# Compare Apple Pay vs Stocard 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Apple Pay and Stocard based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/212840-234213/Apple-Pay-vs-Stocard

---

# Apple Pay vs Stocard Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

Apple PayStocard2/4 selected

[Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (840)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

[Stocard](https://www.capterra.com/p/234213/Stocard/)[4.9 (42)](https://www.capterra.com/p/234213/Stocard/reviews/)

[## Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (840)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.7

Functionality

4.7

Ease of Use

4.8

Customer Service

4.5

Reviews Sentiment

Based on [840 reviews](#user-reviews)

Positive

804

Neutral

18

Negative

18

[## Stocard](https://www.capterra.com/p/234213/Stocard/)[4.9 (42)](https://www.capterra.com/p/234213/Stocard/reviews/)

Starting Price

Contact vendor

Value-for-Money

5

Functionality

4.8

Ease of Use

4.9

Customer Service

4.3

Reviews Sentiment

MP

VS

Based on [42 reviews](#user-reviews)

Positive

42

Neutral

0

Negative

0

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Highest Rated

### Hype

5.0 (6)

* * *

Starting Price

€2.90

Per Month

Free Trial

Free Version

* * *

User rating

100%

of reviewers  
rated it above 4 stars

* * *

### Mooney

4.0 (1)

* * *

Starting Price

Contact vendor for pricing

Free Trial

Free Version

* * *

User rating

100%

of reviewers  
rated it above 4 stars

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### Neon

4.7 (3)

* * *

Starting Price

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Free Version

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User rating

100%

of reviewers  
rated it above 4 stars

* * *

### WWS Mobile

4.7 (17)

* * *

Starting Price

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Free Trial

Free Version

* * *

User rating

100%

of reviewers  
rated it above 4 stars

* * *

## Summary

* * *

Features in Mobile Banking Software

Best performer

2 / 42

Only Apple Pay

-   Authentication
-   Digital Wallet

0 / 42

User satisfaction

User satisfaction

4.7

User reviews[840](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Ease of use

4.8

Functionality

4.7

Value for money

4.7

Customer support

4.5

User satisfaction

4.9

User reviews[42](https://www.capterra.com/p/234213/Stocard/reviews/)

Ease of use

4.9

Functionality

4.8

Value for money

5.0

Customer support

4.3

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Not provided by vendor

Best for

Retail consumers and loyalty card users, students, and other consumers.

## User reviews

Pros & cons

SJ

Sheryl J.

FIELD ESTIMATOR

> "This payment platform is very convenient for patrons on the go, & for those who easily lose personal items on a daily basis: ..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823)

Trinidad F.

Autonomous Remote Specialist

> "Apple Pay has no real downsides except that it's not accepted at Walmart. But honestly no forms of digital payment are accepted at..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801)

AR

Abigail R.

Assistant Director

> "With the addition of Apple Wallet, I can save all manor of cards from credit and debit, to membership cards, to event tickets, and..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6234004)

LO

Lindsey O.

Accounting student

> "Umm the only thing that I didn't like about Apple Pay is that you may have to have the 3 digit security code and so if you've..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6553804)

GM

Galateya M.

Executive Administrative Assistant

> "The most I like is that Apple Pay is convenient and secure, allowing quick payments with just a tap and using advanced security..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6537173)

VR

Verified Reviewer

Director

> "For some reason sometimes the payment wont go through."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931)

CF

Colin F.

Physical therapist

> "Makes paying for items much faster - do not have to retrieve cards from wallet to pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7114410)

DG

Desiree G.

peer support

> "I had money taken from an app that I didn't give permission to do so."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

AC

Austin C.

Seller

> "Apply pay is very convenient to use, with being able to connect you bank information to Apple Pay and being able to have its on..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6333951)

DG

Desiree G.

peer support

> "Getting a refund was the hardest thing ever."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

HG

Helder G.

Owner

> "At the beginning it was a little frustrating because very few merchants didn’t accept it, but nowadays it’s accepted almost..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6782642)

JJ

Jamilia J.

Private music instructor

> "Sometimes I have trouble with certain websites with using apply pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6653943)

Jesse Z.

Software Engineer

> "It makes pay for groceries and merchandise easy either in a physical brick and mortar store or online like Amazon, Macy's, or eBay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6866779)

LL

LISA L.

Therapist

> "Also I tried putting a transit card in my phone case to get around, but it kept triggering Apple Pay even though I turned off the..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6093228)

SJ

Sheryl J.

FIELD ESTIMATOR

> "This platform allows for ease of payment whenever patrons need to shop on the run, simply by hovering their phone over the POS at..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823)

CM

Cassandra M.

Operations Manager

> "I am concerned about possible transaction fees."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6457416)

Nathaniel H.

Process Engineer

> "I know that is a strange thing to say is my most favorite thing about Apple Pay. But often times I will find myself purposely using..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6770822)

CW

Casey W.

Luxury Home

> "The only con I can think of is that it is not accepted everywhere."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435)

VR

Verified Reviewer

Director

> "The wifi is super convenient. And, it shows me my receipt swiftly on my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931)

VH

Vicki H.

N/A

> "I have disputed the charges through my bank, and reported them to the Better Business Bureau, short of them being able to help me I..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

DG

Desiree G.

peer support

> "It's a cheap option to pay for app purchases and for many other purchases."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441)

VH

Vicki H.

N/A

> "They have been absolutely unbelievably unhelpful to me and refuse to return my money to me or unlock my Apply Pay account, not only..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

Cassandra J.

Teacher

> "What I like most about apple pay is that it's very convenient to use and pay for items in stores across the states"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7088587)

RR

Ryan R.

Senior Constituency Assistant

> "I also dislike that there is a limit and it uses my Face ID automatically when wearing a mask and my iPhone doesn't recognize me."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016)

KA

Kayelee A.

Project Coordinator

> "Apple pay is a great way to protect against theft, to minimizing loss, and to keep your cards organized."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6787968)

JT

Jacob T.

User

> "I don’t like the fact that if your lock button is broken on your iPhone, you cannot use Apple Pay because you need to click it..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4337380)

SM

Shawn M.

Warehouse

> "Also being able to send money transfers is a game changer."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249)

SA

Sital A.

Dental assistant

> "I worry that I can be subject to hacking."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793)

EB

Ethan B.

Detailer

> "Super simple to use in my business, being a business owner with employees this allows me to share the business card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7053716)

TC

Tara C.

Researcher's

> "Companies may also resist accepting Apple Pay as a form of payment due to its extra processing costs as opposed to other methods."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4538532)

SM

Shawn M.

Warehouse

> "Apple Pay is so easy to use from the start that you do not have a huge learning curve from the start making Apple Pay my go to."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249)

AP

Adity P.

Research Assistant

> "I don't like how sometimes Apple Pay won't get activated on your phone when you are pointing it towards the terminal, this can..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3451649)

Yin Syuan Y.

designer

> "It's so convenient to pay literally everything no matter physical store or online, and it'll also change the credit card number to..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6339375)

MD

Miriam D.

Stylist

> "as well so now he hast to wait 3 to 5 business days for it to get back into his account so because of Apple Pay I will not eat..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826)

VR

Verified Reviewer

Office Assistant

> "It requires a password, face ID, or touch ID and seems super secure."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589)

SM

Sean M.

Account Executive

> "Sometimes it can be a nuisance to swich between the different cards in my apple wallet."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4237306)

PS

Paige S.

Creative Director

> "I could easily give multiple employees access to the one business card and I like that ApplePay has great security."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6499154)

SC

Shawna C.

Customer Service Rep.

> "The biggest con to this software is the fact that if your phone happens to die then you obviously can't use it."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4090421)

TC

Tamiko C.

PUBLISHER

> "I love how I use my Apple Pay in my digital wallet and use it almost anywhere I go."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6887478)

VR

Verified Reviewer

Graduate Research Assistant

> "Sometimes the payment failed due to software glitches and it needs to be updated."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3513182)

KC

Kimberlee C.

Supervisor

> "Again, it is very user friendly that a teenager can use it. Plus, there are not costs to use Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193)

RR

Ryan R.

Senior Constituency Assistant

> "I dislike that the card number changes so it can make returns confusing."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016)

CP

Charlie P.

Clinical Effectiveness facilitator

> "Easy to set up and log into, then can be used with multiple products, tablets, phones, watches etc. Can add multiple cards and..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6685103)

VR

Verified Reviewer

school counselor

> "It added my prepaid card but it didn't work at all for some reason."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3459822)

CW

Casey W.

Luxury Home

> "Overall Apple Pay is a life saver, and the fact I can organize my cards and purchases in one place is incredible."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435)

JT

Jared T.

Supervisor

> "There's nothing a customer hates more than holding up the line due to a glitchy apple pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4202645)

BF

Bethay F.

NA

> "It’s very good, so so convenient especially when I forget my wallet, or don’t have cash it’s really helpful."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7020135)

SA

Sital A.

Dental assistant

> "I worry it is not secure."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793)

TM

Tristan M.

Software engineer

> "My overall experience with Apple Pay is wonderful as it’s so convenient for my day to day routine and easy to use."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7079714)

JS

Janice S.

Managing Partner

> "The only downfall to Apple Pay is that a lot of people are intimidated by it, and therefore don't use the service."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3467034)

Trinidad F.

Autonomous Remote Specialist

> "I've never experienced any problems or issues when using Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801)

VR

Verified Reviewer

Virtual Assistant

> "Sometimes the MTA doesn't charge the right card, but that might be an issue on their end."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3589811)

KC

Kimberlee C.

Supervisor

> "It is easy to use at grocery stores and kiosks."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193)

VR

Verified Reviewer

Bautechnischer Zeichner

> "Unfortunately, it is not yet possible to add a Visa card in Austria."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3813412)

SB

Sisay B.

Hardware Engineer

> "as it enables fast, contactless and secure payments it makes my life easier"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6722000)

RK

Rahul K.

Software Engineer

> "If you are part of a family account, Apple doesn't let you use apple pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3441353)

NJ

Natalie J.

Business Relations Executive

> "It's so convenient to have it all on my phone, I always forget my wallet but never my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6818385)

VR

Verified Reviewer

Cyber Security Specialist

> "You can't send money to another person via Apple Pay...yet."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3613553)

PS

Pebbles S.

Insurance Agent

> "Your online purchases go through with ease, and the apple pay option always pops up first."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6633037)

VH

Vicki H.

N/A

> "Has anyone else experienced this issue with Apple Pay/Apple Cash that would have any other suggestions for me on how to get my..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109)

AM

Andrew M.

Researcher

> "The quickness of the product for making payments with saved information"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6712395)

MD

Miriam D.

Stylist

> "Won’t let me access money that was sent to me"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826)

AS

Angela S.

Nursing

> "I like that it’s easy to use and that if I don’t have my wallet, I can use my phone."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6826764)

DR

Dawn R.

Group Fitness Instructor

> "I imagine if I didn't have all of the information for my card or if there was a location that did't offer Apple Pay then it would..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___2943606)

SB

Sunaina B.

Director of Operations

> "I use it daily and think it's a great alternative to carrying cash and credit cards."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6676953)

DB

Dou B.

Dori

> "I don’t really know how to use the technology and there are no instructions or tutorial."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3612614)

NE

Nicole E.

Profesional Cleaner and Organizer

> "Apple Pay makes transactions run a lot quicker."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6811316)

JJ

Joe J.

Director of Pharmacy

> "Even if you have an Apple Watch and can unlock your phone with a mask, it will not work with Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___3243292)

MT

Megan T.

Office Manager

> "It’s so convenient, I can switch my payment method with ease"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6776392)

SM

Stephanie M.

Student

> "The only con I would say is that not every store accepts Apple Pay."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3502156)

RW

Renee W.

Direct support professional

> "There are no additional fees for using Apple Pay vs your actual card."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6556724)

SB

Stephanie B.

Cashier

> "Also when using the tap to pay feature it frequently reads card error if not done as precise as needed"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3363358)

VR

Verified Reviewer

Office Assistant

> "There is a straightforward and easy setup, no learning curves at all and it's free!"

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589)

VR

Verified Reviewer

Software engineer

> "software failure, you can't pay for anything when your phone's battery dies, you are at the mercy of the software due to maybe a..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___2833358)

JG

Jonathan G.

Director of Plumbing

> "Ease of paying for something online and smoothly send money to people."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6811230)

VR

Verified Reviewer

school counselor

> "Too bad it didn't work for some cards."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3459822)

TN

Tendamudzimu N.

Technologist

> "I uses for day to day online purchases and I love fact that is secured and no need to punch own bank numbers and CVV to authorize."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4835710)

BL

Briana L.

Daycare provider

> "I was a little hesitant to set it up on my phone because I was worried something could happen but honestly, I don’t know why I..."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3569047)

JL

Jussi L.

Author - Facilitator - Coach

> "Also online shopping with Apple Pay is easier and feels more secure and safe than any other method."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6234939)

Kineta G.

Sole Proprietor

> "Sometimes my payments take longer to process."

[See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3818178)

[View Reviews](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Not enough reviews

## User interface

No images or videos  
provided by vendor

No images or videos  
provided by vendor

### Features

Apple Pay

Top features

2/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/212840/Apple-Pay/#features)

Stocard

0/42

-   ACH Payment Processing
-   Activity Dashboard
-   Activity Tracking
-   AI Copilot
-   Alerts/Escalation
-   API
-   Authentication
-   Bill Payment
-   Biometrics
-   Cash Management
-   Chat/Messaging
-   Compliance Management
-   Credit Card Processing
-   Customer Accounts
-   Customizable Branding
-   Customizable Reports
-   Data Synchronization
-   Digital Wallet
-   Electronic Funds Transfer
-   Electronic Payments
-   Financial Analysis
-   Financial Management
-   Fraud Detection
-   Generative AI
-   Historical Reporting
-   Live Chat
-   Mobile Access
-   Mobile Alerts
-   Multi-Currency
-   Online Banking
-   P2P Payments
-   Real-Time Monitoring
-   Remote Deposit
-   Reporting & Statistics
-   Secure Data Storage
-   Secure Login
-   Single Sign On
-   SMS Banking
-   SSL Security
-   Transaction History
-   Transaction Monitoring
-   User Management

[See all features](https://www.capterra.com/p/234213/Stocard/#features)

### Recognition

No recognitions have been awarded to Apple Pay

No recognitions have been awarded to Stocard

### Deployment & support

Apple Pay

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Stocard

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Apple Pay

-   By Apple
-   Located in United States
-   Founded in

Stocard

-   By Stocard
-   Located in Germany
-   Founded in

## Popular Comparisons

[Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.73 (840)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

vs

[Remitly](https://www.capterra.com/p/234233/Remitly/)[2.24 (82)](https://www.capterra.com/p/234233/Remitly/reviews/)

Contact vendor for pricing

Price

Contact vendor for pricing

4.7

Features

2.6

4.8

Ease of Use

2.8

[View full comparison](https://www.capterra.com/compare/212840-234233/Apple-Pay-vs-Remitly)