# Compare Affirm vs Venmo 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare Affirm and Venmo based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/218694-222572/Affirm-vs-Venmo-

---

# Affirm vs Venmo Features and Cost Comparison

Last updated June 3rd, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

AffirmVenmo2/4 selected

[Affirm](https://www.capterra.com/p/218694/Affirm/)[4.8 (52)](https://www.capterra.com/p/218694/Affirm/reviews/)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

[## Affirm](https://www.capterra.com/p/218694/Affirm/)[4.8 (52)](https://www.capterra.com/p/218694/Affirm/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.5

Functionality

4.6

Ease of Use

4.8

Customer Service

4.5

Reviews Sentiment

Based on [52 reviews](#user-reviews)

Positive

48

Neutral

3

Negative

1

[## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.8

Functionality

4.6

Ease of Use

4.7

Customer Service

4.4

Reviews Sentiment

Based on [9,296 reviews](#user-reviews)

Positive

8,849

Neutral

299

Negative

148

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## Send this comparison chart to my inbox

### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.

## Summary

* * *

Key features rated by users

Features selected based on 6,593 reviews from ecommerce software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

\--%Fit

Missing features

Feature ratings

Credit Card Processing

4.8

Data Security

NA

Electronic Payments

4.8

Order Management

NA

Shopping Cart

NA

65%Fit

Missing features

Feature ratings

Credit Card Processing

4.1

Data Security

4.6

Electronic Payments

4.7

Order Management

NA

Shopping Cart

NA

User satisfaction

User satisfaction

4.8

User reviews[52](https://www.capterra.com/p/218694/Affirm/reviews/)

Ease of use

4.8

Functionality

4.6

Value for money

4.5

Customer support

4.5

User satisfaction

4.7

User reviews[9,296](https://www.capterra.com/p/222572/Venmo-/reviews/)

Ease of use

4.7

Functionality

4.6

Value for money

4.8

Customer support

4.4

Price starts from

Price starts from

\--

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

Affirm is tailored to merchants looking to increase average order value and repeat purchase rate. Regardless of industry or size, Affirm removes price as a barrier, turning browsers into buyers.

Best for

Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions.

## User reviews

Pros & cons

AW

Angela W.

Founder of The Mandated Reporter School

> "As a business owner, this feature allows the parents to break their monthly fees into smaller, more manageable, payments that work..."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6830639)

VR

Verified Reviewer

Architecture

> "Fine, I did it. But then the entire process got stuck on “order processing” while the money was already taken from my account! When I..."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6660285)

SJ

SHERYL J.

FIELD ESTIMATOR

> "It allows for multiple options on how I'd like to pay for a product overtime, integrating very well with company monthly budget..."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6695240)

VR

Verified Reviewer

Architecture

> "Poor money reversal process – Refunds take an unreasonably long time (up to 100 days) to process."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6660285)

SF

Sarah F.

Sales Orderer-Purchases

> "My favorite thing about affirm is having so many options to pick for payment plans, whether you want to pay it off in 3- 12 month..."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6840584)

Royce C.

Software Reviewer

> "I didn't like how everything separated my payments on certain products I wish it could have been combined into one payment"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6735205)

OK

Omar K.

Fulfillment specialist

> "It helps me manage my money and allows me to buy the item I want without breaking the bank!"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6652761)

HW

Heather W.

Owner

> "Everything no one can tell me why I can’t have an account after almost 2 years of being told there’s no reason why you should be..."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6719515)

Royce C.

Software Reviewer

> "I enjoyed the fact that I could purchase things on Amazon or other online stores That's actually how I was able to get my equipment..."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6735205)

AW

April W.

Administration

> "Interest was low for me securing product I wouldn't otherwise have been able to purchase."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6626474)

OK

Omar K.

Fulfillment specialist

> "I love how you can purchase something and manage your finances by not putting a dent on your pocket."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6652761)

WD

Will D.

Owner

> "It is constantly reaching out about varying promotions that do not apply to me"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6779223)

WD

Will D.

Owner

> "Ease of connecting potential purchases with payment plans that meet my needs"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6779223)

VR

Verified Reviewer

Architecture

> "Affirm seriously needs to fix their ridiculous money reversal process."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6660285)

LR

Lola R.

Creative Editor

> "I especially enjoy the dashboard because it shows right up front how much "money" is available."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6685232)

DW

Driale W.

Owner

> "They go based off credit which is a headache because not everyone has good credit!"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6786377)

TT

Tommy T.

AV Technician

> "Lots of companies use affirm as a financial option and they are efficient on that."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6660328)

AB

Autumn B.

Designer

> "I dislike the interest rates that are associated with the service"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6324391)

DW

Driale W.

Owner

> "That is gives you an option for flexible payment which is wonderful!"

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6786377)

SB

Stacey B.

service writer

> "I don't like that even if I'm paid up on my open loans, sometimes it doesn't allow me to take out another loan."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___4324480)

MH

Meghann H.

Owner and Operator

> "Your clients can get an approved credit line to help pay for the items they want and I think it's safer than some similar programs."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6091557)

AI

ADRIANO I.

CFO

> "They took forever to answer, and we got tired to wait for answers."

[See full review](https://www.capterra.com/p/218694/Affirm/#Capterra___6343220)

[View Reviews](https://www.capterra.com/p/218694/Affirm/reviews/)

SF

Sarah F.

Sales Orderer-Purchases

> "My favorite thing about Venmo is being able to lock my card that way if I lose it, nobody can access my funds, Plus I love the vibrant Venmo cards, my..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577)

CH

Colleen H.

OWNER

> "The verification process was not easy and I had several issues with adding the business bank account for sending and receiving payments. When I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909)

AS

Amber S.

Business Administrator

> "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone number..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851)

VW

Victoria W.

Creator

> "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635)

DH

Denise H.

paralegal

> "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track of..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997)

RI

Ricardo I.

Self Employed

> "What I least like about Venmo is the not so wide network of banks it has, you usually run into issues if you use a local bank."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7159432)

RR

Rebecca R.

Production manager

> "The app makes splitting bills, paying friends, or handling small transactions very convenient, and transfers usually happen within seconds."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340)

NHH

Nguyen H. H.

Deputy Service Manager

> "The charges and sometimes tech glitches, though, make it not the best option for more complicated financial transactions."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459)

DR

David R.

Dive Operation Manager

> "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505)

Trinidad F.

Autonomous Remote Assistant

> "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524)

Desiree G.

peer support

> "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754)

BY

Brian Y.

Visa Consulting Specialist

> "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018)

NHH

Nguyen H. H.

Deputy Service Manager

> "Venmo does a decent job with what we need for our smaller business, particularly if we are on the move or need to reimburse quickly."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459)

JG

Jennifer G.

Librarian

> "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

Nava B.

Owner

> "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073)

AP

Alissa P.

agent

> "Customer support can be slow, and there are occasional bugs or issues with transactions or account access."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848)

PC

Patrick C.

Administrator

> "The way it opens up the ability to make transactions happen in a wide variety of places with an easy to use interface."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7156100)

HC

Hilary C.

Owner

> "Privacy settings can be confusing, and instant transfer fees may add up with frequent use over time."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7127843)

AS

Amber S.

Business Administrator

> "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may have..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851)

JB

Julianne B.

office

> "Fees tied to venmo can be a little intimidating for some businesses and not for profits forcing you use a different method"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762)

VR

Verified Reviewer

Dental Hygienist

> "The addition of the ability to buy crypto is a nice touch as well."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560)

RW

Renee W.

Direct support professional

> "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467)

KW

Kate W.

Office Manager

> "It's super easy to take payments whereever you are, online, in person, and have others in the business take payments on your behalf."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7138104)

CH

Colleen H.

OWNER

> "I asked pointed questions to try and understand why the payment wasn't processing, but they couldn't explain to me why it wasn't working or how long..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909)

Ashley B.

Owner

> "I like that Venmo separates my personal profile from my small business profile."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483)

VR

Verified Reviewer

Regulatory Engineer

> "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972)

AP

Alissa P.

agent

> "It’s easy to use, fast, and reliable for sending and receiving money. While it’s great for convenience, it has some limitations when it comes to value..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848)

Saemi P.

artist

> "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process payments..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498)

RR

Rebecca R.

Production manager

> "The interface is simple and user-friendly, and linking a bank account or card is straightforward."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340)

KG

Krista G.

VP

> "Venmo's dispute process is often glitchy and hard to find a resolution."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7145769)

CB

Crysta B.

Sales

> "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272)

RW

Robin W.

President

> "Both outdated support options on the App and the website and then horrific support through their customer support phone line. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034)

VR

Verified Reviewer

Regulatory Engineer

> "Great way to pay others back quickly and track small expenses."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972)

VR

Verified Reviewer

Administrative Assistant

> "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926)

BL

Brooke L.

Customer Service Worker

> "Credit card payments are so easy to submit and the fees are minimal therefore it is excellent for small business use."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7172107)

VB

Violet B.

Artist Representative

> "I dislike having to turn off public view for my personal and/or business transactions. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7140777)

PK

Paul K.

President

> "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310)

MW

Melissa W.

Hospital administrator

> "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619)

CTB

Connor T. B.

Financial Operations Manager

> "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809)

CH

Colleen H.

OWNER

> "I was not given a timeframe for resolution or any possible solutions to the issue..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909)

PK

Paul K.

President

> "With low fees and top notch customer support, it is an excellent choice for your business and personal needs."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310)

Saemi P.

artist

> "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked to..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498)

AB

Amanda B.

assistant manager

> "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301)

RW

Robin W.

President

> "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034)

DP

Dana P.

Admin

> "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390)

AS

Alexis S.

Owner

> "It is a bit confusing and something that you will have to get used to before actually sending an receiving money."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966)

MW

Melissa W.

Hospital administrator

> "Venmo offers secure, money, transferring and a really easy way to pay."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7171509)

Mallory T.

Executive chef

> "They also charged me for a business transaction when it was not one"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7158079)

AP

Alissa P.

agent

> "Payment processing is fast, and it’s convenient for everyday transactions."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848)

AM

Annie M.

Physician Assistant

> "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me and I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541)

GA

George A.

Owner

> "Searching users is quick and the process of making payments as well as receiving payments is quick."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405)

AF

Alicia F.

Owner

> "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985)

JP

Jabbara P.

Owner

> "It's a great alternative when my customers and clients don't use paypal."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164124)

MM

Madison M.

Speech Language Pathology Assistant

> "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796)

JB

Julianne B.

office

> "Venmo is an easy way to pay and receive payments with family and friends and small business! "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209)

KC

Kimberlee C.

Supervisor

> "I enjoy using it to send my son money when he needs it. And it is immediately available to him."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167)

VR

Verified Reviewer

sole proprieter

> "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined."

[See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499)

DG

Debra G.

Sales manager

> "Good for collecting payments and customer service is good experience"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895)

KM

Kristen M.

Owner

> "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I want..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701)

SF

Sarah F.

Sales Orderer-Purchases

> "I don't ever have any bugs or issues with my card/the website."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577)

SN

Susan N.

Owner

> "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card, Social..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875)

HG

Helder G.

Owner

> "I can send and receive money to my friends easily and also collect payments in my small business"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251)

JS

Julissa S.

Administration

> "I don’t like being charged for express transfers."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461)

VR

Verified Reviewer

Notary public and controller

> "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655)

SG

Sausha G.

Barista

> "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187)

JC

Jesse C.

Massage Therapist

> "I like that you can easily provide your personal QR code for customers to link to and pay you."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228)

BL

Blake L.

graphic designer

> "However it has some drawbacks including security risks, potential privacy issues and fee structures."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276)

BH

Brianna H.

Front Office

> "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446)

KJ

Krysta J.

Teacher

> "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021)

Nathaniel H.

Process Engineer

> "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812)

LG

Lisa G.

Coach and Consultant

> "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723)

SC

Sebastian C.

Information Technology Intern

> "Functionality is good and fleshed out, having all features I need."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144)

ND

Nathaniel D.

Speech pathologist

> "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958)

SC

Sebastian C.

Information Technology Intern

> "Customer support was great when bugs and issues arose."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144)

BP

Brittany P.

Owner

> "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759)

JG

Jennifer G.

Librarian

> "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

BL

Brandon L.

Head

> "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do it."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258)

WD

Will D.

Project Accountant

> "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756)

SN

Susan N.

Owner

> "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go by..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875)

[View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/)

## User interface

No images or videos  
provided by vendor

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

4.73 (9,296)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

Activity Dashboard

207

Important

AI Copilot

150

Important

Alerts/Notifications

120

Important

Affirm

Top features

5/44

-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Campaign Management
-   Catalog Management
-   Content Management
-   Credit Card Processing
-   CRM
-   Customer Accounts
-   Customizable Branding
-   Customizable Templates
-   Data Security
-   Data Synchronization
-   Discount Management
-   Drag & Drop
-   Electronic Payments
-   Email Marketing
-   Generative AI
-   Inventory Management
-   Inventory Tracking
-   Kitting
-   Loyalty Program
-   Mobile Access
-   Multi-Channel Management
-   Multi-Channel Marketing
-   Multi-Currency
-   Multi-Location
-   Multi-Store
-   Order Management
-   Order Tracking
-   Promotions Management
-   Purchase Order Management
-   Real-Time Data
-   Reporting & Statistics
-   Returns Management
-   Reviews Management
-   Sales Order Management
-   SEO Management
-   Shipping Management
-   Shopping Cart
-   Templates
-   Third-Party Integrations
-   Website Management

[See all features](https://www.capterra.com/p/218694/Affirm/#features)

Venmo

4/44

-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Campaign Management
-   Catalog Management
-   Content Management
-   Credit Card Processing
-   CRM
-   Customer Accounts
-   Customizable Branding
-   Customizable Templates
-   Data Security
-   Data Synchronization
-   Discount Management
-   Drag & Drop
-   Electronic Payments
-   Email Marketing
-   Generative AI
-   Inventory Management
-   Inventory Tracking
-   Kitting
-   Loyalty Program
-   Mobile Access
-   Multi-Channel Management
-   Multi-Channel Marketing
-   Multi-Currency
-   Multi-Location
-   Multi-Store
-   Order Management
-   Order Tracking
-   Promotions Management
-   Purchase Order Management
-   Real-Time Data
-   Reporting & Statistics
-   Returns Management
-   Reviews Management
-   Sales Order Management
-   SEO Management
-   Shipping Management
-   Shopping Cart
-   Templates
-   Third-Party Integrations
-   Website Management

[See all features](https://www.capterra.com/p/222572/Venmo-/#features)

### Recognition

No recognitions have been awarded to Affirm

Venmo is recognized as a top-rated tool in 4 Capterra Shortlist reports

Best Value Payment ProcessingSoftware (2022) 

### Deployment & support

Affirm

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Venmo

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

Affirm

-   By Affirm
-   Located in United States
-   Founded in

Venmo

-   By PayPal
-   Located in United States
-   Founded in 1998

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Ease of Use

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[View full comparison](https://www.capterra.com/compare/123889-222572/Stripe-vs-Venmo-)

[Affirm](https://www.capterra.com/p/218694/Affirm/)[4.75 (52)](https://www.capterra.com/p/218694/Affirm/reviews/)

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Features

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[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

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Contact vendor for pricing

Price

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Features

4.6

4.7

Ease of Use

4.7

[View full comparison](https://www.capterra.com/compare/170278-222572/Square-Payments-Processing-vs-Venmo-)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

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Contact vendor for pricing

Price

$0/month

4.6

Features

4.5

4.7

Ease of Use

4.7

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Price

Contact vendor for pricing

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Features

4.6

4.7

Ease of Use

4.6

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$29/month

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Features

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4.7

Ease of Use

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4.7

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4.7

Ease of Use

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4.6

Features

4.5

4.7

Ease of Use

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