--- title: "Compare authorize.net vs Clover 2026 | Capterra" description: "Unsure of what to choose? Check Capterra to compare authorize.net and Clover based on pricing, features, product details, and verified reviews." source_url: "https://www.capterra.com/compare/221412-226864/authorizenet-vs-Clover" page_type: "comparison" language: "en" --- # authorize.net vs Clover Features and Cost Comparison Last updated September 16th, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/) Your comparison: authorize.netClover2/4 selected [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) [Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (581)](https://www.capterra.com/p/226864/Clover/reviews/) [## authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) Starting Price $25.00/month Value-for-Money 4.4 Functionality 4.4 Ease of Use 4.3 Customer Service 4.3 Reviews Sentiment Based on [220 reviews](#user-reviews) Positive 199 Neutral 13 Negative 8 [## Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (581)](https://www.capterra.com/p/226864/Clover/reviews/) Starting Price Contact vendor Value-for-Money 3.4 Functionality 3.8 Ease of Use 4 Customer Service 3.2 Reviews Sentiment Based on [581 reviews](#user-reviews) Positive 399 Neutral 54 Negative 128 ## Not a match? Find software alternatives tailored to your priorities. These software suggestions are similar to those you’re currently comparing. ### Toast POS 4.1 (554) * * * Starting Price $69.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 79% of reviewers rated it above 4 stars * * * ### Afterpay 4.6 (308) * * * Starting Price Contact vendor for pricing Free Trial Free Version * * * User rating 90% of reviewers rated it above 4 stars * * * ### SpotOn 4.2 (371) * * * Starting Price $99.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 82% of reviewers rated it above 4 stars * * * Highest Rated ### Shopify 4.5 (6,718) * * * Starting Price $29.00 Flat Rate,Per Month Free Trial Free Version * * * User rating 93% of reviewers rated it above 4 stars * * * What’s your intended use case? ## Summary * * * Key features rated by users Features selected based on 24,065 reviews from payment processing software users. about the Fit Score methodology. Fit Score methodology Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about. If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology 64%Fit Missing features Feature ratings Data Security NA Online Payments 4.8 Payment Fraud Prevention 4.8 Debit/Credit Card Processing 4.5 Expense Tracking NA \--%Fit Missing features Feature ratings Data Security 4.0 Online Payments NA Payment Fraud Prevention NA Debit/Credit Card Processing NA Expense Tracking NA User satisfaction User satisfaction 4.5 User reviews[220](https://www.capterra.com/p/221412/authorizenet/reviews/) Ease of use 4.3 Functionality 4.4 Value for money 4.4 Customer support 4.3 User satisfaction 3.8 User reviews[581](https://www.capterra.com/p/226864/Clover/reviews/) Ease of use 4.0 Functionality 3.8 Value for money 3.4 Customer support 3.2 Price starts from Price starts from $25Usage Based, Per Month - Free version - Free trial Price starts from \-- - Free version - Free trial Best for Best for authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more. Best for Clover serves small to midsize businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments ## User reviews Pros & cons AP ALISSA P. OWNER > "Overall, Authorize.net has been a dependable and secure payment solution. Once everything is set up, it runs..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7142717) JP John P. Transport Broker > "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657) RP Ryan P. Graphic Designer > "Overall, it's a solid platform for processing payments, with a little bit of pricing complexity, and not..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787) VR Verified Reviewer Owner > "We did incur a monthly gateway fee plus multiple other fees monthly - we were pci compliment but yet still got..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7056875) AP ALISSA P. OWNER > "It processes payments consistently without major issues, and the fraud protection tools provide peace of mind." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7142717) KD Kristi D. Nurse Practitioner, Owner > "I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see a..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997) JC Jason C. Operations Manager > "Authorize.net gives us strong security for global transactions, plus simple account management and clear fees." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645) RP Ryan P. Graphic Designer > "Also, it isn't beginner-friendly compared to modern tools." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787) JC Jason C. Operations Manager > "The transferring of money to clients and partners is highly reliable; it assists in avoiding fraud issues." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645) CTB Connor T. B. Financial Operations Manager > "It can be a little time consuming to make custom financial summaries sometimes." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475) DS Dru S. Property Success Parntner > "Overall the experience is the system is not only cost effective but has greatly helped with money transfers..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7053006) JP John P. Transport Broker > "This is a nightmare industry to get a chargeback on a coast-to-coast transport job." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657) AR Alec R. Owner > "I use Authorize.net because it is the only solution available to a specific program I need to collect payments..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296) CT Carleton T. Website Admin > "I guess I don't like when I need a secret key AND a security token and a few other things, since it just seems..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651) CT Carleton T. Website Admin > "It's basically a 100% trust symbol, and I know it's going to work every time, while protecting my transactions." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651) Katrina H. Logistics Manager > "I think having to pay a monthly gateway fee is a con but not enough of a con to keep me from using this..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6830936) JS Jacqueline S. Self employed > "One of my favorite aspects of the site is that there are always clickable tabs available." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962) DS David S. President > "I have not "upgraded" to the new user interface and don't plan to if I don't have to." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982) AR Alec R. Owner > "It is the most widely accepted payment processor by merchant service providers and billing systems" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296) Babatunde O. SEO Marketer > "It was not easy at first to get through to paysafe as a business operating in Europe we had to go through a..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6780565) DM Dana M. Fulfillment Manager > "It is easier to use than our home grown software for the end user for sure." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7037396) HT Hilary T. Head of Growth > "Their merchant UI is very outdated." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7060761) LB Lanika B. Owner > "The website is well designed out and finding needed services is quick." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041) AS Amy S. Intake Specialist > "Very rarely has there been an issue that was not resolved easily." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7126985) FF Fernando F. CEO - IT Consultant > "I have been through three Merchant Services bank providers throughout the years and I have kept Authorize Net..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183) SS Shannon S. E-Commerce Marketing Manager > "Some feature do not work properly due to high security of information even when set up properly.(Stored Credit..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6406734) Priyansh K. Manager > "It also allowed us to customize the look and feel of our payment forms, making it easy to create a seamless,..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) BM Brandon M. CEO > "Their customer service is slow to respond at times." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669) AS Adeel S. Software Developer > "The management portal is pretty intuitive." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6597100) TS Thomas S. IT Director > "Difficult to test sometimes and documentation does not seem to always be easy to understand." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6775666) Kavindu Githsara K. System Specialist > "Net supports a variety of payment types, including credit cards, debit cards, and electronic checks, and it..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738) KD Kristi D. Nurse Practitioner, Owner > "I feel the dashboard is pretty complicated." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997) DS David S. President > "Customer service is quick and knowledgeable." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982) SA Smriti A. Treasurer > "It was very expensive even for very limited transactions that we use this application." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6230745) Priyansh K. Manager > "It also allows us to accept a wide range of payment options, including credit cards, debit cards, and..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) AP Adam P. Manager > "We have issues with charge backs with authorize.net" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261) JS Jacqueline S. Self employed > "I appreciate how user-friendly their merchant interface is." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962) TF Tammy F. FOH Manager > "It was confusing once we were switching over companies." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6251030) FF Fernando F. CEO - IT Consultant > "Excellent platform for credit card and ACH online payment processing" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183) Priyansh K. Manager > "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) MT Micheal T. Marketing Director > "authorize.net helps us automate our billing." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6235051) NJ Neil J. Treasurer > "The interface appears a little old fashioned" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402) LC Latisha C. Coach > "It was easy to use to set up to use." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6703731) TW Tiffany W. Administration > "This has caused some issues with customers and would love to be able to do it on the spot." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844) LB Lanika B. Owner > "Website is user friendly." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041) Josh B. Managing Member > "If you are doing anything beyond setting up Authorize.net with them directly and having them manage your..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3210296) CTB Connor T. B. Financial Operations Manager > "The thing I love about it is how easy Authorize." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475) JD Judith D. Advancement Associate > "The cost was getting to be a little prohibitive." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3834449) Nipon D. Executive Director > "You might not hear a lot about them these days but actually they are the biggest network of merchant account..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3844582) CB Cheri B. Program Coordinator/Executive Secretary > "The initial set up was a little confusing, asking for a credit card which I never gave because the charges for..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3426380) VC Vanessa C. BILLING AND INSURANCE SPECIALIST > "OVERALL IT IS A GREAT WAY OF SETTING UP PAYMENT ARRANGEMENTS WITHOUT CONSTANT REMINDERS." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6484155) EJ Elyse J. Manager of Data Integration > "Outages were plentiful as were timeouts and errors." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368) RQ Rizwan Q. Admin > "Authorize.net is very trusted and reliable payment gateway which also provided payment processing solutions." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4480466) KR Katie R. Office Manager > "They hold your money, decide to shut down your account for absolutely no reason and then decide to hold your..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2582265) VR Verified Reviewer Content strategist > "When I use the Authorize.net platform for payment processing, I save time." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626) MD Margaret D. controller > "The challenge I always have with this software is that it is impossible to reconcile deposits to charges. " [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2944121) Kavindu Githsara K. System Specialist > "This makes it a convenient and flexible solution for businesses of all sizes and industries." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738) EJ Elyse J. Manager of Data Integration > "Impossible to look at your account holistically." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368) Kavindu Githsara K. System Specialist > "Those features helped us to reduce the risk of fraudulent activity." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738) JK Joe K. Marketer > "Had one day where the servers went down and were unable to take payment for a couple hours." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3027843) Priyansh K. Manager > "This makes it easy for us to accept payments from a variety of customers." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) JF Jordan F. Owner > "It only works half the time and I have to constantly re-pair the card reader." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2937521) TF Tanveer F. Human Resource Manager > "It has a great customer support team." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6272952) SC Sharon C. CEO > "Can be difficult to navigate, especially on mobile." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2590059) MP Matthew P. Owner - Instructor > "Ease of use - processes quickly." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6232987) JP John P. Transport Broker > "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657) AP Adam P. Manager > "Authorize.net is easy to use and understand." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261) DS David S. President > "I have not "upgraded" to the new user interface and don't plan to if I don't have to." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982) CV Charline V. Owy > "Great customer service, helpful on the phone!" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6181804) NJ Neil J. Treasurer > "The interface appears a little old fashioned" [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402) VK Valerie K. Owner > "very nice staff, always helpful when I need it." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6070897) RP Ryan P. Graphic Designer > "Also, it isn't beginner-friendly compared to modern tools." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7139787) MO Mia O. Business Manager > "It summarizes each transaction in a trackable way and helps me transfer them over to Quickbooks." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3657314) KD Kristi D. Nurse Practitioner, Owner > "I feel the dashboard is pretty complicated." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997) VR Verified Reviewer Content strategist > "Personally, I appreciate the ease with which you can manage payments on the platform, it's very simple." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626) BM Brandon M. CEO > "Their customer service is slow to respond at times." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669) AR Alejandra R. marketing > "always efficient and eassy to use, customer even receives his auth transaction email on time no worries about..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4462664) Priyansh K. Manager > "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898) JR Jill R. Tech support/customer service > "Easy to use and has features we do not use yet but as a growing company love knowing the features are..." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4320091) TW Tiffany W. Administration > "This has caused some issues with customers and would love to be able to do it on the spot." [See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844) [View Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/) Jesse Z. Software Engineer > "Clover provides numerous options for payment options such as with Apple Pay, credit card with chip or swipe, or even cash." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7189327) VB Vincent B. owner > "What is even more disappointing is that Clover has never offered any meaningful solution, escalation, or compensation for the time and revenue..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861) AG Amanda G. Practice Manager > "There are so many things that I love about Clover, from the ease of use, the simple and quick payment processing with card payments, the instant..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799) BP Bill P. CEO > "Multiple clover machines can be difficult to navigate at the outset - especially when you get them over course of time. And as such, reporting..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7050819) SD Sean D. Owner > "Its design - It's sleek, and modern looking - the flex portable payment system is also out of the world." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7027060) SG Swagat G. IT Administrator > "The synchronization issues between the Clover and the third party plugins was something we constantly faced issue with." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7127994) KP Kathie P. Owner > "We have had no trouble at all with the processing quickness, or accuracy." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7162851) RH Reagan H. Optician > "The only thing I could say that I dislike about it is only when we accidentally forget to put the device on the charger correctly because..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7139276) DO Dana O. Remote CSR > "We're able to easily process our transactions through the terminals as well as remotely online." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6492394) Mallory T. Executive sous chef > "It is a very clunky system and the running joke in the office was just hit refresh because clover will not update itself." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518) SB Shannon B. Office Administrator > "LOVE the Flex device which makes going to vendor events so much easier than using something that plugs into a phone or other device." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6682877) Mallory T. Executive sous chef > "Also when entering inventory it will not let you use halves making things less accurate." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7126518) SB Scott B. Barrista and customer service > "Simple and intuitive interface allows me to interact with customers and process payments." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6691251) DH David H. Owner > "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) JA Josh A. School District Employee > "I can customize my orders to my liking (as long as the merchant has allowed the customization to be offered). And the biggest plus is that..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6398139) DH David H. Owner > "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able..." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) NI Nida I. Head of Product Development > "The Clover system offers a range of hardware options and a customizable software platform that can be tailored to fit the specific needs of..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) VB Vincent B. owner > "Without question, this has been one of the worst customer service experiences I've ever had. If this issue is not resolved quickly, I will be..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861) NI Nida I. Head of Product Development > "However, users may find the overall cost to be relatively high, especially when considering hardware, software, and transaction fees. Despite..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) SN Soumya N. Senior Software Engineer > "Sometimes the payments are on hold, and we cannot do anything about it." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7158369) RM Rachael M. Server > "Love how Clover has the ability to do everything as a restaurant POS including placing orders, taking payments, integrating a..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918) TM Thomas M. pres > "bad service bad service unit failed and they did not replace failed unit I switched services and they kept charging me , It is impossible to..." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317) HB Hannah B. Member Services > "Clover is much more intuitive and easier to use than our previous Moneris models, as well as being easier to clean between shifts because of the..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6812289) KM Keith M. General Manager > "The fact that they steal your money without any response other than, "our security division is looking into it." How can you not tell me why the..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958) ET Elias T. Owner > "Good for restaurants because they don’t have to deal with barcodes." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396) AG Amanda G. Practice Manager > "I have used several other credit card terminals and online platforms that are subpar compared to Clover." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799) JS Jessica S. Admin > "Clover is very user friendly, they have different hardware options they can operate from and cloud based system." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358) VB Vincent B. owner > "I've personally wasted over 12 hours following up, repeating the same information, and trying to get answers." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861) AD Amy D. Practice Manager > "the options for payment is easy seamless fast, you can access everything from the pos system" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423) TL Tiffany L. Anything and everything > "After spending a long time in chat, being told repeatedly the issue was resolved (it wasn’t), I was ultimately told nothing could be done." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536) JGD Joao Gabriel D. Recepcionist > "Considering the company I work it is not that big, the payment method by clover is much useful." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221) Jesse Z. Software Engineer > "The customer service is not very helpful when you need them." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7189327) NI Nida I. Head of Product Development > "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) VR Verified Reviewer Manager > "The only real problem I had with clover was the offline payment processing and sometimes it wouldn’t go through after the internet came back on." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154) Mai M. Managing Director > "It's the perfect party accessory!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7119592) KM Keith M. General Manager > "Contacted Clover and the account rep said the reason we were not getting serviced is because we only had 300 attempts whereas other accounts..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958) LF Leah F. Manager > "Clover is easy to use, makes payment processing super simple and has a great customer support if you ever need it." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6879187) TL Tiffany L. Anything and everything > "This is unacceptable for a payment processor in 2026." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536) RW Randy W. Owner > "Their devices look slick, modern, & hi-tech." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349) SN Soumya N. Senior Software Engineer > "Their customer support could be sometimes terrible." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7158369) TW TAMMY W. Owner > "Overall, Clover is a fantastic tool that has made a significant positive impact on my small business." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683) KP Kathie P. Owner > "There is nothing that I don’t like about Clover processing payment system." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7162851) PM Paulo M. CEO > "we have been using clover for many thing that is been useful to have business fast and easy" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6798675) AC Abbie C. Managing Director > "It was hard to work with putting the tax and credit card fees to work as we wanted and no one knew how to fix it." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6805207) JI Jackie I. Events Coordinator > "Made it so easy to take payment via the phone or online in such a short amount of time!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6803720) NI Nida I. Head of Product Development > "One drawback of the Clover POS system is its cost structure. While the system offers a range of features and customization options, it can..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) JG Jamie G. Office Manager > "Receipts are easy to print and reports are very clear and easy to view online" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6602793) LS Lyndie S. Owner Operator > "It does not show sales and redemption of gift cards on settlement report." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6684770) CM Christopher M. CEO > "It was easy to load all inventory from a spread sheet." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6630001) RW Randy W. Owner > "They no longer allow payment requests/invoicing for healthcare offices." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349) JA Julian A. IT Specialist > "I use clover for everyday transactions and it is super easy to use." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718) DC David C. Vice President > "The touch hardware i've used didn't feel right, a bit slow/buttons not at the usual place we are used to." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6539572) AH Autumn H. Administration > "Our rates are phenomenal - the lowest rate % we have been able to find!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6576366) DH David H. Owner > "It went months and haven't heard a thing. When I called to check on the case number, they told me that it was closed." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) SS Sahar S. Owner > "Easy to use, updated system to keep up with the new technology" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939) VT Viet T. Founder > "Does not allow online lunch menus to show up at specific times." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939) JA Julian A. IT Specialist > "Their website is even easier to navigate and manage." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718) VT Viet T. Founder > "Has too many 3rd party apps needed at a cost that isn't worth the value of service it provides." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939) MIG Martinus Ignorence G. Freelancer > "Clover coordinates in its activity a stock control system that is refreshed in every exchange, this permits the client to certainly stand out in..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4410937) MM Mikayla M. Owner > "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566) AD Amy D. Practice Manager > "great would definitely recommend especially if it is integrated with software" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423) Jimmy S. COO > "It was good for a while but the random cutting us off was unacceptable and demand for continued lease payments is exceptionally unacceptable." [See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6666424) SA Sabrina A. General Manager > "We also were able to get a replacement register drawer quickly when one just stopped working." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6035485) JS Jen S. Manager > "With in 3 days of hooking up this system and using them and trying to figure out why I could not bring up my existing customers. " [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6866151) JGD Joao Gabriel D. Recepcionist > "The very innovative and practical way of paying things." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221) JC Jeremy C. Owner > "They are constantly changing the plans and rates and my CC fees have gone through the roof." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688) TM Troy M. Executive Director > "Clover is very easy to use and helps customers pay easily." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6695756) GM Gaby M. Auto repair > "There wrong most of the time ." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7160135) Marcelo M. CEO > "My experience with Clover was generally positive in terms of usability and ease of training." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6869096) DH David H. Owner > "This didnt work so we asked for a replacement under warranty." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) TW TAMMY W. Owner > "I highly recommend it to anyone looking for a reliable and versatile payment system." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683) KE Kim E. Bookkeeper > "My take away is that I need to be more careful in paying attention to what I sign up for before changing providers. " [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6754223) VR Verified Reviewer Manager > "Clover was never a problem for me at all." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154) JC Jeremy C. Owner > "The equipment is cannot be reused, don't buy used equipment, they will refuse to activate it. " [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688) GU Gib U. Student Worker > "I like that it allows me to earn points from local businesses." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6078495) Joe L. Director of new products > "The migration did not migrate all of the previously existing credit cards into the clover account causing over half of our recurring payments to..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___5033530) JB Justin B. Day Program Coordinator > "Clover was easy to use for the novice user, as you could have pictures associated with each product to make it easy to navigate." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___5071004) VT Viet T. Founder > "Throwing off cost by up to 30% and making the function completely useless." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939) AP April P. Retail and Educational Lead Partner > "The device was easy to use in my store." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6639149) KE Kim E. Bookkeeper > "I had quite a time with them, and am still stuck with their Ingenico machine and it's fees I have been unsuccessful in reaching the rep from..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6754223) JS Jessica S. Admin > "Clover is very user friendly, they have different hardware options they can operate from and cloud based system." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358) JH Justin H. Director > "The system is not as versatile or intuitive as an NCR Silver system which I am more familiar with." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___4696805) NI Nida I. Head of Product Development > "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446) TB Tacara B. Owner > "The hardware that you can get with the system is modern looking but not very practical." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___2681173) Mai M. Managing Director > "It's the perfect party accessory!" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7119592) MM Mikayla M. Owner > "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566) SS Sahar S. Owner > "Easy to use, updated system to keep up with the new technology" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939) VB Vincent B. owner > "What is even more disappointing is that Clover has never offered any meaningful solution, escalation, or compensation for the time and revenue..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861) AD Amy D. Practice Manager > "great would definitely recommend especially if it is integrated with software" [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423) DH David H. Owner > "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) CW Cassandra W. Bookkeeper > "What I like most about the software is that integrates into QuickBooks." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4361925) DH David H. Owner > "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able..." [See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682) VR Verified Reviewer Engineer > "Also integrated very easy with my Google Pay." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4638264) VB Vincent B. owner > "Without question, this has been one of the worst customer service experiences I've ever had. If this issue is not resolved quickly, I will be..." [See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7173861) [View Reviews](https://www.capterra.com/p/226864/Clover/reviews/) ## User interface [authorize.net](https://www.capterra.com/p/221412/authorizenet/) 4.46 (220) [Clover](https://www.capterra.com/p/226864/Clover/) 3.77 (581) ## Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ### Features Do these products fit your needs? Prioritize real-user-identified key features according to your needs to find your best fit. \--% Fit vs \--% Fit Accounting Integration 207 Important ACH Payment Processing 150 Important Activity Dashboard 120 Important authorize.net Top features 27/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/221412/authorizenet/#features) Clover 16/50 - Accounting Integration - ACH Payment Processing - Activity Dashboard - AI Copilot - Alerts/Notifications - API - Barcode/Ticket Scanning - Billing & Invoicing - Cash Management - Compliance Management - Contactless NFC - Credit Card Management - Credit Card Processing - CRM - Cryptocurrency Processing - Customer Database - Customizable Branding - Data Import/Export - Data Security - Data Synchronization - Debit/Credit Card Processing - Digital Wallet Integration - Digital Wallet Payments - Discount Management - eCommerce Integration - E-commerce Integration - Electronic Signature - Encryption - Expense Tracking - Fraud Detection - Generative AI - Gift Card Management - In-Person Payments - Invoice Management - Level 3 - Levels 1 & 2 - Loyalty Program - Mobile Access - Mobile Card Reader - Mobile Payments - Multi-Currency - Multi-Location - Multiple Payment Options - Offline Access - Omnichannel - Online Payments - Partial Payments - Payment Fraud Prevention - Payment Gateway Integration - Payment Links [See all features](https://www.capterra.com/p/226864/Clover/#features) ### Recognition authorize.net is recognized as a top-rated tool in 1 Capterra Shortlist reports Best Value Billing and Invoicing Software (2025)  Clover is recognized as a top-rated tool in 3 Capterra Shortlist reports ### Deployment & support authorize.net Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Clover Deployment - Cloud, SaaS, Web-Based - Desktop Mac - Desktop Windows - Desktop Linux - On-Premise Windows - On-Premise Linux - Desktop Chromebook - Mobile Android - Mobile iPhone - Mobile iPad Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos ### Company Details authorize.net - By Visa - Located in United States - Founded in Clover - By Fiserv - Located in United States - Founded in 2006 ## Popular Comparisons [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) $25/month Price $0.29 4.4 Features 4.6 4.3 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-221412/PayPal-vs-authorizenet) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/) vs [PayPal](https://www.capterra.com/p/207944/PayPal/)[4.65 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Contact vendor for pricing Price $0.29 3.8 Features 4.6 4.0 Ease of Use 4.6 [View full comparison](https://www.capterra.com/compare/207944-226864/PayPal-vs-Clover) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [Venmo](https://www.capterra.com/p/222572/Venmo-/)[4.73 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) $25/month Price Contact vendor for pricing 4.4 Features 4.6 4.3 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/221412-222572/authorizenet-vs-Venmo-) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.8 Features 4.5 4.0 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-226864/Stripe-vs-Clover) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [Stripe](https://www.capterra.com/p/123889/Stripe/)[4.60 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) $25/month Price Contact vendor for pricing 4.4 Features 4.5 4.3 Ease of Use 4.5 [View full comparison](https://www.capterra.com/compare/123889-221412/Stripe-vs-authorizenet) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Contact vendor for pricing Price $0/month 3.8 Features 4.5 4.0 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/226864-275802/Clover-vs-Square-Point-of-Sale) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[4.63 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) $25/month Price $0/month 4.4 Features 4.5 4.3 Ease of Use 4.7 [View full comparison](https://www.capterra.com/compare/221412-275802/authorizenet-vs-Square-Point-of-Sale) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/) vs [Epos Now](https://www.capterra.com/p/152638/Epos-Now/)[3.77 (728)](https://www.capterra.com/p/152638/Epos-Now/reviews/) Contact vendor for pricing Price $349one time 3.8 Features 3.8 4.0 Ease of Use 3.8 [View full comparison](https://www.capterra.com/compare/152638-226864/Epos-Now-vs-Clover) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[4.24 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) $25/month Price Contact vendor for pricing 4.4 Features 4.2 4.3 Ease of Use 4.0 [View full comparison](https://www.capterra.com/compare/135757-221412/NetSuite-vs-authorizenet) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/) vs [Lavu](https://www.capterra.com/p/118828/Lavu/)[4.20 (259)](https://www.capterra.com/p/118828/Lavu/reviews/) Contact vendor for pricing Price Contact vendor for pricing 3.8 Features 4.2 4.0 Ease of Use 4.3 [View full comparison](https://www.capterra.com/compare/118828-226864/Lavu-vs-Clover) [authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.46 (220)](https://www.capterra.com/p/221412/authorizenet/reviews/) vs [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[4.34 (8,529)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) $25/month Price $38/month 4.4 Features 4.3 4.3 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/190778-221412/QuickBooks-Online-vs-authorizenet) [Clover](https://www.capterra.com/p/226864/Clover/)[3.77 (581)](https://www.capterra.com/p/226864/Clover/reviews/) vs [Toast POS](https://www.capterra.com/p/136301/Toast-POS/)[4.15 (554)](https://www.capterra.com/p/136301/Toast-POS/reviews/) Contact vendor for pricing Price $69/month 3.8 Features 4.1 4.0 Ease of Use 4.2 [View full comparison](https://www.capterra.com/compare/136301-226864/Toast-POS-vs-Clover)