# Compare Apple Pay vs Cash App 2026 | Capterra > Unsure of what to choose? Check Capterra to compare Apple Pay and Cash App based on pricing, features, product details, and verified reviews. Source: https://www.capterra.com/compare/212840-246167/Apple-Pay-vs-Cash-App --- # Apple Pay vs Cash App Features and Cost Comparison Last updated March 13th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: Apple PayCash App2/4 selected [Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (847)](https://www.capterra.com/p/212840/Apple-Pay/reviews/) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (689)](https://www.capterra.com/p/246167/Cash-App/reviews/) [## Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.7 (847)](https://www.capterra.com/p/212840/Apple-Pay/reviews/) Starting Price Contact vendor Value-for-Money 4.7 Functionality 4.7 Ease of Use 4.8 Customer Service 4.5 Reviews Sentiment Based on [847 reviews](#user-reviews) Positive 811 Neutral 18 Negative 18 [## Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.2 (689)](https://www.capterra.com/p/246167/Cash-App/reviews/) Starting Price Contact vendor Value-for-Money 4.3 Functionality 4.3 Ease of Use 4.5 Customer Service 3.5 Reviews Sentiment Based on [689 reviews](#user-reviews) Positive 564 Neutral 52 Negative 73 ## Not a match? 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President > "Apple Pay is an excellent money transferring and payment system that anyone can benefit from with its vast amount of features." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7154325) Trinidad F. Autonomous Remote Assistant > "Apple Pay has no real downsides except that it's not accepted at Walmart. But honestly no forms of digital payment are accepted at..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801) SJ Sheryl J. FIELD ESTIMATOR > "This payment platform is very convenient for patrons on the go, & for those who easily lose personal items on a daily basis: Keeping..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823) LO Lindsey O. Accounting student > "Umm the only thing that I didn't like about Apple Pay is that you may have to have the 3 digit security code and so if you've ordered..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6553804) GM Galateya M. Executive Administrative Assistant > "The most I like is that Apple Pay is convenient and secure, allowing quick payments with just a tap and using advanced security..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6537173) VR Verified Reviewer Director > "For some reason sometimes the payment wont go through." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931) CF Colin F. Physical therapist > "Makes paying for items much faster - do not have to retrieve cards from wallet to pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7114410) DG Desiree G. peer support > "I had money taken from an app that I didn't give permission to do so." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441) AC Austin C. Seller > "Apply pay is very convenient to use, with being able to connect you bank information to Apple Pay and being able to have its on your..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6333951) DG Desiree G. peer support > "Getting a refund was the hardest thing ever." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441) Jesse Z. Software Engineer > "It makes pay for groceries and merchandise easy either in a physical brick and mortar store or online like Amazon, Macy's, or eBay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6866779) JJ Jamilia J. Private music instructor > "Sometimes I have trouble with certain websites with using apply pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6653943) SJ Sheryl J. FIELD ESTIMATOR > "This platform allows for ease of payment whenever patrons need to shop on the run, simply by hovering their phone over the POS at any..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6703823) LL LISA L. Therapist > "Also I tried putting a transit card in my phone case to get around, but it kept triggering Apple Pay even though I turned off the..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6093228) VR Verified Reviewer Director > "The wifi is super convenient. And, it shows me my receipt swiftly on my phone." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7077931) CM Cassandra M. Operations Manager > "I am concerned about possible transaction fees." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___6457416) DG Desiree G. peer support > "It's a cheap option to pay for app purchases and for many other purchases." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7090441) CW Casey W. Luxury Home > "The only con I can think of is that it is not accepted everywhere." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435) Cassandra J. Teacher > "What I like most about apple pay is that it's very convenient to use and pay for items in stores across the states" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7088587) VH Vicki H. N/A > "I have disputed the charges through my bank, and reported them to the Better Business Bureau, short of them being able to help me I..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109) SM Shawn M. Warehouse > "Also being able to send money transfers is a game changer." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249) VH Vicki H. N/A > "They have been absolutely unbelievably unhelpful to me and refuse to return my money to me or unlock my Apply Pay account, not only..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109) HG Helder G. Owner > "At the beginning it was a little frustrating because very few merchants didn’t accept it, but nowadays it’s accepted almost..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6782642) RR Ryan R. Senior Constituency Assistant > "I also dislike that there is a limit and it uses my Face ID automatically when wearing a mask and my iPhone doesn't recognize me." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016) Nathaniel H. Process Engineer > "I know that is a strange thing to say is my most favorite thing about Apple Pay. But often times I will find myself purposely using..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6770822) JT Jacob T. User > "I don’t like the fact that if your lock button is broken on your iPhone, you cannot use Apple Pay because you need to click it twice..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4337380) SM Shawn M. Warehouse > "Apple Pay is so easy to use from the start that you do not have a huge learning curve from the start making Apple Pay my go to." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7108249) SA Sital A. Dental assistant > "I worry that I can be subject to hacking." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793) Yin Syuan Y. designer > "It's so convenient to pay literally everything no matter physical store or online, and it'll also change the credit card number to..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6339375) TC Tara C. Researcher's > "Companies may also resist accepting Apple Pay as a form of payment due to its extra processing costs as opposed to other methods." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4538532) VR Verified Reviewer Office Assistant > "It requires a password, face ID, or touch ID and seems super secure." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589) MD Miriam D. Stylist > "as well so now he hast to wait 3 to 5 business days for it to get back into his account so because of Apple Pay I will not eat..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826) PS Paige S. Creative Director > "I could easily give multiple employees access to the one business card and I like that ApplePay has great security." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6499154) SM Sean M. Account Executive > "Sometimes it can be a nuisance to swich between the different cards in my apple wallet." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4237306) TC Tamiko C. PUBLISHER > "I love how I use my Apple Pay in my digital wallet and use it almost anywhere I go." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6887478) SC Shawna C. Customer Service Rep. > "The biggest con to this software is the fact that if your phone happens to die then you obviously can't use it." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4090421) KC Kimberlee C. Supervisor > "Again, it is very user friendly that a teenager can use it. Plus, there are not costs to use Apple Pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193) RR Ryan R. Senior Constituency Assistant > "I dislike that the card number changes so it can make returns confusing." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4213016) KA Kayelee A. Project Coordinator > "Apple pay is a great way to protect against theft, to minimizing loss, and to keep your cards organized." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6787968) JT Jared T. Supervisor > "There's nothing a customer hates more than holding up the line due to a glitchy apple pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4202645) CP Charlie P. Clinical Effectiveness facilitator > "Easy to set up and log into, then can be used with multiple products, tablets, phones, watches etc. Can add multiple cards and..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6685103) SA Sital A. Dental assistant > "I worry it is not secure." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4974793) EB Ethan B. Detailer > "Super simple to use in my business, being a business owner with employees this allows me to share the business card." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7053716) VR Verified Reviewer Virtual Assistant > "Sometimes the MTA doesn't charge the right card, but that might be an issue on their end." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3589811) RH Reagan H. Optician > "I never have any bugs or issues with Apple Pay and I love it!" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7139617) VR Verified Reviewer Bautechnischer Zeichner > "Unfortunately, it is not yet possible to add a Visa card in Austria." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3813412) AR Abigail R. Assistant Director > "With the addition of Apple Wallet, I can save all manor of cards from credit and debit, to membership cards, to event tickets, and..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6234004) VR Verified Reviewer Cyber Security Specialist > "You can't send money to another person via Apple Pay...yet." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3613553) CW Casey W. Luxury Home > "Overall Apple Pay is a life saver, and the fact I can organize my cards and purchases in one place is incredible." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6515435) VH Vicki H. N/A > "Has anyone else experienced this issue with Apple Pay/Apple Cash that would have any other suggestions for me on how to get my money..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109) TM Tristan M. Software engineer > "My overall experience with Apple Pay is wonderful as it’s so convenient for my day to day routine and easy to use." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7079714) MD Miriam D. Stylist > "Won’t let me access money that was sent to me" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4202826) Trinidad F. Autonomous Remote Assistant > "I've never experienced any problems or issues when using Apple Pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7098801) DR Dawn R. Group Fitness Instructor > "I imagine if I didn't have all of the information for my card or if there was a location that did't offer Apple Pay then it would not..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___2943606) KC Kimberlee C. Supervisor > "It is easy to use at grocery stores and kiosks." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7055193) DB Dou B. Dori > "I don’t really know how to use the technology and there are no instructions or tutorial." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3612614) SB Sisay B. Hardware Engineer > "as it enables fast, contactless and secure payments it makes my life easier" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6722000) JJ Joe J. Director of Pharmacy > "Even if you have an Apple Watch and can unlock your phone with a mask, it will not work with Apple Pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___3243292) PS Pebbles S. Insurance Agent > "Your online purchases go through with ease, and the apple pay option always pops up first." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6633037) SB Stephanie B. Cashier > "Also when using the tap to pay feature it frequently reads card error if not done as precise as needed" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3363358) AM Andrew M. Researcher > "The quickness of the product for making payments with saved information" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6712395) BL Briana L. Daycare provider > "I was a little hesitant to set it up on my phone because I was worried something could happen but honestly, I don’t know why I didn’t..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3569047) AS Angela S. Nursing > "I like that it’s easy to use and that if I don’t have my wallet, I can use my phone." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6826764) Kineta G. Sole Proprietor > "Sometimes my payments take longer to process." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3818178) SB Sunaina B. Director of Operations > "I use it daily and think it's a great alternative to carrying cash and credit cards." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6676953) KK Katherine K. Office Support Assistant > "My mother doesn't want to use apple pay (even though I love it) and so can't seem to use apple wallet to store things like plane..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3309118) RW Renee W. Direct support professional > "There are no additional fees for using Apple Pay vs your actual card." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6556724) VR Verified Reviewer Sr. Agile Transformer > "I found that with COVID and having to wear a mask, I have to unlock my phone each time before I can use apple pay." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3259792) VR Verified Reviewer Office Assistant > "There is a straightforward and easy setup, no learning curves at all and it's free!" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6863589) AP Adity P. Research Assistant > "I don't like how sometimes Apple Pay won't get activated on your phone when you are pointing it towards the terminal, this can often..." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3451649) TN Tendamudzimu N. Technologist > "I uses for day to day online purchases and I love fact that is secured and no need to punch own bank numbers and CVV to authorize." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___4835710) SB Stephanie B. Cashier > "It is not accepted at every store quite yet, there are places such as Walmart not equipped for this payment type." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3363358) BF Bethay F. NA > "It’s very good, so so convenient especially when I forget my wallet, or don’t have cash it’s really helpful." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7020135) VH Vicki H. N/A > "I was scammed by Apple Pay/Apple Cash out of $1000. " [See full review](https://www.capterra.com/p/212840/Apple-Pay/#SoftwareAdvice___4491109) JJ Jamilia J. Private music instructor > "Enjoy having access to my debit card on my phone." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6653943) AH Alaina H. Front coordinator > "no specific cons, generally only problems we see are people’s cards not being able to be added to their apple wallet first" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3060695) MhD Marc-henry D. Account Manager > "I had a good experience with this app and it makes it very easy to transfer funds without any of the extra fees or apps." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___6760499) KB Kishawn B. Clothing brand > "Sometimes the fee can be a annoying but I understand it" [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3808395) EH Elizabeth H. MYSELF > "It was as user friendly as venmo." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___7069486) DB Dou B. Dori > "I’m not confident that my information will remain private or safe." [See full review](https://www.capterra.com/p/212840/Apple-Pay/#Capterra___3612614) [View Reviews](https://www.capterra.com/p/212840/Apple-Pay/reviews/) AC Andrea C. Controller > "I like that I can easily transfer money to my children via Cash App and that it gives me the ability to see what they are spending their money on." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) RH Reagan H. Optician > "The only thing that I dislike about Cash App is that when you are in the app and you want to do an instant withdraw into your account, it takes a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) VR Verified Reviewer Owner > "It’s a reliable app for quickly sending and receiving money, especially for everyday transactions with friends, family, or small businesses." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool however when sending high amounts too many times can lead to suspicious or flagged status and causes full..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) VR Verified Reviewer Student > "I also think the boost rewards are great because you can save a couple bucks on coffee or groceries just by using the cash card at certain places." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) MG Milagros G. Content creator and Social Media Manager > "Unfortunately, this application is frequently used in online fraud and theft; although, over time, certain modifications have been made to make it..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) OG Olivia G. Teacher > "I can easily manage my card balances online and process payments online." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) Steven Craig W. Software Reviewer For Capterra > "Cash app is not a very good tool when sending high amounts to often leading to full suspension of account when all the payments are for work being..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) PK Paul K. President > "Cash App is an excellent platform for payments, card management, and payment processing!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7154335) KS Keneila S. Head spa technician > "It does have a bit of a learning curve, not a huge fan of looking for the scanning code throughout the whole app and not a great value, I feel..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7114900) PT PEIYUAN T. associate director > "It serves as a strong choice for those looking for a free, mobile-friendly way to manage their tax filing." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7084393) VR Verified Reviewer Student > "The customer support is definitely the weakest part because its really hard to get a real person on the phone if something goes wrong with a..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) VR Verified Reviewer Student > "sending money to friends is almost instant and all you need is their cashtag which is way easier than asking for bank details." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) MG Milagros G. Content creator and Social Media Manager > "What I liked least is the limited customer support and the potential risk when sending money, since transactions aren’t always easy to reverse." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7138400) AC Andrea C. Controller > "I am able to keep track of my kids' spending as well as budget their chore money." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7118873) Trinidad F. Autonomous Remote Assistant > "I feel like the percentage Cash App takes from each transaction could be much lower." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093508) VR Verified Reviewer Owner > "The app is very user-friendly—you can transfer money in seconds without dealing with complicated steps or long processing times." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7137170) EH Elizabeth H. MYSELF > "I felt insecure about giving my personal banking info, felt there were not enough checks in place." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7069494) LP Lexus P. CEO > "I like using it to pay more than to receive money due to the fact that it charges you to receive your money within a reasonable time frame." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) Jeff M. SEO Manager > "Customer support is tough to reach, delays on issues are a bit longer than I'd like." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) SH SHERREE H. Owner > "I used Cash App in the past then ended up loading the app when I got a new phone. But it was a simple process once downloaded to get all my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) MJ Markisha J. Sales managment > "if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6332036) LB Lauren B. Lead Content Creator > "Cash App lets linking debit card in a blink and even stocks slice‑buying, all with mostly no extra cost, it was just magic‑fast." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804019) SO Shelly O. DSP Caregiver > "I do not like ATM fees and its annoying only able to link one outside financial debitcard at a time to fund my cash app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) Paige F. Lead painter > "everyone has a cash app account, or almost everyone and it's widely accepted, easy to setup your account, versatile from sending to receiving..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) ZN Zalman N. Operations Manager at MCA Track and GoACH > "Fees could be a bit high for certain types of withdrawals or instant transfers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) RH Reagan H. Optician > "Overall I absolutely love Cash App and it is my main form of sending and receiving money when I need to." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7139556) CC Cassandra C. UX Quality Assurance > "Additionally, given their crypto transaction practices, these problems are a deal breaker for the user who is risking a significant amount of..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6591912) Steven Craig W. Software Reviewer For Capterra > "I like cash app for birthday money from friends and other's or sometimes to buy stock inside of the app." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6828421) KM Kortnee M. Chief Executive Officer > "Financial records have been withheld from me when requested, accounts deleted with no clear reasoning, and even now – I do not have full access to..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6807797) HW Hannah W. Tax Accountant > "It transfers money faster than any other platform I've used and I can always rely on it." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7082926) SO Shelly O. DSP Caregiver > "Cash App charges 2.50 and the owner of ATMs charge minimum 2.50 as well so i found myself spending hundreds in fees because i needed a 20 here or..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6655907) Amee P. Owner > "It is easy to use. Whether it's adding money, using the card, sending or receiving money, it's all super simple." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7055504) LP Lexus P. CEO > "It takes too long for your money to come if you choose not to pay to receive your money instantly." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7003205) EM Emily M. HR Generalist > "I have enjoyed using Cash App, but I do have a limited number of recepients due to the variety of options people can choose from for money..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6662300) SH SHERREE H. Owner > "Lately had issues with putting in a person's name, instead of their number, to find who I'm looking for." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) VR Verified Reviewer Student > "Its super convenient for quick payments and perfect for casual everyday use though." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7135545) NM Nafula M. Owner > "That it makes it hard to get a refund although you will still get one and maybe a process for any fraudulent charges made on your account." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6806232) TG Tiffany G. Building service worker > "Then finally its a bank account itself so if you choose you can use it at such, and it offers early pay and along with cash advances if approved!!!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6705306) SH Shannel H. dispatcher > "Some snags, having to update the app and customer support was long and not very helpful." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7012454) BL Blake L. graphic designer > "I like it because there are free money transfers and no account fees same as direct deposit and investment capabilities." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6811290) Michelle D. Multiple Roles > "I have had one transaction that was a scam for concert tickets and they don't or didn't have payment protection at that time." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) MW Meegan W. Educator > "The interface is clean, fast, and super easy to figure out, even if you’re not great with tech." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7145817) AS Alexis S. Owner > "They are not timely with fraud either." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7096310) SK Selin K. Director of restaurant operations > "My overall experience was great and I still use cash app monthly. Whether it’s to Venmo friends or payments from clients at work!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6864761) RG Renee G. Owner > "Also, because there’s limited buyer protection, scams are a risk—and Cash App doesn’t always help recover your funds." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6808019) Jeff M. SEO Manager > "Super low learning curve and solid value for everyday use." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7093991) TS Taylor S. Students Director > "Using Cash App for business payments isn't something I am completely comfortable with." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7042469) VR Verified Reviewer Owner > "Transactions could happen alot faster and cost less for the instsnt fee" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) KK Kennedy K. Business Support Specialist > "I feel as though Cash App is not as secure as other money transferring apps such as venmo, or Paypal." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6688605) MC Mariya C. Owner > "So cashapp has a bitcoin option, they alert you of any suspicious activity on your account, you can pay and accept a payment from just about..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6286880) Jay S. Owner > "Sometimes certain charges will will freeze up your account and it takes some time with customer service to fix it on occasion." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6667457) VR Verified Reviewer Reseller > "What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6325633) SH SHERREE H. Owner > "Was a little frustrating to get to the section for adding a new card." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6830044) SN Sylla N. Interior Consultant > "I appreciate its UI features like the sliding bar for how much money you’d like to withdrawal and it’s easy navigation." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6351702) SN Sarah N. Cfo > "I don't like the lack of customer service and the easiness of accidently sending money to a wrong recipient but nothing can be done to dispute it" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6362238) VR Verified Reviewer Owner > "I like how easy it is to receive payments and most of my customers have a cash app account so the platform is trusted." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7008273) RA Robert A. former HOA President > "I tried several different ways to get deposits in to my account and all of them were blocked, and this is using a personal debit card titled in my..." [See full review](https://www.capterra.com/p/246167/Cash-App/#GetApp___6022114) VR Verified Reviewer PMHNP > "It was also easy to connect my personal and business accounts." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7056428) MG Monche G. CEO > "The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6457695) OG Olivia G. Teacher > "Overall, my experience has been good and I haven’t had any issues so I’ll continue to use it versus other applications that are similar" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7141556) NL Nick L. Talent Buyer > "The fees are substantial and its hard to link multiple bank accounts" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6744854) ZN Zalman N. Operations Manager at MCA Track and GoACH > "The security and speed of transactions made it a real asset." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7034968) CM Cagney M. Machine Operator > "That not a lot of people are using it and it limits their ability to get the payments done." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6349205) NF Nathaniel F. Owner > "It makes it very simple to send and recieve money from friends and just as easily accept payments from customers." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804310) BF Bernardino F. Owner > "They just block my transactions for more tham 3 days with no reason and no explanation." [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6450325) KP Katina P. Author and Notary > "It is very simple and I like that there are no fees if you wait 2 days to get your money. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___7004014) MM Megan M. Owner > "What i don't like about cash app is if you send the wrong person money you cant get it back unles" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6737342) LL Leah L. Study Coordinator > "I also like the option to create a savings account through Cash App." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6669897) Paige F. Lead painter > "what activity.. 3 transactions .. no more than 75 dollars really .. that is what they said and there is nothing I can do to defend myself or clear..." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6738264) TD Thomas D. Owner > "I like that I can add cash and withdraw cash in minutes f" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6763023) EB Eric B. Owner > "Several years ago, my Square account was permanently closed due to an alleged violation of company policies." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6611040) Michelle D. Multiple Roles > "I like that it is now being integrated as a payment solution through many payment interfaces" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6804145) CM Casandra M. Hone representative > "They took my depositing money feature away for no apparent reason. " [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6396448) SB Sierra B. Consumer > "What I like most about Cash App is the ease of use to send or request money flto/from others or deposit into tour bank." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6406640) KR Kevin R. President > "I would recommend running 180 degress away from this application based upon customer support alone." [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6579493) VR Verified Reviewer Creative Coach > "I enjoy taking payments anytime, anywhere if regular avenues are unavailable." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6502326) JM Jenifer M. Professional Learning Events and Programs Coordinator > "Then the fees kept increasing and just was not convenient anymore." [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6825122) ZD Zach D. Director > "I love how I can get my paycheck through CashApp and basically treat it like a bank account!" [See full review](https://www.capterra.com/p/246167/Cash-App/#Capterra___6775216) KR Kevin R. President > "If you have a problem, you are basically out of luck as customer support is completely dysfunctional" [See full review](https://www.capterra.com/p/246167/Cash-App/#SoftwareAdvice___6579493) [View Reviews](https://www.capterra.com/p/246167/Cash-App/reviews/) ## User interface No images or videos provided by vendor [Cash App](https://www.capterra.com/p/246167/Cash-App/) 4.23 (689) ### Features Apple Pay 2/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/212840/Apple-Pay/#features) Cash App Top features 13/42 - ACH Payment Processing - Activity Dashboard - Activity Tracking - AI Copilot - Alerts/Escalation - API - Authentication - Bill Payment - Biometrics - Cash Management - Chat/Messaging - Compliance Management - Credit Card Processing - Customer Accounts - Customizable Branding - Customizable Reports - Data Synchronization - Digital Wallet - Electronic Funds Transfer - Electronic Payments - Financial Analysis - Financial Management - Fraud Detection - Generative AI - Historical Reporting - Live Chat - Mobile Access - Mobile Alerts - Multi-Currency - Online Banking - P2P Payments - Real-Time Monitoring - Remote Deposit - Reporting & Statistics - Secure Data Storage - Secure Login - Single Sign On - SMS Banking - SSL Security - Transaction History - Transaction Monitoring - User Management [See all features](https://www.capterra.com/p/246167/Cash-App/#features) ### Recognition Apple Pay Best Value Mobile BankingSoftware (2022)  No recognitions have been awarded to Cash App ### Deployment & support Apple Pay Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Cash App Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details Apple Pay - By Apple - Located in United States - Founded in Cash App - By Square - Located in United States - Founded in 2009 ## Popular Comparisons [Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)[4.73 (847)](https://www.capterra.com/p/212840/Apple-Pay/reviews/) vs [Remitly](https://www.capterra.com/p/234233/Remitly/)[2.24 (82)](https://www.capterra.com/p/234233/Remitly/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.7 Features 2.6 4.8 Ease of Use 2.8 [View full comparison](https://www.capterra.com/compare/212840-234233/Apple-Pay-vs-Remitly) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (689)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,424)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 4.3 Features 4.6 4.5 Ease of Use 4.6 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Features 4.6 4.5 Ease of Use 4.8 [View full comparison](https://www.capterra.com/compare/176749-246167/Nomod-vs-Cash-App) [Cash App](https://www.capterra.com/p/246167/Cash-App/)[4.23 (689)](https://www.capterra.com/p/246167/Cash-App/reviews/) vs [Uphold](https://www.capterra.com/p/200880/Uphold/)[3.96 (25)](https://www.capterra.com/p/200880/Uphold/reviews/) Contact vendor for pricing Price Contact vendor for pricing 4.3 Features 4.2 4.5 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/200880-246167/Uphold-vs-Cash-App)