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6624490)

SH

Shannel H.

Dispatcher

> "Long hold times and will close your account for no reason"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

VR

Verified Reviewer

Compliance Manager

> "It is arguably the best payment utility for Android users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7132903)

Rishabh M.

Senior Project Manager

> "There customer support is knowledgeable but the response time is quite slow while resolving payment disputes."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Hicham M.

Freelance Character Designer

> "Overall great experience with google Pay, i basically use it as my main payment method and i never really had any failed payments or..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6866279)

RJ

Rebecca J.

Xxxxxxx

> "I cant even add my own card with my name on it ..... saying its not the name they have"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6779706)

HW

Hannah W.

Tax Accountant

> "It makes transactions quicker and easier!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7078375)

KD

Kathleen D.

Doctor

> "Somehow I am being billed over $10/mos for fitbit premium for over a year."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

SC

Sebastian C.

Information Technology Intern

> "Overall very good service to save cards and quickly make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130154)

OK

Omar K.

Fulfillment specialist

> "Some devices which are older do not support Google pay and I wish they did."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

SW

Stephanie W.

Kids Director

> "I like being able to store multiple credit card numbers to use for online retailers."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6784592)

DB

Destiny B.

Bartender

> "Was not a big fan of the withdrawal waiting period or how long it took to deposit money"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6341044)

AE

Akshay E.

IT

> "I appreciate the app's dashboard layout, which puts all the essential features, such as QR scanner, bill payment, contact payment, phone..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

AM

Andreea M.

Primary teacher

> "I don’t like that is not compatible with iOS system."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6441983)

HK

Hari K.

IT

> "I can instantly receive a digital payment receipt that I can share with another party for acknowledgement, and I can also check the..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4920878)

MA

Mohammed A.

IT

> "Google pay is lack of wallet feature so whenever there is a server problem from bank side we cant make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___5042067)

OK

Omar K.

Fulfillment specialist

> "Google pay has been a great way for me to keep my payment methods secure on my android devices."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

VR

Verified Reviewer

Education

> "As a google pay user i am facing some transaction pending issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6580684)

Meric G.

Data Base Administrator

> "What I like most about Google Pay is that data security is very important in the use of a software and I noticed as a user and database..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4793507)

VR

Verified Reviewer

Article assistant

> "The reward feature is the least favourite thing about Google pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6656969)

VR

Verified Reviewer

Digital coordinator

> "I felt secure with the app, and confident in my purchases while using it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7125944)

DDC

Diwakar Dixit C.

IT Manager

> "You cannot use google wallet if you have custum OS installed in your mobile and i belive its for security reasons."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6204176)

Mihir D.

Student

> "I also like the Upi Lite option on Google Pay, which helps me do transactions up to 200 rupees without an Upi pin."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6269189)

PSA

P S A.

Operations and project management intern

> "One thing, The payments history tab is challenging to find.."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6698685)

JH

Junaid H.

CEO

> "Its a very convenient digital method of payment for when your on the go."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6886291)

AE

Akshay E.

IT

> "Payments takes a while and may fail if the bank servers gets busy since Google Pay lacks a digital wallet service."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

Uzair A.

Supervisor

> "features such as fast and easy transactions, loyalty program integration, and the ability to send money to friends and family are..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

SS

Sonny S.

Admin

> "I don't like the lack of features on Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6750809)

VR

Verified Reviewer

Freelancer

> "I can also check my account balance in this app, which is a good thing."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

VR

Verified Reviewer

Fund Raising Senior Consultant

> "It is an app that is not getting modernized."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6357093)

Rishabh M.

Senior Project Manager

> "You will sometimes earn vouchers for Netflix, Amazon Prime and other products."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Joseph M.

Senior Civil Engineer

> "One of the biggest issues I have encountered is the occasional difficulty in setting up the app or linking my cards to my account."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4794372)

ML

Maycol L.

Baccalaureate in electricity

> "I have used google play on every phone I have used, it is the best app to get other apps, far superior in terms of catalog to the Mac..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4803537)

Mugonza R.

Technicain

> "Tracking of payment history ranging from one to two months is really difficult to get them."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4976101)

SH

Sherree H.

Owner

> "You can easily navigate the app and add cards to it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

VR

Verified Reviewer

Lawyer

> "I had to face lot problem while linking my debit card to google pay which was lil bit irritating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6023263)

PR

Priam R.

Student

> "Almost all of my day to day transactions are now cashless because of Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6677642)

Sumit Kumar J.

Software Engineer

> "Additionally, It does not provide analytics for how much we spend on different categories."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6296560)

ANM

Angella Nakato M.

Public Relations Officer

> "Faster and secure in making payments online and does not take a lot of time to complete payments"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6446737)

NL

Nelizi L.

RH

> "In question, the google pay refund leaves something to be desired, undue charges for unauthorized purchases."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4797860)

JT

Joe T.

Chiropractor

> "Extremely convenient to not have to use my physical cards and able to safely pay through Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6765073)

IKD

Ibrahim Khan D.

Freelancer

> "Nothing much to dislike in Google Pay except that sometimes glitches I face due to poor banking networks"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4817694)

IKD

Ibrahim Khan D.

Freelancer

> "The best feature I like the most in Google Pay is the amount of time consumed in payment processing is very less compared to other..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4817694)

MR

Mario R.

consulente

> "the service for client and it isn't very safe, or anyone can login in your account with your password"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4923501)

JS

Javoun S.

business man

> "google app is secure and there are easy method and ways for purchasing things online I'm using google play for now over 4 years and..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4952997)

ML

Maycol L.

Baccalaureate in electricity

> "The only thing I do not like is that paid apps that does not make sense to be paid, but this is more the fault of the developers of these..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4803537)

VR

Verified Reviewer

Artist and Owner

> "I like that it is user-friendly since Google is integrated with almost every product it's easy to make and take payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

Pratap M.

Student

> "Google Pay doesn't support all types of cards in its platform."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4954841)

Uzair A.

Supervisor

> "Google Pay is a widely used mobile payment service that offers convenience, security, and integration with other Google services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

KK

Komaldeep K.

Sales associate

> "It needs a specific software to work, it doesn't work in old phones."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4961236)

JS

Jay S.

Sports

> "Google pay app is a very good app, it is very simple app through which you can make payments through Ashan Trike, you can also make..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6188063)

AS

Angeline S.

Infrastructure

> "the bank server errors occuring rarely in while using Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4814430)

DP

Dana P.

Admin

> "Very convenient to send to people and for me to receive as well."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816882)

Mark H.

Senior Administrator

> "Some platforms lack support for Google Pay (compared to Apple for example) which can be frustrating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4813225)

[View Reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

LD

Leo D.

Embedded software test engineer

> "Smooth app, flexible payments, and enough reminders to make you question your life choices."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7127587)

LJ

Lyn J.

Senior Manager

> "The only problem I have is that Klarna allows for individuals to overspend and not use debt as an..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7133486)

DG

Damian G.

CTO

> "I like how seamless the checkout integration is for my clients stores."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7120503)

VR

Verified Reviewer

Student

> "The customer support can be a bit of a headache if you have to return an item and the merchant is..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550)

VR

Verified Reviewer

Student

> "The app is really easy to navigate and I like that it sends me reminders before a payment is due"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550)

BS

Bill S.

Owner President

> "Can’t sign in can’t get to chat with anybody your phone there and they can’t help me so don’t..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306)

CK

Clayton K.

Clerk Two

> "I really enjoy using Klarna as my go to for payment credit. "

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135267)

MC

Martin C.

CEO

> "They are dragging out procedures to avoid refunding amounts in dispute following potential fraud..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6793002)

CM

Cameron M.

Manager

> "What I liked most about Klarna at the time were the options versus other apps, Klarna had more..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6842750)

MT

Mikhail T.

welder

> "On December 10, I received a message that KLARNA had charged me more than $400 from my account..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6622275)

AC

Ashley C.

Commercial Advisor

> "Many retailers offer promotions via Klarna and I like the option to pay for the entire purchase..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6650789)

BS

Bill S.

Owner President

> "Can’t sign in keep sending me to text numbers to continue."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306)

HW

Hannah W.

Tax Accountant

> "Klarna is a great way to shop securely and space out payments!"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7082936)

JD

Julie D.

Dispatcher

> "So Walmart was having a glitch on their app, and Klarna is punishing me for it."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134)

MP

Marko P.

Photographer

> "What I liked most about Klarna is the payment plans and integration with multiple payment..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6581285)

JD

Julie D.

Dispatcher

> "Customer service is useless, sorry but they are, always overseas representatives, who can do..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134)

EJ

Ethan J.

Auditor

> "Klarna additionally has easily contactable customer support."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7104351)

JD

Julie D.

Dispatcher

> "Horrible customer service is useless and there pretty much is no customer service."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134)

VR

Verified Reviewer

Student

> "It makes the whole shopping experience feel a lot more modern."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550)

GT

Gabriel T.

editor

> "Cannot use it to buy things."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6391063)

VR

Verified Reviewer

Student

> "Overall i have had a great experience using klarna for my online shopping."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7135550)

JD

Julie D.

Dispatcher

> "Kind of defeats the purpose of the Klarna app doesn't it."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134)

AS

ALFREDO S.

LEAD

> "cybersecurity super important."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7117164)

DM

Dylan M.

CIO

> "These all make the app much slower than alternatives."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6586759)

ALEXANDER G.

Owner head photographer

> "Well Klarna has been a great option for me on many occasions."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7114391)

SA

Sandra A.

Head of accounting

> "They algo give no option to answer disputes so any incident results in a loss of money for the..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6104588)

DS

Dani S.

Seller

> "What I like most about Klarna is how reliable it is, how easy it is to use, and how quick it is..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7125603)

David P.

General manager

> "However they keep saying “we will sort it after 6 month I find out they sent me to a debt agency..."

[See full review](https://www.capterra.com/p/230509/Klarna/#GetApp___6143076)

KC

Kimberly C.

Regional sales Manager- West

> "Klarna allowed me to buy all my work clothes all at once and pay for them in 4 smaller payments..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6054525)

MT

Mikhail T.

welder

> "it charged me twice the amount it was supposed to"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6622275)

ALEXANDER G.

Owner head photographer

> "The availability is always going to be the best part"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7114391)

JD

Julie D.

Dispatcher

> "They will just keep repeating that it's computer generated."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134)

AS

ALFREDO S.

LEAD

> "I like the app on my phone, super easy to use, excellent customer service."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7117164)

DM

Dylan M.

CIO

> "Terrible downgrade from Storcard."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6586759)

HW

Hannah W.

Tax Accountant

> "It is easy to use and I have never had any issues with it!"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7082936)

JD

Julie D.

Dispatcher

> "Worst app ever."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6771134)

DS

Dani S.

Seller

> "My overall experience with Klarna has been nothing short of great."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___7125603)

BS

Bill S.

Owner President

> "It’s ridiculous waste of time."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306)

AB

Amile B.

AP Controller

> "It has been great when you have to manage your monthly spending budget."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6705626)

DM

Dylan M.

CIO

> "Terrible."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6586759)

SB

Sarah B.

Research Analyst

> "Making payments every week or every other week is more than ideal when having to make sure your..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4977761)

BS

Bill S.

Owner President

> "Terrible app."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6792306)

JA

James A.

CEO

> "Easy to use and can receive immediate acceptance on payment options."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6773821)

SB

Sarah B.

Research Analyst

> "Klarna claims they have no control over the way that is dealt with but it is hard to believe."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4977761)

SL

Simon L.

Manager

> "Integrates perfect with shopify, customer service there 24/7 to assist if any issues, setup was..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4229701)

JW

Jordyn W.

Student Trainer

> "I don't like that this option is not used for a lot of brands and online stores, however, it is..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4571678)

MP

Marko P.

Photographer

> "My overall experience with klarna was positive but not show stopping compared to its rivals"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6581285)

MS

Madison S.

Executive assistant

> "Sometimes, I have had issues with returns and refunds."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3790948)

JW

Jordyn W.

Student Trainer

> "The app will enable you to shop through brands that use Klarna, which takes care of the hassle of..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4571678)

Gustavo B.

Director

> "There are no phone numbers or chat systems to get human prompt response to issues that might..."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3506918)

CD

Carlisbeth D.

Lead deck ambassador

> "It allows you to use in app but also on regular browser"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___6033584)

Melissa T.

Deli Associate

> "It takes a bit longer to load than the normal length that most people are used to"

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3193117)

JH

Johnny H.

Production worker

> "I like that you can split up the payments in 4 ways."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___4989203)

Gustavo B.

Director

> "Notwithstanding, I found some issues to get refunds."

[See full review](https://www.capterra.com/p/230509/Klarna/#Capterra___3506918)

[View Reviews](https://www.capterra.com/p/230509/Klarna/reviews/)

## User interface

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

4.59 (915)

[Klarna](https://www.capterra.com/p/230509/Klarna/)

3.68 (100)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Google Pay

4/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/212826/Google-Pay/#features)

Klarna

Top features

10/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/230509/Klarna/#features)

### Recognition

No recognitions have been awarded to Google Pay

Klarna is recognized as a top-rated tool in 2 Capterra Shortlist reports

### Deployment & support

Google Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Klarna

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Google Pay

-   By Google
-   Located in United States
-   Founded in

Klarna

-   By Klarna
-   Located in Sweden
-   Founded in

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[Klarna](https://www.capterra.com/p/230509/Klarna/)[3.68 (100)](https://www.capterra.com/p/230509/Klarna/reviews/)

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