# Compare authorize.net vs Venmo 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare authorize.net and Venmo based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-

---

# authorize.net vs Venmo Features and Cost Comparison

Last updated June 3rd, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

authorize.netVenmo2/4 selected

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

[## authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (219)](https://www.capterra.com/p/221412/authorizenet/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.4

Functionality

4.4

Ease of Use

4.3

Customer Service

4.3

Reviews Sentiment

Based on [219 reviews](#user-reviews)

Positive

198

Neutral

13

Negative

8

[## Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.7 (9,296)](https://www.capterra.com/p/222572/Venmo-/reviews/)

Starting Price

Contact vendor

Value-for-Money

4.8

Functionality

4.6

Ease of Use

4.7

Customer Service

4.4

Reviews Sentiment

Based on [9,296 reviews](#user-reviews)

Positive

8,849

Neutral

299

Negative

148

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 23,595 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

64%Fit

Missing features

Feature ratings

Data Security

NA

Online Payments

4.8

Payment Fraud Prevention

4.8

Debit/Credit Card Processing

4.5

Expense Tracking

NA

82%Fit

Missing features

Feature ratings

Data Security

4.6

Online Payments

4.7

Payment Fraud Prevention

NA

Debit/Credit Card Processing

4.6

Expense Tracking

NA

User satisfaction

User satisfaction

4.5

User reviews[219](https://www.capterra.com/p/221412/authorizenet/reviews/)

Ease of use

4.3

Functionality

4.4

Value for money

4.4

Customer support

4.3

User satisfaction

4.7

User reviews[9,296](https://www.capterra.com/p/222572/Venmo-/reviews/)

Ease of use

4.7

Functionality

4.6

Value for money

4.8

Customer support

4.4

Price starts from

Price starts from

$25Usage Based, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more.

Best for

Ideal for small to medium-sized enterprises, it is a mobile platform that helps users to carry out money transmissions.

## User reviews

Pros & cons

AP

Alissa P.

agent

> "Overall, Authorize.net has been a dependable and secure payment solution. Once everything is set up, it runs..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7142717)

JP

John P.

Transport Broker

> "The user interface is so outdated, and it is impossible to navigate through the backend settings with the required..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

RP

Ryan P.

Graphic Designer

> "Overall, it's a solid platform for processing payments, with a little bit of pricing complexity, and not always..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787)

VR

Verified Reviewer

Owner

> "We did incur a monthly gateway fee plus multiple other fees monthly - we were pci compliment but yet still got..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7056875)

AP

Alissa P.

agent

> "It processes payments consistently without major issues, and the fraud protection tools provide peace of mind."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7142717)

SS

Shannon S.

E-Commerce Marketing Manager

> "Some feature do not work properly due to high security of information even when set up properly.(Stored Credit..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6406734)

JC

Jason C.

Operations Manager

> "Authorize.net gives us strong security for global transactions, plus simple account management and clear fees."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

JP

John P.

Transport Broker

> "This is a nightmare industry to get a chargeback on a coast-to-coast transport job."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

JC

Jason C.

Operations Manager

> "The transferring of money to clients and partners is highly reliable; it assists in avoiding fraud issues."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

KD

Kristi D.

Nurse Practitioner, Owner

> "I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see a report..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

DS

Dru S.

Property Success Parntner

> "Overall the experience is the system is not only cost effective but has greatly helped with money transfers and..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7053006)

DS

David S.

President

> "I have not "upgraded" to the new user interface and don't plan to if I don't have to."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

JS

Jacqueline S.

Self employed

> "One of my favorite aspects of the site is that there are always clickable tabs available."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

RP

Ryan P.

Graphic Designer

> "Also, it isn't beginner-friendly compared to modern tools."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787)

AR

Alec R.

Owner

> "I use Authorize.net because it is the only solution available to a specific program I need to collect payments..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

CTB

Connor T. B.

Financial Operations Manager

> "It can be a little time consuming to make custom financial summaries sometimes."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

FF

Fernando F.

CEO - IT Consultant

> "I have been through three Merchant Services bank providers throughout the years and I have kept Authorize Net as a..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

CT

Carleton T.

Website Admin

> "I guess I don't like when I need a secret key AND a security token and a few other things, since it just seems..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

CT

Carleton T.

Website Admin

> "It's basically a 100% trust symbol, and I know it's going to work every time, while protecting my transactions."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

Katrina H.

Logistics Manager

> "I think having to pay a monthly gateway fee is a con but not enough of a con to keep me from using this service."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6830936)

FF

Fernando F.

CEO - IT Consultant

> "Excellent platform for credit card and ACH online payment processing"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

Babatunde O.

SEO Marketer

> "It was not easy at first to get through to paysafe as a business operating in Europe we had to go through a..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6780565)

AR

Alec R.

Owner

> "It is the most widely accepted payment processor by merchant service providers and billing systems"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

HT

Hilary T.

Head of Growth

> "Their merchant UI is very outdated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7060761)

DS

David S.

President

> "Customer service is quick and knowledgeable."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

AS

Amy S.

Intake Specialist

> "Very rarely has there been an issue that was not resolved easily."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7126985)

VC

Vanessa C.

BILLING AND INSURANCE SPECIALIST

> "OVERALL IT IS A GREAT WAY OF SETTING UP PAYMENT ARRANGEMENTS WITHOUT CONSTANT REMINDERS."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6484155)

BM

Brandon M.

CEO

> "Their customer service is slow to respond at times."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669)

DM

Dana M.

Fulfillment Manager

> "It is easier to use than our home grown software for the end user for sure."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7037396)

AP

Adam P.

Manager

> "We have issues with charge backs with authorize.net"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

JS

Jacqueline S.

Self employed

> "I appreciate how user-friendly their merchant interface is."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

TS

Thomas S.

IT Director

> "Difficult to test sometimes and documentation does not seem to always be easy to understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6775666)

LB

Lanika B.

Owner

> "The website is well designed out and finding needed services is quick."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

KD

Kristi D.

Nurse Practitioner, Owner

> "I feel the dashboard is pretty complicated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

Priyansh K.

Manager

> "It also allowed us to customize the look and feel of our payment forms, making it easy to create a seamless,..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

SA

Smriti A.

Treasurer

> "It was very expensive even for very limited transactions that we use this application."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6230745)

AS

Adeel S.

Software Developer

> "The management portal is pretty intuitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6597100)

TF

Tammy F.

FOH Manager

> "It was confusing once we were switching over companies."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6251030)

Kavindu Githsara K.

System Specialist

> "Net supports a variety of payment types, including credit cards, debit cards, and electronic checks, and it can be..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738)

Priyansh K.

Manager

> "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of support..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

Priyansh K.

Manager

> "It also allows us to accept a wide range of payment options, including credit cards, debit cards, and electronic..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

NJ

Neil J.

Treasurer

> "The interface appears a little old fashioned"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402)

VR

Verified Reviewer

Content strategist

> "When I use the Authorize.net platform for payment processing, I save time."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

TW

Tiffany W.

Administration

> "This has caused some issues with customers and would love to be able to do it on the spot."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844)

MT

Micheal T.

Marketing Director

> "authorize.net helps us automate our billing."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6235051)

Josh B.

Managing Member

> "If you are doing anything beyond setting up Authorize.net with them directly and having them manage your processor,..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3210296)

AP

Adam P.

Manager

> "Authorize.net is easy to use and understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

JD

Judith D.

Advancement Associate

> "The cost was getting to be a little prohibitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3834449)

LC

Latisha C.

Coach

> "It was easy to use to set up to use."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6703731)

CB

Cheri B.

Program Coordinator/Executive Secretary

> "The initial set up was a little confusing, asking for a credit card which I never gave because the charges for this..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3426380)

LB

Lanika B.

Owner

> "Website is user friendly."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

JK

Joe K.

Marketer

> "Had one day where the servers went down and were unable to take payment for a couple hours."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3027843)

CTB

Connor T. B.

Financial Operations Manager

> "The thing I love about it is how easy Authorize."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

EJ

Elyse J.

Manager of Data Integration

> "Outages were plentiful as were timeouts and errors."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

Nipon D.

Executive Director

> "You might not hear a lot about them these days but actually they are the biggest network of merchant account..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3844582)

KR

Katie R.

Office Manager

> "They hold your money, decide to shut down your account for absolutely no reason and then decide to hold your money..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2582265)

MO

Mia O.

Business Manager

> "It summarizes each transaction in a trackable way and helps me transfer them over to Quickbooks."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3657314)

MD

Margaret D.

controller

> "The challenge I always have with this software is that it is impossible to reconcile deposits to charges. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2944121)

VR

Verified Reviewer

Content strategist

> "Personally, I appreciate the ease with which you can manage payments on the platform, it's very simple."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

EJ

Elyse J.

Manager of Data Integration

> "Impossible to look at your account holistically."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

VR

Verified Reviewer

Content strategist

> "In addition, I like the anti-fraud system."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

JF

Jordan F.

Owner

> "It only works half the time and I have to constantly re-pair the card reader."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2937521)

RQ

Rizwan Q.

Admin

> "Authorize.net is very trusted and reliable payment gateway which also provided payment processing solutions."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4480466)

SC

Sharon C.

CEO

> "Can be difficult to navigate, especially on mobile."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2590059)

[View Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/)

SW

Sarah W.

Owner

> "My favorite thing about Venmo is being able to lock my card that way if I lose it, nobody can access my funds, Plus I love the vibrant Venmo cards, my..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577)

CH

Colleen H.

OWNER

> "The verification process was not easy and I had several issues with adding the business bank account for sending and receiving payments. When I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909)

AS

Amber S.

Business Administrator

> "I like how people are able to add pictures specifying it is them, the additional code option to type in the last 4 digits of their cell phone number..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851)

VW

Victoria W.

Creator

> "I have used Venmo's customer support system 2 times in order to attempt to cancel payments 1 that was accidentally sent to the wrong person and..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055635)

DH

Denise H.

paralegal

> "I also like that you are not only able to use the app but can also get a venmo debit card that not only can you use but it will also keep track of..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7083997)

RI

Ricardo I.

Self Employed

> "What I least like about Venmo is the not so wide network of banks it has, you usually run into issues if you use a local bank."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7159432)

RR

Rebecca R.

Production manager

> "The app makes splitting bills, paying friends, or handling small transactions very convenient, and transfers usually happen within seconds."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340)

NHH

Nguyen H. H.

Deputy Service Manager

> "The charges and sometimes tech glitches, though, make it not the best option for more complicated financial transactions."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459)

DR

David R.

Dive Operation Manager

> "We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6881505)

Trinidad F.

Autonomous Remote Assistant

> "The only thing I don't like about Venmo is the percentage taken when transferring funds to a bank account for withdrawal."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7093524)

Desiree G.

peer support

> "Everything is documented and you can easily connect contacts and utility companies and pay monthly on time."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7089754)

BY

Brian Y.

Visa Consulting Specialist

> "I do not like the restricted business functionality and the random payment flag that make it not as reliable with bigger or more serious client..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7069018)

NHH

Nguyen H. H.

Deputy Service Manager

> "Venmo does a decent job with what we need for our smaller business, particularly if we are on the move or need to reimburse quickly."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7167459)

JG

Jennifer G.

Librarian

> "The only con to venmo that I can think of is people being able to use it to set up fake accounts and scam."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

Nava B.

Owner

> "I especially like being able to just show my QR code to someone instead of having to spell my Venmo name to them."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100073)

AP

Alissa P.

agent

> "Customer support can be slow, and there are occasional bugs or issues with transactions or account access."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848)

PC

Patrick C.

Administrator

> "The way it opens up the ability to make transactions happen in a wide variety of places with an easy to use interface."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7156100)

HC

Hilary C.

Owner

> "Privacy settings can be confusing, and instant transfer fees may add up with frequent use over time."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7127843)

AS

Amber S.

Business Administrator

> "Having all my coworkers on the platform made it easier to find others and also remind me who I needed to send money to for whatever they may have..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7007851)

JB

Julianne B.

office

> "Fees tied to venmo can be a little intimidating for some businesses and not for profits forcing you use a different method"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762)

VR

Verified Reviewer

Dental Hygienist

> "The addition of the ability to buy crypto is a nice touch as well."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7075560)

RW

Renee W.

Direct support professional

> "You are limited to the number of cards you can add to your Venmo account during a 6 month period which for me was sort of inconvenient because I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6679467)

KW

Kate W.

Office Manager

> "It's super easy to take payments whereever you are, online, in person, and have others in the business take payments on your behalf."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7138104)

CH

Colleen H.

OWNER

> "I asked pointed questions to try and understand why the payment wasn't processing, but they couldn't explain to me why it wasn't working or how long..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909)

Ashley B.

Owner

> "I like that Venmo separates my personal profile from my small business profile."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7076483)

VR

Verified Reviewer

Regulatory Engineer

> "There is no protection of your money if you accidentally Venmo the wrong person (unless you select business purchase)"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972)

AP

Alissa P.

agent

> "It’s easy to use, fast, and reliable for sending and receiving money. While it’s great for convenience, it has some limitations when it comes to value..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848)

Saemi P.

artist

> "One drawback I've encountered is that while I use Venmo on various websites for class bookings and payments, Venmo itself cannot process payments..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498)

RR

Rebecca R.

Production manager

> "The interface is simple and user-friendly, and linking a bank account or card is straightforward."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7139340)

KG

Krista G.

VP

> "Venmo's dispute process is often glitchy and hard to find a resolution."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7145769)

CB

Crysta B.

Sales

> "I like having the option to keep it on the account and use the Venmo card or transfer it to my bank account."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7035272)

RW

Robin W.

President

> "Both outdated support options on the App and the website and then horrific support through their customer support phone line. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034)

VR

Verified Reviewer

Regulatory Engineer

> "Great way to pay others back quickly and track small expenses."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7120972)

VR

Verified Reviewer

Administrative Assistant

> "I don't like that you have to pay a fee to transfer money immediately, or you have to wait a few days for the money to be put into your account."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6858926)

BL

Brooke L.

Customer Service Worker

> "Credit card payments are so easy to submit and the fees are minimal therefore it is excellent for small business use."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7172107)

VB

Violet B.

Artist Representative

> "I dislike having to turn off public view for my personal and/or business transactions. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7140777)

PK

Paul K.

President

> "One of the best things about Vennmo is its easy to use payment processing systems for credit card payments."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310)

MW

Melissa W.

Hospital administrator

> "The idea of using Venmo for a business makes me feel like the clients thinks that they’re having a lower less premium service."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7055619)

CTB

Connor T. B.

Financial Operations Manager

> "It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6806809)

CH

Colleen H.

OWNER

> "I was not given a timeframe for resolution or any possible solutions to the issue..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164909)

PK

Paul K.

President

> "With low fees and top notch customer support, it is an excellent choice for your business and personal needs."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7116310)

Saemi P.

artist

> "Additionally, I would prefer to display only Venmo as a payment option on the Setmore website, but this isn't allowed due to Venmo being linked to..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6439498)

AB

Amanda B.

assistant manager

> "I have had no issues sending or receiving payments through venmo. And they even have a venmo card you can use too!"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6861301)

RW

Robin W.

President

> "It is deeply frustrating as to the level of incompetence, especially since there is money in his venmo account that he cannot access."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7002034)

DP

Dana P.

Admin

> "Without taking fees out you can transfer to your bank between your 1-3 business days which is amazing"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7040390)

AS

Alexis S.

Owner

> "It is a bit confusing and something that you will have to get used to before actually sending an receiving money."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7092966)

MW

Melissa W.

Hospital administrator

> "Venmo offers secure, money, transferring and a really easy way to pay."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7171509)

Mallory T.

Executive chef

> "They also charged me for a business transaction when it was not one"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7158079)

AP

Alissa P.

agent

> "Payment processing is fast, and it’s convenient for everyday transactions."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7125848)

AM

Annie M.

Physician Assistant

> "The only thing I don't like about Venmo is that the payments are not instant (unless you pay extra), but honestly it doesn't really bother me and I..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7056541)

GA

George A.

Owner

> "Searching users is quick and the process of making payments as well as receiving payments is quick."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7053405)

AF

Alicia F.

Owner

> "I don't like how your payments can be made public, each time to ensure your own privacy you have to change the setting from public to private."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6571985)

JP

Jabbara P.

Owner

> "It's a great alternative when my customers and clients don't use paypal."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7164124)

MM

Madison M.

Speech Language Pathology Assistant

> "One, I do not like how you can not use the balance in your Venmo account unless what you are sending is less than the current balance."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6802796)

JB

Julianne B.

office

> "Venmo is an easy way to pay and receive payments with family and friends and small business! "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7170762)

KK

Kennedy K.

Four Oaks Farm Staff Assistant

> "The only downside to venmo is if you need the money instantly it takes quite a bit of money for a transfer fee."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6680209)

KC

Kimberlee C.

Supervisor

> "I enjoy using it to send my son money when he needs it. And it is immediately available to him."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7050167)

VR

Verified Reviewer

sole proprieter

> "I called customer service and spent 1/2 hour on the phone with them adding a debit card and the payments were still declined."

[See full review](https://www.capterra.com/p/222572/Venmo-/#GetApp___6488499)

DG

Debra G.

Sales manager

> "Good for collecting payments and customer service is good experience"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7077895)

KM

Kristen M.

Owner

> "I can say the only thing that I didn't like about venmo was the fact that certain cards weren't allowed like let's say I have a MasterCard and I want..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6780701)

SW

Sarah W.

Owner

> "I don't ever have any bugs or issues with my card/the website."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7173577)

SN

Susan N.

Owner

> "I have given them my drivers license, passport, picture of the house number on my house, food stamp card, medical marijuana government ID card, Social..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875)

HG

Helder G.

Owner

> "I can send and receive money to my friends easily and also collect payments in my small business"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6775251)

JS

Julissa S.

Administration

> "I don’t like being charged for express transfers."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7099461)

VR

Verified Reviewer

Notary public and controller

> "It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6876655)

SG

Sausha G.

Barista

> "That my account was over drafted for something I already paid for i had money in my account when paid for item now my account is incollections"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6568187)

JC

Jesse C.

Massage Therapist

> "I like that you can easily provide your personal QR code for customers to link to and pay you."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6524228)

BL

Blake L.

graphic designer

> "However it has some drawbacks including security risks, potential privacy issues and fee structures."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6811276)

BH

Brianna H.

Front Office

> "I love how easy and fast it is to transfer money over to someone else or if someone gives me money and I can transfer within seconds to my bank..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6408446)

KJ

Krysta J.

Teacher

> "I don’t like that if I have a balance on there I can’t pay with my card instead of the balance."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6805021)

Nathaniel H.

Process Engineer

> "Almost everyone in my personal life that I deal with has a Venmo account, which makes sending and receiving payments a breeze."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6770812)

LG

Lisa G.

Coach and Consultant

> "I had an experience where I used my debit card and the tip at a restaurant made me go negative in my account. "

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6835723)

SC

Sebastian C.

Information Technology Intern

> "Functionality is good and fleshed out, having all features I need."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144)

ND

Nathaniel D.

Speech pathologist

> "The only con to the app is that it has the bitcoin stuff on it and I am not familiar with how that works ."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6716958)

SC

Sebastian C.

Information Technology Intern

> "Customer support was great when bugs and issues arose."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7130144)

BP

Brittany P.

Owner

> "There's nothing I don't like honestly , I mean the security could have been a little better when others hack your account"

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6872759)

JG

Jennifer G.

Librarian

> "My overall experience with venmo has been so great and convienent to be able to pay or receive money fast."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___7100630)

BL

Brandon L.

Head

> "No issues really other than the fact that you or I guess I have had troubles connecting with my paypal which is odd because its integrated to do it."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6498258)

WD

Will D.

Project Accountant

> "I love that I can easily send money to friends or others to conveniently pay for goods and services or split bills."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___6813756)

SN

Susan N.

Owner

> "They tell you that the only department that can release the funds is through an account specialist and you sure can’t talk to them they only go by..."

[See full review](https://www.capterra.com/p/222572/Venmo-/#Capterra___4905875)

[View Reviews](https://www.capterra.com/p/222572/Venmo-/reviews/)

## User interface

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)

4.46 (219)

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

4.73 (9,296)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

authorize.net

Top features

24/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/221412/authorizenet/#features)

Venmo

9/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/222572/Venmo-/#features)

### Recognition

No recognitions have been awarded to authorize.net

Venmo is recognized as a top-rated tool in 4 Capterra Shortlist reports

Best Value Payment ProcessingSoftware (2022) 

### Deployment & support

authorize.net

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Venmo

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

authorize.net

-   By Visa
-   Located in United States
-   Founded in

Venmo

-   By PayPal
-   Located in United States
-   Founded in 1998

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