# Compare authorize.net vs Clover 2026 | Capterra

> Unsure of what to choose? Check Capterra to compare authorize.net and Clover based on pricing, features, product details, and verified reviews.

Source: https://www.capterra.com/compare/221412-226864/authorizenet-vs-Clover

---

# authorize.net vs Clover Features and Cost Comparison

Last updated March 13th, 2026

Provider data verified by our Software Research team, and reviews  
moderated by our Reviews Verification team.[Learn more](https://www.capterra.com/our-story/)

Your comparison:

authorize.netClover2/4 selected

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)

[Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (566)](https://www.capterra.com/p/226864/Clover/reviews/)

[## authorize.net](https://www.capterra.com/p/221412/authorizenet/)[4.5 (215)](https://www.capterra.com/p/221412/authorizenet/reviews/)

Starting Price

$25.00/month

Value-for-Money

4.4

Functionality

4.4

Ease of Use

4.3

Customer Service

4.4

Reviews Sentiment

Based on [215 reviews](#user-reviews)

Positive

195

Neutral

12

Negative

8

[## Clover](https://www.capterra.com/p/226864/Clover/)[3.8 (566)](https://www.capterra.com/p/226864/Clover/reviews/)

Starting Price

Contact vendor

Value-for-Money

3.4

Functionality

3.8

Ease of Use

4

Customer Service

3.2

Reviews Sentiment

Based on [566 reviews](#user-reviews)

Positive

390

Neutral

53

Negative

123

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What’s your intended use case?

## Summary

* * *

Key features rated by users

Features selected based on 22,638 reviews from payment processing software users.  
about the Fit Score methodology.

Fit Score methodology

Our Fit Score reflects how reviewers rate a product’s performance against a set of features reviewers rate as most important. A higher score indicates the product is rated better in delivering what reviewers most care about.

  

If the Fit Score is not shown for a specific product, that only means there are currently not enough relevant data points to develop a meaningful score. It does not indicate that the product should be excluded from further evaluation. Best for Methodology

63%Fit

Missing features

Feature ratings

Data Security

NA

Online Payments

4.8

Payment Fraud Prevention

4.8

Expense Tracking

NA

Debit/Credit Card Processing

4.5

\--%Fit

Missing features

Feature ratings

Data Security

3.9

Online Payments

NA

Payment Fraud Prevention

NA

Expense Tracking

NA

Debit/Credit Card Processing

NA

User satisfaction

User satisfaction

4.5

User reviews[215](https://www.capterra.com/p/221412/authorizenet/reviews/)

Ease of use

4.3

Functionality

4.4

Value for money

4.4

Customer support

4.4

User satisfaction

3.8

User reviews[566](https://www.capterra.com/p/226864/Clover/reviews/)

Ease of use

4.0

Functionality

3.8

Value for money

3.4

Customer support

3.2

Price starts from

Price starts from

$25Usage Based, Per Month

-   Free version
-   Free trial

Price starts from

\--

-   Free version
-   Free trial

Best for

Best for

authorize.net connects payments to every part of the business, including shopping carts, accounting, subscriptions, over the phone, in-store and more.

Best for

Clover serves small to midsize businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments

## User reviews

Pros & cons

JC

Jason C.

Operations Manager

> "Authorize.net gives us strong security for global transactions, plus simple account management and clear..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

JP

John P.

Transport Broker

> "The user interface is so outdated, and it is impossible to navigate through the backend settings with the..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

JC

Jason C.

Operations Manager

> "The transferring of money to clients and partners is highly reliable; it assists in avoiding fraud issues."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7041645)

VR

Verified Reviewer

Owner

> "We did incur a monthly gateway fee plus multiple other fees monthly - we were pci compliment but yet still..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7056875)

DS

Dru S.

Property Success Parntner

> "Overall the experience is the system is not only cost effective but has greatly helped with money..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7053006)

KD

Kristi D.

Nurse Practitioner, Owner

> "I struggle often to find certain transactions and data. If I need to issue a refund or if I want to see..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

AR

Alec R.

Owner

> "I use Authorize.net because it is the only solution available to a specific program I need to collect..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

SS

Shannon S.

E-Commerce Marketing Manager

> "Some feature do not work properly due to high security of information even when set up properly.(Stored..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6406734)

JS

Jacqueline S.

Self employed

> "One of my favorite aspects of the site is that there are always clickable tabs available."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

CTB

Connor T. B.

Financial Operations Manager

> "It can be a little time consuming to make custom financial summaries sometimes."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

AR

Alec R.

Owner

> "It is the most widely accepted payment processor by merchant service providers and billing systems"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6777296)

JP

John P.

Transport Broker

> "This is a nightmare industry to get a chargeback on a coast-to-coast transport job."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7079657)

FF

Fernando F.

CEO - IT Consultant

> "I have been through three Merchant Services bank providers throughout the years and I have kept Authorize..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

Katrina H.

Logistics Manager

> "I think having to pay a monthly gateway fee is a con but not enough of a con to keep me from using this..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6830936)

CT

Carleton T.

Website Admin

> "It's basically a 100% trust symbol, and I know it's going to work every time, while protecting my..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

DS

David S.

President

> "I have not "upgraded" to the new user interface and don't plan to if I don't have to."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

DM

Dana M.

Fulfillment Manager

> "It is easier to use than our home grown software for the end user for sure."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7037396)

Babatunde O.

SEO Marketer

> "It was not easy at first to get through to paysafe as a business operating in Europe we had to go through..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6780565)

LB

Lanika B.

Owner

> "The website is well designed out and finding needed services is quick."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

HT

Hilary T.

Head of Growth

> "Their merchant UI is very outdated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7060761)

FF

Fernando F.

CEO - IT Consultant

> "Excellent platform for credit card and ACH online payment processing"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6448183)

CT

Carleton T.

Website Admin

> "I guess I don't like when I need a secret key AND a security token and a few other things, since it just..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6590651)

MT

Micheal T.

Marketing Director

> "authorize.net helps us automate our billing."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6235051)

BM

Brandon M.

CEO

> "Their customer service is slow to respond at times."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6766669)

DS

David S.

President

> "Customer service is quick and knowledgeable."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7076982)

TS

Thomas S.

IT Director

> "Difficult to test sometimes and documentation does not seem to always be easy to understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6775666)

VC

Vanessa C.

BILLING AND INSURANCE SPECIALIST

> "OVERALL IT IS A GREAT WAY OF SETTING UP PAYMENT ARRANGEMENTS WITHOUT CONSTANT REMINDERS."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6484155)

KD

Kristi D.

Nurse Practitioner, Owner

> "I feel the dashboard is pretty complicated."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6822997)

JS

Jacqueline S.

Self employed

> "I appreciate how user-friendly their merchant interface is."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___7006962)

AP

Adam P.

Manager

> "We have issues with charge backs with authorize.net"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

Priyansh K.

Manager

> "It also allowed us to customize the look and feel of our payment forms, making it easy to create a..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

TF

Tammy F.

FOH Manager

> "It was confusing once we were switching over companies."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6251030)

AS

Adeel S.

Software Developer

> "The management portal is pretty intuitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6597100)

SA

Smriti A.

Treasurer

> "It was very expensive even for very limited transactions that we use this application."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6230745)

Kavindu Githsara K.

System Specialist

> "Net supports a variety of payment types, including credit cards, debit cards, and electronic checks, and..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738)

Priyansh K.

Manager

> "Net is the customer support. While the company does offer 24/7 support, I have found that the quality of..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

Priyansh K.

Manager

> "It also allows us to accept a wide range of payment options, including credit cards, debit cards, and..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4359898)

NJ

Neil J.

Treasurer

> "The interface appears a little old fashioned"

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4349402)

LB

Lanika B.

Owner

> "Website is user friendly."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6825041)

TW

Tiffany W.

Administration

> "This has caused some issues with customers and would love to be able to do it on the spot."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4175844)

CTB

Connor T. B.

Financial Operations Manager

> "The thing I love about it is how easy Authorize."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6828475)

Josh B.

Managing Member

> "If you are doing anything beyond setting up Authorize.net with them directly and having them manage your..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3210296)

VR

Verified Reviewer

Content strategist

> "When I use the Authorize.net platform for payment processing, I save time."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

JD

Judith D.

Advancement Associate

> "The cost was getting to be a little prohibitive."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3834449)

TF

Tanveer F.

Human Resource Manager

> "It has a great customer support team."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6272952)

MD

Margaret D.

controller

> "The challenge I always have with this software is that it is impossible to reconcile deposits to charges. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2944121)

MP

Matthew P.

Owner - Instructor

> "Ease of use - processes quickly."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6232987)

CB

Cheri B.

Program Coordinator/Executive Secretary

> "The initial set up was a little confusing, asking for a credit card which I never gave because the charges..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3426380)

AP

Adam P.

Manager

> "Authorize.net is easy to use and understand."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6479261)

JK

Joe K.

Marketer

> "Had one day where the servers went down and were unable to take payment for a couple hours."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3027843)

LC

Latisha C.

Coach

> "It was easy to use to set up to use."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___6703731)

JF

Jordan F.

Owner

> "It only works half the time and I have to constantly re-pair the card reader."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2937521)

Nipon D.

Executive Director

> "You might not hear a lot about them these days but actually they are the biggest network of merchant..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3844582)

EJ

Elyse J.

Manager of Data Integration

> "Outages were plentiful as were timeouts and errors."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

MO

Mia O.

Business Manager

> "It summarizes each transaction in a trackable way and helps me transfer them over to Quickbooks."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3657314)

KR

Katie R.

Office Manager

> "They hold your money, decide to shut down your account for absolutely no reason and then decide to hold..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2582265)

VR

Verified Reviewer

Content strategist

> "Personally, I appreciate the ease with which you can manage payments on the platform, it's very simple."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

EJ

Elyse J.

Manager of Data Integration

> "Impossible to look at your account holistically."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___3216368)

VR

Verified Reviewer

Content strategist

> "In addition, I like the anti-fraud system."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4983626)

SC

Sharon C.

CEO

> "Can be difficult to navigate, especially on mobile."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2590059)

RQ

Rizwan Q.

Admin

> "Authorize.net is very trusted and reliable payment gateway which also provided payment processing..."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4480466)

JM

Jordan M.

Executor

> "The amount of fees for transactions is RIDICULOUS."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2111398)

LL

Louis L.

Owner

> "Support is very helpful if needed. "

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4868925)

JM

Jordan M.

Executor

> "Any client that I have that uses Authorize.net, I refuse to work with."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2111398)

Kavindu Githsara K.

System Specialist

> "This makes it a convenient and flexible solution for businesses of all sizes and industries."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___4413738)

JM

Jordan M.

Executor

> "Customer service is absolutely clueless."

[See full review](https://www.capterra.com/p/221412/authorizenet/#Capterra___2111398)

[View Reviews](https://www.capterra.com/p/221412/authorizenet/reviews/)

AG

Amanda G.

Practice Manager

> "There are so many things that I love about Clover, from the ease of use, the simple and quick payment processing with card payments, the instant and..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799)

BP

Bill P.

CEO

> "Multiple clover machines can be difficult to navigate at the outset - especially when you get them over course of time. And as such, reporting internally..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7050819)

JA

Josh A.

School District Employee

> "I can customize my orders to my liking (as long as the merchant has allowed the customization to be offered). And the biggest plus is that ordering..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6398139)

DH

David H.

Owner

> "We had an issue where our team could not redeem the reward for new customers on one of our replaced clover flex devices."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

NI

Nida I.

Head of Product Development

> "The Clover system offers a range of hardware options and a customizable software platform that can be tailored to fit the specific needs of various types..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

DH

David H.

Owner

> "The customer service is horrible for speed, we have an issue that has been in their hands for many many months, and advanced support is not able to solve..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

NI

Nida I.

Head of Product Development

> "However, users may find the overall cost to be relatively high, especially when considering hardware, software, and transaction fees. Despite this, the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

NI

Nida I.

Head of Product Development

> "One drawback of the Clover POS system is its cost structure. While the system offers a range of features and customization options, it can become..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

RM

Rachael M.

Server

> "Love how Clover has the ability to do everything as a restaurant POS including placing orders, taking payments, integrating a reservation/waitlist..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

TM

Thomas M.

pres

> "bad service bad service unit failed and they did not replace failed unit I switched services and they kept charging me , It is impossible to cancel..."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317)

SD

Sean D.

Owner

> "Its design - It's sleek, and modern looking - the flex portable payment system is also out of the world."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7027060)

AG

Amanda G.

Practice Manager

> "I have used several other credit card terminals and online platforms that are subpar compared to Clover."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7065799)

NI

Nida I.

Head of Product Development

> "Its user-friendly interface and extensive customization options allow businesses to tailor the system to their specific needs."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6488446)

VR

Verified Reviewer

Manager

> "The only real problem I had with clover was the offline payment processing and sometimes it wouldn’t go through after the internet came back on."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154)

HB

Hannah B.

Member Services

> "Clover is much more intuitive and easier to use than our previous Moneris models, as well as being easier to clean between shifts because of the touch..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6812289)

AC

Abbie C.

Managing Director

> "It was hard to work with putting the tax and credit card fees to work as we wanted and no one knew how to fix it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6805207)

ET

Elias T.

Owner

> "Good for restaurants because they don’t have to deal with barcodes."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396)

BE

Brayden E.

Managing Director

> "I understand not having two loans at once but baiting customers into demanding they pay off a loan before even seeing a potential amount could leave them..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362261)

DO

Dana O.

Remote CSR

> "We're able to easily process our transactions through the terminals as well as remotely online."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6492394)

DH

David H.

Owner

> "It went months and haven't heard a thing. When I called to check on the case number, they told me that it was closed."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

SB

Shannon B.

Office Administrator

> "LOVE the Flex device which makes going to vendor events so much easier than using something that plugs into a phone or other device."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6682877)

MM

Mikayla M.

Owner

> "Their system is a complete joke — it does NOT integrate with DoorDash or Uber Eats the way they claim."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566)

SB

Scott B.

Barrista and customer service

> "Simple and intuitive interface allows me to interact with customers and process payments."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6691251)

KM

Keith M.

General Manager

> "The fact that they steal your money without any response other than, "our security division is looking into it." How can you not tell me why the hell you..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958)

LF

Leah F.

Manager

> "Clover is easy to use, makes payment processing super simple and has a great customer support if you ever need it."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6879187)

BE

Brayden E.

Managing Director

> "Good customer service overall but terrible company for small business financing with interesting unusual policies to see offers of financing when they..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362261)

JS

Jessica S.

Admin

> "Clover is very user friendly, they have different hardware options they can operate from and cloud based system."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6610358)

JS

Jen S.

Manager

> "With in 3 days of hooking up this system and using them and trying to figure out why I could not bring up my existing customers. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6866151)

AD

Amy D.

Practice Manager

> "the options for payment is easy seamless fast, you can access everything from the pos system"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6673423)

RT

Robyn T.

Owner

> "I do not understand how a company can employ third party representatives and then not be able to help you PURCHASE extra equipment when you call in."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085)

PM

Paulo M.

CEO

> "we have been using clover for many thing that is been useful to have business fast and easy"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6798675)

TL

Tiffany L.

Anything and everything

> "After spending a long time in chat, being told repeatedly the issue was resolved (it wasn’t), I was ultimately told nothing could be done."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536)

JI

Jackie I.

Events Coordinator

> "Made it so easy to take payment via the phone or online in such a short amount of time!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6803720)

JC

Jeremy C.

Owner

> "They are constantly changing the plans and rates and my CC fees have gone through the roof."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688)

JA

Julian A.

IT Specialist

> "I use clover for everyday transactions and it is super easy to use."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718)

DH

David H.

Owner

> "This didnt work so we asked for a replacement under warranty."

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7088682)

JGD

Joao Gabriel D.

Recepcionist

> "Considering the company I work it is not that big, the payment method by clover is much useful."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6674221)

JC

Jeremy C.

Owner

> "The equipment is cannot be reused, don't buy used equipment, they will refuse to activate it. "

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6833688)

MB

Myles B.

Executive Vice President

> "Great company with a variety of POS options for our business account holders."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6374563)

ST

Stephanie T.

Hairstylist

> "I had to call consistently telling them I sent the cancellation form as I was getting emails everyday to cancel when I had sent it out 4 times."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6425141)

RM

Rachael M.

Server

> "Honestly the best POS system I have used and I have used many in different establishments within hospitality."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

KM

Keith M.

General Manager

> "Contacted Clover and the account rep said the reason we were not getting serviced is because we only had 300 attempts whereas other accounts were having..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6758958)

JA

Julian A.

IT Specialist

> "Their website is even easier to navigate and manage."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6772718)

VR

Verified Reviewer

Owner

> "The process of trying to complete the compliance paperwork was so tedious, took so long, was full of technical jargon and could not get any assistance..."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6445211)

Marcelo M.

CEO

> "My experience with Clover was generally positive in terms of usability and ease of training."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6869096)

TL

Tiffany L.

Anything and everything

> "This is unacceptable for a payment processor in 2026."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___7117536)

VR

Verified Reviewer

Manager

> "Clover was never a problem for me at all."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6855154)

TM

Thomas M.

pres

> "bonus for cancelling Too sketchy and they still do not cancel ,"

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___6874317)

RM

Rachael M.

Server

> "Clover has been the most reliable and consistent, and not to mention the most versatile and customizable."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385918)

LS

Lyndie S.

Owner Operator

> "It does not show sales and redemption of gift cards on settlement report."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6684770)

RW

Randy W.

Owner

> "Their devices look slick, modern, & hi-tech."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349)

ET

Elias T.

Owner

> "Premium money for a basic pos"

[See full review](https://www.capterra.com/p/226864/Clover/#SoftwareAdvice___7063396)

BR

Breanna R.

Senior Operations

> "It took some getting used to when implementing our Cafe POS system and the use of tabs, but it has become very simple after the initial learning curve."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4781999)

RT

Robyn T.

Owner

> "I have been attempting to get a kitchen display for over two months and haven't been able to because they said I went through a third party and need to..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085)

TW

TAMMY W.

Owner

> "Overall, Clover is a fantastic tool that has made a significant positive impact on my small business."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6654683)

MM

Mikayla M.

Owner

> "Now that I’m switching to Square, they REFUSE to release that information — MY information — like they somehow own"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6865566)

JG

Jamie G.

Office Manager

> "Receipts are easy to print and reports are very clear and easy to view online"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6602793)

RW

Randy W.

Owner

> "They no longer allow payment requests/invoicing for healthcare offices."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6508349)

CM

Christopher M.

CEO

> "It was easy to load all inventory from a spread sheet."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6630001)

DC

David C.

Vice President

> "The touch hardware i've used didn't feel right, a bit slow/buttons not at the usual place we are used to."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6539572)

MK

Marnie K.

Designer

> "It's pretty easy to use and makes processing payments pretty seamless"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6473141)

VT

Viet T.

Founder

> "Does not allow online lunch menus to show up at specific times."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

AH

Autumn H.

Administration

> "Our rates are phenomenal - the lowest rate % we have been able to find!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6576366)

VR

Verified Reviewer

Owner

> "He didn't tell anything about contract and blocked my number and stopped responding to my emails .i have tried contacted clover to resolve this ."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6369253)

Jared K.

CMO

> "I like the POS hardware compatibility with my bluetooth/phone data plans, PC/Printing equipment and also as an Inventory management since it provides a..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___3521071)

RT

Robyn T.

Owner

> "They use third party representatives to sell you the machines/system and then they disappear."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6362085)

AC

Abbie C.

Managing Director

> "The set-up and equipment was free and easy."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6805207)

VT

Viet T.

Founder

> "Has too many 3rd party apps needed at a cost that isn't worth the value of service it provides."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6653939)

JI

Jackie I.

Events Coordinator

> "Also insanely easy to use!"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6803720)

BC

Brandon C.

LLC Member

> "Statements on the backend can be a little difficult to follow."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6778021)

SS

Sahar S.

Owner

> "Easy to use, updated system to keep up with the new technology"

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6504939)

Jimmy S.

COO

> "It was good for a while but the random cutting us off was unacceptable and demand for continued lease payments is exceptionally unacceptable."

[See full review](https://www.capterra.com/p/226864/Clover/#GetApp___6666424)

AI

ADRIANO I.

CFO

> "Its design is very attractive, and it feels good when you have it in your hands."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6385780)

JH

Jyll H.

Intuitive Coach

> "CloverConnect does not communicate via email regarding important changes that affect the merchants. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6297865)

NH

Nick H.

Gun store

> "It was easy to add extra processors."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6328782)

JS

Jen S.

Manager

> "They will not intergrade and you can not see your new customers. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6866151)

JL

Jacqueline L.

CSR

> "The best part about this software is that the devices are wireless, during covid we were strictly curbside, no clients were allowed in the building and..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___3649835)

JH

Jyll H.

Intuitive Coach

> "I scoured their websites for information on this annual fee - it is not documented anywhere. "

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6297865)

MIG

Martinus Ignorence G.

Freelancer

> "Clover coordinates in its activity a stock control system that is refreshed in every exchange, this permits the client to certainly stand out in the..."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___4410937)

MK

Marnie K.

Designer

> "Can be a little glitchy at times and I have had to turn away customers because it wouldn't work."

[See full review](https://www.capterra.com/p/226864/Clover/#Capterra___6473141)

[View Reviews](https://www.capterra.com/p/226864/Clover/reviews/)

## User interface

[authorize.net](https://www.capterra.com/p/221412/authorizenet/)

4.46 (215)

[Clover](https://www.capterra.com/p/226864/Clover/)

3.78 (566)

## Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

### Features

Do these products fit your needs?

Prioritize real-user-identified key features according to your needs to find your best fit.

\--% Fit

vs

\--% Fit

ACH Payment Processing

207

Important

Activity Dashboard

150

Important

AI Copilot

120

Important

authorize.net

Top features

24/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/221412/authorizenet/#features)

Clover

11/37

-   ACH Payment Processing
-   Activity Dashboard
-   AI Copilot
-   Alerts/Notifications
-   API
-   Billing & Invoicing
-   Cryptocurrency Processing
-   Customizable Branding
-   Data Import/Export
-   Data Security
-   Debit/Credit Card Processing
-   Digital Wallet Payments
-   eCommerce Integration
-   Electronic Signature
-   Expense Tracking
-   Generative AI
-   In-Person Payments
-   Loyalty Program
-   Mobile Payments
-   Multi-Currency
-   Multiple Payment Options
-   Online Payments
-   Partial Payments
-   Payment Fraud Prevention
-   Payment Gateway Integration
-   Payment Links
-   Payment Reconciliation
-   PCI Compliance
-   Point of Sale (POS) Integration
-   Real-Time Data
-   Receipt Management
-   Recurring/Subscription Billing
-   Reporting/Analytics
-   Search/Filter
-   Self Service Portal
-   Status Tracking
-   Transaction Monitoring

[See all features](https://www.capterra.com/p/226864/Clover/#features)

### Recognition

No recognitions have been awarded to authorize.net

No recognitions have been awarded to Clover

### Deployment & support

authorize.net

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Clover

Deployment

-   Cloud, SaaS, Web-Based
-   Desktop Mac
-   Desktop Windows
-   Desktop Linux
-   On-Premise Windows
-   On-Premise Linux
-   Desktop Chromebook
-   Mobile Android
-   Mobile iPhone
-   Mobile iPad

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

### Company Details

authorize.net

-   By Visa
-   Located in United States
-   Founded in

Clover

-   By Fiserv
-   Located in United States
-   Founded in 2006

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