# Compare Google Pay vs Wise 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Google Pay and Wise based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/212826-234269/Google-Pay-vs-Wise

---

# Google Pay vs Wise Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Google PayWise2/4 selected

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

[Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/)

[## Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.6 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.6

Functionality

4.5

Ease of Use

4.6

Customer Service

4.2

Reviews Sentiment

Based on [915 reviews](#user-reviews)

Positive

852

Neutral

36

Negative

27

[## Wise](https://www.capterra.com/p/234269/Wise/)[3.8 (85)](https://www.capterra.com/p/234269/Wise/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.8

Functionality

3.9

Ease of Use

4

Customer Service

3.5

Reviews Sentiment

Based on [85 reviews](#user-reviews)

Positive

60

Neutral

4

Negative

21

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of reviewers  
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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 23,127 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

NA

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

\--%Fit

Missing features

Feature ratings

Data Security

3.8

Online Payments

3.7

Payment Fraud Prevention

NA

Debit/Credit Card Processing

NA

Expense Tracking

NA

User satisfaction

User satisfaction

4.6

User reviews[915](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Ease of use

4.6

Functionality

4.5

Value for money

4.6

Customer support

4.2

User satisfaction

3.8

User reviews[85](https://www.capterra.com/p/234269/Wise/reviews/)

Ease of use

4.0

Functionality

3.9

Value for money

3.8

Customer support

3.5

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Not provided by vendor

Best for

Not provided by vendor

## User reviews

Pros & cons

DE

Dhinesh E.

Manager

> "The tap‑to‑pay feature is fast, works in most stores I visit, and I appreciate the added security from tokenization and biometric..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7108039)

VR

Verified Reviewer

Compliance Manager

> "Dependency on Connectivity: While "Tap to Pay" works offline for a limited number of transactions, the broader app features (like P2P..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7132903)

VR

Verified Reviewer

IT Systems Analyst

> "Started using Google pay back in 2024 when I started making some money online and needed money to purchase some apps on Google play store."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7144489)

EW

Elizabeth W.

Director

> "Mark marking duplicate payments can be a challenge and linking those records does not always seem intuitive especially for new users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

IK

Ismael K.

Visit Coordinator

> "I like how quickly I can send and also receive money, pay at stores, and manage my cards all in one app."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6818873)

VR

Verified Reviewer

Student

> "Also, I have noticed that once in a while it wont trigger the NFC reader on the first try, so I have to lock and unlock my phone to get..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Digital coordinator

> "Overall, my experience with Google Pay has been largely positive, and I liked how well it integrated across all my devices, its speed,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7125944)

ET

Eldho T.

battery test tecnition

> "Transactions can fail or take significantly longer if there is a poor data connection or if bank servers are running slowly."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130019)

VR

Verified Reviewer

Designer

> "For example, it also automatically syncs your cinema ticket or flight ticket (if you allow it) to your wallet within a few easy taps has..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6661195)

Nafula M.

Freelancer

> "I feel as though if I am charged and it shows Google pay then that's who I should get assistance from, but at times I've had to wait days..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7069848)

SC

Sebastian C.

Information Technology Intern

> "Money transfering, transactions, and card management works perfectly."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130154)

VR

Verified Reviewer

Student

> "Sometimes the app feels a bit cluttered after the recent updates."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Student

> "Its so much faster than digging through my bag for a wallet and I never have to worry about if I forgot my cards at home."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

VR

Verified Reviewer

Freelancer

> "While checking the account balance, sometimes four-five windows open simultaneously and one has to enter the password again and again,..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

HD

Harry D.

Paid Media Manager

> "Google pay is easy to use, helps with seamless transactions and card management and makes checking out online so much faster!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7046090)

SR

Shamylin R.

HR Admin

> "I am not happy with the rewards I get most of them are not useful for me and cashback is very small amount."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816364)

CS

Chasen S.

Software developer

> "Google pay Mostly bases on phone location to make payments successfully and i use it to online services Mostly hosting services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6688663)

SK

Sushant K.

Manager

> "Many times when we call for help, the help center people keep the call on hold for a long time and later disconnect the call after giving..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6113674)

SH

Sherree H.

Owner

> "Doesn't take long to add it to it. When I open the app it shows me my cards I have added and I can easily scroll to the one I want to pay..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

Desiree G.

Peer support

> "Also if you have an issue where you are over charged it can take some time for them to decide how to handle the overcharge."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6711317)

VR

Verified Reviewer

Student

> "The thing I like most is definitely the speed of the tap to pay feature."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7135539)

KD

Kathleen D.

Doctor

> "Trying to speak directly to customer service to someone at google or fitbit is non existent."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

EW

Elizabeth W.

Director

> "Like all Google products the interface storage and record management is great."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7049167)

VR

Verified Reviewer

Artist and Owner

> "I do not have the ability to integrate it as a payment option on my website."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

LM

Latoria M.

Singer Songwriter, Author, and Poet

> "I love that you can put a number of dofferent types of payment methods on this app and also jeep up with the balance on each."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6748022)

SH

Shannel H.

Dispatcher

> "Payments fail, customer service is not the best."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

RW

Renee W.

Program Manager, Human Resources

> "I believe that we will soon see an update that allows Google pay and Apple Pay to work together which would mean sending money via text..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6624490)

SH

Shannel H.

Dispatcher

> "Long hold times and will close your account for no reason"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7007568)

VR

Verified Reviewer

Compliance Manager

> "It is arguably the best payment utility for Android users"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7132903)

Rishabh M.

Senior Project Manager

> "There customer support is knowledgeable but the response time is quite slow while resolving payment disputes."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Hicham M.

Freelance Character Designer

> "Overall great experience with google Pay, i basically use it as my main payment method and i never really had any failed payments or..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6866279)

RJ

Rebecca J.

Xxxxxxx

> "I cant even add my own card with my name on it ..... saying its not the name they have"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6779706)

HW

Hannah W.

Tax Accountant

> "It makes transactions quicker and easier!"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7078375)

KD

Kathleen D.

Doctor

> "Somehow I am being billed over $10/mos for fitbit premium for over a year."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6856347)

SC

Sebastian C.

Information Technology Intern

> "Overall very good service to save cards and quickly make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7130154)

OK

Omar K.

Fulfillment specialist

> "Some devices which are older do not support Google pay and I wish they did."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

SW

Stephanie W.

Kids Director

> "I like being able to store multiple credit card numbers to use for online retailers."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6784592)

DB

Destiny B.

Bartender

> "Was not a big fan of the withdrawal waiting period or how long it took to deposit money"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6341044)

AE

Akshay E.

IT

> "I appreciate the app's dashboard layout, which puts all the essential features, such as QR scanner, bill payment, contact payment, phone..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

AM

Andreea M.

Primary teacher

> "I don’t like that is not compatible with iOS system."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6441983)

HK

Hari K.

IT

> "I can instantly receive a digital payment receipt that I can share with another party for acknowledgement, and I can also check the..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4920878)

MA

Mohammed A.

IT

> "Google pay is lack of wallet feature so whenever there is a server problem from bank side we cant make payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___5042067)

OK

Omar K.

Fulfillment specialist

> "Google pay has been a great way for me to keep my payment methods secure on my android devices."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6645954)

VR

Verified Reviewer

Education

> "As a google pay user i am facing some transaction pending issues."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6580684)

Meric G.

Data Base Administrator

> "What I like most about Google Pay is that data security is very important in the use of a software and I noticed as a user and database..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4793507)

VR

Verified Reviewer

Article assistant

> "The reward feature is the least favourite thing about Google pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6656969)

VR

Verified Reviewer

Digital coordinator

> "I felt secure with the app, and confident in my purchases while using it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___7125944)

DDC

Diwakar Dixit C.

IT Manager

> "You cannot use google wallet if you have custum OS installed in your mobile and i belive its for security reasons."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6204176)

Mihir D.

Student

> "I also like the Upi Lite option on Google Pay, which helps me do transactions up to 200 rupees without an Upi pin."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6269189)

PSA

P S A.

Operations and project management intern

> "One thing, The payments history tab is challenging to find.."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6698685)

JH

Junaid H.

CEO

> "Its a very convenient digital method of payment for when your on the go."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6886291)

AE

Akshay E.

IT

> "Payments takes a while and may fail if the bank servers gets busy since Google Pay lacks a digital wallet service."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4999975)

Uzair A.

Supervisor

> "features such as fast and easy transactions, loyalty program integration, and the ability to send money to friends and family are..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

SS

Sonny S.

Admin

> "I don't like the lack of features on Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6750809)

VR

Verified Reviewer

Freelancer

> "I can also check my account balance in this app, which is a good thing."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6342896)

VR

Verified Reviewer

Fund Raising Senior Consultant

> "It is an app that is not getting modernized."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6357093)

Rishabh M.

Senior Project Manager

> "You will sometimes earn vouchers for Netflix, Amazon Prime and other products."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#GetApp___6765286)

Joseph M.

Senior Civil Engineer

> "One of the biggest issues I have encountered is the occasional difficulty in setting up the app or linking my cards to my account."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4794372)

ML

Maycol L.

Baccalaureate in electricity

> "I have used google play on every phone I have used, it is the best app to get other apps, far superior in terms of catalog to the Mac..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4803537)

Mugonza R.

Technicain

> "Tracking of payment history ranging from one to two months is really difficult to get them."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4976101)

SH

Sherree H.

Owner

> "You can easily navigate the app and add cards to it."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6800572)

VR

Verified Reviewer

Lawyer

> "I had to face lot problem while linking my debit card to google pay which was lil bit irritating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6023263)

PR

Priam R.

Student

> "Almost all of my day to day transactions are now cashless because of Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6677642)

Sumit Kumar J.

Software Engineer

> "Additionally, It does not provide analytics for how much we spend on different categories."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6296560)

ANM

Angella Nakato M.

Public Relations Officer

> "Faster and secure in making payments online and does not take a lot of time to complete payments"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6446737)

NL

Nelizi L.

RH

> "In question, the google pay refund leaves something to be desired, undue charges for unauthorized purchases."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4797860)

JT

Joe T.

Chiropractor

> "Extremely convenient to not have to use my physical cards and able to safely pay through Google Pay."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6765073)

IKD

Ibrahim Khan D.

Freelancer

> "Nothing much to dislike in Google Pay except that sometimes glitches I face due to poor banking networks"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4817694)

IKD

Ibrahim Khan D.

Freelancer

> "The best feature I like the most in Google Pay is the amount of time consumed in payment processing is very less compared to other..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4817694)

MR

Mario R.

consulente

> "the service for client and it isn't very safe, or anyone can login in your account with your password"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4923501)

JS

Javoun S.

business man

> "google app is secure and there are easy method and ways for purchasing things online I'm using google play for now over 4 years and..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4952997)

ML

Maycol L.

Baccalaureate in electricity

> "The only thing I do not like is that paid apps that does not make sense to be paid, but this is more the fault of the developers of these..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4803537)

VR

Verified Reviewer

Artist and Owner

> "I like that it is user-friendly since Google is integrated with almost every product it's easy to make and take payments."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6581854)

Pratap M.

Student

> "Google Pay doesn't support all types of cards in its platform."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4954841)

Uzair A.

Supervisor

> "Google Pay is a widely used mobile payment service that offers convenience, security, and integration with other Google services."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6175248)

KK

Komaldeep K.

Sales associate

> "It needs a specific software to work, it doesn't work in old phones."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4961236)

JS

Jay S.

Sports

> "Google pay app is a very good app, it is very simple app through which you can make payments through Ashan Trike, you can also make..."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6188063)

AS

Angeline S.

Infrastructure

> "the bank server errors occuring rarely in while using Google pay"

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4814430)

DP

Dana P.

Admin

> "Very convenient to send to people and for me to receive as well."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___6816882)

Mark H.

Senior Administrator

> "Some platforms lack support for Google Pay (compared to Apple for example) which can be frustrating."

[See full review](https://www.capterra.com/p/212826/Google-Pay/#Capterra___4813225)

[View Reviews](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Armando R.

Translator

> "How easy their credit card payments were to adapt in comparison to Revolut and its payment processing that was easier to do as a..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165)

GC

Gary C.

NA

> "A simple cash transfer request turned into 34 swapped emails all of which are clear evidence as to Wise being inept, unprofessional and..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212)

FS

Flavia S.

Senior

> "It’s transparent, fast, and much cheaper than using traditional banks. Whether I’m paying freelancers or transferring money to family..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961)

GC

Gary C.

NA

> "Promises of rectifying THEIR mistakes we brushed away by just unilaterally cancelling my Transfer without any notice (to cover their..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7108212)

MAU

Marcos Alberto U.

Manager

> "I think it is a good option to transfer money internationally, it works with a wide variety of currencies and handles very low..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6561368)

Armando R.

Translator

> "I wanted to use Revolut in Spain but the registration process was super clunky and I really needed to pay a friend some money."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7094165)

JB

Juan B.

Writer

> "Its interfase is definitely 2025 material. Plus, it has many integrations with other financial platforms, which makes it more accessible..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6834982)

Gabriel I.

Founder

> "I cant believe they dont offer loans or credit, because the problem is that since I've handled my money with them all of these years, I..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454)

VR

Verified Reviewer

Data Engineer

> "It is connected to my own expenses management platform, which makes it really easy to track expenses."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7098230)

WH

Warren H.

Pres

> "There is no question they are using falsehoods and simple innuendo, which they are passing to financial institutions here and abroad..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635)

SA

Suhail A.

Broker

> "I liked Wise for its ease of use, quick setup, and real-time exchange rates that make transactions simple."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___7056052)

LT

Lorena T.

Individual Transactions

> "I updated the app and re-entered my information multiple times until I could finally initiate a transfer. But when I tried to send the..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

FS

Flavia S.

Senior

> "It's easy to understand fees upfront, and the real exchange rate shown is a huge plus."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961)

TQ

Tristan Q.

Director

> "Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936)

TP

Tracy P.

Education

> "Extremely user friendly, great interest rates, low forex rates, low transfer fees... referral rewards too."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987)

FS

Flavia S.

Senior

> "Some smaller currencies or countries aren’t fully supported, which can be limiting in rare cases."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6808961)

TP

Tracy P.

Education

> "Good rates, fast service, debit card to use when overseas."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6662987)

WH

Warren H.

Pres

> "Their refusal to communicate what their actual issue is, or be willing to resolve and acknowledge their mistakes takes away any..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635)

MB

Michael B.

Self Employed

> "The service has always been quick, safe, I always seem to get the best exchange rates at the time too."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6751329)

TQ

Tristan Q.

Director

> "Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936)

YD

Youcef D.

Marketer

> "it is a safe app with a real bank and accepts virtual cards so if you prefere it it's the best one "

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___5087589)

KK

Kara K.

Senior Associate

> "Although Wise has its fair share of issues, we haven't found a better tool to send regular international payments."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6846068)

PW

Peiji W.

owner

> "In general, it is very easy to use and exchange currency remotely."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6756175)

TQ

Tristan Q.

Director

> "Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936)

ZKM

Zuen Kay M.

HR

> "its very user friendly and fast to send and higher exchange rate"

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6708937)

LT

Lorena T.

Individual Transactions

> "I tried two more times and encountered the same error. When I logged out and back in, I saw that Wise had debited my bank account three..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

Michelle H.

Writer, Editor and Proofreader

> "I particularly like being able to invoice in my own currency (UK sterling)."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6292297)

RP

Reid P.

Director Owner

> "This has been an excruciating process that I still don't have a resolution to after 6 days and over 20 emails back and forth with their..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759)

RM

Rosalina M.

Executive Assistant/ Freelancer

> "Overall, Wise is a reliable and cost-effective way to transfer money internationally, with a user-friendly platform and fast transfer..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785)

WH

Warren H.

Pres

> "i was sending money to family in another country for costly medical expenses, over a period of 7 months."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635)

Gabriel I.

Founder

> "I've been using wise (ex transferwise) for 8 years now, and I have absolute trust in this company."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454)

LT

Lorena T.

Individual Transactions

> "Once more, the money was transferred to my Wise account, and I got the same "payment unsuccessful" message."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

Altaf N.

Owner

> "I like the ACH payment option of Wise which Paypal does not offer."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946)

TQ

Tristan Q.

Director

> "After days of chasing them and providing thorough documentation, they chose to close my account without justification."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6579936)

Gabriel I.

Founder

> "I love how simple and transparent everything is."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454)

LT

Lorena T.

Individual Transactions

> "I planned to request a refund for the fee, as this whole situation was due to their glitch."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

Gabriel I.

Founder

> "I am happy, loyal client."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6747454)

Navan M.

Director

> "I paid thousands more than a normal transfer for verification and transfer fees plus a fees to return my money back into my account."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231)

SL

Stefano L.

Owner

> "Easy setup."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6754011)

RL

Ron L.

IT

> "Got charged almost 20% in fees just to open an account."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6683899)

RM

Rosalina M.

Executive Assistant/ Freelancer

> "Low expenses: Insightful charges a lot of lower charges than conventional banks or other cash move administrations, which can get a good..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785)

WH

Warren H.

Pres

> "they froze my account and the recipient's. "

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635)

Altaf N.

Owner

> "Hence, Wise is now my favorite payment processing platform."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946)

LW

Lamia W.

Director

> "Hard to say because the irritating thing is when a transaction doesn't go through because the Payee's details don't match exactly - as..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6091952)

Altaf N.

Owner

> "I really love it because with ACH, there is very minimal to no fees at all."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6283946)

TP

Tim P.

Film Director

> "Their rationale was that, in their opinion, Zaporizhzhia is under sanctions."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6421542)

DY

Dellal Y.

Marketing traîner

> "Speed of transactions and also you can exachange with the most important devise "

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3615424)

LT

Laura T.

None

> "Lost $25k and have been trying to get it resolved for the last 6 weeks."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6705908)

CS

Carole S.

antiques trader

> "It is incredibly fast and I can transfer money to my French bank account instantly."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3851901)

LT

Lorena T.

Individual Transactions

> "The customer support is not helpful."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

KM

Karel M.

Freelancer

> "I love how you can set up multiple accounts in different countries"

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3603399)

AP

Abby P.

COO

> "I have been begging for over a week and support just sends generic template responses and doesn't seem to realize not accessing my..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591)

AP

Abby P.

COO

> "It was easy to setup"

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591)

WH

Warren H.

Pres

> "after that they would not take phone calls."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6750635)

MI

Muhammad I.

YouTuber, Freelancer

> "I have installed the wise application on my android. And I am glad to share that the application of wise is Fingerprint supported, Mean..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043)

RP

Reid P.

Director Owner

> "It's an absolute drain of my time and energy."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6570759)

Zahra H.

Head of Business operations

> "The app is secure, the system sends 2FA, their card never fails, the virtual cards are a great feature!"

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094)

LT

Lorena T.

Individual Transactions

> "I’ve opened a dispute with my bank."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

Myriam C.

Translator

> "It's user friendly and if I have any problems I can count on an excellent customer service"

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3684794)

LT

Lorena T.

Individual Transactions

> "Will freeze hot money for no reason."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

Bruno C.

IT Service Engineer

> "Very cheap way to remit amounts abroad and undoubtedly the best alternative to pay for expenses while traveling abroad."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3149725)

Navan M.

Director

> "I hate that after my money was taken out of my account, I had to make accountant appointments costing me more money."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231)

Mubaraq I.

Content writer

> "Very good, I don't plan on looking for an alternative any time soon."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3708231)

SK

Sonita K.

President

> "It was the most difficult platform to work with. "

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459)

Sam A.

Consultant

> "This made receiving payments very quick and easy for me to receive and for the customer to pay me."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3197054)

LT

Lorena T.

Individual Transactions

> "I hung up and called again."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

Danish M.

Software Engineer

> "Registration process is simple and account gets verified fairly quickly."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3410875)

LT

Lorena T.

Individual Transactions

> "This entire situation is incredibly frustrating."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6437891)

PW

Peter W.

Retired

> "The easyness to send money fast and with not too much costs from one corner of the world to another corner of the world."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3314029)

SK

Sonita K.

President

> "Extremely difficult platform, would not recommend."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6710459)

MI

Muhammad I.

YouTuber, Freelancer

> "No, if we talk about my overall experience with the wise bank account is, then it was appreciable. And I'm fully satisfied with the..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043)

FD

Franck D.

CEO

> "It s a very bad service and company."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6687754)

Johanna N.

Customer Success Executive

> "Great App for any type of transfer."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3395804)

RM

Rosalina M.

Executive Assistant/ Freelancer

> "Check process: to utilize Shrewd, you really want to go through a confirmation interaction that can be tedious and may require extra..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___4633785)

Zahra H.

Head of Business operations

> "Its a fluid and well integrated system."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3163094)

AP

Abby P.

COO

> "Access is an issue"

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6209591)

Ani P.

Owner

> "After many back and forth with my contractor we finally were able to set it up, once done it's great and I love it."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3302046)

Navan M.

Director

> "Support team is lying 🤥 to me."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___6023231)

Valor L.

Digital Strategist

> "What I really like though is it has the best rate."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3158929)

MI

Muhammad I.

YouTuber, Freelancer

> "I have a lot of friends that are unable t use wisely just because they are not having a visa or MasterCard for making a transaction too..."

[See full review](https://www.capterra.com/p/234269/Wise/#Capterra___3104043)

[View Reviews](https://www.capterra.com/p/234269/Wise/reviews/)

## User interface

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

4.59 (915)

[Wise](https://www.capterra.com/p/234269/Wise/)

3.79 (85)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

Google Pay

4/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/212826/Google-Pay/#features)

Wise

Top features

10/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/234269/Wise/#features)

### Recognition

No recognitions have been awarded to Google Pay

No recognitions have been awarded to Wise

### Deployment & support

Google Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Wise

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Google Pay

-   By Google
-   Located in United States
-   Founded in

Wise

-   By Wise
-   Located in United Kingdom
-   Founded in

## Popular Comparisons

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

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3.8

[View full comparison](https://www.capterra.com/compare/152638-212826/Epos-Now-vs-Google-Pay)

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)[4.59 (915)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

vs

[Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (570)](https://www.capterra.com/p/226864/Clover/reviews/)

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Price

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4.5

Features

3.8

4.6

Ease of Use

4.0

[View full comparison](https://www.capterra.com/compare/212826-226864/Google-Pay-vs-Clover)